fund your future brochure

7/30/2019 Fund Your Future Brochure

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ContentsMy cg 2013-14

1 Financial aid basicsTop 5 things you must do

2-3 Financial aid timeline and checklist

4 Start with the FAFSA orCaliornia Dream Act application

4 Get ree help

5 Caliornia Dream Act fnancial aid

6 Cal Grants are ree money

7 More ree money

8-9 Cal Grants: Opportunities to apply

Bac Check out these websites

This brochure is provided or students and amilies by the Caliornia Student Aid

Commission in partnership with ECMC. Schools can order additional copies atwww.cmc.g/pbca.

2012 Caliornia Student Aid Commission. All rights reserved. The Caliornia Student AidCommission and its associated graphic are the registered service marks and Fund YourFuture is a registered trademark o the Caliornia Student Aid Commission.

www.acb.cm/CsAC.sACmm

FinAnCiAl AidBAsiCsFinancial aid is available to manage the cost o attendingcollege or training ater high school. Think o it this way: F irst,take the cost to attend, then subtract the ree money grantsand scholarships and that will give you the Net Cost toattend college. Then, look or options to pay the net cost. Lookor grant and scholarship money frst; that money doesnt need

to be repaid. I needed, consider loans; however, loans mustbe repaid with interest.

Financial aid covers tuition, ees, books, rent, ood,

transportation and other living expenses even or part-time

students. Learn more at www.a..gv.

tp 5 g y Must mamzy faca a

1 Submit the Free Application or Federal Student Aid, orFAFSA, at www.aa.gv between Jaay 1-Mac 2.

2 Caliornia Dream Act, eligible AB 540and AB 131 students, complete the

secure online Caliornia Dream Act application atwww.caamac.g.

3 Submit your verifed GPA or the Cal Grant programby Mac 2.

4 Apply or national and local scholarships (see back cover).See your schools college advisor or help.

5 Talk to your amily aboutpaying or college. Tellthem they can assist just

by helping you completethe FAFSA.

C fye cege

Grants &sCholarships

ne C

-

=

Options to pay net costs:

Work-Study

Federal Student Loans

Other options:

Family contributions

Payment plan oered by college

Parent PLUS loan

Military or other Service benefts

Private education loans

CADREAMACT

CADREAMACT

You should apply or

fnancial aid even beore

you fnd out i youve been

accepted to a college.Otherwise, you may miss

out on grants, scholarships,

and other ree money.

1
http://www.ecmc.org/publicationshttp://www.ecmc.org/publicationshttp://www.facebook.com/CSAC.StudentAidCommissionhttp://www.facebook.com/CSAC.StudentAidCommissionhttp://www.fafsa.gov/http://www.fafsa.gov/http://www.facebook.com/CSAC.StudentAidCommissionhttp://www.ecmc.org/publications


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FinAnCiAl AidtiMeline AndCheCklist

FAlloF senior

YeAr

BeGinninGin JAnuArY

sPrinG/suMMer

peeFocus on your grades and

credits to graduate.

Search online or scholarships

(see back cover).

Attend your schools Fall

fnancial aid workshops.

Ask i your school will submityour verifed Cal Grant GPA

electronically, or i youll

need to submit it using

the paper Cal Grant GPA

Verifcation orm, located at

www.cg.g.

aySubmit your FAFSA or CA

Dream Act application and

verifed Cal Grant GPA ater

January 1 and beore Mc 2.

I your parents (or you) havent

yet completed a ederal tax

return, use estimates. Make

updates or corrections later.

Ater you submit a FAFSA,

review your Student Aid Report

(SAR) or eligibility.

Kee tgee

Keep all o your FAFSA orCA Dream Act and Cal Grant

online account inormation in

one place or easy access.

DedeApply or a Cal Grant by the

Mc 2 deadline.

Check with each college

youre considering about other

fnancial aid deadlines and

mark your calendar.

Fee heFree fnancial aid is available:

never pay or the FAFSA

or to have it completed or

you. Attend a Free Cash

or College workshop in

January or February or help

completing the FAFSA or

CA Dream Act application

and other orms. For dates

and locations, go to www.

cccege.g.

tck yu C GAter youve completed

your FAFSA, visit

www.webg4ude.g

to open your very own

Cal Grant account. You can

review your Caliornia Aid

Report (CAR), which youll

receive in an email notifcation

ater you apply and are

approved or a Cal Grant. You

can make corrections and

updates on fnal school choice

and confrm your high school

graduation.

Eue & CmeWatch and respond to college

acceptance letters and

fnancial aid oers.

Review fnancial aid oers

careully; ask questions.

Use the Compare Your

Aid Awards tool at www.

bguue.cegebd.g.

Consider grants, scholarships,

work-study and other aid you

dont have to repay beore

accepting a student loan.I needed, borrow only what

you need, and check out low-

interest ederal student loans

at www.ude.g.

Exe & CmeTalk to your high school

counselor about your collegeplans and fnancial needs. Ask

about scholarships oered

by local organizations and

businesses.

Browse the Web or college and

career planning tips (see back

cover).

Use cost calculators to help you

determine the cost o education

at a particular school. Schools

are required to have these

calculators available to you

online.

2 3
http://www.calgrants.org/http://www.calgrants.org/http://www.californiacashforcollege.org/http://www.californiacashforcollege.org/http://www.webgrants4students.org/http://www.bigfuture.collegeboard.org/http://www.studentloans.gov/http://www.studentloans.gov/http://www.bigfuture.collegeboard.org/http://www.webgrants4students.org/http://www.californiacashforcollege.org/http://www.californiacashforcollege.org/http://www.calgrants.org/


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CAliForniA dreAMACt FinAnCiAl Aid

The Caliornia Dream Act o 2011 allows undocumentedand documented students who meet the requirements

below to apply or and receive state fnancial aid and privatescholarships administered by Caliornia public collegesand universities.

Get Free helPs ca g p appyg faca ai P: Ask your school or help, attend your schoolsfnancial aid event or a ree Caliornia Cash or Collegeworkshop in January or February. Cash or College workshopsoer help in other languages. Students can get help applyingor Dream Act aid. For dates, locations and what to bring, go towww.caacacg.g .

o: At www.aa.gv, fnd help or questions or clickon the Live Help button located inside each page.

P: Call the U.S. Department o Education at1-800-433-3243 (TTY 1-800-730-8913) Mondaythrough Friday (up to 9 p.m. Pacifc time) orduring their extended hours on Saturdayand Sunday.

hiGh sChool seniors MAYquAliFY For $1,000High school seniors who attend a Cash or Collegeworkshop and apply or a Cal Grant by the Mac 2deadline could qualiy or anextra $1,000 scholarship.

p://www.acb.cm/Ca..Cg.Caa

CADREAMACT

Your Caliornia Dream Act application inormation is not

shared with ederal databases. Dream Act student andparent inormation is protected by the same privacy andinormation security laws and saeguards as all otherCal Grant applicants.

Students can apply online or a

Cal Grant, Chaee Grant and other

state aid using the Caliornia

Student Aid Commissions secure

Caliornia Dream Act application atwww.cdemc.g.

Apply or a Cal Grant, or UC and CSU

institutional grants, by March 2.

Other state Dream Act aid such as

EOP, EOPS, CARE and Cal-Works may

be available through your campus.

Contact your fnancial aid and

scholarship ofce or urther details.

Apply or scholarships at campuswebsites.

Visitwww.mde.g and

www.e4c.gor a list o

scholarships.

Community college students apply

or a Board o Governors Fee Waiver

(BOG) or January, 2013 term.

Who iseliGiBle?

BeGinninGin JAnuArY

2013

FAll 2012

stArt Withthe FAFsA orCAliForniAdreAM ACtAPPliCAtionGo online and complete the F Appca Fas A, or FAFsA. The FAFSA is the universalapplication or most fnancial aid or higher education. Theederal government, states and colleges use the results todetermine how much fnancial aid you may qualiy to receive.

Undocumented students should completethe Caliornia Dream Act Application atwww.caamac.g.

The FAFSA and Caliornia Dream Act applications ask orinormation about you, your amily, your fnances and yourcollege plans.

CADREAMACT

stUDEnts Who:

Have attended a Caliornia high school

or a minimum o three years;

Graduate rom a Caliornia high school

or pass the Caliornia High School

Profciency Exam (CHSPE) or get a

General Equivalency Diploma (GED);

Enroll in an accredited and qualifed

Caliornia college or university;

Fill out an afdavit to legalize

immigration status as soon as eligible.

4 5
http://www.californiacashforcollege.org/http://www.californiacashforcollege.org/http://www.caldreamact.org/http://www.maldef.org/http://www.maldef.org/http://www.e4fc.org/http://www.fafsa.ed.gov/http://www.fafsa.ed.gov/http://www.fafsa.ed.gov/http://www.caldreamact.org/http://www.caldreamact.org/http://www.fafsa.ed.gov/http://www.fafsa.ed.gov/http://www.e4fc.org/http://www.maldef.org/http://www.caldreamact.org/http://www.californiacashforcollege.org/


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CAl GrAnts AreFree MoneYAPPlY BY MArCh 2tw m, w p

1 Submit your FAFSA between January 1 and the Cal Grantdeadline oMac 2.

2 Submit your verifed Cal Grant GPA (or GED, SAT orACT score) to the Caliornia Student Aid Commission byMac 2. Ask your school i it will submit your Cal GrantGPA electronically or i youll need to submit the paperCal Grant GPA Verifcation orm. I you need to submit yourGPA, check with your counselor or fnd the orm online atwww.caga.g. You must give it to a school ofcialor verifcation beore mailing itthe paper verifcation ormcannot be submitted online.

I you missed the Mac 2 deadline and plan to attend aCaliornia Community College in the all, you have a seconddeadline ospmb 2. However, Cal Grant awards or

those who apply by spmb 2 are limited, so apply byMac 2 i you can.

t Ca Ga gaaI youre a high school senior, graduate rom a Caliorniahigh school, meet the eligibility requirements and applyby Mac 2, youre guaranteed toreceive a Cal Grant.

typ Ga C egby

Fede pe G

Up to $5,550 a year (2012-13).Visitwww.uded.ed.g

Your cost o attendance and expected amilycontribution

Whether attending ull or part time

Must not already have a bachelors degree*

Fede sueme

Educ ouy G(FsEoG)

From $100 to $4,000 a year (undsare Iimited).Visitwww.uded.ed.g

Your cost o attendance and expected amily

contribution

Priority given to Pell Grant recipients with thelowest expected amily contributions

Whether attending ull or part time

Fede tEaCh G

Up to $4,000 a year.Visitwww.uded.ed.gorcontact the fnancial aid ofce atthe college or university you planto attend

Be enrolled in, or plan to complete, courseworkto begin a teaching career

Maintain a cumulative GPA o at least 3.25

Sign agreement to serve as a paid ull-timeteacher in a high-need feld serving low-income students

Agree to teach at least our academic yearswithin eight years o completing your programo study

I you ail to complete your obligation, the grantconverts to an unsubsidized Staord loan you

must repay with interest

C Cee G

Up to $5,000 a year or job trainingor college in addition to any otherstate or ederal aid you receive.Visit www.cee.cc.c.g;call 1-888-224-7268; or contactyour school, caseworker orIndependent Living Coordinator

You are or were in oster care between ages16-18

Stay in school and maintain good grades

Be enrolled at least hal time

RequiresaChafeeGrantapplication(doesntrequireaSocialSecuritynumber)

Cd Deeme G

$1,000 a year (at a CaliorniaCommunity College) or $ 2,000 ayear (at a our-year college); up to$6,000 total.Visit www.cc.c.g; choose

Financial Aid Programs or call1-888-224-7268

Be pursuing a chiId development permit andplan to work at a licensed childrens center inCaliornia

Must sign a Service Commitment Agreementto teach or supervise in a Caliornia Iicensedchild care acility

RequiresaChildDevelopmentGrantapplication

lw Eceme pee

Deede G

Up to $13,665 a year.Visitwww.cc.c.gand chooseFinancial Aid Programs or call1-888-224-7268

Dependent or spouse o a Caliornia peaceofcer, frefghter or certain other lawenorcement employee who died or became100 percent disabled in the line o duty

RequiresaLawEnforcementPersonnel

DependentsGrantapplication

Uey C (UC)

Visitwww.ueyc.edu

Nearly two-thirds o all undergraduate studentsreceive UC grant and scholarship aid, with anaverage award o about $14,000

C se Uey (CsU)

Visit www.ce.edu orwww.cume.edu

The CSU grant assists Caliornia residents withfnancial need

C Cmmuy Cege

(CCC) Bd Ge (BoG)

Fee We

Visit www.cdcege.cm

I you qualiy or a Cal Grant or have fnancialneed, you may receive a ee waiver

CompletingtheFAFSAisrecommended,

regardlessofthetypeofCCCFeeWaiver,toqualifyforfederalandmorestateaid.

More Free MoneY

*Except or students working toward teacher certifcationor enrolled in a fve-year baccalaureate program.

File A FAFsA to Be Considered For these GrAnts

6 7
http://www.calgrants.org/http://www.calgrants.org/http://www.studentaid.ed.gov/http://www.studentaid.ed.gov/http://www.studentaid.ed.gov/http://www.studentaid.ed.gov/http://www.studentaid.ed.gov/http://www.studentaid.ed.gov/http://www.studentaid.ed.gov/http://www.csac.ca.gov/http://www.csac.ca.gov/http://www.csac.ca.gov/http://www.csac.ca.gov/http://www.studentaid.ed.gov/http://www.studentaid.ed.gov/http://www.studentaid.ed.gov/http://www.calgrants.org/


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For more inormation, visit www.caga.g

or www.cac.ca.gv. Every year you attend college, submit your FAFSA.

tac Y Ca Ga:

Open a WebGrants4Students Account to track your Cal Grant.

Visit www.wbga4.g ater you have

submitted your FAFSA or Caliornia Dream Act application.

CAl GrAnts:oPPortunitiesto APPlY

hiGhsChoolsenior

hiGhsChoolGrAduAte

CoMMunitYColleGetrAnsFerstudent

otherstudents

CAreerteChniCAl

sChoolstudent

Apply as a high school senior by Mc 2 Cal Grants are worth up to $12,192 annually, depending on your

school and attendance

Use at a qualiying campus or up to 4 years

Best option to maximize the Cal Grant

All public and many private Caliornia Institutions qualiy. Check

out where your Cal Grant can be used at www.cg.g

Apply ater high school & within 1 year o high

school graduation or GED

Up to 4 years o Cal Grants o up to $12,192

Complete FAFSA/Submit High School GPA by

Mc 2

Go back to the high school you graduated rom

or your GPA

Transerring rom a community college to a 4

year school

As a Caliornia Community College Transer

student, as long as you are under the age o 28

Apply by Mc 2 in the year you plan to

transer

All other students can apply or Competitive Cal Grants

I you are a Caliornia Community College student, apply or a

competitive Cal Grant by completing the FAFSA and Cal Grant

GPA by seembe 2 o each year. Your college will submit your

GPA or you. You must submit a FAFSA.

Students o any age can apply or competitive Cal Grants

by the Mc 2 Cal Grant deadline.

Cal Grant C Career Technical Grant

Complete FAFSA by Mc 2

List Career Technical School on FAFSA

Course o study must be occupation or

career technical

Best PlACeto stArt

ChECK For a Cal GrantEliGiBlE sChool at

WWW.CsaC.Ca.Gov

8 9
http://www.calgrants.org/http://www.csac.ca.gov/http://www.webgrants4students.org/http://www.calgrants.org/http://www.csac.ca.gov/http://www.csac.ca.gov/http://www.calgrants.org/http://www.webgrants4students.org/http://www.csac.ca.gov/http://www.calgrants.org/


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ColleGe FundinG

C ude d & C Gwww.calgrants.org

www.csac.ca.gov

*www.ca.gov/education

C C Cege

*www.caliorniacashorcollege.org

Deme euce

www.caldreamact.org

www.e4c.org

www.malde.org

http://preparate.collegeboard.org/

resources

Fede fc d

*www.asa.gov

*www.studentaid.ed.gov

*www.studentloans.gov

scse

*www.scholarshare.com

sc im

www.astweb.com

*www.collegeboard.com/paywww.scholarships.com

www.zinch.com/

ac amec c

www.unc.org

a amec c

www.apias.org

Ge Meum c

www.gmsp.org

l c

*www.hs.net

www.malde.org

ne amec c

www.bie.eduwww.collegeund.org

www.aises.org/what/programs/

scholarships

s c

www.ncaa.org

sc ud

*www.tc.gov/scholarshipscams

ColleGe Costs And CAreerexPlorAtionwww.caliorniacolleges.edu

*http://collegenavigator.ed.gov

www.whodouwant2b.com

www.fnaid.org

CheCk out these WeBsitesColleGes

C ubc cegewww.caliorniacolleges.edu

C Cmmuy Cege

*www.icanaordcollege.com

C se Uey

*www.csumentor.edu

Uey C*www.universityocaliornia.edu

ideede C cege

www.aiccu.edu

thinGs to knoWidey e

*www.tc.gov/idthet*www.idthetcenter.org

sm bwg

*www.studentloans.gov

tx beef

www.irs.gov/pub/irs-pd/p970.pd

other resourCesaCt sat

www.actstudent.org

*www.collegeboard.org

ameC/uee

www.americorps.gov

*www.caliorniavolunteers.org

Cze/Deeed ac Cdd a

*www.uscis.gov

Fe yu g d m

www.chaee.csac.ca.gov

www.osteryouthhelp.ca.gov

www.calyouthconn.org

www.calgrants.org

he cee

*www.healthjobsstarthere.com

Jb ed

www.bls.gov/emp

sude w dbe

www.heath.gwu.eduwww.dor.ca.gov

My d ee beef

*www.todaysmilitary.com

www.gibill.va.gov

*Provides information in Spanish

I 1 225 000 9 12

www.acb.cm/CsAC.sACmm
http://www.calgrants.org/http://www.csac.ca.gov/http://www.ca.gov/educationhttp://www.californiacashforcollege.org/http://www.e4fc.org/http://www.fafsa.gov/http://www.studentaid.ed.gov/http://www.studentloans.gov/http://www.scholarshare.com/http://www.fastweb.com/http://www.collegeboard.com/payhttp://www.scholarships.com/http://www.uncf.org/http://www.apiasf.org/http://www.gmsp.org/http://www.hsf.net/http://www.bie.edu/http://www.collegefund.org/http://www.aises.org/what/programs/http://www.ncaa.org/http://www.ftc.gov/scholarshipscamshttp://www.californiacolleges.edu/http://collegenavigator.ed.gov/http://www.whodoyouwant2b.com/http://www.finaid.org/http://www.californiacolleges.edu/http://www.icanaffordcollege.com/http://www.csumentor.edu/http://www.universityofcalifornia.edu/http://www.aiccu.edu/http://www.ftc.gov/idthefthttp://www.idtheftcenter.org/http://www.studentloans.gov/http://www.irs.gov/pub/irs-pdf/p970.pdfhttp://www.actstudent.org/http://www.collegeboard.org/http://www.americorps.gov/http://www.californiavolunteers.org/http://www.uscis.gov/http://www.chafee.csac.ca.gov/http://www.calgrants.org/http://www.healthjobsstarthere.com/http://www.bls.gov/emphttp://www.heath.gwu.edu/http://www.dor.ca.gov/http://www.todaysmilitary.com/http://www.gibill.va.gov/http://www.facebook.com/CSAC.StudentAidCommissionhttp://www.facebook.com/CSAC.StudentAidCommissionhttp://www.gibill.va.gov/http://www.todaysmilitary.com/http://www.dor.ca.gov/http://www.heath.gwu.edu/http://www.bls.gov/emphttp://www.healthjobsstarthere.com/http://www.calgrants.org/http://www.chafee.csac.ca.gov/http://www.uscis.gov/http://www.californiavolunteers.org/http://www.americorps.gov/http://www.collegeboard.org/http://www.actstudent.org/http://www.irs.gov/pub/irs-pdf/p970.pdfhttp://www.studentloans.gov/http://www.idtheftcenter.org/http://www.ftc.gov/idthefthttp://www.aiccu.edu/http://www.universityofcalifornia.edu/http://www.csumentor.edu/http://www.icanaffordcollege.com/http://www.californiacolleges.edu/http://www.finaid.org/http://www.whodoyouwant2b.com/http://collegenavigator.ed.gov/http://www.californiacolleges.edu/http://www.ftc.gov/scholarshipscamshttp://www.ncaa.org/http://www.aises.org/what/programs/http://www.collegefund.org/http://www.bie.edu/http://www.hsf.net/http://www.gmsp.org/http://www.apiasf.org/http://www.uncf.org/http://www.scholarships.com/http://www.collegeboard.com/payhttp://www.fastweb.com/http://www.scholarshare.com/http://www.studentloans.gov/http://www.studentaid.ed.gov/http://www.fafsa.gov/http://www.e4fc.org/http://www.californiacashforcollege.org/http://www.ca.gov/educationhttp://www.csac.ca.gov/http://www.calgrants.org/

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