www.adyen.com

Merchant Gateway Risk management Processing Schemes Issuers

Adyen value chain

Traditional value chain

PSP Acquirer

Merchant Gateway Risk management Processing Schemes Issuers

Payments processing for the digital ageTraditionally, businesses operating internationally had to rely on

multiple third parties to process their payments. These parties

often run on legacy systems, built decades for another age. This

fragmented approach is both inefficient and costly; failures in

the chain translate to lost payments, incomplete data, frustrated

customers, and a drain on revenue.

Adyen has a solution. Eliminating the need to work with a collection

of gateways, processors, and acquirers, Adyen is able to process

global payments via one single system and integration. So by simply

plugging into Adyen’s platform, businesses can process payments

globally online, on mobile and in store via a fully modern tech stack.

The Adyen value chain vs the Traditional value chain

The Global Acquiring NetworkDelivering the best authorization rates

on a global scale

Adyen Global Acquiring A keystone of Adyen’s end-to-end solution is Adyen Global

Acquiring. This infrastructure connects merchants directly to

all major card schemes and local payment methods via Adyen's

unified global processing platform.

This platform is 100% built and managed in-house, giving Adyen

control over the full technology stack. Every payment remains

on Adyen’s modern payment rails, from initiation to submission

to the Card Networks. This is unique in an industry that usually

relies on collections of opaque third parties and white labels. As

a result, businesses benefit from unprecedented authorization

rate performance and uptime, and immediate access to the latest

industry innovations such as Apple Pay for the web or Adyen’s

Account Updater - so they can stay ahead of the curve, and deliver

the experiences their shoppers expect.

So, whether a business is processing payments in São Paulo, San

Francisco, or Paris via web, mobile, or in store, everything runs on

the same underlying platform, allowing for unparalleled visibility

across all channels and regions. This translates into a deeper

understanding of buyer behavior, increased loyalty and more

revenue.

The Adyen value chain removes the need for obsolete third parties and the white labels common on other platforms.

www.adyen.com

Adyen’s coverage at a glance:

Countries supported U.S. Brazil, Hong Kong, Australia and Europe

Settlement currencies AUD JPYBRL NOKCAD NZDCHF PLNDKK SEKEUR USDGBP ZARHKD

Processing currencies 150+ currencies

Card schemes supported

The best authorization ratesAdyen is the only payments company providing a direct connection

to Visa, Visa Inc., Mastercard, and other major and local schemes

across the world, via a single global integration and processing

platform. As a result of this local approach, businesses benefit

from local market conditions, which typically generate much

higher authorization rates.

Data is in our DNA Adyen Global Acquiring was built with big data in mind. Adyen’s

direct connection to the card schemes provides businesses with

real-time, granular insights on a per-transaction basis. Further, by

eliminating obsolete third parties in the payment flow, Adyen is

able to provide the most accurate and detailed data possible.This

includes reasons behind approvals and declines to enable ongoing

improvements, and increased authorization rates. In addition,

Adyen’s suite of optimization tools, RevenueAccelerate, works in

the background of every payment to drive authorizations, using

machine learning.

The result is a steady, incremental increase in revenue. In fact,

Forrester Consulting found that enterprise businesses working

with Adyen report an average revenue uplift of 1.4%, translating

into millions of dollars of unexpected revenue.

With Adyen Global Acquiring businesses have a robust, scalable

solution to accept payments anywhere in the world. This enables

them to optimize their payment processing, and accelerate their

global expansion, while continuing to exceed the rapidly evolving

expectations of today’s shopper.

About Adyen Adyen is a technology company that provides businesses with a

single solution to accept payments anywhere in the world. The

only provider of a modern end-to-end infrastructure connecting

merchants directly to Visa, Mastercard, and 250 other payment

methods globally, Adyen delivers frictionless payments across

online, mobile, and in-store. Headquartered in Amsterdam and

San Francisco, with offices across North America, South America,

Europe, Asia and Australia, Adyen serves more than 4,500

businesses, including 7 of the 10 largest U.S. Internet companies.

Customers include Facebook, Uber, Airbnb, Netflix, Spotify,

Dropbox, Evernote, Booking.com, Yelp, Vodafone, Superdry,

Mango, Crocs, O’Neill, SoundCloud, KLM and JustFab.