The Institute of Banking and Finance of Trinidad and Tobago (IBF) held its 17th Annual Graduation Ceremony on Wednesday March 24, 2021. The accomplishments of 67 graduates were recognised from the following programmes: Professional Certificate for Financial Advisors (Cert. FA); Diploma in Banking (DIB) and Chartered Banker MBA. At the ceremony Fellows of IBF were awarded from among persons of distinction who have given distinguished and meritorious service to the banking and finance industry or substantially contributed towards the advancement in the knowledge of the theory in Banking and Finance. The Council and Management and Staff of IBF wish to congratulate our 2021 Graduates and Fellows on their achievements!

(L- R): Ms. Marsha John, CEO, IBF delivered the Opening prayer; Mr. Darren Ali, President, IBF delivered Welcome Remarks; Ms. Karen Darbasie, President, BATT delivered Welcome Remarks & Dr. Alvin Hilaire, Governor of the Central Bank of Trinidad & Tobago delivered the Feature Address.

(L-R): Mr. Ryan Moosai- Maharaj - 2021 Valedictorian and Excellence in the Securities Specialization, Forever Smiles Ltd.; Mr. Kelon Williams - Excellence in the Mutual Funds Specialization, Republic Bank Ltd.; Ms. Melissa Soo Yam - Excellence in the Banking Specialization, First Citizens

and Mr. Kevin Lee - Excellence in the Banking Specialization, Republic Bank Ltd.

(L-R): Dr. Sterling Frost, Deputy Chief Executive Officer – First Citizens Group; Mr. Richard Downie, Regional Operating Officer HNWC & TT- RBC Financial (Caribbean) Limited and Ms. Anna-Maria Garcia-Brooks, Former - General Manager, Group Human Resources - Republic Bank Limited.

ISSUE

262021NewsletterTHE INSTITUTE OF BANKING AND FINANCE

OF TRINIDAD AND TOBAGO

Page 2 IBF's 2021 Graduate ListingPage 3 IBF/UWI Internship Success Story Page 3 The Key to Staying Ahead of Financial Crime by Ian Roberts

Page 4 - 5 IBF Educational Programme OpportunitiesPage 6 Workshop Highlights and Training Listing

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TRINIDAD AND TOBAGO MORTGAGE FINANCE COMPANY LIMITEDMakela Sherman

FIRST CITIZENS Keva Alexander Sycia Alexis-Stephenson Aquilah Auguste Solange Bobb Leslie Ann Changar Thalia Chase Narsha Chirkut Keston Chow Cop

Raeanna SadarNarissa SeetalAneshka SinghMark SinghMelissa Soo YamShaunead SmithMc Glaney ThompsonMarcel Tom

Duane Duncan Kimberly Douglas Stacy Douglas Nikeisha Evelyn Jemilla Haggard Saadeka Hosein Afraz KarmallyLysette Leach

Darryl ManickTessa Mulrain Sonja NicholasMarcia Prentice Sterlyn RalphKimberly RameyCavita RamroopCarlisha Richards

REPUBLIC BANK LIMITEDGuion Alexis Kelvin Bissoon Nikez Charles-Pierre Roxanne Edwards-Marcelle

Sherry-Ann Francis Ryan Kissoon Monique Mc Comie Farah MohammedVydia Rambally

Cheryl-Ann RamkelawanVarold Seedarie-MaharajNalini SooklalShari TherouldeKelon Williams

TRINIDAD AND TOBAGO UNIT TRUST CORPORATION Natasha Burke Patricia Dyer Jaimatee Mahabir MackKatherine Rahim

ROYAL BANK (TRINIDAD AND TOBAGO) LIMITED John Remie

REPUBLIC BANK LIMITED Trevis Bowen Kevin LeeMarisha Harripersad Seurika Nandlal Donna Ramsubagh –Seeramlal Nicole Mc Intyre

REPUBLIC BANK LIMITEDSade AlexanderMerricia CharlesCrystal CoombsJillian Dyer-McCallAyisha Superville

FIRST CITIZENS BANK Afiesha Mahaboob-Selvon

SCOTIABANK TRINIDAD AND TOBAGO LIMITEDMisty-Anne Dorman-Hosein

TRINIDAD AND TOBAGO UNIT TRUST CORPORATION Yuk Ping Siu

FOREVER SMILES LIMITEDRyan Moosai-Maharaj

PROFESSIONAL CERTIFICATE FOR FINANCIAL ADVISORS PROGRAMME: SPECIALIZATION: BANKING

PROFESSIONAL CERTIFICATE FOR FINANCIAL ADVISORS PROGRAMME:SPECIALIZATION: MUTUAL FUNDS

PROFESSIONAL CERTIFICATE FOR FINANCIAL ADVISORS PROGRAMME: SPECIALIZATION: SECURITIES

DIPLOMA IN BANKING PROGRAMME: CERTIFICATE LEVEL

DIPLOMA IN BANKING PROGRAMME: DIPLOMA LEVEL

CHARTERED BANKER MBA PROGRAMME

Since 2008 financial institutions have paid fines of USD26 billion for failures of AML, KYC and sanctions. The prevalence of financial crime continues to increase globally, with criminals responding to newregulations with creativity, meaning that trends in financial crime are in a constant state of flux. Leading to added pressure on management to maintain high standards of training and skill development. Financial crime compliance has become a growth industry with good reason. Governance failures can result in firms being the victims of fraudsters or criminal gangs leading to substantial financial penalties for regulatory breaches.

Please register for our workshop entitled “Bridging the Gap Between Fraud and Financial Crime” today! LEARN MORE

The Institute of Banking and Finance of Trinidad and Tobago (IBF) in collaboration with the University of the West Indies (UWI), St Augustine launched an Internship Programme in 2015. The purpose was to provide undergraduate students with valuable working experience in their field of study and exposure to employment opportunities within the Banking and Finance Sector. In 2017, Aaron Bethel participated in the internship, first with Scotiabank then returned as an IBF Intern just before commencing Law School. Here is his success story.

Click HERE to read more.

IBF/UWI Internship Success Story

I was accepted into The Institute of Banking and Finance (IBF) Internship Programme for the period June 01, 2017 to August 30, 2017 and was paired with Scotiabank Trinidad and Tobago. At that time, although I was reading for my Bachelor of Laws degree, the immersion into the banking sector and the insurance sector (by virtue of Scotialife Trinidad and Tobago) was an extremely rewarding experience. Not only did I have the opportunity to work with an incredibly intelligent group of individuals, I also learned about the different possible career paths I can take, and what goals I had to set to accomplish same. Spending three months under the guidance of people who want to share their knowledge of the environment with you and help you become a better student was invaluable at that time. Overall, I had a great experience at Scotiabank and made so many meaningful connections during my short period there.In June 2018, I accepted an opportunity to intern again, this time internally at IBF (my second internship). At the time of my Second Internship, I would have already obtained my Bachelor of Laws Degree and would have been awaiting placement at the Hugh Wooding Law School in St. Augustine. The staff at IBF and by

extension the Bankers Association of Trinidad and Tobago did their utmost to ensure that I settled in quickly. I therefore wish to take this opportunity to extend my gratitude to both organisations for being so welcoming. At IBF, I performed the functions of an administrative support staff, my learning however was not limited to administrative duties. During my three-month stint, I learned about legal filings, marketing and communications, planning and workplace communication. I can honestly say I learned something new every day as an intern at IBF. Since most entry-level jobs for recent graduates require some form of experience, I fully believe in and

unequivocally recommend the IBF/UWI internship programme. My experiences as an intern definitely improved my professionalism, time management and workplace communication.Currently, I am an associate attorney-at-law employed at one of the top law firms in Trinidad and Tobago. I practice primarily in the firm’s litigation department though I am building my experience in all areas of practice by providing general support to the other departments in the firm. The IBF/UWI Internship Programme definitely paved the way to a successful start in the early stages of my career.

“

”- Aaron Bethel, Llb (hons), Lec, Former IBF & Scotiabank Intern,Associate Attorney-at-Law, Fitzwilliam, Stone, Furness-Smith & Morgan

By Ian RobertsPost Graduate Researcher, Ajunct Faculty at Bangor University and Lecturer of the Financial Crime Module of the CBMBA

THE KEY TO STAYING AHEAD OF FINANCIAL CRIME

Mr. Ian Roberts is a Post-Graduate Researcher and Adjunct Faculty at Bangor University where he teaches Financial Crime, Corporate Governance, Financial Ethics and Regulations, and Corporate Finance. Ian is currently

researching misconduct in banking and finance and uses regulatory enforcement notices detailing incidences of corporate and individual misconduct to better understand the drivers of misconduct and develop policy to impede Financial Crimes.Before joining Bangor University, Ian held senior management roles in the banking and finance industry in European financial institutions in the areas of business development and international strategic management. In addition to supporting sophisticated international investors, Ian’s experience includes supporting financial advisors, wealth managers and private bankers managing their client assets.

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Educational Programme Opportunities 4

The Institute of Banking and Finance of Trinidad and Tobago

Chartered Banker MBA The only qualification in the world combining an MBA and Chartered Banker status from a leading Business School in the U.K. Registration for the Fall September 2021 intake is open. Deadline: October 31, 2021Follow this link for further details: https://ibf.org.tt/chartered-banker-mba/

Post Graduate Certificate in Bank Management & Technology (CertBMT)CertBMT supports the development of fundamental skills, which are necessary in dealing with an evolving digital banking world, and builds the capability of today and tomorrow’s banking professionals. It leads to the prestigious Chartered Banker Designation as well as providing an accelerated route to the Chartered Banker MBA.Contact us for further details at: info@ibf.org.tt

Advanced International Certification Programmes Certified Credit Professional (CCP) Certified International Risk Manager (CIRM)These certification programmes are accredited by the Chartered Banker Institute (CBI) and are offered via blended learning. Modules are delivered by UK and local tutors. Get Certified in as little as 9 months!Follow these links for further details: https://ibf.org.tt/international-certification-programmes/ CCP: https://ibf.org.tt/certified-credit-professional/CIRM: https://ibf.org.tt/certified-international-risk-manager/

THE INSTITUTE OF BANKING AND FINANCE OF TRINIDAD AND TOBAGO

Chartered Banker by Experience (CBBE)Designed for experienced banking professionals who wish to gain Chartered Banker status in as little as 12 weeks. Chartered Banker by Experience is intended for individuals who have at least 10 years of business experience, including 5 years of relevant banking and financial services experience.

This qualification is intended for individuals who want recognition for their expertise, experience and contribution to banking, and seek an accelerated, flexible yet rigorous route to Chartered Banker status.The following three (3) steps are required to complete the Chartered Banker by Experience:- Step 1: Critical Self-Evaluation, where candidates reflect on their experience, expertise and professional practice- Step 2: Professional Ethics assignment- Step 3: Presentation and Professional Discussion.

Follow this link for further details:https://ibf.org.tt/programmes/chartered-banker-by-experience/

At IBF there are always options to suit your academic preference. Choose from our wide range of courses: Professional Certificate, Diploma, Advanced International Certification or MBA programmes.

Educational Programme Opportunities 5

Diploma in Banking (DIB) Programme The DIB programme is ideal for anyone interested in pursuing a

career in banking.

DIB graduates without CAPE/GCEAdvanced Level passes are

also eligible for admission to the UWI St.Augustine to pursue any

undergraduate degree in the Faculty of Social Sciences.

Obtain an industry-recognized professional qualification that

can improve opportunities for career advancement.

Self-study format, beneficial for busy professionals.

Increased technical knowledge of the Banking system and profession.THE INSTITUTE OF BANKING AND FINANCE

OF TRINIDAD AND TOBAGO

THE INSTITUTE OF BANKING AND FINANCE OF TRINIDAD AND TOBAGO

Professional Certificate for Financial Advisors (Cert. FA) Programme An accredited self-study programme that equips finance professionals with the necessary skills required to provide sound financial advice to clients. Become specialised in one of these three (3) fields: Banking Mutual Funds Securities

Registration Deadline: July 23, 2021Examination Date: September 18, 2021Follow this link for further details:https://ibf.org.tt/programmes/certificate-for-financial-advisors/

Registration Deadline: July 23, 2021Exam Period: September - October, 2021Follow this link for further details:https://ibf.org.tt/programmes/diploma-in-banking/

321-9330/ 235-6291 Ext:1005/1002/1001 info@ibf.org.tt www.ibf.org.tt

Contact us for further information on any of these exciting educational options!

The administration of all courses and examinations is compliant with COVID-19 safety guidelines.

Supervisory Management Training WorkshopAudience: JMMB Bank Trinidad and Tobago LimitedDates completed: 20th & 21st January 2021Summary: This workshop provided new supervisors with an understanding of their leadership style; supervisory accountabilities and competencies for effective supervision.

Time Management - Personal E�ectiveness Training WorkshopAudience: JMMB Bank Trinidad and Tobago LimitedDates completed: 26th January 2021Summary: This workshop provided participants with a personalised approach to managing personal inefficiencies, understanding opportunities for improved productivity and developing fundamental strategies for managing effectively at work.

Public Speaking and Presentation SkillsAudience: Central Bank of Trinidad and TobagoDate completed: 28th January 2021Summary: This workshop introduced concepts that are integral for impactful and highly effective public speaking and presentations. Participants learned appropriate preparation techniques to overcome their apprehensions towards speaking in public and thus become more confident and effective speakers/presenters.

Ask us about our additional Training Topics that could be customised to meet your business needs...

OUR TEAM• Chief Executive Officer: Marsha John• Training and Business Development Officer: Camille Applewhaite• Quality Assurance Officer: Karen R. L. Singh • Business Development Officer: Jamie Lee Yuen• Administrative Officer & Programme Coordinator: Sharia Ahamad • Accounts Officer: Anton Simon

We’d love to hear from you! Find us on

CONTACT US Office Hours: Monday - Friday from 8:00 a.m. to 4:00 p.m.

Level 1, Invader’s Bay Tower, Invader’s Bay, Off Audrey Jeffers Highway, POS

868. 235.6291 / 868.321.9330 (Direct administration line)

admin@ibf.org.tt

www.ibf.org.tt

Workshop Highlights

Applied Project Management May 25, 2021Facilitator: Dr. Joseph Ishmael Khan$1800.00 plus VAT9:00 am – 4:00 pm

UpcomingOnline

Training Workshops

Eat, Breathe and Sleep Sales: Understand the Art of SellingJune 10 & 11, 2021Facilitator: Ramon Gregorio$2600.00 plus VAT8:30 am – 4:00pm

Bridging the Gap Between Fraud and Financial CrimeJune 17, 2021Facilitator: Ian Roberts$1600.00 plus VAT8:30 am – 11:30 amFollow-up session: June 24, 2021 9:00 am to 10:00 am

Blockchain and CryptocurrenciesPart 1: June 21, 2021Part 2: June 22, 2021Facilitator: William Santiago$1600.00 plus VAT8:30 am – 12 noon both sessions

Technical Skills Workshops• Advanced Treasury Management • Credit Assessment and Proposal Writing • Debt Recovery and Delinquency Management• Foreign Exchange and Derivatives • Applied Project Management• Financial Crime Prevention• Anti-Money Laundering/Counter Financing of Terrorism • Correspondent Banking • Analysing Financial Statements• Enterprise IT Security and Cyber Security in the Cloud • Blockchain and Cryptocurrencies• Essentials of Finance for Business Decision Making• Financial Planning• Investment Management

Soft Skills Workshops• Time Management Strategies• Leading at Every Level: Leadership Program for Managers and Supervisors• Supervisory Management• Coaching and Mentoring• Change Management• Public Speaking and Presentation Skills• Emotional Intelligence• Work-Life Balance and Wellbeing in Challenging Times• Costumer Service• Administrative Professionals• Sales Training• DISC-assessment, Individual/Team Training

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Managing Change OptimallyJune 29, 2021Facilitator: Joel-Ann Cook-Walcott$1350.00 plus VAT8:30 am – 4:00 pm