VIP Buyer SystemVIP Buyer SystemPresents It’s Exclusive

Chartwell Realty

Why Are You Buying Your Landlord’s House Why Are You Buying Your Landlord’s House When You Could Be Buying Your Own?When You Could Be Buying Your Own?

WASTED RENT (That Could Be Buying YOUR Home!)Monthly Rent Year 1 Year 2 Year 3 Year 4 Year 5 Year 10 Year 15

$600 $7,200 $14,400 $21,600 $28,800 $36,000 $72,000 $108,000

$650 $7,800 $15,600 $23,400 $31,200 $39,000 $78,000 $117,000

$700 $8,400 $16,800 $25,200 $33,600 $42,000 $84,000 $126,000

$750 $9,000 $18,000 $27,000 $36,000 $45,000 $90,000 $135,000

$800 $9,600 $19,200 $28,800 $38,400 $48,000 $96,000 $144,000

$850 $10,200 $20,400 $30,600 $40,800 $51,000 $102,000 $153,000

$900 $10,800 $21,600 $32,400 $43,200 $54,000 $108,000 $162,000

$950 $11,400 $22,800 $34,200 $45,600 $57,000 $114,000 $171,000

$1,000 $12,000 $24,000 $36,000 $48,000 $60,000 $120,000 $180,000

$1,050 $12,600 $25,200 $37,800 $50,400 $63,000 $126,000 $189,000

$1,100 $13,200 $26,400 $39,600 $52,800 $66,000 $132,000 $198,000

$1,150 $13,800 $27,600 $41,400 $55,200 $69,000 $138,000 $207,000

$1,200 $14,400 $28,800 $43,200 $57,600 $72,000 $144,000 $216,000

$1,250 $15,000 $30,000 $45,000 $60,000 $75,000 $150,000 $225,000

$1,300 $15,600 $31,200 $46,800 $62,400 $78,000 $156,000 $234,000

$1,350 $16,200 $32,400 $48,600 $64,800 $81,000 $162,000 $243,000

$1,400 $16,800 $33,600 $50,400 $67,200 $84,000 $168,000 $252,000

$1,500 $18,000 $36,000 $54,000 $72,000 $90,000 $180,000 $270,000

Show You A Better Way!Show You A Better Way!

Let Chartwell RealtyLet Chartwell Realty

Types Of AgencyTypes Of AgencyThere are two primary types of relationships that exist between Real Estate Agentsand Buyers: 1. Seller Agency – where the agent represents the Seller

and owes “Fiduciary” duties to the Seller Only.

2. Buyer Agency – where the agent represents the Buyer and owes “Fiduciary” duties to the Buyer Only.

1. Seller Agency – where the agent represents the Seller and owes “Fiduciary” duties to the Seller Only.

2. Buyer Agency – where the agent represents the Buyer and owes “Fiduciary” duties to the Buyer Only.

There Are HUGE Benefits In There Are HUGE Benefits In Having a Buyer’s Agent Having a Buyer’s Agent

Represent You!Represent You!

Benefits Of Buyer AgencyBenefits Of Buyer Agency

Services & Duties Provided:Seller

AgentsBuyer Agents

Arrange Property Showings

Assist with Financing

Provide Property Data

Explain Forms & Agreements

Monitor Closing

You probably know that all agents can provide these services…

Benefits Of Buyer AgencyBenefits Of Buyer AgencyDid you know that ONLY

Buyer Agentscan…SERVICES & DUTIES PROVIDED:

Seller Agents

Buyer Agents

Protect Buyer’s Interests At ALL Times

Advise and/or Disclose to Buyer ALL MATTERS (even if it means pointing out reasons NOT to Buy!)

Prepare Property Value Study or CMA for Buyer (even if low)

Represent BUYER only

Structure Offers to Promote & Protect Only Buyer

Keep BUYER’S Financial capabilities, thoughts & willingness to pay more for a property strictly confidential

Represent BUYER on MLS Listed properties PLUS foreclosures, Bank properties, auctions, FSBOs & contractor built/sale properties

Negotiate Home Inspections, Repairs, Occupancy Dates & Buyer Credits & Costs in BUYER’S Favor

OWE FIDUCIARY OBLIGATIONS & RESPONSIBILITIES TO BUYER ONLY

Secure the best financing at the LOWEST rates and terms for YOU.

Find the best home for YOUR needs.

Negotiate the lowest price & best terms for YOU.

Meet YOUR home buying needs with the LEAST amount of hassle.

Secure the best financing at the LOWEST rates and terms for YOU.

Find the best home for YOUR needs.

Negotiate the lowest price & best terms for YOU.

Meet YOUR home buying needs with the LEAST amount of hassle.

We WillWe WillHelp You:Help You:

As Your VIP Buyer Agent…

No OtherNo OtherReal EstateReal Estate

Company or AgentCompany or AgentOffers YOU All TheseOffers YOU All TheseVIP Buyer Services!VIP Buyer Services!

(What MOST Agents do!)

Advertise a home to get you to call them.

Beg you to come talk to them.

Choose a bunch of homes THEY like.

Drive you from house to house.

Encourage you to make an offer.

Feel frustrated because the homes THEY select are not to YOUR liking.

(What MOST Agents do!)

Advertise a home to get you to call them.

Beg you to come talk to them.

Choose a bunch of homes THEY like.

Drive you from house to house.

Encourage you to make an offer.

Feel frustrated because the homes THEY select are not to YOUR liking.

The ABCs ofThe ABCs ofReal Estate ServiceReal Estate Service

Our Exclusive Our Exclusive VIP Home Buying SystemVIP Home Buying System

Focuses onFocuses onYOURYOUR Needs! Needs!

Step 1.Step 1.

We Help You Find Out How Much Home

You Can Afford By Getting You A FREE Home Loan Pre-Approval

Step 2.Step 2.

We Email You All Properties That Match Your Criteria with Our HomeFinder Service

Step 3.Step 3.

We Help You Get The Home You Want Using Our

Specialized Market Knowledge& Leading Edge Technology

Step 4.Step 4.

We Close Your Transaction Quickly and with the Least Cost and Hassle as a

result of our Unique “Company Sales” Approach

Each Step Of The WayEach Step Of The WayYou Will Benefit From Our:You Will Benefit From Our:

Innovative Home Buying Programs Leading Edge Technology Unique Sales System Specialized Market Knowledge Valuable Consumer Benefits

Step 1:Step 1:Home Loan Pre-ApprovalHome Loan Pre-Approval

1. You will know exactly how much home youcan afford,before you start looking and howmuch, if any, cash is required and what yourmonthly payments will be.

2. You get the best financing (lowest rates,most favorable terms and highest quality ofservice) as a result of our long-standingrelationships with several of the best lendersin the business.

3. You can make a stronger offer and beat out other buyers as a result of being pre-approved.

Three Key Benefits

Pre-Approval…Pre-Approval…As easy as 1-2-3As easy as 1-2-31. A Home Loan Credit Report is generated by

a credit bureau.

2. Financial details are verified (income, employment, etc.)

3. A Loan Officer issues you aPre-Approval Letter.

4. You’re Pre-Approved!

Consider These Two Consider These Two Offers!Offers!

Buyer A(Not Pre-

Approved)

Buyer B(Pre-Approved)

$325,000 $325,000 Offer Conditioned on Getting Financing With No Assurance Of Loan Approval

Offer Made With Lender’s Written Pre-Approval Letter!

Uncertain Ability To Secure Purchase Funds

Financing GUARANTEED In Writing By Lender!Which Offer Do You Think

The Seller Will Accept?

Step 2:Step 2:VIP HomeFinder ServiceVIP HomeFinder Service

1. YOU tell us exactly what youare looking for.

2. We enter YOUR criteria into our powerful computer search program.

3. We send you regular emails withcomputer generated lists of propertiesthat precisely match YOUR criteria.

4. YOU tell us what YOU are interested in and we look at and investigate the properties that YOU choose.

How It Works:

How We Help YOUHow We Help YOUPick Houses!Pick Houses!1. You tell us exactly what you’re looking for

in a home.

2. We enter these specific details into our Computerized MLS Search Program.

3. We instantly generate email reports for you of ALL properties available that match your needs (including Foreclosures & FSBOs!)

4. We update you regularly after new properties meeting your criteria are listed By Any and Every Company!

The Solution!The Solution!1. Our VIP HomeFinder Service gives you

PRIORITY access to all the Hot New Listings that match YOUR home buying criteria.

2. Our computerized searches find EVERY property that meets your criteria so YOU get immediate access to ALL the listings, including Builder Homes, Distress Sales, For-Sale-By- Owner and Foreclosures, and others.

3. YOU get to drive by the properties at your leisure, and without any sales pressure.

We Put YOU In Control!We Put YOU In Control! YOU get to pick the homes you want to

see.

YOU get to choose when you see them and drive by at your leisure!

YOU get all the info that the Realtors can see (including how much the present owners paid for the property and ALL the data from MLS system (not just the limited info the public can see.)

YOU tell us which properties you are interested in and we will do additional research and arrange a showing of ONLY the properties YOU want to see.

Step 3:Step 3:Specialized Market KnowledgeSpecialized Market Knowledge Our Sales Agents are

full-time pros, completely familiarwith the intricacies of our localmarket, its practices and inventory.

We know zoning, land use,construction, real estatedevelopment, investment anda broad gamut of other real estaterelated matters!

We regularly attend outside and in-house training, continuing education and seminars by experts in the field so that YOU have the benefit of the latest and most up-to-date information.

We have the latest state-of-the-art technologycomputers, equipment and software, giving YOUthe competitive advantage over other buyers.

Our Sales Agents arefull-time pros, completely familiarwith the intricacies of our localmarket, its practices and inventory.

We know zoning, land use,construction, real estatedevelopment, investment anda broad gamut of other real estaterelated matters!

We regularly attend outside and in-house training, continuing education and seminars by experts in the field so that YOU have the benefit of the latest and most up-to-date information.

We have the latest state-of-the-art technologycomputers, equipment and software, giving YOUthe competitive advantage over other buyers.

With Our SpecializedWith Our SpecializedKnowledge Our TEAM Will…Knowledge Our TEAM Will…

1. Do the best job offinding that one“perfect property”for you.

2. Do the best job ofpreparing an offerthat meets YOUR needs at the lowest price and best terms.

3. Do the best job of presenting and negotiating your offer so that the deal is in YOUR favor andYOUR interests come first (not the Sellers!).

4. Do the best job of closing the transaction with the least cost and hassle to YOU.

Step 4:Step 4:Valuable Consumer BenefitsValuable Consumer Benefits1. All VIP Buyer’s get a written

“VIP Buyer CancellationGuarantee” that allows youto stop working with us if you feel we are not livingup to the promises we make!

2. All VIP Homebuyer’s get aHome Warranty ProtectionPolicy (worth up to $415.00!)

The Benefits Of Our Unique The Benefits Of Our Unique Sales TEAMSales TEAM tmtm

Instead Of: You Now Get:

•Searching on-line or in newspapers at homes that may be already sold…

Priority Access to all the HOT New Listings BEFORE Other Buyers!

•Wasting your time viewing only homes an agent has picked out for you…

Regular updates of homes that match YOUR criteria and YOU pick the homes you want to see!

•Being pressured to Buy a home after a few showings…

Access to any and all homes, which you can see at your leisure and with NO pressure to buy!

•Overpaying for the home you want… The best possible price and terms because you beat out other buyers and don't have to compete with multiple offers and buyers!

What's In It For YOU?What's In It For YOU?

1. YOU Get Pre-qualified FREE of Charge for a Home Loan and get access to special financing.

You get more home for your money, you don’t waste time on homes above or below your price range & beat out buyers not pre-approved.

2. YOU receive the best new listings that match YOUR criteria BEFORE the average buyer knows about them!

You can beat other buyers to all the HOT NEW LISTINGS!

3. YOU are backed by our Specialized Market Knowledge.

You get the house you want at the lowest possible price and on the best terms and conditions.

4. YOU have an entire company of Pros and Leading-Edge Technology at your disposal, at no extra cost!

Our State-Of-The-Art Technology and unique Sales System means you save time and money & your transactions are hassle-free.

5. YOU receive an HSA Home Warranty ($415.00) You have the security of knowing your home is protected!

6. YOU get a written Cancellation Guarantee, signed by us, that allows you to cancel if we do not live up to the promises we make!

YOU are in control, not the real estate agent. You get our signed, written commitment – we take all the risk so you don’t have to!

7. You get priority access to competent affiliates that can assist you with your total home purchase needs and circumstantial details.

We have special relationships with Real Estate Attorney’s, Home Inspectors, Certified Engineers and others that can handle those special needs.

Your Eight VIP Buyer Benefits

Seller Paid Home Seller Paid Home Warranty!Warranty!

New Residential Clients also receive a FREE Old Republic

Home Warranty ($415.00 Value!)

VIP Buyer Cancellation GuaranteeVIP Buyer Cancellation GuaranteeIf we don't deliver the service we promise, you can cancel your agreement with us. I’m so confident that our real estate

system will work for you that I guarantee you the right to cancel our buyers agreement any time prior to submitting an offer to purchase a property, with no penalties or obligation, if our service doesn’t live up to my promise.

Cancellation Guarantee

Entering into a buyer’s agreement with a real estate agent can be a risky business. Every sales representative will promise the world when it comes to finding you a home, but how many of them can back that up with solid performance? According to a recent survey, more than 80% of homebuyers were dissatisfied with the performance of their agent, even if that agent sold them a property. However, most buyer agreements lock you into long-term commitments and lengthy broker protection periods with heavy cancellation fees. In other words, it's an agreement your agent can get out of, but you can't.

I'm offering you a way to work with us that is totally risk-free!

For you, success in real estate is the ability to locate houses faster and for less money than the competition. I'm confident that I can do this for you because our TEAM has already helped several hundred people just like you.

My pledge is to provide you with the highest level of service in the real estate industry, and my commitment to this pledge is 100%.

Your right is to evaluate whether I live up to this standard, and to cancel your agreement with me at any point prior to submitting an offer to purchase, with no penalties or obligations, if I fail to deliver the service I promised.

REMEMBER, YOU ARE NEVER UNDER ANY OBLIGATION TO PURCHASE ANY PROPERTY!The Chartwell Realty Home Buying System tm

We Take All The Risk So YOU Don't have To!

________________

All We Ask In Return Is Your All We Ask In Return Is Your Loyalty!Loyalty!

Chartwell RealtyVIP Buyer Agreement

We will provide you with the following services:1. We will assist you in securing the best financing program for your specific situation with the lowest interest rate and least expensive closing costs and have a pre-

qualification/approval certificate generated to give you the best competitive advantage in future negotiations.2. We'll provide you with regular updates from our HomeHunter Service tm of all the new listings that match your criteria. This will allow you to drive by and determine

which properties you want to see.3. We'll arrange a private showing of any property you want to see including new construction, and For Sale By Owner property.4. When you find a property you like, we'll discuss the best strategy with you regarding offer price, financing terms, interest rate, possession date, and anything else

you want to know.5. We'll help you prepare the offer with the terms, provisions, and addendums weighted in your best interest. 6. We'll present the offer on your behalf and negotiate in your favor to help you secure the property at the best possible price and terms.7. We'll recommend extremely competent affiliates with respect to your total home purchase: legal expertise, home inspection, appraisal, and title insurance.8. We'll be available for you to answer any questions you might have.9. You are never under any obligation, at any time, to buy any property.10. BONUS #1: You receive a one-year Home Warranty Policy ($415 value). We will negotiate the warranty on your behalf at no cost to you. 11. BONUS #2 : You get our Cancellation Guarantee and can cancel if we do not live up to our promises.

You agree:1. To allow us to assist you with pre-qualification/approval from a home lender prior to viewing property.2. To Notify us of any listed properties you wish to view; inform other agents, for sale by owners, or builders that you are being represented by KC Strong Team,

Realtors; and formulate any purchase offers through us.3. That our fee, of 3 1/2% of the purchase price will be built in as part of the purchase and sales agreement with any overages credited back to you.4. That this agreement expires one year from today's date unless cancelled earlier.5. To compensate Chartwell Realty $495 as a transaction processing fee, due at closing.6. Broker and Buyer, by signing this agreement, hereby mutually acknowledge and agree that acceptance hereof also constitutes acceptance of this agreement by any

employee, associate, partner, agent, family member, or other such affiliate of either Buyer or Broker.

AND REMEMBER, YOU ARE NEVER UNDER ANY OBLIGATION TO PURCHASE ANY PROPERTY!

What to What to Say and DoSay and Do When You When You Come Across Homes on Your OwnCome Across Homes on Your Own

If you see a home you like, feel free to call for info but always tell the agent that you’re working with us (this will prevent you from being hounded by other agents with questions and sales pitches.) Get the price and (if available) the MLS number of the property and we will send you complete information. If you see a house you want to look at ALWAYS call Us for appointments.