client meeting presentation

Art Of Financial Freedom

WHY Do You DREAM???

Do We Plan our Personal Goals?

Do We Plan our Professional Goals?

YES

???

One Planner

All Financial Solutions

=

Proposition

Comprehensive Financial Plan

Convenience

Consolidation

Dream>Decide>Do

One Advisor – All Products

One Statement– All Investments

About Us

Established in March 2009

Unbiased, qualified, client

focused, fee based - FA

Mumbai, Pune, Delhi and Chennai & expanding

1200 client members

and growing150 Employee members, 100

financial planners and recruiting

We help people achieve their Goals

The Current Financial Services Industry

MANUFACTURERS

•Life Insurance•General Insurance•Equity Broking•Mutual Funds•Loans • FDs/Bonds•Commodities

DISTRIBUTORS CLIENTS

• Banks• Distribution Houses• Broking firms• IFAs/Agents

Currently, the loyalty of the distributor lies with the manufacturer as they are compensated by them.

Ffreedom reverses the current flow by representing the client to the manufacturers as we get compensated by the client

Health Vs. Wealth

Patient

Doctor

Medicine

Client

??????

Products

Anybody who is providing Financial Advice for free is actually not providing Financial Advice

Fees

Comm.

Fees

Comm.

Your Planner should…

When disaster strikes

How to plan for emergencies?

How much and where?

3-6 Months Expenses

In

• Liquid Funds

• Sweep – In Fixed Deposits

Your Planner should…• Life• Health • Asset

Risk Planning- What to Buy??

Risk Planning- How Much to buy ??

Human Life Value:-

A Scientifically proven formula

A Thumb Rule:

Life Insurance Cover needed=Annual Expenses *20

Risk Planning- How Much to buy ??

Risk Planning

Medical cover needed:

Rs. 5,00,000/- per person separately

Risk Planning

Income Replacement Covers:

• Critical Illness

•Accidental Disability Cover

Your Planner should…• Life Goals• Financial Goals

Your Dream Home

CHILDREN EDUCATION

Your Children’s Marriage

Dream to Buy a BMW Price Range: Starting from Rs 32 Lakhs

Steps in goal based investing…

GOAL

Due when?

Cost of the goal

How to get there?

Plan for this dream

Child Education– 15 years from

now

May cost Rs. 10 lacs today

May cost Rs. 28 lacs in future

Invest Rs.5250 every month @ 12%

Your Planner should…

How is your retirement looking?

OR

Retirement – Did you know?Let’s say you are spending Rs.50,000 a month now. How much will you spend when you are 60? Assuming 8% inflation..

45 40 35 30 25

158,608 233,048

342,424

503,133

739,267

C u r r e n t A g e

Ffreedom Financial Planners

USP: Regular Portfolio Rebalancing and Progressive Asset Allocation

Your Planner should…

Hindu Succession Act – Some FactsClass I Class II Class IIISpouseMotherDaughterSon

I. FatherII (1) Son’s grandchildren, (2) brother, (3) sister.III (1) Daughter's grandchildren IV. (1) Brother's children (2) Sister's children, V. Father's father; father's mother.VI. Father's widow; brother's widow.VII. Father's brother; fathers' sister.VIII. Mother's father; mother's mother.

Government

Think of these situations..

Young person in 30s – married with 2 children –

parents dependent.

Nominates wife in all investments, insurance, EPF

etc. If he were to die and wife chooses to remarry

What will happen to parents?

Comprehensive Financial Planning

Comprehensive Financial Planning

Additional Services

• Loans • Tax Filing• Will, POA and Trust Creation• Personal Credit Score Analysis and

Improvement

Core Philosophy

By doing good,

we will do well

So, how are you faring?