Straight from the HeartA publication of Heart of Louisiana Credit UnionSummer 2016

Good Grades Lead To GreaT Prizes(Article on page 2)

SMART TIPS FOR BACK TO SCHOOL SHOPPING

It’s that time of year again... The dreaded school supply list. Whether it’s the fear of our school-age children wanting particular types of items or the fear of seeing how quickly the expenses add up, everyone has apprehensions. Hopefully the tips below will help establish a shopping plan and ease some of your worries:

• Check your supplies. You might be surprised by what’s left from last year’s supplies. Whether it’s extra notebooks or just a few boxes of crayons, little items can add up to big savings.

• Try on last year’s uniforms. What a nice surprise to find out that you only need two pairs of shorts instead of four. Many times we assume the children need a com-plete new wardrobe but sometimes we can salvage a few pieces from previous years to help save money.

• Spend more. It may not make perfect sense now but when you’re scrounging for another back pack halfway thru the school year, your pocket book will feel the difference. If you know your child is rough on a back pack, it may be wise to find one that offers free replacements.

• Shop tax free. Louisiana’s back-to-school tax free holiday is scheduled for August 6-7, 2016. Take advantage of these savings for items needed to head back to school.

• Visit the Credit Union with HEART! Before you spend ANY money, make sure you visit Heart of Louisiana Credit Union for a Back To School loan to help take the stress out of this year’s school shopping.

*APR=Annual Percentage Rate. Quoted rate is the lowest available rate and will be based on your credit score and loyalty discounts for using more than one credit union product. Lowest rate without loyalty discounts is 1.99% APR. Monthly required payments is $8.40/ $100 borrowed at 1.49% for 12 months. Rates and terms subject to change without notice. We will not refinance existing Heart of Louisiana loans at this APR. Limit one ‘Back to School’ loan per household. Back to School loans are not for post-secondary educational expenses.

GOOD GRADES LEAD TO GREAT PRIZES(Photo on front cover)

Our young members are scoring BIG with their Honor Roll report cards! All members in grade school had the opportunity during the 2015-2016 school year to enter their report cards for some routine drawings and the grand prize drawings: an Apple iPad mini and an Apple iPod Touch.

Congratulations to John D (front cover) from Woodworth and Dominic P (right)from Pineville! John was the top grand prize winner of the Apple iPad Mini and $100 iTunes gift card while Dominic received the second grand prize, an Apple iPod Touch and $50 iTunes gift card.

The young members below each received a $20 gift card to The Grand Theatre.

Madelynn from Woodworth Daven from AlexandriaKrista from Pineville Ruth from CalasieuAnna from Calcasieu Lainey from Colfax

Are you a little bummed that you didn’t win or didn’t get to enter the drawings? Don’t worry, we’re going to give away some more great prizes within the next school year.

Alica Brister graduated from Oak Hill High School with a 3.19 GPA. She will be majoring in Nursing this fall at Central Louisiana Technical College.

During her high school years, Alica was a member of 4-H and Beta, as well as being the girls and boys varsity basketball Manager.

She has paricipated and volunteered for many organizations including the Salvation Army and the Manna House.

ChloeBeth Soileau graduated from Pineville High School with a 4.28 GPA. She will continue her studies at Explore Nations Bible College and major in Theology.

During her time at Pineville High School, ChloeBeth enjoyed her role at President of Speech and Debate as well as the Fellowship of Christian Students.

She has also been an active member of the Anchor Club, Choir, National Honor Society, and the Freshmen Mentor Program.

YOUNG MEMBERS RECEIVE SCHOLARSHIPS

Heart of Louisiana proudly presented three graduating Seniors with a $1,000 college scholarship.

Megan Tassin graduated with a 3.94 GPA from Buckeye High School. She will continue her education at Louisi-ana State University with her studies focusing in Agri-culture Science.

At Buckeye, Megan was an active member of Beta, 4-H, and the National Honor Society. Megan was also part of the High School Flag Line and participated in both the District and State Rallies.

PINEVILLE ALEXANDRIA OFFICE HOURS303 Edgewood Dr 4407 Coliseum Blvd M-Th: 9 am - 4 pm 3616 Commerce St Fri: 9 am - 5:30 pm Sat: 9 am - 1 pm

PHONE FAX WEBSITE318.473.4562 318.449.5519 HeartCU.org318.619.1900 Federally Insured by the NCUA

MOVERS & SHAKERS

Heart of Louisiana Credit Union wants to welcome the newest members of our team:

Donnie Gates - Family Financial OfficerTatiana Johnson - TellerJacqueline Coleman - Family Financial OfficerJoshua Gatch - TellerBobbie Abshire - Internal Auditor

HOLIDAY CLOSINGS

All Credit Union branches will be closed in observance of the following holidays:

Independence DayMonday, July 4th

Labor DayMonday, September 5th

Columbus DayMonday, October 10th

2016 DIRECTOR ELECTIONS ANNUAL MEMBERSHIP MEETING

The Nominating Committee will meet in September 2016 to select a slate of nominees for positions on the Board of Directors. Any qualified member who wishes to be considered should forward his/ her biographical data to: Nominating Committee Heart of Louisiana Credit Union PO Box 4030 Pineville LA 71361

Nominations must be received by August 31, 2016. The slate of nominees will be published in the next quarterly newsletter. From that point, any qualified member seeking nominating will have to participate through the petition process. Details of that process and petition forms may be obtained through the credit union.

HEART OF LOUISIANA CREDIT UNION MEMBERS SAVE BIG WITH THE SPRINT CREDIT UNION MEMBER DISCOUNT

Tired of paying too much for your wireless bill? We don’t blame you. So we’re helping you save with the Sprint Credit Union Member Discount from Love My Credit Union Rewards. As a Heart of Louisiana member, you can save each month on your wireless data service.

Our members can get:• 10%discountonselectregularlypricedSprintmonthlydataservice• ValidinconjunctionwithothercreditunionandSprintNational handset and other promotions

Ways to get your discount:• Call877.SAVE.4CU(877.728.3428)or• VisityournearestSprintstore

Let them know you’re a credit union member and mention Corporate ID: NACUC_ZZM.

Current and new Sprint customers need to verify credit union membership to take advantage of these exclusive discounts. Download the Love My Credit Union Rewards app in the Apple App Store or Google Play or www.Sprint.com/verify to verify your membership.

Stop paying too much for your wireless data service. Start saving with the Sprint Credit Union Member Discount today.