building a great nation one church at a time dr. tim matheny vice president greatnation
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Building a Great Nation one church at a time Dr. Tim Matheny Vice President www.greatnation.com. Investing for Your Future with Church Bonds. Three Kinds of Money. Matthew 25. Malachi 3:8. 1 Timothy 5:8. Proverbs 21:20 (NIV). - PowerPoint PPT PresentationTRANSCRIPT
Building a Great Nation one church at a time
Dr. Tim MathenyVice President
www.greatnation.com
Investing for Your Futurewith Church Bonds
Three Kinds of Money
Savings
Living
Giving
Matthew 25
1 Timothy 5:8
Malachi 3:8
Proverbs 21:20 (NIV)
“In the house of the wise are stores of choice food and oil, but a foolish man devours all he has.”
Proverbs 13:11 (NIV)
“He who gathers money little by little makes it grow.”
Trustee:Herring Bank
Trustee:Herring Bank
Mor
tgag
e
Pay
men
tsPrincipal
& Interest
Invest
In B
onds
Fund Project
God’s People Using
God’s Moneyto do
God’s Work
God’s People Using
God’s Moneyto do
God’s Work
The Rule of 72Divide 72 by interest rate
= # years to double in value
72 divided by 7% = 10 years
72 divided by 3.5% = 20 years
Rule of 72
Age 10
Age 30
Age 50
Age 70
$2,000
$4,000
$8,000
$16,000
3.5% Compound Interest
Rule of 72
Age 10
Age 20
Age 30
Age 40
Age 50
Age 60
Age 70
$2,000
$4,000
$8,000
$16,000
$32,000
$64,000
$128,000
7% Compound Interest
Interest Rate Structure
18 Years
12 Years
6 Years
1 Year
3% 4% 5% 6% 7%
7%
6%5%
4%
IRA Contribution Limits
Age: under 50 Age: 50 +
$5,000 $6,000
Minimum annual fee: $45www.goldstartrust.com
What if you contributed $5,000 to your IRA every year?
30 YEARS AmountTotal amount contributed for 30 years = $150,000If your investments earned 7% compound interest, what would be the total value of the IRA account?
$516,000Tax free earnings if in a Roth IRA = $366,000
The above is for illustration purposes only, where investing in many different bond issues over the specified period of time would be needed. Bonds are subject to availability and prior sale.
What if you contributed $5,000 to your IRA every year?
40 YEARS AmountTotal amount contributed for 40 years = $200,000If your investments earned 7% compound interest, what would be the total value of the IRA account? $1,100,000Tax free earnings if in a Roth IRA = $900,000
The above is for illustration purposes only, where investing in many different bond issues over the specified period of time would be needed. Bonds are subject to availability and prior sale.
What if you contributed $5,000 to your IRA every year?
50 YEARS AmountTotal amount contributed for 50 years = $250,000If your investments earned 7% compound interest, what would be the total value of the IRA account? $2,263,000Tax free earnings if in a Roth IRA = $2,013,000
The above is for illustration purposes only, where investing in many different bond issues over the specified period of time would be needed. Bonds are subject to availability and prior sale.
What will 4 years of college cost in 2020 ?
• $125,000 – Public
• $284,000 – Private
THREE OPTIONS@ GoldstarTrust.com
Roth IRA
Traditional IRA
Money Market Account
4 Year Ladder with $10,000 Bonds
Years Rate Projected Value
Total Yield
Average Annual Yield**
14 6.25% $23,669 $13,669 $97615 6.25% $25,172 $15,172 $1,01116 6.50% $27,828 $17,828 $1,11417 6.75% $30,912 $20,912 $1,230
Total = $107,581
**All compound interest is paid on the maturity date of the bond.
8 Year Ladder with $10,000 BondsYears Rate Projected
ValueTotal Yield Average
Annual Yield**
13 6.00% $21,565 $11,565 $890
14 6.25% $23,669 $13,669 $976
15 6.25% $25,172 $15,172 $1,011
16 6.50% $27,828 $17,828 $1,114
17 6.75% $30,912 $20,912 $1,230
18 6.75% $33,033 $23,033 $1,280
19 7.00% $36,960 $26,960 $1,418
20 7.00% $39,593 $29,593 $1,420
Total = $238,732
**All compound interest is paid on the maturity date of the bond.
Where do I find $$ to invest?
Bank Accounts
Retirement Funds
Stock Market
Investing in bonds from these funds may not be suitable for every investor, therefore please discuss with your Registered Representative and/or consult your tax advisor before liquidating or transferring any investment.
How Safe is My Investment?
First Lien
Certified Appraisal
First Right of Revenue
No one can guarantee the safety of an investment, please read the prospectus for a complete discussion of the risks.
Matthew 7:24-27 (NIV)
“The wise man built his house on the rock.” (vs 24)
“The foolish man built his house on the sand.” (vs 26)
Why Invest in Church Bonds?
Worthy Cause
Tax Free (if in Roth
IRA)
4-7%
All risk factors of each bond issue are disclosed in the prospectus
What do I bring to my appointment?
Checkbook
Driver License
All Social Security Numbers
All paperwork for accounts to be transferred
Trustee:Herring Bank
Trustee:Herring Bank
Mor
tgag
e
Pay
men
tsPrincipal
& Interest
Invest
In B
onds
Fund Project
Bypass This MiddlemanBypass This Middleman
Trustee:Herring Bank
Trustee:Herring Bank
Mor
tgag
e
Pay
men
tsPrincipal
& Interest
Invest
In B
onds
Fund Project
Where does The interest come from?
Where does The interest come from?
Trustee:Herring Bank
Trustee:Herring Bank
Mor
tgag
e
Pay
men
tsPrincipal
& Interest
Invest
In B
onds
Fund Project
God’s People Using
God’s Moneyto do
God’s Work
God’s People Using
God’s Moneyto do
God’s Work
Proverbs 3:9 (NIV)
“Honor God with your wealth.”
“Jacob’s well was there.”
John 4:6
Funding Timeline
Phase 3 – Reaping the Harvest
3rd month Local Placement
Phase 2 – Sowing the Seed
2nd month Publicity
Phase 1 – Preparing the Soil
1st month All Documents Completed
Leadership Team
1. Appointments
2. Hospitality
3. Publicity
4. Special Purchase
Appointments
• Maintain list of all appointments• Call church families who have not
scheduled appointment• Be at church when we are there• Replace cancelations with new
appointments
Appointments
• PLAN A – All appointments scheduled prior to arrival of Great Nation agents
• PLAN B – Schedule appointments on BOND INFORMATION SUNDAY
• PLAN C – If necessary spend Sunday afternoon calling families who do not have an appointment
Sample Appointment ScheduleTIME Monday Tuesday Wednesday Thursday
9 am No Apt No Apt No Apt
10 am No Apt No Apt No Apt
11 am No Apt No Apt No Apt
Noon No Apt No Apt Lunch No Apt
1 pm
2 pm
3 pm
4 pm
5 pm Dinner Dinner Dinner
6 pm Dinner
7 pm No Apt
8 pm No Apt
Hospitality
• Provide light snack for leadership meetings
• Provide light snack for seminars• Lunch for all volunteers on Bond
Information Sunday• Lunch & Dinner for all workers for all
appointment days
Publicity
• Newsletters• Brochures• Referrals• Children’s Poster Contest• Local Advertising
Special Purchase• Host one or more special purchase
meetings
• These are invitation only meetings
• Focus: Large Investors
• Potential: 40% of all local bond sales
Building a Great Nation one church at a time
Dr. Tim MathenyVice President
www.greatnation.com