realtors® federal credit union - full member presentation
TRANSCRIPT
![Page 1: REALTORS® Federal Credit Union - Full Member Presentation](https://reader038.vdocuments.net/reader038/viewer/2022103114/5552db81b4c905014c8b49df/html5/thumbnails/1.jpg)
REALTORS® Federal Credit Union
![Page 2: REALTORS® Federal Credit Union - Full Member Presentation](https://reader038.vdocuments.net/reader038/viewer/2022103114/5552db81b4c905014c8b49df/html5/thumbnails/2.jpg)
What is a Credit Union?What is a Credit Union?
• Member-owned• Not for profit• Cooperative financial institutions• Truly democratic organizations – each
member has one vote regardless of funds on deposit to be used at the annual meeting to elect volunteer directors
![Page 3: REALTORS® Federal Credit Union - Full Member Presentation](https://reader038.vdocuments.net/reader038/viewer/2022103114/5552db81b4c905014c8b49df/html5/thumbnails/3.jpg)
What is a Credit Union?What is a Credit Union?• Must have a defined field of membership
– Members and employees of NAR– State and local associations and their employees– MLS’s, but not their employees– REALTOR® owned businesses, but not their employees– Family members/ household members
• Grandparents, parents, spouse, brothers and sisters, children and grandchildren (includes step relationships for parents, siblings and children and adopted children)
![Page 4: REALTORS® Federal Credit Union - Full Member Presentation](https://reader038.vdocuments.net/reader038/viewer/2022103114/5552db81b4c905014c8b49df/html5/thumbnails/4.jpg)
What is a Credit Union?What is a Credit Union?
• “Once a member, always a member.”• Credit Unions offer very similar products to
banks, but at better rates and terms and with different motivations
![Page 5: REALTORS® Federal Credit Union - Full Member Presentation](https://reader038.vdocuments.net/reader038/viewer/2022103114/5552db81b4c905014c8b49df/html5/thumbnails/5.jpg)
REALTORS®FCU - REALTORS®FCU - ProductsProducts• Share Accounts Available
• Savings• Money Market Savings• Checking• Certificates• IRA Savings
– Traditional IRA– Roth IRA– SEP IRA
• IRA Certificates– Traditional IRA– Roth IRA– SEP IRA
![Page 6: REALTORS® Federal Credit Union - Full Member Presentation](https://reader038.vdocuments.net/reader038/viewer/2022103114/5552db81b4c905014c8b49df/html5/thumbnails/6.jpg)
REALTORS®FCU - REALTORS®FCU - ProductsProducts• Consumer Loans Available
• New & Used Auto• New & Used Motorcycle• New & Used RV & Boat• Personal • Debt Consolidation• Line of Credit & “Professional Development” Line of Credit• Share Secured (Closed End Loan)• Share Secured Line of Credit• Home Equity• Mortgage
• “Horizon Loan” - Limited Time Offer!
![Page 7: REALTORS® Federal Credit Union - Full Member Presentation](https://reader038.vdocuments.net/reader038/viewer/2022103114/5552db81b4c905014c8b49df/html5/thumbnails/7.jpg)
REALTORS®FCU - REALTORS®FCU - ServicesServices• ATM Access• Online Banking• Electronic Transfers• Remote Deposit• Bill Pay
![Page 8: REALTORS® Federal Credit Union - Full Member Presentation](https://reader038.vdocuments.net/reader038/viewer/2022103114/5552db81b4c905014c8b49df/html5/thumbnails/8.jpg)
REALTORS®FCU - REALTORS®FCU - NoticesNotices• eStatements - View and print account statements
• myAlerts – Arrange personalized alerts with notifications IE: account balances, loan rates, and
more!
• myNotices - Notifications from REALTORS® FCU
• myNews - Product /promotional updates and news
![Page 9: REALTORS® Federal Credit Union - Full Member Presentation](https://reader038.vdocuments.net/reader038/viewer/2022103114/5552db81b4c905014c8b49df/html5/thumbnails/9.jpg)
Click
“Membership” to get started!
![Page 10: REALTORS® Federal Credit Union - Full Member Presentation](https://reader038.vdocuments.net/reader038/viewer/2022103114/5552db81b4c905014c8b49df/html5/thumbnails/10.jpg)
Click
“Membership
Application”
![Page 11: REALTORS® Federal Credit Union - Full Member Presentation](https://reader038.vdocuments.net/reader038/viewer/2022103114/5552db81b4c905014c8b49df/html5/thumbnails/11.jpg)
Review Application
Requirements
SearchNRDS ID
Association & Board Staff Employees
NRDS ID = 999999999
(Nine 9’s)
![Page 12: REALTORS® Federal Credit Union - Full Member Presentation](https://reader038.vdocuments.net/reader038/viewer/2022103114/5552db81b4c905014c8b49df/html5/thumbnails/12.jpg)
Enter Eligibility
Information
![Page 13: REALTORS® Federal Credit Union - Full Member Presentation](https://reader038.vdocuments.net/reader038/viewer/2022103114/5552db81b4c905014c8b49df/html5/thumbnails/13.jpg)
SelectIndividual or
Joint Account
andcomplete
Personal Information
![Page 14: REALTORS® Federal Credit Union - Full Member Presentation](https://reader038.vdocuments.net/reader038/viewer/2022103114/5552db81b4c905014c8b49df/html5/thumbnails/14.jpg)
SelectAccount Types
to open…
![Page 15: REALTORS® Federal Credit Union - Full Member Presentation](https://reader038.vdocuments.net/reader038/viewer/2022103114/5552db81b4c905014c8b49df/html5/thumbnails/15.jpg)
Review New Account Agreement
![Page 16: REALTORS® Federal Credit Union - Full Member Presentation](https://reader038.vdocuments.net/reader038/viewer/2022103114/5552db81b4c905014c8b49df/html5/thumbnails/16.jpg)
SelectIdentity
Verification answers…
![Page 17: REALTORS® Federal Credit Union - Full Member Presentation](https://reader038.vdocuments.net/reader038/viewer/2022103114/5552db81b4c905014c8b49df/html5/thumbnails/17.jpg)
REALTORS®FCU - BasicsREALTORS®FCU - Basics
• Becoming a Member of REALTORS®FCU1) Eligibility2) Membership Application 3) Select Accounts to Open4) Fund Account
NEW MEMBERSHIP1) Credit Card2) Debit Card3) ACH/Check
![Page 18: REALTORS® Federal Credit Union - Full Member Presentation](https://reader038.vdocuments.net/reader038/viewer/2022103114/5552db81b4c905014c8b49df/html5/thumbnails/18.jpg)
CompleteAccount Funding
![Page 19: REALTORS® Federal Credit Union - Full Member Presentation](https://reader038.vdocuments.net/reader038/viewer/2022103114/5552db81b4c905014c8b49df/html5/thumbnails/19.jpg)
Congratulations!Your account is
now open!
Remember!
Write down your new account number!
![Page 20: REALTORS® Federal Credit Union - Full Member Presentation](https://reader038.vdocuments.net/reader038/viewer/2022103114/5552db81b4c905014c8b49df/html5/thumbnails/20.jpg)
After writing down your Account Number, go back to REALTORSFCU.ORG to enroll in online banking:
![Page 21: REALTORS® Federal Credit Union - Full Member Presentation](https://reader038.vdocuments.net/reader038/viewer/2022103114/5552db81b4c905014c8b49df/html5/thumbnails/21.jpg)
![Page 22: REALTORS® Federal Credit Union - Full Member Presentation](https://reader038.vdocuments.net/reader038/viewer/2022103114/5552db81b4c905014c8b49df/html5/thumbnails/22.jpg)
REALTORS®FCU - BasicsREALTORS®FCU - Basics• Accessing funds in your account
• ATM Deposits & Withdrawals• Scan Checks For Deposit• Electronic Transfers To & From Other Banks/Credit Unions• Direct Deposit• Electronic Debits• Debit Card Purchases/Use PIN For “Cash Back ”• Bill Pay• Write Checks• Mail Deposits
![Page 23: REALTORS® Federal Credit Union - Full Member Presentation](https://reader038.vdocuments.net/reader038/viewer/2022103114/5552db81b4c905014c8b49df/html5/thumbnails/23.jpg)
REALTORS®FCU - BasicsREALTORS®FCU - Basics
• Assistance with your account• Secure online messages
Click
“Self Service” & “Send Us a Message”
![Page 24: REALTORS® Federal Credit Union - Full Member Presentation](https://reader038.vdocuments.net/reader038/viewer/2022103114/5552db81b4c905014c8b49df/html5/thumbnails/24.jpg)
REALTORS®FCU - BasicsREALTORS®FCU - Basics
• Assistance with your account• Secure online messages
![Page 25: REALTORS® Federal Credit Union - Full Member Presentation](https://reader038.vdocuments.net/reader038/viewer/2022103114/5552db81b4c905014c8b49df/html5/thumbnails/25.jpg)
REALTORS®FCU - BasicsREALTORS®FCU - Basics
![Page 26: REALTORS® Federal Credit Union - Full Member Presentation](https://reader038.vdocuments.net/reader038/viewer/2022103114/5552db81b4c905014c8b49df/html5/thumbnails/26.jpg)
REALTORS®FCU - BasicsREALTORS®FCU - Basics
Transaction information pre-fills …
Transaction information pre-fills …
Select reason
for inquiry…
Select reason
for inquiry…
![Page 27: REALTORS® Federal Credit Union - Full Member Presentation](https://reader038.vdocuments.net/reader038/viewer/2022103114/5552db81b4c905014c8b49df/html5/thumbnails/27.jpg)
REALTORS®FCU - BasicsREALTORS®FCU - Basics
![Page 28: REALTORS® Federal Credit Union - Full Member Presentation](https://reader038.vdocuments.net/reader038/viewer/2022103114/5552db81b4c905014c8b49df/html5/thumbnails/28.jpg)
REALTORS®FCU - BasicsREALTORS®FCU - Basics
• Assistance with your account• Member Care
Call
866.295.603824 / 7!
![Page 29: REALTORS® Federal Credit Union - Full Member Presentation](https://reader038.vdocuments.net/reader038/viewer/2022103114/5552db81b4c905014c8b49df/html5/thumbnails/29.jpg)
REALTORS®FCU - BasicsREALTORS®FCU - Basics
![Page 30: REALTORS® Federal Credit Union - Full Member Presentation](https://reader038.vdocuments.net/reader038/viewer/2022103114/5552db81b4c905014c8b49df/html5/thumbnails/30.jpg)
REALTORS®FCU - BasicsREALTORS®FCU - Basics
• Becoming a Member of REALTORS®FCU• Using Your REALTORS®FCU Account
• Accessing Funds (Deposits & Withdrawals)• Assistance with your account • Account Statements• eNotices
• Applying for a Loan• Opening Additional Share Accounts
![Page 31: REALTORS® Federal Credit Union - Full Member Presentation](https://reader038.vdocuments.net/reader038/viewer/2022103114/5552db81b4c905014c8b49df/html5/thumbnails/31.jpg)
REALTORS®FCU - BasicsREALTORS®FCU - Basics
Sent to your email address:• myAlerts• myNotices • myNews
![Page 32: REALTORS® Federal Credit Union - Full Member Presentation](https://reader038.vdocuments.net/reader038/viewer/2022103114/5552db81b4c905014c8b49df/html5/thumbnails/32.jpg)
REALTORS®FCU - BasicsREALTORS®FCU - Basics
• How To Apply For A Loan• Log into online banking• Instant response!
![Page 33: REALTORS® Federal Credit Union - Full Member Presentation](https://reader038.vdocuments.net/reader038/viewer/2022103114/5552db81b4c905014c8b49df/html5/thumbnails/33.jpg)
REALTORS®FCU - BasicsREALTORS®FCU - Basics
![Page 34: REALTORS® Federal Credit Union - Full Member Presentation](https://reader038.vdocuments.net/reader038/viewer/2022103114/5552db81b4c905014c8b49df/html5/thumbnails/34.jpg)
REALTORS®FCU - BasicsREALTORS®FCU - Basics
• Becoming a Member of REALTORS®FCU• Using Your REALTORS®FCU Account
• Accessing Funds (Deposits & Withdrawals)• Assistance with your account • Account Statements• eNotices
• Applying for a Loan• Opening Additional Deposit Accounts
![Page 35: REALTORS® Federal Credit Union - Full Member Presentation](https://reader038.vdocuments.net/reader038/viewer/2022103114/5552db81b4c905014c8b49df/html5/thumbnails/35.jpg)
REALTORS®FCU - BasicsREALTORS®FCU - Basics
• Opening Additional Share Accounts• Log in to online banking
![Page 36: REALTORS® Federal Credit Union - Full Member Presentation](https://reader038.vdocuments.net/reader038/viewer/2022103114/5552db81b4c905014c8b49df/html5/thumbnails/36.jpg)
Click “Accounts” to get started!
![Page 37: REALTORS® Federal Credit Union - Full Member Presentation](https://reader038.vdocuments.net/reader038/viewer/2022103114/5552db81b4c905014c8b49df/html5/thumbnails/37.jpg)
SelectAccount Types
to open…
![Page 38: REALTORS® Federal Credit Union - Full Member Presentation](https://reader038.vdocuments.net/reader038/viewer/2022103114/5552db81b4c905014c8b49df/html5/thumbnails/38.jpg)
No - Credit Card
No - Debit Card
Yes - ACH/Check
Yes - RFCU Transfer
Existing Member Adding Additional Share Accounts:
![Page 39: REALTORS® Federal Credit Union - Full Member Presentation](https://reader038.vdocuments.net/reader038/viewer/2022103114/5552db81b4c905014c8b49df/html5/thumbnails/39.jpg)
REALTORS® FCU Share Account Transfer
![Page 40: REALTORS® Federal Credit Union - Full Member Presentation](https://reader038.vdocuments.net/reader038/viewer/2022103114/5552db81b4c905014c8b49df/html5/thumbnails/40.jpg)
Congratulations!
Your new share account is now open!
![Page 41: REALTORS® Federal Credit Union - Full Member Presentation](https://reader038.vdocuments.net/reader038/viewer/2022103114/5552db81b4c905014c8b49df/html5/thumbnails/41.jpg)
Business AccountsBusiness Accounts
Who Can Open A Business Account?• REALTOR® State & Local Associations• REALTOR® Boards• REALTOR® Institutes, Societies & Counsels• REALTOR® Owned Businesses, IE: Brokerages, MLS’s
![Page 42: REALTORS® Federal Credit Union - Full Member Presentation](https://reader038.vdocuments.net/reader038/viewer/2022103114/5552db81b4c905014c8b49df/html5/thumbnails/42.jpg)
Business Account - ProductsBusiness Account - Products• Business Savings• Business Money Market Savings• Business Certificates• Online Banking Inquiry & eStatement Access• Small Business Loans (up to $50,000)• Small Business Lines of Credit (up to $50,000)
Coming Soon! Coming Soon! • Business Checking & Debit Cards• Commercial Loans (over $50,000)
![Page 43: REALTORS® Federal Credit Union - Full Member Presentation](https://reader038.vdocuments.net/reader038/viewer/2022103114/5552db81b4c905014c8b49df/html5/thumbnails/43.jpg)
Business Account – Open Business Account – Open AccountAccount
![Page 44: REALTORS® Federal Credit Union - Full Member Presentation](https://reader038.vdocuments.net/reader038/viewer/2022103114/5552db81b4c905014c8b49df/html5/thumbnails/44.jpg)
Business Account – Open Business Account – Open AccountAccount
![Page 45: REALTORS® Federal Credit Union - Full Member Presentation](https://reader038.vdocuments.net/reader038/viewer/2022103114/5552db81b4c905014c8b49df/html5/thumbnails/45.jpg)
Business AccountsBusiness Accounts
Business Services 301.355.7575 Monday – Friday 8:30AM – 5:00PM (Eastern Time)