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SECTION F SUNDAY, FEBRUARY 14, 2016

Valley SpringsSpokane’s Newest Exclusive Gated Community

Bordering 950 Acres of Recreation Area!

Celebrating 35 Years of Building Homes & NeighborhoodsWe Are Proud Of!

• “Huntington” at 5409 N. Radium Lane - a very popular Paras one-level design. Homehas beautiful finishes for the recent Fall Festival of Homes. Includes complete yardlandscaping! - $359,900 - New Price!

• “Fircrest”at 5402N.Radium Lane - finished daylight basement rancher and excellentviews. A great price and value! - $339,900

• “Newcastle” at 5510 N. Radium Lane - popular finished walk-out daylight basementrancher w/ 3 car garage. Private lot w/ open green space behind the home.- $389,900

• “Parkside”at5403N.AinsworthLane-greatone-level homeoriented tocapturevalleyviews. Includes private lot, covered rear patio, 3 car garage, and excellent finishes- $327,900!

The “Huntington” model at 5409 N. Radium LaneOpen Today from 12 p.m. to 3 p.m.

• Fantastic Gated Community!

• Many lots w/ open green spaceand great views!

• Borders 950 acre Beacon Hill Recreation Area, w/abundance ofhiking and biking trails!

• Close proximity to Centennial Trail and 35 minutes to Mt. Spokane

Many Premiere Lots Still Available!

Directions: Drive north on Argonne Road from I-90, past the river and Upriver

Drive. Turn left into Northwood on Columbia Drive. Proceed west on Columbia

Drive until reaching Valley Springs. Continue and turn right onto Radium Lane.

Scott Wright • 509-939-4268 • thewrightrealtor939@gmail.comVisit www.parashomes.com

340 W. Wilson AvenueWildlife & River Views

6 BR, 4 BA. 5,350 SF.$460,000.

Exceptional Arrowhead Traditional

features custom detailing & upgrades

throughout. Open floor plan. Spacious

formal living room with wall of windows.

Island kitchen with granite countertops

adjoins family room. Luxurious master

suite includes garden tub & private deck.

Upper level boasts 4 total bedrooms.

Finished walkout lower level.

Oversized 3 car garage.

Nancy Wynia

509.990.2742

nwynia@windermere.com

OPINION

QUESTION: Mortgage rates are under 4 percent. We would like to refinance before they rise, something we think will happen in 2016 because of the Federal Reserve’s expected hikes. What can we do to get past tight credit standards?

ANSWER:

A ccording to the Offi ce of the Comptroller of the Currency, credit

standards are easing. In December, the OCC reported

that its annual survey showed easing of underwriting standards at the largest 95 banks and federal savings associations it supervises, reflecting trends similar to those seen from 2005 through 2007, before the financial crisis.

This easing to pre-crisis levels is not just the by-product of lender whims. There are real reasons behind the softer standards, according to the OCC.

The economic outlook has improved. This is also the reason the Federal Reserve lifted rates in December for the first time since the Great Recession and indicated there’s more ahead.

But lenders have seen that product performance has improved, too. We have fewer foreclosures and delinquencies because of stronger underwriting criteria, such as the requirement

that lenders must verify the ability of borrowers to repay their loans. The result is less risk in the marketplace.

And lenders can’t ignore the competition. Today, many mortgages come from nonbanks and online mortgage centers. If you’re a lender you have to compete or you won’t get the business. A competitive marketplace encourages low rates and more underwriting flexibility. Lenders do not have to “layer” loans with more requirements than needed under FHA, VA and conventional loan standards.

Despite widespread complaints by the financial services industry regarding “over-regulation,” the new mortgage standards have resulted in a marketplace with little lender risk. Foreclosure levels are way down while homeowner equity has increased markedly.

According to the Federal Reserve, real estate equity has grown by $6.5 trillion in the past five years. This additional equity insulates homeowners and lenders against foreclosure. With more equity, owners who get into trouble can increasingly sell at a price that is high enough to fully repay their mortgage debt.

If you’re interested in a new mortgage, speak with several lenders, explain your financial situation and see what they have to say. If you have a weak spot it may be possible to resolve the problem before you actually make an application. For example, if there is a factual error on a credit report, get it straightened out before applying.

TIGHT CREDIT IN REARVIEW MIRROR? Peter G. Miller CTW Features

Ask our broker

Priced to sell at only

$539,900

14209 N Wandermere Estates Ln2007 Wandermere Estates Daylight Walkout Rancher with fabulous viewsover Golf Course on a private cul-de-sac lot. 4 bedrooms, 4 baths + 3car attached garage. Knotty maple doors, trim & cabinets throughout.Custom kitchen with granite, SS appliances, double ovens, disposal,compactor & charming butler’s pantry! Large main floor master withprivate door to deck, custom tiled walk-in shower, his and her walk-in closets, 2 vanities & garden tub! ALL the extra’s plus BRAND NEW

EXTERIOR PAINT! 55+PUD Community.

Marie Pence509-230-8457

mariepencerealtor@gmail.com4 bedrooms, 4 baths

+ 3 car attached garage4864 sq ft

Windermere North Spokane, LLC

Call 456-Sell (7355) or 800-338-8801 More ad photos at spokesmanclassifieds.com ● Sunday ● February 14, 2016 The Spokesman-Review

095 HOMES FOR SALE,AREA WIDE

FIVE MILE HEIGHTSNorth on 5 Mile Rd. to Alberta TR on Kammi. City water & sewer. Large lots, Mead Schools. We can help you build your dream home starting at $290,000.

NEW HOME2119 W. Caden Ave $409,9002038 W. St Thomas More Way $369,0002008 W. Cascade Way $359,900Don Willard, 844-5081.

OPEN HOUSE 1-4PARK PLACE

5208 W. Oxford. Brand new near Riverside State Park, 4 nd, 3 bth, mn fl util, gas frplc, fin rec rm, 3 car gar, granite, hrdwds, much more. $334,950. Don Willard, 844-5081.

OPEN HOUSE 12-3W. 7003 JIMMY LANE

SUNDANCE MEADOWS 55+, New Marlette mfg hm w/country front porch in 55+ senior park. Com- munity rec center, RV storage available, 2 bds+office/2 bth, gas furnance, A/C, dbl gar, patio, private lot, upgraded Whirlpool kit appls, sprinkler, gutters, land- scaping. $169,900. Sue Jessup, 509-499-7656

7806 N. LAPIS LANENew construction. Great room rancher w/finished bonus room above gar. 3 bdrm+den. 3 bth, 10’ ceilings, lrg island kit w/gran- ite. Mud set tile walkin shower in master, front yard landscaping in- cluded. Cov’d rear deck. Excellent finish quality. $349,900. Phil Konynenbelt, 991-7445.

1331 W MAXINENew listing. Immaculate 5 mile prairie home. 4 bedrooms, 3 bath- rooms Entire home has been re- modeled. New kitchen with cherry cabinets and silestone counters, brazillian cherry hardwood floors, covered deck plus much more. $293,900 Call Phil Konynenbelt 991-7445.

10 ACRE VIEW LOT NORTH SPOKANE

This is the perfect lot to build your dream home!! Incredible views! Multiple places to build. Well in- stalled. Power, phone and gas at property line. Mead school district. Private gated entry. 84XX W. Mary Lee Ln. $89,900. Kim McCracken, 435-3124.

PLESE REALTY, LLC 489-2323www.plese.com

FREDDIE MAC HOMEMEDICAL LK: 701 S.Evergreen Dr,

$254,900 SPOKANE VALLEY:8315 E. Broadway Ave, $109,900

NORTHEAST: 3623 E. 29th Ave, $129,900. Benji 990-9221

CHENEY REALTY, INC. 235-6191

095 HOMES FOR SALE,AREA WIDE

On AnyGiven Day

only a certain number of peopleneed your product or service

They come into the market astheir needs arise. Make sure youroffer is there when it’s needed.

ADVERTISE FREQUENTLY

CALL 456-7355

095 HOMES FOR SALE,AREA WIDE

095 HOMES FOR SALE,AREA WIDE

NEW CONSTRUCTIONOPEN TODAY

SOUTH HILL 3201 S. Lloyd St. $249,990Open TODAY: 12pm-3pm

New construction in the heart of the South Hill w/gorgeous view.

Call: Patrick Kolcum 863-7582VALLEY

8722 E. Clearview $389,000Open TODAY: 1pm-4pm

New View rancher by Gordon Finch.Call: Joanne Pettit 868-4383www.johnlscott.com\93149

New Homes ValleyPonderosa Ridge

4412 S. Ponderosa Ln $234,9904525 S. Ponderosa Ln $244,9004604 S. Ponderosa Ln $269,9904607 S. Ponderosa Ln $239,990

Open TODAY: 1pm-4pmCall: Natalie Ward 998-3949

104 HOMES FOR SALE,DEER PARK

3BD/2BA Manufactured Home on 4.8 acres, fncd, gated, Lg Coy pond, fruit trees, Too Much to List! Stevens Co.,

15 min-Wandemere, 10 min-Nine Mile Falls. $177,400/ Call (509)844-1709

111 HOMES FOR SALE,WEST

CLEAR LK - 13905 S. Finney St, huge 4 bd, 3 bth on secondary lot, beautiful view, 2 car gar., $324,900. Deb 270-1179

CHENEY REALTY, INC. 235-6191

113 HOMES FOR SALE,MEDICAL LAKE

217 N. STANLEY - Great starter or in- vestment, 2 bd rancher, 2 bth, att gar- age finished with living area, ½ bth, bdrm, huge lot, garden space, shed,

$95,000. Deb 270-1179 CHENEY REALTY, INC. 235-6191

115 HOMES FOR SALE,SPOKANE VALLEY

16216 E 10th LnLindsey Construction Rancher

In Shelley Lake Gated CommunityAll main floor living

w/a bonus room.Fully landscaped with vinyl fence & more!

Kathy Moore 710-3171Barb Pielli 714-5071CB Tomlinson North

16419 E 10th LnLindsey Construction Rancher

In Shelley Lake Gated Community With daylight walk-out full

unfinished basement,3 car gar & much more!Kathy Moore 710-3171Barb Pielli 714-5071CB Tomlinson North

$69,900!!MOVE RIGHT IN!!1 bedroom, 1 bath

home on LARGE lot!!Enclosed breezeway connects the

garage and house. Gas Heat &New Elec panel.

Convenient Location by 8th and Park! Call Dave at 979-2002 Kestell Co.

095 HOMES FOR SALE,AREA WIDE

To place YOUR ad call 456-7355

To placeYOUR ad

call 456-7355

115 HOMES FOR SALE,SPOKANE VALLEY

PONDEROSA OPEN HOUSE 3 BR/3BA Very nice 3+ bedroom customPonderosa Contemporary Ranchstyle home. Finished basementwith 10' ceilings in rec room. 3bathrooms. large covered deck.Very private back yard with nicelandscape and special 300 squarefoot out building. All new A/C, Fur-nace, and hot water heater. ForSale by Owner, $339,500 (509) 869-6005

5424 N Best RdOpen House 1:00PM-3:00PM

4Bd/3 Ba, $257,500 Pam Fredrick (509) 370-5944 John L Scott

122 REAL ESTATE, OUT OF SPOKANE COUNTY

HARRINGTON-Two homes:111 N. 2nd St, spacious 1.5 story, full unfin bsmt, 4 bd, 2 bth, large kitchen, cov porch- es, large gar -$89,900 & 107 N. 3rd, 3 bd, 2 bth, newer roof, cute 1.5 story, large gar- $74,900. Benji 990-9221

CHENEY REALTY, INC. 235-6191

136 MANUFACTURED HOMES

IMMEDIATE TOP CA$H PAID For Used Manufactured Homes.

Call Steve @HOME BOYS 481-9830 OR 263-1688

SENIORS DOWNSIZING B’tful DBL. 3BD, 2BA. In V/Breeze MHP #85

$34,500 509-990-9693; 701-4820

FSBO Liberty Lake, sandy beach. Bt’ful 3bd/2ba Mfg home. (509)255-5021

140 CONDOMINIUMS FOR SALE

OPEN SUNDAY 12-3ONE LEVEL LIVING

DOWNTOWN CONDO 1902 W. RIVERSIDE #103

Newer 1 bedroom with 9’ ceilings, stainless, gas cooking, Granite Counters, quality throughout.

Under building garage, storage, secured building. $219,900.

Bobbi DeArth 481-5934

156 ACREAGE

CHENEY-6300 Anderson Rd, 9.72 acres, seasonal pond, $60,000.

Deb 270-1179 CHENEY REALTY, INC. 235-6191

158 HOMES & ACREAGE

23813 W. LANCE HILL-Beautiful 4 bd, 3 bth, cedar, knotty pine, granite rock

FP, cottonwood flrs, deck, gar, 20+ acres, more! $299,900.

Benji 990-9221 CHENEY REALTY, INC. 235-6191

168 LAKE PROPERTY,WASHINGTON

WILLIAMS LK-S. Weisman Rd, private secondary lot, $79,900. Bev 990-1809BADGER LK-34028 Aztec Ln, cute 2 bd

MH, secondary leased lot, storage, carport, lake view, $37,000.

Deb 270-1179 CHENEY REALTY, INC. 235-6191

300 ft Deep Lake, WA $5,000 per front foot. Furnished 4BR home included,

ask for Hell’s Angels Discount (778)819-8739

188 BUSINESS FOR SALE

RIALTO TAVERN IN ST. JOHN, WA.Well estab. tavern business. $150k.

Call (509) 648-3876 8:30am-3pm M-F

194 OFFICE / BUILDING SPACESALE / LEASE / RENT

PRIME RETAIL AND OFFICE SPACENORTHSIDE LOCATIONS

Starting at $8/sf, 125- 2,000 sfCall for lease details

468-2661 tgproperties.com

095 HOMES FOR SALE,AREA WIDE

194 OFFICE / BUILDING SPACESALE / LEASE / RENT201 W. FRANCIS

Suite H - Beautifully remodeled$1,000/mo + Cams.

503 W. FRANCIS1460 sqft - 5 private offices, 2 bths,

nice reception area. $1,600/mo515 W. FRANCIS

3 suites 1000-1675 sq ft $850/mo to $1,300/mo Beautiful brick building -

lots of parking. Call ROD V. PLESE, 489-2323

VIC PLESE, 217-7889PLESE REALTY,LLC,201W.FRANCIS AVE

095 HOMES FOR SALE,AREA WIDE

CLASSIFIEDSWhatever your needs

Buying or Selling We can help!

Call 456-7355 today!

196 COMMERCIAL PROPERTYFOR SALE

DAVENPORT-206 Morgan St, great Hwy 2 frontage, 40x60 metal shop, 3 bays,

office w/bth, 30x40 two-bay bldg, large parking area, great opp!

$275,000. Benji 990-9221ROSALIA-37624 S.Old Hwy 195, 2.45 acres, huge shop w/apt above, barns,

$179,900. Bev 990-1809HARRINGTON-3 & 4 Third St-Office spaces with nice storefronts, great

investments at $44,000 each! Benji 990-9221

CHENEY REALTY, INC. 235-6191

095 HOMES FOR SALE,AREA WIDE

CLASSIFIED ONLINEwww.spokesmanclassifieds.com

www.spokesmanhomes.com

www.spokesmanjobs.com

Legend: The rate and annual percentage rate (APR) are effective as of 2/10/16. © 2016 Bankrate, Inc. http://www.interest.com. The APR may increase after consummation and may vary. Payments do not include amounts for taxes and insurance. The fees set forth for each advertisement above may be charged to open the plan (A) Mortgage Banker, (B) Mortgage Broker, (C) Bank, (D) S & L, (E) Credit Union, (BA) indicates Licensed Mortgage Banker, NYS Banking Dept., (BR) indicates Registered Mortgage Broker, NYS Banking Dept., (loans arranged thro ugh third parties). “Call for Rates” means actual rates were not available at press time. All rates are quoted on a minimum FICO score of 740. Conventional loans are based on loan amounts of $165,000. Jumbo loans are based on loan amounts of $435,000. Points quoted include discount and/or origi-nation. Lock Days: 30-60. Annual percentage rates (APRs) are based on fully indexed rates for adjustable rate mortgages (ARMs). The APR on your specific loan may differ from the sample used. Fees reflect charges relative to the APR. If your down payment is less than 20% of the home’s value, you will be subject to private mortgage insurance, or PMI. FHA Mortgages include both UFMIP and MIP fees based on a loan amount of $165,000 with 5% down payment. VA Mortgages include funding fees based on a loan amount of $165,000 with 5% down payment. Bankrate, Inc. does not guarantee the accuracy of the information appearing above or the availability of rates and fees in this table. All rates, fees and other information are subject to change without notice. Bankrate, Inc. does not own any financial institutions. Some or all of the companies appearing in this table pay a fee to appear in this table. If you are seeking a mortgage in excess of $417,000, recent legislation may enable lenders in certain locations to provide rates that are different from those shown in the table above. Sample Repayment Terms – ex. 360 monthly payments of $5.29 per $1,000 borrowed ex. 180 monthly payments of $7.56 per $1,000 borrowed. We recommend that you contact your lender directly to determine what rates may be available to you. TO APPEAR IN THIS TABLE, CALL 800-509-4636. TO REPORT ANY INACCURACIES, CALL 888-509-4636.

Spokane Spokesman-ReviewCheck rates daily at http://spokesmanreview.interest.com

Institution 30 yr APR 30 yr Fixed Product Rate Points Fees % Down APR Phone Number / Website NMLS # / License #

Featured TODAYFeatured TODAYFebruary 14, 2016

www.spokesmanhomes.com

NO STEP ENTRY 2016 3 BR/3 BTHNew from Terra Homes in gated Lloyd Charles Estates

across from the Spokane Country Club.

1906 W Pinecrest Ln, $387,900

DYER DAVIS 509-389-5488 www.DyerDavis.com

Call Your Multimedia Sales Representatives For Information About This Space:

Stacy Truax 509-459-5124 Shane Collins 509-459-5126

Mary Gieschen 509-459-5127

The Spokesman-Review Call 456-Sell (7355) or 800-338-8801 More ad photos at spokesmanclassifieds.com February 14, 2016 ● Sunday ● Page F3

095 HOMES FOR SALE,AREA WIDE 095 HOMES FOR SALE,

AREA WIDE 095 HOMES FOR SALE,AREA WIDE

199 OTHER INVESTMENT PROPERTY

CHENEY-1239 1st St, 1 & 2 bd apts, vinyl windows, newer ext paint, incl

addt’l lot, $250,000. Benji 990-9221REARDAN-335 S. Oak, 6 unit apt bldg, good cond, ½ hr to Airway Hts, Med.Lk,

Spok, $235,000 Benji 990-9221CHENEY-19 3rd St, near EWU, 3 bd, 1+ bth, sunrm, bsmt apt has 2 bd,

1.5 bth, 2 car gar, $195,000. Benji 990-9221

CHENEY-2 blgs close to EWU:124 2nd St-Triplex w/1 bd, 1 bth units, and 210

“H”St-a 2 bd unit, $180,000. Benji 990-9221

CHENEY-211 College Ave, close to EWU, two 2 bd apts + 1 studio, vinyl siding, $180,000. Benji 990-9221CHENEY REALTY, INC. 235-6191

206 ROOMMATES WANTED

Dependable RM to share 2400sf Country Home on 3 acres, Spo.Valley. $470, flat. All amenities. 927-7898

207 ROOMS FOR RENT

2 Nice, Clean Rooms for Rent in Chewelah, WA. 1- $300 / 2nd $350. Heat & Internet incl. Off St. parking. Contact Heather at: (509)680-2516

Avail. NOW! Furn rm for 1 Adult, No kids/pets, No Drugs, Totally Enforced, Exc area. $425. Ken @ (509)315-9122

Furn Studio $375, prvt Kit, share Ba, Quiet Clean.1017 W Fairview327-7206

095 HOMES FOR SALE,AREA WIDE

208 DUPLEXES FOR RENT

AREA WIDELARGE LUXURY DUPLEXES

*** MOVE IN SPECIAL ***2 & 3 bdrm, 2 ba, dbl garage,

fp & all appls, sew/wat/grb pd, NS, NPfrom $1,100 + dep

Call for details 468-2661tgproperties.com

209 CONDOMINIUMSFOR RENT

5 MILE CLIFF TOP CONDO SPOKANE CITY VIEW. REMODELED! 2Bd, 1Ba, w/pool. Paid utils. $745. 710-2459

223 APARTMENTS - UNFURNISHED,NORTHEAST

We have Studios, 1 Bd, 1 Bath2 Bd, 1 Bath; 2 Bdrm, 2 Bath3 Bdrm, 2 Bath & Townhouses

FREE Internet Room Call us at 489-4332 or

stop by 4707 E. Upriver Dr.

AFFORDABLE SENIOR HOUSING 62 / Disabled. Income limits do apply, HUD Subsidized ** NE AREA Non-Smoking Building

Debbie 489-7271

224 APARTMENTS - UNFURNISHED,NORTHWEST

MOVE-IN SPECIAL OAC. 3 & 4 bdrm’s. Laundry facilities,

A/C, Carport. Call 924-45541Bd,1Ba,Single unit in country setting.

No w/d.$550/mo. No smk. 466-6110

095 HOMES FOR SALE,AREA WIDE

North 467-7400South 535-7400West Plains 235-7400

OPEN HOUSESNORTH OPEN HOUSES

$199,900 1632 E Sharpsburg #20161095412-3 Come see this 3 br/3 ba Bluegrass rancher on corner lot. It has everything! Terry Lipe 509-999-7916 $230,000 421 W Rolland #20152471512-3 Brentwood Rancher w/RV Pkg. 3 mn fl br/lg kitchen/covered deck/fin base/appliances Janell 951-6337$450,000 10114 N Ridgecrest #20152292011-1 Fantastic 6 bed, 5 bath home. Beautifully landscaped yard. 6200 sq ft total, 2700 sq ft in-law setup. Dave 994-6171$549,900 3208 E Elena #2015211601-3 Nearing completion 3.7 Acre Exec House in Gated Dev 1500ft Little Spokane common ownership 979-6266

SOUTH OPEN HOUSES$169,900 3804 S Alder #2016119001-3 Poolside condo in Willow Glen Pud. Remodeled in 2016. Gated Comm. Close to schools-churches-shopping Curtis Miller 509-868-6406 $204,900 1508 E Cambridge Ln #2015261971-3 Townhouse in Harvard Park PUD. Great RM, Easy MN floor living. Light & bright! Must see! Joan 994-3133

OPEN NEW CONSTRUCTIONNORTH OPEN NEW CONSTRUCTION

$199,900 830 E Silver Pine #2015123651:30-4 3bd/2bt/3car gr New const Ranch plan w/CAC/fireplace/full landscaping 100% fin Jim Luster 939-7535 $220,576 28xx W Heath #20151253411-4 Stop by the model home at 2812 W. Parkway for more details and plans call Karen 217-0091 $245,000 815 E Cooper #20152642012-3 New Home-Move in Ready-Mead Sch. There will be 4 homes open in the neighborhood today. Mark 991-2964

$259,900 9206 N Rosebury #20161072312-4 The Aspen’s spacious main flr has granite kitchen lg island-perfect for entertaining. Heidi 998-7287 $277,500 10309 N Alberta #20152779312-4 Brand New Jesses Bluff 1786SF Rancher w/beautiful lg open rms/3car gar/granite counter Ron 991-2942 $298,592 2804 W Heath #20161115311-4 New Viking Home. 4beds/3baths, Quartz/SS Appl, FP, 3car. Model hm 2812 W Parkway Ave Karen 217-0091 $299,900 920 E Colbert #20161077512-4 The Bristol at Bidwell Park. Granite Counters, Stainless appl. 3-car garage. Chelsey 509-429-9562

SOUTH OPEN NEW CONSTRUCTION

$399,900 4325 S Bernson #2016112811-4 New 2Story in Trickle Creek 5BD 4BA 4Cr Grg Granite, Wood Flrs, Fully lndscpd, View! Garry 993-9998$599,900 4320 S Bernson Ln #2015176611-4 4BD 3BA Den 4Cr Gar. Beautiful landscaped yard w/fire pit. This is the 2015 Homeshow! Garry 993-9998

VALLEY OPEN NEW CONSTRUCTION$325,000 16419 E 10th #2016107201-4 Lindsey Construction 1593sf home w/3bd 2ba, frplc s/s mstr w/garden tub & 3 car gar. Barb 714-5071 $339,900 5402 N Radium Ln #20161000512-3 The Fircrest offers 2888 SqFt finished daylight/walkout rancher 4BD/3BA Great Views. Scott 939-4268 $359,900 5409 N Radium Ln #20161000612-3 The Huntington @ Valley Springs 3BD 2BA 3CR Grg, Den, covered Patio, Fully landscaped Scott 939-4268$389,900 5510 N Radium Ln #20161000712-3 Newcastle Rancher Plan Fully Finished Daylight/Walkout 4BR/3BA backs up to greenbelt Scott 939-4268 $389,900 8506 E Hazelwood Ln #20161000912-3 Peaceful living in Hazelwood Park, daylight/walkout 4BD 3BA Paras Rancher all the quality you expect$389,900 11210 E Flagstone Ln #20151589612-3 New Rancher by Paras Homes. MN flr living & LG bonus RM. Quality finishes & full lndscp Jim 939-4607

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OPEN HOUSEDIRECTORY

DOWNTOWN

12-3 CONDO 1902 W Riverside #103 1 N/A $219,900 R.H. Cooke & Assoc Bobbi DeArth (509)481-5934 rhcooke.com N/A

NORTHEAST

11-1 SINGLE FAMILY 10114 N Ridgecrest 6 5 $450,000 Coldwell Banker Tomlinson Dave Sposito (509)944-6171 cbtomlinson.com 20152292012-3 NEW HOMES 815 E Cooper 4 3 $245,000 Coldwell Banker Tomlinson Mark Jones (509)991-2964 N/A 20152642012-3 SINGLE FAMILY 1632 E Sharpsburg Ave 3 3 $199,900 Coldwell Banker Tomlinson Terry Lipe (509)999-7916 tourfactory.com/1487749 20161095412-4 NEW HOMES 920 E Colbert Rd 4 3 $299,900 Coldwell Banker Tomlinson Chelsey Graves (509)429-9562 tourfactory.com/1205187 2016107751-4 SINGLE FAMILY 5526 N Forest Blvd 4 2 $199,900 Windermere Real Estate Bruce Baldwin (509)496-0338 windermerespokane.com 201610599

NORTHWEST

1-3 SINGLE FAMILY 3208 E Elena 5 3 $549,900 Coldwell Banker Tomlinson Norm Gillies (509)979-6266 tourfactory.com/1389365 20152116011-4 NEW HOMES 28xx W Heath Ave 3 2 $220,576 Coldwell Banker Tomlinson Karen O’Donnell (509)217-0091 N/A 20151253411-4 NEW HOMES 2804 W Heath Ave 4 3 $298,592 Coldwell Banker Tomlinson Karen O’Donnell (509)217-0091 N/A 20161115312-3 SINGLE FAMILY 421 W Rolland 4 3 $230,000 Coldwell Banker Tomlinson Janell Hunt (509)951-6337 janellhunt.com 20152471512-4 NEW HOMES 9206 N Rosebury 3 3 $259,900 Coldwell Banker Tomlinson Heidi Bollum (509)998-7287 tourfactory.com/1344459 21061072312-4 NEW HOMES 10309 N Alberta Cir 3 2 $277,500 Coldwell Banker Tomlinson Ron Hansen (509)991-2942 tourfactory.com/1321421 2015277931-3 SINGLE FAMILY 7124 N Country Homes Blvd 3 3 $149,900 Pat Kenney Realty LLC Zanthe Kenney (509)991-1135 patkenneyrealty.com 2016116661-4 SINGLE FAMILY 5208 W Oxfrord 4 3 $334,900 Plese Realty Don Willard (509)844-5081 plese.com 20151992712-3 SINGLE FAMILY 7003 W Jimmy Ln 3 2 $169,900 Plese Realty Sue Jessup (509)499-7656 plese.com 20151331911-2 SINGLE FAMILY 7303 W Kendick Ave 4 3 $329,950 Windermere Real Estate Craig Sanders (509)998-4892 your windermere.com 20161160812-3 NEW HOMES 13219 N Mayfair 4 3 $374,950 Windermere Real Estate Donna Mergen (509)710-5452 windermere.com 201527791

SOUTHSIDE

1-4 SINGLE FAMILY 1507 E Blackwood Ln 6 4 $432,500 Century 21 Beutler & Assoc. Marc Shapori (509)590-6407 1507eblackwoodlane.c21.com 2016115631-3 SINGLE FAMILY 1508 E Cambridge Ln 2 3 $204,900 Coldwell Banker Tomlinson Joan McCluskey (509)994-3133 tourfactory.com/1331649 2015261971-3 CONDO 3804 S Alder 2 2 $169,900 Coldwell Banker Tomlinson Curtis Miller (509)868-6406 curtissellsspokane.com N/A1-4 NEW HOMES 4325 S Bernson Ln 5 4 $399,900 Coldwell Banker Tomlinson Garry Cozza (509)993-9998 cbtomlinson.com 2016112811-4 NEW HOMES 4320 S Bernson Ln 5 3 $599,900 Coldwell Banker Tomlinson Garry Cozza (509)993-9998 tourfactory.com/1369336 2015176611-3 SINGLE FAMILY 5424 N Best Ave 4 3 $257,500 John L. Scott Pam Fredrick (509)370-5944 pamfredrick@johnlscott.com N/A1-4 SINGLE FAMILY 6013 S Windstar St 3 3 $430,000 Windermere Real Estate Pam Lyon (509)999-5420 spokanepam.com 20152804211-5 NEW HOMES 5431 S Osprey Heights 2 2 $354,900 Windermere Real Estate Jim Lister (509)443-2222 jimlister.com 20161156911-5 NEW HOMES 5429 S Ravencrest Cir 3 3 $249,639 Windermere Real Estate Jim Lister (509)443-2222 greenstonehomes.com 20161012711-5 NEW HOMES 6807 S Woodhaven Ct 4 3 $489,900 Windermere Real Estate Jim Lister (509)443-2222 jimlister.com 20161012512-5 NEW HOMES 6112 S Summerwood 4 3 $479,900 Windermere Real Estate Jim Lister (509)443-2222 jimlister.com 20152634812-3 SINGLE FAMILY 5519 S Magnolia St 5 3 $284,900 Windermere Real Estate Randy Huggins (509)251-0771 spokanehomeshots.com 2016117901-3 SINGLE FAMILY 2306 E 48th 4 3 $218,000 Windermere Real Estate Samantha Dallas (509)995-2325 windermere.com N/A1-3 SINGLE FAMILY 4807 E Birkdale Ln 5 3 $399,900 By Realty Hocking RE (509)217-0663 N/A 201611787

VALLEY/LIBERTY LAKE

1-4 NEW HOMES 16419 E 10th 3 2 $325,000 Coldwell Banker Tomlinson Barb Pielli (509)714-5071 N/A 20161072012-3 NEW HOMES 11210 E Flagstone Ln N/A N/A $389,900 Coldwell Banker Tomlinson Jim Bjorklund (509)939-4607 cbtomlinson.com 20151589612-3 NEW HOMES 5409 N Radium Ln 3 2 $359,900 Coldwell Banker Tomlinson Scott Wright (509)939-4268 tourfactory.com/1396575 20161000612-3 NEW HOMES 5510 N Radium Ln 4 3 $389,900 Coldwell Banker Tomlinson Scott Wright (509)939-4268 cbtomlinson.com 20161000712-3 NEW HOMES 5402 N Radium Ln 4 3 $339,900 Coldwell Banker Tomlinson Scott Wright (509)939-4268 cbtomlinson.com 20161000512-3 SINGLE FAMILY 8506 E Hazelwood Ln 4 3 $389,900 Coldwell Banker Tomlinson Fred Jakubek (509)879-0506 cbtomlinson.com 2016100091-4 NEW HOMES 4607 S Lapwai Ln 3 2 $314,990 Kestell Co. Sarah Sibley (509)993-4112 kestell.com 2015272151-4 SINGLE FAMILY 5607 N Hermosa 7 5 $549,900 Windermere Real Estate Brian Anderson (509)995-4271 windermerespokane.com 2016119302-4 SINGLE FAMILY 13026 E 36th 6 4 $348,950 Windermere Real Estate Claire Peterson (509)499-6430 clairepeterson.withwre.com 20152078411-4 NEW HOMES 5 S Grady 3 3 $229,159 Windermere Real Estate Kim Hynes (509)280-2130 windermere.com 20151925211-4 NEW HOMES 4823 N Emerald Ln 3 2 $291,979 Windermere Real Estate Scott Sloane (509)385-8487 windermere.com 20151207712-3:30 SINGLE FAMILY 15530 E 20th 4 3 $235,000 Windermere Real Estate Terry McKanna (509)991-9237 tmckanna.withwre.com 2016104411-3 SINGLE FAMILY 3610 S Woodruff Rd 3 3 $339,500 By Owner Fred Hiatt (509)869-6005 N/A N/A

DEER PARK

1-4 SINGLE FAMILY 1207 N Augusta Ln 3 3 $274,900 Windermere Real Estate Lisa Sweeney (509)990-2528 lisasweeneyspokane.com 201610994

spokesman.com

095 HOMES FOR SALE,AREA WIDE

To place YOUR ad call 456-7355

Call 456-Sell (7355) or 800-338-8801 More ad photos at spokesmanclassifieds.com ● Sunday ● February 14, 2016 The Spokesman-Review

227 APARTMENTS - UNFURNISHED,SOUTH HILL

*1310 W 6th*Recently remodeled 2 Br & 3 Br, DW,

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*1017 W. 8th*2 Br, A/C, On-site lndy, Locked entry

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*1018 W. 8th*2Br, DW, On-site lndy, Carport $575

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3121 E 37th Ave 509-448-2140

232 APARTMENTS - UNFURNISHED,SPOKANE VALLEY

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fpl, W/D, cov’d prkng, storage, patio/balcony. 921-2165

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AREA WIDEPet Friendly, free utilities & cable TV, we rent to everyone. $139 wk & up.

4824 E Sprague Call 509-535-5810.

WESTMed Lk 1 BR ALL utils/ cable TV incl.$625 + Dep. NO PETS. 509-299-5555

240 HOUSES FOR RENT - UNFURNISHED

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1009 E. HEROY * 3 BD/2BA. W/D hkup Gas ht, R/R/DW. No pets/smoking.$825 mo + $725 dep *448-6085

SOUTH HILL1809 E. 37th, 5BD/2.5BA, Rec rm, dbl

gar, $1,500, 1st, last, dep OAC. No pets, 535-1519

220 APARTMENTS - UNFURNISHED,AREA WIDE

309 DRIVERS

220 APARTMENTS - UNFURNISHED,AREA WIDE 220 APARTMENTS - UNFURNISHED,

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VISIT OUR WEB SITE ATwww.cedarpropertymgmt.com

509-489-4287

Your Connection to LuxuryApartment Living.

CEDAR SUMMIT ESTATES V, VI,& VIINew Duplexes 824 S. Delfino Ln.(12th & Hayford) – 838-1145

CEDAR SUMMIT ESTATES I & II10620W 12th Ave. – 456-5561

CEDAR SUMMIT ESTATES III & IV10620W 12th Ave. – 456-4660

CEDAR FOREST ESTATES4403W.Winston Ct. – 327-7174

CEDARMEADOWS8909 N. Colton – 467-4495

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CEDAR CREEK VILLAGE II8424 N Nevada – 468-2230

CEDAR SPRINGS ESTATES1015 E. Cozza Dr. – 467-0835

Clubhouse Available to Cedar Creek &Springs Residents

CEDAR SPRINGS ESTATES II1110 E. Cozza Drive – 466-0307

CEDAR SPRINGS ESTATES III1011 E. Sharpsburg – 465-2219

CEDAR SPRINGS ESTATES IV

7808 N. Morton – 464-4333

CEDAR CHATEAU ESTATES13310 E. Mission – 922-2347

CEDARCHATEAUESTATES “B”13320 E. Mission – 928-6210

CEDAR CANYONVILLAS5710 S. Hailee Lane – 448-5503

CEDAR PARK3003 S. Perry – 838-8714

CEDAR WOOD ESTATES3015 N. 4th St. – 208-664-2277

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