uniform closing dataset (ucd) · pdf fileuniform closing dataset (ucd) specification issued by...

Uniform Closing Dataset (UCD) Specification Issued by Fannie Mae and Freddie Mac

Appendix A/B: Closing Disclosure Mapping to the MISMO v3.3.0 Reference ModelDocument Version 1.5

September 27, 2016

in support of the

Integrated Mortgage Closing Disclosure under the Real Estate Settlement Procedures Act (Regulation X)

and the Truth In Lending Act (Regulation Z)

Issued by the CONSUMER FINANCIAL PROTECTION BUREAUPublished in the Federal Register on December 31, 2013

And all subsequent amendments:

80 FR 8767 (Feb. 19, 2015)

80 FR 43911 (July 24, 2015)

This document relates to the Uniform Mortgage Data Program®, an effort undertaken jointly by Freddie Mac and Fannie Mae at the direction of their regulator, the Federal Housing Finance Agency. The attached dataset captures

the UCD workgroup's collective efforts to develop a complete and accurate representation of the data required by the CFPB’s Integrated Mortgage Closing Disclosure regulation in the MISMO v3.3 format. The GSEs have tried to

ensure the document's usefulness and alignment with the CFPB's final Rule for Integrated Mortgage Closing Disclosure under the Real Estate Settlement Procedures Act (Regulation X) and the Truth in Lending Act (Regulation Z).

However, we do not provide any warranty or make any guarantee concerning the utility, completeness or accuracy of the document.

©2016 Freddie Mac and Fannie Mae. All Rights Reserved.

MISMO® is a registered trademark of the Mortgage Industry Standards Maintenance Organization.

Read Me

Background

Fannie Mae and Freddie Mac (the GSEs), under the direction of the Federal Housing Finance Agency (FHFA), have developed a common industry dataset, called the Uniform Closing Dataset (UCD), to support the Consumer

Financial Protection Bureau’s (CFPB) Closing Disclosure. The Closing Disclosure is part of the CFPB's Integrated Mortgage Disclosures final rule under the Real Estate Settlement Procedures Act (Regulation X) and the Truth

in Lending Act (Regulation Z) which was published in the Federal Register on December 31, 2013. For more information on the Closing Disclosure and the Integrated Mortgage Disclosures regulation go to:

http://www.consumerfinance.gov/regulatory-implementation/tila-respa/

Purpose

Appendices H/ I: UCD Delivery Specification , presents the UCD in proper XML order for file transmission to the GSEs. Note: Appendices H and I are identical--Appendix H is in PDF format and Appendix I in Excel format. In

addition, the GSEs have published Appendices A/B: Closing Disclosure Mapping to the MISMO v3.3.0 Reference Model , which provides a mapping of the Closing Disclosure fields to the MISMO v3.3.0 schema and data

points in form order. KEY CHANGES IN APPENDIX A/B v1.5 - The changes in v1.5 include all updates published in the UCD Monthly Update from 2/26/2016, 3/29/2016, and 4/26/2016 as well as any subsequent changes identified after the

last Monthly Update publication.

App A/B: Global Change to DisplayLabelText: the DisplayLabelText attribute was not introduced until MISMO v3.3.1. For this reason, the GSE namespace must be identified as part of the term name. All occurrences of

DisplayLabelText in Appendices A/B and H/I have been changed to gse:DisplayLabelText.

5.6.5 Deleted enumeration "SomeEscrowed" for ProjectedPaymentEscrowedType. This plural value does not make sense for the singular escrow item.

GSE Added PARTY structure at DEAL_SETS to capture PartyRoleType = "LoanDeliveryFilePreparer " and PartyRoleIdentifier . If applicable, the Party Role Identifier should contain the number of the vendor submitting the

UCD file.

GSE Increase in Cardinality from Max 2 to Max 10 for AUTOMATED_UNDERWRITING to allow all applicable and current AUS Types and Case Identifiers to be submitted.

17.3 EXTENSION to LATE_CHARGE: As implementers have begun using UCD, they have shared with the GSEs that the mapping for 17.3 Late Payment is not sufficient. The MISMO v3.3.0 structure does not allow more than

one type of late payment to be described. This Monthly Update has corrected this problem by adding an EXTENSION container to LATE_CHARGE to enable LATE_CHARGE_RULE to repeat so that both a flat dollar late

charge as well as a percentage of balance late charge may be disclosed. Implementers should make themselves familiar with this new structure and use it for reporting when more than one type of late payment is allowed.

Remember that only one instance of LateChargeType may be included per LATE_CHARGE_RULE container.

LOAN / LATE_CHARGE / EXTENSION / OTHER / LATE_CHARGE_RULES / LATE_CHARGE_RULE

23.0 | 24.0 Correction to RELATIONSHIP XPath: Included RELATIONSHIPS in the XPath in front of RELATIONSHIP

23.3 | 23.4 | 23.6 | 23.7 License Information Change: LicenseAuthorityLevelType and LicenseIssueDate are now Optional (previously CR). This change will have no impact on implementers who have already programmed

to the previous conditionality.

23.4.5 | 23.7.5 License Information Change: OwnerIdentifierURI for Settlement Agent (entity and individual) is now 'CR' (previously CR). This change will have no impact on implementers who have already programmed to

the previous conditionality.

Appendix A/B: Closing Disclosure Mapping to the MISMO v3.3.0 Reference Model

Read Me 2 of 316Document Version 1.5

September 27, 2016

Read Me

25.1 Existing v3.3.0 CLOSING_ADJUSTMENT_PAID_BY structure added to support INDIVIDUAL:

MESSAGE/DOCUMENT_SETS/DOCUMENT_SET/DOCUMENTS/DOCUMENT/DEAL_SETS/DEAL_SET/DEALS/DEAL/LOANS/LOAN/CLOSING_INFORMATION/CLOSING_ADJUSTMENT_ITEMS/CLOSING_ADJUSTMENT_ITEM/CLOSIN

G_ADJUSTMENT_ITEM_PAID_BY/INDIVIDUAL/NAME/FullName

Accompanying Updates to Existing UCD Artifacts

▪ UCD artifacts updated and published with this version:

• Appendices H/I: UCD Delivery Specification v1.3 - see "UCD Spec Updates 9-27-2016" tab

• Appendix F: UCD Sample Use Cases - updated Settlement Agent state code in Contact Information table

• Appendix G: UCD Sample XML Files - includes minor corrections in all XML files

• UCD FAQs - includes new FAQs related to the UCD mandate date

Important Dates

Collection Mandate Date for the UCD: The GSEs will mandate the collecton of the UCD from lenders for all loans with Note Date on or after 9/25/2017. Each GSE will provide the industry with an ability to test with their

respective collection systems no later than Q4 2016. Both Fannie Mae and Freddie Mac will provide industry with more information regarding their collection systems in the coming months.

UCD Delivery Policies

▪ Signatures - The GSEs will not require Borrower and Seller signatures on the Closing Disclosure at this time although lenders may wish to continue current industry practices of obtaining signatures in accordance with the

requirements of the Regulation. Please refer to the UCD FAQs posted on each GSE's website for more information.

▪ Alternate Closing Disclosure Form Required for Refinance Transactions - For all refinance transactions, the GSEs will require lenders to use the ‘alternate’ Closing Disclosure form noted in H-25(E) of the Integrated

Mortgage Disclosures regulation, if they wish to deliver the loan to the GSEs. Please refer to the UCD FAQs and Appendix F: UCD Sample Use Cases posted on each GSE's website for more information regarding how to

address specific situations using the 'alternate' form.

▪ Split Disclosures - If Split Disclosures are generated for the transaction, both the Borrower and Property Seller views must be provided, according to the Appendix H/I "UCD Split Disclosures Spec" tab. Note that in this

case, 2 PDF files (one for each disclosure) must be embedded in the DOCUMENT_SET.

▪ GSE Data Points - Data points marked as "GSE" in Appendices A/B: Closing Disclosure Mapping to the MISMO v3.3.0 Reference Model and Appendices H/I: UCD Delivery Specification must be included in the XML file that

is delivered to the GSEs according to their Conditionality specifications.

▪ XML Data Points - Data points marked as "XML" in Appendices A/B: Closing Disclosure Mapping to the MISMO v3.3.0 Reference Model and Appendices H/I: UCD Delivery Specification must be included in the XML file

that is delivered to the GSEs according to their Conditionality specifications. These data points are necessary for the proper formation of the XML file.

ARC Roles

MISMO ARC roles are used in the UCD dataset to associate entity information listed on the Closing Disclosure in the “Contact Information” section with individuals working at that entity. Both the Appendices A/B: Closing

Disclosure Mapping to the MISMO v3.3.0 Reference Model and the Appendices H/I: UCD Delivery Specification include information regarding how ARC Roles should be created in the XML file to show these associations.

Additionally a separate "UCD ARC Roles" tab is included to give a clearer understanding of the ARC Role association.


Read Me 3 of 316Document Version 1.5

September 27, 2016

Revision History

Date Version # Description

September 27, 2016 1.5 The following changes were made to UCD specification, please refer to the "Map Updates 9-27-2016" tab to see additional details:

Added Data Points

FullName (new instance)

PartyRoleIdentifier (new instance)

Removed Data Points

RegulationZPointsAndFeesIndicator (one instance)

Added/Removed Enumerations for the following data points

DataVersionIdentifier

FeeType

EscrowItemType

EscrowItemTypeOtherDescription

PartyRoleType

PrepaidItemType

PrepaidItemTypeOtherDescription

ProjectedPaymentEscrowedType

ProrationItemType

Revised MISMO v3.3.0 Xpath for the following data points

LateChargeAmount

LateChargeGracePeriodDaysCount

LateChargeRatePercent

LateChargeType

Revised UCD Conditionality for the following data points

IdentifierOwnerURI

LicenseAuthorityLevelType

LicenseIssueDate

MIScheduledTerminationDate

PrepaidItemType

Revised UCD Conditionality Details for the following data points

AdjustmentRuleType

BuydownChangeFrequencyMonthsCount

BuydownDurationMonthsCount

BuydownIncreaseRatePercent

ClosingAdjustmentItemTypeOtherDescription

CountryCode

FullName

IdentifierOwnerURI


LicenseIdentifier


Revision History 4 of 316Document Version 1.5

September 27, 2016

Revision History

Date Version # DescriptionLicenseIssueDate

LoanMaturityPeriodCount

LoanMaturityPeriodType

PerChangePrincipalAndInterestPaymentAdjustmentFrequencyMonthsCount

PrepaidItemType

PrepaymentPenaltyExpirationMonthsCount

ProjectedPaymentMIPaymentAmount

RegulationZPointsAndFeesIndicator

SeasonalPaymentPeriodEndMonth

Revised UCD Notes for the following data points

AutomatedUnderwritingCaseIdentifier

IntegratedDisclosureSubsectionPaidByType

IntegratedDisclosureSubsectionPaymentAmount

IntegratedDisclosureSubsectionPaymentTimingType

IntegratedDisclosureSubsectionType

IntegratedDisclosureSubsectionTypeOtherDescription


Revised Form Field ID for the following data points

DisplayLabelText (one instance)

IdentifierOwnerURI

IntegratedDisclosureSectionType

LiabilityDescription

LiabilityType

LicenseIdentifier

Revised Form Field Name for the following data points

PayoffAmount

Revised Namespace

MESSAGE container

DisplayLabelText

The following changes were made to UCD specification, please refer to the "Map Updates 11-17-2015" tab to see additional details:

Added Data Points

DocumentSignatureRequiredIndicator

MIMETypeIdentifier

PartyRoleTypeOtherDescription

ProjectedPaymentCalculationPeriodTermTypeOtherDescription

PartialPaymentApplicationMethodTypeOtherDescription

SubordinateFinancingIsNewIndicator

November 17, 2015 1.4



September 27, 2016

Revision History

Date Version # DescriptionRemoved Data Points

EscrowAccountRolloverAmount

MIMETypeVersionIdentifier

PrepaymentPenaltyExpirationDate

LoanNegativeAmortizationResolutionTypeOtherDescription

LimitedPrincipalAndInterestPaymentEffectiveDate

Added/Removed Enumerations for the following data points

AssetType



DocumentType

DocumentTypeOtherDescription

EscrowItemType

FeeType

IdentifierOwnerURI

LienPriorityType

LiabilityType

LiabilityTypeOtherDescription

PartialPaymentApplicationMethodType

PartyRoleType

PrepaidItemType

ProjectedPaymentCalculationPeriodTermType

ProrationItemTypeOtherDescription

Revised MISMO v3.3.0 Parent Container for the following data points


PaymentFrequencyType

Revised MISMO v3.3.0 Xpath for the following data points




LicenseIssueDate

NegativeAmortizationIndicator

PaymentOptionIndicator

RegulationZTotalAffiliateFeesAmount

RegulationZTotalPointsAndFeesAmount

SeasonalPaymentFeatureIndicator


ActualSignatureType

November 17, 2015 1.4



September 27, 2016

Revision History

Date Version # DescriptionAdjustmentRuleType

BuydownInitialEffectiveInterestRatePercent

CeilingRatePercent

CeilingRatePercentEarliestEffectiveMonthsCount

DisclosedFullyIndexedRatePercent

ExecutionDate

ExecutionDatetime

FirstRateChangeMonthsCount

FirstYearTotalNonEscrowPaymentAmount

FloorRatePercent


LicenseIssueDate

LoanIdentifierType

MarginRatePercent

MIScheduledTerminationDate


NoteRatePercent

PaymentOptionIndicator

PerChangeMaximumIncreaseRatePercent

PerChangeRateAdjustmentFrequencyMonthsCount


ProjectedPaymentCalculationPeriodStartNumber

ProjectedPaymentCalculationPeriodTermType

ProjectedPaymentEscrowedType

ProjectedPaymentEstimatedTotalMaximumPaymentAmount

ProjectedPaymentEstimatedTotalMinimumPaymentAmount

ProjectedPaymentPrincipalAndInterestMinimumPaymentAmount

RealPropertyAmount




SalesContractAmount

SeasonalPaymentFeatureIndicator

SeasonalPaymentPeriodStartMonth

TotalOptionalPaymentCount

TotalStepPaymentCount

TotalSubordinateFinancingAmount

WeightedAverageInterestRatePercent

November 17, 2015 1.4



September 27, 2016

Revision History

Date Version # DescriptionRevised UCD Notes for the following data points

AssetType




BuydownInitialEffectiveInterestRatePercent

ExecutionDate

ExecutionDatetime

IdentifierOwnerURI

LiabilityType


NoteRatePercent

ProjectedPaymentEstimatedTotalMinimumPaymentAmount



TotalSubordinateFinancingAmount



WeightedAverageInterestRatePercent




LiabilityType

DisplayLabelText


Added Data Points

EscrowAccountRolloverAmount

EscrowItemActualPaymentAmount

EscrowItemPaymentTimingType

Added/Changed Enumerations for the following data points

FeeType


DocumentFormIssuingEntityVersionIdentifier

Removed Enumerations for the following data points





November 17, 2015 1.4

April 7, 2015 1.3



September 27, 2016

Revision History

Date Version # DescriptionIntegratedDisclosureSectionTotalAmount

LicenseIssueDate

NoteAmount


SequenceNumber

XMLDigitalSignatureElement





IntegratedDisclosureSectionTotalAmount

LicenseIssueDate

NoteAmount

NoteRatePercent


SequenceNumber

Revised Format for the following data points




AutomatedUnderwritingSystemTypeOtherDescription


FeeTypeOtherDescription


PrepaidItemTypeOtherDescription



IdentifierOwnerURI

LicenseIdentifier

Revised Form Field Name for the following data points

IdentifierOwnerURI

LicenseIdentifier


Added/Removed data points

Added Data Points

AboutVersionIdentifier (new instance)

ActualSignatureType

ActualSignatureTypeOtherDescription

April 7, 2015 1.3

February 24, 2015 1.2



September 27, 2016

Revision History

Date Version # DescriptionAppraisalIdentifier

AutomatedUnderwritingCaseIdentifier

AutomatedUnderwritingSystemType

AutomatedUnderwritingSystemTypeOtherDescription

BuydownChangeFrequencyMonthsCount

BuydownDurationMonthsCount

BuydownIncreaseRatePercent

BuydownReflectedInNoteIndicator

CurrentRateSetDate

DisplayLabelText

DocumentFormIssuingEntityNameType


DocumentType


EmbeddedContentXML

EntryDateTime

EscrowItemType

EventType

EventTypeOtherDescription

ExecutionDate (new instance)

ExecutionDatetime

FeePaidToTypeOtherDescription

IdentifierOwnerURI (new instance)

IntegratedDisclosureSectionType (new instance)




IntegratedDisclosureSubsectionType (new instance)

IntegratedDisclosureSubsectionTypeOtherDescription


LiabilitySecuredBySubjectPropertyIndicator

LiabilityType (new instance)


LoanIdentifier (new instance)

LoanIdentiferType (new instance)

LoanManualUnderwritingIndicator

MIMETypeVersionIdentifier

MISMOReferenceModelIdentifier (new instance)

February 24, 2015 1.2



September 27, 2016

Revision History

Date Version # DescriptionObjectEncodingType

ObjectName

PayoffAmount

SequenceNumber (new instance)



TotalStepCount

XMLDigitalSignatureElement

Removed Data Points

DataVersionName

EscrowItemCategoryType

FinalPrincipalAndInterestPaymentChangeDate

IntegratedDisclosureDocumentType

ScheduledFirstPaymentDate

StepPaymentsFeatureDescription

Added/Removed UCD Enumerations

Added Enumerations for the following data points


FeePaidToType

FeeType

FeeTypeOtherDescription

LateChargeType

LiabilityType


MISMOReferenceModelIdentifier

ProjectedPaymentEstimatedTaxesInsuranceAssessmentComponentType

PropertyValuationMethodType


Removed Enumerations for the following data points

AmortizationType

ClosingAdjustmentItemType

FeePaidToType

FeeType

PrepaidItemPaymentTimingType


CountryCode

FeeType


February 24, 2015 1.2



September 27, 2016

Revision History

Date Version # DescriptionIntegratedDisclosureSubsectionPaymentAmount



LoanTermMaximumMonthsCount

PostalCode

ProjectedPaymentEstimatedTaxesInsuranceAssessmentTotalAmount

StateCode


CountryCode


EscrowAggregateAccountingAdjustmentAmount

FeeType

FullName






LicenseIdentifier

LicenseIssueDate

LicenseIssuingAuthorityName

LicenseIssuingAuthorityStateCode

LoanNegativeAmortizationResolutionTypeOtherDescription

LoanTermMaximumMonthsCount

MiddleName


PostalCode

PrepaidItemPerDiemAmount

PrepaidItemPerDiemCalculationMethodType

ProjectedPaymentEstimatedEscrowPaymentAmount

ProjectedPaymentEstimatedTaxesInsuranceAssessmentTotalAmount

ProjectedPaymentEstimatedTotalMaximumPaymentAmount


StateCode

SuffixName



EscrowIndicator

February 24, 2015 1.2



September 27, 2016

Revision History

Date Version # DescriptionJuly 15, 2014 1.1 IntegratedDisclosureCashToCloseItemType

ProrationItemType


The following is a list of High level changes to the overall document:

1. Corrections to XPATHs

2. Changes to Conditionality and Conditionality details

3. Corrections to Form Field Name / Form Field Number

4. Introduction of Unique IDs, separate from the Sort ID

5. Corrections to Enumerations, provide missing enumerated values and / or inclusion of definitions

6. Insertion of new rows to fill identified gaps from previous version (1.0)

7. Update or Deletion of UCD Note comments

8. Add ARC Roles Tab to associate relationship between parties and license information

Initial version

1.0March 11, 2014



September 27, 2016

Tab Description

Tab Name Tab Description

Front Cover This tab lists the Appendix A/B: Closing Disclosure Mapping to MISMO v3.3 Reference Model document version

number and version publication date.

ReadMe This tab highlights important information and changes that are introduced with the UCD dataset version.

Revision History This tab documents the changes that were introduced with each UCD dataset release. It include the document

release date, version number, and description of the changes.

Tab Description This tab describes each tab found in the Appendix A/B: Closing Disclosure Mapping to MISMO v3.3 Reference Model

document.

Column Description This tab describes the column names and description of each column in the Appendix A/B: Closing Disclosure

Mapping to MISMO v3.3 Reference Model document.

UCD Map Updates This tab describes the changes that have been incorporated into the UCD Map since the last published version.

UCD Map This tab contains the UCD dataset and with the Data Points, Definitions, Enumerations, Conditionality, Conditionality

Details, Format, Xpath, and Dataset Notes effective with this release version.

UCD Enumerations This tab contains the complete list of enumerations for each data point in the UCD Specification.

UCD ARC Roles This tab contains ARC Role Structures to link entity and individual information in the "Contact Information" table on

the Closing Disclosure form.


Tab Description 14 of 316Document Version 1.5

September 27, 2016

Column Description

Column Name

(UCD Map tab)

Column Definition

(UCD Map tab)

UCD Unique ID This column lists the unique number assigned to each instance of a MISMO data point.

UCD Sort ID This column lists the unique number assigned to the MISMO data point which provides the ability to sort and display the data

in original order.

UCD Data Point

Category

There are 3 categories of data within the UCD Delivery Specification, indicated by the following designations for each container

or data point:

• GSE Requirement: This data point is not required by the Integrated Mortgage Disclosures Regulation, but is required by the

GSEs to be included in the XML file if the associated condition applies.

• XML Requirements: This data point is required for proper transmission or formation of the XML file

• CFPB Form Requirement: This data point is required to complete the Closing Disclosure

All three (3) categories of datapoints are required by the GSEs upon delivery of the UCD dataset.

Closing Disclosure

Form Field ID

Red numbers super-imposed on the sample Closing Disclosure.

Closing Disclosure

Form Field Name

Name of the field as shown on the Closing Disclosure.

MISMO v3.3.0 XPath This is the hierarchical path through the MISMO v3.3.0 schema document for a given data point. The XPath along with the

data point name enable unique identification of a data value within the schema.

MISMO v3.3.0

Parent Container

This column lists the name of the MISMO v3.3.0 parent container of the corresponding MISMO data point.

MISMO v3.3.0 Data

Point Name

This column lists the MISMO data point name (i.e. term name) for the associated data element.

MISMO v3.3.0 Data

Point Definition

This column lists the MISMO definition for the associated data point.

UCD Supported

Enumerations

This column reflects the allowable MISMO enumerated values associated with the corresponding data point per the Integrated

Mortgage Closing Disclosure regulation.


Column Description 15 of 316Document Version 1.5

September 27, 2016

Column Description

Column Name

(UCD Map tab)

Column Definition

(UCD Map tab)

UCD Conditionality This column lists the conditionality required by the Integrated Mortgage Closing Disclosure regulation for the corresponding

MISMO data point. The column lists one of three indicators:

• Required (R): The corresponding data point must be included in the XML file.

• Conditionally Required (CR): The corresponding data point must be included in the XML file when a defined condition exists.

• Optional (O): The corresponding data point may be listed in the XML file per the Integrated Mortgage Closing Disclosure

regulation when a defined condition exists.

UCD Conditionality

Details

This column provides the criteria upon which the MISMO data point Conditionality is formed.



September 27, 2016

Column Description

Column Name

(UCD Map tab)

Column Definition

(UCD Map tab)

UCD Format This column lists the following 10 data types supported in the ULDDS:

• Amount n (999999999.99): Represents a number for the dollar amount, with n specifying the maximum number of digits

allowed for the associated data point.

• Boolean (false, true): MISMO data point terms ending with “Indicator” have values of "false" or "true". These values must be

provided in lower case or the loan delivery XML file will fail schema validation.

• Date (YYYY-MM-DD): Represents a specific date. The date must contain a dash (-) between the year, month, and day, for

example, "2010-03-25".

• Datetime (YYYY-MM-DDThh:mm:ss): Represents both date and time. This data type can also be used to capture only the

date. The date and time both must be provided unless directed otherwise. When provided, the date and time must be

separated by the designator "T", for example, "2010-03-25T15:21:47". When only the date is specified, the designator "T" and

the time value should NOT be included, for example, "2010-03-25".

• Enumerated (list of valid values): Represents a list of predefined values, and applies always to MISMO terms ending in “Type”

and “OtherDescription”, and sometimes to terms ending in “Description,” “Code,” and “Identifier”. Each value must be

delivered exactly as printed, following all spacing and capitalization or the loan delivery XML file will fail schema validation.

• Numeric n (999999999): Represents whole numbers only with n specifying the maximum number of digits allowed for the

associated data point. The numeric value must not contain commas "," or decimals ".".

• Percent (999.9999 N.n): Represents arbitrary precision decimal numbers. For each decimal field, the total and fraction digits

are specified. For example, the designation "3.4" means that the number of total digits N may not exceed 3 and the number of

fraction digits n may not exceed 4. The following values are acceptable: "95.65", "1.55", ".3601", and "999".

• String n: Represents a character string with n specifying the maximum number of characters allowed for the associated data

point. Several data points (e.g., PostalCode and TaxpayerIdentifierValue) do not allow the value to contain dashes "-".



September 27, 2016

Column Description

Column Name

(UCD Map tab)

Column Definition

(UCD Map tab)

UCD Notes This column provides additional explanatory text to support the conditionality, conditionality details or enumeration

information.

Column Name

(UCD Enumerations

tab)

Column Definition

(UCD Enumerations tab)

UCD Unique ID This column lists the unique number assigned to each instance of a MISMO data point.

UCD Sort ID This column lists the unique number assigned to the MISMO data point which provides the ability to sort and display the data

in original order.

Closing Disclosure

Form Field ID

Red numbers super-imposed on the sample Closing Disclosure.

MISMO v3.3.0 Data

Point Name

This column lists the MISMO data point name (i.e. term name) for the associated data element.

UCD Supported

Enumerations

This column only applies to MISMO data points with 'enumerated' indicator in the UCD Format column and lists the

UCD–supported MISMO enumerations (allowable values) for the corresponding MISMO data point per the Integrated

Mortgage Closing Disclosure regulation. The cell is blank when the MISMO data point does not have enumerated values.

MISMO v3.3.0

Enumeration

Definitions

This column provides the MISMO v3.3 definition for each enumeration listed in the Integrated Mortgage Closing Disclosure

Supported Enumerations column.

.



September 27, 2016

UCD Map Updates 09-27-16

Unique ID Change Category

(Add | Delete |

Revise)

Change Description Closing

Disclosure Form

Field ID

Closing Disclosure

Form Field Name

MISMO v3.3.0 XPath MISMO v3.3.0 Parent

Container

MISMO v3.3.0 Data Point

Name


Definition

UCD Supported Enumerations UCD

Conditionality

UCD Conditionality Details UCD Format UCD Notes

0.011 Revise Updated Enumerations XML XML Requirement MESSAGE/DOCUMENT_SE

TS/DOCUMENT_SET/DOC

UMENTS/DOCUMENT/AB

OUT_VERSIONS/ABOUT_V

ERSION

ABOUT_VERSION DataVersionIdentifier Specifies the data file version. UCD Delivery Specification 1.2 1.3 R String 30 Must deliver as "UCD Delivery Specification

1.3"

0.042 Revise Updated UCD Notes GSE GSE Specific Data

Point

MESSAGE/DOCUMENT_SE

TS/DOCUMENT_SET/DOC

UMENTS/DOCUMENT/DEA

L_SETS/DEAL_SET/DEALS/

DEAL/LOANS/LOAN/UNDE

RWRITING/AUTOMATED_

UNDERWRITINGS/AUTOM

ATED_UNDERWRITING

AUTOMATED_UNDER

WRITING

AutomatedUnderwritingCaseI

dentifier

A unique identifier assigned by

the underwriting system to the

underwriting case for a specific

loan application.

CR If

LoanManualUnderwritingIn

dicator = "False"

String 150 Must include at least one all of the

following data points in the delivery file

that apply: MERS_MIN,

AutomatedUnderwritingSytemType and

AutomatedUnderwritingCaseIdentifier, or

AppraisalIdentifier.

0.052 Add New Data point GSE GSE Specific Data

Point

MESSAGE/DOCUMENT_SE

TS/DOCUMENT_SET/DOC

UMENTS/DOCUMENT/DEA

L_SETS/PARTIES/PARTY/R

OLES/ROLE/PARTY_ROLE_I

DENTIFIERS

PARTY_ROLE_IDENTIF

IER

PartyRoleIdentifier The unique identifier assigned

to the party role.

CR IF PartyRoleType =

"LoanDeliveryFilePreparer"

AND Exists

StrIng 50

0.053 Add New Data point GSE GSE Specific Data

Point

MESSAGE/DOCUMENT_SE

TS/DOCUMENT_SET/DOC

UMENTS/DOCUMENT/DEA

L_SETS/PARTIES/PARTY/R

OLES/ROLE/ROLE_DETAIL

ROLE_DETAIL PartyRoleType Identifies the role that the

party plays in the transaction.

Parties may be either a person

or legal entity. A party may play

multiple roles in a transaction.

LoanDeliveryFilePreparer CR If exists Enumerated

0.054 Add Add name space to the

MESSAGE Container

XML XML Requirement MESSAGE MESSAGE xmlns:UCD="http//www.data

modelextension.org"

R String 30

2.008 Revise Updated conditionality Detail

and conditionality

2.1 Borrower MESSAGE/DOCUMENT_SE

TS/DOCUMENT_SET/DOC

UMENTS/DOCUMENT/DEA


ADDRESS CountryCode The two-character

representation of the country.

R

CR

If NOT a military or

diplomatic address

String 2

2.019 Revise Updated Conditionality and

Conditionality Details

2.2 Seller MESSAGE/DOCUMENT_SE

TS/DOCUMENT_SET/DOC

UMENTS/DOCUMENT/DEA


ADDRESS PostalCode The postal code (ZIP Code in

the US) for the address. ZIP

Code may be either 5 or 9

digits.

R

CR

IF LoanPurposeType =

"Purchase" AND

CountryCode = "US" OR

"CA".

String 9

2.020 Revise Updated Conditionality and

Conditionality Details

2.2 Seller MESSAGE/DOCUMENT_SE

TS/DOCUMENT_SET/DOC

UMENTS/DOCUMENT/DEA


ADDRESS StateCode The two-character

representation of the US state,

US Territory, Canadian

Province, Military APO FPO, or

R

CR

IF LoanPurposeType =

"Purchase" AND

CountryCode = "US" OR

"CA".

String 2

2.021 Revise Revised conditionality details 2.2 Seller MESSAGE/DOCUMENT_SE

TS/DOCUMENT_SET/DOC

UMENTS/DOCUMENT/DEA


ADDRESS CountryCode The two-character

representation of the country.

CR IF LoanPurposeType =

"Purchase" AND if

available. AND

CountryCode = "US" or

String 2

4.031 Revise Revised conditionality details 4.5.3 Balloon Payment -

YES

MESSAGE/DOCUMENT_SE

TS/DOCUMENT_SET/DOC

UMENTS/DOCUMENT/DEA


DEAL/LOANS/LOAN/MATU

RITY/MATURITY_RULE

MATURITY_RULE LoanMaturityPeriodCount The scheduled number of

periods (as defined by Loan

Maturity Period Type) after

which the loan will mature.

CR IF BalloonIndicator = "true"

IF

ConstructionLoanIndicator

= "False"

Numeric 3

4.032 Revise Revised conditionality details 4.5.3 Balloon Payment -

YES

MESSAGE/DOCUMENT_SE

TS/DOCUMENT_SET/DOC

UMENTS/DOCUMENT/DEA


MATURITY_RULE LoanMaturityPeriodType The unit of time used to define

the period over which the loan

matures. Used in conjunction

with Loan Maturity Period

Month CR IF BalloonIndicator = "true"

IF

ConstructionLoanIndicator

Enumerated

4.044 Revise Revised conditionality details

AND removed UCD Note

4.4.3 Prepayment Penalty -

YES

MESSAGE/DOCUMENT_SE

TS/DOCUMENT_SET/DOC

UMENTS/DOCUMENT/DEA


DEAL/LOANS/LOAN/PREP

AYMENT_PENALTY/PREPA

PREPAYMENT_PENAL

TY_LIFETIME_RULE

PrepaymentPenaltyExpiration

MonthsCount

The number of months from

the loan closing that a

prepayment penalty may be

imposed.

CR IF

PrepaymentPenaltyIndicato

r = "true" AND

PrepaymentPenaltyExpirat

ionDate does not exist.

Numeric 3 Mutually exclusive with

PrepaymentPenaltyExpirationDate


UCD Map Updates 11-17-2015 19 of 316Document Version 1.5

September 27, 2016


5.070 Revise Updated Enumerations 5.6.5 Estimated Taxes,

Insurance &

Assessments - This

estimate includes:

Other

MESSAGE/DOCUMENT_SE

TS/DOCUMENT_SET/DOC

UMENTS/DOCUMENT/DEA


DEAL/LOANS/LOAN/DOCU

MENT_SPECIFIC_DATA_SE

TS/DOCUMENT_SPECIFIC_

ESTIMATED_PROPERT

Y_COST_COMPONEN

T

ProjectedPaymentEscrowedTy

pe

Specifies if the projected

payment item is to be paid

from an escrow account.

Escrowed

NotEscrowed

SomeEscrowed

CR IF a

ProjectedPaymentEstimate

dTaxesInsuranceAssessmen

tComponentType exists

Enumerated

5.080 Revise Revised conditionality details 5.3.2 | 5.3.3 |

5.3.4

Mortgage Insurance MESSAGE/DOCUMENT_SE

TS/DOCUMENT_SET/DOC

UMENTS/DOCUMENT/DEA


PROJECTED_PAYMEN

T

ProjectedPaymentMIPayment

Amount

The amount of the payment

that is applied toward

mortgage insurance during the

projected payment period.

CR IF MIRequiredIndicator =

"true" AND IF additional

period of payments exists

Amount 9.2 Repeats as necessary up to 3 times

5.088 Revise Revised conditionality 5.3 Mortgage Insurance MESSAGE/DOCUMENT_SE

TS/DOCUMENT_SET/DOC

UMENTS/DOCUMENT/DEA


DEAL/LOANS/LOAN/MI_D

ATA/MI_DATA_DETAIL

MI_DATA_DETAIL MIScheduledTerminationDate The projected mandatory date

the mortgage insurance must

be terminated when a set loan

to value percent is reached as

identified by HOEPA

regulations. Also know as

Mandatory MI Termination

Date on PMI disclosure

documents.

CR

O

IF "MIRequiredIndicator" =

"true".

YYYY-MM-DD

5.103 Revise Revised conditionality 5.3 Mortgage Insurance MESSAGE/DOCUMENT_SE

TS/DOCUMENT_SET/DOC

UMENTS/DOCUMENT/DEA


DEAL/LOANS/LOAN/MI_D

ATA/MI_DATA_DETAIL

MI_DATA_DETAIL MIScheduledTerminationDate The projected mandatory date

the mortgage insurance must

be terminated when a set loan

to value percent is reached as

identified by HOEPA

regulations. Also know as

Mandatory MI Termination

Date on PMI disclosure

documents.

CR

O

IF "MIRequiredIndicator" =

"true".

YYYY-MM-DD

7.026 Revise Updated Enumerations 7.5 B. Services Borrower

Did Not Shop For -

Fee Description

MESSAGE/DOCUMENT_SE

TS/DOCUMENT_SET/DOC

UMENTS/DOCUMENT/DEA


DEAL/LOANS/LOAN/FEE_I

NFORMATION/FEES/FEE/F

EE_DETAIL

FEE_DETAIL FeeType Specifies the general type of

fees associated with a real

estate finance transaction.

203KArchitecturalAndEngineeri

ngFee

203KConsultantFee

203KInspectionFee

203KPermits

203KTitleUpdate

ApplicationFee

AppraisalDeskReviewFee

AppraisalFee

AppraisalFieldReviewFee

AppraisalManagementCompany

Fee

AsbestosInspectionFee

AssumptionFee

AutomatedUnderwritingFee

AVMFee

BondFee

CertificationFee

CopyOrFaxFee

CourierFee

CreditReportFee

DisasterInspectionFee

DocumentPreparationFee

DryWallInspectionFee

ElectricalInspectionFee

ElectronicDocumentDeliveryFee

EnvironmentalInspectionFee

EscrowServiceFee

EscrowWaiverFee

FilingFee

FloodCertification

FoundationInspectionFee

HeatingCoolingInspectionFee

HighCostMortgageCounselingFe

CR IF Loan Costs meeting

Integrated Mortgage

Disclosure Regulation

exists.

Enumerated Repeats as necessary



September 27, 2016


7.046 Revise Updated Enumerations 7.7 C. Servicers

Borrower Did Shop

For - Fee Description

MESSAGE/DOCUMENT_SE

TS/DOCUMENT_SET/DOC

UMENTS/DOCUMENT/DEA




EE_DETAIL




203KArchitecturalAndEngineeringFe

e

203KConsultantFee

203KInspectionFee

203KPermits

203KTitleUpdate

ApplicationFee


AppraisalFee


AppraisalManagementCompanyFee


AssumptionFee


AVMFee

BondFee

CertificationFee

CopyOrFaxFee

CourierFee

CreditReportFee







EscrowServiceFee

EscrowWaiverFee

FilingFee

FloodCertification



HighCostMortgageCounselingFee

HomeInspectionFee

LeadInspectionFee

LendersAttorneyFee

ManualUnderwritingFee


Integrated Mortgage

Disclosure Regulation

exists.




September 27, 2016


7.076 Revise Updated Enumerations 7.3 A. Origination

Charges - Loan

Points

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME

NT/DEAL_SETS/DEAL_S

ET/DEALS/DEAL/LOANS

/LOAN/FEE_INFORMATI

ON/FEES/FEE/FEE_DET

AIL




203KArchitecturalAndEngineeri

ngFee

203KConsultantFee

203KDiscountOnRepairs

203KInspectionFee

203KPermits

203KSupplementalOriginationFe

e

ApplicationFee


AppraisalFee


AppraisalManagementCompan

yFee

AssumptionFee


AVMFee

BondFee

CertificationFee

CopyOrFaxFee

CourierFee

CreditReportFee



EscrowWaiverFee

FilingFee

HighCostMortgageCounselingFe

e

LoanLevelPriceAdjustment

LoanOriginationFee

LoanOriginatorCompensation


MERSRegistrationFee

NotaryFee

CR IF origination charges

meeting Integrated

Mortgage Disclosure

Regulation exists.


7.104 Revise Added gse: name space to

Display Label Text attribute

7.3 A. Origination

Charges - Loan

Points

MESSAGE/DOCUMENT_SE

TS/DOCUMENT_SET/DOC

UMENTS/DOCUMENT/DEA




EE_DETAIL

FEE_DETAIL gse:DisplayLabelText A free-form text field that

provides a human-readable,

display-ready representation

for the corresponding

enumerated value.

CR IF the label displayed on

the form differs from the

exact enumerated type

String 150



7.5 B. Services Borrower

Did Not Shop For -

Fee Description

MESSAGE/DOCUMENT_SE

TS/DOCUMENT_SET/DOC

UMENTS/DOCUMENT/DEA




EE_DETAIL





enumerated value.




String 150



7.7 C. Servicers

Borrower Did Shop

For - Fee Description

MESSAGE/DOCUMENT_SE

TS/DOCUMENT_SET/DOC

UMENTS/DOCUMENT/DEA




EE_DETAIL





enumerated value.




String 150



September 27, 2016


8.056 Revise Updated Enumerations 8.14 G. Initial Escrow

Payment at Closing -

Other Items

MESSAGE/DOCUMENT_SE

TS/DOCUMENT_SET/DOC

UMENTS/DOCUMENT/DEA


DEAL/LOANS/LOAN/ESCR

OW/ESCROW_ITEMS/ESCR

OW_ITEM/ESCROW_ITEM

_DETAIL

ESCROW_ITEM_DETAI

L

EscrowItemTypeOtherDescript

ion

A free-form text field to collect

additional information when

Other is selected for Escrow

Item Type.

BoroughPropertyTax CR IF

EscrowItemCategoryType =

"Other"

String 150



Other Items

MESSAGE/DOCUMENT_SE

TS/DOCUMENT_SET/DOC

UMENTS/DOCUMENT/DEA




OW_ITEM/ESCROW_ITEM

_DETAIL

ESCROW_ITEM_DETAI

L

EscrowItemType Specifies the type of Escrow

Item.

AssessmentTax

CityBondTax

CityPropertyTax

CondominiumAssociationDues

CondominiumAssociationSpecialAss

essment

CooperativeAssociationDues

CooperativeAssociationSpecialAsses

sment

CountyBondTax

DistrictPropertyTax

EarthquakeInsurancePremium

EngeryEfficientImporvementFunds

FloodInsurance

HailInsurancePremium

HazardInsurance

Holdback

HomeownersAssociationDues

HomeownersAssociationSpecialAsse

ssment

Other

PestInspection

RehabilitationFunds

SchoolPropertyTax

StatePropertyTax

TownPropertyTax

VolcanoInsurancePremium

CR IF escrow item exists. Enumerated Repeat as necessary.

8.185 Revise Revised conditionality details GSE GSE Specific Data

Point

MESSAGE/DOCUMENT_SE

TS/DOCUMENT_SET/DOC

UMENTS/DOCUMENT/DEA




OW_ITEM/ESCROW_ITEM

_DETAIL

ESCROW_ITEM_DETAI

L

RegulationZPointsAndFeesIndi

cator

When true, indicates that item

is included in the Regulation Z

Points and Fees calculation.

false

true

CR IF EscrowItemType exists

and <> Property Tax

Boolean Repeat as necessary.

8.188 Revise Updated conditionality Details GSE GSE Specific Data

Point

MESSAGE/DOCUMENT_SE

TS/DOCUMENT_SET/DOC

UMENTS/DOCUMENT/DEA




OW_ITEM/ESCROW_ITEM

_DETAIL

ESCROW_ITEM_DETAI

L


cator




false

true


and <> Property Tax

Boolean

8.245 Revise Revised conditionality and

conditionality details

8.7 F. Prepaids - Prepaid

Interest

MESSAGE/DOCUMENT_SE

TS/DOCUMENT_SET/DOC

UMENTS/DOCUMENT/DEA


DEAL/LOANS/LOAN/CLOSI

NG_INFORMATION/PREPA

ID_ITEMS/PREPAID_ITEM/

PREPAID_ITEM_DETAIL

PREPAID_ITEM_DETAI

L

PrepaidItemType Identification of a monthly

housing expense component

that must be paid in advance.

PrepaidInterest R

CR

If prepaid interest is

present in the transaction.

Enumerated



September 27, 2016


8.274 Revise Updated Enumerations 8.9 F. Prepaids - Prepaid

Items

MESSAGE/DOCUMENT_SE

TS/DOCUMENT_SET/DOC

UMENTS/DOCUMENT/DEA





PREPAID_ITEM_DETAIL

PREPAID_ITEM_DETAI

L

PrepaidItemTypeOtherDescrip

tion

A free-form text field used to

collect additional information

when Other is selected for

Prepaid Item Type.

VAFundingFee

USDARuralDevelopmentGuaranteeF

ee

CR IF PrepaidItemType =

"Other"

String 150 Repeat as necessary.


Point

MESSAGE/DOCUMENT_SE

TS/DOCUMENT_SET/DOC

UMENTS/DOCUMENT/DEA




OW_ITEM/ESCROW_ITEM

_DETAIL

ESCROW_ITEM_DETAI

L


cator




false

true


and <> Property Tax

Boolean



Property Taxes

MESSAGE/DOCUMENT_SE

TS/DOCUMENT_SET/DOC

UMENTS/DOCUMENT/DEA




OW_ITEM/ESCROW_ITEM

_DETAIL

ESCROW_ITEM_DETAI

L

EscrowItemType Specifies the type of Escrow

Item.

BoroughPropertyTax

CityPropertyTax

CountyPropertyTax

DistrictPropertyTax

Other

ParishTax

StatePropertyTax

TownPropertyTax

TownshipPropertyTax

VilliagePropertyTax



Point

MESSAGE/DOCUMENT_SE

TS/DOCUMENT_SET/DOC

UMENTS/DOCUMENT/DEA




OW_ITEM/ESCROW_ITEM

_DETAIL

ESCROW_ITEM_DETAI

L


cator




false

true


and <> Property Tax


8.292 Remove Removed duplicate record GSE GSE Specific Data

Point

MESSAGE/DOCUMENT_SE

TS/DOCUMENT_SET/DOC

UMENTS/DOCUMENT/DEA




EE_DETAIL

FEE_DETAIL RegulationZPointsAndFeesIndi

cator




false

true

CR IF FeeType =

"LoanDiscountPoints"

exists.

Boolean



8.3 E. Taxes and Other

Government Fees -

Transfer Taxes

MESSAGE/DOCUMENT_SE

TS/DOCUMENT_SET/DOC

UMENTS/DOCUMENT/DEA




EE_DETAIL





enumerated value.




String 150




Homeowner's

Insurance Premium

MESSAGE/DOCUMENT_SE

TS/DOCUMENT_SET/DOC

UMENTS/DOCUMENT/DEA





PREPAID_ITEM_DETAIL

PREPAID_ITEM_DETAI

L

gse:DisplayLabelText A free-form text field that




enumerated value.




String 150




Mortgage Insurance

Premium

MESSAGE/DOCUMENT_SE

TS/DOCUMENT_SET/DOC

UMENTS/DOCUMENT/DEA





PREPAID_ITEM_DETAIL

PREPAID_ITEM_DETAI

L





enumerated value.




String 150



September 27, 2016


8.817 Remove Remove attribute not needed

for preprinted form lines.


Interest

MESSAGE/DOCUMENT_SE

TS/DOCUMENT_SET/DOC

UMENTS/DOCUMENT/DEA





PREPAID_ITEM_DETAIL

PREPAID_ITEM_DETAI

L

DisplayLabelText A free-form text field that




enumerated value.




String 150




Property Taxes

MESSAGE/DOCUMENT_SE

TS/DOCUMENT_SET/DOC

UMENTS/DOCUMENT/DEA





PREPAID_ITEM_DETAIL

PREPAID_ITEM_DETAI

L





enumerated value.




String 150




Items

MESSAGE/DOCUMENT_SE

TS/DOCUMENT_SET/DOC

UMENTS/DOCUMENT/DEA





PREPAID_ITEM_DETAIL

PREPAID_ITEM_DETAI

L





enumerated value.




String 150



8.11 Initial Escrow


Homeowner's

Insurance

MESSAGE/DOCUMENT_SE

TS/DOCUMENT_SET/DOC

UMENTS/DOCUMENT/DEA




OW_ITEM/ESCROW_ITEM

_DETAIL

ESCROW_ITEM_DETAI

L





enumerated value.




String 150



8.12 G. Initial Escrow


Mortgage Insurance

MESSAGE/DOCUMENT_SE

TS/DOCUMENT_SET/DOC

UMENTS/DOCUMENT/DEA




OW_ITEM/ESCROW_ITEM

_DETAIL

ESCROW_ITEM_DETAI

L





enumerated value.




String 150





Property Taxes

MESSAGE/DOCUMENT_SE

TS/DOCUMENT_SET/DOC

UMENTS/DOCUMENT/DEA




OW_ITEM/ESCROW_ITEM

_DETAIL

ESCROW_ITEM_DETAI

L





enumerated value.




String 150





Other Items

MESSAGE/DOCUMENT_SE

TS/DOCUMENT_SET/DOC

UMENTS/DOCUMENT/DEA




OW_ITEM/ESCROW_ITEM

_DETAIL

ESCROW_ITEM_DETAI

L





enumerated value.




String 150



8.17 H. Other Costs -

Other Costs

MESSAGE/DOCUMENT_SE

TS/DOCUMENT_SET/DOC

UMENTS/DOCUMENT/DEA




EE_DETAIL





enumerated value.




String 150



September 27, 2016


8.836 Revise Updated UCD Notes 9.1 (S) J. TOTAL CLOSING

COSTS - Seller-Only

View

MESSAGE/DOCUMENT_SE

TS/DOCUMENT_SET/DOC

UMENTS/DOCUMENT/DEA





DATA_SET/INTEGRATED_D

ISCLOSURE/INTEGRATED_

DISCLOSURE_SECTION_SU

MMARIES/INTEGRATED_D

ISCLOSURE_SECTION_SU

MMARY/INTEGRATED_DIS

CLOSURE_SECTION_SUM

INTEGRATED_DISCLO

SURE_SECTION_SUM

MARY_DETAIL

IntegratedDisclosureSubsectio

nType

The title or description used to

identify a secondary or

subsection of the integrated

disclosure document.

Other CR If

DocumentTypeOtherDescri

ption =

"ClosingDisclosure:SellerOn

ly"

Enumerated This instance of the data point supports the

Seller Only view of a split disclosure when

the Model Form is not used

8.837 Revise Updated UCD Notes 9.1.2 (S) | 9.1.3

(S)

J. TOTAL CLOSING

COSTS - Seller-Only

View

MESSAGE/DOCUMENT_SE

TS/DOCUMENT_SET/DOC

UMENTS/DOCUMENT/DEA











CLOSURE_SUBSECTION_P

AYMENTS/INTEGRATED_D

ISCLOSURE_SUBSECTION_

INTEGRATED_DISCLO

SURE_SUBSECTION_P

AYMENT


nPaymentAmount

The dollar amount of the

individual payment being made

associated with the Integrated

Disclosure Subsection Type.

CR If


ption =


ly"

Amount 9.2 This instance of the data point supports the




(S)

J. TOTAL CLOSING

COSTS - Seller-Only

View

MESSAGE/DOCUMENT_SE

TS/DOCUMENT_SET/DOC

UMENTS/DOCUMENT/DEA














INTEGRATED_DISCLO

SURE_SUBSECTION_P

AYMENT


nPaidByType

The role of the party making

the payment of the amount

associated with the Integrated

Disclosure Subsection Total

Amount.

Seller CR If


ption =


ly"





(S)

J. TOTAL CLOSING

COSTS - Seller-Only

View

MESSAGE/DOCUMENT_SE

TS/DOCUMENT_SET/DOC

UMENTS/DOCUMENT/DEA














INTEGRATED_DISCLO

SURE_SUBSECTION_P

AYMENT


nPaymentTimingType

Defines the point in time during

the origination process when

the integrated disclosure

subsection payment was paid.

AtClosing BeforeClosing CR If


ption =


ly"






September 27, 2016


8.840 Revise Updated UCD Notes 9.1 (S) J. TOTAL CLOSING

COSTS - Seller-Only

View

MESSAGE/DOCUMENT_SE

TS/DOCUMENT_SET/DOC

UMENTS/DOCUMENT/DEA











CLOSURE_SECTION_SUM

INTEGRATED_DISCLO

SURE_SECTION_SUM

MARY_DETAIL


nTypeOtherDescription


capture additional information


Integrated Disclosure

Subsection Type.

TotalClosingCostsSellerOnly CR If


ption =


ly" AND

IntegratedDisclosureSubsec

tionType = "Other"

String 30 This instance of the data point supports the



10.043 Revise Revised conditionality details 12.6 L. Paid Already by or

on Behalf of

Borrower at Closing -

Other Credits

MESSAGE/DOCUMENT_SE

TS/DOCUMENT_SET/DOC

UMENTS/DOCUMENT/DEA



NG_INFORMATION/CLOSI

NG_ADJUSTMENT_ITEMS/

CLOSING_ADJUSTMENT_IT

EM/CLOSING_ADJUSTMEN

T_ITEM_PAID_BY/LEGAL_

ENTITY/LEGAL_ENTITY_DE

LEGAL_ENTITY_DETAI

L

FullName The unparsed name of either an

individual or a legal entity.

CR IF

ClosingAdjustmentItemTyp

e = "Grant" OR "Rebate"

AND is provided by a

LEGAL_ENTITY.

String 100 Mutually exclusive with

INDIVIDUAL/FullName

10.197 Revise Updated Enumerations 11.8 K. Due from


Adjustments for

Items Paid by Seller

in Advance -

Assessments

MESSAGE/DOCUMENT_SE

TS/DOCUMENT_SET/DOC

UMENTS/DOCUMENT/DEA



NG_INFORMATION/PROR

ATION_ITEMS/PRORATION

_ITEM

PRORATION_ITEM ProrationItemType Identification of a monthly




essment


sment


ssment

Other

CR IF adjustment for item paid

by seller in advance exists.

Enumerated New Definition: A collection of values that

specify a cost already paid by one party

that must be prorated at the time of loan

closing and allocated between a property

seller, homebuyer, or other parties to a

real estate transaction.

10.227 Revise Updated Enumerations 12.10 L. Paid Already by or

on Behalf of


Adjustments for

Items Unpaid by

Seller - Assessment

MESSAGE/DOCUMENT_SE

TS/DOCUMENT_SET/DOC

UMENTS/DOCUMENT/DEA



NG_INFORMATION/PROR


_ITEM





essment


sment


ssment

Other

CR IF adjustment for item

unpaid by seller in advance

exists.

Enumerated MISMO 3.4 New Definition: A collection of

values that specify a cost already paid by

one party that must be prorated at the

time of loan closing and allocated between

a property seller, homebuyer, or other

parties to a real estate transaction.

10.246 Revise Updated Enumerations 14.6 M. Due to Seller at

Closing -

Adjustments for

Items Paid By Seller

in Advance -

Assessments

MESSAGE/DOCUMENT_SE

TS/DOCUMENT_SET/DOC

UMENTS/DOCUMENT/DEA



NG_INFORMATION/PROR


_ITEM





essment


sment


ssment

Other

CR IF adjustment for item due

to seller at closing exists.

Enumerated MISMO 3.4 New Definition: A collection of

values that specify a cost already paid by

one party that must be prorated at the

time of loan closing and allocated between

a property seller, homebuyer, or other

parties to a real estate transaction.

10.302 Revise Updated Form Field Name 15.6.1 N. Due from Seller at

Closing - Other

Payoff of Mortgage

Loan

MESSAGE/DOCUMENT_SE

TS/DOCUMENT_SET/DOC

UMENTS/DOCUMENT/DEA


DEAL/LIABILITIES/LIABILIT

Y/PAYOFF

PAYOFF PayoffAmount The dollar amount for the debt

that is being paid off as part of

the closing transaction.

CR IF item exists. Amount 9.2

10.304 Revise Updated Form Field ID 15.8

15.6

N. Due from Seller at

Closing - Other Items

MESSAGE/DOCUMENT_SE

TS/DOCUMENT_SET/DOC

UMENTS/DOCUMENT/DEA



Y/LIABILITY_DETAIL

LIABILITY_DETAIL LiabilityType Specifies the general names

(types) of items commonly

listed as liabilities of the

borrower in a mortgage loan

transaction.

CollectionsJudgmentsAndLiens

DeferredStudentLoan

Garnishments

Installment

Open30DayChargeAccount

Other

PersonalLoan

Revolving

UnsecuredHomeImprovementLoanI

nstallment

CR IF item exists. Enumerated



September 27, 2016



15.6



MESSAGE/DOCUMENT_SE

TS/DOCUMENT_SET/DOC

UMENTS/DOCUMENT/DEA



Y/LIABILITY_DETAIL/EXTEN

SION/OTHER

OTHER IntegratedDisclosureSectionTy

pe


identify a primary section of the

integrated disclosure

document.

DueFromSellerAtClosing CR IF item exists. Enumerated


15.6



MESSAGE/DOCUMENT_SE

TS/DOCUMENT_SET/DOC

UMENTS/DOCUMENT/DEA



Y/LIABILITY_DETAIL

LIABILITY_DETAIL LiabilityDescription A text description that further

defines the Liability. This could

be used to describe the job

related expenses.

CR IF Borrower is paying off

the Seller's subordinate lien

and the item exists.

String 150 These are intended to be property liens.



11.4 K. Due from


Line 04

MESSAGE/DOCUMENT_SE

TS/DOCUMENT_SET/DOC

UMENTS/DOCUMENT/DEA



Y/LIABILITY_DETAIL

LIABILITY_DETAIL gse:DisplayLabelText A free-form text field that




enumerated value.




String 150



11.5 K. Due from


Adjustments

MESSAGE/DOCUMENT_SE

TS/DOCUMENT_SET/DOC

UMENTS/DOCUMENT/DEA







T_ITEM_DETAIL

CLOSING_ADJUSTME

NT_ITEM_DETAIL





enumerated value.




String 150


Display Label Text attribute11.6 K. Due from

Borrower at

Closing -

Adjustments for

Items Paid by

Seller in Advance -

City / Town Taxes

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME

NT/DEAL_SETS/DEAL_S

ET/DEALS/DEAL/LOANS

/LOAN/CLOSING_INFOR

MATION/PRORATION_I

TEMS/PRORATION_ITE

M

PRORATION_ITEM gse:DisplayLabelText A free-form text field that


display-ready

representation for the

corresponding enumerated

value.


the form differs from

the exact enumerated

type

String 150



Borrower at

Closing -

Adjustments for

Items Paid by

Seller in Advance -

County

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME

NT/DEAL_SETS/DEAL_S

ET/DEALS/DEAL/LOANS

/LOAN/CLOSING_INFOR

MATION/PRORATION_I

TEMS/PRORATION_ITE

M



display-ready



value.




type

String 150



Borrower at

Closing -

Adjustments for

Items Paid by

Seller in Advance -

County

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME

NT/DEAL_SETS/DEAL_S

ET/DEALS/DEAL/LOANS

/LOAN/CLOSING_INFOR

MATION/PRORATION_I

TEMS/PRORATION_ITE

M



display-ready



value.




type

String 150



September 27, 2016




Borrower at

Closing -

Adjustments for

Items Paid by

Seller in Advance -

County

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME

NT/DEAL_SETS/DEAL_S

ET/DEALS/DEAL/LOANS

/LOAN/CLOSING_INFOR

MATION/PRORATION_I

TEMS/PRORATION_ITE

M



display-ready



value.




type

String 150



12.4 L. Paid Already by or

on Behalf of


Other Items

MESSAGE/DOCUMENT_SE

TS/DOCUMENT_SET/DOC

UMENTS/DOCUMENT/DEA







T_ITEM_DETAIL

CLOSING_ADJUSTME

NT_ITEM_DETAIL





enumerated value.




String 150




on Behalf of


Other Items

MESSAGE/DOCUMENT_SE

TS/DOCUMENT_SET/DOC

UMENTS/DOCUMENT/DEA







T_ITEM_DETAIL

CLOSING_ADJUSTME

NT_ITEM_DETAIL





enumerated value.




String 150




on Behalf of


Other Items

MESSAGE/DOCUMENT_SE

TS/DOCUMENT_SET/DOC

UMENTS/DOCUMENT/DEA







T_ITEM_DETAIL

CLOSING_ADJUSTME

NT_ITEM_DETAIL





enumerated value.




String 150




on Behalf of


Other Items

MESSAGE/DOCUMENT_SE

TS/DOCUMENT_SET/DOC

UMENTS/DOCUMENT/DEA







T_ITEM_DETAIL

CLOSING_ADJUSTME

NT_ITEM_DETAIL





enumerated value.




String 150




on Behalf of


Adjustments for

Items Unpaid by

Seller

MESSAGE/DOCUMENT_SE

TS/DOCUMENT_SET/DOC

UMENTS/DOCUMENT/DEA



NG_INFORMATION/PROR


_ITEM





enumerated value.




String 150




on Behalf of


Adjustments for

Items Unpaid by

Seller

MESSAGE/DOCUMENT_SE

TS/DOCUMENT_SET/DOC

UMENTS/DOCUMENT/DEA



NG_INFORMATION/PROR


_ITEM





enumerated value.




String 150



September 27, 2016





on Behalf of


Adjustments for

Items Unpaid by

Seller

MESSAGE/DOCUMENT_SE

TS/DOCUMENT_SET/DOC

UMENTS/DOCUMENT/DEA



NG_INFORMATION/PROR


_ITEM





enumerated value.




String 150




on Behalf of


Adjustments for

Items Unpaid by

Seller

MESSAGE/DOCUMENT_SE

TS/DOCUMENT_SET/DOC

UMENTS/DOCUMENT/DEA



NG_INFORMATION/PROR


_ITEM





enumerated value.




String 150



14.3 M. Due to Seller at

Closing -

Adjustments

MESSAGE/DOCUMENT_SE

TS/DOCUMENT_SET/DOC

UMENTS/DOCUMENT/DEA







T_ITEM_DETAIL

CLOSING_ADJUSTME

NT_ITEM_DETAIL





enumerated value.




String 150




Closing -

Adjustments for


in Advance -

City/Town Taxes

MESSAGE/DOCUMENT_SE

TS/DOCUMENT_SET/DOC

UMENTS/DOCUMENT/DEA



NG_INFORMATION/PROR


_ITEM





enumerated value.




String 150




Closing -

Adjustments for


in Advance -

City/Town Taxes

MESSAGE/DOCUMENT_SE

TS/DOCUMENT_SET/DOC

UMENTS/DOCUMENT/DEA



NG_INFORMATION/PROR


_ITEM





enumerated value.




String 150




Closing -

Adjustments for


in Advance -

City/Town Taxes

MESSAGE/DOCUMENT_SE

TS/DOCUMENT_SET/DOC

UMENTS/DOCUMENT/DEA



NG_INFORMATION/PROR


_ITEM





enumerated value.




String 150




Closing -

Adjustments for


in Advance -

City/Town Taxes

MESSAGE/DOCUMENT_SE

TS/DOCUMENT_SET/DOC

UMENTS/DOCUMENT/DEA



NG_INFORMATION/PROR


_ITEM





enumerated value.




String 150



15.5 N. Due from Seller at

Closing - Payoff of

Mortgage Loan

MESSAGE/DOCUMENT_SE

TS/DOCUMENT_SET/DOC

UMENTS/DOCUMENT/DEA



Y/LIABILITY_DETAIL





enumerated value.




String 150



September 27, 2016





Closing - Payoff of

Mortgage Loan

MESSAGE/DOCUMENT_SE

TS/DOCUMENT_SET/DOC

UMENTS/DOCUMENT/DEA



Y/LIABILITY_DETAIL





enumerated value.




String 150




Closing - Seller Credit

MESSAGE/DOCUMENT_SE

TS/DOCUMENT_SET/DOC

UMENTS/DOCUMENT/DEA







T_ITEM_DETAIL

CLOSING_ADJUSTME

NT_ITEM_DETAIL





enumerated value.




String 150



15.8

15.6



MESSAGE/DOCUMENT_SE

TS/DOCUMENT_SET/DOC

UMENTS/DOCUMENT/DEA



Y/LIABILITY_DETAIL





enumerated value.




String 150




Closing -Adjustments

for Items Unpaid by

Seller - City/Town

Taxes

MESSAGE/DOCUMENT_SE

TS/DOCUMENT_SET/DOC

UMENTS/DOCUMENT/DEA



NG_INFORMATION/PROR


_ITEM





enumerated value.




String 150





for Items Unpaid by

Seller - City/Town

Taxes

MESSAGE/DOCUMENT_SE

TS/DOCUMENT_SET/DOC

UMENTS/DOCUMENT/DEA



NG_INFORMATION/PROR


_ITEM





enumerated value.




String 150





for Items Unpaid by

Seller - City/Town

Taxes

MESSAGE/DOCUMENT_SE

TS/DOCUMENT_SET/DOC

UMENTS/DOCUMENT/DEA



NG_INFORMATION/PROR


_ITEM





enumerated value.




String 150





for Items Unpaid by

Seller - City/Town

Taxes

MESSAGE/DOCUMENT_SE

TS/DOCUMENT_SET/DOC

UMENTS/DOCUMENT/DEA



NG_INFORMATION/PROR


_ITEM





enumerated value.




String 150




Closing - Payoff of

Mortgage Loan

MESSAGE/DOCUMENT_SE

TS/DOCUMENT_SET/DOC

UMENTS/DOCUMENT/DEA



Y/LIABILITY_DETAIL





enumerated value.




String 150



September 27, 2016





Closing

MESSAGE/DOCUMENT_SE

TS/DOCUMENT_SET/DOC

UMENTS/DOCUMENT/DEA







T_ITEM_DETAIL

CLOSING_ADJUSTME

NT_ITEM_DETAIL





enumerated value.




String 150

10.385 Added Added another instance of

data point



MESSAGE/DOCUMENT_SE

TS/DOCUMENT_SET/DOC

UMENTS/DOCUMENT/DEA



Y/LIABILITY_DETAIL/EXTEN

SION/OTHER

OTHER IntegratedDisclosureSectionTy

pe


identify a primary section of the

integrated disclosure

document.

CR IF item exists.

11.006 Revise Revised XPATH 17.3 Late Payment MESSAGE/DOCUMENT_SE

TS/DOCUMENT_SET/DOC

UMENTS/DOCUMENT/DEA


DEAL/LOANS/LOAN/LATE_

CHARGE/EXTENSION/OTH

ER/LATE_CHARGE_RULES/

LATE_CHARGE_RULE

LATE_CHARGE_RULE LateChargeGracePeriodDaysCo

unt

The grace period in days for this

loan before a late charge will be

applied.

R Numeric 2

11.007 Revise Revised XPATH and update


17.3 Late Payment MESSAGE/DOCUMENT_SE

TS/DOCUMENT_SET/DOC

UMENTS/DOCUMENT/DEA





LATE_CHARGE_RULE

LATE_CHARGE_RULE LateChargeRatePercent The percentage that a borrower

is required to pay for failure to

make a regular installment

within the period specified on

the note. This is the amount

specified by the late charge

code and is used when the late

charge is not a flat dollar.

CR IF LateChargeType <>

"FlatDollarAmount" OR

"NoLateCharges"

Percent 3.4


TS/DOCUMENT_SET/DOC

UMENTS/DOCUMENT/DEA





LATE_CHARGE_RULE

LATE_CHARGE_RULE LateChargeType The type of late charge that

may be applied to the loan.

FlatDollarAmount

NoLateCharges

PercentageOfDelinquentInterest

PercentageOfNetPayment

PercentageOfPrincipalBalance

PercentageOfTotalPayment

PercentOfPrincipalAndInterest

R Enumerated

11.044 Revise Revised conditionality details 19.4.1 Seasonal Payments? MESSAGE/DOCUMENT_SE

TS/DOCUMENT_SET/DOC

UMENTS/DOCUMENT/DEA


DEAL/LOANS/LOAN/PAYM

ENT/PAYMENT_RULE

PAYMENT_RULE SeasonalPaymentPeriodEndM

onth

The month that the period

during which payments are not

scheduled ends.

CR IF PaymentOptionIndicator

= "true" AND IF

SeasonalPaymentFeatureIn

dicator = "true"

--MM

11.049 Revise Updated Conditionality Details 19.6 Monthly Principal

and Interest

Payments - First

Change Max

Amount

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME

NT/DEAL_SETS/DEAL_S

ET/DEALS/DEAL/LOANS

/LOAN/ADJUSTMENT/P

RINCIPAL_AND_INTERE

ST_PAYMENT_ADJUST

MENT/PRINCIPAL_AND

_INTEREST_PAYMENT_

PER_CHANGE_ADJUST

MENT_RULES/PRINCIPA

L_AND_INTEREST_PAY

MENT_PER_CHANGE_A

DJUSTMENT_RULE

PRINCIPAL_AND_IN

TEREST_PAYMENT_

PER_CHANGE_ADJ

USTMENT_RULE

PerChangeMaximumPrinci

palAndInterestPaymentAm

ount

The maximum dollar

amount of the principal and

interest payment possible

for the specified payment

change.

CR IF

PaymentIncreaseIndicator

= "true".

If InterestOnly Indicator=

True OR

AmortizationType=Step

Payment OR

SeasonalPaymentFeatureIn

dicator=True OR

PaymentOptionIndicator=T

rue

Amount 9.2



September 27, 2016


11.050 Revise Revised conditionality details 19.7 Monthly Principal

and Interest

Payments -

Subsequent Changes

MESSAGE/DOCUMENT_SE

TS/DOCUMENT_SET/DOC

UMENTS/DOCUMENT/DEA


DEAL/LOANS/LOAN/ADJUS

TMENT/PRINCIPAL_AND_I

NTEREST_PAYMENT_ADJU

STMENT/PRINCIPAL_AND_

INTEREST_PAYMENT_PER_

CHANGE_ADJUSTMENT_R

ULES/PRINCIPAL_AND_INT

EREST_PAYMENT_PER_CH

ANGE_ADJUSTMENT_RUL

PRINCIPAL_AND_INTE

REST_PAYMENT_PER_

CHANGE_ADJUSTME

NT_RULE

AdjustmentRuleType Specifies whether the

occurrence of the adjustment is

the first change or a

subsequent change.

Subsequent CR IF


= "true".

If the payment adjusts

indepently of a rate

change.

Enumerated

11.051 Revise Revised conditionality details 19.7 Monthly Principal

and Interest

Payments -

Subsequent Changes

- Change Frequency

MESSAGE/DOCUMENT_SE

TS/DOCUMENT_SET/DOC

UMENTS/DOCUMENT/DEA


DEAL/LOANS/LOAN/ADJUS

TMENT/PRINCIPAL_AND_I

NTEREST_PAYMENT_ADJU

STMENT/PRINCIPAL_AND_

INTEREST_PAYMENT_PER_

CHANGE_ADJUSTMENT_R

ULES/PRINCIPAL_AND_INT

EREST_PAYMENT_PER_CH

ANGE_ADJUSTMENT_RUL

PRINCIPAL_AND_INTE

REST_PAYMENT_PER_

CHANGE_ADJUSTME

NT_RULE

PerChangePrincipalAndInteres

tPaymentAdjustmentFrequenc

yMonthsCount

The number of months

between payment

adjustments, if the payment on

the subject loan can change.

CR IF


= "true".

If the payment adjusts

indepently of a rate

change.

Numeric 3


TS/DOCUMENT_SET/DOC

UMENTS/DOCUMENT/DEA





LATE_CHARGE_RULE

LATE_CHARGE_RULE LateChargeAmount The dollar amount that a

borrower is required to pay for

failure to make a regular

installment within the period

specified on the note. This is

used when late charge is

defined as a flat dollar amount.

CR IF LateChargeType =

"FlatDollarAmount"

Amount 9.2

11.109 Revise Revised conditionality details 20.4 Limits on Interest

Rate - Change

Frequency - First

Change Month

MESSAGE/DOCUMENT_SE

TS/DOCUMENT_SET/DOC

UMENTS/DOCUMENT/DEA


DEAL/LOANS/LOAN/BUYD

OWN/BUYDOWN_RULE

BUYDOWN_RULE BuydownChangeFrequencyMo

nthsCount

The time interval in months

between interest rate increases

during the buydown period. For

example if the interest rate

increases annually during a two

year buydown, the frequency of

interest rate change is 12

months.

CR IF

BuydownReflectedInNoteIn

dicator = "true"

If

BuydownTemporarySubsid

yFundingIndicator = "True

Numeric 3


Rate - Change

Frequency - First

Change Month

MESSAGE/DOCUMENT_SE

TS/DOCUMENT_SET/DOC

UMENTS/DOCUMENT/DEA



OWN/BUYDOWN_RULE

BUYDOWN_RULE BuydownDurationMonthsCoun

t

The total number of months

during which any buydown is in

effect. This represents the

accumulation of all of the

buydown periods.

CR IF


dicator = "true"

If



Numeric 3


Rate Changes - First

Change (%)

MESSAGE/DOCUMENT_SE

TS/DOCUMENT_SET/DOC

UMENTS/DOCUMENT/DEA



OWN/BUYDOWN_RULE

BUYDOWN_RULE BuydownIncreaseRatePercent The amount by which the

interest rate can increase at

each adjustment period within

the buydown duration.

CR IF


dicator = "true"

If



Percent 3.4



GSE Contact Information -

Lender

MESSAGE/DOCUMENT_SE

TS/DOCUMENT_SET/DOC

UMENTS/DOCUMENT/DEA


DEAL/PARTIES/PARTY/ROL

ES/ROLE/LICENSES/LICENS

E/LICENSE_DETAIL

LICENSE_DETAIL LicenseAuthorityLevelType Level of authority of the license

issuer.

Private

PublicFederal

PublicLocal

PublicState

CR

O

IF lender's License ID is NOT

the NMLS ID

Enumerated



September 27, 2016


14.015 Revise Revised conditionality GSE Contact Information -

Lender

MESSAGE/DOCUMENT_SE

TS/DOCUMENT_SET/DOC

UMENTS/DOCUMENT/DEA




E/LICENSE_DETAIL

LICENSE_DETAIL LicenseIssueDate The date on which the license

was issued.

CR

O

YYYY-MM-DD




Lender

MESSAGE/DOCUMENT_SE

TS/DOCUMENT_SET/DOC

UMENTS/DOCUMENT/DEA




E/LICENSE_DETAIL


issuer.

Private

PublicFederal

PublicLocal

PublicState

CR

O

IF lender's License ID is NOT

the NMLS ID

Enumerated

14.025 Revise Revised conditionality GSE Contact Information -

Lender

MESSAGE/DOCUMENT_SE

TS/DOCUMENT_SET/DOC

UMENTS/DOCUMENT/DEA




E/LICENSE_DETAIL


was issued.

CR

O

YYYY-MM-DD




Mortgage Broker

MESSAGE/DOCUMENT_SE

TS/DOCUMENT_SET/DOC

UMENTS/DOCUMENT/DEA




E/LICENSE_DETAIL


issuer.

Private

PublicFederal

PublicLocal

PublicState

CR

O

IF mortgage broker

participated in the

transaction AND License ID

is NOT the NMLS ID

Enumerated




Mortgage Broker

MESSAGE/DOCUMENT_SE

TS/DOCUMENT_SET/DOC

UMENTS/DOCUMENT/DEA




E/LICENSE_DETAIL


was issued.

CR

O

IF mortgage broker

participated in the


is NOT the NMLS ID

YYYY-MM-DD




Mortgage Broker

MESSAGE/DOCUMENT_SE

TS/DOCUMENT_SET/DOC

UMENTS/DOCUMENT/DEA




E/LICENSE_DETAIL


issuer.

Private

PublicFederal

PublicLocal

PublicState

CR

O

IF mortgage broker

participated in the


is NOT the NMLS ID

Enumerated




Mortgage Broker

MESSAGE/DOCUMENT_SE

TS/DOCUMENT_SET/DOC

UMENTS/DOCUMENT/DEA




E/LICENSE_DETAIL


was issued.

CR

O

IF mortgage broker

participated in the


is NOT the NMLS ID

YYYY-MM-DD



GSE Contact Information

Real Estate Broker

(B)

MESSAGE/DOCUMENT_SE

TS/DOCUMENT_SET/DOC

UMENTS/DOCUMENT/DEA




E/LICENSE_DETAIL


issuer.

Private

PublicFederal

PublicLocal

PublicState

CR

O

IF PartyRoleType =

"RealEstateAgent" AND

RealEstateAgentType =

"Selling" AND state license

exists

Enumerated




Real Estate Broker

(B)

MESSAGE/DOCUMENT_SE

TS/DOCUMENT_SET/DOC

UMENTS/DOCUMENT/DEA




E/LICENSE_DETAIL


was issued.

CR

O

IF PartyRoleType =




exists

YYYY-MM-DD



September 27, 2016





Real Estate Broker

(B)

MESSAGE/DOCUMENT_SE

TS/DOCUMENT_SET/DOC

UMENTS/DOCUMENT/DEA




E/LICENSE_DETAIL


issuer.

Private

PublicFederal

PublicLocal

PublicState

CR

O

IF PartyRoleType =




exists

Enumerated




Real Estate Broker

(B)

MESSAGE/DOCUMENT_SE

TS/DOCUMENT_SET/DOC

UMENTS/DOCUMENT/DEA




E/LICENSE_DETAIL


was issued.

CR

O

IF PartyRoleType =




exists

YYYY-MM-DD




Real Estate Broker

(S)

MESSAGE/DOCUMENT_SE

TS/DOCUMENT_SET/DOC

UMENTS/DOCUMENT/DEA




E/LICENSE_DETAIL


issuer.

Private

PublicFederal

PublicLocal

PublicState

CR

O

IF PartyRoleType =



"Listing" AND state license

exists

Enumerated




Real Estate Broker

(S)

MESSAGE/DOCUMENT_SE

TS/DOCUMENT_SET/DOC

UMENTS/DOCUMENT/DEA




E/LICENSE_DETAIL


was issued.

CR

O

IF PartyRoleType =



"Listing"

YYYY-MM-DD

14.107 Revise Revised form field ID 23.3.4 | 23.4.4

23.6.4 | 23.7.4

Contact Information

Real Estate Broker

(S)

MESSAGE/DOCUMENT_SE

TS/DOCUMENT_SET/DOC

UMENTS/DOCUMENT/DEA




E/LICENSE_DETAIL

LICENSE_DETAIL LicenseIdentifier The identifier of the license or

certificate issued to the party.

The attribute

IdentifierOwnerURI identifies

the issuer of the license or

certificate.




"Listing"

String 50




Real Estate Broker

(S)

MESSAGE/DOCUMENT_SE

TS/DOCUMENT_SET/DOC

UMENTS/DOCUMENT/DEA




E/LICENSE_DETAIL


issuer.

Private

PublicFederal

PublicLocal

PublicState

CR

O

IF PartyRoleType =




exists

Enumerated




Real Estate Broker

(S)

MESSAGE/DOCUMENT_SE

TS/DOCUMENT_SET/DOC

UMENTS/DOCUMENT/DEA




E/LICENSE_DETAIL


was issued.

CR

O

IF PartyRoleType =




exists

YYYY-MM-DD



23.3.5 | 23.4.5 Contact Information

Settlement Agent

MESSAGE/DOCUMENT_SE

TS/DOCUMENT_SET/DOC

UMENTS/DOCUMENT/DEA




E/LICENSE_DETAIL



The attribute



certificate.

R

CR

If state issues licences for

Settlement Agents

String 50




Settlement Agent

MESSAGE/DOCUMENT_SE

TS/DOCUMENT_SET/DOC

UMENTS/DOCUMENT/DEA




E/LICENSE_DETAIL


issuer.

Private

PublicFederal

PublicLocal

PublicState

CR

O

IF PartyRoleType =

"ClosingAgent" AND state

license exists

Enumerated



September 27, 2016


14.128 Revise Revised conditionality GSE Contact Information

Settlement Agent

MESSAGE/DOCUMENT_SE

TS/DOCUMENT_SET/DOC

UMENTS/DOCUMENT/DEA




E/LICENSE_DETAIL


was issued.

CR

O

YYYY-MM-DD




Settlement Agent

MESSAGE/DOCUMENT_SE

TS/DOCUMENT_SET/DOC

UMENTS/DOCUMENT/DEA




E/LICENSE_DETAIL



The attribute



certificate.

R

CR


Settlement Agents

String 50




Settlement Agent

MESSAGE/DOCUMENT_SE

TS/DOCUMENT_SET/DOC

UMENTS/DOCUMENT/DEA




E/LICENSE_DETAIL


issuer.

Private

PublicFederal

PublicLocal

PublicState

CR

O

IF PartyRoleType =


license exists

Enumerated

14.138 Revise Revised conditionality GSE Contact Information

Settlement Agent

MESSAGE/DOCUMENT_SE

TS/DOCUMENT_SET/DOC

UMENTS/DOCUMENT/DEA




E/LICENSE_DETAIL


was issued.

CR

O

YYYY-MM-DD

14.146 996 CFPB Form Requirement 23.3.4. | 23.4.4

23.6.4 | 23.7.4

Contact Information

Real Estate Broker

(S)

MESSAGE/DOCUMENT_SE

TS/DOCUMENT_SET/DOC

UMENTS/DOCUMENT/DEA




E/LICENSE_DETAIL

LICENSE_DETAIL IdentifierOwnerURI Identifies the owner or

publisher of the identifier

associated with a MISMO term

with the class word of

"Identifier" by means or a URI.

This is an XML attribute.




"Listing"

String 100

14.148 Revise Revised form field ID and form

field Name23.3.4 | 23.4.4

23.3.3 | 23.4.3

Contact Information

Real Estate Broker

(B)

MESSAGE/DOCUMENT_SE

TS/DOCUMENT_SET/DOC

UMENTS/DOCUMENT/DEA




E/LICENSE_DETAIL










"Listing" "Selling" AND

state license exists

String 100




Settlement Agent

MESSAGE/DOCUMENT_SE

TS/DOCUMENT_SET/DOC

UMENTS/DOCUMENT/DEA




E/LICENSE_DETAIL







R

CR


Settlement Agents

String 100




Settlement Agent

MESSAGE/DOCUMENT_SE

TS/DOCUMENT_SET/DOC

UMENTS/DOCUMENT/DEA




E/LICENSE_DETAIL







R

CR


Settlement Agents

String 100



September 27, 2016


16.002 Revise Updted Enumerations 25.1 Payoffs and

Payments

MESSAGE/DOCUMENT_SE

TS/DOCUMENT_SET/DOC

UMENTS/DOCUMENT/DEA



Y/LIABILITY_DETAIL

LIABILITY_DETAIL LiabilityType Specifies the general names

(types) of items commonly

listed as liabilities of the

borrower in a mortgage loan

transaction.


DeferredStudentLoan

DelinquentTaxes

FirstPositionMortgageLien

Garnishments

HELOC

Installment

LeasePayment


Other

PersonalLoan

Revolving

SecondPositionMortgageLien

Taxes

TaxLien

ThirdPositionMortgageLien

UnsecuredHomeImprovementL

oanInstallment

UnsecuredHomeImprovementL

oanRevolving

CR If liability type is reflected

in the Payoffs and

Payments.

Enumerated



25.1 Payoffs and

Payments

MESSAGE/DOCUMENT_SE

TS/DOCUMENT_SET/DOC

UMENTS/DOCUMENT/DEA



Y/LIABILITY_DETAIL





enumerated value.




String 150


Display Label Text attribute25.1 Payoffs and

Payments - Other

(Principal

Reduction, Gifts or

Grants)

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME

NT/DEAL_SETS/DEAL_S

ET/DEALS/DEAL/LOANS

/LOAN/CLOSING_INFOR

MATION/CLOSING_ADJ

USTMENT_ITEMS/CLOS

ING_ADJUSTMENT_ITE

M/CLOSING_ADJUSTM

ENT_ITEM_DETAIL

CLOSING_ADJUSTM

ENT_ITEM_DETAIL



display-ready



value.

CR IF

ClosingAdjustmentItemT

ype exists

String 100 For loans with a Principal Reduction,

Gift or Grant using the Alternate

Form.

16.019 Revise Revised conditionality details 25.1 Payoffs and

Payments - Other

(Prinicpal Reduction,

Gifts or Grants)

MESSAGE/DOCUMENT_SE

TS/DOCUMENT_SET/DOC

UMENTS/DOCUMENT/DEA







T_ITEM_DETAIL

CLOSING_ADJUSTME

NT_ITEM_DETAIL

ClosingAdjustmentItemTypeOt

herDescription


collect additional information


Closing Adjustment Item Type.

PrincipalReduction CR IF


e = "Other".

IF


e exists

String 100 For loans with a Principal Reduction, Gift or

Grant using the Alternate Form.

16.023 Add Added back into the Map, was

inadverntantly removed in last

publication

25.1 Payoffs and

Payments - Other

(Prinicpal Reduction,

Gifts or Grants)

MESSAGE/DOCUMENT_SE

TS/DOCUMENT_SET/DOC

UMENTS/DOCUMENT/DEA







T_ITEM_PAID_BY/INDIVID

UAL/NAME

NAME FullName The unparsed name of either an

individual or a legal entity.

CR IF


e exists

String 100 For loans with a Principal Reduction, Gift or

Grant using the Alternate Form.



September 27, 2016

UCD Map

Unique ID Form Sort

ID

UCD Data Point

Category

Closing

Disclosure Form

Field ID

Closing

Disclosure Form

Field Name

MISMO v3.3.0 XPath MISMO v3.3.0

Parent Container


Name

MISMO v3.3.0 Data Point Definition UCD Supported Enumerations UCD

Conditionality

UCD Conditionality Details UCD Format UCD Notes

0.001 1 XML

Requirement

XML XML

Requirement

MESSAGE MESSAGE MISMOReferenceModelIde

ntifier

The MISMO Reference Model Identifier is a unique

value that represents the version of the MISMO

reference model to which the containing XML instance

document complies. For detailed information, please

see MISMO Engineering Guide 006 â€“ â€œVersioning

and Release Scheduleâ€•, at

http://www.mismo.org/specs/specs-

downloads/cat_view/249-mismo-engineering-

guidelines.html.

3.3.0299 R String 30

0.054 99999 XML

Requirements

XML XML

Requirement

MESSAGE MESSAGE xmlns:UCD="http//www.da

tamodelextension.org"

R String 30

0.047 2 XML

Requirement

XML XML

Requirement

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME

NT

DOCUMENT MISMOReferenceModelIde

ntifier

The MISMO Reference Model Identifier is a unique

value that represents the version of the MISMO

reference model to which the containing XML instance

document complies. For detailed information, please

see MISMO Engineering Guide 006 â€“ â€œVersioning

and Release Scheduleâ€•, at

http://www.mismo.org/specs/specs-

downloads/cat_view/249-mismo-engineering-

guidelines.html.

3.3.0299 R String 30

0.010 3 XML

Requirement

XML XML

Requirement

MESSAGE/ABOUT_VERS

IONS/ABOUT_VERSION

ABOUT_VERSION CreatedDatetime The date and time at which the message, deal or

document was created.

R YYYY-MM-

DDThh:mm:s

s0.011 4 XML

Requirement

XML XML

Requirement

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME

NT/ABOUT_VERSIONS/A

BOUT_VERSION

ABOUT_VERSION DataVersionIdentifier Specifies the data file version. UCD Delivery Specification 1.3 R String 30 Must deliver as "UCD

Delivery Specification

1.3"

0.018 5 XML

Requirement

XML XML

Requirement

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME

NT/AUDIT_TRAIL/AUDIT

_TRAIL_ENTRIES/AUDIT

_TRAIL_ENTRY/AUDIT_T

RAIL_ENTRY_DETAIL

AUDIT_TRAIL_EN

TRY_DETAIL

EntryDatetime The date and time the action occurred. The time must

always contain the proper time zone designator.

CR If SYSTEM_SIGNATORY is

present

YYYY-MM-

DDThh:mm:s

s

0.020 6 XML

Requirement

XML XML

Requirement

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME




RAIL_ENTRY_DETAIL

AUDIT_TRAIL_EN

TRY_DETAIL

EventType For a step in a process, contains the type of action or

state.

Other CR If SYSTEM_SIGNATORY is

present

Enumerated

0.021 7 XML

Requirement

XML XML

Requirement

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME




RAIL_ENTRY_DETAIL

AUDIT_TRAIL_EN

TRY_DETAIL

EventTypeOtherDescription A free-form text field used to describe the type of

action or state if Other is selected as the Event Type.

AppliedTamperEvidentSignature CR IF EventType = "Other" String 150


UCD Map 38 of 316Document Version 1.5

September 27,2016

UCD Map

0.023 8 XML

Requirement

XML XML

Requirement

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME

NT/SYSTEM_SIGNATUR

ES/SYSTEM_SIGNATURE

SYSTEM_SIGNAT

URE

XMLDigitalSignatureElemen

t

O If one or more digital

signatures in the

SYSTEM_SIGNATURE

container are applied to

provide tamper evidence.

String

0.024 9 XML

Requirement

XML XML

Requirement

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME

NT/VIEWS/VIEW

VIEW SequenceNumber An integer value used to provide an order to multi-

instance sibling elements. The value must be unique

for each sibling element.

R Numeric 3

0.025 10 XML

Requirement

XML XML

Requirement

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME

NT/VIEWS/VIEW/VIEW_

FILES/VIEW_FILE/FOREI

GN_OBJECT

FOREIGN_OBJECT EmbeddedContentXML The XML compatible byte stream in the encoding of

the EncodingType that when decoded is a resource of

the MediaType using characters from the

CharacterEncodingSetType. If a binary EncodingType is

not used (e.g. "None" or "EscapedXML") then the

CharacterEncodingSetType must be the same as that

used for the XML instance document.

R String

0.050 11 XML

Requirement

XML XML

Requirement

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME

NT/VIEWS/VIEW/VIEW_


GN_OBJECT

FOREIGN_OBJECT MIMETypeIdentifier Indicates the Multipurpose Internet Mail Extensions

type of the data in the resource. A registered list of

these types is available at

http://www.iana.org/assignments/media-types/ AND

http://tools.ietf.org/html/rfc2045. In addition, there is

a defined syntax for custom MIME types that should

be followed when the type is not registered with IANA.

application/pdf R String 30

0.028 12 XML

Requirement

XML XML

Requirement

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME

NT/ABOUT_VERSIONS/A

BOUT_VERSION

ABOUT_VERSION AboutVersionIdentifier A unique value that represents a user defined version

identifier.

Retrievable R String 100

0.029 13 XML

Requirement

XML XML

Requirement

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME

NT/ABOUT_VERSIONS/A

BOUT_VERSION

ABOUT_VERSION IdentifierOwnerURI Identifies the owner or publisher of the identifier

associated with a MISMO term with the class word of

"Identifier" by means or a URI. This is an XML

attribute.

http://www.mismo.org/residential/20

09/SMARTDocProfile

R String 100

0.030 14 XML

Requirement

XML XML

Requirement

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME

NT/DOCUMENT_CLASSI

FICATION/DOCUMENT_

CLASSES/DOCUMENT_C

LASS

DOCUMENT_CLAS

S

DocumentType Identifies a specific document defined at a granular

level. May be modified or further constrained by other

Document data to make the document instance more

specific. Further defined in the MISMO Document

Classification I-Guide.

Other R Enumerated

0.046 15 XML

Requirement

XML XML

Requirement

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME

NT/DOCUMENT_CLASSI

FICATION/DOCUMENT_

CLASSES/DOCUMENT_C

LASS

DOCUMENT_CLAS

S


ption

A free-form text field used to collect additional

information when Other is selected for Document

Type.

ClosingDisclosure:ModelForm

ClosingDisclosure:AlternateForm

ClosingDisclosure:BorrowerOnly

ClosingDisclosure:SellerOnly

R String 150

0.014 16 XML

Requirement

XML XML

Requirement

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME

NT/DOCUMENT_CLASSI

FICATION/DOCUMENT_

CLASSIFICATION_DETAIL

DOCUMENT_CLAS

SIFICATION_DETA

IL

DocumentFormIssuingEntit

yNameType

Identifies the organization that defined the document

form/template.

CFPB R Enumerated



September 27,2016

UCD Map

0.015 17 XML

Requirement

XML XML

Requirement

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME

NT/DOCUMENT_CLASSI

FICATION/DOCUMENT_


DOCUMENT_CLAS

SIFICATION_DETA

IL

DocumentFormIssuingEntit

yVersionIdentifier

The version identifier that the issuer assigned to the

document form/template.

11-20-2013 R String 10 Must pass the value

of 11-20-2013 as this

is the CFPB

publication date.

0.031 18 XML

Requirement

XML XML

Requirement

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME

NT/SIGNATORIES/SIGNA

TORY/EXECUTION/EXEC

UTION_DETAIL

EXECUTION_DETA

IL

ActualSignatureType The ActualSignatureType contains the actual type of

the signature applied to the signature field.

Digital

Image

Other

Text

Wet

CR IF

DocumentSignatureRequiredI

ndicator = "true"

Enumerated

0.032 19 XML

Requirement

XML XML

Requirement

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME


TORY/EXECUTION/EXEC

UTION_DETAIL

EXECUTION_DETA

IL

ActualSignatureTypeOther

Description

Contains a description of the signature type when the

value of â€œOtherâ€• is used for the

ActualSignatureType attribute.

CR IF ActualSignatureType =

"Other"

String 150

0.033 20 CFPB Form

Requirement

24.2 Confirm

Receipt -

Applicant

Signature /

Date

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME


TORY/EXECUTION/EXEC

UTION_DETAIL

EXECUTION_DETA

IL

ExecutionDate The date the signature was or will be affixed to the

document.

CR IF signature exists AND IF

ExecutionDatetime does not

exist

YYYY-MM-DD Mutually exclusive

with

ExecutionDatetime

0.049 21 CFPB Form

Requirement

24.2 Confirm

Receipt -

Applicant

Signature /

Date

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME


TORY/EXECUTION/EXEC

UTION_DETAIL

EXECUTION_DETA

IL

ExecutionDatetime The date and time the signature was affixed to the

document.

CR IF signature exists AND IF a

date and time stamp is

provided by the signing

system.

YYYY-MM-

DDThh:mm:s

s

Mutually exclusive

with ExecutionDate

0.034 22 XML

Requirement

XML XML

Requirement

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME

NT/VIEWS/VIEW/VIEW_


GN_OBJECT

FOREIGN_OBJECT ObjectEncodingType Specifies the type of encoding used by the resource. Base64 R Enumerated

0.048 23 XML

Requirement

XML XML

Requirement

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME

NT/VIEWS/VIEW/VIEW_


GN_OBJECT

FOREIGN_OBJECT ObjectName Identifies the resource name (e.g.

CreditReport0001.pdf).

R String 100

0.038 24 GSE Requirement GSE GSE Specific

Data Point

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME

NT/DEAL_SETS/DEAL_SE

T/DEALS/DEAL/LOANS/L

OAN/LOAN_IDENTIFIER

S/LOAN_IDENTIFIER

LOAN_IDENTIFIER LoanIdentifier The value of the identifier for the specified type. CR If LoanIdentifierType =

MERS_MIN

String 150 Must include at least

one of the following

data points in the

delivery file:

MERS_MIN,

AutomatedUnderwriti

ngSytemType and

AutomatedUnderwriti

ngCaseIdentifier, or




September 27,2016

UCD Map

0.051 24.1 XML

Requirement

XML XML

Requirement

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME

NT/DOCUMENT_CLASSI

FICATION/DOCUMENT_


/EXTENSION/OTHER

OTHER DocumentSignatureRequire

dIndicator

When true, indicates that a signatory must execute a

signature on the document

false

true

R Boolean


Data Point

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/LOAN_IDENTIFIER

S/LOAN_IDENTIFIER

LOAN_IDENTIFIER LoanIdentifierType The type of identifier used for a loan. MERS_MIN CR If exists Enumerated Must include at least


data points in the

delivery file:

MERS_MIN,

AutomatedUnderwriti

ngSytemType and

AutomatedUnderwriti




Data Point

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/UNDERWRITING/A

UTOMATED_UNDERWRI

TINGS/AUTOMATED_U

NDERWRITING

AUTOMATED_UN

DERWRITING

AutomatedUnderwritingCa

seIdentifier

A unique identifier assigned by the underwriting

system to the underwriting case for a specific loan

application.

CR If

LoanManualUnderwritingIndic

ator = "False"

String 150 Must include all of

the following data

points in the delivery

file that apply:

MERS_MIN,

AutomatedUnderwriti

ngSytemType and

AutomatedUnderwriti




Data Point

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/UNDERWRITING/A

UTOMATED_UNDERWRI

TINGS/AUTOMATED_U

NDERWRITING

AUTOMATED_UN

DERWRITING

AutomatedUnderwritingSys

temType

The type of automated underwriting system used to

evaluate the loan.

Assetwise

Capstone

Clues

DesktopUnderwriter

ECS

FHAScorecard

LoanProspector

Other

Strategyware

Zippy

CR If

LoanManualUnderwritingIndic

ator = "False"

Enumerated


Data Point

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/UNDERWRITING/A

UTOMATED_UNDERWRI

TINGS/AUTOMATED_U

NDERWRITING

AUTOMATED_UN

DERWRITING

AutomatedUnderwritingSys

temTypeOtherDescription


information when Other is selected for Automated

Underwriting System Type.

DecisionEngine

FirstMortgageCreditScore

GuaranteedUnderwritingSystem

CR IF

AutomatedUnderwriTingSyste

mType = "Other"

String 150 OtherTypeDescription

may also include

values not specified in

the "UCD Supported

Enumerations"

column



September 27,2016

UCD Map


Data Point

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME


T/DEALS/DEAL/COLLATE

RALS/COLLATERAL/SUBJ

ECT_PROPERTY/PROPER

TY_VALUATIONS/PROPE

RTY_VALUATION/PROPE

RTY_VALUATION_DETAI

L

PROPERTY_VALU

ATION_DETAIL

AppraisalIdentifier A unique identifier assigned by a party for all appraisal

data delivered to the party for this loan. The party

assigning the identifier can be provided using the

IdentifierOwnerURI associated with a MISMO

identifier.

CR IF the AppraisalIndentifier is

present within the

transaction.

String 150 Must include at least


data points in the

delivery file:

MERS_MIN,

AutomatedUnderwriti

ngSytemType and

AutomatedUnderwriti




Data Point

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME




ECT_PROPERTY/PROPER

TY_VALUATIONS/PROPE

RTY_VALUATION/PROPE

RTY_VALUATION_DETAI

L

PROPERTY_VALU

ATION_DETAIL

IdentifierOwnerURI Identifies the owner or publisher of the identifier



attribute.

https://www.uniformdataportal.com/

VAMAuthUtility/login.aspx

CR If AppraisalIdentifier exists String 100


Data Point

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/UNDERWRITING/U

NDERWRITING_DETAIL

UNDERWRITING_

DETAIL

LoanManualUnderwritingIn

dicator

Indicates that the loan was manually underwritten. false

true

R Boolean Must include at least


data points in the

delivery file:

MERS_MIN,

AutomatedUnderwriti

ngSytemType and

AutomatedUnderwriti



1.000 32 CFPB Form

Requirement

1.0 Closing

Information

Header

N/A N/A N/A N/A

1.001 33 CFPB Form

Requirement

1.1 Date Issued MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/DOCUMENT_SPECI

FIC_DATA_SETS/DOCU

MENT_SPECIFIC_DATA_

SET/INTEGRATED_DISCL

OSURE/INTEGRATED_DI

SCLOSURE_DETAIL

INTEGRATED_DIS

CLOSURE_DETAIL

IntegratedDisclosureIssued

Date

The date the integrated disclosure was mailed or

delivered to the borrower as reflected on a single

instance of the integrated disclosure document.

R YYYY-MM-DD

1.002 34 CFPB Form

Requirement

1.2 Closing Date MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/CLOSING_INFORM

ATION/CLOSING_INFOR

MATION_DETAIL

CLOSING_INFOR

MATION_DETAIL

ClosingDate The date the closing documents were fully executed

and the borrower becomes contractually responsible

for the debt. Depending on the location (wet-sign, dry-

sign, table-funded and/or escrow state) of the loan

closing, the Closing Date may be the same date as

either the Document Preparation Date and/or the

Execution Date and/or the Recorded Date.

R YYYY-MM-DD



September 27,2016

UCD Map

1.003 35 CFPB Form

Requirement

1.3 Disbursement

Date

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/CLOSING_INFORM

ATION/CLOSING_INFOR

MATION_DETAIL

CLOSING_INFOR

MATION_DETAIL

DisbursementDate The date the loan funds are disbursed to the borrower

or another party on the borrower's behalf.

R YYYY-MM-DD

1.004 36 CFPB Form

Requirement

1.4 Agent (Org

Name)

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME


T/DEALS/DEAL/PARTIES

/PARTY/ROLES/ROLE/R

OLE_DETAIL

ROLE_DETAIL PartyRoleType Identifies the role that the party plays in the

transaction. Parties may be either a person or legal

entity. A party may play multiple roles in a transaction.

ClosingAgent R Enumerated

1.005 37 CFPB Form

Requirement

1.4 Agent (Org

Name)

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



/PARTY/LEGAL_ENTITY/

LEGAL_ENTITY_DETAIL

LEGAL_ENTITY_D

ETAIL

FullName The unparsed name of either an individual or a legal

entity.

R String 100

1.006 38 CFPB Form

Requirement

1.5 File # MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/CLOSING_INFORM

ATION/CLOSING_INFOR

MATION_DETAIL

CLOSING_INFOR

MATION_DETAIL

ClosingAgentOrderNumberI

dentifier

The identifying file number assigned to the transaction

by the Closing Agent also known as a Settlement

Agent.

R String 30

1.007 39 CFPB Form

Requirement

1.6 Property MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME




ECT_PROPERTY/ADDRES

S

ADDRESS AddressLineText The address with the address number, pre-directional,

street name, post-directional, address unit designators

and address unit value.

CR IF street address exists String 100



September 27,2016

UCD Map

1.020 40 CFPB Form

Requirement


SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME




ECT_PROPERTY/ADDRES

S

ADDRESS AddressUnitDesignatorTyp

e

An additional address designation that further defines

the delivery location. Example: Apartment, Building,

Condo, Suite, Room, Mail Stop, Unit, etc. This list is

based on the USPS Publication 28 on Postal Addressing

Standards with the addition of Condo based on

mortgage industry need.

Apartment

Basement

Building

Condo

Department

Floor

Front

Hanger

Key

Lobby

Lot

Lower

Office

Penthouse

Pier

Rear

Room

Side

Space

Stop

Suite

Trailer

Unit

CR IF AddressLineText exists AND

IF property is identified with a

unit number

Enumerated

1.008 41 CFPB Form

Requirement


SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME




ECT_PROPERTY/ADDRES

S

ADDRESS AddressUnitIdentifier The identifier value associated with the Secondary

Address Unit Designator. Example: 123, C, B1C, etc.



unit number

String 12

1.009 42 CFPB Form

Requirement


SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME




ECT_PROPERTY/ADDRES

S

ADDRESS CityName The name of the city. CR IF AddressLineText exists String 50

1.011 43 CFPB Form

Requirement


SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME




ECT_PROPERTY/ADDRES

S

ADDRESS PostalCode The postal code (ZIP Code in the US) for the address.

ZIP Code may be either 5 or 9 digits.

R String 9

1.010 44 CFPB Form

Requirement


SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME




ECT_PROPERTY/ADDRES

S

ADDRESS StateCode The two-character representation of the US state, US

Territory, Canadian Province, Military APO FPO, or

Territory.

CR IF AddressLineText exists String 2



September 27,2016

UCD Map

1.012 45 CFPB Form

Requirement


SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME




ECT_PROPERTY/LEGAL_

DESCRIPTIONS/LEGAL_D

ESCRIPTION/UNPARSED

_LEGAL_DESCRIPTIONS/

UNPARSED_LEGAL_DES

CRIPTION

UNPARSED_LEGA

L_DESCRIPTION

UnparsedLegalDescription The full, unparsed legal description of a parcel of real

property.

CR IF AddressLineText does not

exist

String 150

1.016 46 CFPB Form

Requirement


SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



RALS/COLLATERAL/PLED

GED_ASSET/ASSET_DET

AIL

ASSET_DETAIL AssetType Specifies the general names (type) of items commonly

listed as financial assets of the borrower(s) in a

mortgage loan transaction. Assets may be either liquid

or fixed and are associated with a corresponding asset

amount.

Annuity

Automobile

Boat

Bond

CertificateOfDepositTimeDeposit

LifeInsurance

MoneyMarketFund

MutualFund

NetWorthOfBusinessOwned

Other

PendingNetSaleProceedsFromRealEsta

teAssets

RealEstateOwned

RecreationalVehicle

RelocationMoney

RetirementFund

SaleOtherAssets

SavingsAccount

SavingsBond

SecuredBorrowedFundsNotDeposited

SeverancePackage

Stock

TrustAccount

O Enumerated May be disclosed at

the creditor's option

1.022 47 CFPB Form

Requirement


SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME




GED_ASSET/ASSET_DET

AIL

ASSET_DETAIL AssetTypeOtherDescription A free-form text field used to collect additional

information when Other is selected as the Asset Type.

O IF AssetType = "Other" String 150 May be disclosed at


1.026 48 CFPB Form

Requirement

1.7 Sale Price MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/TERMS_OF_LOAN

TERMS_OF_LOAN LoanPurposeType Specifies the purpose for which the loan proceeds will

be used.

Purchase

Refinance

R Enumerated This instance Is used

to determine which

data point is used for

the Sales Price or

Appraised value on

the form.



September 27,2016

UCD Map

1.015 49 CFPB Form

Requirement

1.7 Sale Price MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME




ECT_PROPERTY/SALES_

CONTRACTS/SALES_CO

NTRACT/SALES_CONTR

ACT_DETAIL

SALES_CONTRACT

_DETAIL

SalesContractAmount The amount of money the contract is for. CR IF LoanPurposeType =

"Purchase" AND

PersonalPropertyIncludedIndi

cator = "false" OR personal

property is not itemized

separately in the sales

contract.

Amount 9.2

1.025 50 CFPB Form

Requirement

1.7 Sale Price - if

itemized on

the sales

contract

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME




ECT_PROPERTY/SALES_

CONTRACTS/SALES_CO

NTRACT/SALES_CONTR

ACT_DETAIL

SALES_CONTRACT

_DETAIL

PersonalPropertyIncludedI

ndicator

Indicates if there is personal property included in the

contract for sale.

false

true

R Boolean In this usage it means

the personal property

is itemized in the

sales contract.

Driving the use of the

Real Property

Amount.

1.023 51 CFPB Form

Requirement

1.7 Sale Price - if

itemized on

the sales

contract

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME




ECT_PROPERTY/SALES_

CONTRACTS/SALES_CO

NTRACT/SALES_CONTR

ACT_DETAIL

SALES_CONTRACT

_DETAIL

RealPropertyAmount The dollar amount of real property included in the

Sales Contract Amount.


"Purchase" AND


cator = "true" AND is itemized


contract

Amount 9.2


Data Point

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME




ECT_PROPERTY/PROPER

TY_VALUATIONS/PROPE

RTY_VALUATION/PROPE

RTY_VALUATION_DETAI

L

PROPERTY_VALU

ATION_DETAIL

PropertyValuationMethodT

ype

Specifies the method by which the property value was

assessed.

AutomatedValuationModel

DesktopAppraisal

DriveBy

FullAppraisal

None

Other

PriorAppraisalUsed

CR IF LoanPurposeType <>

"Purchase"

Enumerated


Data Point

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME




ECT_PROPERTY/PROPER

TY_VALUATIONS/PROPE

RTY_VALUATION/PROPE

RTY_VALUATION_DETAI

L

PROPERTY_VALU

ATION_DETAIL

PropertyValuationMethodT

ypeOtherDescription

A free-form text field used to capture a description of

the Property Valuation Method Type when Other is

selected.

CR IF

PropertyValuationMethodTyp

e = "Other"

String 150



September 27,2016

UCD Map

1.014 54 CFPB Form

Requirement

1.7 Appraised

Prop. Value

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME




ECT_PROPERTY/PROPER

TY_VALUATIONS/PROPE

RTY_VALUATION/PROPE

RTY_VALUATION_DETAI

L

PROPERTY_VALU

ATION_DETAIL

PropertyValuationAmount Statement of value of the property from a valid

property valuation source.


"Purchase"

Amount 9.2

1.017 55 CFPB Form

Requirement

1.7 Estimate

Property Value

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME




ECT_PROPERTY/PROPER

TY_DETAIL

PROPERTY_DETAI

L

PropertyEstimatedValueAm

ount

A statement of the estimated present market value of

the property that is from the borrower or loan

originator.


"Purchase" AND

PropertyValuationAmount

does not exist

Amount 9.2

2.000 56 CFPB Form

Requirement

2.0 Transaction

Information

Header

N/A N/A N/A N/A

2.001 57 CFPB Form

Requirement

2.1 Borrower MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



/PARTY/ROLES/ROLE/R

OLE_DETAIL




Borrower

NonTitleSpouse

TitleHolder

Other

R Enumerated

2.031 57.1 CFPB Form

Requirement


SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



/PARTY/ROLES/ROLE/R

OLE_DETAIL

ROLE_DETAIL PartyRoleTypeOtherDescrip

tion


information when Other is selected for Party Role

Type.

NonTitleNonSpouseOwnershipInterest CR If PartyRoleType = "Other" String 150

2.009 58 CFPB Form

Requirement


SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



/PARTY/INDIVIDUAL/NA

ME

NAME FirstName The first name of the individual represented by the

parent object.

CR IF borrower is an individual String 30

2.011 59 CFPB Form

Requirement


SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME




ME

NAME MiddleName The middle name of the individual represented by the

parent object.

CR IF borrower is an individual

AND IF exists

String 30



September 27,2016

UCD Map

2.010 60 CFPB Form

Requirement


SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME




ME

NAME LastName The last name of the individual represented by the

parent object.

CR IF borrower is an individual String 35

2.012 61 CFPB Form

Requirement


SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME




ME

NAME SuffixName The name suffix of the individual represented by the

parent object. (E.g., JR = Junior, SR = Senior, etc.)

CR IF borrower is an individual

AND IF exists

String 4

2.013 62 CFPB Form

Requirement


SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME




LEGAL_ENTITY_DETAIL

LEGAL_ENTITY_D

ETAIL


entity.

CR IF borrower is a legal entity String 100

2.002 63 CFPB Form

Requirement


SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



/PARTY/ADDRESSES/AD

DRESS

ADDRESS AddressType Specifies the type of address. Mailing R Enumerated

2.003 64 CFPB Form

Requirement


SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



/PARTY/ADDRESSES/AD

DRESS




R String 100



September 27,2016

UCD Map

2.029 65 CFPB Form

Requirement


SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



/PARTY/ADDRESSES/AD

DRESS


e







Apartment

Basement

Building

Condo

Department

Floor

Front

Hanger

Key

Lobby

Lot

Lower

Office

Penthouse

Pier

Rear

Room

Side

Space

Stop

Suite

Trailer

Unit



unit number

Enumerated

2.004 66 CFPB Form

Requirement


SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



/PARTY/ADDRESSES/AD

DRESS





unit number

String 12

2.005 67 CFPB Form

Requirement


SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



/PARTY/ADDRESSES/AD

DRESS

ADDRESS CityName The name of the city. R String 50

2.007 68 CFPB Form

Requirement


SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



/PARTY/ADDRESSES/AD

DRESS



CR IF CountryCode = "US" or "CA" String 9

2.006 69 CFPB Form

Requirement


SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



/PARTY/ADDRESSES/AD

DRESS



Territory.

CR IF CountryCode = "US" or "CA" String 2



September 27,2016

UCD Map

2.008 70 CFPB Form

Requirement


SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



/PARTY/ADDRESSES/AD

DRESS

ADDRESS CountryCode The two-character representation of the country. CR If NOT a military or diplomatic

address

String 2

2.014 71 CFPB Form

Requirement

2.2 Seller MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



/PARTY/ROLES/ROLE/R

OLE_DETAIL




PropertySeller CR IF LoanPurposeType =

"Purchase"

Enumerated

2.022 72 CFPB Form

Requirement


SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME




ME


parent object.


"Purchase" AND IF property

seller is an individual

String 30

2.024 73 CFPB Form

Requirement


SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME




ME


parent object.



seller is an individual AND IF

exists

String 30

2.023 74 CFPB Form

Requirement


SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME




ME


parent object.



seller is an individual

String 35

2.025 75 CFPB Form

Requirement


SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME




ME





seller is an individual AND IF

exists

String 4

2.026 76 CFPB Form

Requirement


SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME




LEGAL_ENTITY_DETAIL

LEGAL_ENTITY_D

ETAIL


entity.



seller is a legal entity

String 100

2.015 77 CFPB Form

Requirement


SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



/PARTY/ADDRESSES/AD

DRESS

ADDRESS AddressType Specifies the type of address. Mailing CR IF LoanPurposeType =

"Purchase"

Enumerated



September 27,2016

UCD Map

2.017 78 CFPB Form

Requirement


SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



/PARTY/ADDRESSES/AD

DRESS





"Purchase"

String 100

2.030 79 CFPB Form

Requirement


SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



/PARTY/ADDRESSES/AD

DRESS


e







Apartment

Basement

Building

Condo

Department

Floor

Front

Hanger

Key

Lobby

Lot

Lower

Office

Penthouse

Pier

Rear

Room

Side

Space

Stop

Suite

Trailer

Unit



unit number

Enumerated

2.016 80 CFPB Form

Requirement


SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



/PARTY/ADDRESSES/AD

DRESS




"Purchase" AND IF

AddressLineText exists AND IF

property is identified with a

unit number

String 12

2.018 81 CFPB Form

Requirement


SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



/PARTY/ADDRESSES/AD

DRESS

ADDRESS CityName The name of the city. CR IF LoanPurposeType =

"Purchase"

String 50

2.020 82 CFPB Form

Requirement


SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



/PARTY/ADDRESSES/AD

DRESS



Territory.


"Purchase" AND CountryCode

= "US" or "CA"

String 2



September 27,2016

UCD Map

2.019 83 CFPB Form

Requirement


SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



/PARTY/ADDRESSES/AD

DRESS




"Purchase" AND CountryCode

= "US" or "CA"

String 9

2.021 84 CFPB Form

Requirement


SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



/PARTY/ADDRESSES/AD

DRESS

ADDRESS CountryCode The two-character representation of the country. CR If NOT a military or diplomatic

address

String 2

2.027 85 CFPB Form

Requirement

2.3 Lender MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



/PARTY/ROLES/ROLE/R

OLE_DETAIL




NotePayTo R Enumerated

2.028 86 CFPB Form

Requirement

2.3 Lender MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME




LEGAL_ENTITY_DETAIL

LEGAL_ENTITY_D

ETAIL


entity.

R String 100

3.000 87 CFPB Form

Requirement

3.0 Loan

Information

Header

N/A N/A N/A N/A

3.035 88 CFPB Form

Requirement

3.1 Loan Term MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/TERMS_OF_LOAN


be used.

Purchase

Refinance

R Enumerated This instance is used

to determine which

data points will be

used for the loan

term. The value is

not shown on the

form for this FFID.3.002 89 CFPB Form

Requirement


SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/MATURITY/MATU

RITY_RULE

MATURITY_RULE LoanMaturityPeriodType The unit of time used to define the period over which

the loan matures. Used in conjunction with Loan

Maturity Period Count.

Month CR IF ConstructionLoanIndicator

= "False"

Enumerated

3.001 90 CFPB Form

Requirement


SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/MATURITY/MATU

RITY_RULE

MATURITY_RULE LoanMaturityPeriodCount The scheduled number of periods (as defined by Loan

Maturity Period Type) after which the loan will

mature.

CR IF ConstructionLoanIndicator

= "false"

Numeric 3



September 27,2016

UCD Map

3.033 91 CFPB Form

Requirement


SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/LOAN_DETAIL

LOAN_DETAIL ConstructionLoanIndicator Indicates whether or not this is a construction loan. false

true

R Boolean This instance is used

to determine which

data points will be

used for the loan

term

3.034 92 CFPB Form

Requirement


SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/CONSTRUCTION

CONSTRUCTION ConstructionLoanType Specifies the specific type of construction loan. ConstructionOnly

ConstructionToPermanent


= "true"

Enumerated This instance is used

to determine which

data points will be

used for the loan

term

3.019 93 CFPB Form

Requirement


SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/CONSTRUCTION

CONSTRUCTION ConstructionPeriodNumber

OfMonthsCount

The length of the construction period expressed in

number of months.


= "true"

Numeric 3

3.023 94 CFPB Form

Requirement


SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/CONSTRUCTION

CONSTRUCTION ConstructionLoanTotalTer

mMonthsCount

The total term of a construction loan, including the

construction phase plus the fully amortizing phase.


= "true"

Numeric 3

3.026 95 CFPB Form

Requirement


SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/MATURITY/MATU

RITY_RULE

MATURITY_RULE LoanTermMaximumMonth

sCount

The maximum possible number of months for the

term to maturity, if the term to maturity is extendable.

CR If loan term is extendable Numeric 3

3.003 96 CFPB Form

Requirement

3.2 Purpose MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/TERMS_OF_LOAN


be used.

Purchase

Refinance

R Enumerated

3.024 97 CFPB Form

Requirement


SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/DOCUMENT_SPECI

FIC_DATA_SETS/DOCU

MENT_SPECIFIC_DATA_


OSURE/INTEGRATED_DI

SCLOSURE_DETAIL

INTEGRATED_DIS

CLOSURE_DETAIL

IntegratedDisclosureHome

EquityLoanIndicator

When true, indicates the loan is an extension of credit

that does not involve the purchase of real property or

the initial construction of a dwelling and will not be

used to refinance an existing obligation.

false

true

R Boolean IF "true" display on

form Home Equity

Loan



September 27,2016

UCD Map

3.006 98 CFPB Form

Requirement


SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/LOAN_DETAIL

LOAN_DETAIL ConstructionLoanIndicator Indicates whether or not this is a construction loan. false

true

R Boolean

3.021 99 CFPB Form

Requirement


SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/CONSTRUCTION

CONSTRUCTION ConstructionLoanType Specifies the specific type of construction loan. ConstructionOnly

ConstructionToPermanent


= "true"

Enumerated


Data Point

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/REFINANCE

REFINANCE RefinanceSameLenderIndic

ator

When true, indicates that the subject loan is

refinanced with the current holder, current servicer or

an affiliate of either.

false

true


"Refinance"

Boolean Enter "true" the if

creditor of the loan or

an affiliate of the

creditor was the

holder or servicer of

the prior loan and a

prepayment penalty

was paid in

connection with that

loan (see 12 C.F.R.

1026.32(b)(1)(vi).3.007 101 CFPB Form

Requirement

3.3 Product MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/DOCUMENT_SPECI

FIC_DATA_SETS/DOCU

MENT_SPECIFIC_DATA_


OSURE/INTEGRATED_DI

SCLOSURE_DETAIL

INTEGRATED_DIS

CLOSURE_DETAIL

IntegratedDisclosureLoanPr

oductDescription

A description of the loan product which includes,

when applicable, certain loan features added to the

loan product that may change the periodic loan

payment.

R String 50

3.025 102 CFPB Form

Requirement

3.3 Product MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/AMORTIZATION/A

MORTIZATION_RULE

AMORTIZATION_

RULE

AmortizationType A classification or description of a loan or a group of

loans generally based on the changeability of the rate

or payment over time.

AdjustableRate

Fixed

GPM

GraduatedPaymentARM

Step

GEM

R Enumerated

3.009 103 CFPB Form

Requirement

3.4 Loan Type MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/TERMS_OF_LOAN

TERMS_OF_LOAN MortgageType Identifies the highest level private or public sector

entity under whose guidelines the mortgage is

originated.

Conventional

FHA

LocalAgency

Other

PublicAndIndianHousing

StateAgency

USDARuralDevelopment

VA

R Enumerated



September 27,2016

UCD Map

3.018 104 CFPB Form

Requirement

3.4 Loan Type MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/TERMS_OF_LOAN

TERMS_OF_LOAN MortgageTypeOtherDescri

ption


information or a description of the mortgage type

when Other is selected.

CR IF MortgageType = "Other" String 150

3.012 105 CFPB Form

Requirement

3.5 Loan ID # MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/LOAN_IDENTIFIER

S/LOAN_IDENTIFIER

LOAN_IDENTIFIER LoanIdentifierType The type of identifier used for a loan. LenderLoan R Enumerated

3.011 106 CFPB Form

Requirement

3.5 Loan ID # MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/LOAN_IDENTIFIER

S/LOAN_IDENTIFIER

LOAN_IDENTIFIER LoanIdentifier The value of the identifier for the specified type. R String 30


Data Point

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/MI_DATA/MI_DAT

A_DETAIL

MI_DATA_DETAIL MICompanyNameType To convey the private MI company short/common

name from whom the private mortgage insurance

coverage was obtained.

CMG

Essent

Genworth

MGIC

NationalMI

Other

PMI

Radian

RMIC

Triad

UGI

CR IF MortgageType =

"Conventional" AND MI exists

Enumerated


Data Point

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/MI_DATA/MI_DAT

A_DETAIL

MI_DATA_DETAIL MICompanyNameTypeOthe

rDescription

A free-form text field used to describe the MI

company name when Other is selected for the MI

Company Name Type.

CR IF MICompanyNameType =

"Other"

String 150

3.032 109 CFPB Form

Requirement

3.6 MIC# MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/LOAN_DETAIL

LOAN_DETAIL MIRequiredIndicator Indicates that Mortgage Insurance is or was required

as a condition for originating the loan.

false

true

R Boolean

3.013 110 CFPB Form

Requirement


SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/MI_DATA/MI_DAT

A_DETAIL

MI_DATA_DETAIL MICertificateIdentifier The number assigned by the private mortgage

insurance company to track a loan.

CR IF MortgageType =

"Conventional" AND

MIRequiredIndicator = "True"

String 50



September 27,2016

UCD Map

3.015 111 CFPB Form

Requirement


SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/LOAN_IDENTIFIER

S/LOAN_IDENTIFIER

LOAN_IDENTIFIER LoanIdentifierType The type of identifier used for a loan. AgencyCase CR IF MortgageType <>

"Conventional"

Enumerated

3.014 112 CFPB Form

Requirement


SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/LOAN_IDENTIFIER

S/LOAN_IDENTIFIER

LOAN_IDENTIFIER LoanIdentifier The value of the identifier for the specified type. CR IF MortgageType <>

"Conventional" AND

MIRequiredIndicator = "True"

String 30


Data Point

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/TERMS_OF_LOAN

TERMS_OF_LOAN LienPriorityType Specifies the priority of the lien against the subject

property.

FirstLien

FourthLien

SecondLien

ThirdLien

R Enumerated


Data Point

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/CLOSING_INFORM

ATION/CLOSING_INFOR

MATION_DETAIL

CLOSING_INFOR

MATION_DETAIL

CurrentRateSetDate Date on which the interest rate for the loan was set by

the lender for the final time before closing.

R YYYY-MM-DD

4.000 115 CFPB Form

Requirement

4.0 Loan Terms

Table Header

N/A N/A N/A N/A

4.041 116 CFPB Form

Requirement

4.1 Loan Amount

Label

N/A N/A N/A N/A

4.001 117 CFPB Form

Requirement

4.1.1 Loan Amount MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/TERMS_OF_LOAN

TERMS_OF_LOAN NoteAmount The amount to be repaid as disclosed on the note. R Amount 9.2


Data Point

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/HIGH_COST_MOR

TGAGES/HIGH_COST_M

ORTGAGE

HIGH_COST_MOR

TGAGE

RegulationZTotalLoanAmou

nt

The total loan amount, expressed in dollars, calculated

in accordance with Regulation Z, Truth in Lending. This

amount is used in calculations for both Qualified

Mortgage and HOEPA.

R Amount 9.2 This is not the note

amount, but is the

total loan amount as

that term is defined

in Regulation Z, Truth

in Lending.

Regulation Z, Truth in

Lending 12 C.F.R.

1026.32(b)(4)(i).4.002 119 CFPB Form

Requirement

4.1.2 Loan Amount -

Can this

amount

increase after

closing?

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/LOAN_DETAIL

LOAN_DETAIL LoanAmountIncreaseIndica

tor

When true, indicates that the loan amount can

increase after closing.

false

true

R Boolean



September 27,2016

UCD Map

4.033 120 CFPB Form

Requirement

4.1.3 Loan Amount -

Can this

amount

increase after

closing?

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/LOAN_DETAIL

LOAN_DETAIL NegativeAmortizationIndic

ator

Indicates whether the loan allows negative

amortization.

false

true

R Boolean

4.004 121 CFPB Form

Requirement

4.1.3 Loan Amount -

YES

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/NEGATIVE_AMOR

TIZATION/NEGATIVE_A

MORTIZATION_RULE

NEGATIVE_AMOR

TIZATION_RULE

NegativeAmortizationType Specifies whether negative amortization is scheduled

or potential on the loan. Negative amortization is

unpaid interest added to the mortgage principal. This

applies to loans where the principal balance increases

because the payments do not cover the interest.

PotentialNegativeAmortization

ScheduledNegativeAmortization

CR IF

NegativeAmortizationIndicato

r = "true"

Enumerated

4.003 124 CFPB Form

Requirement

4.1.3 Loan Amount -

YES

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/NEGATIVE_AMOR

TIZATION/NEGATIVE_A

MORTIZATION_RULE

NEGATIVE_AMOR

TIZATION_RULE

NegativeAmortizationMaxi

mumLoanBalanceAmount

Then maximum loan balance with accrued increase

from negative amortization. (The initial loan amount

plus any balance increase that may accrue from the

negative amortization provision).

CR IF


r = "true"

Amount 9.2

4.005 125 CFPB Form

Requirement

4.1.3 Loan Amount -

YES

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/NEGATIVE_AMOR

TIZATION/NEGATIVE_A

MORTIZATION_RULE

NEGATIVE_AMOR

TIZATION_RULE

NegativeAmortizationLimit

MonthsCount

The limit (in months) during which negative

amortization is allowed and after which the loan is re-

amortized.

CR IF


r = "true"

Numeric 3

4.040 126 CFPB Form

Requirement

4.2 Interest Rate

Label

N/A N/A N/A N/A

4.006 127 CFPB Form

Requirement

4.2.1 Interest Rate MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/TERMS_OF_LOAN

TERMS_OF_LOAN NoteRatePercent The actual interest rate as disclosed on the note. CR IF

BuydownReflectedInNoteIndic

ator = "false" AND interest

rate is NOT precomputed AND

interest rate (start rate) is

known at time of

consummation.

Percent 3.4 Mutually exclusive

with

DisclosedFullyIndexed

RatePercent and

WeightedAverageInte

restRate and

BuydownInitialEffecti

veInterestRatePercen

t4.048 128 CFPB Form

Requirement


SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/LOAN_DETAIL

LOAN_DETAIL BuydownTemporarySubsid

yFundingIndicator

Indicates whether there is buydown funding on this

loan. A buydown is money paid by the borrower or

third party for the purpose of reducing the interest

rate and/or the monthly payments on a temporary

basis.

false

true

R Boolean

4.035 129 CFPB Form

Requirement


SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/BUYDOWN/BUYD

OWN_OCCURRENCES/B

UYDOWN_OCCURRENC

E

BUYDOWN_OCCU

RRENCE

BuydownInitialEffectiveInte

restRatePercent

The final bought down interest rate. The rate that the

applicant will pay after the buydown is applied.

CR IF


ator = "true"


with


RatePercent and

WeightedAverageInte

restRate and

NoteRatePercent



September 27,2016

UCD Map

4.036 130 CFPB Form

Requirement


SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/TERMS_OF_LOAN

TERMS_OF_LOAN WeightedAverageInterestR

atePercent

An average of the different interest rates applicable to

the transaction, based on the portions of the amount

to which each interest rate applies, when multiple

interest rates are applied to different portions of a

loan's principal balance in a precomputed transaction.

CR IF


ator = “false” AND interest

rate is precomputed


with NoteRatePercent

and


RatePercent and



t

4.037 131 CFPB Form

Requirement


SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/TERMS_OF_LOAN

TERMS_OF_LOAN DisclosedFullyIndexedRate

Percent

The value of the fully indexed interest rate, expressed

as a percent, that must be disclosed to the borrower

for adjustable rate mortgages.

CR IF Amortization Type =

AdjustableRate AND interest

rate (start rate) is not known

at consummation.



and

WeightedAverageInte

restRate and



t


Data Point

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/LOAN_PRODUCT/L

OAN_PRICE_QUOTES/L

OAN_PRICE_QUOTE/LO

AN_PRICE_QUOTE_DET

AIL

LOAN_PRICE_QU

OTE_DETAIL

LoanPriceQuoteInterestRat

ePercent

The mortgage loan interest rate for which the price

quote is calculated.

CR IF

RegulationZExcludedBonaFide

DiscountPointsIndicator =

"true"

Percent 3.4 The interest rate

available to the

borrower based on

the borrower’s

particular credit

profile and loan

characteristics,

before any discount

points are applied.

(Termed in

Regulation Z “the

interest rate without

any discount”) Enter

the initial rate quoted

to the borrower

before the payment

of any bona fide

4.007 133 CFPB Form

Requirement

4.2.2 Interest Rate -

Can this

amount

increase after

closing?

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/LOAN_DETAIL

LOAN_DETAIL InterestRateIncreaseIndicat

or

When true, indicates that the interest rate on the loan

can increase after the closing.

false

true

R Boolean

4.052 135 CFPB Form

Requirement

4.2.3 Loan Term MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/MATURITY/MATU

RITY_RULE


sCount






September 27,2016

UCD Map

4.010 136 CFPB Form

Requirement


YES

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/ADJUSTMENT/INT

EREST_RATE_ADJUSTM

ENT/INTEREST_RATE_PE

R_CHANGE_ADJUSTME

NT_RULES/INTEREST_R

ATE_PER_CHANGE_ADJ

USTMENT_RULE

INTEREST_RATE_

PER_CHANGE_AD

JUSTMENT_RULE

AdjustmentRuleType Specifies whether the occurrence of the adjustment is

the first change or a subsequent change.

First CR IF

InterestRateIncreaseIndicator

= "true" AND


ator = "false".

Enumerated

4.011 137 CFPB Form

Requirement


YES

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/ADJUSTMENT/INT

EREST_RATE_ADJUSTM


R_CHANGE_ADJUSTME

NT_RULES/INTEREST_R

ATE_PER_CHANGE_ADJ

USTMENT_RULE

INTEREST_RATE_

PER_CHANGE_AD

JUSTMENT_RULE

PerChangeRateAdjustment

FrequencyMonthsCount

The number of months between rate adjustments, if

the interest rate on the subject loan can change.

CR IF


= "true" AND


ator = "false".

Numeric 3

4.012 138 CFPB Form

Requirement


YES

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/ADJUSTMENT/INT

EREST_RATE_ADJUSTM

ENT/INTEREST_RATE_LI

FETIME_ADJUSTMENT_

RULE

INTEREST_RATE_L

IFETIME_ADJUST

MENT_RULE

FirstRateChangeMonthsCo

unt

The number of months after origination in which the

first interest rate adjustment occurs, if the interest

rate on the subject loan can change.

CR IF


= "true" AND


ator = "false".

Numeric 3

4.009 139 CFPB Form

Requirement


YES

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/ADJUSTMENT/INT

EREST_RATE_ADJUSTM


FETIME_ADJUSTMENT_

RULE

INTEREST_RATE_L

IFETIME_ADJUST

MENT_RULE

CeilingRatePercentEarliestE

ffectiveMonthsCount

The minimum number of months at which the

maximum interest rate could be reached.

CR IF


= "true" AND


ator = "false".

Numeric 3

4.008 140 CFPB Form

Requirement


YES

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/ADJUSTMENT/INT

EREST_RATE_ADJUSTM


FETIME_ADJUSTMENT_

RULE

INTEREST_RATE_L

IFETIME_ADJUST

MENT_RULE

CeilingRatePercent The stated maximum percentage to which the interest

rate can increase over the life of the loan.

CR IF


= "true" AND


ator = "false"

Percent 3.4



September 27,2016

UCD Map

4.042 141 CFPB Form

Requirement

4.3 Period

Principal and

Interest Label

N/A N/A N/A N/A

4.014 142 CFPB Form

Requirement

4.3 (Period)

Principal &

Interest

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/PAYMENT/PAYME

NT_RULE

PAYMENT_RULE PaymentFrequencyType Specifies the frequency of the mortgage payment. Annual

AtMaturity

Biweekly

Monthly

Quarterly

Semiannual

Semimonthly

Weekly

R Enumerated

4.016 143 CFPB Form

Requirement

4.3.1 (Period)

Principal &

Interest

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/PAYMENT/PAYME

NT_RULE

PAYMENT_RULE InitialPrincipalAndInterestP

aymentAmount

The dollar amount of the principal and interest

payment as stated on the Note. The principal and

interest payment is usually obtained using the loan

amount and interest rate to arrive at full amortization

during the loan term.

CR If Buydown Temporary

subsidy funding indicator =

True OR Payment Increase

Indicator = False OR if interest

is pre-computed OR if Note

Rate Percent is known at

consummation OR if Note

Rate Percent is based on an

external index.

Amount 9.2

4.049 144 CFPB Form

Requirement

4.3.1 (Period)

Principal &

Interest

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/PAYMENT/PAYME

NT_RULE

PAYMENT_RULE FullyIndexedInitialPrincipal

AndInterestPaymentAmou

nt

The dollar amount of the principal and interest

payment when calculated using the loan amount and

fully-indexed interest rate (in place of Note Interest

Rate) to arrive at full amortization during the loan

term.

CR IF

DisclosedFullyIndexedRatePer

cent exists.

Amount 9.2

4.017 145 CFPB Form

Requirement

4.3.2 (Period)

Principal &

Interest - Can

this amount

increase after

closing?

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/LOAN_DETAIL

LOAN_DETAIL PaymentIncreaseIndicator When true, indicates that the payments on the loan

can increase after the closing.

false

true

R Boolean

4.019 146 CFPB Form

Requirement

4.3.3 (Period)

Principal &

Interest - Can

this amount

increase after

closing?

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/LOAN_DETAIL

LOAN_DETAIL InterestOnlyIndicator Indicates whether loan is set up with interest only

payments.

false

true

R Boolean

4.020 148 CFPB Form

Requirement

4.3.3 (Period)

Principal &

Interest - YES

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/ADJUSTMENT/PRI

NCIPAL_AND_INTEREST

_PAYMENT_ADJUSTME

NT/PRINCIPAL_AND_INT

EREST_PAYMENT_PER_

CHANGE_ADJUSTMENT

_RULES/PRINCIPAL_AN

D_INTEREST_PAYMENT

_PER_CHANGE_ADJUST

MENT_RULE

PRINCIPAL_AND_I

NTEREST_PAYME

NT_PER_CHANGE

_ADJUSTMENT_R

ULE



First CR IF PaymentIncreaseIndicator =

"true"

Enumerated



September 27,2016

UCD Map

4.021 149 CFPB Form

Requirement

4.3.3 (Period)

Principal &

Interest - YES

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/ADJUSTMENT/PRI

NCIPAL_AND_INTEREST

_PAYMENT_ADJUSTME


EREST_PAYMENT_PER_

CHANGE_ADJUSTMENT

_RULES/PRINCIPAL_AN

D_INTEREST_PAYMENT

_PER_CHANGE_ADJUST

MENT_RULE

PRINCIPAL_AND_I

NTEREST_PAYME

NT_PER_CHANGE

_ADJUSTMENT_R

ULE

PerChangePrincipalAndInte

restPaymentAdjustmentFre

quencyMonthsCount

The number of months between payment

adjustments, if the payment on the subject loan can

change.

CR IF PaymentIncreaseIndicator =

"true"

Numeric 3

4.022 150 CFPB Form

Requirement

4.3.3 (Period)

Principal &

Interest - YES

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/ADJUSTMENT/PRI

NCIPAL_AND_INTEREST

_PAYMENT_ADJUSTME


EREST_PAYMENT_LIFETI

ME_ADJUSTMENT_RUL

E

PRINCIPAL_AND_I

NTEREST_PAYME

NT_LIFETIME_ADJ

USTMENT_RULE

FirstPrincipalAndInterestPa

ymentChangeMonthsCount


first payment adjustment occurs.


"true"

Numeric 3

4.024 151 CFPB Form

Requirement

4.3.3 (Period)

Principal &

Interest - YES

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/ADJUSTMENT/PRI

NCIPAL_AND_INTEREST

_PAYMENT_ADJUSTME



ME_ADJUSTMENT_RUL

E

PRINCIPAL_AND_I

NTEREST_PAYME

NT_LIFETIME_ADJ

USTMENT_RULE

PrincipalAndInterestPayme

ntMaximumAmountEarliest

EffectiveMonthsCount

The minimum number of months before the maximum

payment amount to which the principal and interest

payment can increase over the life of the loan could be

reached.


"true"

Numeric 3

4.023 152 CFPB Form

Requirement

4.3.3 (Period)

Principal &

Interest - YES

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/ADJUSTMENT/PRI

NCIPAL_AND_INTEREST

_PAYMENT_ADJUSTME



ME_ADJUSTMENT_RUL

E

PRINCIPAL_AND_I

NTEREST_PAYME

NT_LIFETIME_ADJ

USTMENT_RULE


ntMaximumAmount

The stated maximum principal and interest payment

amount allowed over the life of the loan.


"true"

Amount 9.2

4.025 153 CFPB Form

Requirement

4.3.3 (Period)

Principal &

Interest - YES

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/INTEREST_ONLY

INTEREST_ONLY InterestOnlyTermMonthsC

ount

Then number of months the loan remains interest

only.

CR IF InterestOnlyIndicator =

"true"

Numeric 3



September 27,2016

UCD Map

4.043 154 CFPB Form

Requirement

4.4 Prepayment

Penalty Label

N/A N/A N/A N/A

4.026 155 CFPB Form

Requirement

4.4.2 Prepayment

Penalty - Does

the loan have

these

features?

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/LOAN_DETAIL

LOAN_DETAIL PrepaymentPenaltyIndicato

r

Indicates whether the loan includes a penalty charged

to the borrower in the event of prepayment.

false

true

R Boolean

4.044 156 CFPB Form

Requirement

4.4.3 Prepayment

Penalty - YES

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/PREPAYMENT_PE

NALTY/PREPAYMENT_P

ENALTY_LIFETIME_RULE

PREPAYMENT_PE

NALTY_LIFETIME_

RULE

PrepaymentPenaltyExpirati

onMonthsCount

The number of months from the loan closing that a

prepayment penalty may be imposed.

CR IF

PrepaymentPenaltyIndicator =

"true"

Numeric 3

4.027 157 CFPB Form

Requirement

4.4.3 Prepayment

Penalty - YES

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/PREPAYMENT_PE

NALTY/PREPAYMENT_P

ENALTY_LIFETIME_RULE

PREPAYMENT_PE

NALTY_LIFETIME_

RULE

PrepaymentPenaltyMaximu

mLifeOfLoanAmount

Maximum dollar amount that can be charged as a

prepayment penalty over the life of the loan.

CR IF

PrepaymentPenaltyIndicator =

"true"

Amount 9.2 The prepayment

penalty amount,

expressed in dollars,

as calculated in

accordance with


Lending, 12 C.F.R.

1026.32(b)(6)(i).

Enter the maximum

prepayment penalty

that may be charged

if the loan is prepaid.

4.047 159 CFPB Form

Requirement

4.5 Balloon

Payment Label

N/A N/A N/A N/A

4.029 160 CFPB Form

Requirement

4.5.2 Balloon

Payment -

Does the loan

have these

features?

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/LOAN_DETAIL

LOAN_DETAIL BalloonIndicator Indicates whether or not a final balloon payment is

required under the terms of the loan repayment

schedule to fully pay off the loan.

false

true

R Boolean

4.032 161 CFPB Form

Requirement

4.5.3 Balloon

Payment - YES

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/MATURITY/MATU

RITY_RULE

MATURITY_RULE LoanMaturityPeriodType The unit of time used to define the period over which

the loan matures. Used in conjunction with Loan

Maturity Period Count.

Month CR IF ConstructionLoanIndicator

= "False"

Enumerated

4.031 162 CFPB Form

Requirement

4.5.3 Balloon

Payment - YES

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/MATURITY/MATU

RITY_RULE

MATURITY_RULE LoanMaturityPeriodCount The scheduled number of periods (as defined by Loan

Maturity Period Type) after which the loan will

mature.


= "False"

Numeric 3



September 27,2016

UCD Map

4.030 163 CFPB Form

Requirement

4.5.3 Balloon

Payment - YES

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/LOAN_DETAIL

LOAN_DETAIL BalloonPaymentAmount The dollar amount of the final, or lump sum, balloon

payment.

CR IF BalloonIndicator = "true" Amount 9.2

5.000 164 CFPB Form

Requirement

5.0 Projected

Payments

Table Header

N/A N/A N/A N/A

5.058 165 CFPB Form

Requirement

5.1 Payment

Calculation

Label -

Instance of

first Column

N/A N/A N/A N/A

5.089 166 CFPB Form

Requirement

5.1 Payment

Calculation -

Years

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/MATURITY/MATU

RITY_RULE


sCount




5.087 167 CFPB Form

Requirement

5.1 Payment

Calculation -

Years

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/INTEREST_ONLY


ount


only.

CR IF InterestOnlyIndicator =

"true"

Numeric 3

5.093 170 CFPB Form

Requirement

5.1 Payment

Calculation -

Years

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/NEGATIVE_AMOR

TIZATION/NEGATIVE_A

MORTIZATION_RULE

NEGATIVE_AMOR

TIZATION_RULE

NegativeAmortizationLimit

MonthsCount

The limit (in months) during which negative

amortization is allowed and after which the loan is re-

amortized.

CR IF


r = "true"

Numeric 3

5.003 171 CFPB Form

Requirement

5.1.1 Payment

Calculation -

Years

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/DOCUMENT_SPECI

FIC_DATA_SETS/DOCU

MENT_SPECIFIC_DATA_


OSURE/PROJECTED_PAY

MENTS/PROJECTED_PA

YMENT

PROJECTED_PAY

MENT

SequenceNumber An integer value used to provide an order to multi-



1 R Enumerated Must have 1 instance



September 27,2016

UCD Map

5.002 172 CFPB Form

Requirement

5.1.1 Payment

Calculation -

Years

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/DOCUMENT_SPECI

FIC_DATA_SETS/DOCU

MENT_SPECIFIC_DATA_


OSURE/PROJECTED_PAY

MENTS/PROJECTED_PA

YMENT

PROJECTED_PAY

MENT

ProjectedPaymentCalculati

onPeriodTermType

The duration of time used to define the projected

payment period.

Yearly R Enumerated Must have 1 instance

5.004 173 CFPB Form

Requirement

5.1.1 Payment

Calculation -

Years

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/DOCUMENT_SPECI

FIC_DATA_SETS/DOCU

MENT_SPECIFIC_DATA_


OSURE/PROJECTED_PAY

MENTS/PROJECTED_PA

YMENT

PROJECTED_PAY

MENT


onPeriodStartNumber

The start number of the projected payment period.

Used in conjunction with Projected Payment

Calculation Period Term Type.

R Numeric 2 Must have 1 instance

5.005 174 CFPB Form

Requirement

5.1.1 Payment

Calculation -

Years

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/DOCUMENT_SPECI

FIC_DATA_SETS/DOCU

MENT_SPECIFIC_DATA_


OSURE/PROJECTED_PAY

MENTS/PROJECTED_PA

YMENT

PROJECTED_PAY

MENT


onPeriodEndNumber

The end number of the projected payment period.



R Numeric 2 Must have 1 instance

5.059 175 CFPB Form

Requirement

5.2 Principal and

Interest Label

N/A N/A N/A N/A

5.047 176 CFPB Form

Requirement

5.2.1 Principal &

Interest

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/DOCUMENT_SPECI

FIC_DATA_SETS/DOCU

MENT_SPECIFIC_DATA_


OSURE/PROJECTED_PAY

MENTS/PROJECTED_PA

YMENT

PROJECTED_PAY

MENT

ProjectedPaymentPrincipal

AndInterestMinimumPaym

entAmount

The minimum amount of the principal and interest

payment during the projected payment period.

CR IF AmortizationType <>

"Fixed" AND there are distinct

minimum and maximum

values.

Amount 9.2 Must have 1 instance



September 27,2016

UCD Map

5.006 177 CFPB Form

Requirement

5.2.2 Principal &

Interest

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/DOCUMENT_SPECI

FIC_DATA_SETS/DOCU

MENT_SPECIFIC_DATA_


OSURE/PROJECTED_PAY

MENTS/PROJECTED_PA

YMENT

PROJECTED_PAY

MENT


AndInterestMaximumPaym

entAmount

The maximum amount of the principal and interest


R Amount 9.2 Must have 1 instance

5.057 178 CFPB Form

Requirement

5.2.3 Only Interest MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/LOAN_DETAIL


payments.

false

true

R Boolean

5.060 179 CFPB Form

Requirement

5.3 Mortgage

Insurance

Label

N/A N/A N/A N/A

5.094 180 CFPB Form

Requirement

5.3 Mortgage

Insurance

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/LOAN_DETAIL



false

true

R Boolean

5.088 181 CFPB Form

Requirement

5.3 Mortgage

Insurance

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/MI_DATA/MI_DAT

A_DETAIL

MI_DATA_DETAIL MIScheduledTerminationD

ate

The projected mandatory date the mortgage insurance

must be terminated when a set loan to value percent

is reached as identified by HOEPA regulations. Also

know as Mandatory MI Termination Date on PMI

disclosure documents.

O IF "MIRequiredIndicator" =

"true".

YYYY-MM-DD

5.007 182 CFPB Form

Requirement

5.3.1 Mortgage

Insurance

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/DOCUMENT_SPECI

FIC_DATA_SETS/DOCU

MENT_SPECIFIC_DATA_


OSURE/PROJECTED_PAY

MENTS/PROJECTED_PA

YMENT

PROJECTED_PAY

MENT

ProjectedPaymentMIPayme

ntAmount

The amount of the payment that is applied toward

mortgage insurance during the projected payment

period.

R Amount 9.2 Value must be > = 0.

5.061 183 CFPB Form

Requirement

5.4 Estimated

Escrow Label

N/A N/A N/A N/A

5.092 184 CFPB Form

Requirement

5.4 Estimated

Escrow

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/LOAN_DETAIL

LOAN_DETAIL EscrowIndicator Indicates whether or not escrows are associated with

this loan.

false

true

R Boolean Used to determine

whether an escrow

Payment is included

in the calculation

amount.



September 27,2016

UCD Map

5.008 185 CFPB Form

Requirement

5.4.1 Estimated

Escrow

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/DOCUMENT_SPECI

FIC_DATA_SETS/DOCU

MENT_SPECIFIC_DATA_


OSURE/PROJECTED_PAY

MENTS/PROJECTED_PA

YMENT

PROJECTED_PAY

MENT


dEscrowPaymentAmount

The estimated amount of the payment that is applied

toward escrows during the projected payment period.

R Amount 9.2 Must provide $0 even

if no value exists.

5.062 186 CFPB Form

Requirement

5.5 Estimated

Total Monthly

Payment Label

N/A N/A N/A N/A

5.009 187 CFPB Form

Requirement

5.5 Estimated

Total (Period)

Payment

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/DOCUMENT_SPECI

FIC_DATA_SETS/DOCU

MENT_SPECIFIC_DATA_


OSURE/PROJECTED_PAY

MENTS/PROJECTED_PA

YMENT

PROJECTED_PAY

MENT

PaymentFrequencyType Specifies the frequency of the mortgage payment. Annual

AtMaturity

Biweekly

Monthly

Quarterly

Semiannual

Semimonthly

Weekly

R Enumerated

5.048 188 CFPB Form

Requirement

5.5.1 Estimated

Total (Period)

Payment

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/DOCUMENT_SPECI

FIC_DATA_SETS/DOCU

MENT_SPECIFIC_DATA_


OSURE/PROJECTED_PAY

MENTS/PROJECTED_PA

YMENT

PROJECTED_PAY

MENT


dTotalMinimumPaymentA

mount

The estimated minimum amount of the total payment

during the projected payment period.

CR IF there is a total payment

range for this period.

Amount 9.2

5.010 189 CFPB Form

Requirement

5.5.2 Estimated

Total (Period)

Payment

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/DOCUMENT_SPECI

FIC_DATA_SETS/DOCU

MENT_SPECIFIC_DATA_


OSURE/PROJECTED_PAY

MENTS/PROJECTED_PA

YMENT

PROJECTED_PAY

MENT


dTotalMaximumPaymentA

mount

The estimated maximum amount of the total payment


R Amount 9.2 Must have 1 instance



September 27,2016

UCD Map

5.071 190 CFPB Form

Requirement

5.1.2 | 5.1.3 |

5.1.4

Payment

Calculation -

Years

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/DOCUMENT_SPECI

FIC_DATA_SETS/DOCU

MENT_SPECIFIC_DATA_


OSURE/PROJECTED_PAY

MENTS/PROJECTED_PA

YMENT

PROJECTED_PAY

MENT




2

3

4

CR IF changes occur to the

payment after the first period.


up to 3 times

5.072 191 CFPB Form

Requirement

5.1.2 | 5.1.3 |

5.1.4

Payment

Calculation -

Years

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/DOCUMENT_SPECI

FIC_DATA_SETS/DOCU

MENT_SPECIFIC_DATA_


OSURE/PROJECTED_PAY

MENTS/PROJECTED_PA

YMENT

PROJECTED_PAY

MENT


onPeriodTermType

The duration of time used to define the projected

payment period.

Other

Yearly

CR IF changes occur to the total

payment after the first period


up to 3 times

5.104 191.1 CFPB Form

Requirement

5.1.2 | 5.1.3 |

5.1.4

Payment

Calculation -

Final Payment

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/DOCUMENT_SPECI

FIC_DATA_SETS/DOCU

MENT_SPECIFIC_DATA_


OSURE/PROJECTED_PAY

MENTS/PROJECTED_PA

YMENT

PROJECTED_PAY

MENT


onPeriodTermTypeOtherDe

scription

A free-form text field used to capture additional

information when Other is selected for Projected

Payment Calculation Period Term Type.

FinalPayment CR IF

ProjectPaymentCalculationPer

iodTermType = "Other" AND

BalloonIndicator = "true"

String 30

5.073 192 CFPB Form

Requirement

5.1.2 | 5.1.3 |

5.1.4

Payment

Calculation -

Years

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/DOCUMENT_SPECI

FIC_DATA_SETS/DOCU

MENT_SPECIFIC_DATA_


OSURE/PROJECTED_PAY

MENTS/PROJECTED_PA

YMENT

PROJECTED_PAY

MENT


onPeriodStartNumber

The start number of the projected payment period.





Numeric 2 Repeats as necessary

up to 3 times



September 27,2016

UCD Map

5.074 193 CFPB Form

Requirement

5.1.2 | 5.1.3 |

5.1.4

Payment

Calculation -

Years

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/DOCUMENT_SPECI

FIC_DATA_SETS/DOCU

MENT_SPECIFIC_DATA_


OSURE/PROJECTED_PAY

MENTS/PROJECTED_PA

YMENT

PROJECTED_PAY

MENT


onPeriodEndNumber

The end number of the projected payment period.





Numeric 2 Repeats as necessary

up to 3 times

5.075 194 CFPB Form

Requirement

5.2 Principal and

Interest Label

N/A N/A N/A N/A

5.076 195 CFPB Form

Requirement

5.2.4 | 5.2.6 |

5.2.8

Principal &

Interest

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/DOCUMENT_SPECI

FIC_DATA_SETS/DOCU

MENT_SPECIFIC_DATA_


OSURE/PROJECTED_PAY

MENTS/PROJECTED_PA

YMENT

PROJECTED_PAY

MENT


AndInterestMinimumPaym

entAmount

The minimum amount of the principal and interest




AND there is a total principal

and interest payment range

for this period.

Amount 9.2 Repeats as necessary

up to 3 times

5.077 196 CFPB Form

Requirement

5.2.5 | 5.2.7 |

5.2.9

Principal &

Interest

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/DOCUMENT_SPECI

FIC_DATA_SETS/DOCU

MENT_SPECIFIC_DATA_


OSURE/PROJECTED_PAY

MENTS/PROJECTED_PA

YMENT

PROJECTED_PAY

MENT


AndInterestMaximumPaym

entAmount

The maximum amount of the principal and interest





up to 3 times

5.079 197 CFPB Form

Requirement

5.3 Mortgage

Insurance

Label

N/A N/A N/A N/A

5.101 198 CFPB Form

Requirement

5.3 Mortgage

Insurance

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/LOAN_DETAIL



false

true

R Boolean

5.103 199 CFPB Form

Requirement

5.3 Mortgage

Insurance

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/MI_DATA/MI_DAT

A_DETAIL

MI_DATA_DETAIL MIScheduledTerminationD

ate

The projected mandatory date the mortgage insurance

must be terminated when a set loan to value percent

is reached as identified by HOEPA regulations. Also

know as Mandatory MI Termination Date on PMI

disclosure documents.

O IF "MIRequiredIndicator" =

"true".

YYYY-MM-DD



September 27,2016

UCD Map

5.080 200 CFPB Form

Requirement

5.3.2 | 5.3.3 |

5.3.4

Mortgage

Insurance

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/DOCUMENT_SPECI

FIC_DATA_SETS/DOCU

MENT_SPECIFIC_DATA_


OSURE/PROJECTED_PAY

MENTS/PROJECTED_PA

YMENT

PROJECTED_PAY

MENT

ProjectedPaymentMIPayme

ntAmount

The amount of the payment that is applied toward

mortgage insurance during the projected payment

period.

CR IF MIRequiredIndicator =

"true" AND IF additional

period of payments exists


up to 3 times

5.081 201 CFPB Form

Requirement

5.4 Estimated

Escrow Label

N/A N/A N/A N/A

5.082 202 CFPB Form

Requirement

5.4.2 | 5.4.3 |

5.4.4

Estimated

Escrow

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/DOCUMENT_SPECI

FIC_DATA_SETS/DOCU

MENT_SPECIFIC_DATA_


OSURE/PROJECTED_PAY

MENTS/PROJECTED_PA

YMENT

PROJECTED_PAY

MENT








up to 3 times

5.083 203 CFPB Form

Requirement

5.5 Estimated

Total Monthly

Payment Label

N/A N/A N/A N/A

5.084 204 CFPB Form

Requirement

5.5 Estimated

Total (Period)

Payment

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/DOCUMENT_SPECI

FIC_DATA_SETS/DOCU

MENT_SPECIFIC_DATA_


OSURE/PROJECTED_PAY

MENTS/PROJECTED_PA

YMENT

PROJECTED_PAY

MENT


AtMaturity

Biweekly

Monthly

Quarterly

Semiannual

Semimonthly

Weekly

CR IF changes occur to the

payment after the first period.

Enumerated

5.085 205 CFPB Form

Requirement

5.5.3 | 5.5.5 |

5.5.7

Estimated

Total (Period)

Payment

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/DOCUMENT_SPECI

FIC_DATA_SETS/DOCU

MENT_SPECIFIC_DATA_


OSURE/PROJECTED_PAY

MENTS/PROJECTED_PA

YMENT

PROJECTED_PAY

MENT


dTotalMinimumPaymentA

mount

The estimated minimum amount of the total payment




AND there is a total principal

and interest payment range

for this period.

Amount 9.2



September 27,2016

UCD Map

5.086 206 CFPB Form

Requirement

5.5.4 | 5.5.6 |

5.5.8

Estimated

Total (Period)

Payment

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/DOCUMENT_SPECI

FIC_DATA_SETS/DOCU

MENT_SPECIFIC_DATA_


OSURE/PROJECTED_PAY

MENTS/PROJECTED_PA

YMENT

PROJECTED_PAY

MENT


dTotalMaximumPaymentA

mount

The estimated maximum amount of the total payment




Amount 9.2

5.063 207 CFPB Form

Requirement

5.6 Estimated

Taxes,

Insurance &

Assessments

Label

N/A N/A N/A N/A

5.035 208 CFPB Form

Requirement

5.6.1 Estimated

Taxes,

Insurance &

Assessments

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/DOCUMENT_SPECI

FIC_DATA_SETS/DOCU

MENT_SPECIFIC_DATA_


OSURE/ESTIMATED_PR

OPERTY_COST/ESTIMAT

ED_PROPERTY_COST_D

ETAIL

ESTIMATED_PRO

PERTY_COST_DET

AIL



tTotalAmount

The estimated total of property tax, property

insurance, and property assessment payment amounts


R Amount 9.2

5.065 209 CFPB Form

Requirement

5.6.2 Estimated

Taxes,

Insurance &

Assessments

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/DOCUMENT_SPECI

FIC_DATA_SETS/DOCU

MENT_SPECIFIC_DATA_


OSURE/PROJECTED_PAY

MENTS/PROJECTED_PA

YMENT

PROJECTED_PAY

MENT


AtMaturity

Biweekly

Monthly

Quarterly

Semiannual

Semimonthly

Weekly

R Enumerated



September 27,2016

UCD Map

5.038 210 CFPB Form

Requirement

5.6.3 Estimated

Taxes,

Insurance &

Assessments -

This estimate

includes:

Property Taxes

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/DOCUMENT_SPECI

FIC_DATA_SETS/DOCU

MENT_SPECIFIC_DATA_


OSURE/ESTIMATED_PR

OPERTY_COST/ESTIMAT

ED_PROPERTY_COST_C

OMPONENTS/ESTIMATE

D_PROPERTY_COST_CO

MPONENT

ESTIMATED_PRO

PERTY_COST_CO

MPONENT



tComponentType

Specifies the type of payment component included in

the calculation of the Projected Payment Estimated

Taxes Insurance And Assessment Total Amount.

PropertyTaxes CR IF

ProjectedPaymentEstimatedT

axesInsuranceAssessmentTota

lAmount is greater than zero.

Enumerated

5.045 211 CFPB Form

Requirement

5.6.3 Estimated

Taxes,

Insurance &

Assessments -

In escrow?

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/DOCUMENT_SPECI

FIC_DATA_SETS/DOCU

MENT_SPECIFIC_DATA_


OSURE/ESTIMATED_PR

OPERTY_COST/ESTIMAT

ED_PROPERTY_COST_C

OMPONENTS/ESTIMATE

D_PROPERTY_COST_CO

MPONENT

ESTIMATED_PRO

PERTY_COST_CO

MPONENT

ProjectedPaymentEscrowe

dType

Specifies if the projected payment item is to be paid


Escrowed

NotEscrowed

CR IF a


axesInsuranceAssessmentCom

ponentType exists

Enumerated

5.066 212 CFPB Form

Requirement

5.6.4 Estimated

Taxes,

Insurance &

Assessments -

This estimate

includes:

Homeowners

Insurance

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/DOCUMENT_SPECI

FIC_DATA_SETS/DOCU

MENT_SPECIFIC_DATA_


OSURE/ESTIMATED_PR

OPERTY_COST/ESTIMAT

ED_PROPERTY_COST_C

OMPONENTS/ESTIMATE

D_PROPERTY_COST_CO

MPONENT

ESTIMATED_PRO

PERTY_COST_CO

MPONENT



tComponentType




HomeownersInsurance CR IF




Enumerated



September 27,2016

UCD Map

5.067 213 CFPB Form

Requirement

5.6.4 Estimated

Taxes,

Insurance &

Assessments -

In escrow?

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/DOCUMENT_SPECI

FIC_DATA_SETS/DOCU

MENT_SPECIFIC_DATA_


OSURE/ESTIMATED_PR

OPERTY_COST/ESTIMAT

ED_PROPERTY_COST_C

OMPONENTS/ESTIMATE

D_PROPERTY_COST_CO

MPONENT

ESTIMATED_PRO

PERTY_COST_CO

MPONENT


dType



Escrowed

NotEscrowed

CR IF a



ponentType exists

Enumerated

5.068 214 CFPB Form

Requirement

5.6.5 Estimated

Taxes,

Insurance &

Assessments -

This estimate

includes:

Other

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/DOCUMENT_SPECI

FIC_DATA_SETS/DOCU

MENT_SPECIFIC_DATA_


OSURE/ESTIMATED_PR

OPERTY_COST/ESTIMAT

ED_PROPERTY_COST_C

OMPONENTS/ESTIMATE

D_PROPERTY_COST_CO

MPONENT

ESTIMATED_PRO

PERTY_COST_CO

MPONENT



tComponentType





CondominiumAssociationSpecialAsses

sment


CooperativeAssociationSpecialAssess

ment

GroundRent


HomeownersAssociationSpecialAssess

ment

LeaseholdPayment

Other

CR IF





5.069 215 CFPB Form

Requirement

5.6.5 Estimated

Taxes,

Insurance &

Assessments -

This estimate

includes:

Other

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/DOCUMENT_SPECI

FIC_DATA_SETS/DOCU

MENT_SPECIFIC_DATA_


OSURE/ESTIMATED_PR

OPERTY_COST/ESTIMAT

ED_PROPERTY_COST_C

OMPONENTS/ESTIMATE

D_PROPERTY_COST_CO

MPONENT

ESTIMATED_PRO

PERTY_COST_CO

MPONENT



tComponentTypeOtherDes

cription


information when Other is selected for Projected

Payment Estimated Taxes Insurance Assessment

Component Type.

CR IF



ponentType = "Other".

String 150



September 27,2016

UCD Map

5.070 216 CFPB Form

Requirement

5.6.5 Estimated

Taxes,

Insurance &

Assessments -

This estimate

includes:

Other

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/DOCUMENT_SPECI

FIC_DATA_SETS/DOCU

MENT_SPECIFIC_DATA_


OSURE/ESTIMATED_PR

OPERTY_COST/ESTIMAT

ED_PROPERTY_COST_C

OMPONENTS/ESTIMATE

D_PROPERTY_COST_CO

MPONENT

ESTIMATED_PRO

PERTY_COST_CO

MPONENT


dType



Escrowed

NotEscrowed

CR IF a



ponentType exists

Enumerated

6.000 217 CFPB Form

Requirement

6.0 Costs at

Closing Header

N/A N/A N/A N/A

6.018 218 CFPB Form

Requirement

6.1 Closing Costs

Label

N/A N/A N/A N/A

6.003 219 CFPB Form

Requirement

6.1.1 Closing Costs MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/DOCUMENT_SPECI

FIC_DATA_SETS/DOCU

MENT_SPECIFIC_DATA_


OSURE/INTEGRATED_DI

SCLOSURE_SECTION_SU

MMARIES/INTEGRATED

_DISCLOSURE_SECTION

_SUMMARY/INTEGRATE

D_DISCLOSURE_SECTIO

N_SUMMARY_DETAIL

INTEGRATED_DIS

CLOSURE_SECTIO

N_SUMMARY_DE

TAIL

IntegratedDisclosureSectio

nType

The title or description used to identify a primary

section of the integrated disclosure document.

TotalClosingCosts R Enumerated

6.005 220 CFPB Form

Requirement

6.1.1 Closing Costs -

Amount

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/DOCUMENT_SPECI

FIC_DATA_SETS/DOCU

MENT_SPECIFIC_DATA_


OSURE/INTEGRATED_DI

SCLOSURE_SECTION_SU

MMARIES/INTEGRATED

_DISCLOSURE_SECTION

_SUMMARY/INTEGRATE

D_DISCLOSURE_SECTIO

N_SUMMARY_DETAIL

INTEGRATED_DIS

CLOSURE_SECTIO

N_SUMMARY_DE

TAIL


nTotalAmount

The total amount of itemized charges and credits

within a specified section of the integrated disclosure

document.

R Amount 9.2



September 27,2016

UCD Map

6.006 221 CFPB Form

Requirement

6.1.2 Loan Costs MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/DOCUMENT_SPECI

FIC_DATA_SETS/DOCU

MENT_SPECIFIC_DATA_


OSURE/INTEGRATED_DI

SCLOSURE_SECTION_SU

MMARIES/INTEGRATED

_DISCLOSURE_SECTION

_SUMMARY/INTEGRATE

D_DISCLOSURE_SECTIO

N_SUMMARY_DETAIL

INTEGRATED_DIS

CLOSURE_SECTIO

N_SUMMARY_DE

TAIL


nType



TotalLoanCosts R Enumerated

6.008 222 CFPB Form

Requirement

6.1.2 Loan Costs -

Amount

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/DOCUMENT_SPECI

FIC_DATA_SETS/DOCU

MENT_SPECIFIC_DATA_


OSURE/INTEGRATED_DI

SCLOSURE_SECTION_SU

MMARIES/INTEGRATED

_DISCLOSURE_SECTION

_SUMMARY/INTEGRATE

D_DISCLOSURE_SECTIO

N_SUMMARY_DETAIL

INTEGRATED_DIS

CLOSURE_SECTIO

N_SUMMARY_DE

TAIL


nTotalAmount



document.

R Amount 9.2

6.009 223 CFPB Form

Requirement

6.1.3 Other Costs MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/DOCUMENT_SPECI

FIC_DATA_SETS/DOCU

MENT_SPECIFIC_DATA_


OSURE/INTEGRATED_DI

SCLOSURE_SECTION_SU

MMARIES/INTEGRATED

_DISCLOSURE_SECTION

_SUMMARY/INTEGRATE

D_DISCLOSURE_SECTIO

N_SUMMARY_DETAIL

INTEGRATED_DIS

CLOSURE_SECTIO

N_SUMMARY_DE

TAIL


nType



TotalOtherCosts R Enumerated



September 27,2016

UCD Map

6.011 224 CFPB Form

Requirement

6.1.3 Other Costs -

Amount

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/DOCUMENT_SPECI

FIC_DATA_SETS/DOCU

MENT_SPECIFIC_DATA_


OSURE/INTEGRATED_DI

SCLOSURE_SECTION_SU

MMARIES/INTEGRATED

_DISCLOSURE_SECTION

_SUMMARY/INTEGRATE

D_DISCLOSURE_SECTIO

N_SUMMARY_DETAIL

INTEGRATED_DIS

CLOSURE_SECTIO

N_SUMMARY_DE

TAIL


nTotalAmount



document.

R Amount 9.2

6.014 225 CFPB Form

Requirement

6.1.4 Lender Credits MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/DOCUMENT_SPECI

FIC_DATA_SETS/DOCU

MENT_SPECIFIC_DATA_


OSURE/INTEGRATED_DI

SCLOSURE_SECTION_SU

MMARIES/INTEGRATED

_DISCLOSURE_SECTION

_SUMMARY/INTEGRATE

D_DISCLOSURE_SECTIO

N_SUMMARY_DETAIL

INTEGRATED_DIS

CLOSURE_SECTIO

N_SUMMARY_DE

TAIL


tionType

The title or description used to identify a secondary or

subsection of the integrated disclosure document.

LenderCredits R Enumerated

6.013 226 CFPB Form

Requirement

6.1.4 Lender Credits -

Amount

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/DOCUMENT_SPECI

FIC_DATA_SETS/DOCU

MENT_SPECIFIC_DATA_


OSURE/INTEGRATED_DI

SCLOSURE_SECTION_SU

MMARIES/INTEGRATED

_DISCLOSURE_SECTION

_SUMMARY/INTEGRATE

D_DISCLOSURE_SUBSEC

TION_PAYMENTS/INTEG

RATED_DISCLOSURE_SU

BSECTION_PAYMENT

INTEGRATED_DIS

CLOSURE_SUBSEC

TION_PAYMENT


tionPaymentAmount

The dollar amount of the individual payment being

made associated with the Integrated Disclosure

Subsection Type.

R Amount 9.2

6.017 227 CFPB Form

Requirement

6.2 Cash to Close

Label

N/A N/A N/A N/A



September 27,2016

UCD Map

6.015 228 CFPB Form

Requirement

6.2.1 | 6.2.2 Cash to Close -

Amount

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/CLOSING_INFORM

ATION/CLOSING_INFOR

MATION_DETAIL

CLOSING_INFOR

MATION_DETAIL

CashFromBorrowerAtClosin

gAmount

The total dollar amount required from the borrower to

consummate the closing of a real estate transaction.

CR IF cash is required from

borrower to complete the real

estate transaction

Amount 9.2

6.016 229 CFPB Form

Requirement

6.2.1 | 6.2.2 Cash to Close -

Amount

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/CLOSING_INFORM

ATION/CLOSING_INFOR

MATION_DETAIL

CLOSING_INFOR

MATION_DETAIL

CashToBorrowerAtClosingA

mount

The total dollar amount received by the borrower to


CR IF cash is due to borrower to

complete the real estate

transaction

Amount 9.2

7.000 230 CFPB Form

Requirement

7.0 Closing Cost

Details Header

- Loan Costs

Header

N/A N/A N/A N/A

7.083 231 CFPB Form

Requirement

7.1 Origination

Charges Label

N/A N/A N/A N/A

7.001 232 CFPB Form

Requirement

7.1 A. Origination

Charges -

Subtotal

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/DOCUMENT_SPECI

FIC_DATA_SETS/DOCU

MENT_SPECIFIC_DATA_


OSURE/INTEGRATED_DI

SCLOSURE_SECTION_SU

MMARIES/INTEGRATED

_DISCLOSURE_SECTION

_SUMMARY/INTEGRATE

D_DISCLOSURE_SECTIO

N_SUMMARY_DETAIL

INTEGRATED_DIS

CLOSURE_SECTIO

N_SUMMARY_DE

TAIL


nType



OriginationCharges R Enumerated

7.002 233 CFPB Form

Requirement

7.1.1 A. Origination

Charges -

Subtotal

Amount

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/DOCUMENT_SPECI

FIC_DATA_SETS/DOCU

MENT_SPECIFIC_DATA_


OSURE/INTEGRATED_DI

SCLOSURE_SECTION_SU

MMARIES/INTEGRATED

_DISCLOSURE_SECTION

_SUMMARY/INTEGRATE

D_DISCLOSURE_SECTIO

N_SUMMARY_DETAIL

INTEGRATED_DIS

CLOSURE_SECTIO

N_SUMMARY_DE

TAIL


nTotalAmount



document.

R Amount 9.2



September 27,2016

UCD Map

7.084 234 CFPB Form

Requirement

7.2 Loan Amount

(Points) Label

N/A N/A N/A N/A

7.003 235 CFPB Form

Requirement

7.2 A. Origination

Charges - Loan

Points

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/FEE_INFORMATIO

N/FEES/FEE/FEE_DETAIL

FEE_DETAIL IntegratedDisclosureSectio

nType



OriginationCharges R Enumerated

7.004 236 CFPB Form

Requirement

7.2 A. Origination

Charges - Loan

Points

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/FEE_INFORMATIO


FEE_DETAIL FeeType Specifies the general type of fees associated with a

real estate finance transaction.

LoanDiscountPoints R Enumerated


Data Point

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/HIGH_COST_MOR

TGAGES/HIGH_COST_M

ORTGAGE

HIGH_COST_MOR

TGAGE

RegulationZExcludedBonaFi

deDiscountPointsIndicator

When true, indicates that excluded bona fide discount

points were charged for this loan.

false

true

CR IF FeeType =

"LoanDiscountPoints" exists.

Boolean Refer to Regulation Z,

Truth in Lending, 12

C.F.R.

1026.32(b)(1)(i)(E) &

(F) to determine if

any bona fide

discount points may

be excluded.7.088 238 GSE Requirement GSE GSE Specific

Data Point

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/HIGH_COST_MOR

TGAGES/HIGH_COST_M

ORTGAGE

HIGH_COST_MOR

TGAGE

RegulationZExcludedBonaFi

deDiscountPointsPercent

The bona fide discount points, expressed as a percent,

that are excluded from points and fees calculated in

accordance with Regulation Z, Truth in Lending.

CR IF

RegulationZExcludedBonaFide

DiscountPointsIndicator =

"true"

Percent 3.4 The bona fide

discount points,

expressed as a

percent of

NoteAmount, that are

excluded from points

and fees calculated in

accordance with


Lending. Refer to 12

C.F.R. 1026.32(b)(1)

and determined in

accordance with 12

C.F.R. 1026.32

(b)(1)(i)(E) & (F) in


Lending.


Data Point

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/FEE_INFORMATIO


FEE_DETAIL RegulationZPointsAndFeesI

ndicator

When true, indicates that item is included in the

Regulation Z Points and Fees calculation.

false

true

CR IF FeeType =


Boolean



September 27,2016

UCD Map

7.007 240 CFPB Form

Requirement


Charges - Loan

Points

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/FEE_INFORMATIO


FEE_DETAIL FeePercentBasisType Defines the amount upon which the Fee Total Percent

is calculated.

OriginalLoanAmount CR IF FeeType =


Enumerated

7.006 241 CFPB Form

Requirement


Charges - Loan

Points

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/FEE_INFORMATIO


FEE_DETAIL FeeTotalPercent The total percent paid by all parties for the specified

Fee or Specified HUD Line Number. This is used in

conjunction with the Fee Percent Basis Type to

determine a dollar amount of the fee. May be used in

conjunction with Specified Fixed Amount to determine

the dollar amount of the fee. To be used when the fee

is defined by a percent.

CR IF FeeType =


Percent 3.4

7.085 242 CFPB Form

Requirement


Charges - Loan

Points

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/FEE_INFORMATIO


FEE_DETAIL FeePaidToType Identifies the category or type of payee to which the

fee or payment will be paid.

Broker

Investor

Lender

Other

ThirdPartyProvider

CR IF FeeType =

"LoanDiscountPoints" exists

And the fee is being paid to

other party than "Lender"

Enumerated To indicate a Lenders

Affiliate or a Brokers

Affiliate, use the

enumeration of

"Other" and the Data

Point

FeePaidToTypeOther

Descrition with the

allowable values of

LenderAffiliate and

BrokerAffiliate.7.107 243 CFPB Form

Requirement


Charges - Loan

Points

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/FEE_INFORMATIO


FEE_DETAIL FeePaidToTypeOtherDescri

ption

A free-form text field to capture the description when

Other is selected as Fee Paid To Type.

BrokerAffiliate

LenderAffiliate

CR IF FeeType =




String 30

7.098 244 CFPB Form

Requirement


Charges - Loan

Points

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/FEE_INFORMATIO

N/FEES/FEE/FEE_PAID_

TO/LEGAL_ENTITY/LEGA

L_ENTITY_DETAIL

LEGAL_ENTITY_D

ETAIL


entity.

CR IF FeeType =




String 100

7.008 245 CFPB Form

Requirement

7.2.2 | 7.2.3 |

7.2.4 | 7.2.5 |

7.2.6

A. Origination

Charges - Loan

Points

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/FEE_INFORMATIO

N/FEES/FEE/FEE_PAYM

ENTS/FEE_PAYMENT

FEE_PAYMENT FeePaymentPaidByType The role of the party making the payment of fee. Buyer

Lender

Seller

ThirdParty

CR IF FeeType =


Enumerated



September 27,2016

UCD Map

7.009 246 CFPB Form

Requirement

7.2.2 | 7.2.3 |

7.2.4 | 7.2.5 |

7.2.6

A. Origination

Charges - Loan

Points

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/FEE_INFORMATIO

N/FEES/FEE/FEE_PAYM

ENTS/FEE_PAYMENT

FEE_PAYMENT FeePaymentPaidOutsideOf

ClosingIndicator

When true, indicates payment of fee was paid outside

of closing.

false

true

CR IF FeeType =


Boolean

7.010 247 CFPB Form

Requirement

7.2.2 | 7.2.3 |

7.2.4 | 7.2.5 |

7.2.6

A. Origination

Charges - Loan

Points

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/FEE_INFORMATIO

N/FEES/FEE/FEE_PAYM

ENTS/FEE_PAYMENT

FEE_PAYMENT FeeActualPaymentAmount The actual dollar amount paid by a specific party at a

specified time for a specified fee.

CR IF FeeType =


Amount 9.2

7.075 248 CFPB Form

Requirement

7.3 A. Origination

Charges - Loan

Points

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/FEE_INFORMATIO



nType



OriginationCharges CR IF origination charges meeting

Integrated Mortgage

Disclosure Regulation exists.

Enumerated



September 27,2016

UCD Map

7.076 249 CFPB Form

Requirement

7.3 A. Origination

Charges - Loan

Points

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/FEE_INFORMATIO




203KArchitecturalAndEngineeringFee

203KConsultantFee

203KDiscountOnRepairs

203KInspectionFee

203KPermits

203KSupplementalOriginationFee

ApplicationFee


AppraisalFee


AppriasalManagmentCompanyFee

AssumptionFee


AVMFee

BondFee

CertificationFee

CopyOrFaxFee

CourierFee

CreditReportFee



EscrowWaiverFee

FilingFee


LoanLevelPriceAdjustment

LoanOriginationFee

LoanOriginatorCompensation


MERSRegistrationFee

NotaryFee

Other

PowerOfAttorneyPreparationFee

PowerOfAttorneyRecordingFee

CR IF origination charges meeting

Integrated Mortgage



7.104 250 CFPB Form

Requirement

7.3 A. Origination

Charges - Loan

Points

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/FEE_INFORMATIO


FEE_DETAIL gse:DisplayLabelText A free-form text field that provides a human-readable,

display-ready representation for the corresponding

enumerated value.

CR IF the label displayed on the

form differs from the exact

enumerated type

String 150

7.005 251 CFPB Form

Requirement

7.3 A. Origination

Charges - Loan

Points

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/FEE_INFORMATIO


FEE_DETAIL FeeTypeOtherDescription A free-form text field used to collect additional

information when Other is selected for Fee Type.

CR IF FeeType = "Other" String 150



September 27,2016

UCD Map


Data Point

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/FEE_INFORMATIO



ndicator



false

true

CR IF associated fee type exists. Boolean

7.081 253 CFPB Form

Requirement


Charges - Loan

Points

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/FEE_INFORMATIO




Broker

Investor

Lender

Other

ThirdPartyProvider

CR IF associated fee type exists

AND the fee is being paid to a

party that is not the "Lender"

Enumerated To indicate a Lenders


Affiliate, use the

enumeration of


Point

FeePaidToTypeOther

Descrition with the

allowable values of

LenderAffiliate and


Requirement


Charges - Loan

Points

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/FEE_INFORMATIO



ption



BrokerAffiliate

LenderAffiliate




String 30

7.090 255 CFPB Form

Requirement


Charges - Loan

Points

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/FEE_INFORMATIO



L_ENTITY_DETAIL

LEGAL_ENTITY_D

ETAIL


entity.




String 100

7.077 256 CFPB Form

Requirement

7.3.2 | 7.3.3 |

7.3.4 | 7.3.5 |

7.3.6

A. Origination

Charges -

Borrower Paid,

Seller Paid,

Paid by Others

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/FEE_INFORMATIO

N/FEES/FEE/FEE_PAYM

ENTS/FEE_PAYMENT


Lender

Seller

ThirdParty

CR IF associated fee type exists. Enumerated

7.078 257 CFPB Form

Requirement

7.3.2 | 7.3.3 |

7.3.4 | 7.3.5 |

7.3.6

A. Origination

Charges - At

Closing /

Before Closing

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/FEE_INFORMATIO

N/FEES/FEE/FEE_PAYM

ENTS/FEE_PAYMENT


ClosingIndicator


of closing.

false

true




September 27,2016

UCD Map

7.079 258 CFPB Form

Requirement

7.3.2 | 7.3.3 |

7.3.4 | 7.3.5 |

7.3.6

A. Origination

Charges -

Amount

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/FEE_INFORMATIO

N/FEES/FEE/FEE_PAYM

ENTS/FEE_PAYMENT



CR IF associated fee type exists. Amount 9.2

7.093 259 CFPB Form

Requirement

7.4 Services

Borrower Did

Not Shop For

Label

N/A N/A N/A N/A

7.023 260 CFPB Form

Requirement

7.4 B. Services

Borrower Did

Not Shop For -

Subtotal

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/DOCUMENT_SPECI

FIC_DATA_SETS/DOCU

MENT_SPECIFIC_DATA_


OSURE/INTEGRATED_DI

SCLOSURE_SECTION_SU

MMARIES/INTEGRATED

_DISCLOSURE_SECTION

_SUMMARY/INTEGRATE

D_DISCLOSURE_SECTIO

N_SUMMARY_DETAIL

INTEGRATED_DIS

CLOSURE_SECTIO

N_SUMMARY_DE

TAIL


nType



ServicesBorrowerDidNotShopFor R Enumerated

7.024 261 CFPB Form

Requirement

7.4.1 B. Services

Borrower Did

Not Shop For -

Subtotal

Amount

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/DOCUMENT_SPECI

FIC_DATA_SETS/DOCU

MENT_SPECIFIC_DATA_


OSURE/INTEGRATED_DI

SCLOSURE_SECTION_SU

MMARIES/INTEGRATED

_DISCLOSURE_SECTION

_SUMMARY/INTEGRATE

D_DISCLOSURE_SECTIO

N_SUMMARY_DETAIL

INTEGRATED_DIS

CLOSURE_SECTIO

N_SUMMARY_DE

TAIL


nTotalAmount



document.

R Amount 9.2

7.025 262 CFPB Form

Requirement

7.5 B. Services

Borrower Did

Not Shop For -

Fee

Description

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/FEE_INFORMATIO



nType



ServicesBorrowerDidNotShopFor CR IF Loan Costs meeting

Integrated Mortgage


Enumerated



September 27,2016

UCD Map

7.026 263 CFPB Form

Requirement

7.5 B. Services

Borrower Did

Not Shop For -

Fee

Description

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/FEE_INFORMATIO





203KConsultantFee

203KInspectionFee

203KPermits

203KTitleUpdate

ApplicationFee


AppraisalFee




AssumptionFee


AVMFee

BondFee

CertificationFee

CopyOrFaxFee

CourierFee

CreditReportFee







EscrowServiceFee

EscrowWaiverFee

FilingFee

FloodCertification




HomeInspectionFee


Integrated Mortgage



7.105 264 CFPB Form

Requirement

7.5 B. Services

Borrower Did

Not Shop For -

Fee

Description

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/FEE_INFORMATIO




enumerated value.



enumerated type

String 150

7.027 265 CFPB Form

Requirement

7.5 B. Services

Borrower Did

Not Shop For -

Fee

Description

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/FEE_INFORMATIO







September 27,2016

UCD Map


Data Point

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/FEE_INFORMATIO



ndicator



false

true


7.073 267 CFPB Form

Requirement

7.5.1 B. Services

Borrower Did

Not Shop For -

Fee

Description

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/FEE_INFORMATIO




Broker

Investor

Lender

Other

ThirdPartyProvider

CR IF associated fee type exists. Enumerated To indicate a Lenders


Affiliate, use the

enumeration of


Point

FeePaidToTypeOther

Descrition with the

allowable values of

LenderAffiliate and


Requirement

7.5.1 B. Services

Borrower Did

Not Shop For -

Fee

Description

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/FEE_INFORMATIO



ption



BrokerAffiliate

LenderAffiliate

CR IF associated fee type exists. String 30

7.028 269 CFPB Form

Requirement

7.5.1 B. Services

Borrower Did

Not Shop For -

Payee

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/FEE_INFORMATIO



L_ENTITY_DETAIL

LEGAL_ENTITY_D

ETAIL


entity.


7.029 270 CFPB Form

Requirement

7.5.2 | 7.5.3 |

7.5.4 | 7.5.5 |

7.5.6

B. Services

Borrower Did

Not Shop For -

Borrower-Paid

/ Seller-Paid /

Paid by Others

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/FEE_INFORMATIO

N/FEES/FEE/FEE_PAYM

ENTS/FEE_PAYMENT


Lender

Seller

ThirdParty


7.030 271 CFPB Form

Requirement

7.5.2 | 7.5.3 |

7.5.4 | 7.5.5 |

7.5.6

B. Services

Borrower Did

Not Shop For-

At Closing /

Before Closing

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/FEE_INFORMATIO

N/FEES/FEE/FEE_PAYM

ENTS/FEE_PAYMENT


ClosingIndicator


of closing.

false

true




September 27,2016

UCD Map

7.031 272 CFPB Form

Requirement

7.5.2 | 7.5.3 |

7.5.4 | 7.5.5 |

7.5.6

B. Services

Borrower Did

Not Shop For-

Amount

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/FEE_INFORMATIO

N/FEES/FEE/FEE_PAYM

ENTS/FEE_PAYMENT




7.095 273 CFPB Form

Requirement

7.6 Services

Borrower Did

Shop For Label

N/A N/A N/A N/A

7.043 274 CFPB Form

Requirement

7.6 C. Servicers

Borrower Did

Shop For -

Subtotal

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/DOCUMENT_SPECI

FIC_DATA_SETS/DOCU

MENT_SPECIFIC_DATA_


OSURE/INTEGRATED_DI

SCLOSURE_SECTION_SU

MMARIES/INTEGRATED

_DISCLOSURE_SECTION

_SUMMARY/INTEGRATE

D_DISCLOSURE_SECTIO

N_SUMMARY_DETAIL

INTEGRATED_DIS

CLOSURE_SECTIO

N_SUMMARY_DE

TAIL


nType



ServicesBorrowerDidShopFor R Enumerated

7.044 275 CFPB Form

Requirement

7.6.1 C. Servicers

Borrower Did

Shop For -

Subtotal

Amount

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/DOCUMENT_SPECI

FIC_DATA_SETS/DOCU

MENT_SPECIFIC_DATA_


OSURE/INTEGRATED_DI

SCLOSURE_SECTION_SU

MMARIES/INTEGRATED

_DISCLOSURE_SECTION

_SUMMARY/INTEGRATE

D_DISCLOSURE_SECTIO

N_SUMMARY_DETAIL

INTEGRATED_DIS

CLOSURE_SECTIO

N_SUMMARY_DE

TAIL


nTotalAmount



document.

R Amount 9.2

7.045 276 CFPB Form

Requirement

7.7 C. Servicers

Borrower Did

Shop For - Fee

Description

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/FEE_INFORMATIO



nType



ServicesBorrowerDidShopFor CR IF Loan Costs meeting

Integrated Mortgage


Enumerated



September 27,2016

UCD Map

7.046 277 CFPB Form

Requirement

7.7 C. Servicers

Borrower Did

Shop For - Fee

Description

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/FEE_INFORMATIO





203KConsultantFee

203KInspectionFee

203KPermits

203KTitleUpdate

ApplicationFee


AppraisalFee




AssumptionFee


AVMFee

BondFee

CertificationFee

CopyOrFaxFee

CourierFee

CreditReportFee







EscrowServiceFee

EscrowWaiverFee

FilingFee

FloodCertification




HomeInspectionFee


Integrated Mortgage



7.106 278 CFPB Form

Requirement

7.7 C. Servicers

Borrower Did

Shop For - Fee

Description

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/FEE_INFORMATIO




enumerated value.



enumerated type

String 150

7.047 279 CFPB Form

Requirement

7.7 C. Servicers

Borrower Did

Shop For - Fee

Description

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/FEE_INFORMATIO







September 27,2016

UCD Map


Data Point

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/FEE_INFORMATIO



ndicator



false

true


7.074 281 CFPB Form

Requirement

7.7.1 C. Servicers

Borrower Did

Shop For - Fee

Description

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/FEE_INFORMATIO




Broker

Investor

Lender

Other

ThirdPartyProvider

CR IF associated fee type exists. Enumerated To indicate a Lenders


Affiliate, use the

enumeration of


Point

FeePaidToTypeOther

Descrition with the

allowable values of

LenderAffiliate and


Requirement

7.7.1 C. Servicers

Borrower Did

Shop For - Fee

Description

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/FEE_INFORMATIO



ption



BrokerAffiliate

LenderAffiliate


7.048 283 CFPB Form

Requirement

7.7.1 C. Servicers

Borrower Did

Shop For -

Payee

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/FEE_INFORMATIO



L_ENTITY_DETAIL

LEGAL_ENTITY_D

ETAIL


entity.


7.049 284 CFPB Form

Requirement

7.7.2 | 7.7.3 |

7.7.4 | 7.7.5 |

7.7.6

C.. Servicers

Borrower Did

Shop For -

Borrower-Paid

/ Seller-Paid /

Paid by Others

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/FEE_INFORMATIO

N/FEES/FEE/FEE_PAYM

ENTS/FEE_PAYMENT


Lender

Seller

ThirdParty


7.050 285 CFPB Form

Requirement

7.7.2 | 7.7.3 |

7.7.4 | 7.7.5 |

7.7.6

C. Servicers

Borrower Did

Shop For - At

Closing /

Before Closing

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/FEE_INFORMATIO

N/FEES/FEE/FEE_PAYM

ENTS/FEE_PAYMENT


ClosingIndicator


of closing.

false

true




September 27,2016

UCD Map

7.051 286 CFPB Form

Requirement

7.7.2 | 7.7.3 |

7.7.4 | 7.7.5 |

7.7.6

C. Servicers

Borrower Did

Shop For -

Amount

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/FEE_INFORMATIO

N/FEES/FEE/FEE_PAYM

ENTS/FEE_PAYMENT




7.097 287 CFPB Form

Requirement

7.8 TOTAL LOAN

COSTS

(Borrower-

Paid) Label

N/A N/A N/A N/A

7.063 288 CFPB Form

Requirement

7.8 D. TOTAL

LOAN COSTS -

Borrower-Paid

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/DOCUMENT_SPECI

FIC_DATA_SETS/DOCU

MENT_SPECIFIC_DATA_


OSURE/INTEGRATED_DI

SCLOSURE_SECTION_SU

MMARIES/INTEGRATED

_DISCLOSURE_SECTION

_SUMMARY/INTEGRATE

D_DISCLOSURE_SECTIO

N_SUMMARY_DETAIL

INTEGRATED_DIS

CLOSURE_SECTIO

N_SUMMARY_DE

TAIL


nType



TotalLoanCosts R Enumerated

7.064 289 CFPB Form

Requirement

7.8.1 D. TOTAL

LOAN COSTS -

Amount -

Borrower Paid

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/DOCUMENT_SPECI

FIC_DATA_SETS/DOCU

MENT_SPECIFIC_DATA_


OSURE/INTEGRATED_DI

SCLOSURE_SECTION_SU

MMARIES/INTEGRATED

_DISCLOSURE_SECTION

_SUMMARY/INTEGRATE

D_DISCLOSURE_SECTIO

N_SUMMARY_DETAIL

INTEGRATED_DIS

CLOSURE_SECTIO

N_SUMMARY_DE

TAIL


nTotalAmount



document.

R Amount 9.2

7.099 290 CFPB Form

Requirement

7.9 Loan Cost

Subtotals

(A+B+C) Label

N/A N/A N/A N/A



September 27,2016

UCD Map

7.082 291 CFPB Form

Requirement

7.9 D. TOTAL

LOAN COSTS

(A+B+C) - Loan

Costs

Subtotals

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/DOCUMENT_SPECI

FIC_DATA_SETS/DOCU

MENT_SPECIFIC_DATA_


OSURE/INTEGRATED_DI

SCLOSURE_SECTION_SU

MMARIES/INTEGRATED

_DISCLOSURE_SECTION

_SUMMARY/INTEGRATE

D_DISCLOSURE_SECTIO

N_SUMMARY_DETAIL

INTEGRATED_DIS

CLOSURE_SECTIO

N_SUMMARY_DE

TAIL


tionType



LoanCostsSubtotal R Enumerated

7.065 292 CFPB Form

Requirement

7.9.2 | 7.9.3 D. TOTAL

LOAN COSTS

(A+B+C) - Loan

Costs

Subtotals

Amount

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/DOCUMENT_SPECI

FIC_DATA_SETS/DOCU

MENT_SPECIFIC_DATA_


OSURE/INTEGRATED_DI

SCLOSURE_SECTION_SU

MMARIES/INTEGRATED

_DISCLOSURE_SECTION

_SUMMARY/INTEGRATE

D_DISCLOSURE_SUBSEC

TION_PAYMENTS/INTEG

RATED_DISCLOSURE_SU

BSECTION_PAYMENT

INTEGRATED_DIS

CLOSURE_SUBSEC

TION_PAYMENT


tionPaymentAmount



Subsection Type.

R Amount 9.2

7.066 293 CFPB Form

Requirement

7.9.2 | 7.9.3 D. TOTAL

LOAN COSTS

(A+B+C) - Loan

Costs

Subtotals-

Borrower Paid

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/DOCUMENT_SPECI

FIC_DATA_SETS/DOCU

MENT_SPECIFIC_DATA_


OSURE/INTEGRATED_DI

SCLOSURE_SECTION_SU

MMARIES/INTEGRATED

_DISCLOSURE_SECTION

_SUMMARY/INTEGRATE

D_DISCLOSURE_SUBSEC

TION_PAYMENTS/INTEG

RATED_DISCLOSURE_SU

BSECTION_PAYMENT

INTEGRATED_DIS

CLOSURE_SUBSEC

TION_PAYMENT


tionPaidByType

The role of the party making the payment of the

amount associated with the Integrated Disclosure

Subsection Total Amount.

Buyer R Enumerated



September 27,2016

UCD Map

7.067 294 CFPB Form

Requirement

7.9.2 | 7.9.3 D. TOTAL

LOAN COSTS

(A+B+C) - Loan

Costs

Subtotals - At

Closing /

Before Closing

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/DOCUMENT_SPECI

FIC_DATA_SETS/DOCU

MENT_SPECIFIC_DATA_


OSURE/INTEGRATED_DI

SCLOSURE_SECTION_SU

MMARIES/INTEGRATED

_DISCLOSURE_SECTION

_SUMMARY/INTEGRATE

D_DISCLOSURE_SUBSEC

TION_PAYMENTS/INTEG

RATED_DISCLOSURE_SU

BSECTION_PAYMENT

INTEGRATED_DIS

CLOSURE_SUBSEC

TION_PAYMENT


tionPaymentTimingType

Defines the point in time during the origination

process when the integrated disclosure subsection

payment was paid.

AtClosing

BeforeClosing

R Enumerated

8.000 295 CFPB Form

Requirement

8.0 Other Costs

Header

N/A N/A N/A N/A

8.211 296 CFPB Form

Requirement

8.1 Taxes and

Other

Government

Fees Label

N/A N/A N/A N/A

8.150 297 CFPB Form

Requirement

8.1 E. Taxes and

Other

Government

Fees Subtotal

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/DOCUMENT_SPECI

FIC_DATA_SETS/DOCU

MENT_SPECIFIC_DATA_


OSURE/INTEGRATED_DI

SCLOSURE_SECTION_SU

MMARIES/INTEGRATED

_DISCLOSURE_SECTION

_SUMMARY/INTEGRATE

D_DISCLOSURE_SECTIO

N_SUMMARY_DETAIL

INTEGRATED_DIS

CLOSURE_SECTIO

N_SUMMARY_DE

TAIL


nType



TaxesAndOtherGovernmentFees R Enumerated



September 27,2016

UCD Map

8.003 298 CFPB Form

Requirement

8.1.1 E. Taxes and

Other

Government

Fees Subtotal

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/DOCUMENT_SPECI

FIC_DATA_SETS/DOCU

MENT_SPECIFIC_DATA_


OSURE/INTEGRATED_DI

SCLOSURE_SECTION_SU

MMARIES/INTEGRATED

_DISCLOSURE_SECTION

_SUMMARY/INTEGRATE

D_DISCLOSURE_SECTIO

N_SUMMARY_DETAIL

INTEGRATED_DIS

CLOSURE_SECTIO

N_SUMMARY_DE

TAIL


nTotalAmount



document.

R Amount 9.2

8.205 299 CFPB Form

Requirement

8.2 E. Taxes and

Other

Government

Fees -

Recording Fees

for Deed

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/FEE_INFORMATIO



nType



TaxesAndOtherGovernmentFees CR IF required by jurisdiction Enumerated

8.206 300 CFPB Form

Requirement

8.2 E. Taxes and

Other

Government

Fees -

Recording Fees

for Deed

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/FEE_INFORMATIO




RecordingFeeForDeed CR IF required by jurisdiction Enumerated

8.207 301 CFPB Form

Requirement

8.2.1 E. Taxes and

Other

Government

Fees -

Recording Fees

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/FEE_INFORMATIO


FEE_DETAIL FeeActualTotalAmount The actual total dollar amount paid for the fee by all

parties.

CR IF required by jurisdiction Amount 9.2 There are other fees

that are associated to

the recording fee for

deed, if a locality or

state has additional

recording fees for

deed then add up the

amount and place the

amount into the data

point called Fee

Actual Total Amount

under the Fee Type =

Recording Fee for

Deed.

8.208 302 CFPB Form

Requirement

8.2 E. Taxes and

Other

Government

Fees -

Recording Fees

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/FEE_INFORMATIO



nType






September 27,2016

UCD Map

8.195 303 CFPB Form

Requirement

8.2 E. Taxes and

Other

Government

Fees -

Recording Fees

for Mortgage

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/FEE_INFORMATIO




RecordingFeeForMortgage CR IF required by jurisdiction Enumerated

8.155 304 CFPB Form

Requirement

8.2.1 E. Taxes and

Other

Government

Fees -

Recording Fees

for Mortgage

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/FEE_INFORMATIO



parties.

CR IF required by jurisdiction Amount 9.2 There are other fees

that are associated to

the recording fee for

mortgage, if a locality

or state has

additional recording

fees for mortgage

then add up the

amount and place the

amount into the data

point called Fee

Actual Total Amount

under the Fee Type =

Recording Fee for

Mortgage.8.209 306 CFPB Form

Requirement

8.2 E. Taxes and

Other

Government

Fees -

Recording Fees

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/FEE_INFORMATIO



nType




8.197 307 CFPB Form

Requirement

8.2 E. Taxes and

Other

Government

Fees -

Recording Fees

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/FEE_INFORMATIO




RecordingFeeTotal CR IF required by jurisdiction Enumerated This is the fee type

that is the total sum

of the recording fee

for mortgage and the

recording fee for

deed that is paid by

each party as

applicable as seen in

Fee Payment Paid by

type.8.153 308 CFPB Form

Requirement

8.2.2 | 8.2.3 |

8.2.4 | 8.2.5 |

8.2.6

E. Taxes and

Other

Government

Fees -

Recording Fees

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/FEE_INFORMATIO

N/FEES/FEE/FEE_PAYM

ENTS/FEE_PAYMENT


Lender

Seller

ThirdParty

CR IF required by jurisdiction Enumerated



September 27,2016

UCD Map

8.154 309 CFPB Form

Requirement

8.2.2 | 8.2.3 |

8.2.4 | 8.2.5 |

8.2.6

E. Taxes and

Other

Government

Fees -

Recording Fees

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/FEE_INFORMATIO

N/FEES/FEE/FEE_PAYM

ENTS/FEE_PAYMENT


ClosingIndicator


of closing.

false

true

CR IF required by jurisdiction Boolean

8.193 310 CFPB Form

Requirement

8.2.2 | 8.2.3 |

8.2.4 | 8.2.5 |

8.2.6

E. Taxes and

Other

Government

Fees -

Recording Fees

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/FEE_INFORMATIO

N/FEES/FEE/FEE_PAYM

ENTS/FEE_PAYMENT



CR IF required by jurisdiction Amount 9.2 Sum of the Fee Actual

Total amount when

Fee Type = "recording

fee for deed" plus

"recording fee for

mortgage"

8.291 311 CFPB Form

Requirement

8.3 Transfer Tax

Label

N/A N/A N/A N/A

8.004 312 CFPB Form

Requirement

8.3 E. Taxes and

Other

Government

Fees

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/FEE_INFORMATIO



nType




8.196 313 CFPB Form

Requirement

8.3 E. Taxes and

Other

Government

Fees - Transfer

Taxes

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/FEE_INFORMATIO




MortgageSurchargeCountyOrParish

MortgageSurchargeMunicipal

MortgageSurchargeState

Other

TransferTaxTotal

CR IF required by jurisdiction Enumerated Repeat as necessary.

8.813 314 CFPB Form

Requirement

8.3 E. Taxes and

Other

Government

Fees - Transfer

Taxes

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/FEE_INFORMATIO




enumerated value.



enumerated type

String 150

8.234 315 CFPB Form

Requirement

8.3 E. Taxes and

Other

Government

Fees - Transfer

Taxes

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/FEE_INFORMATIO




CR IF FeeType = "Other" String 150 Repeat as necessary.



September 27,2016

UCD Map

8.212 316 CFPB Form

Requirement

8.3.1 E. Taxes and

Other

Government

Fees - Transfer

Taxes

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/FEE_INFORMATIO



L_ENTITY_DETAIL

LEGAL_ENTITY_D

ETAIL


entity.

CR IF required by jurisdiction String 100 Repeat as necessary.

8.192 317 CFPB Form

Requirement

8.3.2 | 8.3.3 |

8.3.4 | 8.3.5 |

8.3.6

E. Taxes and

Other

Government

Fees - Transfer

Taxes

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/FEE_INFORMATIO

N/FEES/FEE/FEE_PAYM

ENTS/FEE_PAYMENT



CR IF required by jurisdiction Amount 9.2 Repeat as necessary.

8.190 318 CFPB Form

Requirement

8.3.2 | 8.3.3 |

8.3.4 | 8.3.5 |

8.3.6

E. Taxes and

Other

Government

Fees - Transfer

Taxes

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/FEE_INFORMATIO

N/FEES/FEE/FEE_PAYM

ENTS/FEE_PAYMENT


Lender

Seller

ThirdParty

CR IF required by jurisdiction Enumerated

8.191 319 CFPB Form

Requirement

8.3.2 | 8.3.3 |

8.3.4 | 8.3.5 |

8.3.6

E. Taxes and

Other

Government

Fees - Transfer

Taxes

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/FEE_INFORMATIO

N/FEES/FEE/FEE_PAYM

ENTS/FEE_PAYMENT


ClosingIndicator


of closing.

false

true

CR IF required by jurisdiction Boolean

8.213 320 CFPB Form

Requirement

8.4 Prepaids Label N/A N/A N/A N/A

8.009 321 CFPB Form

Requirement

8.4 F. Prepaids

Subtotal

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/DOCUMENT_SPECI

FIC_DATA_SETS/DOCU

MENT_SPECIFIC_DATA_


OSURE/INTEGRATED_DI

SCLOSURE_SECTION_SU

MMARIES/INTEGRATED

_DISCLOSURE_SECTION

_SUMMARY/INTEGRATE

D_DISCLOSURE_SECTIO

N_SUMMARY_DETAIL

INTEGRATED_DIS

CLOSURE_SECTIO

N_SUMMARY_DE

TAIL


nType



Prepaids R Enumerated



September 27,2016

UCD Map

8.011 322 CFPB Form

Requirement

8.4.1 F. Prepaids

Subtotal

Amount

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/DOCUMENT_SPECI

FIC_DATA_SETS/DOCU

MENT_SPECIFIC_DATA_


OSURE/INTEGRATED_DI

SCLOSURE_SECTION_SU

MMARIES/INTEGRATED

_DISCLOSURE_SECTION

_SUMMARY/INTEGRATE

D_DISCLOSURE_SECTIO

N_SUMMARY_DETAIL

INTEGRATED_DIS

CLOSURE_SECTIO

N_SUMMARY_DE

TAIL


nTotalAmount



document.

R Amount 9.2

8.210 323 CFPB Form

Requirement

8.5 F. Prepaids -

Prepaid Item

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/CLOSING_INFORM

ATION/PREPAID_ITEMS/

PREPAID_ITEM/PREPAID

_ITEM_DETAIL

PREPAID_ITEM_D

ETAIL


nType



Prepaids CR IF prepaid item type exists. Enumerated

8.012 324 CFPB Form

Requirement

8.5 F. Prepaids -

Prepaid

Homeowner's

Insurance

Premium

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/CLOSING_INFORM



_ITEM_DETAIL

PREPAID_ITEM_D

ETAIL

PrepaidItemType Identification of a monthly housing expense

component that must be paid in advance.

HomeownersInsurancePremium CR IF prepaid item type exists. Enumerated

8.814 325 CFPB Form

Requirement

8.5 F. Prepaids -

Prepaid

Homeowner's

Insurance

Premium

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/CLOSING_INFORM



_ITEM_DETAIL

PREPAID_ITEM_D

ETAIL

gse:DisplayLabelText A free-form text field that provides a human-readable,


enumerated value.



enumerated type

String 150

8.014 326 CFPB Form

Requirement

8.5.1 F. Prepaids -

Prepaid

Homeowner's

Insurance

Premium

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/CLOSING_INFORM



_ITEM_DETAIL

PREPAID_ITEM_D

ETAIL

PrepaidItemMonthsPaidCo

unt

The number of months covered by the Prepaid Item

Type.

CR IF prepaid item type exists. Numeric 2



September 27,2016

UCD Map

8.019 327 CFPB Form

Requirement

8.5.1 F. Prepaids -

Prepaid

Homeowner's

Insurance

Premium

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/CLOSING_INFORM



_ITEM_PAID_TO/LEGAL

_ENTITY/LEGAL_ENTITY

_DETAIL

LEGAL_ENTITY_D

ETAIL


entity.

CR IF prepaid item type exists. String 100

8.170 328 CFPB Form

Requirement

8.5.1 F. Prepaids -

Amount

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/CLOSING_INFORM



_ITEM_DETAIL

PREPAID_ITEM_D

ETAIL

FeePaidToType Identifies the category or type of payee to which the


Broker

Investor

Lender

Other

ThirdPartyProvider

CR IF prepaid item type exists. Enumerated To indicate a Lenders


Affiliate, use the

enumeration of


Point

FeePaidToTypeOther

Descrition with the

allowable values of

LenderAffiliate and


Requirement

8.5.1 F. Prepaids -

Amount

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/CLOSING_INFORM



_ITEM_DETAIL

PREPAID_ITEM_D

ETAIL

FeePaidToTypeOtherDescri

ption



BrokerAffiliate

LenderAffiliate


8.021 330 CFPB Form

Requirement

8.5.2 | 8.5.3 |

8.5.4 | 8.5.5 |

8.5.6

F. Prepaids -

Borrower-Paid

/ Seller-Paid /

Paid by Others

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/CLOSING_INFORM



_ITEM_PAYMENTS/PRE

PAID_ITEM_PAYMENT

PREPAID_ITEM_P

AYMENT

PrepaidItemPaymentPaidB

yType

The role of the party making the breakout payment. Buyer

Lender

Seller

ThirdParty

CR IF prepaid item type exists. Enumerated

8.020 331 CFPB Form

Requirement

8.5.2 | 8.5.3 |

8.5.4 | 8.5.5

F. Prepaids - At

Closing /

Before Closing

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/CLOSING_INFORM



_ITEM_PAYMENTS/PRE

PAID_ITEM_PAYMENT

PREPAID_ITEM_P

AYMENT

PrepaidItemPaymentTimin

gType


process when the prepaid item payment was paid.

AtClosing

BeforeClosing




September 27,2016

UCD Map

8.022 332 CFPB Form

Requirement

8.5.2 | 8.5.3 |

8.5.4 | 8.5.5 |

8.5.6

F. Prepaids -

Amount

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/CLOSING_INFORM



_ITEM_PAYMENTS/PRE

PAID_ITEM_PAYMENT

PREPAID_ITEM_P

AYMENT

PrepaidItemActualPayment

Amount

The actual dollar amount paid by a specific party at a

specified time for a specified Prepaid Item Type.

CR IF prepaid item type exists. Amount 9.2


Data Point

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/CLOSING_INFORM



_ITEM_DETAIL

PREPAID_ITEM_D

ETAIL

RegulationZPointsAndFeesI

ndicator



false

true

CR IF PrepaidItemType exists

AND <> "PropertyTaxes"

Boolean

8.235 334 CFPB Form

Requirement

8.6 F. Prepaids -

Prepaid Item

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/CLOSING_INFORM



_ITEM_DETAIL

PREPAID_ITEM_D

ETAIL


nType




8.236 335 CFPB Form

Requirement

8.6 F. Prepaids -

Prepaid

Mortgage

Insurance

Premium

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/CLOSING_INFORM



_ITEM_DETAIL

PREPAID_ITEM_D

ETAIL



MortgageInsurancePremium CR IF prepaid item type exists. Enumerated

8.815 336 CFPB Form

Requirement

8.6 F. Prepaids -

Prepaid

Mortgage

Insurance

Premium

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/CLOSING_INFORM



_ITEM_DETAIL

PREPAID_ITEM_D

ETAIL



enumerated value.



enumerated type

String 150

8.237 337 CFPB Form

Requirement

8.6.1 F. Prepaids -

Prepaid

Mortgage

Insurance

Premium

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/CLOSING_INFORM



_ITEM_DETAIL

PREPAID_ITEM_D

ETAIL


unt


Type.

CR IF prepaid item type exists. Numeric 2



September 27,2016

UCD Map

8.238 338 CFPB Form

Requirement

8.6.1 F. Prepaids -

Prepaid

Mortgage

Insurance

Premium

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/CLOSING_INFORM



_ITEM_PAID_TO/LEGAL


_DETAIL

LEGAL_ENTITY_D

ETAIL


entity.


8.243 339 CFPB Form

Requirement

8.6.1 F. Prepaids -

Amount

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/CLOSING_INFORM



_ITEM_DETAIL

PREPAID_ITEM_D

ETAIL



Broker

Investor

Lender

Other

ThirdPartyProvider



Affiliate, use the

enumeration of


Point

FeePaidToTypeOther

Descrition with the

allowable values of

LenderAffiliate and


Requirement

8.6.1 F. Prepaids -

Amount

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/CLOSING_INFORM



_ITEM_DETAIL

PREPAID_ITEM_D

ETAIL


ption



BrokerAffiliate

LenderAffiliate


8.239 341 CFPB Form

Requirement

8.6.2 | 8.6.3 |

8.6.4 | 8.6.5 |

8.6.6

F. Prepaids -

Borrower-Paid

/ Seller-Paid /

Paid by Others

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/CLOSING_INFORM



_ITEM_PAYMENTS/PRE

PAID_ITEM_PAYMENT

PREPAID_ITEM_P

AYMENT


yType


Lender

Seller

ThirdParty


8.240 342 CFPB Form

Requirement

8.6.2 | 8.6.3 |

8.6.4 | 8.6.5

F. Prepaids - At

Closing /

Before Closing

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/CLOSING_INFORM



_ITEM_PAYMENTS/PRE

PAID_ITEM_PAYMENT

PREPAID_ITEM_P

AYMENT


gType



AtClosing

BeforeClosing




September 27,2016

UCD Map

8.241 343 CFPB Form

Requirement

8.6.2 | 8.6.3 |

8.6.4 | 8.6.5 |

8.6.6

F. Prepaids -

Amount

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/CLOSING_INFORM



_ITEM_PAYMENTS/PRE

PAID_ITEM_PAYMENT

PREPAID_ITEM_P

AYMENT


Amount





Data Point

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/CLOSING_INFORM



_ITEM_DETAIL

PREPAID_ITEM_D

ETAIL


ndicator



false

true



Boolean

8.244 345 CFPB Form

Requirement

8.7 F. Prepaids -

Prepaid Item

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/CLOSING_INFORM



_ITEM_DETAIL

PREPAID_ITEM_D

ETAIL


nType




8.245 346 CFPB Form

Requirement

8.7 F. Prepaids -

Prepaid

Interest

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/CLOSING_INFORM



_ITEM_DETAIL

PREPAID_ITEM_D

ETAIL



PrepaidInterest R Enumerated

8.817 347 CFPB Form

Requirement

8.7 F. Prepaids -

Prepaid

Interest

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/CLOSING_INFORM



_ITEM_DETAIL

PREPAID_ITEM_D

ETAIL



enumerated value.



enumerated type

String 150



September 27,2016

UCD Map

8.257 348 CFPB Form

Requirement

8.7.1 F. Prepaids -

Amount

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/CLOSING_INFORM



_ITEM_DETAIL

PREPAID_ITEM_D

ETAIL



Broker

Investor

Lender

Other

ThirdPartyProvider



Affiliate, use the

enumeration of


Point

FeePaidToTypeOther

Descrition with the

allowable values of

LenderAffiliate and


Requirement

8.7.1 F. Prepaids -

Amount

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/CLOSING_INFORM



_ITEM_DETAIL

PREPAID_ITEM_D

ETAIL


ption



BrokerAffiliate

LenderAffiliate


8.248 350 CFPB Form

Requirement

8.7.1 F. Prepaids -

Amount

Prepaid per

Day

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/CLOSING_INFORM



_ITEM_DETAIL

PREPAID_ITEM_D

ETAIL

PrepaidItemPerDiemAmou

nt

The dollar amount charged per day for the prepaid

item.


PrepaidInterest

Amount 9.2

8.249 351 CFPB Form

Requirement

8.7.1 F. Prepaids -

Number of

Days in Year

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/CLOSING_INFORM



_ITEM_DETAIL

PREPAID_ITEM_D

ETAIL

PrepaidItemPerDiemCalcul

ationMethodType

The number of days in the year used in calculating the

dollar amount charged per day for the prepaid item

per diem amount.

360

365

365Or366


PrepaidInterest

Enumerated

8.250 352 CFPB Form

Requirement

8.7.1 F. Prepaids -

Start Date for

Daily Charge

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/CLOSING_INFORM



_ITEM_DETAIL

PREPAID_ITEM_D

ETAIL

PrepaidItemPaidFromDate The start date for calculating the total number of days

covered by the prepaid item.

CR IF prepaid item type exists. YYYY-MM-DD

8.251 353 CFPB Form

Requirement

8.7.1 F. Prepaids -

End Date for

Daily Charge

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/CLOSING_INFORM



_ITEM_DETAIL

PREPAID_ITEM_D

ETAIL

PrepaidItemPaidThroughDa

te

The end date for calculating the total number of days

covered by the prepaid item, inclusive of this date.

CR IF prepaid item type exists. YYYY-MM-DD



September 27,2016

UCD Map

8.253 354 CFPB Form

Requirement

8.7.2 | 8.7.3 |

8.7.4 | 8.7.5 |

8.7.6

F. Prepaids -

Borrower-Paid

/ Seller-Paid /

Paid by Others

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/CLOSING_INFORM



_ITEM_PAYMENTS/PRE

PAID_ITEM_PAYMENT

PREPAID_ITEM_P

AYMENT


yType


Lender

Seller

ThirdParty


8.254 355 CFPB Form

Requirement

8.7.2 | 8.7.3 |

8.7.4 | 8.7.5

F. Prepaids - At

Closing /

Before Closing

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/CLOSING_INFORM



_ITEM_PAYMENTS/PRE

PAID_ITEM_PAYMENT

PREPAID_ITEM_P

AYMENT


gType



AtClosing

BeforeClosing


8.255 356 CFPB Form

Requirement

8.7.2 | 8.7.3 |

8.7.4 | 8.7.5 |

8.7.6

F. Prepaids -

Amount

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/CLOSING_INFORM



_ITEM_PAYMENTS/PRE

PAID_ITEM_PAYMENT

PREPAID_ITEM_P

AYMENT


Amount





Data Point

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/CLOSING_INFORM



_ITEM_DETAIL

PREPAID_ITEM_D

ETAIL


ndicator



false

true

CR IF PrepaidItemType exists AND

<> "PropertyTaxes"

Boolean

8.258 358 CFPB Form

Requirement

8.8 F. Prepaids -

Prepaid Item

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/CLOSING_INFORM



_ITEM_DETAIL

PREPAID_ITEM_D

ETAIL


nType



Prepaids CR IF prepaid item type exists. Enumerated Repeat as necessary.



September 27,2016

UCD Map

8.259 359 CFPB Form

Requirement

8.8 F. Prepaids -

Prepaid

Property Taxes

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/CLOSING_INFORM



_ITEM_DETAIL

PREPAID_ITEM_D

ETAIL



BoroughPropertyTax

CityPropertyTax

CountyPropertyTax

DistrictPropertyTax

Other

StatePropertyTax

TownPropertyTax

CR IF prepaid item type exists. Enumerated Repeat as necessary.

8.818 360 CFPB Form

Requirement

8.8 F. Prepaids -

Prepaid

Property Taxes

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/CLOSING_INFORM



_ITEM_DETAIL

PREPAID_ITEM_D

ETAIL



enumerated value.



enumerated type

String 150

8.267 361 CFPB Form

Requirement

8.8 F. Prepaids -

Prepaid

Property Taxes

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/CLOSING_INFORM



_ITEM_DETAIL

PREPAID_ITEM_D

ETAIL

PrepaidItemTypeOtherDesc

ription


information when Other is selected for Prepaid Item

Type.

CR IF PrepaidItemType = "Other" String 150 OtherTypeDescription

may also include


the "UCD Supported

Enumerations"

column

8.260 362 CFPB Form

Requirement

8.8.1 F. Prepaids -

Number of

Months

Prepaid

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/CLOSING_INFORM



_ITEM_DETAIL

PREPAID_ITEM_D

ETAIL


unt


Type.

CR IF prepaid item type exists. Numeric 2 Repeat as necessary.

8.261 363 CFPB Form

Requirement

8.8.1 F. Prepaids -

Payee

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/CLOSING_INFORM



_ITEM_PAID_TO/LEGAL


_DETAIL

LEGAL_ENTITY_D

ETAIL


entity.

CR IF prepaid item type exists. String 100 Repeat as necessary.



September 27,2016

UCD Map

8.301 364 CFPB Form

Requirement

8.8.1 F. Prepaids -

Amount

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/CLOSING_INFORM



_ITEM_DETAIL

PREPAID_ITEM_D

ETAIL



Broker

Investor

Lender

Other

ThirdPartyProvider



Affiliate, use the

enumeration of


Point

FeePaidToTypeOther

Descrition with the

allowable values of

LenderAffiliate and


Requirement

8.8.1 F. Prepaids -

Amount

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/CLOSING_INFORM



_ITEM_DETAIL

PREPAID_ITEM_D

ETAIL


ption



BrokerAffiliate

LenderAffiliate


8.262 366 CFPB Form

Requirement

8.8.2 | 8.8.3 |

8.8.4 | 8.8.5 |

8.8.6

F. Prepaids -

Borrower-Paid

/ Seller-Paid /

Paid by Others

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/CLOSING_INFORM



_ITEM_PAYMENTS/PRE

PAID_ITEM_PAYMENT

PREPAID_ITEM_P

AYMENT


yType


Lender

Seller

ThirdParty


8.263 367 CFPB Form

Requirement

8.8.2 | 8.8.3 |

8.8.4 | 8.8.5

F. Prepaids - At

Closing /

Before Closing

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/CLOSING_INFORM



_ITEM_PAYMENTS/PRE

PAID_ITEM_PAYMENT

PREPAID_ITEM_P

AYMENT


gType



AtClosing

BeforeClosing


8.264 368 CFPB Form

Requirement

8.8.2 | 8.8.3 |

8.8.4 | 8.8.5 |

8.8.6

F. Prepaids -

Amount

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/CLOSING_INFORM



_ITEM_PAYMENTS/PRE

PAID_ITEM_PAYMENT

PREPAID_ITEM_P

AYMENT


Amount



CR IF prepaid item type exists. Amount 9.2 Repeat as necessary.



September 27,2016

UCD Map


Data Point

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/CLOSING_INFORM



_ITEM_DETAIL

PREPAID_ITEM_D

ETAIL


ndicator



false

true



Boolean

8.265 370 CFPB Form

Requirement

8.9 F. Prepaids -

Prepaid Item

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/CLOSING_INFORM



_ITEM_DETAIL

PREPAID_ITEM_D

ETAIL


nType



Prepaids CR IF prepaid item type exists. Enumerated Repeat as necessary.

8.266 371 CFPB Form

Requirement

8.9 F. Prepaids -

Prepaid Items

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/CLOSING_INFORM



_ITEM_DETAIL

PREPAID_ITEM_D

ETAIL





sment



ment


FloodInsurancePremium


HazardInsurancePremium



ment

Other


WindAndStormInsurancePremium


8.819 372 CFPB Form

Requirement

8.9 F. Prepaids -

Prepaid Items

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/CLOSING_INFORM



_ITEM_DETAIL

PREPAID_ITEM_D

ETAIL



enumerated value.



enumerated type

String 150

8.274 373 CFPB Form

Requirement

8.9 F. Prepaids -

Prepaid Items

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/CLOSING_INFORM



_ITEM_DETAIL

PREPAID_ITEM_D

ETAIL

PrepaidItemTypeOtherDesc

ription


information when Other is selected for Prepaid Item

Type.

CR IF PrepaidItemType = "Other" String 150 Repeat as necessary.



September 27,2016

UCD Map

8.273 374 CFPB Form

Requirement

8.9.1 F. Prepaids -

Payee

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/CLOSING_INFORM



_ITEM_DETAIL

PREPAID_ITEM_D

ETAIL



Broker

Investor

Lender

Other

ThirdPartyProvider



Affiliate, use the

enumeration of


Point

FeePaidToTypeOther

Descrition with the

allowable values of

LenderAffiliate and


Requirement

8.9.1 F. Prepaids -

Payee

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/CLOSING_INFORM



_ITEM_DETAIL

PREPAID_ITEM_D

ETAIL


ption



BrokerAffiliate

LenderAffiliate


8.275 376 CFPB Form

Requirement

8.9.1 F. Prepaids -

Number of

Months

Prepaid

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/CLOSING_INFORM



_ITEM_DETAIL

PREPAID_ITEM_D

ETAIL


unt


Type.

CR IF prepaid item type exists. Numeric 2 Repeat as necessary.

8.268 377 CFPB Form

Requirement

8.9.1 F. Prepaids -

Payee

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/CLOSING_INFORM



_ITEM_PAID_TO/LEGAL


_DETAIL

LEGAL_ENTITY_D

ETAIL


entity.


8.269 378 CFPB Form

Requirement

8.9.2 | 8.9.3 |

8.9.4 | 8.9.5 |

8.9.6

F. Prepaids -

Borrower-Paid

/ Seller-Paid /

Paid by Others

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/CLOSING_INFORM



_ITEM_PAYMENTS/PRE

PAID_ITEM_PAYMENT

PREPAID_ITEM_P

AYMENT


yType


Lender

Seller

ThirdParty




September 27,2016

UCD Map

8.270 379 CFPB Form

Requirement

8.9.2 | 8.9.3 |

8.9.4 | 8.9.5

F. Prepaids - At

Closing /

Before Closing

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/CLOSING_INFORM



_ITEM_PAYMENTS/PRE

PAID_ITEM_PAYMENT

PREPAID_ITEM_P

AYMENT


gType



AtClosing

BeforeClosing


8.271 380 CFPB Form

Requirement

8.9.2 | 8.9.3 |

8.9.4 | 8.9.5 |

8.9.6

F. Prepaids -

Amount

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/CLOSING_INFORM



_ITEM_PAYMENTS/PRE

PAID_ITEM_PAYMENT

PREPAID_ITEM_P

AYMENT


Amount



CR IF prepaid item type exists. Amount 9.2 Repeat as necessary.


Data Point

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/CLOSING_INFORM



_ITEM_DETAIL

PREPAID_ITEM_D

ETAIL


ndicator



false

true

CR IF PrepaidItemType exists AND

<> "PropertyTaxes"


8.215 382 CFPB Form

Requirement

8.10 Initial Escrow

Payment at

Closing Label

N/A N/A N/A N/A

8.023 383 CFPB Form

Requirement

8.10 G. Initial

Escrow

Payment at

Closing

Subtotal

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/DOCUMENT_SPECI

FIC_DATA_SETS/DOCU

MENT_SPECIFIC_DATA_


OSURE/INTEGRATED_DI

SCLOSURE_SECTION_SU

MMARIES/INTEGRATED

_DISCLOSURE_SECTION

_SUMMARY/INTEGRATE

D_DISCLOSURE_SECTIO

N_SUMMARY_DETAIL

INTEGRATED_DIS

CLOSURE_SECTIO

N_SUMMARY_DE

TAIL


nType



InitialEscrowPaymentAtClosing R Enumerated



September 27,2016

UCD Map

8.024 384 CFPB Form

Requirement

8.10.1 G. Initial

Escrow

Payment at

Closing

Subtotal

Amount

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/DOCUMENT_SPECI

FIC_DATA_SETS/DOCU

MENT_SPECIFIC_DATA_


OSURE/INTEGRATED_DI

SCLOSURE_SECTION_SU

MMARIES/INTEGRATED

_DISCLOSURE_SECTION

_SUMMARY/INTEGRATE

D_DISCLOSURE_SECTIO

N_SUMMARY_DETAIL

INTEGRATED_DIS

CLOSURE_SECTIO

N_SUMMARY_DE

TAIL


nTotalAmount



document.

R Amount 9.2

8.297 385 CFPB Form

Requirement

8.11 Initial Escrow

Payment at

Closing -

Homeowner's

Insurance

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/ESCROW/ESCROW

_ITEMS/ESCROW_ITEM/

ESCROW_ITEM_DETAIL

ESCROW_ITEM_D

ETAIL


nType



InitialEscrowPaymentAtClosing CR IF escrow item exists. Enumerated

8.169 386 CFPB Form

Requirement

8.11 G. Initial

Escrow

Payment at

Closing -

Homeowner's

Insurance

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/ESCROW/ESCROW

_ITEMS/ESCROW_ITEM/

ESCROW_ITEM_DETAIL

ESCROW_ITEM_D

ETAIL

EscrowItemType Specifies the type of Escrow Item. HomeownersInsurance CR IF escrow item exists. Enumerated

8.820 387 CFPB Form

Requirement

8.11 Initial Escrow

Payment at

Closing -

Homeowner's

Insurance

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/ESCROW/ESCROW

_ITEMS/ESCROW_ITEM/

ESCROW_ITEM_DETAIL

ESCROW_ITEM_D

ETAIL



enumerated value.



enumerated type

String 150

8.171 388 CFPB Form

Requirement

8.11.1 G. Initial

Escrow

Payment at

Closing -

Amount per

month

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/ESCROW/ESCROW

_ITEMS/ESCROW_ITEM/

ESCROW_ITEM_DETAIL

ESCROW_ITEM_D

ETAIL

EscrowMonthlyPaymentAm

ount

The monthly payment amount for the escrow item. CR IF escrow item exists. Amount 9.2



September 27,2016

UCD Map

8.172 389 CFPB Form

Requirement

8.11.1 G. Initial

Escrow

Payment at

Closing -

Number of

months

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/ESCROW/ESCROW

_ITEMS/ESCROW_ITEM/

ESCROW_ITEM_DETAIL

ESCROW_ITEM_D

ETAIL

EscrowCollectedNumberOf

MonthsCount

The number of months escrow to be collected at

closing for the escrow item.

CR IF escrow item exists. Numeric 3

8.189 390 CFPB Form

Requirement

8.11.1 G. Initial

Escrow

Payment at

Closing -

Homeowner's

Insurance

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/ESCROW/ESCROW

_ITEMS/ESCROW_ITEM/

ESCROW_ITEM_DETAIL

ESCROW_ITEM_D

ETAIL



Broker

Investor

Lender

Other

ThirdPartyProvider

CR IF escrow item exists. Enumerated To indicate a Lenders


Affiliate, use the

enumeration of


Point

FeePaidToTypeOther

Descrition with the

allowable values of

LenderAffiliate and


Requirement

8.11.1 G. Initial

Escrow

Payment at

Closing -

Homeowner's

Insurance

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/ESCROW/ESCROW

_ITEMS/ESCROW_ITEM/

ESCROW_ITEM_DETAIL

ESCROW_ITEM_D

ETAIL


ption



BrokerAffiliate

LenderAffiliate

CR IF escrow item exists. String 30

8.173 392 CFPB Form

Requirement

8.11.2 | 8.11.4

| 8.11.6

G. Initial

Escrow

Payment at

Closing -

Borrower-Paid

/ Seller-Paid /

Paid by Others

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/ESCROW/ESCROW

_ITEMS/ESCROW_ITEM/

ESCROW_ITEM_PAYME

NTS/ESCROW_ITEM_PA

YMENT

ESCROW_ITEM_P

AYMENT

EscrowItemPaymentPaidBy

Type

The role of the party making the escrow item

payment.

Buyer

Lender

Seller

ThirdParty

CR IF escrow item exists. Enumerated Repeats as necessary

8.843 393 CFPB Form

Requirement

8.11.2 | 8.11.4

| 8.11.6

G. Initial

Escrow

Payment at

Closing -

Borrower-Paid

/ Seller-Paid /

Paid by Others

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/ESCROW/ESCROW

_ITEMS/ESCROW_ITEM/

ESCROW_ITEM_PAYME

NTS/ESCROW_ITEM_PA

YMENT

ESCROW_ITEM_P

AYMENT

EscrowItemPaymentTiming

Type


process when the escrow item payment was paid.

AtClosing CR IF escrow item exists. Enumerated Repeats as necessary



September 27,2016

UCD Map

8.198 394 CFPB Form

Requirement

8.11.2 | 8.11.4

| 8.11.6

G. Initial

Escrow

Payment at

Closing -

Amount

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/ESCROW/ESCROW

_ITEMS/ESCROW_ITEM/

ESCROW_ITEM_PAYME

NTS/ESCROW_ITEM_PA

YMENT

ESCROW_ITEM_P

AYMENT

EscrowItemActualPayment

Amount


specified time for a specified escrow item.

CR IF escrow item exists. Amount 9.2


Data Point

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/ESCROW/ESCROW

_ITEMS/ESCROW_ITEM/

ESCROW_ITEM_DETAIL

ESCROW_ITEM_D

ETAIL


ndicator



false

true

CR IF EscrowItemType exists and

<> Property Tax

Boolean

8.298 396 CFPB Form

Requirement

8.12 G. Initial

Escrow

Payment at

Closing -

Mortgage

Insurance

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/ESCROW/ESCROW

_ITEMS/ESCROW_ITEM/

ESCROW_ITEM_DETAIL

ESCROW_ITEM_D

ETAIL


nType



InitialEscrowPaymentAtClosing CR IF escrow item exists. Enumerated Repeat as necessary.

8.276 397 CFPB Form

Requirement

8.12 G. Initial

Escrow

Payment at

Closing -

Mortgage

Insurance

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/ESCROW/ESCROW

_ITEMS/ESCROW_ITEM/

ESCROW_ITEM_DETAIL

ESCROW_ITEM_D

ETAIL

EscrowItemType Specifies the type of Escrow Item. MortgageInsurance CR IF escrow item exists. Enumerated

8.821 398 CFPB Form

Requirement

8.12 G. Initial

Escrow

Payment at

Closing -

Mortgage

Insurance

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/ESCROW/ESCROW

_ITEMS/ESCROW_ITEM/

ESCROW_ITEM_DETAIL

ESCROW_ITEM_D

ETAIL



enumerated value.



enumerated type

String 150

8.282 399 CFPB Form

Requirement

8.12.1 G. Initial

Escrow

Payment at

Closing -

Mortgage

Insurance

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/ESCROW/ESCROW

_ITEMS/ESCROW_ITEM/

ESCROW_ITEM_DETAIL

ESCROW_ITEM_D

ETAIL



Broker

Investor

Lender

Other

ThirdPartyProvider



Affiliate, use the

enumeration of


Point

FeePaidToTypeOther

Descrition with the

allowable values of

LenderAffiliate and

BrokerAffiliate.



September 27,2016

UCD Map

8.831 400 CFPB Form

Requirement

8.12.1 G. Initial

Escrow

Payment at

Closing -

Mortgage

Insurance

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/ESCROW/ESCROW

_ITEMS/ESCROW_ITEM/

ESCROW_ITEM_DETAIL

ESCROW_ITEM_D

ETAIL


ption



BrokerAffiliate

LenderAffiliate

CR IF escrow item exists. String 30

8.277 401 CFPB Form

Requirement

8.12.1 G. Initial

Escrow

Payment at

Closing -

Amount per

month

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/ESCROW/ESCROW

_ITEMS/ESCROW_ITEM/

ESCROW_ITEM_DETAIL

ESCROW_ITEM_D

ETAIL


ount

The monthly payment amount for the escrow item. CR IF escrow item exists. Amount 9.2

8.283 402 CFPB Form

Requirement

8.12.1 G. Initial

Escrow

Payment at

Closing -

number of

months

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/ESCROW/ESCROW

_ITEMS/ESCROW_ITEM/

ESCROW_ITEM_DETAIL

ESCROW_ITEM_D

ETAIL


MonthsCount



CR IF escrow item exists. Numeric 3

8.279 403 CFPB Form

Requirement

8.12.2 | 8.12.4

| 8.12.6

G. Initial

Escrow

Payment at

Closing -

Borrower-Paid

/ Seller-Paid /

Paid by Others

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/ESCROW/ESCROW

_ITEMS/ESCROW_ITEM/

ESCROW_ITEM_PAYME

NTS/ESCROW_ITEM_PA

YMENT

ESCROW_ITEM_P

AYMENT


Type


payment.

Buyer

Lender

Seller

ThirdParty

CR IF escrow item exists. Enumerated Repeats as necessary

8.844 404 CFPB Form

Requirement

8.12.2 G. Initial

Escrow

Payment At

Closing -

Borrower-Paid

/ Seller-Paid /

Paid by Others

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/ESCROW/ESCROW

_ITEMS/ESCROW_ITEM/

ESCROW_ITEM_PAYME

NTS/ESCROW_ITEM_PA

YMENT

ESCROW_ITEM_P

AYMENT


Type



AtClosing CR IF escrow item exists. Enumerated

8.280 405 CFPB Form

Requirement

8.12.2 | 8.12.4

| 8.12.6

G. Initial

Escrow

Payment at

Closing -

Amount

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/ESCROW/ESCROW

_ITEMS/ESCROW_ITEM/

ESCROW_ITEM_PAYME

NTS/ESCROW_ITEM_PA

YMENT

ESCROW_ITEM_P

AYMENT


Amount



CR IF escrow item exists. Amount 9.2 Repeat as necessary.



September 27,2016

UCD Map


Data Point

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/ESCROW/ESCROW

_ITEMS/ESCROW_ITEM/

ESCROW_ITEM_DETAIL

ESCROW_ITEM_D

ETAIL


ndicator



false

true


<> Property Tax

Boolean

8.299 407 CFPB Form

Requirement

8.13 G. Initial

Escrow

Payment at

Closing -

Property Taxes

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/ESCROW/ESCROW

_ITEMS/ESCROW_ITEM/

ESCROW_ITEM_DETAIL

ESCROW_ITEM_D

ETAIL


nType




8.284 408 CFPB Form

Requirement

8.13 G. Initial

Escrow

Payment at

Closing -

Property Taxes

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/ESCROW/ESCROW

_ITEMS/ESCROW_ITEM/

ESCROW_ITEM_DETAIL

ESCROW_ITEM_D

ETAIL

EscrowItemType Specifies the type of Escrow Item. CityPropertyTax

DistrictPropertyTax

StatePropertyTax

TownPropertyTax

CountyPropertyTax

Other

ParishTax

TownshipPropertyTax

VilliagePropertyTax


8.822 409 CFPB Form

Requirement

8.13 G. Initial

Escrow

Payment at

Closing -

Property Taxes

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/ESCROW/ESCROW

_ITEMS/ESCROW_ITEM/

ESCROW_ITEM_DETAIL

ESCROW_ITEM_D

ETAIL



enumerated value.



enumerated type

String 150

8.290 410 CFPB Form

Requirement

8.13.1 G. Initial

Escrow

Payment at

Closing -

Property Taxes

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/ESCROW/ESCROW

_ITEMS/ESCROW_ITEM/

ESCROW_ITEM_DETAIL

ESCROW_ITEM_D

ETAIL



Broker

Investor

Lender

Other

ThirdPartyProvider



Affiliate, use the

enumeration of


Point

FeePaidToTypeOther

Descrition with the

allowable values of

LenderAffiliate and


Requirement

8.13.1 G. Initial

Escrow

Payment at

Closing -

Property Taxes

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/ESCROW/ESCROW

_ITEMS/ESCROW_ITEM/

ESCROW_ITEM_DETAIL

ESCROW_ITEM_D

ETAIL


ption



BrokerAffiliate

LenderAffiliate

CR IF escrow item exists. String 30 Repeat as necessary.



September 27,2016

UCD Map

8.285 412 CFPB Form

Requirement

8.13.1 G. Initial

Escrow

Payment at

Closing -

Amount per

month

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/ESCROW/ESCROW

_ITEMS/ESCROW_ITEM/

ESCROW_ITEM_DETAIL

ESCROW_ITEM_D

ETAIL


ount

The monthly payment amount for the escrow item. CR IF escrow item exists. Amount 9.2 Repeat as necessary.

8.286 413 CFPB Form

Requirement

8.13.1 G. Initial

Escrow

Payment at

Closing -

Number of

months

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/ESCROW/ESCROW

_ITEMS/ESCROW_ITEM/

ESCROW_ITEM_DETAIL

ESCROW_ITEM_D

ETAIL


MonthsCount



CR IF escrow item exists. Numeric 3 Repeat as necessary.

8.287 414 CFPB Form

Requirement

8.13.2 | 8.13.4

| 8.13.6

G. Initial

Escrow

Payment at

Closing -

Borrower-Paid

/ Seller-Paid /

Paid by Others

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/ESCROW/ESCROW

_ITEMS/ESCROW_ITEM/

ESCROW_ITEM_PAYME

NTS/ESCROW_ITEM_PA

YMENT

ESCROW_ITEM_P

AYMENT


Type


payment.

Buyer

Lender

Seller

ThirdParty


8.845 415 CFPB Form

Requirement

8.13.2 | 8.13.4

| 8.13.6

G. Initial

Escrow

Payment At

Closing -

Borrower-Paid

/ Seller-Paid /

Paid by Others

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/ESCROW/ESCROW

_ITEMS/ESCROW_ITEM/

ESCROW_ITEM_PAYME

NTS/ESCROW_ITEM_PA

YMENT

ESCROW_ITEM_P

AYMENT


Type



AtClosing CR IF escrow item exists. Enumerated Repeat as necessary.

8.288 416 CFPB Form

Requirement

8.13.2 | 8.13.4

| 8.13.6

G. Initial

Escrow

Payment at

Closing -

Amount

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/ESCROW/ESCROW

_ITEMS/ESCROW_ITEM/

ESCROW_ITEM_PAYME

NTS/ESCROW_ITEM_PA

YMENT

ESCROW_ITEM_P

AYMENT


Amount





Data Point

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/ESCROW/ESCROW

_ITEMS/ESCROW_ITEM/

ESCROW_ITEM_DETAIL

ESCROW_ITEM_D

ETAIL


ndicator



false

true

CR IF escrow item exists and <>

Property Tax




September 27,2016

UCD Map

8.300 418 CFPB Form

Requirement

8.14 G. Initial

Escrow

Payment at

Closing - Other

Items

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/ESCROW/ESCROW

_ITEMS/ESCROW_ITEM/

ESCROW_ITEM_DETAIL

ESCROW_ITEM_D

ETAIL


nType




8.175 419 CFPB Form

Requirement

8.14 G. Initial

Escrow

Payment at

Closing - Other

Items

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/ESCROW/ESCROW

_ITEMS/ESCROW_ITEM/

ESCROW_ITEM_DETAIL

ESCROW_ITEM_D

ETAIL

EscrowItemType Specifies the type of Escrow Item. AssessmentTax

CityBondTax

CityPropertyTax



sment



ment

CountyBondTax

DistrictPropertyTax

EarthquakeInsurance

EngeryEfficientImporvementFunds

FloodInsurance


HazardInsurance



ment

Other

PestInspection

RehabilitationFunds

SchoolPropertyTax

StatePropertyTax

TownPropertyTax

VolcanoInsurance


8.823 420 CFPB Form

Requirement

8.14 G. Initial

Escrow

Payment at

Closing - Other

Items

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/ESCROW/ESCROW

_ITEMS/ESCROW_ITEM/

ESCROW_ITEM_DETAIL

ESCROW_ITEM_D

ETAIL



enumerated value.



enumerated type

String 150

8.056 421 CFPB Form

Requirement

8.14 G. Initial

Escrow

Payment at

Closing - Other

Items

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/ESCROW/ESCROW

_ITEMS/ESCROW_ITEM/

ESCROW_ITEM_DETAIL

ESCROW_ITEM_D

ETAIL

EscrowItemTypeOtherDesc

ription

A free-form text field to collect additional information

when Other is selected for Escrow Item Type.

BoroughPropertyTax CR IF EscrowItemCategoryType =

"Other"

String 150



September 27,2016

UCD Map

8.179 422 CFPB Form

Requirement

8.14.1 G. Initial

Escrow

Payment at

Closing - Other

Items

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/ESCROW/ESCROW

_ITEMS/ESCROW_ITEM/

ESCROW_ITEM_DETAIL

ESCROW_ITEM_D

ETAIL



Broker

Investor

Lender

Other

ThirdPartyProvider



Affiliate, use the

enumeration of


Point

FeePaidToTypeOther

Descrition with the

allowable values of

LenderAffiliate and


Requirement

8.14.1 G. Initial

Escrow

Payment at

Closing - Other

Items

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/ESCROW/ESCROW

_ITEMS/ESCROW_ITEM/

ESCROW_ITEM_DETAIL

ESCROW_ITEM_D

ETAIL


ption



BrokerAffiliate

LenderAffiliate

CR IF escrow item exists. String 30 Repeat as necessary.

8.140 424 CFPB Form

Requirement

8.14.1 G. Initial

Escrow

Payment at

Closing -

Amount per

month

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/ESCROW/ESCROW

_ITEMS/ESCROW_ITEM/

ESCROW_ITEM_DETAIL

ESCROW_ITEM_D

ETAIL


ount

The monthly payment amount for the escrow item. CR IF escrow item exists. Amount 9.2 Repeat as necessary.

8.141 425 CFPB Form

Requirement

8.14.1 G. Initial

Escrow

Payment at

Closing -

number of

months

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/ESCROW/ESCROW

_ITEMS/ESCROW_ITEM/

ESCROW_ITEM_DETAIL

ESCROW_ITEM_D

ETAIL


MonthsCount



CR IF escrow item exists. Numeric 3 Repeat as necessary.

8.142 426 CFPB Form

Requirement

8.14.2 | 8.14.4

| 8.14.6

G. Initial

Escrow

Payment at

Closing -

Borrower-Paid

/ Seller-Paid /

Paid by Others

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/ESCROW/ESCROW

_ITEMS/ESCROW_ITEM/

ESCROW_ITEM_PAYME

NTS/ESCROW_ITEM_PA

YMENT

ESCROW_ITEM_P

AYMENT


Type


payment.

Buyer

Lender

Seller

ThirdParty




September 27,2016

UCD Map

8.846 427 CFPB Form

Requirement

8.14.2 | 8.14.4

| 8.14.6

G. Initial

Escrow

Payment At

Closing -

Borrower-Paid

/ Seller-Paid /

Paid by Others

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/ESCROW/ESCROW

_ITEMS/ESCROW_ITEM/

ESCROW_ITEM_PAYME

NTS/ESCROW_ITEM_PA

YMENT

ESCROW_ITEM_P

AYMENT


Type



AtClosing CR IF escrow item exists. Enumerated Repeat as necessary.

8.202 428 CFPB Form

Requirement

8.14.2 | 8.14.4

| 8.14.6

G. Initial

Escrow

Payment at

Closing -

Amount

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/ESCROW/ESCROW

_ITEMS/ESCROW_ITEM/

ESCROW_ITEM_PAYME

NTS/ESCROW_ITEM_PA

YMENT

ESCROW_ITEM_P

AYMENT


Amount





Data Point

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/ESCROW/ESCROW

_ITEMS/ESCROW_ITEM/

ESCROW_ITEM_DETAIL

ESCROW_ITEM_D

ETAIL


ndicator



false

true


<> Property Tax


8.225 431 CFPB Form

Requirement

8.15 Aggregate

Adjustment

Label

N/A N/A N/A N/A

8.061 432 CFPB Form

Requirement

8.15 | 8.15.2 G. Initial

Escrow

Payment at

Closing -

Aggregate

Adjustment

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/ESCROW/ESCROW

_DETAIL

ESCROW_DETAIL EscrowAggregateAccountin

gAdjustmentAmount

The dollar amount of any adjustment made to total

escrow account based on Regulation X requirements.

This must be a negative number or 0.

CR If EscrowIndicator = "True"

AND Aggregate accounting

Adjustment exists.

Amount 9.2 Negative amount

conventionally shown

under paid by

borrower at closing.

8.218 433 CFPB Form

Requirement

8.16 Other Label N/A N/A N/A N/A



September 27,2016

UCD Map

8.062 434 CFPB Form

Requirement

8.16 H. Other Costs MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/DOCUMENT_SPECI

FIC_DATA_SETS/DOCU

MENT_SPECIFIC_DATA_


OSURE/INTEGRATED_DI

SCLOSURE_SECTION_SU

MMARIES/INTEGRATED

_DISCLOSURE_SECTION

_SUMMARY/INTEGRATE

D_DISCLOSURE_SECTIO

N_SUMMARY_DETAIL

INTEGRATED_DIS

CLOSURE_SECTIO

N_SUMMARY_DE

TAIL


nType



OtherCosts R Enumerated

8.064 435 CFPB Form

Requirement

8.16.1 H. Other Costs -

Amount

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/DOCUMENT_SPECI

FIC_DATA_SETS/DOCU

MENT_SPECIFIC_DATA_


OSURE/INTEGRATED_DI

SCLOSURE_SECTION_SU

MMARIES/INTEGRATED

_DISCLOSURE_SECTION

_SUMMARY/INTEGRATE

D_DISCLOSURE_SECTIO

N_SUMMARY_DETAIL

INTEGRATED_DIS

CLOSURE_SECTIO

N_SUMMARY_DE

TAIL


nTotalAmount



document.

R Amount 9.2

8.065 436 CFPB Form

Requirement


Other Costs

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/FEE_INFORMATIO



nType



OtherCosts CR IF Other Cost exists. Enumerated Repeat as necessary.



September 27,2016

UCD Map

8.066 437 CFPB Form

Requirement


Other Costs

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/FEE_INFORMATIO







sment



ment

CreditDisabilityInsurancePremium

CreditLifeInsurancePremium

CreditPropertyInsurancePremium

CreditUnemploymentInsurancePremiu

m

DebtCancellationInsurancePremium







HomeInspectionFee



ment

HomeWarrantyFee

LeadInspectionFee

MoldInspectionFee

MunicipalLienCertificateFee

Other

PestInspectionFee

PlumbingInspectionFee

RadonInspectionFee

RealEstateCommissionBuyersBroker

RealEstateCommissionSellersBroker

CR IF Other Cost exists. Enumerated Repeat as necessary.

8.824 438 CFPB Form

Requirement


Other Costs

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/FEE_INFORMATIO




enumerated value.



enumerated type

String 150

8.067 439 CFPB Form

Requirement


Other Costs

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/FEE_INFORMATIO




DebtSuspensionInsurancePremium CR IF FeeType = "Other" String 150 OtherTypeDescription

may also include


the "UCD Supported

Enumerations"

column



September 27,2016

UCD Map

8.180 440 CFPB Form

Requirement


Other Costs

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/FEE_INFORMATIO




Broker

Investor

Lender

Other

ThirdPartyProvider

CR IF Other Cost exists. Enumerated To indicate a Lenders


Affiliate, use the

enumeration of


Point

FeePaidToTypeOther

Descrition with the

allowable values of

LenderAffiliate and


Requirement


Other Costs

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/FEE_INFORMATIO



ption



BrokerAffiliate

LenderAffiliate

CR IF Other Cost exists. String 30 Repeat as necessary.

8.219 442 CFPB Form

Requirement


Other Costs

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/FEE_INFORMATIO


FEE_DETAIL OptionalCostIndicator When true, indicates that the service and associated

cost are not required by the creditor. This includes

premiums paid for separate insurance, warranty,

guarantee or event-coverage products.

false

true

CR IF optional cost exists. Boolean Repeat as necessary.

8.068 443 CFPB Form

Requirement

8.17.1 H. Other Costs

- Other Costs -

Payee

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/FEE_INFORMATIO



L_ENTITY_DETAIL

LEGAL_ENTITY_D

ETAIL


entity.

CR IF Other Cost exists. String 100 Repeat as necessary.

8.107 444 CFPB Form

Requirement

8.17.2 | 8.17.3

| 8.17.4 |

8.17.5 | 8.17.6

H. Other Costs -

Other Costs -

Borrower-Paid

/ Seller-Paid /

Paid by Others

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/FEE_INFORMATIO

N/FEES/FEE/FEE_PAYM

ENTS/FEE_PAYMENT


Lender

Seller

ThirdParty

CR IF Other Cost exists. Enumerated Repeat as necessary.

8.070 445 CFPB Form

Requirement

8.17.2 | 8.17.3

| 8.17.4 |

8.17.5 | 8.17.6

H. Other Costs -

Other Costs -

At Closing /

Before Closing

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/FEE_INFORMATIO

N/FEES/FEE/FEE_PAYM

ENTS/FEE_PAYMENT


ClosingIndicator


of closing.

false

true

CR IF Other Cost exists. Boolean Repeat as necessary.



September 27,2016

UCD Map

8.108 446 CFPB Form

Requirement

8.17.2 | 8.17.3

| 8.17.4 |

8.17.5 | 8.17.6

H. Other Costs -

Other Costs -

Amount

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/FEE_INFORMATIO

N/FEES/FEE/FEE_PAYM

ENTS/FEE_PAYMENT



CR IF Other Cost exists. Amount 9.2 Repeat as necessary.


Data Point

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/FEE_INFORMATIO



ndicator



false

true

CR IF Other Cost exists. Boolean Repeat as necessary.

8.221 448 CFPB Form

Requirement

8.18 TOTAL OTHER

COSTS

(Borrower-

Paid) Label

N/A N/A N/A N/A

8.072 449 CFPB Form

Requirement

8.18 I. TOTAL

OTHER COSTS

(Borrower-

Paid) -

Subtotal

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/DOCUMENT_SPECI

FIC_DATA_SETS/DOCU

MENT_SPECIFIC_DATA_


OSURE/INTEGRATED_DI

SCLOSURE_SECTION_SU

MMARIES/INTEGRATED

_DISCLOSURE_SECTION

_SUMMARY/INTEGRATE

D_DISCLOSURE_SECTIO

N_SUMMARY_DETAIL

INTEGRATED_DIS

CLOSURE_SECTIO

N_SUMMARY_DE

TAIL


nType



TotalOtherCosts R Enumerated

8.074 450 CFPB Form

Requirement

8.18.1 I. TOTAL

OTHER COSTS -

Subtotal

Amount

(Borrower

Paid)

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/DOCUMENT_SPECI

FIC_DATA_SETS/DOCU

MENT_SPECIFIC_DATA_


OSURE/INTEGRATED_DI

SCLOSURE_SECTION_SU

MMARIES/INTEGRATED

_DISCLOSURE_SECTION

_SUMMARY/INTEGRATE

D_DISCLOSURE_SECTIO

N_SUMMARY_DETAIL

INTEGRATED_DIS

CLOSURE_SECTIO

N_SUMMARY_DE

TAIL


nTotalAmount



document.

R Amount 9.2



September 27,2016

UCD Map

8.227 451 CFPB Form

Requirement

8.19 Other Costs

Subtotals

(E+F+G=H)

Label

N/A N/A N/A N/A

8.075 452 CFPB Form

Requirement

8.19 Other Costs

Subtotal (E + F

+ G + H)

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/DOCUMENT_SPECI

FIC_DATA_SETS/DOCU

MENT_SPECIFIC_DATA_


OSURE/INTEGRATED_DI

SCLOSURE_SECTION_SU

MMARIES/INTEGRATED

_DISCLOSURE_SECTION

_SUMMARY/INTEGRATE

D_DISCLOSURE_SECTIO

N_SUMMARY_DETAIL

INTEGRATED_DIS

CLOSURE_SECTIO

N_SUMMARY_DE

TAIL


tionType



OtherCostsSubtotal R Enumerated

8.076 453 CFPB Form

Requirement

8.19.2 | 8.19.3 Other Costs

Subtotal (E + F

+ G + H) -

Amount

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/DOCUMENT_SPECI

FIC_DATA_SETS/DOCU

MENT_SPECIFIC_DATA_


OSURE/INTEGRATED_DI

SCLOSURE_SECTION_SU

MMARIES/INTEGRATED

_DISCLOSURE_SECTION

_SUMMARY/INTEGRATE

D_DISCLOSURE_SUBSEC

TION_PAYMENTS/INTEG

RATED_DISCLOSURE_SU

BSECTION_PAYMENT

INTEGRATED_DIS

CLOSURE_SUBSEC

TION_PAYMENT


tionPaymentAmount



Subsection Type.

R Amount 9.2



September 27,2016

UCD Map

8.077 454 CFPB Form

Requirement

8.19.2 | 8.19.3 Other Costs

Subtotal (E + F

+ G + H) -

Borrower-Paid

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/DOCUMENT_SPECI

FIC_DATA_SETS/DOCU

MENT_SPECIFIC_DATA_


OSURE/INTEGRATED_DI

SCLOSURE_SECTION_SU

MMARIES/INTEGRATED

_DISCLOSURE_SECTION

_SUMMARY/INTEGRATE

D_DISCLOSURE_SUBSEC

TION_PAYMENTS/INTEG

RATED_DISCLOSURE_SU

BSECTION_PAYMENT

INTEGRATED_DIS

CLOSURE_SUBSEC

TION_PAYMENT


tionPaidByType




Buyer R Enumerated

8.103 455 CFPB Form

Requirement

8.19.2 | 8.19.3 Other Costs

Subtotal (E + F

+ G + H) - At

Closing /

Before Closing

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/DOCUMENT_SPECI

FIC_DATA_SETS/DOCU

MENT_SPECIFIC_DATA_


OSURE/INTEGRATED_DI

SCLOSURE_SECTION_SU

MMARIES/INTEGRATED

_DISCLOSURE_SECTION

_SUMMARY/INTEGRATE

D_DISCLOSURE_SUBSEC

TION_PAYMENTS/INTEG

RATED_DISCLOSURE_SU

BSECTION_PAYMENT

INTEGRATED_DIS

CLOSURE_SUBSEC

TION_PAYMENT





payment was paid.

AtClosing

BeforeClosing

R Enumerated

8.222 456 CFPB Form

Requirement

9.1 TOTAL

CLOSING

COSTS

(Borrower-

Paid) Label

N/A N/A N/A N/A



September 27,2016

UCD Map

8.078 457 CFPB Form

Requirement

9.1 J. TOTAL

CLOSING

COSTS

(Borrower-

Paid) - Total

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/DOCUMENT_SPECI

FIC_DATA_SETS/DOCU

MENT_SPECIFIC_DATA_


OSURE/INTEGRATED_DI

SCLOSURE_SECTION_SU

MMARIES/INTEGRATED

_DISCLOSURE_SECTION

_SUMMARY/INTEGRATE

D_DISCLOSURE_SECTIO

N_SUMMARY_DETAIL

INTEGRATED_DIS

CLOSURE_SECTIO

N_SUMMARY_DE

TAIL


nType




8.080 458 CFPB Form

Requirement

9.1.1 J. TOTAL

CLOSING

COSTS

(Borrower-

Paid) - Total

Amount

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/DOCUMENT_SPECI

FIC_DATA_SETS/DOCU

MENT_SPECIFIC_DATA_


OSURE/INTEGRATED_DI

SCLOSURE_SECTION_SU

MMARIES/INTEGRATED

_DISCLOSURE_SECTION

_SUMMARY/INTEGRATE

D_DISCLOSURE_SECTIO

N_SUMMARY_DETAIL

INTEGRATED_DIS

CLOSURE_SECTIO

N_SUMMARY_DE

TAIL


nTotalAmount



document.

R Amount 9.2

8.228 459 CFPB Form

Requirement

9.2 Closing Costs

Subtotals (D+I)

Label

N/A N/A N/A N/A

8.082 460 CFPB Form

Requirement

9.2 Closing Costs

Subtotals (D +

I)

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/DOCUMENT_SPECI

FIC_DATA_SETS/DOCU

MENT_SPECIFIC_DATA_


OSURE/INTEGRATED_DI

SCLOSURE_SECTION_SU

MMARIES/INTEGRATED

_DISCLOSURE_SECTION

_SUMMARY/INTEGRATE

D_DISCLOSURE_SECTIO

N_SUMMARY_DETAIL

INTEGRATED_DIS

CLOSURE_SECTIO

N_SUMMARY_DE

TAIL


tionType



ClosingCostsSubtotal R Enumerated



September 27,2016

UCD Map

8.081 461 CFPB Form

Requirement

9.2.2 | 9.2.3 |

9.2.4 | 9.2.5 |

9.2.6

Closing Costs

Subtotals (D +

I)

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/DOCUMENT_SPECI

FIC_DATA_SETS/DOCU

MENT_SPECIFIC_DATA_


OSURE/INTEGRATED_DI

SCLOSURE_SECTION_SU

MMARIES/INTEGRATED

_DISCLOSURE_SECTION

_SUMMARY/INTEGRATE

D_DISCLOSURE_SUBSEC

TION_PAYMENTS/INTEG

RATED_DISCLOSURE_SU

BSECTION_PAYMENT

INTEGRATED_DIS

CLOSURE_SUBSEC

TION_PAYMENT


tionPaymentAmount



Subsection Type.

R Amount 9.2

8.083 462 CFPB Form

Requirement

9.2.2 | 9.2.3 |

9.2.4 | 9.2.5 |

9.2.6

Closing Costs

Subtotals (D +

I) - Borrower-

Paid / Seller-

Paid / Paid by

Others

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/DOCUMENT_SPECI

FIC_DATA_SETS/DOCU

MENT_SPECIFIC_DATA_


OSURE/INTEGRATED_DI

SCLOSURE_SECTION_SU

MMARIES/INTEGRATED

_DISCLOSURE_SECTION

_SUMMARY/INTEGRATE

D_DISCLOSURE_SUBSEC

TION_PAYMENTS/INTEG

RATED_DISCLOSURE_SU

BSECTION_PAYMENT

INTEGRATED_DIS

CLOSURE_SUBSEC

TION_PAYMENT


tionPaidByType




Buyer

Seller

ThirdParty

R Enumerated



September 27,2016

UCD Map

8.084 463 CFPB Form

Requirement

9.2.2 | 9.2.3 |

9.2.4 | 9.2.5 |

9.2.6

Closing Costs

Subtotals (D +

I) - At Closing /

Before Closing

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/DOCUMENT_SPECI

FIC_DATA_SETS/DOCU

MENT_SPECIFIC_DATA_


OSURE/INTEGRATED_DI

SCLOSURE_SECTION_SU

MMARIES/INTEGRATED

_DISCLOSURE_SECTION

_SUMMARY/INTEGRATE

D_DISCLOSURE_SUBSEC

TION_PAYMENTS/INTEG

RATED_DISCLOSURE_SU

BSECTION_PAYMENT

INTEGRATED_DIS

CLOSURE_SUBSEC

TION_PAYMENT





payment was paid.

AtClosing

BeforeClosing

R Enumerated

8.229 464 CFPB Form

Requirement

9.3 Lender Credits

Label

N/A N/A N/A N/A

8.296 465 CFPB Form

Requirement

9.3 J. TOTAL

CLOSING

COSTS

(Borrower-

Paid) - Total

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/DOCUMENT_SPECI

FIC_DATA_SETS/DOCU

MENT_SPECIFIC_DATA_


OSURE/INTEGRATED_DI

SCLOSURE_SECTION_SU

MMARIES/INTEGRATED

_DISCLOSURE_SECTION

_SUMMARY/INTEGRATE

D_DISCLOSURE_SECTIO

N_SUMMARY_DETAIL

INTEGRATED_DIS

CLOSURE_SECTIO

N_SUMMARY_DE

TAIL


nType




8.085 466 CFPB Form

Requirement

9.3 Lender Credits MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/DOCUMENT_SPECI

FIC_DATA_SETS/DOCU

MENT_SPECIFIC_DATA_


OSURE/INTEGRATED_DI

SCLOSURE_SECTION_SU

MMARIES/INTEGRATED

_DISCLOSURE_SECTION

_SUMMARY/INTEGRATE

D_DISCLOSURE_SECTIO

N_SUMMARY_DETAIL

INTEGRATED_DIS

CLOSURE_SECTIO

N_SUMMARY_DE

TAIL


tionType



LenderCredits R Enumerated



September 27,2016

UCD Map

8.223 467 CFPB Form

Requirement

9.3.1 Lender Credits-

Tolerance Cure

Amount

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/DOCUMENT_SPECI

FIC_DATA_SETS/DOCU

MENT_SPECIFIC_DATA_


OSURE/INTEGRATED_DI

SCLOSURE_SECTION_SU

MMARIES/INTEGRATED

_DISCLOSURE_SECTION

_SUMMARY/INTEGRATE

D_DISCLOSURE_SECTIO

N_SUMMARY_DETAIL

INTEGRATED_DIS

CLOSURE_SECTIO

N_SUMMARY_DE

TAIL

LenderCreditToleranceCure

Amount

The amount necessary to bring the final actual costs in

line with the amount initially disclosed to the

borrower.

CR IF Lender Credits include a

cure for tolerance violation.

Amount 9.2

8.204 468 CFPB Form

Requirement

9.3.2 Lender Credits -

Amount

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/DOCUMENT_SPECI

FIC_DATA_SETS/DOCU

MENT_SPECIFIC_DATA_


OSURE/INTEGRATED_DI

SCLOSURE_SECTION_SU

MMARIES/INTEGRATED

_DISCLOSURE_SECTION

_SUMMARY/INTEGRATE

D_DISCLOSURE_SUBSEC

TION_PAYMENTS/INTEG

RATED_DISCLOSURE_SU

BSECTION_PAYMENT

INTEGRATED_DIS

CLOSURE_SUBSEC

TION_PAYMENT


tionPaymentAmount



Subsection Type.

R Amount 9.2 Includes all lender

credits plus tolerance

cure amount.

8.224 469 CFPB Form

Requirement

9.3.2 Lender Credits-

At Closing /

Before Closing

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/DOCUMENT_SPECI

FIC_DATA_SETS/DOCU

MENT_SPECIFIC_DATA_


OSURE/INTEGRATED_DI

SCLOSURE_SECTION_SU

MMARIES/INTEGRATED

_DISCLOSURE_SECTION

_SUMMARY/INTEGRATE

D_DISCLOSURE_SUBSEC

TION_PAYMENTS/INTEG

RATED_DISCLOSURE_SU

BSECTION_PAYMENT

INTEGRATED_DIS

CLOSURE_SUBSEC

TION_PAYMENT





payment was paid.

AtClosing R Enumerated



September 27,2016

UCD Map

8.087 470 CFPB Form

Requirement

9.3.2 Lender Credits MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/DOCUMENT_SPECI

FIC_DATA_SETS/DOCU

MENT_SPECIFIC_DATA_


OSURE/INTEGRATED_DI

SCLOSURE_SECTION_SU

MMARIES/INTEGRATED

_DISCLOSURE_SECTION

_SUMMARY/INTEGRATE

D_DISCLOSURE_SUBSEC

TION_PAYMENTS/INTEG

RATED_DISCLOSURE_SU

BSECTION_PAYMENT

INTEGRATED_DIS

CLOSURE_SUBSEC

TION_PAYMENT


tionPaidByType




Buyer R Enumerated


Data Point

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/HIGH_COST_MOR

TGAGES/HIGH_COST_M

ORTGAGE

HIGH_COST_MOR

TGAGE

RegulationZTotalAffiliateFe

esAmount

The total amount of fees, expressed in dollars, paid to

an affiliate(s) of the creditor.

R Amount 9.2 Must be > = 0 The

total amount of all

items listed in


Lending, 12 C.F.R.

1026.32(b)(1)(i), 12

C.F.R.

1026.32(b)(1)(iii) and

12 C.F.R. 1026.4©(7)

(other than amounts

held for future

payment of taxes),


paid to all affiliates.

Only fees that are

included in

determining the

amount for

RegulationZTotalPoin

tsAndFeesAmount

should be included

here for the affiliate.

Enter "0" (zero) if no

affiliate participated 8.835 472 CFPB Form

Requirement

9.1 (S) J. TOTAL

CLOSING

COSTS - Seller-

Only View

N/A N/A N/A N/A



September 27,2016

UCD Map

8.836 473 CFPB Form

Requirement

9.1 (S) J. TOTAL

CLOSING

COSTS - Seller-

Only View

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/DOCUMENT_SPECI

FIC_DATA_SETS/DOCU

MENT_SPECIFIC_DATA_


OSURE/INTEGRATED_DI

SCLOSURE_SECTION_SU

MMARIES/INTEGRATED

_DISCLOSURE_SECTION

_SUMMARY/INTEGRATE

D_DISCLOSURE_SECTIO

N_SUMMARY_DETAIL

INTEGRATED_DIS

CLOSURE_SECTIO

N_SUMMARY_DE

TAIL


tionType



Other CR If

DocumentTypeOtherDescripti

on =

"ClosingDisclosure:SellerOnly"

Enumerated This instance of the

data point supports

the Seller Only view

of a split disclosure

when the Model

Form is not used

8.840 474 CFPB Form

Requirement

9.1 (S) J. TOTAL

CLOSING

COSTS - Seller-

Only View

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/DOCUMENT_SPECI

FIC_DATA_SETS/DOCU

MENT_SPECIFIC_DATA_


OSURE/INTEGRATED_DI

SCLOSURE_SECTION_SU

MMARIES/INTEGRATED

_DISCLOSURE_SECTION

_SUMMARY/INTEGRATE

D_DISCLOSURE_SECTIO

N_SUMMARY_DETAIL

INTEGRATED_DIS

CLOSURE_SECTIO

N_SUMMARY_DE

TAIL


tionTypeOtherDescription


information when Other is selected for Integrated

Disclosure Subsection Type.

TotalClosingCostsSellerOnly CR If


on =


AND


nType = "Other"

String 30 This instance of the

data point supports



when the Model

Form is not used

8.837 475 CFPB Form

Requirement

9.1.2 (S) | 9.1.3

(S)

J. TOTAL

CLOSING

COSTS - Seller-

Only View

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/DOCUMENT_SPECI

FIC_DATA_SETS/DOCU

MENT_SPECIFIC_DATA_


OSURE/INTEGRATED_DI

SCLOSURE_SECTION_SU

MMARIES/INTEGRATED

_DISCLOSURE_SECTION

_SUMMARY/INTEGRATE

D_DISCLOSURE_SUBSEC

TION_PAYMENTS/INTEG

RATED_DISCLOSURE_SU

BSECTION_PAYMENT

INTEGRATED_DIS

CLOSURE_SUBSEC

TION_PAYMENT


tionPaymentAmount



Subsection Type.

CR If


on =


Amount 9.2 This instance of the

data point supports



when the Model

Form is not used



September 27,2016

UCD Map

8.838 476 CFPB Form

Requirement

9.1.2 (S) | 9.1.3

(S)

J. TOTAL

CLOSING

COSTS - Seller-

Only View

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/DOCUMENT_SPECI

FIC_DATA_SETS/DOCU

MENT_SPECIFIC_DATA_


OSURE/INTEGRATED_DI

SCLOSURE_SECTION_SU

MMARIES/INTEGRATED

_DISCLOSURE_SECTION

_SUMMARY/INTEGRATE

D_DISCLOSURE_SUBSEC

TION_PAYMENTS/INTEG

RATED_DISCLOSURE_SU

BSECTION_PAYMENT

INTEGRATED_DIS

CLOSURE_SUBSEC

TION_PAYMENT


tionPaidByType




Seller CR If


on =



data point supports



when the Model

Form is not used

8.839 477 CFPB Form

Requirement

9.1.2 (S) | 9.1.3

(S)

J. TOTAL

CLOSING

COSTS - Seller-

Only View

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/DOCUMENT_SPECI

FIC_DATA_SETS/DOCU

MENT_SPECIFIC_DATA_


OSURE/INTEGRATED_DI

SCLOSURE_SECTION_SU

MMARIES/INTEGRATED

_DISCLOSURE_SECTION

_SUMMARY/INTEGRATE

D_DISCLOSURE_SUBSEC

TION_PAYMENTS/INTEG

RATED_DISCLOSURE_SU

BSECTION_PAYMENT

INTEGRATED_DIS

CLOSURE_SUBSEC

TION_PAYMENT





payment was paid.

AtClosing

BeforeClosing

CR If


on =



data point supports



when the Model

Form is not used

9.000 478 CFPB Form

Requirement

10.0 Calculating

Cash to Close

Header

N/A N/A N/A N/A

9.002 479 CFPB Form

Requirement

10.1 Calculating

Cash to Close

Item / Total

Closing Costs

(J)

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/DOCUMENT_SPECI

FIC_DATA_SETS/DOCU

MENT_SPECIFIC_DATA_


OSURE/CASH_TO_CLOS

E_ITEMS/CASH_TO_CLO

SE_ITEM

CASH_TO_CLOSE_

ITEM

IntegratedDisclosureCashT

oCloseItemType

Identifies the type of cash to close item as specified in

the Calculating Cash to Close section of the integrated





September 27,2016

UCD Map

9.003 480 CFPB Form

Requirement

10.1.1 Calculating

Cash to Close

Item - Loan

Estimate

Amount

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/DOCUMENT_SPECI

FIC_DATA_SETS/DOCU

MENT_SPECIFIC_DATA_


OSURE/CASH_TO_CLOS

E_ITEMS/CASH_TO_CLO

SE_ITEM

CASH_TO_CLOSE_

ITEM


oCloseItemEstimatedAmou

nt

The estimated cash to close amount for the specified

integrated Disclosure Cash To Close Item Type.

R Amount 9.2

9.014 481 CFPB Form

Requirement

10.1.2 Calculating

Cash to Close

Item - Final

Amount

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/DOCUMENT_SPECI

FIC_DATA_SETS/DOCU

MENT_SPECIFIC_DATA_


OSURE/CASH_TO_CLOS

E_ITEMS/CASH_TO_CLO

SE_ITEM

CASH_TO_CLOSE_

ITEM


oCloseItemFinalAmount

The final cash to close amount for the specified

Integrated Disclosure Cash To Close Item Type.

R Amount 9.2

9.034 482 CFPB Form

Requirement

10.1.3 Calculating

Cash to Close

Item

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/DOCUMENT_SPECI

FIC_DATA_SETS/DOCU

MENT_SPECIFIC_DATA_


OSURE/CASH_TO_CLOS

E_ITEMS/CASH_TO_CLO

SE_ITEM

CASH_TO_CLOSE_

ITEM


oCloseItemAmountChange

dIndicator

When true, indicates the estimated and final cash to

close amounts for the specified Integrated Disclosure

Cash To Close Item Type are unequal.

false

true

R Boolean

9.036 483 CFPB Form

Requirement

10.1.4 Calculating

Cash to Close

Item -

Narrative

explaining

changes

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/DOCUMENT_SPECI

FIC_DATA_SETS/DOCU

MENT_SPECIFIC_DATA_


OSURE/CASH_TO_CLOS

E_ITEMS/CASH_TO_CLO

SE_ITEM

CASH_TO_CLOSE_

ITEM


oCloseItemChangeDescripti

on

A statement providing information related to the

difference between the estimated and final cash to


Cash To Close Item Type.

CR IF

IntegratedDisclosureCashToCl

oseItemAmountChangedIndic

ator = "true"

String 150



September 27,2016

UCD Map

9.038 484 CFPB Form

Requirement

10.2 Calculating

Cash to Close

Item - Closing

Costs Paid

Before Closing

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/DOCUMENT_SPECI

FIC_DATA_SETS/DOCU

MENT_SPECIFIC_DATA_


OSURE/CASH_TO_CLOS

E_ITEMS/CASH_TO_CLO

SE_ITEM

CASH_TO_CLOSE_

ITEM


oCloseItemType




ClosingCostsPaidBeforeClosing R Enumerated

9.039 485 CFPB Form

Requirement

10.2.1 Calculating

Cash to Close

Item - Loan

Estimate

Amount

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/DOCUMENT_SPECI

FIC_DATA_SETS/DOCU

MENT_SPECIFIC_DATA_


OSURE/CASH_TO_CLOS

E_ITEMS/CASH_TO_CLO

SE_ITEM

CASH_TO_CLOSE_

ITEM



nt



R Amount 9.2

9.040 486 CFPB Form

Requirement

10.2.2 Calculating

Cash to Close

Item - Final

Amount

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/DOCUMENT_SPECI

FIC_DATA_SETS/DOCU

MENT_SPECIFIC_DATA_


OSURE/CASH_TO_CLOS

E_ITEMS/CASH_TO_CLO

SE_ITEM

CASH_TO_CLOSE_

ITEM





R Amount 9.2

9.041 487 CFPB Form

Requirement

10.2.3 Calculating

Cash to Close

Item

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/DOCUMENT_SPECI

FIC_DATA_SETS/DOCU

MENT_SPECIFIC_DATA_


OSURE/CASH_TO_CLOS

E_ITEMS/CASH_TO_CLO

SE_ITEM

CASH_TO_CLOSE_

ITEM



dIndicator




false

true

R Boolean



September 27,2016

UCD Map

9.042 488 CFPB Form

Requirement

10.2.4 Calculating

Cash to Close

Item -

Narrative

explaining

changes

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/DOCUMENT_SPECI

FIC_DATA_SETS/DOCU

MENT_SPECIFIC_DATA_


OSURE/CASH_TO_CLOS

E_ITEMS/CASH_TO_CLO

SE_ITEM

CASH_TO_CLOSE_

ITEM



on





CR IF



ator = "true"

String 150

9.043 489 CFPB Form

Requirement

10.3 Calculating

Cash to Close

Item - Closing

Cost Financed

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/DOCUMENT_SPECI

FIC_DATA_SETS/DOCU

MENT_SPECIFIC_DATA_


OSURE/CASH_TO_CLOS

E_ITEMS/CASH_TO_CLO

SE_ITEM

CASH_TO_CLOSE_

ITEM


oCloseItemType




ClosingCostsFinanced R Enumerated

9.044 490 CFPB Form

Requirement

10.3.1 Calculating

Cash to Close

Item - Loan

Estimate

Amount

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/DOCUMENT_SPECI

FIC_DATA_SETS/DOCU

MENT_SPECIFIC_DATA_


OSURE/CASH_TO_CLOS

E_ITEMS/CASH_TO_CLO

SE_ITEM

CASH_TO_CLOSE_

ITEM



nt



CR IF Alternative Calculating Cash

to Close Table is NOT used

Amount 9.2

9.045 491 CFPB Form

Requirement

10.3.2 Calculating

Cash to Close

Item - Final

Amount

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/DOCUMENT_SPECI

FIC_DATA_SETS/DOCU

MENT_SPECIFIC_DATA_


OSURE/CASH_TO_CLOS

E_ITEMS/CASH_TO_CLO

SE_ITEM

CASH_TO_CLOSE_

ITEM





R Amount 9.2



September 27,2016

UCD Map

9.046 492 CFPB Form

Requirement

10.3.3 Calculating

Cash to Close

Item

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/DOCUMENT_SPECI

FIC_DATA_SETS/DOCU

MENT_SPECIFIC_DATA_


OSURE/CASH_TO_CLOS

E_ITEMS/CASH_TO_CLO

SE_ITEM

CASH_TO_CLOSE_

ITEM



dIndicator




false

true



Boolean

9.047 493 CFPB Form

Requirement

10.3.4 Calculating

Cash to Close

Item -

Narrative

explaining

changes

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/DOCUMENT_SPECI

FIC_DATA_SETS/DOCU

MENT_SPECIFIC_DATA_


OSURE/CASH_TO_CLOS

E_ITEMS/CASH_TO_CLO

SE_ITEM

CASH_TO_CLOSE_

ITEM



on





CR IF



ator = "true" AND Alternative

Calculating Cash to Close

Table is NOT used

String 150

9.048 494 CFPB Form

Requirement

10.4 Calculating

Cash to Close

Item - Down

Payment /

Funds From

Borrower

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/DOCUMENT_SPECI

FIC_DATA_SETS/DOCU

MENT_SPECIFIC_DATA_


OSURE/CASH_TO_CLOS

E_ITEMS/CASH_TO_CLO

SE_ITEM

CASH_TO_CLOSE_

ITEM


oCloseItemType




DownPayment

FundsFromBorrower



Enumerated In a purchase, Funds

From Borrower is

NOT an acceptable

value; must use

DownPayment.

9.049 495 CFPB Form

Requirement

10.4.1 Calculating

Cash to Close

Item - Loan

Estimate

Amount

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/DOCUMENT_SPECI

FIC_DATA_SETS/DOCU

MENT_SPECIFIC_DATA_


OSURE/CASH_TO_CLOS

E_ITEMS/CASH_TO_CLO

SE_ITEM

CASH_TO_CLOSE_

ITEM



nt





Amount 9.2



September 27,2016

UCD Map

9.050 496 CFPB Form

Requirement

10.4.2 Calculating

Cash to Close

Item - Final

Amount

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/DOCUMENT_SPECI

FIC_DATA_SETS/DOCU

MENT_SPECIFIC_DATA_


OSURE/CASH_TO_CLOS

E_ITEMS/CASH_TO_CLO

SE_ITEM

CASH_TO_CLOSE_

ITEM







Amount 9.2

9.051 497 CFPB Form

Requirement

10.4.3 Calculating

Cash to Close

Item - Did This

Change?

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/DOCUMENT_SPECI

FIC_DATA_SETS/DOCU

MENT_SPECIFIC_DATA_


OSURE/CASH_TO_CLOS

E_ITEMS/CASH_TO_CLO

SE_ITEM

CASH_TO_CLOSE_

ITEM



dIndicator




false

true



Boolean

9.052 498 CFPB Form

Requirement

10.4.4 Calculating

Cash to Close

Item -

Narrative

explaining

changes

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/DOCUMENT_SPECI

FIC_DATA_SETS/DOCU

MENT_SPECIFIC_DATA_


OSURE/CASH_TO_CLOS

E_ITEMS/CASH_TO_CLO

SE_ITEM

CASH_TO_CLOSE_

ITEM



on





CR IF



ator = "true"

String 150

9.053 499 CFPB Form

Requirement

10.5 Calculating

Cash to Close

Item - Deposit

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/DOCUMENT_SPECI

FIC_DATA_SETS/DOCU

MENT_SPECIFIC_DATA_


OSURE/CASH_TO_CLOS

E_ITEMS/CASH_TO_CLO

SE_ITEM

CASH_TO_CLOSE_

ITEM


oCloseItemType




Deposit CR IF Alternative Calculating Cash


Enumerated



September 27,2016

UCD Map

9.054 500 CFPB Form

Requirement

10.5.1 Calculating

Cash to Close

Item - Loan

Estimate

Amount

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/DOCUMENT_SPECI

FIC_DATA_SETS/DOCU

MENT_SPECIFIC_DATA_


OSURE/CASH_TO_CLOS

E_ITEMS/CASH_TO_CLO

SE_ITEM

CASH_TO_CLOSE_

ITEM



nt





Amount 9.2

9.055 501 CFPB Form

Requirement

10.5.2 Calculating

Cash to Close

Item - Final

Amount

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/DOCUMENT_SPECI

FIC_DATA_SETS/DOCU

MENT_SPECIFIC_DATA_


OSURE/CASH_TO_CLOS

E_ITEMS/CASH_TO_CLO

SE_ITEM

CASH_TO_CLOSE_

ITEM







Amount 9.2

9.056 502 CFPB Form

Requirement

10.5.3 Calculating

Cash to Close

Item - Did This

Change?

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/DOCUMENT_SPECI

FIC_DATA_SETS/DOCU

MENT_SPECIFIC_DATA_


OSURE/CASH_TO_CLOS

E_ITEMS/CASH_TO_CLO

SE_ITEM

CASH_TO_CLOSE_

ITEM



dIndicator




false

true



Boolean

9.057 503 CFPB Form

Requirement

10.5.4 Calculating

Cash to Close

Item -

Narrative

explaining

changes

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/DOCUMENT_SPECI

FIC_DATA_SETS/DOCU

MENT_SPECIFIC_DATA_


OSURE/CASH_TO_CLOS

E_ITEMS/CASH_TO_CLO

SE_ITEM

CASH_TO_CLOSE_

ITEM



on





CR IF



ator = "true"

String 150



September 27,2016

UCD Map

9.058 504 CFPB Form

Requirement

10.6 Calculating

Cash to Close

Item - Funds

for Borrower

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/DOCUMENT_SPECI

FIC_DATA_SETS/DOCU

MENT_SPECIFIC_DATA_


OSURE/CASH_TO_CLOS

E_ITEMS/CASH_TO_CLO

SE_ITEM

CASH_TO_CLOSE_

ITEM


oCloseItemType




FundsForBorrower CR IF Alternative Calculating Cash


Enumerated

9.059 505 CFPB Form

Requirement

10.6.1 Calculating

Cash to Close

Item - Loan

Estimate

Amount

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/DOCUMENT_SPECI

FIC_DATA_SETS/DOCU

MENT_SPECIFIC_DATA_


OSURE/CASH_TO_CLOS

E_ITEMS/CASH_TO_CLO

SE_ITEM

CASH_TO_CLOSE_

ITEM



nt





Amount 9.2

9.060 506 CFPB Form

Requirement

10.6.2 Calculating

Cash to Close

Item - Final

Amount

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/DOCUMENT_SPECI

FIC_DATA_SETS/DOCU

MENT_SPECIFIC_DATA_


OSURE/CASH_TO_CLOS

E_ITEMS/CASH_TO_CLO

SE_ITEM

CASH_TO_CLOSE_

ITEM







Amount 9.2

9.061 507 CFPB Form

Requirement

10.6.3 Calculating

Cash to Close

Item - Did This

Change?

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/DOCUMENT_SPECI

FIC_DATA_SETS/DOCU

MENT_SPECIFIC_DATA_


OSURE/CASH_TO_CLOS

E_ITEMS/CASH_TO_CLO

SE_ITEM

CASH_TO_CLOSE_

ITEM



dIndicator




false

true



Boolean



September 27,2016

UCD Map

9.062 508 CFPB Form

Requirement

10.6.4 Calculating

Cash to Close

Item -

Narrative

explaining

changes

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/DOCUMENT_SPECI

FIC_DATA_SETS/DOCU

MENT_SPECIFIC_DATA_


OSURE/CASH_TO_CLOS

E_ITEMS/CASH_TO_CLO

SE_ITEM

CASH_TO_CLOSE_

ITEM



on





CR IF



ator = "true"

String 150

9.063 509 CFPB Form

Requirement

10.7 Calculating

Cash to Close

Item - Seller

Credit

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/DOCUMENT_SPECI

FIC_DATA_SETS/DOCU

MENT_SPECIFIC_DATA_


OSURE/CASH_TO_CLOS

E_ITEMS/CASH_TO_CLO

SE_ITEM

CASH_TO_CLOSE_

ITEM


oCloseItemType




SellerCredits CR IF Alternative Calculating Cash


Enumerated

9.064 510 CFPB Form

Requirement

10.7.1 Calculating

Cash to Close

Item - Loan

Estimate

Amount

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/DOCUMENT_SPECI

FIC_DATA_SETS/DOCU

MENT_SPECIFIC_DATA_


OSURE/CASH_TO_CLOS

E_ITEMS/CASH_TO_CLO

SE_ITEM

CASH_TO_CLOSE_

ITEM



nt





Amount 9.2

9.065 511 CFPB Form

Requirement

10.7.2 Calculating

Cash to Close

Item - Final

Amount

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/DOCUMENT_SPECI

FIC_DATA_SETS/DOCU

MENT_SPECIFIC_DATA_


OSURE/CASH_TO_CLOS

E_ITEMS/CASH_TO_CLO

SE_ITEM

CASH_TO_CLOSE_

ITEM







Amount 9.2



September 27,2016

UCD Map

9.066 512 CFPB Form

Requirement

10.7.3 Calculating

Cash to Close

Item - Did This

Change?

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/DOCUMENT_SPECI

FIC_DATA_SETS/DOCU

MENT_SPECIFIC_DATA_


OSURE/CASH_TO_CLOS

E_ITEMS/CASH_TO_CLO

SE_ITEM

CASH_TO_CLOSE_

ITEM



dIndicator




false

true



Boolean

9.067 513 CFPB Form

Requirement

10.7.4 Calculating

Cash to Close

Item -

Narrative

explaining

changes

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/DOCUMENT_SPECI

FIC_DATA_SETS/DOCU

MENT_SPECIFIC_DATA_


OSURE/CASH_TO_CLOS

E_ITEMS/CASH_TO_CLO

SE_ITEM

CASH_TO_CLOSE_

ITEM



on





CR IF



ator = "true"

String 150

9.068 514 CFPB Form

Requirement

10.8 Calculating

Cash to Close

Item -

Adjustments

and Other

Credits

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/DOCUMENT_SPECI

FIC_DATA_SETS/DOCU

MENT_SPECIFIC_DATA_


OSURE/CASH_TO_CLOS

E_ITEMS/CASH_TO_CLO

SE_ITEM

CASH_TO_CLOSE_

ITEM


oCloseItemType




AdjustmentsAndOtherCredits CR IF Alternative Calculating Cash


Enumerated

9.069 515 CFPB Form

Requirement

10.8.1 Calculating

Cash to Close

Item - Loan

Estimate

Amount

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/DOCUMENT_SPECI

FIC_DATA_SETS/DOCU

MENT_SPECIFIC_DATA_


OSURE/CASH_TO_CLOS

E_ITEMS/CASH_TO_CLO

SE_ITEM

CASH_TO_CLOSE_

ITEM



nt





Amount 9.2



September 27,2016

UCD Map

9.070 516 CFPB Form

Requirement

10.8.2 Calculating

Cash to Close

Item - Final

Amount

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/DOCUMENT_SPECI

FIC_DATA_SETS/DOCU

MENT_SPECIFIC_DATA_


OSURE/CASH_TO_CLOS

E_ITEMS/CASH_TO_CLO

SE_ITEM

CASH_TO_CLOSE_

ITEM







Amount 9.2

9.071 517 CFPB Form

Requirement

10.8.3 Calculating

Cash to Close

Item - Did This

Change?

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/DOCUMENT_SPECI

FIC_DATA_SETS/DOCU

MENT_SPECIFIC_DATA_


OSURE/CASH_TO_CLOS

E_ITEMS/CASH_TO_CLO

SE_ITEM

CASH_TO_CLOSE_

ITEM



dIndicator




false

true



Boolean

9.072 518 CFPB Form

Requirement

10.8.4 Calculating

Cash to Close

Item -

Narrative

explaining

changes

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/DOCUMENT_SPECI

FIC_DATA_SETS/DOCU

MENT_SPECIFIC_DATA_


OSURE/CASH_TO_CLOS

E_ITEMS/CASH_TO_CLO

SE_ITEM

CASH_TO_CLOSE_

ITEM



on





CR IF



ator = "true"

String 150

9.073 519 CFPB Form

Requirement

10.9 Calculating

Cash to Close

Item - Cash to

Close

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/DOCUMENT_SPECI

FIC_DATA_SETS/DOCU

MENT_SPECIFIC_DATA_


OSURE/CASH_TO_CLOS

E_ITEMS/CASH_TO_CLO

SE_ITEM

CASH_TO_CLOSE_

ITEM


oCloseItemType




CashToCloseTotal R Enumerated



September 27,2016

UCD Map

9.074 520 CFPB Form

Requirement

10.9.1 Calculating

Cash to Close

Item - Loan

Estimate

Amount

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/DOCUMENT_SPECI

FIC_DATA_SETS/DOCU

MENT_SPECIFIC_DATA_


OSURE/CASH_TO_CLOS

E_ITEMS/CASH_TO_CLO

SE_ITEM

CASH_TO_CLOSE_

ITEM



nt



R Amount 9.2

9.075 521 CFPB Form

Requirement

10.9.3 Calculating

Cash to Close

Item - To /

From

Borrower

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/DOCUMENT_SPECI

FIC_DATA_SETS/DOCU

MENT_SPECIFIC_DATA_


OSURE/CASH_TO_CLOS

E_ITEMS/CASH_TO_CLO

SE_ITEM

CASH_TO_CLOSE_

ITEM


oCloseItemPaymentType

Identifies whether the Cash To Close Item Amount is

due to or from the borrower.

FromBorrower

ToBorrower


"Purchase" AND estimated

cash to close amount <> 0

(zero).

Enumerated

9.088 522 CFPB Form

Requirement

10.9 Calculating

Cash to Close

Item - Cash to

Close

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/DOCUMENT_SPECI

FIC_DATA_SETS/DOCU

MENT_SPECIFIC_DATA_


OSURE/CASH_TO_CLOS

E_ITEMS/CASH_TO_CLO

SE_ITEM

CASH_TO_CLOSE_

ITEM


oCloseItemType




CashToCloseTotal R Enumerated

9.089 523 CFPB Form

Requirement

10.9.2 Calculating

Cash to Close

Item - Final

Amount

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/DOCUMENT_SPECI

FIC_DATA_SETS/DOCU

MENT_SPECIFIC_DATA_


OSURE/CASH_TO_CLOS

E_ITEMS/CASH_TO_CLO

SE_ITEM

CASH_TO_CLOSE_

ITEM





R Amount 9.2



September 27,2016

UCD Map

9.092 524 CFPB Form

Requirement

10.9.4 Calculating

Cash to Close

Item - To /

From

Borrower

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/DOCUMENT_SPECI

FIC_DATA_SETS/DOCU

MENT_SPECIFIC_DATA_


OSURE/CASH_TO_CLOS

E_ITEMS/CASH_TO_CLO

SE_ITEM

CASH_TO_CLOSE_

ITEM


oCloseItemPaymentType

Identifies whether the Cash To Close Item Amount is

due to or from the borrower.

FromBorrower

ToBorrower


"Purchase" AND final cash to

close amount <> 0 (zero).

Enumerated

9.093 525 CFPB Form

Requirement

10.0 Alternative

Cash To Close

Table -

Additional

Data Points

Label

N/A N/A N/A N/A The following

additional data points

are for the alternative

cash to close table

only.

9.078 526 CFPB Form

Requirement

10.10 Calculating

Cash to Close

Item - Loan

Amount

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/DOCUMENT_SPECI

FIC_DATA_SETS/DOCU

MENT_SPECIFIC_DATA_


OSURE/CASH_TO_CLOS

E_ITEMS/CASH_TO_CLO

SE_ITEM

CASH_TO_CLOSE_

ITEM


oCloseItemType




LoanAmount CR IF Alternative Calculating Cash

to Close Table is used

Enumerated

9.079 527 CFPB Form

Requirement

10.10.1 Calculating

Cash to Close

Item - Loan

Estimate

Amount

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/DOCUMENT_SPECI

FIC_DATA_SETS/DOCU

MENT_SPECIFIC_DATA_


OSURE/CASH_TO_CLOS

E_ITEMS/CASH_TO_CLO

SE_ITEM

CASH_TO_CLOSE_

ITEM



nt





Amount 9.2 Must provide $0 even

if no value exists.

9.080 528 CFPB Form

Requirement

10.10.2 Calculating

Cash to Close

Item - Final

Amount

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/DOCUMENT_SPECI

FIC_DATA_SETS/DOCU

MENT_SPECIFIC_DATA_


OSURE/CASH_TO_CLOS

E_ITEMS/CASH_TO_CLO

SE_ITEM

CASH_TO_CLOSE_

ITEM








if no value exists.



September 27,2016

UCD Map

9.081 529 CFPB Form

Requirement

10.10.3 Calculating

Cash to Close

Item - Did This

Change?

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/DOCUMENT_SPECI

FIC_DATA_SETS/DOCU

MENT_SPECIFIC_DATA_


OSURE/CASH_TO_CLOS

E_ITEMS/CASH_TO_CLO

SE_ITEM

CASH_TO_CLOSE_

ITEM



dIndicator




false

true



Boolean

9.082 530 CFPB Form

Requirement

10.10.4 Calculating

Cash to Close

Item -

Narrative

explaining

changes

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/DOCUMENT_SPECI

FIC_DATA_SETS/DOCU

MENT_SPECIFIC_DATA_


OSURE/CASH_TO_CLOS

E_ITEMS/CASH_TO_CLO

SE_ITEM

CASH_TO_CLOSE_

ITEM



on







String 150

9.083 531 CFPB Form

Requirement

10.11 Calculating

Cash to Close

Item - Total

Payoffs and

Payments

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/DOCUMENT_SPECI

FIC_DATA_SETS/DOCU

MENT_SPECIFIC_DATA_


OSURE/CASH_TO_CLOS

E_ITEMS/CASH_TO_CLO

SE_ITEM

CASH_TO_CLOSE_

ITEM


oCloseItemType




TotalPayoffsAndPayments CR IF Alternative Calculating Cash


Enumerated

9.084 532 CFPB Form

Requirement

10.11.1 Calculating

Cash to Close

Item - Loan

Estimate

Amount

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/DOCUMENT_SPECI

FIC_DATA_SETS/DOCU

MENT_SPECIFIC_DATA_


OSURE/CASH_TO_CLOS

E_ITEMS/CASH_TO_CLO

SE_ITEM

CASH_TO_CLOSE_

ITEM



nt






if no value exists.



September 27,2016

UCD Map

9.085 533 CFPB Form

Requirement

10.11.2 Calculating

Cash to Close

Item - Final

Amount

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/DOCUMENT_SPECI

FIC_DATA_SETS/DOCU

MENT_SPECIFIC_DATA_


OSURE/CASH_TO_CLOS

E_ITEMS/CASH_TO_CLO

SE_ITEM

CASH_TO_CLOSE_

ITEM








if no value exists.

9.086 534 CFPB Form

Requirement

10.11.3 Calculating

Cash to Close

Item - Did This

Change?

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/DOCUMENT_SPECI

FIC_DATA_SETS/DOCU

MENT_SPECIFIC_DATA_


OSURE/CASH_TO_CLOS

E_ITEMS/CASH_TO_CLO

SE_ITEM

CASH_TO_CLOSE_

ITEM



dIndicator




false

true



Boolean

9.087 535 CFPB Form

Requirement

10.11.4 Calculating

Cash to Close

Item -

Narrative

explaining

changes

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/DOCUMENT_SPECI

FIC_DATA_SETS/DOCU

MENT_SPECIFIC_DATA_


OSURE/CASH_TO_CLOS

E_ITEMS/CASH_TO_CLO

SE_ITEM

CASH_TO_CLOSE_

ITEM



on







String 150

10.000 536 CFPB Form

Requirement

11.0 | 12.0 |

13.0 | 14.0 |

15.0

Summaries of

Transactions

Header

N/A N/A CR IF LoanPurposeType =

"Purchase"

N/A


Requirement

11.0 Due from

Borrower at

Closing Label

N/A N/A N/A If the loan is a

purchase transaction

then the

conditionality applies.

If the loan is not a


then the Summaries

of Transactions

section is not

required.



September 27,2016

UCD Map


Requirement

11.0 K. Due from

Borrower at

Closing

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/DOCUMENT_SPECI

FIC_DATA_SETS/DOCU

MENT_SPECIFIC_DATA_


OSURE/INTEGRATED_DI

SCLOSURE_SECTION_SU

MMARIES/INTEGRATED

_DISCLOSURE_SECTION

_SUMMARY/INTEGRATE

D_DISCLOSURE_SECTIO

N_SUMMARY_DETAIL

INTEGRATED_DIS

CLOSURE_SECTIO

N_SUMMARY_DE

TAIL


nType



DueFromBorrowerAtClosing R Enumerated


Requirement

11.0.1 K. Due from

Borrower at

Closing-

Amount

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/DOCUMENT_SPECI

FIC_DATA_SETS/DOCU

MENT_SPECIFIC_DATA_


OSURE/INTEGRATED_DI

SCLOSURE_SECTION_SU

MMARIES/INTEGRATED

_DISCLOSURE_SECTION

_SUMMARY/INTEGRATE

D_DISCLOSURE_SECTIO

N_SUMMARY_DETAIL

INTEGRATED_DIS

CLOSURE_SECTIO

N_SUMMARY_DE

TAIL


nTotalAmount



document.

R Amount 9.2


Requirement

11.1.1 K. Due from

Borrower at

Closing - Sale

Price - if

itemized on

the sales

contract

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME




ECT_PROPERTY/SALES_

CONTRACTS/SALES_CO

NTRACT/SALES_CONTR

ACT_DETAIL

SALES_CONTRACT

_DETAIL


ndicator


contract for sale.

false

true



is itemized in the

sales contract.


Real Property

Amount.


Requirement

11.1 | 11.1.1 K. Due from

Borrower at

Closing - Sale

Price of

Property

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME




ECT_PROPERTY/SALES_

CONTRACTS/SALES_CO

NTRACT/SALES_CONTR

ACT_DETAIL

SALES_CONTRACT

_DETAIL

SalesContractAmount The amount of money the contract is for. CR F





contract.

Amount 9.2



September 27,2016

UCD Map


Requirement

11.1 | 11.1.1 K. Due from

Borrower at

Closing - Sale

Price of

Property

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME




ECT_PROPERTY/SALES_

CONTRACTS/SALES_CO

NTRACT/SALES_CONTR

ACT_DETAIL

SALES_CONTRACT

_DETAIL



CR IF




contract

Amount 9.2


Requirement

11.2.1 K. Due from

Borrower at

Closing - Sale

Price - if

itemized on

the sales

contract

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME




ECT_PROPERTY/SALES_

CONTRACTS/SALES_CO

NTRACT/SALES_CONTR

ACT_DETAIL

SALES_CONTRACT

_DETAIL


ndicator


contract for sale.

false

true



is itemized in the

sales contract.


Real Property

Amount.


Requirement

11.2 | 11.2.1 K. Due from

Borrower at

Closing - Sale

Price of

Property

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME




ECT_PROPERTY/SALES_

CONTRACTS/SALES_CO

NTRACT/SALES_CONTR

ACT_DETAIL

SALES_CONTRACT

_DETAIL

PersonalPropertyAmount The dollar amount of personal property included in

the Sales Contract Amount.

CR IF




contract

Amount 9.2


Requirement

11.3 K. Due from

Borrower at

Closing -

Closing Costs

Paid at Closing

(J)

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/DOCUMENT_SPECI

FIC_DATA_SETS/DOCU

MENT_SPECIFIC_DATA_


OSURE/INTEGRATED_DI

SCLOSURE_SECTION_SU

MMARIES/INTEGRATED

_DISCLOSURE_SECTION

_SUMMARY/INTEGRATE

D_DISCLOSURE_SECTIO

N_SUMMARY_DETAIL

INTEGRATED_DIS

CLOSURE_SECTIO

N_SUMMARY_DE

TAIL


tionType



ClosingCostsSubtotal CR IF any closing costs item

exists.

Enumerated



September 27,2016

UCD Map


Requirement

11.3.1 K. Due from

Borrower at

Closing -

Closing Costs

Paid at Closing

(J) Amount

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/DOCUMENT_SPECI

FIC_DATA_SETS/DOCU

MENT_SPECIFIC_DATA_


OSURE/INTEGRATED_DI

SCLOSURE_SECTION_SU

MMARIES/INTEGRATED

_DISCLOSURE_SECTION

_SUMMARY/INTEGRATE

D_DISCLOSURE_SUBSEC

TION_PAYMENTS/INTEG

RATED_DISCLOSURE_SU

BSECTION_PAYMENT

INTEGRATED_DIS

CLOSURE_SUBSEC

TION_PAYMENT


tionPaymentAmount



Subsection Type.

CR IF any closing costs item

exists.

Amount 9.2


Requirement

11.3.1 K. Due from

Borrower at

Closing -

Closing Costs

Paid at Closing

(J)

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/DOCUMENT_SPECI

FIC_DATA_SETS/DOCU

MENT_SPECIFIC_DATA_


OSURE/INTEGRATED_DI

SCLOSURE_SECTION_SU

MMARIES/INTEGRATED

_DISCLOSURE_SECTION

_SUMMARY/INTEGRATE

D_DISCLOSURE_SUBSEC

TION_PAYMENTS/INTEG

RATED_DISCLOSURE_SU

BSECTION_PAYMENT

INTEGRATED_DIS

CLOSURE_SUBSEC

TION_PAYMENT


tionPaidByType




Buyer CR IF any closing costs item

exists.

Enumerated



September 27,2016

UCD Map


Requirement

11.3.1 K. Due from

Borrower at

Closing -

Closing Costs

Paid at Closing

(J)

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/DOCUMENT_SPECI

FIC_DATA_SETS/DOCU

MENT_SPECIFIC_DATA_


OSURE/INTEGRATED_DI

SCLOSURE_SECTION_SU

MMARIES/INTEGRATED

_DISCLOSURE_SECTION

_SUMMARY/INTEGRATE

D_DISCLOSURE_SUBSEC

TION_PAYMENTS/INTEG

RATED_DISCLOSURE_SU

BSECTION_PAYMENT

INTEGRATED_DIS

CLOSURE_SUBSEC

TION_PAYMENT





payment was paid.

AtClosing CR IF any closing costs item

exists.

Enumerated


Requirement

11.4 K. Due from

Borrower at

Closing - Line

04

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME


T/DEALS/DEAL/LIABILITI

ES/LIABILITY/LIABILITY_

DETAIL/EXTENSION/OT

HER

OTHER IntegratedDisclosureSectio

nType



DueFromBorrowerAtClosing CR IF item exists. Enumerated


Requirement

11.4 K. Due from

Borrower at

Closing - Line

04

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME




DETAIL

LIABILITY_DETAIL LiabilityType Specifies the general names (types) of items

commonly listed as liabilities of the borrower in a

mortgage loan transaction.

BorrowerEstimatedTotalMonthlyLiabil

ityPayment


DeferredStudentLoan

DelinquentTaxes


Garnishments

HELOC

HomeownersAssociationLien

Installment

LeasePayment

MortgageLoan


Other

PersonalLoan

Revolving


Taxes

TaxLien


UnsecuredHomeImprovementLoanIns

tallment

UnsecuredHomeImprovementLoanRe

CR IF item exists. Enumerated These are intended to

property liens.



September 27,2016

UCD Map


Requirement

11.4 K. Due from

Borrower at

Closing - Line

04

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME




DETAIL

LIABILITY_DETAIL gse:DisplayLabelText A free-form text field that provides a human-readable,


enumerated value.



enumerated type

String 150


Requirement

11.4 K. Due from

Borrower at

Closing - Line

04

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME




DETAIL

LIABILITY_DETAIL LiabilityTypeOtherDescripti

on

Specifies the other liability type when Other is

selected.

CR IF LiabilityType = "Other" String 150


Requirement

11.4 K. Due from

Borrower at

Closing - Line

04

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME




HOLDER/NAME

NAME FullName The unparsed name of either an individual or a legal

entity.

CR IF item exists. String 150


Requirement

11.4.1 K. Due from

Borrower at

Closing - Line

04

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



ES/LIABILITY/PAYOFF

PAYOFF PayoffAmount The dollar amount for the debt that is being paid off as

part of the closing transaction.



Requirement

11.5 K. Due from

Borrower at

Closing -

Adjustments

N/A N/A N/A N/A If the loan is a


then the




then the Summaries

of Transactions

section is not

required.10.135 557 CFPB Form

Requirement

11.5 K. Due from

Borrower at

Closing -

Adjustments

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/CLOSING_INFORM

ATION/CLOSING_ADJUS

TMENT_ITEMS/CLOSIN

G_ADJUSTMENT_ITEM/

CLOSING_ADJUSTMENT

_ITEM_DETAIL

CLOSING_ADJUST

MENT_ITEM_DET

AIL


nType



DueFromBorrowerAtClosing CR IF LoanPurposeType =

"Purchase"

Enumerated



September 27,2016

UCD Map


Requirement

11.5 K. Due from

Borrower at

Closing -

Adjustments

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/CLOSING_INFORM

ATION/CLOSING_ADJUS

TMENT_ITEMS/CLOSIN

G_ADJUSTMENT_ITEM/

CLOSING_ADJUSTMENT

_ITEM_DETAIL

CLOSING_ADJUST

MENT_ITEM_DET

AIL


tionType



Adjustments CR If adjustment item exists. Enumerated


Requirement

11.5 K. Due from

Borrower at

Closing -

Adjustments

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/CLOSING_INFORM

ATION/CLOSING_ADJUS

TMENT_ITEMS/CLOSIN

G_ADJUSTMENT_ITEM/

CLOSING_ADJUSTMENT

_ITEM_DETAIL

CLOSING_ADJUST

MENT_ITEM_DET

AIL


e

The type of adjustment made during the origination

process.

FuelCosts

Other

Repairs

SellersEscrowAssumption

SellersMortgageInsuranceAssumption

TenantSecurityDeposit

CR If adjustment item exists. Enumerated


Requirement

11.5 K. Due from

Borrower at

Closing -

Adjustments

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/CLOSING_INFORM

ATION/CLOSING_ADJUS

TMENT_ITEMS/CLOSIN

G_ADJUSTMENT_ITEM/

CLOSING_ADJUSTMENT

_ITEM_DETAIL

CLOSING_ADJUST

MENT_ITEM_DET

AIL



enumerated value.



enumerated type

String 150


Requirement

11.5 K. Due from

Borrower at

Closing -

Adjustments

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/CLOSING_INFORM

ATION/CLOSING_ADJUS

TMENT_ITEMS/CLOSIN

G_ADJUSTMENT_ITEM/

CLOSING_ADJUSTMENT

_ITEM_DETAIL

CLOSING_ADJUST

MENT_ITEM_DET

AIL


eOtherDescription


information when Other is selected for Closing

Adjustment Item Type.

CR IF ClosingAdjustmentItemType

= "Other"

String 150


Requirement

11.5.1 K. Due from

Borrower at

Closing -

Adjustments

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/CLOSING_INFORM

ATION/CLOSING_ADJUS

TMENT_ITEMS/CLOSIN

G_ADJUSTMENT_ITEM/

CLOSING_ADJUSTMENT

_ITEM_DETAIL

CLOSING_ADJUST

MENT_ITEM_DET

AIL

ClosingAdjustmentItemAm

ount

The dollar amount of the specified Closing Adjustment

Item Type.

CR If adjustment item exists. Amount 9.2



September 27,2016

UCD Map


Requirement

11.5 K. Due from

Borrower at

Closing -

Adjustments

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/CLOSING_INFORM

ATION/CLOSING_ADJUS

TMENT_ITEMS/CLOSIN

G_ADJUSTMENT_ITEM/

CLOSING_ADJUSTMENT

_ITEM_DETAIL

CLOSING_ADJUST

MENT_ITEM_DET

AIL

ClosingAdjustmentItemPaid

OutsideOfClosingIndicator

When true, indicates payment of the closing

adjustment item was paid outside of closing.

false

true

CR If adjustment item exists. Boolean


Requirement

11.6 K. Due from

Borrower at

Closing -

Adjustments

for Items Paid

by Seller in

Advance

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/CLOSING_INFORM

ATION/PRORATION_ITE

MS/PRORATION_ITEM

PRORATION_ITE

M


nType



DueFromBorrowerAtClosing CR IF adjustment for item paid by

seller in advance exists.

Enumerated


Requirement

11.6 K. Due from

Borrower at

Closing -

Adjustments

for Items Paid

by Seller in

Advance

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/CLOSING_INFORM

ATION/PRORATION_ITE

MS/PRORATION_ITEM

PRORATION_ITE

M


tionType



AdjustmentsForItemsPaidBySellerInAd

vance

CR IF adjustment for item paid by


Enumerated


Requirement

11.6 K. Due from

Borrower at

Closing -

Adjustments

for Items Paid

by Seller in

Advance - City

/ Town Taxes

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/CLOSING_INFORM

ATION/PRORATION_ITE

MS/PRORATION_ITEM

PRORATION_ITE

M

ProrationItemType Identification of a monthly housing expense


CityPropertyTax

DistrictPropertyTax

TownPropertyTax



Enumerated New Definition: A

collection of values

that specify a cost

already paid by one

party that must be

prorated at the time

of loan closing and

allocated between a

property seller,

homebuyer, or other

parties to a real

estate transaction.10.356 567 CFPB Form

Requirement

11.6 K. Due from

Borrower at

Closing -

Adjustments

for Items Paid

by Seller in

Advance - City

/ Town Taxes

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/CLOSING_INFORM

ATION/PRORATION_ITE

MS/PRORATION_ITEM

PRORATION_ITE

M



enumerated value.



enumerated type

String 150



September 27,2016

UCD Map


Requirement

11.6 K. Due from

Borrower at

Closing -

Adjustments

for Items Paid

by Seller in

Advance - City

/ Town Taxes

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/CLOSING_INFORM

ATION/PRORATION_ITE

MS/PRORATION_ITEM

PRORATION_ITE

M

ProrationItemPaidFromDat

e

The start date for calculating the total number of days

covered by the proration item.



YYYY-MM-DD


Requirement

11.6 K. Due from

Borrower at

Closing -

Adjustments

for Items Paid

by Seller in

Advance - City

/ Town Taxes

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/CLOSING_INFORM

ATION/PRORATION_ITE

MS/PRORATION_ITEM

PRORATION_ITE

M

ProrationItemPaidThrough

Date


covered by the proration item, inclusive of this date.



YYYY-MM-DD


Requirement

11.6.1 K. Due from

Borrower at

Closing -

Adjustments

for Items Paid

by Seller in

Advance - City

/ Town Taxes

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/CLOSING_INFORM

ATION/PRORATION_ITE

MS/PRORATION_ITEM

PRORATION_ITE

M

ProrationItemAmount The dollar amount of the Proration Item Type. CR IF adjustment for item paid by


Amount 9.2


Requirement

11.7 K. Due from

Borrower at

Closing -

Adjustments

for Items Paid

by Seller in

Advance

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/CLOSING_INFORM

ATION/PRORATION_ITE

MS/PRORATION_ITEM

PRORATION_ITE

M


nType





Enumerated


Requirement

11.7 K. Due from

Borrower at

Closing -

Adjustments

for Items Paid

by Seller in

Advance

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/CLOSING_INFORM

ATION/PRORATION_ITE

MS/PRORATION_ITEM

PRORATION_ITE

M


tionType




vance



Enumerated


Requirement

11.7 K. Due from

Borrower at

Closing -

Adjustments

for Items Paid

by Seller in

Advance -

County

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/CLOSING_INFORM

ATION/PRORATION_ITE

MS/PRORATION_ITEM

PRORATION_ITE

M



BoroughPropertyTax

CountyPropertyTax





that specify a cost

already paid by one

party that must be


of loan closing and

allocated between a

property seller,

homebuyer, or other

parties to a real

estate transaction.



September 27,2016

UCD Map


Requirement

11.7 K. Due from

Borrower at

Closing -

Adjustments

for Items Paid

by Seller in

Advance -

County

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/CLOSING_INFORM

ATION/PRORATION_ITE

MS/PRORATION_ITEM

PRORATION_ITE

M



enumerated value.



enumerated type

String 150


Requirement

11.7 K. Due from

Borrower at

Closing -

Adjustments

for Items Paid

by Seller in

Advance -

County

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/CLOSING_INFORM

ATION/PRORATION_ITE

MS/PRORATION_ITEM

PRORATION_ITE

M


e





YYYY-MM-DD


Requirement

11.7 K. Due from

Borrower at

Closing -

Adjustments

for Items Paid

by Seller in

Advance -

County

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/CLOSING_INFORM

ATION/PRORATION_ITE

MS/PRORATION_ITEM

PRORATION_ITE

M


Date





YYYY-MM-DD


Requirement

11.7.1 K. Due from

Borrower at

Closing -

Adjustments

for Items Paid

by Seller in

Advance -

County

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/CLOSING_INFORM

ATION/PRORATION_ITE

MS/PRORATION_ITEM

PRORATION_ITE

M



Amount 9.2


Requirement

11.8 K. Due from

Borrower at

Closing -

Adjustments

for Items Paid

by Seller in

Advance

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/CLOSING_INFORM

ATION/PRORATION_ITE

MS/PRORATION_ITEM

PRORATION_ITE

M


nType





Enumerated


Requirement

11.8 K. Due from

Borrower at

Closing -

Adjustments

for Items Paid

by Seller in

Advance

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/CLOSING_INFORM

ATION/PRORATION_ITE

MS/PRORATION_ITEM

PRORATION_ITE

M


tionType




vance



Enumerated



September 27,2016

UCD Map


Requirement

11.8 K. Due from

Borrower at

Closing -

Adjustments

for Items Paid

by Seller in

Advance -

Assessments

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/CLOSING_INFORM

ATION/PRORATION_ITE

MS/PRORATION_ITEM

PRORATION_ITE

M




sment


ment


ment

Other





that specify a cost

already paid by one

party that must be


of loan closing and

allocated between a

property seller,

homebuyer, or other

parties to a real


Requirement

11.8 K. Due from

Borrower at

Closing -

Adjustments

for Items Paid

by Seller in

Advance -

County

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/CLOSING_INFORM

ATION/PRORATION_ITE

MS/PRORATION_ITEM

PRORATION_ITE

M



enumerated value.



enumerated type

String 150


Requirement

11.8 K. Due from

Borrower at

Closing -

Adjustments

for Items Paid

by Seller in

Advance -

Assessments

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/CLOSING_INFORM

ATION/PRORATION_ITE

MS/PRORATION_ITEM

PRORATION_ITE

M


e





YYYY-MM-DD


Requirement

11.8 K. Due from

Borrower at

Closing -

Adjustments

for Items Paid

by Seller in

Advance -

Assessments

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/CLOSING_INFORM

ATION/PRORATION_ITE

MS/PRORATION_ITEM

PRORATION_ITE

M


Date





YYYY-MM-DD


Requirement

11.8.1 K. Due from

Borrower at

Closing -

Adjustments

for Items Paid

by Seller in

Advance -

Assessments

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/CLOSING_INFORM

ATION/PRORATION_ITE

MS/PRORATION_ITEM

PRORATION_ITE

M



Amount 9.2


Requirement

11.9 K. Due from

Borrower at

Closing -

Adjustments

for Items Paid

by Seller in

Advance

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/CLOSING_INFORM

ATION/PRORATION_ITE

MS/PRORATION_ITEM

PRORATION_ITE

M


nType





Enumerated



September 27,2016

UCD Map


Requirement

11.9 K. Due from

Borrower at

Closing -

Adjustments

for Items Paid

by Seller in

Advance

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/CLOSING_INFORM

ATION/PRORATION_ITE

MS/PRORATION_ITEM

PRORATION_ITE

M


tionType




vance



Enumerated


Requirement

11.9 K. Due from

Borrower at

Closing -

Adjustments

for Items Paid

by Seller in

Advance -

Other

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/CLOSING_INFORM

ATION/PRORATION_ITE

MS/PRORATION_ITEM

PRORATION_ITE

M







GroundRent




HomeownersInsurancePremium

InterestOnLoanAssumption

MortgageInsurancePremium

Other

PastDuePropertyTax

RentFromSubjectProperty

StatePropertyTax

Utilities






that specify a cost

already paid by one

party that must be


of loan closing and

allocated between a

property seller,

homebuyer, or other

parties to a real

estate transaction.


Requirement

11.9 K. Due from

Borrower at

Closing -

Adjustments

for Items Paid

by Seller in

Advance -

County

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/CLOSING_INFORM

ATION/PRORATION_ITE

MS/PRORATION_ITEM

PRORATION_ITE

M



enumerated value.



enumerated type

String 150


Requirement

11.9 K. Due from

Borrower at

Closing -

Adjustments

for Items Paid

by Seller in

Advance -

Other

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/CLOSING_INFORM

ATION/PRORATION_ITE

MS/PRORATION_ITEM

PRORATION_ITE

M

ProrationItemTypeOtherDe

scription


information when Other is selected for Proration Item

Type.

OtherAssessments CR IF ProrationItemType =

"Other"


may also include


the "UCD Supported

Enumerations"

column


Requirement

11.9 K. Due from

Borrower at

Closing -

Adjustments

for Items Paid

by Seller in

Advance -

Other

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/CLOSING_INFORM

ATION/PRORATION_ITE

MS/PRORATION_ITEM

PRORATION_ITE

M


e





YYYY-MM-DD



September 27,2016

UCD Map


Requirement

11.9 K. Due from

Borrower at

Closing -

Adjustments

for Items Paid

by Seller in

Advance -

Other

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/CLOSING_INFORM

ATION/PRORATION_ITE

MS/PRORATION_ITEM

PRORATION_ITE

M


Date





YYYY-MM-DD


Requirement

11.9.1 K. Due from

Borrower at

Closing -

Adjustments

for Items Paid

by Seller in

Advance -

Other

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/CLOSING_INFORM

ATION/PRORATION_ITE

MS/PRORATION_ITEM

PRORATION_ITE

M



Amount 9.2


Requirement

12.0 L. Paid Already

by or on Behalf

of Borrower at

Closing Label



then the




then the Summaries

of Transactions

section is not


Requirement


by or on Behalf

of Borrower at

Closing

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/DOCUMENT_SPECI

FIC_DATA_SETS/DOCU

MENT_SPECIFIC_DATA_


OSURE/INTEGRATED_DI

SCLOSURE_SECTION_SU

MMARIES/INTEGRATED

_DISCLOSURE_SECTION

_SUMMARY/INTEGRATE

D_DISCLOSURE_SECTIO

N_SUMMARY_DETAIL

INTEGRATED_DIS

CLOSURE_SECTIO

N_SUMMARY_DE

TAIL


nType



PaidAlreadyByOrOnBehalfOfBorrower

AtClosing

R Enumerated



September 27,2016

UCD Map


Requirement

12.0.1 L. Paid Already

by or on Behalf

of Borrower at

Closing

Amount

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/DOCUMENT_SPECI

FIC_DATA_SETS/DOCU

MENT_SPECIFIC_DATA_


OSURE/INTEGRATED_DI

SCLOSURE_SECTION_SU

MMARIES/INTEGRATED

_DISCLOSURE_SECTION

_SUMMARY/INTEGRATE

D_DISCLOSURE_SECTIO

N_SUMMARY_DETAIL

INTEGRATED_DIS

CLOSURE_SECTIO

N_SUMMARY_DE

TAIL


nTotalAmount



document.

R Amount 9.2


Requirement


by or on Behalf

of Borrower at

Closing

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/CLOSING_INFORM

ATION/CLOSING_COST_

FUNDS/CLOSING_COST_

FUND

CLOSING_COST_F

UND


nType




AtClosing



Requirement


by or on Behalf

of Borrower at

Closing-

Deposit

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/CLOSING_INFORM

ATION/CLOSING_COST_

FUNDS/CLOSING_COST_

FUND

CLOSING_COST_F

UND

FundsType A monetary source commonly used to pay obligations

in a mortgage loan transaction.

DepositOnSalesContract CR IF item exists. Enumerated


Requirement


by or on Behalf

of Borrower at

Closing-

Deposit

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/CLOSING_INFORM

ATION/CLOSING_COST_

FUNDS/CLOSING_COST_

FUND

CLOSING_COST_F

UND

ClosingCostFundAmount The dollar amount of funds supplied by a specified

source at closing.



Requirement

12.2 | 12.2.1 L. Paid Already

by or on Behalf

of Borrower at

Closing- Loan

Amount

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/TERMS_OF_LOAN

TERMS_OF_LOAN NoteAmount The amount to be repaid as disclosed on the note. R Amount 9.2



September 27,2016

UCD Map


Requirement

12.3 | 12.3.1 L. Paid Already

by or on Behalf

of Borrower at

Closing -

Existing

Loan(s)

Assumed or

Taken Subject

to

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/TERMS_OF_LOAN

TERMS_OF_LOAN AssumedLoanAmount The dollar amount of an existing loan assumed by the

borrower.



Requirement


by or on Behalf

of Borrower at

Closing - Other

Items

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/CLOSING_INFORM

ATION/CLOSING_ADJUS

TMENT_ITEMS/CLOSIN

G_ADJUSTMENT_ITEM/

CLOSING_ADJUSTMENT

_ITEM_DETAIL

CLOSING_ADJUST

MENT_ITEM_DET

AIL


nType




AtClosing



Requirement


by or on Behalf

of Borrower at

Closing - Other

Items

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/CLOSING_INFORM

ATION/CLOSING_ADJUS

TMENT_ITEMS/CLOSIN

G_ADJUSTMENT_ITEM/

CLOSING_ADJUSTMENT

_ITEM_DETAIL

CLOSING_ADJUST

MENT_ITEM_DET

AIL


e


process.

Other

ProceedsOfSubordinateLiens



Requirement


by or on Behalf

of Borrower at

Closing - Other

Items

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/CLOSING_INFORM

ATION/CLOSING_ADJUS

TMENT_ITEMS/CLOSIN

G_ADJUSTMENT_ITEM/

CLOSING_ADJUSTMENT

_ITEM_DETAIL

CLOSING_ADJUST

MENT_ITEM_DET

AIL


eOtherDescription




CR IF seller credit exists String 150


Requirement


by or on Behalf

of Borrower at

Closing - Other

Items

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/CLOSING_INFORM

ATION/CLOSING_ADJUS

TMENT_ITEMS/CLOSIN

G_ADJUSTMENT_ITEM/

CLOSING_ADJUSTMENT

_ITEM_DETAIL

CLOSING_ADJUST

MENT_ITEM_DET

AIL



enumerated value.



enumerated type

String 150



September 27,2016

UCD Map


Requirement


by or on Behalf

of Borrower at

Closing - Other

Items Amount

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/LOAN_DETAIL

LOAN_DETAIL TotalSubordinateFinancing

Amount

The total amount of subordinate financing associated

with the loan. For example, the subordinate financing

amount as disclosed in the Details of Transaction

section of the URLA.

CR IF

"ClosingAdjustmentItemType

=

ProceedsofSubordinatedLiens

"

Amount 9.2 This is the note

amount for new

subordinate financing


Requirement


by or on Behalf

of Borrower at

Closing - Other

Items

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/CLOSING_INFORM

ATION/CLOSING_ADJUS

TMENT_ITEMS/CLOSIN

G_ADJUSTMENT_ITEM/

CLOSING_ADJUSTMENT

_ITEM_DETAIL

CLOSING_ADJUST

MENT_ITEM_DET

AIL





false

true

CR If item exists. Boolean


Requirement


by or on Behalf

of Borrower at

Closing - Pay

off Seller Jr.

Lien

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME




DETAIL/EXTENSION/OT

HER


nType




AtClosing


be property liens.


Requirement


by or on Behalf

of Borrower at

Closing - Pay

off Seller Jr.

Lien

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME




DETAIL

LIABILITY_DETAIL LiabilityDescription A text description that further defines the Liability.

This could be used to describe the job related

expenses.

CR IF item exists. String 150 This description is

intended to identify

property liens owned

by the Seller that the

Borrower is paying off

as part of the

transaction.10.133 609 CFPB Form

Requirement


by or on Behalf

of Borrower at

Closing - Other

Items Amount

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/CLOSING_INFORM

ATION/CLOSING_ADJUS

TMENT_ITEMS/CLOSIN

G_ADJUSTMENT_ITEM/

CLOSING_ADJUSTMENT

_ITEM_DETAIL

CLOSING_ADJUST

MENT_ITEM_DET

AIL


ount


Item Type.



Requirement


by or on Behalf

of Borrower at

Closing

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/CLOSING_INFORM

ATION/CLOSING_ADJUS

TMENT_ITEMS/CLOSIN

G_ADJUSTMENT_ITEM/

CLOSING_ADJUSTMENT

_ITEM_DETAIL

CLOSING_ADJUST

MENT_ITEM_DET

AIL


nType




AtClosing

CR IF seller credit exists Enumerated



September 27,2016

UCD Map


Requirement


by or on Behalf

of Borrower at

Closing - Seller

Credit

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/CLOSING_INFORM

ATION/CLOSING_ADJUS

TMENT_ITEMS/CLOSIN

G_ADJUSTMENT_ITEM/

CLOSING_ADJUSTMENT

_ITEM_DETAIL

CLOSING_ADJUST

MENT_ITEM_DET

AIL


e


process.

SellerCredit CR IF seller credit exists Enumerated


Requirement


by or on Behalf

of Borrower at

Closing - Other

Items

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/CLOSING_INFORM

ATION/CLOSING_ADJUS

TMENT_ITEMS/CLOSIN

G_ADJUSTMENT_ITEM/

CLOSING_ADJUSTMENT

_ITEM_DETAIL

CLOSING_ADJUST

MENT_ITEM_DET

AIL



enumerated value.



enumerated type

String 150


Requirement


by or on Behalf

of Borrower at

Closing - Other

Items

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/CLOSING_INFORM

ATION/CLOSING_ADJUS

TMENT_ITEMS/CLOSIN

G_ADJUSTMENT_ITEM/

CLOSING_ADJUSTMENT

_ITEM_DETAIL

CLOSING_ADJUST

MENT_ITEM_DET

AIL





false

true

CR If item exists. Boolean


Requirement


by or on Behalf

of Borrower at

Closing - Seller

Credit

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/CLOSING_INFORM

ATION/CLOSING_ADJUS

TMENT_ITEMS/CLOSIN

G_ADJUSTMENT_ITEM/

CLOSING_ADJUSTMENT

_ITEM_DETAIL

CLOSING_ADJUST

MENT_ITEM_DET

AIL


ount


Item Type.

CR IF seller credit exists Amount 9.2


Requirement

12.6 Other Credits

Label



then the




then the Summaries

of Transactions

section is not

required.



September 27,2016

UCD Map


Requirement


by or on Behalf

of Borrower at

Closing - Other

Credits

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/CLOSING_INFORM

ATION/CLOSING_ADJUS

TMENT_ITEMS/CLOSIN

G_ADJUSTMENT_ITEM/

CLOSING_ADJUSTMENT

_ITEM_DETAIL

CLOSING_ADJUST

MENT_ITEM_DET

AIL


nType




AtClosing

CR IF other credits exist. Enumerated


Requirement


by or on Behalf

of Borrower at

Closing - Other

Credits

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/CLOSING_INFORM

ATION/CLOSING_ADJUS

TMENT_ITEMS/CLOSIN

G_ADJUSTMENT_ITEM/

CLOSING_ADJUSTMENT

_ITEM_DETAIL

CLOSING_ADJUST

MENT_ITEM_DET

AIL


tionType



OtherCredits CR IF other credits exist. Enumerated


Requirement


by or on Behalf

of Borrower at

Closing - Other

Credits

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/CLOSING_INFORM

ATION/CLOSING_ADJUS

TMENT_ITEMS/CLOSIN

G_ADJUSTMENT_ITEM/

CLOSING_ADJUSTMENT

_ITEM_DETAIL

CLOSING_ADJUST

MENT_ITEM_DET

AIL


e


process.

Gift

Grant

Other

RebateCredit

CR IF other credits exist. Enumerated


Requirement


by or on Behalf

of Borrower at

Closing - Other

Items

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/CLOSING_INFORM

ATION/CLOSING_ADJUS

TMENT_ITEMS/CLOSIN

G_ADJUSTMENT_ITEM/

CLOSING_ADJUSTMENT

_ITEM_DETAIL

CLOSING_ADJUST

MENT_ITEM_DET

AIL



enumerated value.



enumerated type

String 150


Requirement


by or on Behalf

of Borrower at

Closing - Other

Credits

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/CLOSING_INFORM

ATION/CLOSING_ADJUS

TMENT_ITEMS/CLOSIN

G_ADJUSTMENT_ITEM/

CLOSING_ADJUSTMENT

_ITEM_DETAIL

CLOSING_ADJUST

MENT_ITEM_DET

AIL


eOtherDescription




SellersReserveAccountAssumption CR IF ClosingAdjustmentItemType

= "Other"


may also include


the "UCD Supported

Enumerations"

column



September 27,2016

UCD Map


Requirement


by or on Behalf

of Borrower at

Closing - Other

Credits

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/CLOSING_INFORM

ATION/CLOSING_ADJUS

TMENT_ITEMS/CLOSIN

G_ADJUSTMENT_ITEM/

CLOSING_ADJUSTMENT

_ITEM_PAID_BY/INDIVI

DUAL/NAME


entity.


= "Gift" and is provided by an

individual.

String 100


Requirement


by or on Behalf

of Borrower at

Closing - Other

Credits

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/CLOSING_INFORM

ATION/CLOSING_ADJUS

TMENT_ITEMS/CLOSIN

G_ADJUSTMENT_ITEM/

CLOSING_ADJUSTMENT

_ITEM_PAID_BY/LEGAL_

ENTITY/LEGAL_ENTITY_

DETAIL

LEGAL_ENTITY_D

ETAIL


entity.


= "Grant" OR "Rebate" AND is

provided by a LEGAL_ENTITY.

String 100 Mutually exclusive

with

INDIVIDUAL/FullNam

e


Requirement


by or on Behalf

of Borrower at

Closing - Other

Credits

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/CLOSING_INFORM

ATION/CLOSING_ADJUS

TMENT_ITEMS/CLOSIN

G_ADJUSTMENT_ITEM/

CLOSING_ADJUSTMENT

_ITEM_DETAIL

CLOSING_ADJUST

MENT_ITEM_DET

AIL





false

true

CR IF other credits exist. Boolean


Requirement


by or on Behalf

of Borrower at

Closing - Other

Credits

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/CLOSING_INFORM

ATION/CLOSING_ADJUS

TMENT_ITEMS/CLOSIN

G_ADJUSTMENT_ITEM/

CLOSING_ADJUSTMENT

_ITEM_DETAIL

CLOSING_ADJUST

MENT_ITEM_DET

AIL


ount


Item Type.

CR IF other credits exist. Amount 9.2



September 27,2016

UCD Map


Requirement

12.7 Adjustments

Label



then the




then the Summaries

of Transactions

section is not


Requirement


by or on Behalf

of Borrower at

Closing -

Adjustments

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/CLOSING_INFORM

ATION/CLOSING_ADJUS

TMENT_ITEMS/CLOSIN

G_ADJUSTMENT_ITEM/

CLOSING_ADJUSTMENT

_ITEM_DETAIL

CLOSING_ADJUST

MENT_ITEM_DET

AIL


nType




AtClosing

CR IF adjustment exists Enumerated


Requirement


by or on Behalf

of Borrower at

Closing -

Adjustments

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/CLOSING_INFORM

ATION/CLOSING_ADJUS

TMENT_ITEMS/CLOSIN

G_ADJUSTMENT_ITEM/

CLOSING_ADJUSTMENT

_ITEM_DETAIL

CLOSING_ADJUST

MENT_ITEM_DET

AIL


tionType



Adjustments CR IF adjustment exists Enumerated


Requirement


by or on Behalf

of Borrower at

Closing -

Adjustments

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/CLOSING_INFORM

ATION/CLOSING_ADJUS

TMENT_ITEMS/CLOSIN

G_ADJUSTMENT_ITEM/

CLOSING_ADJUSTMENT

_ITEM_DETAIL

CLOSING_ADJUST

MENT_ITEM_DET

AIL


e


process.

Other

RelocationFunds

SweatEquity

TradeEquity

CR IF adjustment exists Enumerated


Requirement


by or on Behalf

of Borrower at

Closing - Other

Items

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/CLOSING_INFORM

ATION/CLOSING_ADJUS

TMENT_ITEMS/CLOSIN

G_ADJUSTMENT_ITEM/

CLOSING_ADJUSTMENT

_ITEM_DETAIL

CLOSING_ADJUST

MENT_ITEM_DET

AIL



enumerated value.



enumerated type

String 150



September 27,2016

UCD Map


Requirement


by or on Behalf

of Borrower at

Closing -

Adjustments

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/CLOSING_INFORM

ATION/CLOSING_ADJUS

TMENT_ITEMS/CLOSIN

G_ADJUSTMENT_ITEM/

CLOSING_ADJUSTMENT

_ITEM_DETAIL

CLOSING_ADJUST

MENT_ITEM_DET

AIL


eOtherDescription





= "Other"

String 150


Requirement


by or on Behalf

of Borrower at

Closing - Other

Credits

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/CLOSING_INFORM

ATION/CLOSING_ADJUS

TMENT_ITEMS/CLOSIN

G_ADJUSTMENT_ITEM/

CLOSING_ADJUSTMENT


DUAL/NAME


entity.

CR IF

ClosingAdjustementItemType

= "Gift" and is provided by an

individual.

String 100


Requirement


by or on Behalf

of Borrower at

Closing - Other

Credits

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/CLOSING_INFORM

ATION/CLOSING_ADJUS

TMENT_ITEMS/CLOSIN

G_ADJUSTMENT_ITEM/

CLOSING_ADJUSTMENT



DETAIL

LEGAL_ENTITY_D

ETAIL


entity.

CR IF

ClosingAdjustementItemType

= "Grant" and is provided by

an organization

String 100


Requirement


by or on Behalf

of Borrower at

Closing -

Adjustments

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/CLOSING_INFORM

ATION/CLOSING_ADJUS

TMENT_ITEMS/CLOSIN

G_ADJUSTMENT_ITEM/

CLOSING_ADJUSTMENT

_ITEM_DETAIL

CLOSING_ADJUST

MENT_ITEM_DET

AIL





false

true

CR IF adjustment exists Boolean



September 27,2016

UCD Map


Requirement


by or on Behalf

of Borrower at

Closing -

Adjustments

Amounts

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/CLOSING_INFORM

ATION/CLOSING_ADJUS

TMENT_ITEMS/CLOSIN

G_ADJUSTMENT_ITEM/

CLOSING_ADJUSTMENT

_ITEM_DETAIL

CLOSING_ADJUST

MENT_ITEM_DET

AIL


ount


Item Type.

CR IF adjustment exists Amount 9.2


Requirement

12.8 Adjustments

for Items

Unpaid By

Seller Label



then the




then the Summaries

of Transactions

section is not


Requirement


by or on Behalf

of Borrower at

Closing -

Adjustments

for Items

Unpaid by

Seller

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/CLOSING_INFORM

ATION/PRORATION_ITE

MS/PRORATION_ITEM

PRORATION_ITE

M


nType




AtClosing

CR IF ProrationItemType exists Enumerated


Requirement


by or on Behalf

of Borrower at

Closing -

Adjustments

for Items

Unpaid by

Seller

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/CLOSING_INFORM

ATION/PRORATION_ITE

MS/PRORATION_ITEM

PRORATION_ITE

M


tionType



AdjustmentsForItemsUnpaidBySeller CR IF adjustment for item unpaid


Enumerated


Requirement


by or on Behalf

of Borrower at

Closing -

Adjustments

for Items

Unpaid by

Seller

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/CLOSING_INFORM

ATION/PRORATION_ITE

MS/PRORATION_ITEM

PRORATION_ITE

M



CityPropertyTax

DistrictPropertyTax

TownPropertyTax

CR IF adjustment for item unpaid


Enumerated MISMO 3.4 New

Definition: A


that specify a cost

already paid by one

party that must be


of loan closing and

allocated between a

property seller,

homebuyer, or other

parties to a real

estate transaction.



September 27,2016

UCD Map


Requirement


by or on Behalf

of Borrower at

Closing -

Adjustments

for Items

Unpaid by

Seller

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/CLOSING_INFORM

ATION/PRORATION_ITE

MS/PRORATION_ITEM

PRORATION_ITE

M



enumerated value.



enumerated type

String 150


Requirement


by or on Behalf

of Borrower at

Closing -

Adjustments

for Items

Unpaid by

Seller - City /

Town Taxes

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/CLOSING_INFORM

ATION/PRORATION_ITE

MS/PRORATION_ITEM

PRORATION_ITE

M


e





YYYY-MM-DD


Requirement


by or on Behalf

of Borrower at

Closing -

Adjustments

for Items

Unpaid by

Seller - City /

Town Taxes

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/CLOSING_INFORM

ATION/PRORATION_ITE

MS/PRORATION_ITEM

PRORATION_ITE

M


Date





YYYY-MM-DD


Requirement


by or on Behalf

of Borrower at

Closing -

Adjustments

for Items

Unpaid by

Seller - City /

Town Taxes

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/CLOSING_INFORM

ATION/PRORATION_ITE

MS/PRORATION_ITEM

PRORATION_ITE

M

ProrationItemAmount The dollar amount of the Proration Item Type. CR IF adjustment for item unpaid


Amount 9.2


Requirement


by or on Behalf

of Borrower at

Closing -

Adjustments

for Items

Unpaid by

Seller

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/CLOSING_INFORM

ATION/PRORATION_ITE

MS/PRORATION_ITEM

PRORATION_ITE

M


nType




AtClosing



Enumerated


Requirement


by or on Behalf

of Borrower at

Closing -

Adjustments

for Items

Unpaid by

Seller

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/CLOSING_INFORM

ATION/PRORATION_ITE

MS/PRORATION_ITEM

PRORATION_ITE

M


tionType





Enumerated



September 27,2016

UCD Map


Requirement


by or on Behalf

of Borrower at

Closing -

Adjustments

for Items

Unpaid by

Seller - County

Taxes

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/CLOSING_INFORM

ATION/PRORATION_ITE

MS/PRORATION_ITEM

PRORATION_ITE

M



BoroughPropertyTax

CountyPropertyTax




Definition: A


that specify a cost

already paid by one

party that must be


of loan closing and

allocated between a

property seller,

homebuyer, or other

parties to a real


Requirement


by or on Behalf

of Borrower at

Closing -

Adjustments

for Items

Unpaid by

Seller

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/CLOSING_INFORM

ATION/PRORATION_ITE

MS/PRORATION_ITEM

PRORATION_ITE

M



enumerated value.



enumerated type

String 150


Requirement


by or on Behalf

of Borrower at

Closing -

Adjustments

for Items

Unpaid by

Seller - County

Taxes

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/CLOSING_INFORM

ATION/PRORATION_ITE

MS/PRORATION_ITEM

PRORATION_ITE

M


e





YYYY-MM-DD


Requirement


by or on Behalf

of Borrower at

Closing -

Adjustments

for Items

Unpaid by

Seller - County

Taxes

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/CLOSING_INFORM

ATION/PRORATION_ITE

MS/PRORATION_ITEM

PRORATION_ITE

M


Date





YYYY-MM-DD


Requirement


by or on Behalf

of Borrower at

Closing -

Adjustments

for Items

Unpaid by

Seller - County

Taxes

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/CLOSING_INFORM

ATION/PRORATION_ITE

MS/PRORATION_ITEM

PRORATION_ITE

M



Amount 9.2



September 27,2016

UCD Map


Requirement


by or on Behalf

of Borrower at

Closing -

Adjustments

for Items

Unpaid by

Seller

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/CLOSING_INFORM

ATION/PRORATION_ITE

MS/PRORATION_ITEM

PRORATION_ITE

M


nType




AtClosing



Enumerated


Requirement


by or on Behalf

of Borrower at

Closing -

Adjustments

for Items

Unpaid by

Seller

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/CLOSING_INFORM

ATION/PRORATION_ITE

MS/PRORATION_ITEM

PRORATION_ITE

M


tionType





Enumerated


Requirement


by or on Behalf

of Borrower at

Closing -

Adjustments

for Items

Unpaid by

Seller -

Assessment

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/CLOSING_INFORM

ATION/PRORATION_ITE

MS/PRORATION_ITEM

PRORATION_ITE

M




sment


ment


ment

Other




Definition: A


that specify a cost

already paid by one

party that must be


of loan closing and

allocated between a

property seller,

homebuyer, or other

parties to a real


Requirement


by or on Behalf

of Borrower at

Closing -

Adjustments

for Items

Unpaid by

Seller

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/CLOSING_INFORM

ATION/PRORATION_ITE

MS/PRORATION_ITEM

PRORATION_ITE

M



enumerated value.



enumerated type

String 150


Requirement


by or on Behalf

of Borrower at

Closing -

Adjustments

for Items

Unpaid by

Seller -

Assessment

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/CLOSING_INFORM

ATION/PRORATION_ITE

MS/PRORATION_ITEM

PRORATION_ITE

M


e





YYYY-MM-DD



September 27,2016

UCD Map


Requirement


by or on Behalf

of Borrower at

Closing -

Adjustments

for Items

Unpaid by

Seller -

Assessment

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/CLOSING_INFORM

ATION/PRORATION_ITE

MS/PRORATION_ITEM

PRORATION_ITE

M


Date





YYYY-MM-DD


Requirement


by or on Behalf

of Borrower at

Closing -

Adjustments

for Items

Unpaid by

Seller -

Assessment

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/CLOSING_INFORM

ATION/PRORATION_ITE

MS/PRORATION_ITEM

PRORATION_ITE

M



Amount 9.2


Requirement


by or on Behalf

of Borrower at

Closing -

Adjustments

for Items

Unpaid by

Seller

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/CLOSING_INFORM

ATION/PRORATION_ITE

MS/PRORATION_ITEM

PRORATION_ITE

M


nType




AtClosing



Enumerated


Requirement


by or on Behalf

of Borrower at

Closing -

Adjustments

for Items

Unpaid by

Seller

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/CLOSING_INFORM

ATION/PRORATION_ITE

MS/PRORATION_ITEM

PRORATION_ITE

M


tionType





Enumerated


Requirement


by or on Behalf

of Borrower at

Closing -

Adjustments

for Items

Unpaid by

Seller - Other

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/CLOSING_INFORM

ATION/PRORATION_ITE

MS/PRORATION_ITEM

PRORATION_ITE

M







GroundRent







Other

PastDuePropertyTax


StatePropertyTax

Utilities





Definition: A


that specify a cost

already paid by one

party that must be


of loan closing and

allocated between a

property seller,

homebuyer, or other

parties to a real

estate transaction.



September 27,2016

UCD Map


Requirement


by or on Behalf

of Borrower at

Closing -

Adjustments

for Items

Unpaid by

Seller

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/CLOSING_INFORM

ATION/PRORATION_ITE

MS/PRORATION_ITEM

PRORATION_ITE

M



enumerated value.



enumerated type

String 150


Requirement


by or on Behalf

of Borrower at

Closing -

Adjustments

for Items

Unpaid by

Seller - Other

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/CLOSING_INFORM

ATION/PRORATION_ITE

MS/PRORATION_ITEM

PRORATION_ITE

M


scription



Type.


"Other"


may also include


the "UCD Supported

Enumerations"

column


Requirement


by or on Behalf

of Borrower at

Closing -

Adjustments

for Items

Unpaid by

Seller - Other

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/CLOSING_INFORM

ATION/PRORATION_ITE

MS/PRORATION_ITEM

PRORATION_ITE

M


e





YYYY-MM-DD


Requirement


by or on Behalf

of Borrower at

Closing -

Adjustments

for Items

Unpaid by

Seller - Other

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/CLOSING_INFORM

ATION/PRORATION_ITE

MS/PRORATION_ITEM

PRORATION_ITE

M


Date





YYYY-MM-DD


Requirement


by or on Behalf

of Borrower at

Closing -

Adjustments

for Items

Unpaid by

Seller - Other

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/CLOSING_INFORM

ATION/PRORATION_ITE

MS/PRORATION_ITEM

PRORATION_ITE

M



Amount 9.2


Requirement

13.0 Calculation

Label

N/A N/A N/A N/A



September 27,2016

UCD Map


Requirement

13.1 CALCULATION -

Total Due from

Borrower at

Closing (K)

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/DOCUMENT_SPECI

FIC_DATA_SETS/DOCU

MENT_SPECIFIC_DATA_


OSURE/INTEGRATED_DI

SCLOSURE_SECTION_SU

MMARIES/INTEGRATED

_DISCLOSURE_SECTION

_SUMMARY/INTEGRATE

D_DISCLOSURE_SECTIO

N_SUMMARY_DETAIL

INTEGRATED_DIS

CLOSURE_SECTIO

N_SUMMARY_DE

TAIL


nType



DueFromBorrowerAtClosing R Enumerated


Requirement

13.1.1 CALCULATION -

Total Due from

Borrower at

Closing (K)

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/DOCUMENT_SPECI

FIC_DATA_SETS/DOCU

MENT_SPECIFIC_DATA_


OSURE/INTEGRATED_DI

SCLOSURE_SECTION_SU

MMARIES/INTEGRATED

_DISCLOSURE_SECTION

_SUMMARY/INTEGRATE

D_DISCLOSURE_SECTIO

N_SUMMARY_DETAIL

INTEGRATED_DIS

CLOSURE_SECTIO

N_SUMMARY_DE

TAIL


nTotalAmount



document.

R Amount 9.2


Requirement

13.2 CALCULATION -

Total Paid

Already by or

on Behalf of

Borrower at

Closing (L)

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/DOCUMENT_SPECI

FIC_DATA_SETS/DOCU

MENT_SPECIFIC_DATA_


OSURE/INTEGRATED_DI

SCLOSURE_SECTION_SU

MMARIES/INTEGRATED

_DISCLOSURE_SECTION

_SUMMARY/INTEGRATE

D_DISCLOSURE_SECTIO

N_SUMMARY_DETAIL

INTEGRATED_DIS

CLOSURE_SECTIO

N_SUMMARY_DE

TAIL


nType




AtClosing

R Enumerated



September 27,2016

UCD Map


Requirement


Total Paid

Already by or

on Behalf of

Borrower at

Closing (L)

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/DOCUMENT_SPECI

FIC_DATA_SETS/DOCU

MENT_SPECIFIC_DATA_


OSURE/INTEGRATED_DI

SCLOSURE_SECTION_SU

MMARIES/INTEGRATED

_DISCLOSURE_SECTION

_SUMMARY/INTEGRATE

D_DISCLOSURE_SECTIO

N_SUMMARY_DETAIL

INTEGRATED_DIS

CLOSURE_SECTIO

N_SUMMARY_DE

TAIL


nTotalAmount



document.

R Amount 9.2


Requirement

13.3 | 13.3.1 CALCULATION -

Cash to Close

From / To

Borrower

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/CLOSING_INFORM

ATION/CLOSING_INFOR

MATION_DETAIL

CLOSING_INFOR

MATION_DETAIL

CashFromBorrowerAtClosin

gAmount

The total dollar amount required from the borrower to


CR IF borrower pays cash for

transaction.

Amount 9.2


Requirement


Cash to Close

From / To

Borrower

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/CLOSING_INFORM

ATION/CLOSING_INFOR

MATION_DETAIL

CLOSING_INFOR

MATION_DETAIL

CashToBorrowerAtClosingA

mount

The total dollar amount received by the borrower to


CR IF borrower receives cash

from transaction.

Amount 9.2


Requirement

14.0 Due To Seller

At Closing

Label



then the




then the Summaries

of Transactions

section is not

required.



September 27,2016

UCD Map


Requirement

14.0 M. Due to

Seller at

Closing

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/DOCUMENT_SPECI

FIC_DATA_SETS/DOCU

MENT_SPECIFIC_DATA_


OSURE/INTEGRATED_DI

SCLOSURE_SECTION_SU

MMARIES/INTEGRATED

_DISCLOSURE_SECTION

_SUMMARY/INTEGRATE

D_DISCLOSURE_SECTIO

N_SUMMARY_DETAIL

INTEGRATED_DIS

CLOSURE_SECTIO

N_SUMMARY_DE

TAIL


nType



DueToSellerAtClosing R Enumerated


Requirement

14.0.1 M. Due to

Seller at

Closing

Amount

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/DOCUMENT_SPECI

FIC_DATA_SETS/DOCU

MENT_SPECIFIC_DATA_


OSURE/INTEGRATED_DI

SCLOSURE_SECTION_SU

MMARIES/INTEGRATED

_DISCLOSURE_SECTION

_SUMMARY/INTEGRATE

D_DISCLOSURE_SECTIO

N_SUMMARY_DETAIL

INTEGRATED_DIS

CLOSURE_SECTIO

N_SUMMARY_DE

TAIL


nTotalAmount



document.

R Amount 9.2


Requirement

14.1 M. Due to

Seller at

Closing - Sale

Price of

Property

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME




ECT_PROPERTY/SALES_

CONTRACTS/SALES_CO

NTRACT/SALES_CONTR

ACT_DETAIL

SALES_CONTRACT

_DETAIL


ndicator


contract for sale.

false

true



is itemized in the

sales contract.


Real Property

Amount.


Requirement

14.1 |14.1.1 M. Due to

Seller at

Closing - Sale

Price of

Property

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME




ECT_PROPERTY/SALES_

CONTRACTS/SALES_CO

NTRACT/SALES_CONTR

ACT_DETAIL

SALES_CONTRACT

_DETAIL

SalesContractAmount The amount of money the contract is for. CR IF





contract.

Amount 9.2



September 27,2016

UCD Map


Requirement

14.1 |14.1.1 M. Due to

Seller at

Closing - Sale

Price of

Property

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME




ECT_PROPERTY/SALES_

CONTRACTS/SALES_CO

NTRACT/SALES_CONTR

ACT_DETAIL

SALES_CONTRACT

_DETAIL



CR IF LoanPurposeType=

"Purchase" AND




contract

Amount 9.2


Requirement

14.2 M. Due to

Seller at

Closing - Sale

Price of

Property

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME




ECT_PROPERTY/SALES_

CONTRACTS/SALES_CO

NTRACT/SALES_CONTR

ACT_DETAIL

SALES_CONTRACT

_DETAIL


ndicator


contract for sale.

false

true



is itemized in the

sales contract.


Real Property

Amount.


Requirement

14.2 | 14.2.1 M. Due to

Seller at

Closing - Sale

Price of

Property

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME




ECT_PROPERTY/SALES_

CONTRACTS/SALES_CO

NTRACT/SALES_CONTR

ACT_DETAIL

SALES_CONTRACT

_DETAIL

PersonalPropertyAmount The dollar amount of personal property included in

the Sales Contract Amount.

CR IF




contract

Amount 9.2


Requirement

14.3 M. Due to

Seller at

Closing -

Adjustments

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/CLOSING_INFORM

ATION/CLOSING_ADJUS

TMENT_ITEMS/CLOSIN

G_ADJUSTMENT_ITEM/

CLOSING_ADJUSTMENT

_ITEM_DETAIL

CLOSING_ADJUST

MENT_ITEM_DET

AIL


nType



DueToSellerAtClosing CR IF item exists. Enumerated


Requirement

14.3 M. Due to

Seller at

Closing -

Adjustments

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/CLOSING_INFORM

ATION/CLOSING_ADJUS

TMENT_ITEMS/CLOSIN

G_ADJUSTMENT_ITEM/

CLOSING_ADJUSTMENT

_ITEM_DETAIL

CLOSING_ADJUST

MENT_ITEM_DET

AIL


e


process.

FuelCosts

Other

Repairs

SellersEscrowAssumption

SellersMortgageInsuranceAssumption





September 27,2016

UCD Map


Requirement

14.3 M. Due to

Seller at

Closing -

Adjustments

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/CLOSING_INFORM

ATION/CLOSING_ADJUS

TMENT_ITEMS/CLOSIN

G_ADJUSTMENT_ITEM/

CLOSING_ADJUSTMENT

_ITEM_DETAIL

CLOSING_ADJUST

MENT_ITEM_DET

AIL



enumerated value.



enumerated type

String 150


Requirement

14.3 M. Due to

Seller at

Closing -

Adjustments

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/CLOSING_INFORM

ATION/CLOSING_ADJUS

TMENT_ITEMS/CLOSIN

G_ADJUSTMENT_ITEM/

CLOSING_ADJUSTMENT

_ITEM_DETAIL

CLOSING_ADJUST

MENT_ITEM_DET

AIL


eOtherDescription





= "Other"

String 150


Requirement

14.3 M. Due to

Seller at

Closing -

Adjustments

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/CLOSING_INFORM

ATION/CLOSING_ADJUS

TMENT_ITEMS/CLOSIN

G_ADJUSTMENT_ITEM/

CLOSING_ADJUSTMENT

_ITEM_DETAIL

CLOSING_ADJUST

MENT_ITEM_DET

AIL





false

true

CR If adjustment item exists. Boolean


Requirement

14.3.1 M. Due to

Seller at

Closing -

Adjustments

Amount

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/CLOSING_INFORM

ATION/CLOSING_ADJUS

TMENT_ITEMS/CLOSIN

G_ADJUSTMENT_ITEM/

CLOSING_ADJUSTMENT

_ITEM_DETAIL

CLOSING_ADJUST

MENT_ITEM_DET

AIL


ount


Item Type.

CR IF item exists. Amount 9.2 Any amount due from

the borrower not

included in the sales

price or other

financing charges.


Requirement

14.4 M. Due to

Seller at

Closing -

Adjustments

for Items Paid

By Seller in

Advance

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/CLOSING_INFORM

ATION/PRORATION_ITE

MS/PRORATION_ITEM

PRORATION_ITE

M


nType



DueToSellerAtClosing CR IF adjustment for item due to

seller at closing exists.

Enumerated



September 27,2016

UCD Map


Requirement

14.4 M. Due to

Seller at

Closing -

Adjustments

for Items Paid

By Seller in

Advance

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/CLOSING_INFORM

ATION/PRORATION_ITE

MS/PRORATION_ITEM

PRORATION_ITE

M


tionType




vance

CR IF adjustment for item due to


Enumerated


Requirement

14.4 M. Due to

Seller at

Closing -

Adjustments

for Items Paid

By Seller in

Advance -

City/Town

Taxes

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/CLOSING_INFORM

ATION/PRORATION_ITE

MS/PRORATION_ITEM

PRORATION_ITE

M



CityPropertyTax

DistrictPropertyTax

TownPropertyTax




Definition: A


that specify a cost

already paid by one

party that must be


of loan closing and

allocated between a

property seller,

homebuyer, or other

parties to a real


Requirement

14.4 M. Due to

Seller at

Closing -

Adjustments

for Items Paid

By Seller in

Advance -

City/Town

Taxes

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/CLOSING_INFORM

ATION/PRORATION_ITE

MS/PRORATION_ITEM

PRORATION_ITE

M



enumerated value.



enumerated type

String 150


Requirement

14.4 M. Due to

Seller at

Closing -

Adjustments

for Items Paid

By Seller in

Advance -

City/Town

Taxes

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/CLOSING_INFORM

ATION/PRORATION_ITE

MS/PRORATION_ITEM

PRORATION_ITE

M


e





YYYY-MM-DD


Requirement

14.4 M. Due to

Seller at

Closing -

Adjustments

for Items Paid

By Seller in

Advance -

City/Town

Taxes

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/CLOSING_INFORM

ATION/PRORATION_ITE

MS/PRORATION_ITEM

PRORATION_ITE

M


Date





YYYY-MM-DD



September 27,2016

UCD Map


Requirement

14.4.1 M. Due to

Seller at

Closing -

Adjustments

for Items Paid

By Seller in

Advance -

City/Town

Taxes

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/CLOSING_INFORM

ATION/PRORATION_ITE

MS/PRORATION_ITEM

PRORATION_ITE

M

ProrationItemAmount The dollar amount of the Proration Item Type. CR IF adjustment for item due to


Amount 9.2


Requirement

14.5 M. Due to

Seller at

Closing -

Adjustments

for Items Paid

By Seller in

Advance

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/CLOSING_INFORM

ATION/PRORATION_ITE

MS/PRORATION_ITEM

PRORATION_ITE

M


nType





Enumerated


Requirement

14.5 M. Due to

Seller at

Closing -

Adjustments

for Items Paid

By Seller in

Advance

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/CLOSING_INFORM

ATION/PRORATION_ITE

MS/PRORATION_ITEM

PRORATION_ITE

M


tionType




vance



Enumerated


Requirement

14.5 M. Due to

Seller at

Closing -

Adjustments

for Items Paid

By Seller in

Advance -

County Taxes

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/CLOSING_INFORM

ATION/PRORATION_ITE

MS/PRORATION_ITEM

PRORATION_ITE

M



BoroughPropertyTax

CountyPropertyTax




Definition: A


that specify a cost

already paid by one

party that must be


of loan closing and

allocated between a

property seller,

homebuyer, or other

parties to a real


Requirement

14.5 M. Due to

Seller at

Closing -

Adjustments

for Items Paid

By Seller in

Advance -

City/Town

Taxes

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/CLOSING_INFORM

ATION/PRORATION_ITE

MS/PRORATION_ITEM

PRORATION_ITE

M



enumerated value.



enumerated type

String 150



September 27,2016

UCD Map


Requirement

14.5 M. Due to

Seller at

Closing -

Adjustments

for Items Paid

By Seller in

Advance -

County Taxes

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/CLOSING_INFORM

ATION/PRORATION_ITE

MS/PRORATION_ITEM

PRORATION_ITE

M


e





YYYY-MM-DD


Requirement

14.5 M. Due to

Seller at

Closing -

Adjustments

for Items Paid

By Seller in

Advance -

County Taxes

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/CLOSING_INFORM

ATION/PRORATION_ITE

MS/PRORATION_ITEM

PRORATION_ITE

M


Date





YYYY-MM-DD


Requirement

14.5.1 M. Due to

Seller at

Closing -

Adjustments

for Items Paid

By Seller in

Advance -

County Taxes

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/CLOSING_INFORM

ATION/PRORATION_ITE

MS/PRORATION_ITEM

PRORATION_ITE

M



Amount 9.2


Requirement

14.6 M. Due to

Seller at

Closing -

Adjustments

for Items Paid

By Seller in

Advance

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/CLOSING_INFORM

ATION/PRORATION_ITE

MS/PRORATION_ITEM

PRORATION_ITE

M


nType





Enumerated


Requirement

14.6 M. Due to

Seller at

Closing -

Adjustments

for Items Paid

By Seller in

Advance

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/CLOSING_INFORM

ATION/PRORATION_ITE

MS/PRORATION_ITEM

PRORATION_ITE

M


tionType




vance



Enumerated



September 27,2016

UCD Map


Requirement

14.6 M. Due to

Seller at

Closing -

Adjustments

for Items Paid

By Seller in

Advance -

Assessments

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/CLOSING_INFORM

ATION/PRORATION_ITE

MS/PRORATION_ITEM

PRORATION_ITE

M




sment


ment


ment

Other




Definition: A


that specify a cost

already paid by one

party that must be


of loan closing and

allocated between a

property seller,

homebuyer, or other

parties to a real


Requirement

14.6 M. Due to

Seller at

Closing -

Adjustments

for Items Paid

By Seller in

Advance -

City/Town

Taxes

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/CLOSING_INFORM

ATION/PRORATION_ITE

MS/PRORATION_ITEM

PRORATION_ITE

M



enumerated value.



enumerated type

String 150


Requirement

14.6 M. Due to

Seller at

Closing -

Adjustments

for Items Paid

By Seller in

Advance -

Assessments

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/CLOSING_INFORM

ATION/PRORATION_ITE

MS/PRORATION_ITEM

PRORATION_ITE

M


e





YYYY-MM-DD


Requirement

14.6 M. Due to

Seller at

Closing -

Adjustments

for Items Paid

By Seller in

Advance -

Assessments

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/CLOSING_INFORM

ATION/PRORATION_ITE

MS/PRORATION_ITEM

PRORATION_ITE

M


Date





YYYY-MM-DD


Requirement

14.6.1 M. Due to

Seller at

Closing -

Adjustments

for Items Paid

By Seller in

Advance -

Assessments

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/CLOSING_INFORM

ATION/PRORATION_ITE

MS/PRORATION_ITEM

PRORATION_ITE

M



Amount 9.2



September 27,2016

UCD Map


Requirement

14.7 M. Due to

Seller at

Closing -

Adjustments

for Items Paid

By Seller in

Advance

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/CLOSING_INFORM

ATION/PRORATION_ITE

MS/PRORATION_ITEM

PRORATION_ITE

M


nType





Enumerated


Requirement

14.7 M. Due to

Seller at

Closing -

Adjustments

for Items Paid

By Seller in

Advance

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/CLOSING_INFORM

ATION/PRORATION_ITE

MS/PRORATION_ITEM

PRORATION_ITE

M


tionType




vance



Enumerated


Requirement

14.7 M. Due to

Seller at

Closing -

Adjustments

for Items Paid

By Seller in

Advance -

Other

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/CLOSING_INFORM

ATION/PRORATION_ITE

MS/PRORATION_ITEM

PRORATION_ITE

M







GroundRent







Other

PastDuePropertyTax


StatePropertyTax

Utilities





Definition: A


that specify a cost

already paid by one

party that must be


of loan closing and

allocated between a

property seller,

homebuyer, or other

parties to a real

estate transaction.


Requirement

14.7 M. Due to

Seller at

Closing -

Adjustments

for Items Paid

By Seller in

Advance -

City/Town

Taxes

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/CLOSING_INFORM

ATION/PRORATION_ITE

MS/PRORATION_ITEM

PRORATION_ITE

M



enumerated value.



enumerated type

String 150


Requirement

14.7 M. Due to

Seller at

Closing -

Adjustments

for Items Paid

By Seller in

Advance -

Other

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/CLOSING_INFORM

ATION/PRORATION_ITE

MS/PRORATION_ITEM

PRORATION_ITE

M


scription



Type.


"Other"


may also include


the "UCD Supported

Enumerations"

column



September 27,2016

UCD Map


Requirement

14.7 M. Due to

Seller at

Closing -

Adjustments

for Items Paid

By Seller in

Advance -

Other

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/CLOSING_INFORM

ATION/PRORATION_ITE

MS/PRORATION_ITEM

PRORATION_ITE

M


e





YYYY-MM-DD


Requirement

14.7 M. Due to

Seller at

Closing -

Adjustments

for Items Paid

By Seller in

Advance -

Other

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/CLOSING_INFORM

ATION/PRORATION_ITE

MS/PRORATION_ITEM

PRORATION_ITE

M


Date





YYYY-MM-DD


Requirement

14.7.1 M. Due to

Seller at

Closing -

Adjustments

for Items Paid

By Seller in

Advance -

Other

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/CLOSING_INFORM

ATION/PRORATION_ITE

MS/PRORATION_ITEM

PRORATION_ITE

M



Amount 9.2


Requirement

15.0 Due From

Seller At

Closing Label



then the




then the Summaries

of Transactions

section is not


Requirement

15.0 N. Due from

Seller at

Closing

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/DOCUMENT_SPECI

FIC_DATA_SETS/DOCU

MENT_SPECIFIC_DATA_


OSURE/INTEGRATED_DI

SCLOSURE_SECTION_SU

MMARIES/INTEGRATED

_DISCLOSURE_SECTION

_SUMMARY/INTEGRATE

D_DISCLOSURE_SECTIO

N_SUMMARY_DETAIL

INTEGRATED_DIS

CLOSURE_SECTIO

N_SUMMARY_DE

TAIL


nType



DueFromSellerAtClosing R Enumerated



September 27,2016

UCD Map


Requirement

15.0.1 N. Due from

Seller at

Closing

Amount

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/DOCUMENT_SPECI

FIC_DATA_SETS/DOCU

MENT_SPECIFIC_DATA_


OSURE/INTEGRATED_DI

SCLOSURE_SECTION_SU

MMARIES/INTEGRATED

_DISCLOSURE_SECTION

_SUMMARY/INTEGRATE

D_DISCLOSURE_SECTIO

N_SUMMARY_DETAIL

INTEGRATED_DIS

CLOSURE_SECTIO

N_SUMMARY_DE

TAIL


nTotalAmount



document.

R Amount 9.2


Requirement

15.1 N. Due from

Seller at

Closing -

Excess Deposit

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/CLOSING_INFORM

ATION/CLOSING_COST_

FUNDS/CLOSING_COST_

FUND

CLOSING_COST_F

UND


nType





Requirement

15.1 N. Due from

Seller at

Closing -

Excess Deposit

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/CLOSING_INFORM

ATION/CLOSING_COST_

FUNDS/CLOSING_COST_

FUND

CLOSING_COST_F

UND

FundsType A monetary source commonly used to pay obligations

in a mortgage loan transaction.

ExcessDeposit CR IF item exists. Enumerated


Requirement

15.1.1 N. Due from

Seller at

Closing -

Excess Deposit

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/CLOSING_INFORM

ATION/CLOSING_COST_

FUNDS/CLOSING_COST_

FUND

CLOSING_COST_F

UND

ClosingCostFundAmount The dollar amount of funds supplied by a specified

source at closing.




September 27,2016

UCD Map


Requirement

15.2 N. Due from

Seller at

Closing -

Closing Costs

Paid at Closing

(J)

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/DOCUMENT_SPECI

FIC_DATA_SETS/DOCU

MENT_SPECIFIC_DATA_


OSURE/INTEGRATED_DI

SCLOSURE_SECTION_SU

MMARIES/INTEGRATED

_DISCLOSURE_SECTION

_SUMMARY/INTEGRATE

D_DISCLOSURE_SECTIO

N_SUMMARY_DETAIL

INTEGRATED_DIS

CLOSURE_SECTIO

N_SUMMARY_DE

TAIL


tionType



ClosingCostsSubtotal CR IF item exists. Enumerated


Requirement

15.2 N. Due from

Seller at

Closing -

Closing Costs

Paid at Closing

(J)

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/DOCUMENT_SPECI

FIC_DATA_SETS/DOCU

MENT_SPECIFIC_DATA_


OSURE/INTEGRATED_DI

SCLOSURE_SECTION_SU

MMARIES/INTEGRATED

_DISCLOSURE_SECTION

_SUMMARY/INTEGRATE

D_DISCLOSURE_SUBSEC

TION_PAYMENTS/INTEG

RATED_DISCLOSURE_SU

BSECTION_PAYMENT

INTEGRATED_DIS

CLOSURE_SUBSEC

TION_PAYMENT


tionPaidByType




Seller CR IF item exists. Enumerated


Requirement

15.2 N. Due from

Seller at

Closing -

Closing Costs

Paid at Closing

(J)

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/DOCUMENT_SPECI

FIC_DATA_SETS/DOCU

MENT_SPECIFIC_DATA_


OSURE/INTEGRATED_DI

SCLOSURE_SECTION_SU

MMARIES/INTEGRATED

_DISCLOSURE_SECTION

_SUMMARY/INTEGRATE

D_DISCLOSURE_SUBSEC

TION_PAYMENTS/INTEG

RATED_DISCLOSURE_SU

BSECTION_PAYMENT

INTEGRATED_DIS

CLOSURE_SUBSEC

TION_PAYMENT





payment was paid.

AtClosing CR IF item exists. Enumerated



September 27,2016

UCD Map


Requirement

15.2.1 N. Due from

Seller at

Closing -

Closing Costs

Paid at Closing

(J)

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/DOCUMENT_SPECI

FIC_DATA_SETS/DOCU

MENT_SPECIFIC_DATA_


OSURE/INTEGRATED_DI

SCLOSURE_SECTION_SU

MMARIES/INTEGRATED

_DISCLOSURE_SECTION

_SUMMARY/INTEGRATE

D_DISCLOSURE_SUBSEC

TION_PAYMENTS/INTEG

RATED_DISCLOSURE_SU

BSECTION_PAYMENT

INTEGRATED_DIS

CLOSURE_SUBSEC

TION_PAYMENT


tionPaymentAmount



Subsection Type.



Requirement

15.3 | 15.3.1 N. Due from

Seller at

Closing -

Existing

Loan(s)

Assumed or

Taken Subject

to Amount

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/TERMS_OF_LOAN

TERMS_OF_LOAN AssumedLoanAmount The dollar amount of an existing loan assumed by the

borrower.



Requirement

15.4 N. Due from

Seller at

Closing -

Payoff of

Mortgage Loan

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME




DETAIL




FirstPositionMortgageLien CR IF item exists. Enumerated


Requirement

15.4 N. Due from

Seller at

Closing -

Payoff of

Mortgage Loan

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME




DETAIL



enumerated value.



enumerated type

String 150


Requirement

15.4 N. Due from

Seller at

Closing -

Payoff of

Mortgage Loan

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME




DETAIL/EXTENSION/OT

HER


nType





Requirement

15.4.1 N. Due from

Seller at

Closing - Other

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



ES/LIABILITY/PAYOFF






September 27,2016

UCD Map


Requirement

15.5 N. Due from

Seller at

Closing -

Payoff of

Mortgage Loan

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME




DETAIL




SecondPositionMortgageLien CR IF item exists. Enumerated


Requirement

15.5 N. Due from

Seller at

Closing -

Payoff of

Mortgage Loan

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME




DETAIL



enumerated value.



enumerated type

String 150


Requirement

15.5 N. Due from

Seller at

Closing -

Payoff of

Mortgage Loan

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME




DETAIL/EXTENSION/OT

HER


nType





Requirement

15.5.1 N. Due from

Seller at

Closing - Other

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



ES/LIABILITY/PAYOFF





Requirement

15.6 N. Due from

Seller at

Closing -

Payoffs

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME




DETAIL





DelinquentTaxes

HELOC

Other

Taxes

TaxLien



property liens.


Requirement

15.6 N. Due from

Seller at

Closing -

Payoff of

Mortgage Loan

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME




DETAIL



enumerated value.



enumerated type

String 150


Requirement

15.6 N. Due from

Seller at

Closing -

Payoff of

Mortgage Loan

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME




DETAIL


on


selected.

CR IF item exists. String 150 OtherTypeDescription

may also include


the "UCD Supported

Enumerations"

column



September 27,2016

UCD Map


Requirement

15.6 N. Due from

Seller at

Closing -

Payoff of

Mortgage Loan

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME




DETAIL/EXTENSION/OT

HER


nType





Requirement

15.6.1 N. Due from

Seller at

Closing - Other

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



ES/LIABILITY/PAYOFF





Requirement

15.7 N. Due from

Seller at

Closing - Seller

Credit

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/CLOSING_INFORM

ATION/CLOSING_ADJUS

TMENT_ITEMS/CLOSIN

G_ADJUSTMENT_ITEM/

CLOSING_ADJUSTMENT

_ITEM_DETAIL

CLOSING_ADJUST

MENT_ITEM_DET

AIL


nType





Requirement

15.7 N. Due from

Seller at

Closing - Seller

Credit

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/CLOSING_INFORM

ATION/CLOSING_ADJUS

TMENT_ITEMS/CLOSIN

G_ADJUSTMENT_ITEM/

CLOSING_ADJUSTMENT

_ITEM_DETAIL

CLOSING_ADJUST

MENT_ITEM_DET

AIL


e


process.

SellerCredit CR IF item exists. Enumerated


Requirement

15.7 N. Due from

Seller at

Closing - Seller

Credit

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/CLOSING_INFORM

ATION/CLOSING_ADJUS

TMENT_ITEMS/CLOSIN

G_ADJUSTMENT_ITEM/

CLOSING_ADJUSTMENT

_ITEM_DETAIL

CLOSING_ADJUST

MENT_ITEM_DET

AIL



enumerated value.



enumerated type

String 150



September 27,2016

UCD Map


Requirement

15.7 N. Due from

Seller at

Closing

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/CLOSING_INFORM

ATION/CLOSING_ADJUS

TMENT_ITEMS/CLOSIN

G_ADJUSTMENT_ITEM/

CLOSING_ADJUSTMENT

_ITEM_DETAIL

CLOSING_ADJUST

MENT_ITEM_DET

AIL





false

true

CR IF item exists. Boolean


Requirement

15.7.1 N. Due from

Seller at

Closing - Seller

Credit

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/CLOSING_INFORM

ATION/CLOSING_ADJUS

TMENT_ITEMS/CLOSIN

G_ADJUSTMENT_ITEM/

CLOSING_ADJUSTMENT

_ITEM_DETAIL

CLOSING_ADJUST

MENT_ITEM_DET

AIL


ount


Item Type.


10.385 745 CFPB

Requirement

15.8 N. Due from

Seller at

Closing - Other

Items

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME




DETAIL/EXTENSION/OT

HER


nType





Requirement

15.8 N. Due from

Seller at

Closing - Other

Items

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME




DETAIL/EXTENSION/OT

HER


nType





Requirement

15.8 N. Due from

Seller at

Closing - Other

Items

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME




DETAIL





DeferredStudentLoan

Garnishments

Installment


Other

PersonalLoan

Revolving


tallment



Requirement

15.8 N. Due from

Seller at

Closing - Other

Items

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME




DETAIL



enumerated value.



enumerated type

String 150



September 27,2016

UCD Map


Requirement

15.8 N. Due from

Seller at

Closing -

Payoff of

Other Items

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME




DETAIL


on


selected.

CR IF LiabilityType = "Other" String 150


Requirement

15.8.1 N. Due from

Seller at

Closing -

Payoff of

Mortgage Loan

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



ES/LIABILITY/PAYOFF



CR IF item exists Amount 9.2


Requirement

15.8 N. Due from

Seller at

Closing - Other

Items

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME




DETAIL

LIABILITY_DETAIL LiabilityDescription A text description that further defines the Liability.

This could be used to describe the job related

expenses.

CR IF Borrower is paying off the

Seller's subordinate lien and

the item exists.

String 150 These are intended to

be property liens.


Requirement

15.8 N. Due from

Seller at

Closing - Seller

Credit

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/CLOSING_INFORM

ATION/CLOSING_ADJUS

TMENT_ITEMS/CLOSIN

G_ADJUSTMENT_ITEM/

CLOSING_ADJUSTMENT

_ITEM_DETAIL

CLOSING_ADJUST

MENT_ITEM_DET

AIL


nType





Requirement

15.8 N. Due from

Seller at

Closing

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/CLOSING_INFORM

ATION/CLOSING_ADJUS

TMENT_ITEMS/CLOSIN

G_ADJUSTMENT_ITEM/

CLOSING_ADJUSTMENT

_ITEM_DETAIL

CLOSING_ADJUST

MENT_ITEM_DET

AIL


e


process.

Other

RepairCompletionEscrowHoldback


TradeEquity

UnpaidUtilityEscrowHoldback



Requirement

15.8 N. Due from

Seller at

Closing

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/CLOSING_INFORM

ATION/CLOSING_ADJUS

TMENT_ITEMS/CLOSIN

G_ADJUSTMENT_ITEM/

CLOSING_ADJUSTMENT

_ITEM_DETAIL

CLOSING_ADJUST

MENT_ITEM_DET

AIL



enumerated value.



enumerated type

String 150



September 27,2016

UCD Map


Requirement

15.8 N. Due from

Seller at

Closing

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/CLOSING_INFORM

ATION/CLOSING_ADJUS

TMENT_ITEMS/CLOSIN

G_ADJUSTMENT_ITEM/

CLOSING_ADJUSTMENT

_ITEM_DETAIL

CLOSING_ADJUST

MENT_ITEM_DET

AIL


eOtherDescription




SellersReserveAccountAssumption CR IF ClosingAdjustmentItemType

= "Other"


may also include


the "UCD Supported

Enumerations"

column


Requirement

15.8 N. Due from

Seller at

Closing

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/CLOSING_INFORM

ATION/CLOSING_ADJUS

TMENT_ITEMS/CLOSIN

G_ADJUSTMENT_ITEM/

CLOSING_ADJUSTMENT

_ITEM_DETAIL

CLOSING_ADJUST

MENT_ITEM_DET

AIL





false

true

CR IF item exists. Boolean


Requirement

15.8.1 N. Due from

Seller at

Closing

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/CLOSING_INFORM

ATION/CLOSING_ADJUS

TMENT_ITEMS/CLOSIN

G_ADJUSTMENT_ITEM/

CLOSING_ADJUSTMENT

_ITEM_DETAIL

CLOSING_ADJUST

MENT_ITEM_DET

AIL


ount


Item Type.



Requirement

15.9 N. Due from

Seller at

Closing -

Adjustments

for Items

Unpaid by

Seller

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/CLOSING_INFORM

ATION/PRORATION_ITE

MS/PRORATION_ITEM

PRORATION_ITE

M


nType





Requirement

15.9 N. Due from

Seller at

Closing -

Adjustments

for Items

Unpaid by

Seller

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/CLOSING_INFORM

ATION/PRORATION_ITE

MS/PRORATION_ITEM

PRORATION_ITE

M


tionType



AdjustmentsForItemsUnpaidBySeller CR IF item exists. Enumerated



September 27,2016

UCD Map


Requirement

15.9 N. Due from

Seller at

Closing -

Adjustments

for Items

Unpaid by

Seller -

City/Town

Taxes

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/CLOSING_INFORM

ATION/PRORATION_ITE

MS/PRORATION_ITEM

PRORATION_ITE

M



CityPropertyTax

DistrictPropertyTax

TownPropertyTax

CR IF item exists. Enumerated MISMO 3.4 New

Definition: A


that specify a cost

already paid by one

party that must be


of loan closing and

allocated between a

property seller,

homebuyer, or other

parties to a real


Requirement

15.9 N. Due from

Seller at

Closing -

Adjustments

for Items

Unpaid by

Seller -

City/Town

Taxes

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/CLOSING_INFORM

ATION/PRORATION_ITE

MS/PRORATION_ITEM

PRORATION_ITE

M



enumerated value.



enumerated type

String 150


Requirement

15.9 N. Due from

Seller at

Closing -

Adjustments

for Items

Unpaid by

Seller -

City/Town

Taxes

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/CLOSING_INFORM

ATION/PRORATION_ITE

MS/PRORATION_ITEM

PRORATION_ITE

M


e



CR IF item exists. YYYY-MM-DD


Requirement

15.9 N. Due from

Seller at

Closing -

Adjustments

for Items

Unpaid by

Seller -

City/Town

Taxes

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/CLOSING_INFORM

ATION/PRORATION_ITE

MS/PRORATION_ITEM

PRORATION_ITE

M


Date





Requirement

15.9.1 N. Due from

Seller at

Closing -

Adjustments

for Items

Unpaid by

Seller -

City/Town

Taxes

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/CLOSING_INFORM

ATION/PRORATION_ITE

MS/PRORATION_ITEM

PRORATION_ITE

M

ProrationItemAmount The dollar amount of the Proration Item Type. CR IF item exists. Amount 9.2



September 27,2016

UCD Map


Requirement

15.10 N. Due from

Seller at

Closing -

Adjustments

for Items

Unpaid by

Seller

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/CLOSING_INFORM

ATION/PRORATION_ITE

MS/PRORATION_ITEM

PRORATION_ITE

M


nType





Requirement

15.10 N. Due from

Seller at

Closing -

Adjustments

for Items

Unpaid by

Seller

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/CLOSING_INFORM

ATION/PRORATION_ITE

MS/PRORATION_ITEM

PRORATION_ITE

M


tionType





Requirement

15.10 N. Due from

Seller at

Closing -

Adjustments

for Items

Unpaid by

Seller - County

Taxes

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/CLOSING_INFORM

ATION/PRORATION_ITE

MS/PRORATION_ITEM

PRORATION_ITE

M



BoroughPropertyTax

CountyPropertyTax


Definition: A


that specify a cost

already paid by one

party that must be


of loan closing and

allocated between a

property seller,

homebuyer, or other

parties to a real


Requirement

15.10 N. Due from

Seller at

Closing -

Adjustments

for Items

Unpaid by

Seller -

City/Town

Taxes

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/CLOSING_INFORM

ATION/PRORATION_ITE

MS/PRORATION_ITEM

PRORATION_ITE

M



enumerated value.



enumerated type

String 150


Requirement

15.10 N. Due from

Seller at

Closing -

Adjustments

for Items

Unpaid by

Seller - County

Taxes

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/CLOSING_INFORM

ATION/PRORATION_ITE

MS/PRORATION_ITEM

PRORATION_ITE

M


e






September 27,2016

UCD Map


Requirement

15.10 N. Due from

Seller at

Closing -

Adjustments

for Items

Unpaid by

Seller - County

Taxes

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/CLOSING_INFORM

ATION/PRORATION_ITE

MS/PRORATION_ITEM

PRORATION_ITE

M


Date





Requirement

15.10.1 N. Due from

Seller at

Closing -

Adjustments

for Items

Unpaid by

Seller - County

Taxes

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/CLOSING_INFORM

ATION/PRORATION_ITE

MS/PRORATION_ITEM

PRORATION_ITE

M



Requirement

15.11 N. Due from

Seller at

Closing -

Adjustments

for Items

Unpaid by

Seller

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/CLOSING_INFORM

ATION/PRORATION_ITE

MS/PRORATION_ITEM

PRORATION_ITE

M


nType





Requirement

15.11 N. Due from

Seller at

Closing -

Adjustments

for Items

Unpaid by

Seller

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/CLOSING_INFORM

ATION/PRORATION_ITE

MS/PRORATION_ITEM

PRORATION_ITE

M


tionType





Requirement

15.11 N. Due from

Seller at

Closing -

Adjustments

for Items

Unpaid by

Seller -

Assessments

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/CLOSING_INFORM

ATION/PRORATION_ITE

MS/PRORATION_ITEM

PRORATION_ITE

M




sment


ment


ment

Other


Definition: A


that specify a cost

already paid by one

party that must be


of loan closing and

allocated between a

property seller,

homebuyer, or other

parties to a real

estate transaction.



September 27,2016

UCD Map


Requirement

15.11 N. Due from

Seller at

Closing -

Adjustments

for Items

Unpaid by

Seller -

City/Town

Taxes

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/CLOSING_INFORM

ATION/PRORATION_ITE

MS/PRORATION_ITEM

PRORATION_ITE

M



enumerated value.



enumerated type

String 150


Requirement

15.11 N. Due from

Seller at

Closing -

Adjustments

for Items

Unpaid by

Seller -

Assessments

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/CLOSING_INFORM

ATION/PRORATION_ITE

MS/PRORATION_ITEM

PRORATION_ITE

M


e





Requirement

15.11 N. Due from

Seller at

Closing -

Adjustments

for Items

Unpaid by

Seller -

Assessments

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/CLOSING_INFORM

ATION/PRORATION_ITE

MS/PRORATION_ITEM

PRORATION_ITE

M


Date





Requirement

15.11.1 N. Due from

Seller at

Closing -

Adjustments

for Items

Unpaid by

Seller -

Assessments

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/CLOSING_INFORM

ATION/PRORATION_ITE

MS/PRORATION_ITEM

PRORATION_ITE

M



Requirement

15.12 N. Due from

Seller at

Closing -

Adjustments

for Items

Unpaid by

Seller

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/CLOSING_INFORM

ATION/PRORATION_ITE

MS/PRORATION_ITEM

PRORATION_ITE

M


nType





Requirement

15.12 N. Due from

Seller at

Closing -

Adjustments

for Items

Unpaid by

Seller

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/CLOSING_INFORM

ATION/PRORATION_ITE

MS/PRORATION_ITEM

PRORATION_ITE

M


tionType






September 27,2016

UCD Map


Requirement

15.12 N. Due from

Seller at

Closing -

Adjustments

for Items

Unpaid by

Seller - Other

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/CLOSING_INFORM

ATION/PRORATION_ITE

MS/PRORATION_ITEM

PRORATION_ITE

M







GroundRent







Other

PastDuePropertyTax


StatePropertyTax

Utilities



Definition: A


that specify a cost

already paid by one

party that must be


of loan closing and

allocated between a

property seller,

homebuyer, or other

parties to a real

estate transaction.


Requirement

15.12 N. Due from

Seller at

Closing -

Adjustments

for Items

Unpaid by

Seller -

City/Town

Taxes

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/CLOSING_INFORM

ATION/PRORATION_ITE

MS/PRORATION_ITEM

PRORATION_ITE

M



enumerated value.



enumerated type

String 150


Requirement

15.12 N. Due from

Seller at

Closing -

Adjustments

for Items

Unpaid by

Seller - Other

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/CLOSING_INFORM

ATION/PRORATION_ITE

MS/PRORATION_ITEM

PRORATION_ITE

M


scription



Type.


"Other"


may also include


the "UCD Supported

Enumerations"

column


Requirement

15.12 N. Due from

Seller at

Closing -

Adjustments

for Items

Unpaid by

Seller - Other

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/CLOSING_INFORM

ATION/PRORATION_ITE

MS/PRORATION_ITEM

PRORATION_ITE

M


e





Requirement

15.12 N. Due from

Seller at

Closing -

Adjustments

for Items

Unpaid by

Seller - Other

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/CLOSING_INFORM

ATION/PRORATION_ITE

MS/PRORATION_ITEM

PRORATION_ITE

M


Date






September 27,2016

UCD Map


Requirement

15.12.1 N. Due from

Seller at

Closing -

Adjustments

for Items

Unpaid by

Seller - Other

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/CLOSING_INFORM

ATION/PRORATION_ITE

MS/PRORATION_ITEM

PRORATION_ITE

M



Requirement

16.0 Calculation

Label



then the




then the Summaries

of Transactions

section is not


Requirement

16.1 CALCULATION -

Total Due to

Seller at

Closing (M)

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/DOCUMENT_SPECI

FIC_DATA_SETS/DOCU

MENT_SPECIFIC_DATA_


OSURE/INTEGRATED_DI

SCLOSURE_SECTION_SU

MMARIES/INTEGRATED

_DISCLOSURE_SECTION

_SUMMARY/INTEGRATE

D_DISCLOSURE_SECTIO

N_SUMMARY_DETAIL

INTEGRATED_DIS

CLOSURE_SECTIO

N_SUMMARY_DE

TAIL


nType



DueToSellerAtClosing CR IF item exists. Enumerated


Requirement


Total Due to

Seller at

Closing (M)

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/DOCUMENT_SPECI

FIC_DATA_SETS/DOCU

MENT_SPECIFIC_DATA_


OSURE/INTEGRATED_DI

SCLOSURE_SECTION_SU

MMARIES/INTEGRATED

_DISCLOSURE_SECTION

_SUMMARY/INTEGRATE

D_DISCLOSURE_SECTIO

N_SUMMARY_DETAIL

INTEGRATED_DIS

CLOSURE_SECTIO

N_SUMMARY_DE

TAIL


nTotalAmount



document.




September 27,2016

UCD Map


Requirement

16.2 CALCULATION -

Total Due from

Seller at

Closing (N)

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/DOCUMENT_SPECI

FIC_DATA_SETS/DOCU

MENT_SPECIFIC_DATA_


OSURE/INTEGRATED_DI

SCLOSURE_SECTION_SU

MMARIES/INTEGRATED

_DISCLOSURE_SECTION

_SUMMARY/INTEGRATE

D_DISCLOSURE_SECTIO

N_SUMMARY_DETAIL

INTEGRATED_DIS

CLOSURE_SECTIO

N_SUMMARY_DE

TAIL


nType





Requirement


Total Due from

Seller at

Closing (N)

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/DOCUMENT_SPECI

FIC_DATA_SETS/DOCU

MENT_SPECIFIC_DATA_


OSURE/INTEGRATED_DI

SCLOSURE_SECTION_SU

MMARIES/INTEGRATED

_DISCLOSURE_SECTION

_SUMMARY/INTEGRATE

D_DISCLOSURE_SECTIO

N_SUMMARY_DETAIL

INTEGRATED_DIS

CLOSURE_SECTIO

N_SUMMARY_DE

TAIL


nTotalAmount



document.



Requirement


Cash From / To

Seller

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/CLOSING_INFORM

ATION/CLOSING_INFOR

MATION_DETAIL

CLOSING_INFOR

MATION_DETAIL

CashFromSellerAtClosingA

mount

The total dollar amount required from the seller to


CR IF seller pays cash for

transaction.

Amount 9.2


Requirement


Cash From / To

Seller

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/CLOSING_INFORM

ATION/CLOSING_INFOR

MATION_DETAIL

CLOSING_INFOR

MATION_DETAIL

CashToSellerAtClosingAmo

unt

The total dollar amount received by the seller to


CR IF seller receives cash from

transaction.

Amount 9.2


Requirement

17.0 | 18.0 |

19.0 | 20.0

Additional

Information

About This

Loan Header

N/A N/A N/A N/A



September 27,2016

UCD Map


Requirement

17.0 Loan

Disclosure

Label

N/A N/A N/A N/A


Requirement

17.1 Assumption MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/LOAN_DETAIL

LOAN_DETAIL AssumabilityIndicator Indicates whether the loan is assumable by another

borrower.

false

true

R Boolean


Requirement

17.2 Demand

Feature

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/LOAN_DETAIL

LOAN_DETAIL DemandFeatureIndicator When true, indicates that the loan has a demand

feature.

false

true

R Boolean


Requirement

17.3 Late Payment MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/LATE_CHARGE/EX

TENSION/OTHER/LATE_

CHARGE_RULES/LATE_C

HARGE_RULE

LATE_CHARGE_R

ULE

LateChargeGracePeriodDay

sCount

The grace period in days for this loan before a late

charge will be applied.

R Numeric 2


Requirement


SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/LATE_CHARGE/EX

TENSION/OTHER/LATE_

CHARGE_RULES/LATE_C

HARGE_RULE

LATE_CHARGE_R

ULE

LateChargeRatePercent The percentage that a borrower is required to pay for

failure to make a regular installment within the period

specified on the note. This is the amount specified by

the late charge code and is used when the late charge

is not a flat dollar.

CR IF LateChargeType <>

"FlatDollarAmount" OR

"NoLateCharges"

Percent 3.4


Requirement


SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/LATE_CHARGE/EX

TENSION/OTHER/LATE_

CHARGE_RULES/LATE_C

HARGE_RULE

LATE_CHARGE_R

ULE

LateChargeAmount The dollar amount that a borrower is required to pay

for failure to make a regular installment within the

period specified on the note. This is used when late

charge is defined as a flat dollar amount.

CR IF LateChargeType =

"FlatDollarAmount"

Amount 9.2


Requirement


SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/LATE_CHARGE/EX

TENSION/OTHER/LATE_

CHARGE_RULES/LATE_C

HARGE_RULE

LATE_CHARGE_R

ULE

LateChargeType The type of late charge that may be applied to the

loan.

FlatDollarAmount

NoLateCharges

PercentageOfDelinquentInterest

PercentageOfNetPayment

PercentageOfPrincipalBalance

PercentageOfTotalPayment

PercentOfPrincipalAndInterest

R Enumerated


Requirement

17.4 Negative

Amortization

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/LOAN_DETAIL

LOAN_DETAIL NegativeAmortizationIndic

ator

Indicates whether the loan allows negative

amortization.

false

true

R Boolean



September 27,2016

UCD Map


Requirement

17.4 Negative

Amortization

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/NEGATIVE_AMOR

TIZATION/NEGATIVE_A

MORTIZATION_RULE

NEGATIVE_AMOR

TIZATION_RULE

NegativeAmortizationType Specifies whether negative amortization is scheduled

or potential on the loan. Negative amortization is

unpaid interest added to the mortgage principal. This

applies to loans where the principal balance increases

because the payments do not cover the interest.

PotentialNegativeAmortization

ScheduledNegativeAmortization

CR IF


r = "true"

Enumerated


Requirement

17.5 Partial

Payments

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/PAYMENT/PAYME

NT_RULE

PAYMENT_RULE PartialPaymentAllowedIndi

cator

When true, indicates that the terms of the loan allow

principal and interest payments that are less than the

amount due.

false

true

R Boolean


Requirement

17.5 Partial

Payments

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/PAYMENT/PARTIA

L_PAYMENTS/PARTIAL_

PAYMENT

PARTIAL_PAYME

NT

PartialPaymentApplication

MethodType

The method used for applying a partial payment to the

loan.

ApplyPartialPayment

HoldUntilCompleteAmount

Other

CR IF

PartialPaymentAllowedIndicat

or = "true"

Enumerated

11.115 804.1 CFPB Form

Requirement

17.5 Partial

Payments

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/PAYMENT/PARTIA

L_PAYMENTS/PARTIAL_

PAYMENT

PARTIAL_PAYME

NT

PartialPaymentApplication

MethodTypeOtherDescripti

on


information when Other is selected for Partial

Payment Application Method Type.

CR IF

PartialPaymentApplicationMe

thodType = "Other"

String 150

11.116 804.2 CFPB Form

Requirement

20.2 Initial Interest

Rate

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/BUYDOWN/BUYD

OWN_OCCURRENCES/B

UYDOWN_OCCURRENC

E

BUYDOWN_OCCU

RRENCE

BuydownInitialEffectiveInte

restRatePercent

The final bought down interest rate. The rate that the

applicant will pay after the buydown is applied.

CR IF


ator = "true"


with


RatePercent and

WeightedAverageInte

restRate and

NoteRatePercent

11.117 804.3 CFPB Form

Requirement


Rate

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/TERMS_OF_LOAN

TERMS_OF_LOAN DisclosedFullyIndexedRate

Percent

The value of the fully indexed interest rate, expressed

as a percent, that must be disclosed to the borrower

for adjustable rate mortgages.

CR IF AmortizationType =

“AdjustableRate” AND interest

rate (start rate) is not known

at consummation.



and

WeightedAverageInte

restRate and



t



September 27,2016

UCD Map

11.118 804.4 CFPB Form

Requirement


Rate

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/TERMS_OF_LOAN

TERMS_OF_LOAN WeightedAverageInterestR

atePercent

An average of the different interest rates applicable to

the transaction, based on the portions of the amount

to which each interest rate applies, when multiple

interest rates are applied to different portions of a

loan's principal balance in a precomputed transaction.

CR IF


ator = “false” AND interest

rate is precomputed



and


RatePercent and



t


Requirement

17.6 Security

Interest

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME




ECT_PROPERTY/ADDRES

S




CR IF street address exists String 100


Requirement

17.6 Security

Interest

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME




ECT_PROPERTY/ADDRES

S


e







Apartment

Basement

Building

Condo

Department

Floor

Front

Hanger

Key

Lobby

Lot

Lower

Office

Penthouse

Pier

Rear

Room

Side

Space

Stop

Suite

Trailer

Unit



unit number

Enumerated


Requirement

17.6 Security

Interest

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME




ECT_PROPERTY/ADDRES

S





unit number

String 12



September 27,2016

UCD Map


Requirement

17.6 Security

Interest

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME




ECT_PROPERTY/ADDRES

S

ADDRESS CityName The name of the city. CR IF AddressLineText exists String 50


Requirement

17.6 Security

Interest

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME




ECT_PROPERTY/ADDRES

S



CR IF AddressLineText exists String 9


Requirement

17.6 Security

Interest

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME




ECT_PROPERTY/ADDRES

S



Territory.

R String 2


Requirement

17.6 Security

Interest

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME




ECT_PROPERTY/LEGAL_

DESCRIPTIONS/LEGAL_D

ESCRIPTION/UNPARSED

_LEGAL_DESCRIPTIONS/

UNPARSED_LEGAL_DES

CRIPTION

UNPARSED_LEGA

L_DESCRIPTION

UnparsedLegalDescription The full, unparsed legal description of a parcel of real

property.

CR IF AddressLineText does not

exist

String 150



September 27,2016

UCD Map


Requirement

17.6 Security

Interest

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME




GED_ASSET/ASSET_DET

AIL

ASSET_DETAIL AssetType Specifies the general names (type) of items commonly

listed as financial assets of the borrower(s) in a

mortgage loan transaction. Assets may be either liquid

or fixed and are associated with a corresponding asset

amount.

Annuity

Automobile

Boat

Bond

CertificateOfDepositTimeDeposit

LifeInsurance

MoneyMarketFund

MutualFund

NetWorthOfBusinessOwned

Other

PendingNetSaleProceedsFromRealEsta

teAssets

RealEstateOwned

RecreationalVehicle

RelocationMoney

RetirementFund

SaleOtherAssets

SavingsAccount

SavingsBond

SecuredBorrowedFundsNotDeposited

SeverancePackage

Stock

TrustAccount

O Enumerated May be disclosed at



Requirement


SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME




GED_ASSET/ASSET_DET

AIL

ASSET_DETAIL AssetTypeOtherDescription A free-form text field used to collect additional

information when Other is selected as the Asset Type.

O IF AssetType = "Other" String 150 May be disclosed at



Requirement

18.0 Escrow

Account Label

N/A N/A N/A N/A


Requirement

18.1 Escrow

Account - For

now, your loan

□ will have an

escrow

account…

□ will not

have an

escrow

account…

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/LOAN_DETAIL


this loan.

false

true

R Boolean


Requirement

18.2 YES - Escrowed

Property Costs

over Year 1-

Amount

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/DOCUMENT_SPECI

FIC_DATA_SETS/DOCU

MENT_SPECIFIC_DATA_


OSURE/INTEGRATED_DI

SCLOSURE_DETAIL

INTEGRATED_DIS

CLOSURE_DETAIL

FirstYearTotalEscrowPayme

ntAmount

Estimated total amount of one year of escrowed

property costs.

CR IF EscrowIndicator = "true" Amount 9.2



September 27,2016

UCD Map


Requirement

18.2.1 YES - Escrow

Table -

Escrowed

Property Costs

over Year 1 -

Item

Description

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/DOCUMENT_SPECI

FIC_DATA_SETS/DOCU

MENT_SPECIFIC_DATA_


OSURE/INTEGRATED_DI

SCLOSURE_DETAIL

INTEGRATED_DIS

CLOSURE_DETAIL

FirstYearTotalEscrowPayme

ntDescription

A free-form text field used to describe the estimated

total amount of one year of escrowed property costs.

CR IF EscrowIndicator = "true" String 150


Requirement

18.3 YES - Non-

Escrowed

Property Costs

over Year 1 -

Amount

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/DOCUMENT_SPECI

FIC_DATA_SETS/DOCU

MENT_SPECIFIC_DATA_


OSURE/INTEGRATED_DI

SCLOSURE_DETAIL

INTEGRATED_DIS

CLOSURE_DETAIL

FirstYearTotalNonEscrowPa

ymentAmount

Estimated total amount of one year of non-escrowed

property costs.

CR IF EscrowIndicator = "true"

AND non-escrowed property

costs exist

Amount 9.2


Requirement

18.3.1 YES - Non-

Escrowed

Property Costs

over Year 1 -

Item

Description

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/DOCUMENT_SPECI

FIC_DATA_SETS/DOCU

MENT_SPECIFIC_DATA_


OSURE/INTEGRATED_DI

SCLOSURE_DETAIL

INTEGRATED_DIS

CLOSURE_DETAIL


ymentDescription

A free form text field used to describe the estimated

total amount of one year of escrowed property costs.

CR IF EscrowIndicator = "true"

AND item exists.

String 150


Requirement

18.4 YES- Initial

Escrow

Payment

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/DOCUMENT_SPECI

FIC_DATA_SETS/DOCU

MENT_SPECIFIC_DATA_


OSURE/INTEGRATED_DI

SCLOSURE_SECTION_SU

MMARIES/INTEGRATED

_DISCLOSURE_SECTION

_SUMMARY/INTEGRATE

D_DISCLOSURE_SECTIO

N_SUMMARY_DETAIL

INTEGRATED_DIS

CLOSURE_SECTIO

N_SUMMARY_DE

TAIL


nType



InitialEscrowPaymentAtClosing R Enumerated



September 27,2016

UCD Map


Requirement

18.4 YES- Initial

Escrow

Payment

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/DOCUMENT_SPECI

FIC_DATA_SETS/DOCU

MENT_SPECIFIC_DATA_


OSURE/INTEGRATED_DI

SCLOSURE_SECTION_SU

MMARIES/INTEGRATED

_DISCLOSURE_SECTION

_SUMMARY/INTEGRATE

D_DISCLOSURE_SECTIO

N_SUMMARY_DETAIL

INTEGRATED_DIS

CLOSURE_SECTIO

N_SUMMARY_DE

TAIL


nTotalAmount



document.

R Amount 9.2


Requirement

18.5 YES- Initial

Escrow

Payment

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/DOCUMENT_SPECI

FIC_DATA_SETS/DOCU

MENT_SPECIFIC_DATA_


OSURE/PROJECTED_PAY

MENTS/PROJECTED_PA

YMENT

PROJECTED_PAY

MENT




1 R Enumerated


Requirement

18.5 YES- Initial

Escrow

Payment

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/DOCUMENT_SPECI

FIC_DATA_SETS/DOCU

MENT_SPECIFIC_DATA_


OSURE/PROJECTED_PAY

MENTS/PROJECTED_PA

YMENT

PROJECTED_PAY

MENT







Amount 9.2


Requirement

18.1 Escrow

Account - For

now, your loan

□ will have an

escrow

account…

□ will not

have an

escrow

account…

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/LOAN_DETAIL


this loan.

false

true

R Boolean



September 27,2016

UCD Map


Requirement

18.1 Additional

Information

about this

Loan - Escrow

Account -

□ you declined

it

□ your lender

does not offer

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/LOAN_DETAIL

LOAN_DETAIL EscrowAbsenceReasonType Specifies the reason the loan does not have an escrow

account.

BorrowerDeclined

LenderDoesNotOffer

CR IF EscrowIndicator = "false" Enumerated


Requirement

18.6 NO - Non-

Escrowed

Property Costs

over Year 1 -

Amount

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/DOCUMENT_SPECI

FIC_DATA_SETS/DOCU

MENT_SPECIFIC_DATA_


OSURE/INTEGRATED_DI

SCLOSURE_DETAIL

INTEGRATED_DIS

CLOSURE_DETAIL


ymentAmount

Estimated total amount of one year of non-escrowed

property costs.

CR IF EscrowIndicator = "false" Amount 9.2


Requirement

18.7 NO - Escrow

Waiver Fee

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/FEE_INFORMATIO




EscrowWaiverFee CR IF EscrowIndicator = "false" Enumerated


Requirement

18.7 NO - Escrow

Waiver Fee

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/FEE_INFORMATIO



parties.

CR IF EscrowIndicator = "false"

AND fee waiver exists.

Amount 9.2


Requirement

19.0 Adjustable

Payment (AP)

Table Label

N/A N/A N/A N/A


Requirement

19.1 Interest Only

Payments?

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/LOAN_DETAIL


payments.

false

true


"true"

Boolean


Requirement

19.1.1 Interest Only

Payments?

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/INTEREST_ONLY


ount


only.


"true" AND

InterestOnlyIndicator = "true"

Numeric 3



September 27,2016

UCD Map


Requirement

19.2 Optional

Payments?

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/PAYMENT/PAYME

NT_RULE

PAYMENT_RULE PaymentOptionIndicator Specifies that the loan instrument allows the

borrower(s) to determine and change on a month-to-

month basis the amount of any payment to be paid on

the loan for a specified period of time.

false

true

R Boolean


Requirement

19.2.1 Optional

Payments?

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/PAYMENT/PAYME

NT_RULE/EXTENSION/O

THER

OTHER TotalOptionalPaymentCoun

t

The total number of optional payments allowed during

the life of the loan when this choice is permitted under

the terms of the loan.

CR IF PaymentOptionIndicator =

"true"

Numeric 3


Requirement

19.3 Step

Payments?

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/AMORTIZATION/A

MORTIZATION_RULE

AMORTIZATION_

RULE

AmortizationType A classification or description of a loan or a group of

loans generally based on the changeability of the rate

or payment over time.

GPM

GraduatedPaymentARM

Step

R Enumerated


Requirement

19.3.1 Step

Payments?

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/PAYMENT/PAYME

NT_RULE/EXTENSION/O

THER

OTHER TotalStepPaymentCount The total number of payment adjustments allowed

under a step agreement during the life of the loan.

CR If AmortizationType = "GPM"

OR

"GranduatedPaymentARM"

OR "Step" OR "GEM".

Numeric 3


Requirement

19.4 Seasonal

Payments?

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/LOAN_DETAIL

LOAN_DETAIL SeasonalPaymentFeatureIn

dicator

When true, indicates the loan contains a seasonal

payment feature.

false

true

R Boolean


Requirement

19.4.1 Seasonal

Payments?

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/PAYMENT/PAYME

NT_RULE

PAYMENT_RULE SeasonalPaymentPeriodSta

rtMonth

The month that the period during which payments are

not scheduled begins.

CR IF

SeasonalPaymentFeatureIndic

ator = "true"

--MM


Requirement

19.4.1 Seasonal

Payments?

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/PAYMENT/PAYME

NT_RULE

PAYMENT_RULE SeasonalPaymentPeriodEn

dMonth

The month that the period during which payments are

not scheduled ends.

CR IF


ator = "true"

--MM



September 27,2016

UCD Map


Requirement

19.5 Monthly

Principal and

Interest

Payments

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/PAYMENT/PAYME

NT_RULE

PAYMENT_RULE PaymentFrequencyType Specifies the frequency of the mortgage payment. Annual

AtMaturity

Biweekly

Monthly

Quarterly

Semiannual

Semimonthly

Weekly


"true"

Enumerated


Requirement

19.6 Monthly

Principal and

Interest

Payments -

First Change

Amount

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/ADJUSTMENT/PRI

NCIPAL_AND_INTEREST

_PAYMENT_ADJUSTME


EREST_PAYMENT_PER_

CHANGE_ADJUSTMENT

_RULES/PRINCIPAL_AN

D_INTEREST_PAYMENT

_PER_CHANGE_ADJUST

MENT_RULE

PRINCIPAL_AND_I

NTEREST_PAYME

NT_PER_CHANGE

_ADJUSTMENT_R

ULE



First CR IF PaymentIncreaseIndicator =

"true"

Enumerated


Requirement

19.6 Monthly

Principal and

Interest

Payments -

First Change

Min Amount

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/ADJUSTMENT/PRI

NCIPAL_AND_INTEREST

_PAYMENT_ADJUSTME


EREST_PAYMENT_PER_

CHANGE_ADJUSTMENT

_RULES/PRINCIPAL_AN

D_INTEREST_PAYMENT

_PER_CHANGE_ADJUST

MENT_RULE

PRINCIPAL_AND_I

NTEREST_PAYME

NT_PER_CHANGE

_ADJUSTMENT_R

ULE

PerChangeMinimumPrincip

alAndInterestPaymentAmo

unt

The minimum dollar amount of the principal and

interest payment possible for the specified payment

change.


"true" AND

AdjustmentRuleType = "First"

Amount 9.2


Requirement

19.6 Monthly

Principal and

Interest

Payments -

First Change

Max Amount

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/ADJUSTMENT/PRI

NCIPAL_AND_INTEREST

_PAYMENT_ADJUSTME


EREST_PAYMENT_PER_

CHANGE_ADJUSTMENT

_RULES/PRINCIPAL_AN

D_INTEREST_PAYMENT

_PER_CHANGE_ADJUST

MENT_RULE

PRINCIPAL_AND_I

NTEREST_PAYME

NT_PER_CHANGE

_ADJUSTMENT_R

ULE

PerChangeMaximumPrincip

alAndInterestPaymentAmo

unt

The maximum dollar amount of the principal and

interest payment possible for the specified payment

change.

CR If InterestOnly Indicator= True

OR AmortizationType=Step

Payment OR


ator=True OR

PaymentOptionIndicator=True

Amount 9.2



September 27,2016

UCD Map


Requirement

19.6 Monthly

Principal and

Interest

Payments -

First Change

Amount

Change Month

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/ADJUSTMENT/PRI

NCIPAL_AND_INTEREST

_PAYMENT_ADJUSTME



ME_ADJUSTMENT_RUL

E

PRINCIPAL_AND_I

NTEREST_PAYME

NT_LIFETIME_ADJ

USTMENT_RULE

FirstPrincipalAndInterestPa

ymentChangeMonthsCount


first payment adjustment occurs.


"true" AND


Numeric 3


Requirement

19.7 Monthly

Principal and

Interest

Payments -

Subsequent

Changes

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/ADJUSTMENT/PRI

NCIPAL_AND_INTEREST

_PAYMENT_ADJUSTME


EREST_PAYMENT_PER_

CHANGE_ADJUSTMENT

_RULES/PRINCIPAL_AN

D_INTEREST_PAYMENT

_PER_CHANGE_ADJUST

MENT_RULE

PRINCIPAL_AND_I

NTEREST_PAYME

NT_PER_CHANGE

_ADJUSTMENT_R

ULE



Subsequent CR If the payment adjusts

independently of a rate

change.

Enumerated


Requirement

19.7 Monthly

Principal and

Interest

Payments -

Subsequent

Changes -

Change

Frequency

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/ADJUSTMENT/PRI

NCIPAL_AND_INTEREST

_PAYMENT_ADJUSTME


EREST_PAYMENT_PER_

CHANGE_ADJUSTMENT

_RULES/PRINCIPAL_AN

D_INTEREST_PAYMENT

_PER_CHANGE_ADJUST

MENT_RULE

PRINCIPAL_AND_I

NTEREST_PAYME

NT_PER_CHANGE

_ADJUSTMENT_R

ULE

PerChangePrincipalAndInte

restPaymentAdjustmentFre

quencyMonthsCount

The number of months between payment

adjustments, if the payment on the subject loan can

change.

CR If the payment adjusts

independently of a rate

change.

Numeric 3


Requirement

19.8 Monthly

Principal and

Interest

Payments -

Maximum

Payment

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/ADJUSTMENT/PRI

NCIPAL_AND_INTEREST

_PAYMENT_ADJUSTME



ME_ADJUSTMENT_RUL

E

PRINCIPAL_AND_I

NTEREST_PAYME

NT_LIFETIME_ADJ

USTMENT_RULE


ntMaximumAmount

The stated maximum principal and interest payment

amount allowed over the life of the loan.


"true" AND

AdjustmentRuleType =

"Subsequent"

Amount 9.2



September 27,2016

UCD Map


Requirement

19.8 Monthly

Principal and

Interest

Payments -

Maximum

Payment

Reached

Month

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/ADJUSTMENT/PRI

NCIPAL_AND_INTEREST

_PAYMENT_ADJUSTME



ME_ADJUSTMENT_RUL

E

PRINCIPAL_AND_I

NTEREST_PAYME

NT_LIFETIME_ADJ

USTMENT_RULE


ntMaximumAmountEarliest

EffectiveMonthsCount

The minimum number of months before the maximum

payment amount to which the principal and interest

payment can increase over the life of the loan could be

reached.


"true"

Numeric 3


Requirement

20.0 Adjustable

Interest Rate

(AIR) Table

Label

N/A N/A N/A N/A


Requirement

20.1 Index MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/ADJUSTMENT/INT

EREST_RATE_ADJUSTM

ENT/INDEX_RULES/IND

EX_RULE

INDEX_RULE IndexType Specifies the general category of mortgage index upon

which adjustments will be based.

BankPrimeLoan

CertificateOfDepositIndex

ConstantMaturityTreasury

CostOfSavingsIndex

EleventhDistrictCostOfFundsIndex

LIBOR

Other

TreasuryBill

TwelveMonthTreasuryAverage

CR IF


= "true"

Enumerated


Requirement

20.1 Index MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/ADJUSTMENT/INT

EREST_RATE_ADJUSTM

ENT/INDEX_RULES/IND

EX_RULE

INDEX_RULE IndexTypeOtherDescription A free-form text field to collect additional information

when Other is selected for Index Type.

CR IF IndexType = "Other" String 150


Requirement

20.1 Margin MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/ADJUSTMENT/INT

EREST_RATE_ADJUSTM


FETIME_ADJUSTMENT_

RULE

INTEREST_RATE_L

IFETIME_ADJUST

MENT_RULE

MarginRatePercent The number of percentage points to be added to the

index to arrive at the new interest rate.

CR IF AmortizationType =

"AdjustableRate OR

GraduatedPaymentARM".

Percent 3.4


Requirement

20.1 If step rate MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/ADJUSTMENT/INT

EREST_RATE_ADJUSTM


FETIME_ADJUSTMENT_

RULE/EXTENSION/OTHE

R

OTHER TotalStepCount For a loan with a step provision, the total number of

step rate adjustments allowed under the step

agreement.

CR IF


= "true"

Numeric 3 This is a new CDS

submission data point

to place the

TotalStepCount data

point into the

Lifetime adjustment

rule container and

will be vetted with

OWG for 3.4 add.



September 27,2016

UCD Map


Requirement


Rate

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/TERMS_OF_LOAN

TERMS_OF_LOAN NoteRatePercent The actual interest rate as disclosed on the note. CR IF


ator = "false" AND interest

rate is NOT precomputed AND

interest rate (start rate) is

known at time of

consummation.


with


RatePercent and

WeightedAverageInte

restRate and



t11.058 858 CFPB Form

Requirement

20.3 Minimum

Interest Rate

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/ADJUSTMENT/INT

EREST_RATE_ADJUSTM


FETIME_ADJUSTMENT_

RULE

INTEREST_RATE_L

IFETIME_ADJUST

MENT_RULE

FloorRatePercent The stated minimum percentage the interest rate can

decrease to over the life of the loan.

CR IF


= "true" AND


ator = "false"

Percent 3.4


Requirement

20.3 Maximum

Interest Rate

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/ADJUSTMENT/INT

EREST_RATE_ADJUSTM


FETIME_ADJUSTMENT_

RULE

INTEREST_RATE_L

IFETIME_ADJUST

MENT_RULE

CeilingRatePercent The stated maximum percentage to which the interest

rate can increase over the life of the loan.

CR IF


= "true" AND


ator = "false".

Percent 3.4


Requirement

20.4 Limits on

Interest Rate -

Change

Frequency -

First Change

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/ADJUSTMENT/INT

EREST_RATE_ADJUSTM


FETIME_ADJUSTMENT_

RULE

INTEREST_RATE_L

IFETIME_ADJUST

MENT_RULE

FirstRateChangeMonthsCo

unt


first interest rate adjustment occurs, if the interest

rate on the subject loan can change.

CR IF


= "true" AND


ator = "false"

Numeric 3


Requirement

20.4 Limits on

Interest Rate -

Change

Frequency -

First Change

Month

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/BUYDOWN/BUYD

OWN_RULE

BUYDOWN_RULE BuydownChangeFrequency

MonthsCount

The time interval in months between interest rate

increases during the buydown period. For example if

the interest rate increases annually during a two year

buydown, the frequency of interest rate change is 12

months.

CR IF


ator = "true"

Numeric 3


Requirement

20.4 Limits on

Interest Rate -

Change

Frequency -

First Change

Month

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/BUYDOWN/BUYD

OWN_RULE

BUYDOWN_RULE BuydownDurationMonthsC

ount

The total number of months during which any

buydown is in effect. This represents the accumulation

of all of the buydown periods.

CR IF


ator = "true"

Numeric 3



September 27,2016

UCD Map


Requirement

20.5 Limits on

Interest Rate -

Change

Frequency -

Subsequent

Change

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/ADJUSTMENT/INT

EREST_RATE_ADJUSTM


R_CHANGE_ADJUSTME

NT_RULES/INTEREST_R

ATE_PER_CHANGE_ADJ

USTMENT_RULE

INTEREST_RATE_

PER_CHANGE_AD

JUSTMENT_RULE



Subsequent CR IF


= "true" AND


ator = "false"

Enumerated


Requirement

20.5 Limits on

Interest Rate -

Change

Frequency -

Subsequent

Change

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/ADJUSTMENT/INT

EREST_RATE_ADJUSTM


R_CHANGE_ADJUSTME

NT_RULES/INTEREST_R

ATE_PER_CHANGE_ADJ

USTMENT_RULE

INTEREST_RATE_

PER_CHANGE_AD

JUSTMENT_RULE





CR IF


= "true" AND


ator = "false"

Numeric 3


Requirement

20.6 Limits on

Interest Rate

Changes - First

Change (%)

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/ADJUSTMENT/INT

EREST_RATE_ADJUSTM


R_CHANGE_ADJUSTME

NT_RULES/INTEREST_R

ATE_PER_CHANGE_ADJ

USTMENT_RULE

INTEREST_RATE_

PER_CHANGE_AD

JUSTMENT_RULE



First CR IF


= "true" AND


ator = "false"

Enumerated


Requirement

20.6 Limits on

Interest Rate

Changes - First

Change (%)

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/ADJUSTMENT/INT

EREST_RATE_ADJUSTM


R_CHANGE_ADJUSTME

NT_RULES/INTEREST_R

ATE_PER_CHANGE_ADJ

USTMENT_RULE

INTEREST_RATE_

PER_CHANGE_AD

JUSTMENT_RULE

PerChangeMaximumIncrea

seRatePercent

The maximum number of percentage points by which

the rate can increase from the previous interest rate.

CR IF


= "true" AND


ator = "false" AND


Percent 3.4


Requirement

20.6 Limits on

Interest Rate

Changes - First

Change (%)

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/BUYDOWN/BUYD

OWN_RULE

BUYDOWN_RULE BuydownIncreaseRatePerc

ent

The amount by which the interest rate can increase at

each adjustment period within the buydown duration.

CR IF


ator = "true"

Percent 3.4



September 27,2016

UCD Map


Requirement

20.6 Limits on

Interest Rate

Changes - First

Change (%)

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/BUYDOWN/BUYD

OWN_RULE/EXTENSION

/OTHER

OTHER BuydownReflectedInNoteIn

dicator

When true, indicates that the buydown rate is

reflected in the note.

false

true

CR If

BuydownTemporarySubsidyFu

ndingIndicator = "True

Boolean


Requirement

20.7 Limits on

Interest Rate

Changes -

Subsequent

Changes (%)

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/ADJUSTMENT/INT

EREST_RATE_ADJUSTM


R_CHANGE_ADJUSTME

NT_RULES/INTEREST_R

ATE_PER_CHANGE_ADJ

USTMENT_RULE

INTEREST_RATE_

PER_CHANGE_AD

JUSTMENT_RULE



Subsequent CR IF


= "true" AND


ator = "false"

Enumerated


Requirement

20.7 Limits on

Interest Rate -

Change

Frequency -

First Change

Month

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/ADJUSTMENT/INT

EREST_RATE_ADJUSTM


R_CHANGE_ADJUSTME

NT_RULES/INTEREST_R

ATE_PER_CHANGE_ADJ

USTMENT_RULE

INTEREST_RATE_

PER_CHANGE_AD

JUSTMENT_RULE





CR IF


= "true" AND


Numeric 3


Requirement

20.7 Limits on

Interest Rate

Changes -

Subsequent

Changes (%)

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/ADJUSTMENT/INT

EREST_RATE_ADJUSTM


R_CHANGE_ADJUSTME

NT_RULES/INTEREST_R

ATE_PER_CHANGE_ADJ

USTMENT_RULE

INTEREST_RATE_

PER_CHANGE_AD

JUSTMENT_RULE

PerChangeMaximumIncrea

seRatePercent

The maximum number of percentage points by which

the rate can increase from the previous interest rate.

CR IF


= "true" AND


ator = "false" AND

AdjustmentRuleType =

"Subsequent"

Percent 3.4


Requirement

21.0 Loan

Calculations

Header

N/A N/A N/A N/A


Requirement

21.1 Total of

Payments

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/FEE_INFORMATIO

N/FEES_SUMMARY/FEE

_SUMMARY_DETAIL

FEE_SUMMARY_

DETAIL

FeeSummaryTotalOfAllPay

mentsAmount

The amount of the Total of All Payments as disclosed

based on the accepted industry standard defined by

Regulation Z.

R Amount 9.2



September 27,2016

UCD Map


Requirement

21.2 Finance

Charge

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/FEE_INFORMATIO

N/FEES_SUMMARY/FEE

_SUMMARY_DETAIL

FEE_SUMMARY_

DETAIL

FeeSummaryTotalFinanceC

hargeAmount

The amount of the Total Finance Charges as disclosed


Regulation Z.

R Amount 9.2


Requirement

21.3 Amount

Financed

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/FEE_INFORMATIO

N/FEES_SUMMARY/FEE

_SUMMARY_DETAIL

FEE_SUMMARY_

DETAIL

FeeSummaryTotalAmountF

inancedAmount

The amount of the Total Amount Financed as disclosed


Regulation Z.

R Amount 9.2


Requirement

21.4 Annual

Percentage

Rate (APR)

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/FEE_INFORMATIO

N/FEES_SUMMARY/FEE

_SUMMARY_DETAIL

FEE_SUMMARY_

DETAIL

APRPercent The annual percentage rate for the loan based on the

accepted industry standard defined by Regulation Z

(Section 12 C.F.R. 1026.18(e)) used for Qualified

Mortgages and general disclosure purposes.

R Percent 3.4 The APR, expressed as

a percent, calculated

in accordance with


Lending, 12 C.F.R.

1026.22 and

1026.18(e).

Enter the value

resulting from the

APR calculation used

for disclosure and

Qualified Mortgage

purposes (i.e.,

Disclosed APR). It is

the final rate as

disclosed to the

customer. It is not the

HOEPA APR.12.005 879 CFPB Form

Requirement

21.5 Total Interest

Percentage

(TIP)

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/FEE_INFORMATIO

N/FEES_SUMMARY/FEE

_SUMMARY_DETAIL

FEE_SUMMARY_

DETAIL

FeeSummaryTotalInterestP

ercent

The total amount of interest paid by the borrower

over the term of the loan as a percentage of the loan

amount.

R Percent 3.4



September 27,2016

UCD Map


Data Point

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/HIGH_COST_MOR

TGAGES/HIGH_COST_M

ORTGAGE

HIGH_COST_MOR

TGAGE

AveragePrimeOfferRatePer

cent

An annual percentage rate that is derived from

average interest rates, points, and other loan pricing

terms currently offered to consumers by a

representative sample of creditors for mortgage

transactions that have low-risk pricing characteristics.

The Federal Reserve Board publishes average prime

offer rates for a broad range of types of transactions in

a table updated at least weekly. This rate is used in

determining Higher Priced Mortgage Loans (HPML).

R Percent 3.4 The average prime

offer rate,

determined under 12

C.F.R. 1026.35(a)(2) in


Lending, for a

comparable

transaction as of the

rate lock date.

See

http://www.ffiec.gov

/ratespread/aportabl

es.htm for APOR

rates.


Data Point

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/QUALIFIED_MORT

GAGE/QUALIFIED_MOR

TGAGE_DETAIL

QUALIFIED_MOR

TGAGE_DETAIL

AbilityToRepayMethodTyp

e

Specifies the method by which the creditor satisfied

Regulation Z Ability-to-Repay requirements.

Exempt

General

R Enumerated Enter "Exempt" if the

loan is exempt from

the ability to repay

requirements in


Lending.

Enter "General" in all

other cases, i.e., the

loan is subject to the

ability to repay

requirements in


Lending.



September 27,2016

UCD Map


Data Point

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/QUALIFIED_MORT

GAGE/EXEMPTIONS/EX

EMPTION

EXEMPTION AbilityToRepayExemptionR

easonType

Specifies the reason that transaction is exempt from

Regulation Z Ability-To-Repay requirements.

LoanProgram

PropertyUsage

CR IF AbilityToRepayMethodType

= "Exempt"

Enumerated Enter "LoanProgram"

if the loan is made

pursuant to a

program

administered by a

Housing Finance

Agency or other

community lending

creditor that is

exempt from the

ability to repay

requirements as

defined in Regulation

Z, Truth in Lending.

Enter

"PropertyUsage" if

the loan is considered

to be an investment

loan and exempt from

the ability to repay

requirements as

defined in Regulation

Z, (12 C.F.R.

1026.43(a)), Truth in

Lending.


Data Point

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/HIGH_COST_MOR

TGAGES/HIGH_COST_M

ORTGAGE

HIGH_COST_MOR

TGAGE

RegulationZTotalPointsAnd

FeesAmount

The total amount of points and fees, expressed in

dollars, calculated in accordance with Regulation Z,

Truth in Lending. This amount is used in calculations

for both Qualified Mortgage and HOEPA purposes.

R Amount 9.2 Must be > = 0 Refer

to Regulation Z, Truth

in Lending, 12 CFR

1026.32 (b)(1).

Enter the total points

and fees excluding

bona fide discount

points.13.000 884 CFPB Form

Requirement

22.0 Other

Disclosures

Header

N/A N/A N/A N/A


Requirement

22.1 Liability after

Foreclosure

□ state law

may protect

□ state law

does not

protect

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/FORECLOSURES/F

ORECLOSURE/FORECLO

SURE_DETAIL

FORECLOSURE_D

ETAIL

DeficiencyRightsPreservedI

ndicator

When true, indicates that upon the foreclosure sale

completion deficiency rights against the borrowers are

preserved.

false

true

R Boolean


Requirement

23.0 Contact

Information

Table Header

N/A N/A N/A N/A



September 27,2016

UCD Map


Requirement

23.1.1 Contact

Information -

Lender

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



/PARTY/ROLES/ROLE/R

OLE_DETAIL




NotePayTo R Enumerated


Requirement

23.1.1 Contact

Information -

Lender

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME




LEGAL_ENTITY_DETAIL

LEGAL_ENTITY_D

ETAIL


entity.

R String 100


Requirement

23.2.1 Contact

Information -

Lender

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



/PARTY/ADDRESSES/AD

DRESS



Requirement

23.2.1 Contact

Information -

Lender

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



/PARTY/ADDRESSES/AD

DRESS




R String 100


Requirement

23.2.1 Contact

Information -

Lender

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



/PARTY/ADDRESSES/AD

DRESS


e







Apartment

Basement

Building

Condo

Department

Floor

Front

Hanger

Key

Lobby

Lot

Lower

Office

Penthouse

Pier

Rear

Room

Side

Space

Stop

Suite

Trailer

Unit

CR IF lender's property is

identified with a unit number

Enumerated



September 27,2016

UCD Map


Requirement

23.2.1 Contact

Information -

Lender

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



/PARTY/ADDRESSES/AD

DRESS



CR IF lender's property is


String 12


Requirement

23.2.1 Contact

Information -

Lender

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



/PARTY/ADDRESSES/AD

DRESS



Requirement

23.2.1 Contact

Information -

Lender

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



/PARTY/ADDRESSES/AD

DRESS



Territory.

R String 2


Requirement

23.2.1 Contact

Information -

Lender

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



/PARTY/ADDRESSES/AD

DRESS



R String 9


Requirement

23.3.1 | 23.4.1 Contact

Information -

Lender

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



/PARTY/ROLES/ROLE/LI

CENSES/LICENSE/LICENS

E_DETAIL

LICENSE_DETAIL LicenseIdentifier The identifier of the license or certificate issued to the

party. The attribute IdentifierOwnerURI identifies the

issuer of the license or certificate.

R String 50 Enter either the

NMLS ID or the State

License ID.


Requirement

23.3.1 | 23.4.1 Contact

Information -

Lender

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME





E_DETAIL

LICENSE_DETAIL IdentifierOwnerURI Identifies the owner or publisher of the identifier



attribute.

"mortgage.nationwidelicensingsystem

.org"



License ID.


Requirement

23.4.1 Contact

Information -

Lender

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME





E_DETAIL

LICENSE_DETAIL LicenseIssuingAuthorityStat

eCode

The two-character representation of the US state, US


Territory in which the party is licensed or certified to

operate.

CR IF lender's License ID is NOT

the NMLS ID

String 2



September 27,2016

UCD Map

14.013 899 GSE Requirement GSE Contact

Information -

Lender

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME





E_DETAIL

LICENSE_DETAIL LicenseAuthorityLevelType Level of authority of the license issuer. Private

PublicFederal

PublicLocal

PublicState

O Enumerated


Information -

Lender

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME





E_DETAIL

LICENSE_DETAIL LicenseIssuingAuthorityNa

me

The name of the issuing authority through which the

party obtained the license.


the NMLS ID

String 100


Information -

Lender

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME





E_DETAIL

LICENSE_DETAIL LicenseIssueDate The date on which the license was issued. O YYYY-MM-DD


Requirement

23.5.1 Contact

Information -

Lender

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



/PARTY/ROLES/ROLE/R

OLE_DETAIL




NotePayTo R Enumerated Second Lender PARTY

Container for Contact

Info


Requirement

23.5.1 Contact

Information -

Lender

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME




ME


parent object.

R String 30


Requirement

23.5.1 Contact

Information -

Lender

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME




ME


parent object.

CR IF middle name exists String 30


Requirement

23.5.1 Contact

Information -

Lender

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME




ME


parent object.

R String 35



September 27,2016

UCD Map


Requirement

23.5.1 Contact

Information -

Lender

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME




ME



CR IF suffix name exists String 4


Requirement

23.6.1 | 23.7.1 Contact

Information -

Lender

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME





E_DETAIL






License ID.


Requirement

23.6.1 | 23.7.1 Contact

Information -

Lender

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME





E_DETAIL




attribute.


.org"



License ID.


Requirement

23.7.1 Contact

Information -

Lender

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME





E_DETAIL


eCode




operate.


the NMLS ID

String 2


Information -

Lender

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME





E_DETAIL


PublicFederal

PublicLocal

PublicState

O Enumerated


Information -

Lender

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME





E_DETAIL


me




the NMLS ID

String 100


Information -

Lender

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME





E_DETAIL




September 27,2016

UCD Map


Requirement

23.8.1 Contact

Information -

Lender

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



/PARTY/INDIVIDUAL/CO

NTACT_POINTS/CONTA

CT_POINT/CONTACT_P

OINT_EMAIL

CONTACT_POINT

_EMAIL

ContactPointEmailValue The email address for the contact. R String 100


Requirement

23.9.1 Contact

Information -

Lender

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME




NTACT_POINTS/CONTA

CT_POINT/CONTACT_P

OINT_TELEPHONE

CONTACT_POINT

_TELEPHONE

ContactPointTelephoneVal

ue

The telephone number for the contact. R String 10


Requirement

23.1.2 Contact

Information -

Mortgage

Broker

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



/PARTY/ROLES/ROLE/R

OLE_DETAIL




MortgageBroker CR IF mortgage broker

participated in the transaction

Enumerated


Requirement

23.1.2 Contact

Information -

Mortgage

Broker

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME




LEGAL_ENTITY_DETAIL

LEGAL_ENTITY_D

ETAIL


entity.

CR IF mortgage broker


String 100


Requirement

23.2.2 Contact

Information -

Mortgage

Broker

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



/PARTY/ADDRESSES/AD

DRESS

ADDRESS AddressType Specifies the type of address. Mailing CR IF mortgage broker


Enumerated


Requirement

23.2.2 Contact

Information -

Mortgage

Broker

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



/PARTY/ADDRESSES/AD

DRESS






String 100



September 27,2016

UCD Map


Requirement

23.2.2 Contact

Information -

Mortgage

Broker

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



/PARTY/ADDRESSES/AD

DRESS


e







Apartment

Basement

Building

Condo

Department

Floor

Front

Hanger

Key

Lobby

Lot

Lower

Office

Penthouse

Pier

Rear

Room

Side

Space

Stop

Suite

Trailer

Unit



AND property is identified

with a unit number

Enumerated


Requirement

23.2.2 Contact

Information -

Mortgage

Broker

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



/PARTY/ADDRESSES/AD

DRESS






with a unit number

String 12


Requirement

23.2.2 Contact

Information -

Mortgage

Broker

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



/PARTY/ADDRESSES/AD

DRESS

ADDRESS CityName The name of the city. CR IF mortgage broker


String 50


Requirement

23.2.2 Contact

Information -

Mortgage

Broker

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



/PARTY/ADDRESSES/AD

DRESS



Territory.



String 2


Requirement

23.2.2 Contact

Information -

Mortgage

Broker

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



/PARTY/ADDRESSES/AD

DRESS





String 9



September 27,2016

UCD Map


Requirement

23.3.2 | 23.4.2 Contact

Information -

Mortgage

Broker

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME





E_DETAIL






String 50


Requirement

23.3.2 | 23.4.2 Contact

Information -

Mortgage

Broker

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME





E_DETAIL




attribute.


.org"



String 100


Requirement

23.4.2 Contact

Information -

Mortgage

Broker

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME





E_DETAIL


eCode




operate.



AND License ID is NOT the

NMLS ID

String 2


Information -

Mortgage

Broker

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME





E_DETAIL


PublicFederal

PublicLocal

PublicState

O Enumerated


Information -

Mortgage

Broker

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME





E_DETAIL


me






NMLS ID

String 100


Information -

Mortgage

Broker

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME





E_DETAIL



Requirement

23.5.2 Contact

Information -

Mortgage

Broker

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



/PARTY/ROLES/ROLE/R

OLE_DETAIL




MortgageBroker CR IF loan purpose is purchase

AND mortgage broker


Enumerated Second Mortgage

Broker PARTY


Info



September 27,2016

UCD Map


Requirement

23.5.2 Contact

Information -

Mortgage

Broker

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME




ME


parent object.



String 30


Requirement

23.5.2 Contact

Information -

Mortgage

Broker

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME




ME


parent object.



AND middle name exists

String 30


Requirement

23.5.2 Contact

Information -

Mortgage

Broker

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME




ME


parent object.



String 35


Requirement

23.5.2 Contact

Information -

Mortgage

Broker

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME




ME





AND suffix name exists

String 4


Requirement

23.6.2 |23.7.2 Contact

Information -

Mortgage

Broker

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME





E_DETAIL






String 50


Requirement

23.6.2 |23.7.2 Contact

Information -

Mortgage

Broker

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME





E_DETAIL




attribute.


.org"



String 100


Requirement

23.7.2 Contact

Information -

Mortgage

Broker

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME





E_DETAIL


eCode




operate.




NMLS ID

String 2



September 27,2016

UCD Map


Information -

Mortgage

Broker

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME





E_DETAIL


PublicFederal

PublicLocal

PublicState

O Enumerated


Information -

Mortgage

Broker

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME





E_DETAIL


me






NMLS ID

String 100


Information -

Mortgage

Broker

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME





E_DETAIL



Requirement

23.8.2 Contact

Information -

Mortgage

Broker

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME




NTACT_POINTS/CONTA

CT_POINT/CONTACT_P

OINT_EMAIL

CONTACT_POINT

_EMAIL

ContactPointEmailValue The email address for the contact. CR IF mortgage broker


String 100


Requirement

23.9.2 Contact

Information -

Mortgage

Broker

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME




NTACT_POINTS/CONTA

CT_POINT/CONTACT_P

OINT_TELEPHONE

CONTACT_POINT

_TELEPHONE


ue

The telephone number for the contact. CR IF mortgage broker


String 10


Requirement

23.1.3 Contact

Information

Real Estate

Broker (B)

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



/PARTY/ROLES/ROLE/R

OLE_DETAIL




RealEstateAgent CR IF loan purpose is purchase

AND borrower's real estate

broker participated in the

transaction

Enumerated


Requirement

23.1.3 Contact

Information

Real Estate

Broker (B)

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



/PARTY/ROLES/ROLE/RE

AL_ESTATE_AGENT

REAL_ESTATE_AG

ENT

RealEstateAgentType Describes the type of real estate agent. Selling CR IF borrower's real estate


transaction

Enumerated



September 27,2016

UCD Map


Requirement

23.1.3 Contact

Information

Real Estate

Broker (B)

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME




LEGAL_ENTITY_DETAIL

LEGAL_ENTITY_D

ETAIL


entity.

CR IF borrower's real estate


transaction

String 100


Requirement

23.2.3 Contact

Information

Real Estate

Broker (B)

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



/PARTY/ADDRESSES/AD

DRESS

ADDRESS AddressType Specifies the type of address. Mailing CR IF borrower's real estate


transaction

Enumerated


Requirement

23.2.3 Contact

Information

Real Estate

Broker (B)

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



/PARTY/ADDRESSES/AD

DRESS






transaction

String 100


Requirement

23.2.3 Contact

Information

Real Estate

Broker (B)

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



/PARTY/ADDRESSES/AD

DRESS


e







Apartment

Basement

Building

Condo

Department

Floor

Front

Hanger

Key

Lobby

Lot

Lower

Office

Penthouse

Pier

Rear

Room

Side

Space

Stop

Suite

Trailer

Unit



transaction AND property is


Enumerated


Requirement

23.2.3 Contact

Information

Real Estate

Broker (B)

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



/PARTY/ADDRESSES/AD

DRESS





transaction AND property is


String 12



September 27,2016

UCD Map


Requirement

23.2.3 Contact

Information

Real Estate

Broker (B)

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



/PARTY/ADDRESSES/AD

DRESS

ADDRESS CityName The name of the city. CR IF borrower's real estate


transaction

String 50


Requirement

23.2.3 Contact

Information

Real Estate

Broker (B)

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



/PARTY/ADDRESSES/AD

DRESS



Territory.



transaction

String 2


Requirement

23.2.3 Contact

Information

Real Estate

Broker (B)

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



/PARTY/ADDRESSES/AD

DRESS





transaction

String 9


Requirement

23.3.3 | 23.4.3 Contact

Information

Real Estate

Broker (B)

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME





E_DETAIL








exists

String 50


Requirement

23.3.3 | 23.4.3 Contact

Information

Real Estate

Broker (B)

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME





E_DETAIL




attribute.





exists

String 100


Requirement

23.4.3 Contact

Information

Real Estate

Broker (B)

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME





E_DETAIL


eCode




operate.





exists

String 2


Information

Real Estate

Broker (B)

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME





E_DETAIL


PublicFederal

PublicLocal

PublicState

O Enumerated



September 27,2016

UCD Map


Information

Real Estate

Broker (B)

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME





E_DETAIL


me







exists

String 100


Information

Real Estate

Broker (B)

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME





E_DETAIL



Requirement

23.5.3 Contact

Information

Real Estate

Broker (B)

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



/PARTY/ROLES/ROLE/R

OLE_DETAIL




RealEstateAgent CR IF loan purpose is purchase

AND borrower's real estate


transaction

Enumerated Second Real Estate

Broker (B) PARTY


Info


Requirement

23.5.3 Contact

Information

Real Estate

Broker (B)

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME




AL_ESTATE_AGENT

REAL_ESTATE_AG

ENT

RealEstateAgentType Describes the type of real estate agent. Selling CR IF borrower's real estate


transaction

Enumerated


Requirement

23.5.3 Contact

Information

Real Estate

Broker (B)

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME




ME


parent object.



transaction

String 30


Requirement

23.5.3 Contact

Information

Real Estate

Broker (B)

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME




ME


parent object.



transaction and middle name

exists

String 30


Requirement

23.5.3 Contact

Information

Real Estate

Broker (B)

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME




ME


parent object.



transaction

String 35



September 27,2016

UCD Map


Requirement

23.5.3 Contact

Information

Real Estate

Broker (B)

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME




ME





transaction and suffix name

exists

String 4


Requirement

23.6.3 | 23.7.3 Contact

Information

Real Estate

Broker (B)

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME





E_DETAIL








exists

String 50


Requirement

23.6.3 | 23.7.3 Contact

Information

Real Estate

Broker (B)

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME





E_DETAIL




attribute.

CR IF real estate broker


String 100


Requirement

23.7.3 Contact

Information

Real Estate

Broker (B)

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME





E_DETAIL


eCode




operate.





exists

String 2


Information

Real Estate

Broker (B)

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME





E_DETAIL


PublicFederal

PublicLocal

PublicState

O Enumerated


Information

Real Estate

Broker (B)

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME





E_DETAIL


me







exists

String 100


Information

Real Estate

Broker (B)

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME





E_DETAIL




September 27,2016

UCD Map


Requirement

23.8.3 Contact

Information

Real Estate

Broker (B)

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME




NTACT_POINTS/CONTA

CT_POINT/CONTACT_P

OINT_EMAIL

CONTACT_POINT

_EMAIL

ContactPointEmailValue The email address for the contact. CR IF borrower's real estate


transaction

String 100


Requirement

23.9.3 Contact

Information

Real Estate

Broker (B)

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME




NTACT_POINTS/CONTA

CT_POINT/CONTACT_P

OINT_TELEPHONE

CONTACT_POINT

_TELEPHONE


ue

The telephone number for the contact. CR IF borrower's real estate


transaction

String 10


Requirement

23.1.4 Contact

Information

Real Estate

Broker (S)

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



/PARTY/ROLES/ROLE/R

OLE_DETAIL




RealEstateAgent CR IF seller's real estate broker


Enumerated


Requirement

23.1.4 Contact

Information

Real Estate

Broker (S)

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME




AL_ESTATE_AGENT

REAL_ESTATE_AG

ENT

RealEstateAgentType Describes the type of real estate agent. Listing CR IF seller's real estate broker


Enumerated


Requirement

23.1.4 Contact

Information

Real Estate

Broker (S)

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME




LEGAL_ENTITY_DETAIL

LEGAL_ENTITY_D

ETAIL


entity.

CR IF seller's real estate broker


String 100


Requirement

23.2.4 Contact

Information

Real Estate

Broker (S)

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



/PARTY/ADDRESSES/AD

DRESS

ADDRESS AddressType Specifies the type of address. Mailing CR IF seller's real estate broker


Enumerated


Requirement

23.2.4 Contact

Information

Real Estate

Broker (S)

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



/PARTY/ADDRESSES/AD

DRESS






String 100



September 27,2016

UCD Map


Requirement

23.2.4 Contact

Information

Real Estate

Broker (S)

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



/PARTY/ADDRESSES/AD

DRESS


e







Apartment

Basement

Building

Condo

Department

Floor

Front

Hanger

Key

Lobby

Lot

Lower

Office

Penthouse

Pier

Rear

Room

Side

Space

Stop

Suite

Trailer

Unit




with a unit number

Enumerated


Requirement

23.2.4 Contact

Information

Real Estate

Broker (S)

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



/PARTY/ADDRESSES/AD

DRESS






with a unit number

String 12


Requirement

23.2.4 Contact

Information

Real Estate

Broker (S)

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



/PARTY/ADDRESSES/AD

DRESS

ADDRESS CityName The name of the city. CR IF seller's real estate broker


String 50


Requirement

23.2.4 Contact

Information

Real Estate

Broker (S)

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



/PARTY/ADDRESSES/AD

DRESS



Territory.



String 2


Requirement

23.2.4 Contact

Information

Real Estate

Broker (S)

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



/PARTY/ADDRESSES/AD

DRESS





String 9



September 27,2016

UCD Map


Requirement

23.3.4| 23.4.4 Contact

Information

Real Estate

Broker (S)

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME





E_DETAIL







"Listing"

String 50


Requirement

23.3.4| 23.4.4 Contact

Information

Real Estate

Broker (S)

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME





E_DETAIL




attribute.

CR IF real estate broker


String 100


Requirement

23.4.4 Contact

Information

Real Estate

Broker (S)

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME





E_DETAIL


eCode




operate.





exists

String 2


Information

Real Estate

Broker (S)

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME





E_DETAIL


PublicFederal

PublicLocal

PublicState

O Enumerated


Information

Real Estate

Broker (S)

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME





E_DETAIL


me







exists

String 100


Information

Real Estate

Broker (S)

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME





E_DETAIL



Requirement

23.5.4 Contact

Information

Real Estate

Broker (S)

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



/PARTY/ROLES/ROLE/R

OLE_DETAIL




RealEstateAgent CR IF seller's real estate broker


Enumerated Second Real Estate

Broker (S) PARTY


Info



September 27,2016

UCD Map


Requirement

23.5.4 Contact

Information

Real Estate

Broker (S)

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME




AL_ESTATE_AGENT

REAL_ESTATE_AG

ENT

RealEstateAgentType Describes the type of real estate agent. Listing CR IF seller's real estate broker


Enumerated


Requirement

23.5.4 Contact

Information

Real Estate

Broker (S)

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME




ME


parent object.



String 30


Requirement

23.5.4 Contact

Information

Real Estate

Broker (S)

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME




ME


parent object.



String 30


Requirement

23.5.4 Contact

Information

Real Estate

Broker (S)

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME




ME


parent object.



String 35


Requirement

23.5.4 Contact

Information

Real Estate

Broker (S)

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME




ME





String 4


Requirement

23.6.4 | 23.7.4 Contact

Information

Real Estate

Broker (S)

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME





E_DETAIL







"Listing"

String 50


Requirement

23.3.4. | 23.4.4 Contact

Information

Real Estate

Broker (S)

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME





E_DETAIL




attribute.




"Listing"

String 100



September 27,2016

UCD Map


Requirement

23.7.4 Contact

Information

Real Estate

Broker (S)

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME





E_DETAIL


eCode




operate.





exists

String 2


Information

Real Estate

Broker (S)

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME





E_DETAIL


PublicFederal

PublicLocal

PublicState

O Enumerated


Information

Real Estate

Broker (S)

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME





E_DETAIL


me







exists

String 100


Information

Real Estate

Broker (S)

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME





E_DETAIL


14.112 1001 CFPB Form

Requirement

23.8.4 Contact

Information

Real Estate

Broker (S)

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME




NTACT_POINTS/CONTA

CT_POINT/CONTACT_P

OINT_EMAIL

CONTACT_POINT

_EMAIL

ContactPointEmailValue The email address for the contact. CR IF seller's real estate broker


String 100

14.113 1002 CFPB Form

Requirement

23.9.4 Contact

Information

Real Estate

Broker (S)

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME




NTACT_POINTS/CONTA

CT_POINT/CONTACT_P

OINT_TELEPHONE

CONTACT_POINT

_TELEPHONE


ue

The telephone number for the contact. CR IF seller's real estate broker


String 10



September 27,2016

UCD Map

14.114 1003 CFPB Form

Requirement

23.1.5 Contact

Information

Settlement

Agent

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



/PARTY/ROLES/ROLE/R

OLE_DETAIL




ClosingAgent R Enumerated

14.115 1004 CFPB Form

Requirement

23.1.5 Contact

Information

Settlement

Agent

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME




LEGAL_ENTITY_DETAIL

LEGAL_ENTITY_D

ETAIL


entity.

R String 100

14.116 1005 CFPB Form

Requirement

23.2.5 Contact

Information

Settlement

Agent

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



/PARTY/ADDRESSES/AD

DRESS


14.117 1006 CFPB Form

Requirement

23.2.5 Contact

Information

Settlement

Agent

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



/PARTY/ADDRESSES/AD

DRESS




R String 100

14.118 1007 CFPB Form

Requirement

23.2.5 Contact

Information

Settlement

Agent

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



/PARTY/ADDRESSES/AD

DRESS


e







Apartment

Basement

Building

Condo

Department

Floor

Front

Hanger

Key

Lobby

Lot

Lower

Office

Penthouse

Pier

Rear

Room

Side

Space

Stop

Suite

Trailer

Unit

CR IF settlement agent's Address

is identified with a unit

number

Enumerated



September 27,2016

UCD Map

14.120 1008 CFPB Form

Requirement

23.2.5 Contact

Information

Settlement

Agent

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



/PARTY/ADDRESSES/AD

DRESS



CR IF settlement agent's property

is identified with a unit

number

String 12

14.121 1009 CFPB Form

Requirement

23.2.5 Contact

Information

Settlement

Agent

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



/PARTY/ADDRESSES/AD

DRESS


14.122 1010 CFPB Form

Requirement

23.2.5 Contact

Information

Settlement

Agent

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



/PARTY/ADDRESSES/AD

DRESS



Territory.

R String 2

14.123 1011 CFPB Form

Requirement

23.2.5 Contact

Information

Settlement

Agent

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



/PARTY/ADDRESSES/AD

DRESS



R String 9

14.124 1012 CFPB Form

Requirement

23.3.5 | 23.4.5 Contact

Information

Settlement

Agent

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME





E_DETAIL




CR If state issues licences for

Settlement Agents

String 50

14.149 1013 CFPB Form

Requirement

23.3.5 | 23.4.5 Contact

Information

Settlement

Agent

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME





E_DETAIL




attribute.


Settlement Agents

String 100

14.125 1014 CFPB Form

Requirement

23.4.5 Contact

Information

Settlement

Agent

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME





E_DETAIL


eCode




operate.



license exists

String 2



September 27,2016

UCD Map


Information

Settlement

Agent

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME





E_DETAIL


PublicFederal

PublicLocal

PublicState

O Enumerated


Information

Settlement

Agent

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME





E_DETAIL


me





license exists

String 100


Information

Settlement

Agent

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME





E_DETAIL


14.129 1018 CFPB Form

Requirement

23.5.5 Contact

Information

Settlement

Agent

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



/PARTY/ROLES/ROLE/R

OLE_DETAIL




ClosingAgent R Enumerated Second Settlement

Agent PARTY


Info

14.130 1019 CFPB Form

Requirement

23.5.5 Contact

Information

Settlement

Agent

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME




ME


parent object.

R String 30

14.131 1020 CFPB Form

Requirement

23.5.5 Contact

Information

Settlement

Agent

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME




ME


parent object.

CR IF settlement agent middle

name exists

String 30

14.132 1021 CFPB Form

Requirement

23.5.5 Contact

Information

Settlement

Agent

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME




ME


parent object.

R String 35



September 27,2016

UCD Map

14.133 1022 CFPB Form

Requirement

23.5.5 Contact

Information

Settlement

Agent

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME




ME



CR IF settlement agent suffix

name exists

String 4

14.134 1023 CFPB Form

Requirement

23.6.5 | 23.7.5 Contact

Information

Settlement

Agent

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME





E_DETAIL





Settlement Agents

String 50

14.150 1024 CFPB Form

Requirement

23.6.5 | 23.7.5 Contact

Information

Settlement

Agent

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME





E_DETAIL




attribute.


Settlement Agents

String 100

14.135 1025 CFPB Form

Requirement

23.7.5 Contact

Information

Settlement

Agent

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME





E_DETAIL


eCode




operate.



license exists

String 2


Information

Settlement

Agent

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME





E_DETAIL


PublicFederal

PublicLocal

PublicState

O Enumerated


Information

Settlement

Agent

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME





E_DETAIL


me





license exists

String 100


Information

Settlement

Agent

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME





E_DETAIL




September 27,2016

UCD Map

14.139 1029 CFPB Form

Requirement

23.8.5 Contact

Information

Settlement

Agent

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME




NTACT_POINTS/CONTA

CT_POINT/CONTACT_P

OINT_EMAIL

CONTACT_POINT

_EMAIL

ContactPointEmailValue The email address for the contact. R String 100

14.140 1030 CFPB Form

Requirement

23.9.5 Contact

Information

Settlement

Agent

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME




NTACT_POINTS/CONTA

CT_POINT/CONTACT_P

OINT_TELEPHONE

CONTACT_POINT

_TELEPHONE


ue

The telephone number for the contact. R String 10

16.000 1032 CFPB Form

Requirement

25.0 Closing Costs

Details - Payoff

and Payments

Table

N/A N/A N/A N/A If the loan is a non-

seller transaction

then the


16.010 1033 CFPB Form

Requirement

25.0 Payoffs and

Payments

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/DOCUMENT_SPECI

FIC_DATA_SETS/DOCU

MENT_SPECIFIC_DATA_


OSURE/INTEGRATED_DI

SCLOSURE_SECTION_SU

MMARIES/INTEGRATED

_DISCLOSURE_SECTION

_SUMMARY/INTEGRATE

D_DISCLOSURE_SECTIO

N_SUMMARY_DETAIL

INTEGRATED_DIS

CLOSURE_SECTIO

N_SUMMARY_DE

TAIL


nType



PayoffsAndPayments CR IF item exists. Enumerated



September 27,2016

UCD Map

16.002 1034 CFPB Form

Requirement

25.1 Payoffs and

Payments

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME




DETAIL





DeferredStudentLoan

DelinquentTaxes


Garnishments

HELOC

Installment

LeasePayment


Other

PersonalLoan

Revolving


Taxes

TaxLien



tallment

UnsecuredHomeImprovementLoanRe


16.014 1035 CFPB Form

Requirement

25.1 Payoffs and

Payments

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME




DETAIL



enumerated value.



enumerated type

String 150

16.003 1036 CFPB Form

Requirement

25.1 Payoffs and

Payments

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME




DETAIL


on


selected.

CR IF LiabilityType = "Other" String 150 These are intended to

be property liens.

Other Description

may include the

following

enumerations:

Judgement16.011 1037 CFPB Form

Requirement

25.1 Payoffs and

Payments

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME




DETAIL/EXTENSION/OT

HER

OTHER LiabilitySecuredBySubjectPr

opertyIndicator

When true, indicates the specified liability is secured

by the subject property.

false

true

CR IF Liability Type exists. Boolean

16.001 1038 CFPB Form

Requirement

25.1 Payoffs and

Payments

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME




HOLDER/NAME


entity.

CR IF item exists. String 100

16.004 1039 CFPB Form

Requirement

25.1.1 Amount MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



ES/LIABILITY/PAYOFF






September 27,2016

UCD Map

16.007 1040 CFPB Form

Requirement

25.1.1 Payoffs and

Payments

Amount

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



ES/LIABILITY/PAYOFF

PAYOFF PayoffPrepaymentPenaltyA

mount

The dollar amount of the Prepayment Penalty charged

on the account being paid in full.

CR IF-LoanPurposeType =

"Refinance" AND prepayment

penalty was incurred

satisfying a loan with

refinance proceeds

Amount 9.2 The prepayment

penalty amount,


as calculated in

accordance with


Lending, 12 C.F.R.

1026.32(b)(6)(i).16.005 1041 CFPB Form

Requirement

25.2 Total Payoffs

and Payments

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/DOCUMENT_SPECI

FIC_DATA_SETS/DOCU

MENT_SPECIFIC_DATA_


OSURE/INTEGRATED_DI

SCLOSURE_SECTION_SU

MMARIES/INTEGRATED

_DISCLOSURE_SECTION

_SUMMARY/INTEGRATE

D_DISCLOSURE_SECTIO

N_SUMMARY_DETAIL

INTEGRATED_DIS

CLOSURE_SECTIO

N_SUMMARY_DE

TAIL


nType




16.006 1042 CFPB Form

Requirement

25.2.1 Total Payoffs

and Payments

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/DOCUMENT_SPECI

FIC_DATA_SETS/DOCU

MENT_SPECIFIC_DATA_


OSURE/INTEGRATED_DI

SCLOSURE_SECTION_SU

MMARIES/INTEGRATED

_DISCLOSURE_SECTION

_SUMMARY/INTEGRATE

D_DISCLOSURE_SECTIO

N_SUMMARY_DETAIL

INTEGRATED_DIS

CLOSURE_SECTIO

N_SUMMARY_DE

TAIL


nTotalAmount



document.


16.012 1043 CFPB Form

Requirement

25.1 Payoffs and

Payments

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME




DETAIL/EXTENSION/OT

HER


nType






September 27,2016

UCD Map

16.016 1044 CFPB Form

Requirement

25.1 Payoffs and

Payments -

Other

(Principal

Reduction,

Gifts or

Grants)

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/CLOSING_INFORM

ATION/CLOSING_ADJUS

TMENT_ITEMS/CLOSIN

G_ADJUSTMENT_ITEM/

CLOSING_ADJUSTMENT

_ITEM_DETAIL

CLOSING_ADJUST

MENT_ITEM_DET

AIL


ount


Item Type.

CR If ClosingAdjustmentItemType

exists

Amount 9.2 For loans with a

Principal Reduction,

Gift or Grant using

the Alternate Form.

16.017 1045 CFPB Form

Requirement

25.1 Payoffs and

Payments -

Other

(Principal

Reduction,

Gifts or

Grants)

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/CLOSING_INFORM

ATION/CLOSING_ADJUS

TMENT_ITEMS/CLOSIN

G_ADJUSTMENT_ITEM/

CLOSING_ADJUSTMENT

_ITEM_DETAIL

CLOSING_ADJUST

MENT_ITEM_DET

AIL


e


process.

Gift

Grant

Other

RebateCredit


exists

Enumerated For loans with a


Gift or Grant using

the Alternate Form.

16.018 1046 CFPB Form

Requirement

25.1 Payoffs and

Payments -

Other

(Principal

Reduction,

Gifts or

Grants)

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/CLOSING_INFORM

ATION/CLOSING_ADJUS

TMENT_ITEMS/CLOSIN

G_ADJUSTMENT_ITEM/

CLOSING_ADJUSTMENT

_ITEM_DETAIL

CLOSING_ADJUST

MENT_ITEM_DET

AIL



enumerated value.


exists

String 100 For loans with a


Gift or Grant using

the Alternate Form.

16.019 1047 CFPB Form

Requirement

25.1 Payoffs and

Payments -

Other

(Principal

Reduction,

Gifts or

Grants)

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/CLOSING_INFORM

ATION/CLOSING_ADJUS

TMENT_ITEMS/CLOSIN

G_ADJUSTMENT_ITEM/

CLOSING_ADJUSTMENT

_ITEM_DETAIL

CLOSING_ADJUST

MENT_ITEM_DET

AIL


eOtherDescription




PrincipalReduction CR IF ClosingAdjustmentItemType

= "Other"



Gift or Grant using

the Alternate Form.

16.020 1048 CFPB Form

Requirement

25.1 Payoffs and

Payments -

Other

(Principal

Reduction,

Gifts or

Grants)

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/CLOSING_INFORM

ATION/CLOSING_ADJUS

TMENT_ITEMS/CLOSIN

G_ADJUSTMENT_ITEM/

CLOSING_ADJUSTMENT

_ITEM_DETAIL

CLOSING_ADJUST

MENT_ITEM_DET

AIL


nType



PayoffsAndPayments CR IF ClosingAdjustmentItemType

exists

Enumerated For loans with a


Gift or Grant using

the Alternate Form.



September 27,2016

UCD Map

16.021 1049 CFPB Form

Requirement

25.1 Payoffs and

Payments -

Other

(Principal

Reduction,

Gifts or

Grants)

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/CLOSING_INFORM

ATION/CLOSING_ADJUS

TMENT_ITEMS/CLOSIN

G_ADJUSTMENT_ITEM/

EXTENSION/OTHER/CLO

SING_ADJUSTMENT_ITE

M_PAID_TO/LEGAL_EN

TITY/LEGAL_ENTITY_DE

TAIL

LEGAL_ENTITY_D

ETAIL


entity.


exists

For loans with a


Gift or Grant using

the Alternate Form.

16.023 1049.1 CFPB Form

Requirement

25.1 Payoffs and

Payments -

Other

(Principal

Reduction,

Gifts or

Grants)

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/CLOSING_INFORM

ATION/CLOSING_ADJUS

TMENT_ITEMS/CLOSIN

G_ADJUSTMENT_ITEM/

CLOSING_ADJUSTMENT


DUAL/NAME


entity.


exists



Gift or Grant using

the Alternate Form.

16.022 1050 CFPB Form

Requirement

25.1 Payoffs and

Payments -

Other

(Principal

Reduction,

Gifts or

Grants)

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/CLOSING_INFORM

ATION/CLOSING_ADJUS

TMENT_ITEMS/CLOSIN

G_ADJUSTMENT_ITEM/

CLOSING_ADJUSTMENT



DETAIL

LEGAL_ENTITY_D

ETAIL


entity.


exists



Gift or Grant using

the Alternate Form.


Data Point

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME



OAN/LOAN_DETAIL/EXT

ENSION/OTHER

OTHER SubordinateFinancingIsNe

wIndicator

When true indicates that subordinate financing is

being created simultaneously with the subject loan.

false

true

R


Data Point

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME

NT/DEAL_SETS/PARTIES

/PARTY/ROLES/ROLE/PA

RTY_ROLE_IDENTIFIERS

PARTY_ROLE_IDE

NTIFIER

PartyRoleIdentifier The unique identifier assigned to the party role. CR IF PartyRoleType =

"LoanDeliveryFilePreparer"

AND Exists

StrIng 50



September 27,2016

UCD Map


Data Point

MESSAGE/DOCUMENT_

SETS/DOCUMENT_SET/

DOCUMENTS/DOCUME

NT/DEAL_SETS/PARTIES

/PARTY/ROLES/ROLE/R

OLE_DETAIL




LoanDeliveryFilePreparer CR If exists Enumerated



September 27,2016

UCD Enumerations

Unique ID UCD Sort ID Closing Disclosure

Form Field ID

MISMO v3.3.0 Data Point Name UCD Supported Enumerations UCD Supported Enumerations Definitions

0.001 1 XML MISMOReferenceModelIdentifier 3.3.02990.011 4 XML DataVersionIdentifier UCD Delivery Specification 1.30.014 16 XML DocumentFormIssuingEntityNameType CFPB Consumer Financial Protection Bureau0.015 17 XML DocumentFormIssuingEntityVersionIdentifier 11-20-20130.020 6 XML EventType Other Denotes that the action type is other than the

ones listed above. When this option is selected, a

description of the action type must be provided in

the ActionTypeOtherDescription attribute.

0.021 7 XML EventTypeOtherDescription AppliedTamperEvidentSignature0.028 12 XML AboutVersionIdentifier Retrievable0.029 13 XML IdentifierOwnerURI http://www.mismo.org/residential/2009/SMARTDocProfile

0.030 14 XML DocumentType Other To be used with TypeOtherDescription data point

to describe a document not already on this list.

0.031 18 XML ActualSignatureType Digital0.031 18 XML ActualSignatureType Image0.031 18 XML ActualSignatureType Other0.031 18 XML ActualSignatureType Text0.031 18 XML ActualSignatureType Wet0.034 22 XML ObjectEncodingType Base64 Base64 encoding MUST follow IETF RFC 4648 as

documented in sections 3 and 4.0.039 27 GSE AutomatedUnderwritingSystemType Assetwise0.039 27 GSE AutomatedUnderwritingSystemType Capstone0.039 27 GSE AutomatedUnderwritingSystemType Clues0.039 27 GSE AutomatedUnderwritingSystemType DesktopUnderwriter0.039 27 GSE AutomatedUnderwritingSystemType ECS0.039 27 GSE AutomatedUnderwritingSystemType FHAScorecard0.039 27 GSE AutomatedUnderwritingSystemType LoanProspector0.039 27 GSE AutomatedUnderwritingSystemType Other0.039 27 GSE AutomatedUnderwritingSystemType Strategyware0.039 27 GSE AutomatedUnderwritingSystemType Zippy0.040 28 GSE AutomatedUnderwritingSystemTypeOtherDescription DecisionEngine Citibank

0.040 28 GSE AutomatedUnderwritingSystemTypeOtherDescription FirstMortgageCreditScore Citibank

0.040 28 GSE AutomatedUnderwritingSystemTypeOtherDescription GuaranteedUnderwritingSystem USDA Rural Development

0.043 30 GSE IdentifierOwnerURI https://www.uniformdataportal.com/VAMAuthUtility/login

.aspx0.044 31 GSE LoanManualUnderwritingIndicator false true


UCD Enumerations 241 of 316Document Version 1.5

September 27, 2016

UCD Enumerations

0.045 25 GSE LoanIdentifierType MERS_MIN0.046 15 DocumentTypeOtherDescription ClosingDisclosure:AlternateForm0.046 15 DocumentTypeOtherDescription ClosingDisclosure:BorrowerOnly0.046 15 DocumentTypeOtherDescription ClosingDisclosure:ModelForm0.046 15 DocumentTypeOtherDescription ClosingDisclosure:SellerOnly0.047 2 XML MISMOReferenceModelIdentifier 3.3.02990.050 11 XML MIMETypeIdentifier application/pdf0.051 24 XML DocumentSignatureRequiredIndicator false true0.053 1641 99999 PartyRoleType LoanDeliveryFilePreparer1.004 36 1.4 PartyRoleType ClosingAgent1.016 46 1.6 AssetType Annuity A fixed sum of money paid to someone each year

typically for the rest of their life.1.016 46 1.6 AssetType Automobile Car or similar personal transportation vehicle

disclosed as borrowers asset. Usually linked to

make or model and year. Typical valuation

method is market (blue book).1.016 46 1.6 AssetType Boat A vessel used for travel on water.1.016 46 1.6 AssetType Bond An interest-bearing certificate of debt with

maturity date. An obligation of issuing entity.

Typical valuation is face value (e.g., $1,000

denomination) & market (e.g., value of 4% bond

when yields are 6%).1.016 46 1.6 AssetType CertificateOfDepositTimeDeposit Certificates issued by financial institutions with a

stated term or interest rate, and with a set

maturity date. The bank pays the holder in due

course at maturity. Early withdrawal subject to

penalty. Considered liquid.1.016 46 1.6 AssetType LifeInsurance A life insurance policy with a value or investment

component. Details of amounts for each policy or

Accumulated investment cash value of life

insurance policy, net of any loans against that

amount. Detail of amounts for each policy.

1.016 46 1.6 AssetType MoneyMarketFund Mutual fund that allows individuals to participate

in managed investments in short-term debt

securities, such as certificates of deposit and

Treasury bills.1.016 46 1.6 AssetType MutualFund Financial entity that invests its shareholders funds

in stocks and bonds of other entities with the

objective of obtaining a return on its shareholders

investment.



September 27, 2016

UCD Enumerations

1.016 46 1.6 AssetType NetWorthOfBusinessOwned For a business owned by borrower, the amount

resulting from the calculation Assets minus

liabilities. Collected on the URLA in Section VI

(Assets - Net Worth of Business).1.016 46 1.6 AssetType Other1.016 46 1.6 AssetType PendingNetSaleProceedsFromRealEstateAssets Estimated net cash proceeds (sales price -

obligations) from anticipated sale of borrowers

real estate assets.1.016 46 1.6 AssetType RealEstateOwned Market value of real estate owned by the

borrower. Not the borrowers primary home.1.016 46 1.6 AssetType RecreationalVehicle A motor vehicle or trailer equipped with living

space and amenities used for recreational

purposes.1.016 46 1.6 AssetType RelocationMoney The funds that are being contributed by an outside

party to be added to the closing funds. The Asset

value is necessary for multiple borrowers, who

each may have their own credit.

1.016 46 1.6 AssetType RetirementFund 401Ks, IRAs, etc. controlled by borrower (vested)

valued at market.1.016 46 1.6 AssetType SaleOtherAssets The amount that will be applied to closing funds

from the sale of assets not otherwise identified.

1.016 46 1.6 AssetType SavingsAccount Interest-paying account with a financial institution

whose main purpose is to earn interest on owners

funds held therein. This is NOT a demand deposit

account.1.016 46 1.6 AssetType SavingsBond A nontransferable registered bond issued by the

U.S. government.1.016 46 1.6 AssetType SecuredBorrowedFundsNotDeposited Proceeds from a loan secured by borrowers

assets, which have not yet been deposited to

borrowers accounts or included with other assets

disclosed. Considered liquid. Collected on the

URLA in Section VI (Assets - Other Assets).

1.016 46 1.6 AssetType SeverancePackage A bundle of pay and benefits offered to an

employee upon separation from employment.1.016 46 1.6 AssetType Stock Financial instrument evidencing an ownership

interest in entity that issued the stock. Typical

valuation method is Market.



September 27, 2016

UCD Enumerations

1.016 46 1.6 AssetType TrustAccount Fiduciary relationship where legal title to a

property is transferred to a trustee with the

intention the property be administered by the

trustee for benefit of the beneficiary, who holds

equitable title to such property.1.018 52 GSE PropertyValuationMethodType AutomatedValuationModel1.018 52 GSE PropertyValuationMethodType DesktopAppraisal This appraisal valuation is commonly used for

refinancing, home equity loans, and home equity

lines of credit. The appraiser determines the value

of the property through public records, tax

assessments and comparable sales history.

1.018 52 GSE PropertyValuationMethodType DriveBy1.018 52 GSE PropertyValuationMethodType FullAppraisal1.018 52 GSE PropertyValuationMethodType None1.018 52 GSE PropertyValuationMethodType Other1.018 52 GSE PropertyValuationMethodType PriorAppraisalUsed1.020 40 1.6 AddressUnitDesignatorType Apartment1.020 40 1.6 AddressUnitDesignatorType Basement1.020 40 1.6 AddressUnitDesignatorType Building1.020 40 1.6 AddressUnitDesignatorType Condo1.020 40 1.6 AddressUnitDesignatorType Department1.020 40 1.6 AddressUnitDesignatorType Floor1.020 40 1.6 AddressUnitDesignatorType Front1.020 40 1.6 AddressUnitDesignatorType Hanger1.020 40 1.6 AddressUnitDesignatorType Key1.020 40 1.6 AddressUnitDesignatorType Lobby1.020 40 1.6 AddressUnitDesignatorType Lot1.020 40 1.6 AddressUnitDesignatorType Lower1.020 40 1.6 AddressUnitDesignatorType Office1.020 40 1.6 AddressUnitDesignatorType Penthouse1.020 40 1.6 AddressUnitDesignatorType Pier1.020 40 1.6 AddressUnitDesignatorType Rear1.020 40 1.6 AddressUnitDesignatorType Room1.020 40 1.6 AddressUnitDesignatorType Side1.020 40 1.6 AddressUnitDesignatorType Space1.020 40 1.6 AddressUnitDesignatorType Stop1.020 40 1.6 AddressUnitDesignatorType Suite1.020 40 1.6 AddressUnitDesignatorType Trailer1.020 40 1.6 AddressUnitDesignatorType Unit1.020 40 1.6 AddressUnitDesignatorType Upper1.025 50 1.7 PersonalPropertyIncludedIndicator false true1.026 48 1.7 LoanPurposeType Purchase A loan made in association with the original

purchase of a piece of property.



September 27, 2016

UCD Enumerations

1.026 48 1.7 LoanPurposeType Refinance The repayment of a debt from proceeds of a new

loan using the same property as security or a

mortgage secured by a property previously owned

free and clear by the Borrower.2.001 57 2.1 PartyRoleType Borrower2.001 57 2.1 PartyRoleType NonTitleSpouse2.001 57 2.1 PartyRoleType Other2.001 57 2.1 PartyRoleType TitleHolder2.002 63 2.1 AddressType Mailing2.014 71 2.2 PartyRoleType PropertySeller2.015 77 2.2 AddressType Mailing2.027 85 2.3 PartyRoleType NotePayTo2.029 65 2.1 AddressUnitDesignatorType Apartment2.029 65 2.1 AddressUnitDesignatorType Basement2.029 65 2.1 AddressUnitDesignatorType Building2.029 65 2.1 AddressUnitDesignatorType Condo2.029 65 2.1 AddressUnitDesignatorType Department2.029 65 2.1 AddressUnitDesignatorType Floor2.029 65 2.1 AddressUnitDesignatorType Front2.029 65 2.1 AddressUnitDesignatorType Hanger2.029 65 2.1 AddressUnitDesignatorType Key2.029 65 2.1 AddressUnitDesignatorType Lobby2.029 65 2.1 AddressUnitDesignatorType Lot2.029 65 2.1 AddressUnitDesignatorType Lower2.029 65 2.1 AddressUnitDesignatorType Office2.029 65 2.1 AddressUnitDesignatorType Penthouse2.029 65 2.1 AddressUnitDesignatorType Pier2.029 65 2.1 AddressUnitDesignatorType Rear2.029 65 2.1 AddressUnitDesignatorType Room2.029 65 2.1 AddressUnitDesignatorType Side2.029 65 2.1 AddressUnitDesignatorType Space2.029 65 2.1 AddressUnitDesignatorType Stop2.029 65 2.1 AddressUnitDesignatorType Suite2.029 65 2.1 AddressUnitDesignatorType Trailer2.029 65 2.1 AddressUnitDesignatorType Unit2.029 65 2.1 AddressUnitDesignatorType Upper2.030 79 2.2 AddressUnitDesignatorType Apartment2.030 79 2.2 AddressUnitDesignatorType Basement2.030 79 2.2 AddressUnitDesignatorType Building2.030 79 2.2 AddressUnitDesignatorType Condo2.030 79 2.2 AddressUnitDesignatorType Department2.030 79 2.2 AddressUnitDesignatorType Floor2.030 79 2.2 AddressUnitDesignatorType Front2.030 79 2.2 AddressUnitDesignatorType Hanger2.030 79 2.2 AddressUnitDesignatorType Key



September 27, 2016

UCD Enumerations

2.030 79 2.2 AddressUnitDesignatorType Lobby2.030 79 2.2 AddressUnitDesignatorType Lot2.030 79 2.2 AddressUnitDesignatorType Lower2.030 79 2.2 AddressUnitDesignatorType Office2.030 79 2.2 AddressUnitDesignatorType Penthouse2.030 79 2.2 AddressUnitDesignatorType Pier2.030 79 2.2 AddressUnitDesignatorType Rear2.030 79 2.2 AddressUnitDesignatorType Room2.030 79 2.2 AddressUnitDesignatorType Side2.030 79 2.2 AddressUnitDesignatorType Space2.030 79 2.2 AddressUnitDesignatorType Stop2.030 79 2.2 AddressUnitDesignatorType Suite2.030 79 2.2 AddressUnitDesignatorType Trailer2.030 79 2.2 AddressUnitDesignatorType Unit2.030 79 2.2 AddressUnitDesignatorType Upper2.031 57 2.1 PartyRoleTypeOtherDescription NonTitleNonSpouseOwnershipInterest3.002 89 3.1 LoanMaturityPeriodType Month3.003 96 3.2 LoanPurposeType Purchase A loan made in association with the original

purchase of a piece of property.3.003 96 3.2 LoanPurposeType Refinance The repayment of a debt from proceeds of a new



free and clear by the Borrower.3.006 98 3.2 ConstructionLoanIndicator false true3.009 103 3.4 MortgageType Conventional Mortgage financing which is not insured or

guaranteed by a government agency.3.009 103 3.4 MortgageType FHA A loan originated in accordance with the

guidelines of HUDâ€™s Federal Housing

Administration, a federal agency that provides

mortgage insurance on single-family, multifamily,

manufactured homes and hospital loans made by

FHA-approved lenders throughout the United

States and its territories3.009 103 3.4 MortgageType LocalAgency A loan originated in accordance with the

guidelines of an agency governed by a municipal

jurisdiction.3.009 103 3.4 MortgageType Other3.009 103 3.4 MortgageType PublicAndIndianHousing A loan originated in accordance with the

guidelines of HUDâ€™s Office of Native American

Programs, which provides safe and affordable

housing for lower-income Native American, Alaska

Native and Native Hawaiian families.



September 27, 2016

UCD Enumerations

3.009 103 3.4 MortgageType StateAgency A loan originated in accordance with the

guidelines of an agency governed by a state

jurisdiction.3.009 103 3.4 MortgageType USDARuralDevelopment A loan originated in accordance with the

guidelines of the USDA Rural Development

Agencyâ€™s Housing and Community Facilities

Program, which provides funding for single family

homes in rural communities.3.009 103 3.4 MortgageType VA A loan originated in accordance with the

guidelines of the Department of Veterans

Affairsâ€™ Loan Guaranty Home Loan Program,

which guarantees loans made by private lenders,

such as banks, savings & loans, or mortgage

companies to eligible veterans for the purchase of

a home which must be for their own personal

occupancy.3.012 105 3.5 LoanIdentifierType LenderLoan The identifier assigned by the originating Lender

to be referenced as the Loan ID/Number on all

settlement documents, notes, riders, etc.

3.015 111 3.6 LoanIdentifierType AgencyCase An identifier assigned by a government agency

(for example FHA Case Number, VA Case Number).

The identifier is used by the agency to identify a

loan.3.016 113 GSE LienPriorityType FirstLien A mortgage that gives the mortgagee a security

right over all other mortgages of the mortgaged

property.3.016 113 GSE LienPriorityType FourthLien3.016 113 GSE LienPriorityType SecondLien3.016 113 GSE LienPriorityType ThirdLien3.017 107 GSE MICompanyNameType CMG3.017 107 GSE MICompanyNameType Essent3.017 107 GSE MICompanyNameType Genworth3.017 107 GSE MICompanyNameType MGIC3.017 107 GSE MICompanyNameType NationalMI National Mortgage Insurance3.017 107 GSE MICompanyNameType Other3.017 107 GSE MICompanyNameType PMI3.017 107 GSE MICompanyNameType Radian3.017 107 GSE MICompanyNameType RMIC3.017 107 GSE MICompanyNameType Triad3.017 107 GSE MICompanyNameType UGI



September 27, 2016

UCD Enumerations

3.021 99 3.2 ConstructionLoanType ConstructionOnly A short term, interim loan for financing the cost of

construction. The lender advances funds to the

builder at periodic intervals as work progresses.

3.021 99 3.2 ConstructionLoanType ConstructionToPermanent The subject loan will be used for construction

financing and then be converted to permanent

financing.3.024 97 3.2 IntegratedDisclosureHomeEquityLoanIndicator false true3.025 102 3.3 AmortizationType AdjustableRate A mortgage that allows the lender to adjust the

interest rate in accordance with a specified index

periodically.3.025 102 3.3 AmortizationType Fixed A mortgage in which the interest rate and

payments remain the same for the life of the loan.

3.025 102 3.3 AmortizationType GEM3.025 102 3.3 AmortizationType GPM GPM - (Graduated Payment Mortgage) A type of

flexible payment mortgage where the payments

increase for a specified period of time and then

level off. Usually involves negative amortization.

3.025 102 3.3 AmortizationType GraduatedPaymentARM Periodic payments/rate changes with additional

specified principal and interest changes as

documented in the Security Instruments.

3.025 102 3.3 AmortizationType Step Fixed periodic payment/rate changes without

subsidy or negative amortization.3.027 881 GSE AbilityToRepayMethodType Exempt A loan that is exempt from Regulation Z Ability-to-

Repay requirements.3.027 881 GSE AbilityToRepayMethodType General A loan made subject to Regulation Z general

Ability-to-Repay standards.3.028 882 GSE AbilityToRepayExemptionReasonType LoanProgram Indicates that transaction is exempt from

Regulation Z ability-to-repay requirements

because the loan program is exempt from

requirements.3.028 882 GSE AbilityToRepayExemptionReasonType PropertyUsage Indicates that transaction is exempt from

Regulation Z ability-to-repay requirements

because the occupancy type for the property is

exempt from requirements.3.032 109 3.6 MIRequiredIndicator false true3.033 91 3.1 ConstructionLoanIndicator false true3.034 92 3.1 ConstructionLoanType ConstructionOnly A short term, interim loan for financing the cost of

construction. The lender advances funds to the

builder at periodic intervals as work progresses.



September 27, 2016

UCD Enumerations

3.034 92 3.1 ConstructionLoanType ConstructionToPermanent The subject loan will be used for construction

financing and then be converted to permanent

financing.3.035 88 3.1 LoanPurposeType Purchase A loan made in association with the original

purchase of a piece of property.3.035 88 3.1 LoanPurposeType Refinance The repayment of a debt from proceeds of a new



free and clear by the Borrower.3.036 100 GSE RefinanceSameLenderIndicator false true4.002 119 4.1.2 LoanAmountIncreaseIndicator false true4.004 121 4.1.3 NegativeAmortizationType PotentialNegativeAmortization4.004 121 4.1.3 NegativeAmortizationType ScheduledNegativeAmortization4.007 133 4.2.2 InterestRateIncreaseIndicator false true4.010 136 4.2.3 AdjustmentRuleType First4.014 142 4.3 PaymentFrequencyType Annual4.014 142 4.3 PaymentFrequencyType AtMaturity Payment one time at maturity4.014 142 4.3 PaymentFrequencyType Biweekly4.014 142 4.3 PaymentFrequencyType Monthly4.014 142 4.3 PaymentFrequencyType Quarterly4.014 142 4.3 PaymentFrequencyType Semiannual Payment every six months4.014 142 4.3 PaymentFrequencyType Semimonthly Payment twice a month4.014 142 4.3 PaymentFrequencyType Weekly4.017 145 4.3.2 PaymentIncreaseIndicator false true4.019 146 4.3.3 InterestOnlyIndicator false true4.020 148 4.3.3 AdjustmentRuleType First4.026 155 4.4.2 PrepaymentPenaltyIndicator false true4.029 160 4.5.2 BalloonIndicator false true4.032 161 4.5.3 LoanMaturityPeriodType Month4.033 120 4.1.3 NegativeAmortizationIndicator false true4.048 128 4.2.1 BuydownTemporarySubsidyFundingIndicator false true4.051 122 4.1.3 LoanNegativeAmortizationResolutionType NoMoreNegativeAmortizationAllowed4.051 122 4.1.3 LoanNegativeAmortizationResolutionType Other4.051 122 4.1.3 LoanNegativeAmortizationResolutionType PaymentRecastToFullyAmortizingTermRemainsTheSame Recalculate the principal and interest payment to

fully amortize the loan over the remaining term.

4.051 122 4.1.3 LoanNegativeAmortizationResolutionType PayoffDifference Borrower pays the amount by which the loan has

negatively amortized.4.051 122 4.1.3 LoanNegativeAmortizationResolutionType TermExtendedAndPaymentRecastToFullyAmortizing Modify the term of the mortgage and recalculate

the fully amortizing mortgage over the newly

extended remaining term.4.051 122 4.1.3 LoanNegativeAmortizationResolutionType TermExtendedPaymentRemainsTheSame Extend the term as needed to fully amortize the

loan up to the maximum allowed stated term on

the note.



September 27, 2016

UCD Enumerations

5.002 172 5.1.1 ProjectedPaymentCalculationPeriodTermType Yearly5.003 171 5.1.1 SequenceNumber 15.009 187 5.5 PaymentFrequencyType Annual5.009 187 5.5 PaymentFrequencyType AtMaturity Payment one time at maturity5.009 187 5.5 PaymentFrequencyType Biweekly5.009 187 5.5 PaymentFrequencyType Monthly5.009 187 5.5 PaymentFrequencyType Quarterly5.009 187 5.5 PaymentFrequencyType Semiannual Payment every six months5.009 187 5.5 PaymentFrequencyType Semimonthly Payment twice a month5.009 187 5.5 PaymentFrequencyType Weekly5.038 210 5.6.3 ProjectedPaymentEstimatedTaxesInsuranceAssessmentC

omponentType

PropertyTaxes Property taxes in aggregate levied by all

authorities in which the subject property is

located.5.045 211 5.6.3 ProjectedPaymentEscrowedType Escrowed5.045 211 5.6.3 ProjectedPaymentEscrowedType NotEscrowed5.057 178 5.2.3 InterestOnlyIndicator false true5.065 209 5.6.2 PaymentFrequencyType Annual5.065 209 5.6.2 PaymentFrequencyType AtMaturity Payment one time at maturity5.065 209 5.6.2 PaymentFrequencyType Biweekly5.065 209 5.6.2 PaymentFrequencyType Monthly5.065 209 5.6.2 PaymentFrequencyType Quarterly5.065 209 5.6.2 PaymentFrequencyType Semiannual Payment every six months5.065 209 5.6.2 PaymentFrequencyType Semimonthly Payment twice a month5.065 209 5.6.2 PaymentFrequencyType Weekly5.066 212 5.6.4 ProjectedPaymentEstimatedTaxesInsuranceAssessmentC

omponentType

HomeownersInsurance Periodic amount paid for coverage against losses

or damage to the insured subject property from

hazards such as fire, theft or other named perils.

May also cover personal property and/or include

riders providing supplemental coverage, e.g.

windstorm, hurricanes, or other named causes.

5.067 213 5.6.4 ProjectedPaymentEscrowedType Escrowed5.067 213 5.6.4 ProjectedPaymentEscrowedType NotEscrowed5.068 214 5.6.5 ProjectedPaymentEstimatedTaxesInsuranceAssessmentC

omponentType

CondominiumAssociationDues Fee payable to condominium association in which

the subject property is located, which is intended

to pay electricity bills for street lights, landscaping,

and insurance, maintenance and repairs to

community facilities like clubhouses, pools, and

exercise rooms and may also cover the salaries of

condominium association employees and/or third

party management fees.



September 27, 2016

UCD Enumerations

5.068 214 5.6.5 ProjectedPaymentEstimatedTaxesInsuranceAssessmentC

omponentType

CondominiumAssociationSpecialAssessment Fee payable to condominium association in which

the subject property is located for capital

improvements, repairs, utility service upgrades,

etc. that are assessed in addition to the regularly

occurring condominium dues.5.068 214 5.6.5 ProjectedPaymentEstimatedTaxesInsuranceAssessmentC

omponentType

CooperativeAssociationDues Fee payable to cooperative in which the subject

property is located, which is intended to pay

common utilities, landscaping, and insurance,

maintenance and repairs to cooperative facilities

and may also cover the salaries of cooperative

employees and/or third party management fees.


omponentType

CooperativeAssociationSpecialAssessment Fee payable to cooperative association by the unit

owners which is in addition to the regularly

occurring maintenance fees for a specific project

or outstanding debt that was not part of the

annual budget/assessment. The special

assessment is against all unit owners and requires

them to pay their fractional interest of the money

being requested. The payment of the special

assessment is divided by each unit ownerâ€™s

interest. The amount may be requested

immediately from each unit owner or may be

broken into installments depending on how they

have decided to handle it.


omponentType

GroundRent A sum paid for land lease by the owner of a

building to the owner of the land on which it is

located for state, territory, tribal or other land not

pursuant to a leasehold.5.068 214 5.6.5 ProjectedPaymentEstimatedTaxesInsuranceAssessmentC

omponentType

HomeownersAssociationDues Fee payable by homeowners to homeowners or

neighborhood association within which the

subject property is located, which is intended to

pay for the daily operation of the association and

may include but is not limited to items such as

electricity bills for street lights, landscaping, and

maintenance and repairs to community facilities

like clubhouses, pools, and exercise rooms and

may also cover insurance on community assets,

the salaries of HOA employees or third party

management fees.



September 27, 2016

UCD Enumerations


omponentType

HomeownersAssociationSpecialAssessment Fee payable by homeowners to homeowners or

neighborhood association in which the subject

property is located for items such as capital

improvements, utility service upgrades, etc., that

may be assessed in addition to the regularly

occurring association dues.5.068 214 5.6.5 ProjectedPaymentEstimatedTaxesInsuranceAssessmentC

omponentType

LeaseholdPayment An amount of periodic payment due pursuant to a

leasehold agreement.5.068 214 5.6.5 ProjectedPaymentEstimatedTaxesInsuranceAssessmentC

omponentType

Other

5.070 216 5.6.5 ProjectedPaymentEscrowedType Escrowed5.070 216 5.6.5 ProjectedPaymentEscrowedType NotEscrowed5.071 190 5.1.2 | 5.1.3 | 5.1.4 SequenceNumber 25.071 190 5.1.2 | 5.1.3 | 5.1.4 SequenceNumber 35.071 190 5.1.2 | 5.1.3 | 5.1.4 SequenceNumber 45.072 191 5.1.2 | 5.1.3 | 5.1.4 ProjectedPaymentCalculationPeriodTermType Other5.072 191 5.1.2 | 5.1.3 | 5.1.4 ProjectedPaymentCalculationPeriodTermType Yearly5.084 204 5.5 PaymentFrequencyType Annual5.084 204 5.5 PaymentFrequencyType AtMaturity Payment one time at maturity5.084 204 5.5 PaymentFrequencyType Biweekly5.084 204 5.5 PaymentFrequencyType Monthly5.084 204 5.5 PaymentFrequencyType Quarterly5.084 204 5.5 PaymentFrequencyType Semiannual Payment every six months5.084 204 5.5 PaymentFrequencyType Semimonthly Payment twice a month5.084 204 5.5 PaymentFrequencyType Weekly5.091 168 5.1 LoanNegativeAmortizationResolutionType NoMoreNegativeAmortizationAllowed5.091 168 5.1 LoanNegativeAmortizationResolutionType Other5.091 168 5.1 LoanNegativeAmortizationResolutionType PaymentRecastToFullyAmortizingTermRemainsTheSame Recalculate the principal and interest payment to

fully amortize the loan over the remaining term.

5.091 168 5.1 LoanNegativeAmortizationResolutionType PayoffDifference Borrower pays the amount by which the loan has

negatively amortized.5.091 168 5.1 LoanNegativeAmortizationResolutionType TermExtendedAndPaymentRecastToFullyAmortizing Modify the term of the mortgage and recalculate

the fully amortizing mortgage over the newly

extended remaining term.5.091 168 5.1 LoanNegativeAmortizationResolutionType TermExtendedPaymentRemainsTheSame Extend the term as needed to fully amortize the

loan up to the maximum allowed stated term on

the note.5.092 184 5.4 EscrowIndicator false true5.094 180 5.3 MIRequiredIndicator false true5.101 198 5.3 MIRequiredIndicator false true5.104 191 5.1.2 | 5.1.3 | 5.1.4 ProjectedPaymentCalculationPeriodTermTypeOtherDesc

ription

FinalPayment

6.003 219 6.1.1 IntegratedDisclosureSectionType TotalClosingCosts



September 27, 2016

UCD Enumerations

6.006 221 6.1.2 IntegratedDisclosureSectionType TotalLoanCosts6.009 223 6.1.3 IntegratedDisclosureSectionType TotalOtherCosts6.014 225 6.1.4 IntegratedDisclosureSubsectionType LenderCredits7.001 232 7.1 IntegratedDisclosureSectionType OriginationCharges7.003 235 7.2 IntegratedDisclosureSectionType OriginationCharges7.004 236 7.2 FeeType LoanDiscountPoints A form of pre-paid interest, equaling a percentage

of the loan amount, paid to reduce the interest

rate on a mortgage for the life of the loan.

7.007 240 7.2.1 FeePercentBasisType OriginalLoanAmount7.008 245 7.2.2 | 7.2.3 | 7.2.4 |

7.2.5 | 7.2.6

FeePaymentPaidByType Buyer

7.008 245 7.2.2 | 7.2.3 | 7.2.4 |

7.2.5 | 7.2.6

FeePaymentPaidByType Lender

7.008 245 7.2.2 | 7.2.3 | 7.2.4 |

7.2.5 | 7.2.6

FeePaymentPaidByType Seller

7.008 245 7.2.2 | 7.2.3 | 7.2.4 |

7.2.5 | 7.2.6

FeePaymentPaidByType ThirdParty

7.009 246 7.2.2 | 7.2.3 | 7.2.4 |

7.2.5 | 7.2.6

FeePaymentPaidOutsideOfClosingIndicator false true

7.023 260 7.4 IntegratedDisclosureSectionType ServicesBorrowerDidNotShopFor7.025 262 7.5 IntegratedDisclosureSectionType ServicesBorrowerDidNotShopFor7.026 263 7.5 FeeType 203KArchitecturalAndEngineeringFee7.026 263 7.5 FeeType 203KConsultantFee7.026 263 7.5 FeeType 203KInspectionFee7.026 263 7.5 FeeType 203KPermits7.026 263 7.5 FeeType 203KTitleUpdate7.026 263 7.5 FeeType ApplicationFee Fee paid to broker or lender to receive loan

application for mortgage financing7.026 263 7.5 FeeType AppraisalDeskReviewFee Fee paid for a professional review of an appraisal,

performed in an office setting without visual

inspection of the actual premises of the subject

property or the comparable properties cited in the

appraisal report.

7.026 263 7.5 FeeType AppraisalFee Fee paid to an appraiser for preparation of an

independent, impartial, and objective opinion of

value of the subject property, expressed in

numerical and descriptive terms.7.026 263 7.5 FeeType AppraisalFieldReviewFee Fee charged for performing an appraisal review in

the field â€“ actually inspecting the property and

comparable properties.



September 27, 2016

UCD Enumerations

7.026 263 7.5 FeeType AppraisalManagementCompanyFee Fee paid to an external third party for coordinating

assignment of qualified appraisers and supervising

appraisers' work in completing opinion(s) of value.

7.026 263 7.5 FeeType AsbestosInspectionFee Fee for an inspection and/or testing for the

presence of asbestos within a building.7.026 263 7.5 FeeType AssumptionFee Fee paid for processing, approving and facilitating

the assumption of an existing mortgage secured

by the subject property to new borrower(s).

7.026 263 7.5 FeeType AutomatedUnderwritingFee Fee for use of an automated underwriting tool or

system that assists the mortgage broker,

correspondent lender, lender or lender's agent in

making a decision to approve, deny or

counteroffer a loan application submitted by the

borrower(s).7.026 263 7.5 FeeType AVMFee Fee paid for preparation of an automated

estimate of value of the subject property,

expressed in numerical and possibly descriptive

terms.7.026 263 7.5 FeeType BondFee Fee paid to a state or local housing agency to

participate in a special lending program.7.026 263 7.5 FeeType CertificationFee Fee charged to prepare and submit to the Home

Ownerâ€™s, Condominium, or Co-Op Association

Certification for the property securing the loan.

7.026 263 7.5 FeeType CopyOrFaxFee Fee for copies of documents and/or costs of faxes

sent and/or received in conjunction with the loan

application, loan processing or loan closing.

7.026 263 7.5 FeeType CourierFee Fee for delivery of loan application, loan

processing and/or loan closing documents.7.026 263 7.5 FeeType CreditReportFee Fee for the credit report(s) used in assessing credit

risk.7.026 263 7.5 FeeType DisasterInspectionFee Fee for a report that documents the condition of

the property after a localized disaster.7.026 263 7.5 FeeType DocumentPreparationFee Fee required by the Lender, title company and/or

settlement agent for preparation of closing

documents.7.026 263 7.5 FeeType DryWallInspectionFee A fee that pertain to the inspection of the drywall

within a building.7.026 263 7.5 FeeType ElectricalInspectionFee A fee that pertain to the inspection of the

electrical system within a building.



September 27, 2016

UCD Enumerations

7.026 263 7.5 FeeType ElectronicDocumentDeliveryFee Fee for transmitting or receiving documents in

conjunction with loan application, loan processing

and/or loan closing by electronic means.

7.026 263 7.5 FeeType EnvironmentalInspectionFee A fee that pertain to the inspection of the

Environmental aspects within a building.7.026 263 7.5 FeeType EscrowServiceFee Fee to set up and service the escrow account for

the loan.7.026 263 7.5 FeeType EscrowWaiverFee Fee imposed for waiving the requirement for an

escrow account to be established which would,

had it been established, been held in reserve to

pay periodic payments for homeowners insurance,

property taxes and other recurring costs.

7.026 263 7.5 FeeType FilingFee Fee paid when submitting a document to the clerk

of a court for the court's immediate consideration

and for storage in the court's files.

7.026 263 7.5 FeeType FloodCertification Fee paid to obtain a certificate that verifies the

flood zone, or special flood hazard area, status of

a structure on a given property.7.026 263 7.5 FeeType FoundationInspectionFee A fee that pertain to the inspection of the

foundation of a building.7.026 263 7.5 FeeType HeatingCoolingInspectionFee A fee charged for an inspection of the adequacy

and safety of the heating and cooling systems for

the subject property.7.026 263 7.5 FeeType HighCostMortgageCounselingFee A fee charged by a counselor or counseling

organization for providing counseling regarding

high-cost mortgages.7.026 263 7.5 FeeType HomeInspectionFee Fee for inspection of subject property by

professional (other than an appraiser) for an

examination of the condition of a home. Items

inspected may include but are not limited to

electrical, plumbing, sewage disposal, HVAC

systems, roof, foundation, permanently installed

appliances, drainage and grading, exterior finishes,

decks, porches, attics, basements, insulation,

smoke and fire detectors, and ventilation.

7.026 263 7.5 FeeType LeadInspectionFee Identifies that the fee type being requested is for

testing of the existence of Lead.7.026 263 7.5 FeeType LendersAttorneyFee Fee for services provided by attorney or law firm

representing or performing services on behalf of

the lender.



September 27, 2016

UCD Enumerations

7.026 263 7.5 FeeType ManualUnderwritingFee Fee paid to mortgage broker, correspondent

lender, lender or lender's agent to manually

review loan processing documents, appraisal and

disclosures and make a decision to approve the

loan application.7.026 263 7.5 FeeType MERSRegistrationFee Fee charged for registering/transferring the loan

onto the Mortgage Electronic Registration System.

7.026 263 7.5 FeeType MIUpfrontPremium7.026 263 7.5 FeeType MoldInspectionFee Identifies that the fee type being requested is for

testing for the existence of mold. This Can be both

Airborne and surface and will need to identify the

number of samples to be taken for each.

7.026 263 7.5 FeeType NotaryFee7.026 263 7.5 FeeType Other7.026 263 7.5 FeeType PestInspectionFee7.026 263 7.5 FeeType PlumbingInspectionFee A fee charged to conduct an inspection of the

plumbing system within a building.7.026 263 7.5 FeeType PowerOfAttorneyPreparationFee A fee charged to create and review documents

necessary to execute a Power of Attorney.7.026 263 7.5 FeeType PowerOfAttorneyRecordingFee Fee assessed by a government authority to record

and index a Power of Attorney as required under

State or local law. Recording fees are assessed

based on the type of document to be recorded or

its physical characteristics, such as the number of

pages. Unlike transfer taxes, recording fees are

not based on the sales price of the property or

loan amount.

7.026 263 7.5 FeeType PreclosingVerificationControlFee Fee to reimburse lender or mortgage broker for

performing certain quality control or verification

activities and/or using automated fraud detection

tools, which may include identity verification,

Social Security number or Individual Tax

Identification Number validation, employment

and/or income validation, Federal Income Tax

return validation, etc.

7.026 263 7.5 FeeType ProcessingFee Fee charged by lender, mortgage broker or

correspondent lender for processing of loan

application.



September 27, 2016

UCD Enumerations

7.026 263 7.5 FeeType PropertyInspectionWaiverFee Fee charged for waiving the requirement of a

physical inspection of the subject property and

preparation of an appraisal.7.026 263 7.5 FeeType PropertyTaxStatusResearchFee Fee paid to a firm or individual who verifies the

status of unpaid property taxes on the subject

property and/or provides continuous monitoring

of the tax status on behalf of the lender of record.

7.026 263 7.5 FeeType RadonInspectionFee Identifies that the fee type being requested is for

testing the Level of Radon emissions in a

residence.7.026 263 7.5 FeeType ReinspectionFee Fee for reinspection of the subject property after

completion of construction, repairs or

improvements.7.026 263 7.5 FeeType RoofInspectionFee Identifies that the fee type being requested is for

an detailed inspection of the roof.7.026 263 7.5 FeeType SepticInspectionFee Identifies that the fee type being requested is for

testing the operation of an installed septic system.

7.026 263 7.5 FeeType SettlementFee Fee paid for settlement service provider to

conduct the loan settlement and/or real estate

closing transaction.7.026 263 7.5 FeeType SmokeDetectorInspectionFee Identifies that the fee type being requested is for

inspection of Smoke Detectors.7.026 263 7.5 FeeType StructuralInspectionFee A fee charged to perform an inspection and

generate a report as to the structural integrity of a

building.7.026 263 7.5 FeeType SubordinationFee Fee paid to a holder of a lien secured by the

subject property to subordinate its lien position to

the new first lien.7.026 263 7.5 FeeType SurveyFee Fee paid to a professional surveyor to perform an

inspection of the physical boundaries of the land

pertaining to the subject property and to prepare

a drawing and description of the boundaries,

improvements (such as buildings, fences, pools,

etc.) and any encroachments and/or easements

on the land.7.026 263 7.5 FeeType TemporaryBuydownAdministrationFee Fee paid to lender or lender's agent to administer

a temporary buydown.7.026 263 7.5 FeeType TitleClosingFee Fee paid to title company for conducting the loan

closing on the subject transaction.



September 27, 2016

UCD Enumerations

7.026 263 7.5 FeeType TitleClosingProtectionLetterFee Fee charged for a statement or document issued

by title insurance underwriters that sets forth the

responsibility for negligence of an underwriter,

fraud and errors in closings performed by the

agents of the underwriter and approved

attorneys.7.026 263 7.5 FeeType TitleDocumentPreparationFee Fee paid to title company for preparation of

documents for the loan closing, deed transfer and

other documents needed to perfect the mortgage

lien and complete ownership transfer of the

subject property.7.026 263 7.5 FeeType TitleEndorsementFee Fee paid to title company for preparation of any

necessary endorsements to the title policy/policies

issued pertaining to the subject transaction.

7.026 263 7.5 FeeType TitleExaminationFee Fee paid to title company for conducting title

search and preparing title abstract on subject

property.7.026 263 7.5 FeeType TitleInsuranceBinderFee Fee paid to title company for preparation of the

title binder (title commitment).7.026 263 7.5 FeeType TitleLendersCoveragePremium Fee paid to title company for issuance of lender's

title insurance policy that indemnifies the lender in

the event that clear ownership of property is

challenged by the discovery of faults in the title.

7.026 263 7.5 FeeType TitleNotaryFee Fee paid to the title company for the performance

of notary services.7.026 263 7.5 FeeType TitleUnderwritingIssueResolutionFee Fee paid to title company for research and

resolution of title issues.7.026 263 7.5 FeeType USDARuralDevelopmentGuaranteeFee7.026 263 7.5 FeeType VAFundingFee7.026 263 7.5 FeeType VerificationOfAssetsFee Fee paid for verification of assets disclosed by the

borrower on the loan application.7.026 263 7.5 FeeType VerificationOfEmploymentFee Fee paid for verification of employment disclosed

by the borrower on the loan application.

7.026 263 7.5 FeeType VerificationOfIncomeFee Fee paid for verification of income disclosed by

the borrower on the loan application.7.026 263 7.5 FeeType VerificationOfResidencyStatusFee Fee paid for verification of residency status

disclosed by the borrower on the loan application.



September 27, 2016

UCD Enumerations

7.026 263 7.5 FeeType VerificationOfTaxpayerIdentificationFee Fee paid for verification of Social Security number

or Individual Tax Identification number disclosed


7.026 263 7.5 FeeType VerificationOfTaxReturnFee Fee paid for verification of financial information

reported by the borrower on the tax returns

provided in conjunction with the loan application.

7.026 263 7.5 FeeType WaterTestingFee Identifies that the fee type being requested is for

testing the Water Quality.7.026 263 7.5 FeeType WellInspectionFee Identifies that the fee type being requested is for a

well inspection.7.026 263 7.5 FeeType WireTransferFee Fee for wiring funds in connection with the loan.

7.029 270 7.5.2 | 7.5.3 | 7.5.4 |

7.5.5 | 7.5.6


7.029 270 7.5.2 | 7.5.3 | 7.5.4 |

7.5.5 | 7.5.6


7.029 270 7.5.2 | 7.5.3 | 7.5.4 |

7.5.5 | 7.5.6


7.029 270 7.5.2 | 7.5.3 | 7.5.4 |

7.5.5 | 7.5.6


7.030 271 7.5.2 | 7.5.3 | 7.5.4 |

7.5.5 | 7.5.6


7.043 274 7.6 IntegratedDisclosureSectionType ServicesBorrowerDidShopFor7.045 276 7.7 IntegratedDisclosureSectionType ServicesBorrowerDidShopFor7.046 277 7.7 FeeType 203KArchitecturalAndEngineeringFee7.046 277 7.7 FeeType 203KConsultantFee7.046 277 7.7 FeeType 203KInspectionFee7.046 277 7.7 FeeType 203KPermits7.046 277 7.7 FeeType 203KTitleUpdate7.046 277 7.7 FeeType ApplicationFee7.046 277 7.7 FeeType AppraisalDeskReviewFee7.046 277 7.7 FeeType AppraisalFee7.046 277 7.7 FeeType AppraisalFieldReviewFee7.046 277 7.7 FeeType AppraisalManagementCompanyFee7.046 277 7.7 FeeType AsbestosInspectionFee Fee for an inspection and/or testing for the

presence of asbestos within a building.7.046 277 7.7 FeeType AssumptionFee Fee paid for processing, approving and facilitating



7.046 277 7.7 FeeType AutomatedUnderwritingFee7.046 277 7.7 FeeType AVMFee



September 27, 2016

UCD Enumerations

7.046 277 7.7 FeeType BondFee7.046 277 7.7 FeeType CertificationFee7.046 277 7.7 FeeType CopyOrFaxFee7.046 277 7.7 FeeType CourierFee7.046 277 7.7 FeeType CreditReportFee7.046 277 7.7 FeeType DisasterInspectionFee Fee for a report that documents the condition of

the property after a localized disaster.7.046 277 7.7 FeeType DocumentPreparationFee7.046 277 7.7 FeeType DryWallInspectionFee A fee that pertain to the inspection of the drywall


electrical system within a building.7.046 277 7.7 FeeType ElectronicDocumentDeliveryFee7.046 277 7.7 FeeType EnvironmentalInspectionFee A fee that pertain to the inspection of the

Environmental aspects within a building.7.046 277 7.7 FeeType EscrowServiceFee7.046 277 7.7 FeeType EscrowWaiverFee7.046 277 7.7 FeeType FilingFee7.046 277 7.7 FeeType FloodCertification7.046 277 7.7 FeeType FoundationInspectionFee A fee that pertain to the inspection of the



the subject property.7.046 277 7.7 FeeType HighCostMortgageCounselingFee7.046 277 7.7 FeeType HomeInspectionFee Fee for inspection of subject property by










testing of the existence of Lead.7.046 277 7.7 FeeType LendersAttorneyFee7.046 277 7.7 FeeType ManualUnderwritingFee7.046 277 7.7 FeeType MERSRegistrationFee7.046 277 7.7 FeeType MIUpfrontPremium



September 27, 2016

UCD Enumerations

7.046 277 7.7 FeeType MoldInspectionFee Identifies that the fee type being requested is for




7.046 277 7.7 FeeType NotaryFee7.046 277 7.7 FeeType Other7.046 277 7.7 FeeType PestInspectionFee Cost for inspection, testing and preparation of a

report describing all infestations, past infestations

and visible damage caused by termites, rodents,

squirrels and other pests resulting from an

inspection of the interior and exterior of the

subject property structures by a qualified pest

inspector.7.046 277 7.7 FeeType PlumbingInspectionFee A fee charged to conduct an inspection of the

plumbing system within a building.7.046 277 7.7 FeeType PowerOfAttorneyPreparationFee A fee charged to create and review documents

necessary to execute a Power of Attorney.7.046 277 7.7 FeeType PowerOfAttorneyRecordingFee Fee assessed by a government authority to record







loan amount.

7.046 277 7.7 FeeType PreclosingVerificationControlFee7.046 277 7.7 FeeType ProcessingFee7.046 277 7.7 FeeType PropertyInspectionWaiverFee7.046 277 7.7 FeeType PropertyTaxStatusResearchFee7.046 277 7.7 FeeType RadonInspectionFee Identifies that the fee type being requested is for


residence.7.046 277 7.7 FeeType ReinspectionFee7.046 277 7.7 FeeType RoofInspectionFee Identifies that the fee type being requested is for



7.046 277 7.7 FeeType SettlementFee7.046 277 7.7 FeeType SmokeDetectorInspectionFee Identifies that the fee type being requested is for

inspection of Smoke Detectors.



September 27, 2016

UCD Enumerations

7.046 277 7.7 FeeType StructuralInspectionFee A fee charged to perform an inspection and


building.7.046 277 7.7 FeeType SubordinationFee7.046 277 7.7 FeeType SurveyFee Fee paid to a professional surveyor to perform an

inspection of the physical boundaries of the land

pertaining to the subject property and to prepare

a drawing and description of the boundaries,

improvements (such as buildings, fences, pools,

etc.) and any encroachments and/or easements

on the land.7.046 277 7.7 FeeType TemporaryBuydownAdministrationFee7.046 277 7.7 FeeType TitleClosingFee7.046 277 7.7 FeeType TitleClosingProtectionLetterFee Fee charged for a statement or document issued

by title insurance underwriters that sets forth the

responsibility for negligence of an underwriter,

fraud and errors in closings performed by the

agents of the underwriter and approved

attorneys.7.046 277 7.7 FeeType TitleDocumentPreparationFee Fee paid to title company for preparation of

documents for the loan closing, deed transfer and

other documents needed to perfect the mortgage

lien and complete ownership transfer of the

subject property.7.046 277 7.7 FeeType TitleEndorsementFee Fee paid to title company for preparation of any

necessary endorsements to the title policy/policies

issued pertaining to the subject transaction.

7.046 277 7.7 FeeType TitleExaminationFee Fee paid to title company for conducting title

search and preparing title abstract on subject

property.7.046 277 7.7 FeeType TitleInsuranceBinderFee Fee paid to title company for preparation of the

title binder (title commitment).7.046 277 7.7 FeeType TitleLendersCoveragePremium Fee paid to title company for issuance of lender's

title insurance policy that indemnifies the lender in

the event that clear ownership of property is

challenged by the discovery of faults in the title.

7.046 277 7.7 FeeType TitleNotaryFee Fee paid to the title company for the performance

of notary services.7.046 277 7.7 FeeType TitleUnderwritingIssueResolutionFee Fee paid to title company for research and

resolution of title issues.7.046 277 7.7 FeeType VerificationOfAssetsFee7.046 277 7.7 FeeType VerificationOfEmploymentFee



September 27, 2016

UCD Enumerations

7.046 277 7.7 FeeType VerificationOfIncomeFee7.046 277 7.7 FeeType VerificationOfResidencyStatusFee7.046 277 7.7 FeeType VerificationOfTaxpayerIdentificationFee7.046 277 7.7 FeeType VerificationOfTaxReturnFee7.046 277 7.7 FeeType WaterTestingFee Identifies that the fee type being requested is for


well inspection.7.046 277 7.7 FeeType WireTransferFee7.049 284 7.7.2 | 7.7.3 | 7.7.4 |

7.7.5 | 7.7.6


7.049 284 7.7.2 | 7.7.3 | 7.7.4 |

7.7.5 | 7.7.6


7.049 284 7.7.2 | 7.7.3 | 7.7.4 |

7.7.5 | 7.7.6


7.049 284 7.7.2 | 7.7.3 | 7.7.4 |

7.7.5 | 7.7.6


7.050 285 7.7.2 | 7.7.3 | 7.7.4 |

7.7.5 | 7.7.6


7.063 288 7.8 IntegratedDisclosureSectionType TotalLoanCosts7.066 293 7.9.2 | 7.9.3 IntegratedDisclosureSubsectionPaidByType Buyer7.067 294 7.9.2 | 7.9.3 IntegratedDisclosureSubsectionPaymentTimingType AtClosing7.067 294 7.9.2 | 7.9.3 IntegratedDisclosureSubsectionPaymentTimingType BeforeClosing7.069 239 GSE RegulationZPointsAndFeesIndicator false true7.070 266 GSE RegulationZPointsAndFeesIndicator false true7.071 280 GSE RegulationZPointsAndFeesIndicator false true7.073 267 7.5.1 FeePaidToType Broker7.073 267 7.5.1 FeePaidToType Investor7.073 267 7.5.1 FeePaidToType Lender7.073 267 7.5.1 FeePaidToType Other7.073 267 7.5.1 FeePaidToType ThirdPartyProvider Fee is being paid to a third party provider.7.074 281 7.7.1 FeePaidToType Broker7.074 281 7.7.1 FeePaidToType Investor7.074 281 7.7.1 FeePaidToType Lender7.074 281 7.7.1 FeePaidToType Other7.074 281 7.7.1 FeePaidToType ThirdPartyProvider Fee is being paid to a third party provider.7.075 248 7.3 IntegratedDisclosureSectionType OriginationCharges7.076 249 7.3 FeeType 203KArchitecturalAndEngineeringFee7.076 249 7.3 FeeType 203KConsultantFee7.076 249 7.3 FeeType 203KDiscountOnRepairs7.076 249 7.3 FeeType 203KInspectionFee7.076 249 7.3 FeeType 203KPermits7.076 249 7.3 FeeType 203KSupplementalOriginationFee



September 27, 2016

UCD Enumerations

7.076 249 7.3 FeeType ApplicationFee Fee paid to broker or lender to receive loan

application for mortgage financing7.076 249 7.3 FeeType AppraisalDeskReviewFee Fee paid for a professional review of an appraisal,

performed in an office setting without visual

inspection of the actual premises of the subject

property or the comparable properties cited in the

appraisal report.

7.076 249 7.3 FeeType AppraisalFee Fee paid to an appraiser for preparation of an

independent, impartial, and objective opinion of

value of the subject property, expressed in

numerical and descriptive terms.7.076 249 7.3 FeeType AppraisalFieldReviewFee Fee charged for performing an appraisal review in

the field â€“ actually inspecting the property and

comparable properties.7.076 249 7.3 FeeType AppraisalManagmentCompanyFee7.076 249 7.3 FeeType AssumptionFee Fee paid for processing, approving and facilitating



7.076 249 7.3 FeeType AutomatedUnderwritingFee Fee for use of an automated underwriting tool or

system that assists the mortgage broker,

correspondent lender, lender or lender's agent in

making a decision to approve, deny or

counteroffer a loan application submitted by the

borrower(s).7.076 249 7.3 FeeType AVMFee Fee paid for preparation of an automated

estimate of value of the subject property,

expressed in numerical and possibly descriptive

terms.7.076 249 7.3 FeeType BondFee Fee paid to a state or local housing agency to

participate in a special lending program.7.076 249 7.3 FeeType CertificationFee Fee charged to prepare and submit to the Home

Ownerâ€™s, Condominium, or Co-Op Association

Certification for the property securing the loan.

7.076 249 7.3 FeeType CopyOrFaxFee Fee for copies of documents and/or costs of faxes

sent and/or received in conjunction with the loan

application, loan processing or loan closing.

7.076 249 7.3 FeeType CourierFee Fee for delivery of loan application, loan

processing and/or loan closing documents.7.076 249 7.3 FeeType CreditReportFee Fee for the credit report(s) used in assessing credit

risk.



September 27, 2016

UCD Enumerations

7.076 249 7.3 FeeType DocumentPreparationFee Fee required by the Lender, title company and/or

settlement agent for preparation of closing

documents.7.076 249 7.3 FeeType ElectronicDocumentDeliveryFee Fee for transmitting or receiving documents in

conjunction with loan application, loan processing

and/or loan closing by electronic means.

7.076 249 7.3 FeeType EscrowWaiverFee Fee imposed for waiving the requirement for an





7.076 249 7.3 FeeType FilingFee Fee paid when submitting a document to the clerk

of a court for the court's immediate consideration

and for storage in the court's files.

7.076 249 7.3 FeeType HighCostMortgageCounselingFee A fee charged by a counselor or counseling

organization for providing counseling regarding

high-cost mortgages.7.076 249 7.3 FeeType LoanLevelPriceAdjustment Loan-level pricing adjustments and/or delivery

fees charged by mortgage investor or security

issuer that is passed onto the borrower, expressed

as a percent of loan amount or flat dollar amount.

7.076 249 7.3 FeeType LoanOriginationFee Fee charged by the lender or broker as

compensation for providing origination services

associated with the subject loan.7.076 249 7.3 FeeType LoanOriginatorCompensation The amount of any compensation of a loan

originator paid by the creditor, the borrower, the

property seller or any interested party to the loan.

7.076 249 7.3 FeeType ManualUnderwritingFee Fee paid to mortgage broker, correspondent

lender, lender or lender's agent to manually

review loan processing documents, appraisal and

disclosures and make a decision to approve the

loan application.7.076 249 7.3 FeeType MERSRegistrationFee Fee charged for registering/transferring the loan

onto the Mortgage Electronic Registration System.

7.076 249 7.3 FeeType NotaryFee7.076 249 7.3 FeeType Other7.076 249 7.3 FeeType PowerOfAttorneyPreparationFee A fee charged to create and review documents

necessary to execute a Power of Attorney.



September 27, 2016

UCD Enumerations

7.076 249 7.3 FeeType PowerOfAttorneyRecordingFee Fee assessed by a government authority to record







loan amount.

7.076 249 7.3 FeeType PreclosingVerificationControlFee Fee to reimburse lender or mortgage broker for

performing certain quality control or verification

activities and/or using automated fraud detection

tools, which may include identity verification,

Social Security number or Individual Tax

Identification Number validation, employment

and/or income validation, Federal Income Tax

return validation, etc.

7.076 249 7.3 FeeType ProcessingFee Fee charged by lender, mortgage broker or

correspondent lender for processing of loan

application.7.076 249 7.3 FeeType RateLockFee Fee to establish that the lender and borrower

have fixed (locked), for a specific period, certain

terms of the loan to be closed at a later date.

7.076 249 7.3 FeeType ReinspectionFee Fee for reinspection of the subject property after

completion of construction, repairs or

improvements.7.076 249 7.3 FeeType SubordinationFee Fee paid to a holder of a lien secured by the

subject property to subordinate its lien position to

the new first lien.7.076 249 7.3 FeeType TemporaryBuydownAdministrationFee Fee paid to lender or lender's agent to administer

a temporary buydown.7.076 249 7.3 FeeType TemporaryBuydownPoints A form of pre-paid interest, equaling a percentage

of the loan amount, paid to temporarily reduce

the interest rate on a mortgage for a specific

period of the initial term of the loan.

7.076 249 7.3 FeeType VerificationOfAssetsFee Fee paid for verification of assets disclosed by the

borrower on the loan application.7.076 249 7.3 FeeType VerificationOfEmploymentFee Fee paid for verification of employment disclosed




September 27, 2016

UCD Enumerations

7.076 249 7.3 FeeType VerificationOfIncomeFee Fee paid for verification of income disclosed by

the borrower on the loan application.7.076 249 7.3 FeeType VerificationOfResidencyStatusFee Fee paid for verification of residency status

disclosed by the borrower on the loan application.

7.076 249 7.3 FeeType VerificationOfTaxpayerIdentificationFee Fee paid for verification of Social Security number

or Individual Tax Identification number disclosed


7.076 249 7.3 FeeType VerificationOfTaxReturnFee Fee paid for verification of financial information

reported by the borrower on the tax returns

provided in conjunction with the loan application.

7.076 249 7.3 FeeType WireTransferFee Fee for wiring funds in connection with the loan.

7.077 256 7.3.2 | 7.3.3 | 7.3.4 |

7.3.5 | 7.3.6


7.077 256 7.3.2 | 7.3.3 | 7.3.4 |

7.3.5 | 7.3.6


7.077 256 7.3.2 | 7.3.3 | 7.3.4 |

7.3.5 | 7.3.6


7.077 256 7.3.2 | 7.3.3 | 7.3.4 |

7.3.5 | 7.3.6


7.078 257 7.3.2 | 7.3.3 | 7.3.4 |

7.3.5 | 7.3.6


7.080 252 GSE RegulationZPointsAndFeesIndicator false true7.081 253 7.3.1 FeePaidToType Broker7.081 253 7.3.1 FeePaidToType Investor7.081 253 7.3.1 FeePaidToType Lender7.081 253 7.3.1 FeePaidToType Other7.081 253 7.3.1 FeePaidToType ThirdPartyProvider Fee is being paid to a third party provider.7.082 291 7.9 IntegratedDisclosureSubsectionType LoanCostsSubtotal7.085 242 7.2.1 FeePaidToType Broker7.085 242 7.2.1 FeePaidToType Investor7.085 242 7.2.1 FeePaidToType Lender7.085 242 7.2.1 FeePaidToType Other7.085 242 7.2.1 FeePaidToType ThirdPartyProvider Fee is being paid to a third party provider.7.087 237 GSE RegulationZExcludedBonaFideDiscountPointsIndicator false true

7.107 243 7.2.1 FeePaidToTypeOtherDescription BrokerAffiliate Fee is being paid to a third party provider who is

an affiliate of the Mortgage Broker.7.107 243 7.2.1 FeePaidToTypeOtherDescription LenderAffiliate Fee is being paid to a third party provider who is

an affiliate of the Lender or Creditor.



September 27, 2016

UCD Enumerations

7.108 254 7.3.1 FeePaidToTypeOtherDescription BrokerAffiliate Fee is being paid to a third party provider who is


an affiliate of the Lender or Creditor.7.109 268 7.5.1 FeePaidToTypeOtherDescription BrokerAffiliate Fee is being paid to a third party provider who is




an affiliate of the Lender or Creditor.8.004 312 8.3 IntegratedDisclosureSectionType TaxesAndOtherGovernmentFees8.009 321 8.4 IntegratedDisclosureSectionType Prepaids8.012 324 8.5 PrepaidItemType HomeownersInsurancePremium Periodic amount paid for coverage against

hazards, theft and other losses on the insured

subject property and sometimes insured contents

of personal property, and other improvements

(fences, porches, patios, driveways, landscaping,

accessory buildings, in ground pools, etc.) May or

may not include riders to insure against losses

caused by windstorms, hurricanes, etc.

8.020 331 8.5.2 | 8.5.3 | 8.5.4 |

8.5.5

PrepaidItemPaymentTimingType AtClosing

8.020 331 8.5.2 | 8.5.3 | 8.5.4 |

8.5.5

PrepaidItemPaymentTimingType BeforeClosing

8.021 330 8.5.2 | 8.5.3 | 8.5.4 |

8.5.5 | 8.5.6

PrepaidItemPaymentPaidByType Buyer

8.021 330 8.5.2 | 8.5.3 | 8.5.4 |

8.5.5 | 8.5.6

PrepaidItemPaymentPaidByType Lender

8.021 330 8.5.2 | 8.5.3 | 8.5.4 |

8.5.5 | 8.5.6

PrepaidItemPaymentPaidByType Seller

8.021 330 8.5.2 | 8.5.3 | 8.5.4 |

8.5.5 | 8.5.6

PrepaidItemPaymentPaidByType ThirdParty

8.023 383 8.10 IntegratedDisclosureSectionType InitialEscrowPaymentAtClosing8.056 421 G. Initial Escrow


Other Items

EscrowItemTypeOtherDescription BoroughPropertyTax

8.062 434 8.16 IntegratedDisclosureSectionType OtherCosts8.065 436 8.17 IntegratedDisclosureSectionType OtherCosts8.066 437 8.17 FeeType AsbestosInspectionFee Fee for an inspection and/or testing for the

presence of asbestos within a building.



September 27, 2016

UCD Enumerations

8.066 437 8.17 FeeType CondominiumAssociationDues Fee payable to condominium association in which



and insurance, maintenance and repairs to

community facilities like clubhouses, pools, and

exercise rooms and may also cover the salaries of

condominium association employees and/or third

party management fees.

8.066 437 8.17 FeeType CondominiumAssociationSpecialAssessment Fee payable to condominium association in which


improvements, repairs, utility service upgrades,

etc. that are assessed in addition to the regularly

occurring condominium dues.8.066 437 8.17 FeeType CooperativeAssociationDues Fee payable to cooperative in which the subject


common utilities, landscaping, and insurance,

maintenance and repairs to cooperative facilities

and may also cover the salaries of cooperative

employees and/or third party management fees.

8.066 437 8.17 FeeType CooperativeAssociationSpecialAssessment Fee payable to cooperative association by the unit













8.066 437 8.17 FeeType CreditDisabilityInsurancePremium Premium for insurance in which the lender is the

beneficiary and proceeds payoff the unpaid

principal balance in the event of the borrower's

permanent disability and/or pay recurring

mortgage payment during borrower's temporary

disability.



September 27, 2016

UCD Enumerations

8.066 437 8.17 FeeType CreditLifeInsurancePremium Premium for insurance in which the lender is the

beneficiary and proceeds payoff the unpaid

principal balance in the event of the borrower's

death.8.066 437 8.17 FeeType CreditPropertyInsurancePremium Fee payable for insurance that provides coverage

from actions such as fire or theft of any personal

property used to secure the loan.8.066 437 8.17 FeeType CreditUnemploymentInsurancePremium Premium for insurance in which the lender is the

beneficiary and proceeds pay recurring mortgage

payment during borrower's temporary

unemployment.8.066 437 8.17 FeeType DebtCancellationInsurancePremium Fee payable for insurance that provides for

cancellation of some or all of the mortgage debt

upon certain events, such as death or disability of

the borrower(s).8.066 437 8.17 FeeType DisasterInspectionFee Fee for a report that documents the condition of

the property after a localized disaster.8.066 437 8.17 FeeType DryWallInspectionFee A fee that pertain to the inspection of the drywall


electrical system within a building.8.066 437 8.17 FeeType EnvironmentalInspectionFee A fee that pertain to the inspection of the

Environmental aspects within a building.8.066 437 8.17 FeeType FoundationInspectionFee A fee that pertain to the inspection of the



the subject property.8.066 437 8.17 FeeType HomeInspectionFee Fee for inspection of subject property by











September 27, 2016

UCD Enumerations

8.066 437 8.17 FeeType HomeownersAssociationDues Fee payable by homeowners to homeowners or

neighborhood association within which the

subject property is located, which is intended to

pay for the daily operation of the association and

may include but is not limited to items such as

electricity bills for street lights, landscaping, and

maintenance and repairs to community facilities

like clubhouses, pools, and exercise rooms and

may also cover insurance on community assets,

the salaries of HOA employees or third party

management fees.

8.066 437 8.17 FeeType HomeownersAssociationSpecialAssessment Fee payable by homeowners to homeowners or

neighborhood association in which the subject

property is located for items such as capital

improvements, utility service upgrades, etc., that

may be assessed in addition to the regularly

occurring association dues.8.066 437 8.17 FeeType HomeWarrantyFee Fee for issuance of a warranty covering major

systems within the subject property, usually (but

not always) including the structure, electrical,

plumbing, sewage disposal, HVAC systems, roof,

foundation, permanently installed appliances,

drainage and grading, exterior finishes, decks,

porches, attics, basements, insulation, smoke and

fire detectors, and ventilation systems.


testing of the existence of Lead.8.066 437 8.17 FeeType MoldInspectionFee Identifies that the fee type being requested is for




8.066 437 8.17 FeeType MunicipalLienCertificateFee Fee charged by a municipality to release a lien or

injunction after payment of fines for property non-

compliance have been completed.

8.066 437 8.17 FeeType Other



September 27, 2016

UCD Enumerations

8.066 437 8.17 FeeType PestInspectionFee Cost for inspection, testing and preparation of a

report describing all infestations, past infestations

and visible damage caused by termites, rodents,

squirrels and other pests resulting from an

inspection of the interior and exterior of the

subject property structures by a qualified pest

inspector.8.066 437 8.17 FeeType PlumbingInspectionFee A fee charged to conduct an inspection of the

plumbing system within a building.8.066 437 8.17 FeeType RadonInspectionFee Identifies that the fee type being requested is for


residence.8.066 437 8.17 FeeType RealEstateCommissionBuyersBroker Fee payable to licensed real estate broker

representing the buyers' interests for professional

activities related to the purchase of the subject

property.8.066 437 8.17 FeeType RealEstateCommissionSellersBroker Fee payable to licensed real estate broker

representing the sellers' interests for professional

activities related to the listing and/or sale of the

subject property.8.066 437 8.17 FeeType ReconveyanceFee Fees imposed for preparing and providing

documents when a loan is paid in full, whether or

not the loan is prepaid, such as a loan payoff

statement, a reconveyance document, or another

document releasing the creditorâ€™s security

interest in the dwelling that secures the loan.

8.066 437 8.17 FeeType RoofInspectionFee Identifies that the fee type being requested is for



8.066 437 8.17 FeeType SigningAgentFee Fee charged for the services of a signing agent

who, as an accommodation of the borrower,

closes the loan at a specific time or at a location

requested by the borrower.8.066 437 8.17 FeeType SmokeDetectorInspectionFee Identifies that the fee type being requested is for

inspection of Smoke Detectors.8.066 437 8.17 FeeType StructuralInspectionFee A fee charged to perform an inspection and


building.



September 27, 2016

UCD Enumerations

8.066 437 8.17 FeeType TitleOwnersCoveragePremium Fee paid to title company for issuance of owner's

title insurance policy that indemnifies the owner

of real estate in the event that his or her clear

ownership of property is challenged by the

discovery of faults in the title. (This coverage is

optional.)8.066 437 8.17 FeeType WaterTestingFee Identifies that the fee type being requested is for


well inspection.8.067 439 8.17 FeeTypeOtherDescription DebtSuspensionInsurancePremium A fee for a policy that would suspend or make

payments if a qualifying event under the policy

occurs, such as a temporary disability or job loss

by the insured.8.070 445 8.17.2 | 8.17.3 |

8.17.4 | 8.17.5 |

8.17.6


8.072 449 8.18 IntegratedDisclosureSectionType TotalOtherCosts8.075 452 8.19 IntegratedDisclosureSubsectionType OtherCostsSubtotal8.077 454 8.19.2 | 8.19.3 IntegratedDisclosureSubsectionPaidByType Buyer8.078 457 9.1 IntegratedDisclosureSectionType TotalClosingCosts8.082 460 9.2 IntegratedDisclosureSubsectionType ClosingCostsSubtotal8.083 462 9.2.2 | 9.2.3 | 9.2.4 |

9.2.5 | 9.2.6

IntegratedDisclosureSubsectionPaidByType Buyer

8.083 462 9.2.2 | 9.2.3 | 9.2.4 |

9.2.5 | 9.2.6

IntegratedDisclosureSubsectionPaidByType Seller

8.083 462 9.2.2 | 9.2.3 | 9.2.4 |

9.2.5 | 9.2.6

IntegratedDisclosureSubsectionPaidByType ThirdParty

8.084 463 9.2.2 | 9.2.3 | 9.2.4 |

9.2.5 | 9.2.6

IntegratedDisclosureSubsectionPaymentTimingType AtClosing

8.084 463 9.2.2 | 9.2.3 | 9.2.4 |

9.2.5 | 9.2.6

IntegratedDisclosureSubsectionPaymentTimingType BeforeClosing

8.085 466 9.3 IntegratedDisclosureSubsectionType LenderCredits8.087 470 9.3.2 IntegratedDisclosureSubsectionPaidByType Buyer8.103 455 8.19.2 | 8.19.3 IntegratedDisclosureSubsectionPaymentTimingType AtClosing8.103 455 8.19.2 | 8.19.3 IntegratedDisclosureSubsectionPaymentTimingType BeforeClosing8.107 444 8.17.2 | 8.17.3 |

8.17.4 | 8.17.5 |

8.17.6


8.107 444 8.17.2 | 8.17.3 |

8.17.4 | 8.17.5 |

8.17.6




September 27, 2016

UCD Enumerations

8.107 444 8.17.2 | 8.17.3 |

8.17.4 | 8.17.5 |

8.17.6


8.107 444 8.17.2 | 8.17.3 |

8.17.4 | 8.17.5 |

8.17.6


8.142 426 8.14.2 | 8.14.4 |

8.14.6

EscrowItemPaymentPaidByType Buyer

8.142 426 8.14.2 | 8.14.4 |

8.14.6

EscrowItemPaymentPaidByType Lender

8.142 426 8.14.2 | 8.14.4 |

8.14.6

EscrowItemPaymentPaidByType Seller

8.142 426 8.14.2 | 8.14.4 |

8.14.6

EscrowItemPaymentPaidByType ThirdParty

8.150 297 8.1 IntegratedDisclosureSectionType TaxesAndOtherGovernmentFees8.153 308 8.2.2 | 8.2.3 | 8.2.4 |

8.2.5 | 8.2.6


8.153 308 8.2.2 | 8.2.3 | 8.2.4 |

8.2.5 | 8.2.6


8.153 308 8.2.2 | 8.2.3 | 8.2.4 |

8.2.5 | 8.2.6


8.153 308 8.2.2 | 8.2.3 | 8.2.4 |

8.2.5 | 8.2.6


8.154 309 8.2.2 | 8.2.3 | 8.2.4 |

8.2.5 | 8.2.6


8.169 386 8.11 EscrowItemType HomeownersInsurance8.170 328 8.5.1 FeePaidToType Broker8.170 328 8.5.1 FeePaidToType Investor8.170 328 8.5.1 FeePaidToType Lender8.170 328 8.5.1 FeePaidToType Other8.170 328 8.5.1 FeePaidToType ThirdPartyProvider Fee is being paid to a third party provider.8.173 392 8.11.2 | 8.11.4 |

8.11.6


8.173 392 8.11.2 | 8.11.4 |

8.11.6


8.173 392 8.11.2 | 8.11.4 |

8.11.6


8.173 392 8.11.2 | 8.11.4 |

8.11.6


8.175 419 8.14 EscrowItemType AssessmentTax8.175 419 8.14 EscrowItemType CityPropertyTax8.175 419 8.14 EscrowItemType CondominiumAssociationDues8.175 419 8.14 EscrowItemType CondominiumAssociationSpecialAssessment8.175 419 8.14 EscrowItemType CooperativeAssociationDues



September 27, 2016

UCD Enumerations

8.175 419 8.14 EscrowItemType CooperativeAssociationSpecialAssessment8.175 419 8.14 EscrowItemType DistrictPropertyTax8.175 419 8.14 EscrowItemType EarthquakeInsurance8.175 419 8.14 EscrowItemType FloodInsurance8.175 419 8.14 EscrowItemType HailInsurancePremium8.175 419 8.14 EscrowItemType HazardInsurance8.175 419 8.14 EscrowItemType HomeownersAssociationDues8.175 419 8.14 EscrowItemType HomeownersAssociationSpecialAssessment8.175 419 8.14 EscrowItemType Other8.175 419 8.14 EscrowItemType SchoolPropertyTax8.175 419 8.14 EscrowItemType StatePropertyTax8.175 419 8.14 EscrowItemType TownPropertyTax8.175 419 8.14 EscrowItemType VolcanoInsurance8.175 419 8.14 EscrowItemType WindstormInsurance8.179 422 8.14.1 FeePaidToType Broker8.179 422 8.14.1 FeePaidToType Investor8.179 422 8.14.1 FeePaidToType Lender8.179 422 8.14.1 FeePaidToType Other8.179 422 8.14.1 FeePaidToType ThirdPartyProvider Fee is being paid to a third party provider.8.180 440 8.17.1 FeePaidToType Broker8.180 440 8.17.1 FeePaidToType Investor8.180 440 8.17.1 FeePaidToType Lender8.180 440 8.17.1 FeePaidToType Other8.180 440 8.17.1 FeePaidToType ThirdPartyProvider Fee is being paid to a third party provider.8.181 333 GSE RegulationZPointsAndFeesIndicator false true8.185 430 GSE RegulationZPointsAndFeesIndicator false true8.186 447 GSE RegulationZPointsAndFeesIndicator false true8.188 395 GSE RegulationZPointsAndFeesIndicator false true8.189 390 8.11.1 FeePaidToType Broker8.189 390 8.11.1 FeePaidToType Investor8.189 390 8.11.1 FeePaidToType Lender8.189 390 8.11.1 FeePaidToType Other8.189 390 8.11.1 FeePaidToType ThirdPartyProvider Fee is being paid to a third party provider.8.190 318 8.3.2 | 8.3.3 | 8.3.4 |

8.3.5 | 8.3.6


8.190 318 8.3.2 | 8.3.3 | 8.3.4 |

8.3.5 | 8.3.6


8.190 318 8.3.2 | 8.3.3 | 8.3.4 |

8.3.5 | 8.3.6


8.190 318 8.3.2 | 8.3.3 | 8.3.4 |

8.3.5 | 8.3.6


8.191 319 8.3.2 | 8.3.3 | 8.3.4 |

8.3.5 | 8.3.6




September 27, 2016

UCD Enumerations

8.195 303 8.2 FeeType RecordingFeeForMortgage Fee for recording mortgage with the appropriate

government entity based on the nature of the

physical document (typically number of pages)

and not based on the sales price or value of the

property or loan amount being extended to the

borrower.8.196 313 8.3 FeeType MortgageSurchargeCountyOrParish Special assessment, surcharge or fee charged by

the county or parish in which the subject property

is located in conjunction with a mortgage loan,

which is levied in addition to regularly assessed

property and school taxes.8.196 313 8.3 FeeType MortgageSurchargeMunicipal Special assessment, surcharge or fee charged by

the municipality in which the subject property is

located in conjunction with a mortgage loan,

which is levied in addition to regularly assessed

property and school taxes.8.196 313 8.3 FeeType MortgageSurchargeState Special assessment, surcharge or fee charged by

the state in which the subject property is located

in conjunction with a mortgage loan, which is

levied in addition to regularly assessed property

and school taxes.8.196 313 8.3 FeeType Other8.196 313 8.3 FeeType TransferTaxTotal Fee to jurisdictional government entity based on

the sales price, value of the property or loan

amount being extended to the borrower.8.197 307 8.2 FeeType RecordingFeeTotal Fee total of all aggregated deed and mortgage

taxes and government fees.8.205 299 8.2 IntegratedDisclosureSectionType TaxesAndOtherGovernmentFees8.206 300 8.2 FeeType RecordingFeeForDeed Fee for recording trust deed, deed of trust, or

other security instrument with the appropriate

government entity based on the nature of the

physical document (typically number of pages)

and not based on the sales price or value of the

property or loan amount being extended to the

borrower.8.208 302 8.2 IntegratedDisclosureSectionType TaxesAndOtherGovernmentFees8.209 306 8.2 IntegratedDisclosureSectionType TaxesAndOtherGovernmentFees8.210 323 8.5 IntegratedDisclosureSectionType Prepaids8.219 442 8.17 OptionalCostIndicator false true8.224 469 9.3.2 IntegratedDisclosureSubsectionPaymentTimingType AtClosing8.235 334 8.6 IntegratedDisclosureSectionType Prepaids8.236 335 8.6 PrepaidItemType MortgageInsurancePremium Fee for Insurance or guaranty to protect lender

against the non-payment of, or default on, an

individual mortgage.



September 27, 2016

UCD Enumerations

8.239 341 8.6.2 | 8.6.3 | 8.6.4 |

8.6.5 | 8.6.6


8.239 341 8.6.2 | 8.6.3 | 8.6.4 |

8.6.5 | 8.6.6


8.239 341 8.6.2 | 8.6.3 | 8.6.4 |

8.6.5 | 8.6.6


8.239 341 8.6.2 | 8.6.3 | 8.6.4 |

8.6.5 | 8.6.6


8.240 342 8.6.2 | 8.6.3 | 8.6.4 |

8.6.5


8.240 342 8.6.2 | 8.6.3 | 8.6.4 |

8.6.5


8.242 344 GSE RegulationZPointsAndFeesIndicator false true8.243 339 8.6.1 FeePaidToType Broker8.243 339 8.6.1 FeePaidToType Investor8.243 339 8.6.1 FeePaidToType Lender8.243 339 8.6.1 FeePaidToType Other8.243 339 8.6.1 FeePaidToType ThirdPartyProvider Fee is being paid to a third party provider.8.244 345 8.7 IntegratedDisclosureSectionType Prepaids8.245 346 8.7 PrepaidItemType PrepaidInterest Interest collected at settlement for a part of the

month or other period between settlement and

the date from which interest will be collected with

the first regular monthly payment.

8.249 351 8.7.1 PrepaidItemPerDiemCalculationMethodType 3608.249 351 8.7.1 PrepaidItemPerDiemCalculationMethodType 3658.249 351 8.7.1 PrepaidItemPerDiemCalculationMethodType 365Or3668.253 354 8.7.2 | 8.7.3 | 8.7.4 |

8.7.5 | 8.7.6


8.253 354 8.7.2 | 8.7.3 | 8.7.4 |

8.7.5 | 8.7.6


8.253 354 8.7.2 | 8.7.3 | 8.7.4 |

8.7.5 | 8.7.6


8.253 354 8.7.2 | 8.7.3 | 8.7.4 |

8.7.5 | 8.7.6


8.254 355 8.7.2 | 8.7.3 | 8.7.4 |

8.7.5


8.254 355 8.7.2 | 8.7.3 | 8.7.4 |

8.7.5


8.256 357 GSE RegulationZPointsAndFeesIndicator false true8.257 348 8.7.1 FeePaidToType Broker8.257 348 8.7.1 FeePaidToType Investor8.257 348 8.7.1 FeePaidToType Lender8.257 348 8.7.1 FeePaidToType Other



September 27, 2016

UCD Enumerations

8.257 348 8.7.1 FeePaidToType ThirdPartyProvider Fee is being paid to a third party provider.8.258 358 8.8 IntegratedDisclosureSectionType Prepaids8.259 359 8.8 PrepaidItemType BoroughPropertyTax Property tax levied by the borough in which the

subject property is located.8.259 359 8.8 PrepaidItemType CityPropertyTax Property tax levied by the city in which the subject

property is located.8.259 359 8.8 PrepaidItemType CountyPropertyTax Property tax levied by the county in which the

subject property is located.8.259 359 8.8 PrepaidItemType DistrictPropertyTax Property tax levied by the district in which the

subject property is located.8.259 359 8.8 PrepaidItemType Other8.259 359 8.8 PrepaidItemType StatePropertyTax Property tax levied by the state in which the

subject property is located.8.259 359 8.8 PrepaidItemType TownPropertyTax Property tax levied by the town in which the

subject property is located.8.262 366 8.8.2 | 8.8.3 | 8.8.4 |

8.8.5 | 8.8.6


8.262 366 8.8.2 | 8.8.3 | 8.8.4 |

8.8.5 | 8.8.6


8.262 366 8.8.2 | 8.8.3 | 8.8.4 |

8.8.5 | 8.8.6


8.262 366 8.8.2 | 8.8.3 | 8.8.4 |

8.8.5 | 8.8.6


8.263 367 8.8.2 | 8.8.3 | 8.8.4 |

8.8.5


8.263 367 8.8.2 | 8.8.3 | 8.8.4 |

8.8.5


8.265 370 8.9 IntegratedDisclosureSectionType Prepaids8.266 371 8.9 PrepaidItemType CondominiumAssociationDues Fee payable to condominium association in which



and maintenance and repairs to community

facilities like clubhouses, pools, and exercise

rooms and may also cover insurance on

community assets, the salaries of condominium

association employees and/or third party

management fees.8.266 371 8.9 PrepaidItemType CondominiumAssociationSpecialAssessment Fee payable to condominium association in which


improvements, utility service upgrades, etc. that

are assessed in addition to the regularly occurring

condominium dues.



September 27, 2016

UCD Enumerations

8.266 371 8.9 PrepaidItemType CooperativeAssociationDues Fee payable to cooperative in which the subject


common utilities, landscaping, and maintenance

and repairs to cooperative facilities and may also

cover insurance on cooperative assets, the salaries

of cooperative employees and/or third party

management fees.

8.266 371 8.9 PrepaidItemType CooperativeAssociationSpecialAssessment Fee payable to cooperative association by the unit













8.266 371 8.9 PrepaidItemType EarthquakeInsurancePremium Fee payable to insurer to provide property

insurance against loss from earthquake, land

tremors, landslide, mudflow, or other earth

movement whether the damage is caused by an

earthquake.8.266 371 8.9 PrepaidItemType FloodInsurancePremium Fee paid for flood insurance coverage on the

subject property and may include coverage for

contents.8.266 371 8.9 PrepaidItemType HailInsurancePremium Cost of coverage for hail damage insurance, which

typically covers the cost of rebuilding the subject

property if losses are caused by hail storms.

8.266 371 8.9 PrepaidItemType HazardInsurancePremium Fee paid for coverage on the subject property for

losses or damage due to fire or other named

perils.



September 27, 2016

UCD Enumerations

8.266 371 8.9 PrepaidItemType HomeownersAssociationDues Fee payable to homeowners or neighborhood

association for the planned unit development or

neighborhood within which the subject property is

located, which is intended to pay electricity bills

for street lights, landscaping, and maintenance

and repairs to community facilities like

clubhouses, pools, and exercise rooms and may

also cover insurance on community assets, the

salaries of HOA employees or third party

management fees8.266 371 8.9 PrepaidItemType HomeownersAssociationSpecialAssessment Fee payable to homeowners or neighborhood

association in which the subject property is

located for capital improvements, utility service

upgrades, etc., that are assessed in addition to the

regularly occurring association dues.

8.266 371 8.9 PrepaidItemType Other8.266 371 8.9 PrepaidItemType VolcanoInsurancePremium Periodic amount paid for coverage against losses

on the insured subject property and sometimes

insured contents of personal property, and other

improvements (fences, porches, patios, driveways,

landscaping, accessory buildings, in ground pools,

etc.) associated with volcano eruptions near the

subject property.

8.266 371 8.9 PrepaidItemType WindAndStormInsurancePremium Periodic amount paid for coverage against losses





etc.) associated with windstorms, tornadoes and

hurricanes affecting the subject property.

8.269 378 8.9.2 | 8.9.3 | 8.9.4 |

8.9.5 | 8.9.6


8.269 378 8.9.2 | 8.9.3 | 8.9.4 |

8.9.5 | 8.9.6


8.269 378 8.9.2 | 8.9.3 | 8.9.4 |

8.9.5 | 8.9.6


8.269 378 8.9.2 | 8.9.3 | 8.9.4 |

8.9.5 | 8.9.6


8.270 379 8.9.2 | 8.9.3 | 8.9.4 |

8.9.5




September 27, 2016

UCD Enumerations

8.270 379 8.9.2 | 8.9.3 | 8.9.4 |

8.9.5


8.272 381 GSE RegulationZPointsAndFeesIndicator false true8.273 374 8.9.1 FeePaidToType Broker8.273 374 8.9.1 FeePaidToType Investor8.273 374 8.9.1 FeePaidToType Lender8.273 374 8.9.1 FeePaidToType Other8.273 374 8.9.1 FeePaidToType ThirdPartyProvider Fee is being paid to a third party provider.8.276 397 8.12 EscrowItemType MortgageInsurance8.279 403 8.12.2 | 8.12.4 |

8.12.6


8.279 403 8.12.2 | 8.12.4 |

8.12.6


8.279 403 8.12.2 | 8.12.4 |

8.12.6


8.279 403 8.12.2 | 8.12.4 |

8.12.6


8.281 406 GSE RegulationZPointsAndFeesIndicator false true8.282 399 8.12.1 FeePaidToType Broker8.282 399 8.12.1 FeePaidToType Investor8.282 399 8.12.1 FeePaidToType Lender8.282 399 8.12.1 FeePaidToType Other8.282 399 8.12.1 FeePaidToType ThirdPartyProvider Fee is being paid to a third party provider.8.284 408 8.13 EscrowItemType CityPropertyTax8.284 408 8.13 EscrowItemType CountyPropertyTax8.284 408 8.13 EscrowItemType DistrictPropertyTax8.284 408 8.13 EscrowItemType Other8.284 408 8.13 EscrowItemType StatePropertyTax8.284 408 8.13 EscrowItemType TownPropertyTax8.287 414 8.13.2 | 8.13.4 |

8.13.6


8.287 414 8.13.2 | 8.13.4 |

8.13.6


8.287 414 8.13.2 | 8.13.4 |

8.13.6


8.287 414 8.13.2 | 8.13.4 |

8.13.6


8.289 417 GSE RegulationZPointsAndFeesIndicator false true8.290 410 8.13.1 FeePaidToType Broker8.290 410 8.13.1 FeePaidToType Investor8.290 410 8.13.1 FeePaidToType Lender8.290 410 8.13.1 FeePaidToType Other8.290 410 8.13.1 FeePaidToType ThirdPartyProvider Fee is being paid to a third party provider.8.295 369 GSE RegulationZPointsAndFeesIndicator false true



September 27, 2016

UCD Enumerations

8.296 465 9.3 IntegratedDisclosureSectionType TotalClosingCosts8.297 385 8.11 IntegratedDisclosureSectionType InitialEscrowPaymentAtClosing8.298 396 8.12 IntegratedDisclosureSectionType InitialEscrowPaymentAtClosing8.299 407 8.13 IntegratedDisclosureSectionType InitialEscrowPaymentAtClosing8.300 418 8.14 IntegratedDisclosureSectionType InitialEscrowPaymentAtClosing8.301 364 8.8.1 FeePaidToType Broker8.301 364 8.8.1 FeePaidToType Investor8.301 364 8.8.1 FeePaidToType Lender8.301 364 8.8.1 FeePaidToType Other8.301 364 8.8.1 FeePaidToType ThirdPartyProvider Fee is being paid to a third party provider.8.825 329 8.5.1 FeePaidToTypeOtherDescription BrokerAffiliate Fee is being paid to a third party provider who is

















an affiliate of the Mortgage Broker.



September 27, 2016

UCD Enumerations

8.834 441 8.17.1 FeePaidToTypeOtherDescription LenderAffiliate Fee is being paid to a third party provider who is

an affiliate of the Lender or Creditor.8.836 473 9.1 (S) IntegratedDisclosureSubsectionType Other8.838 476 9.1.2 (S) | 9.1.3 (S) IntegratedDisclosureSubsectionPaidByType Seller8.839 477 9.1.2 (S) | 9.1.3 (S) IntegratedDisclosureSubsectionPaymentTimingType AtClosing8.839 477 9.1.2 (S) | 9.1.3 (S) IntegratedDisclosureSubsectionPaymentTimingType BeforeClosing8.840 474 9.1 (S) IntegratedDisclosureSubsectionTypeOtherDescription TotalClosingCostsSellerOnly

8.841 365 8.8.1 FeePaidToTypeOtherDescription BrokerAffiliate8.841 365 8.8.1 FeePaidToTypeOtherdescription LenderAffiliate8.843 393 8.11.2 | 8.11.4 |

8.11.6

EscrowItemPaymentTimingType AtClosing

8.844 404 8.12.1 EscrowItemPaymentTimingType AtClosing8.845 415 8.13.2 | 8.13.4 |

8.13.6


8.846 427 8.14.2 | 8.14.4 |

8.14.6


9.002 479 10.1 IntegratedDisclosureCashToCloseItemType TotalClosingCosts Equivalent of J on Loan Estimate and Closing

Disclosure9.034 482 10.1.3 IntegratedDisclosureCashToCloseItemAmountChangedIn

dicator

false true

9.038 484 10.2 IntegratedDisclosureCashToCloseItemType ClosingCostsPaidBeforeClosing9.041 487 10.2.3 IntegratedDisclosureCashToCloseItemAmountChangedIn

dicator

false true

9.043 489 10.3 IntegratedDisclosureCashToCloseItemType ClosingCostsFinanced9.046 492 10.3.3 IntegratedDisclosureCashToCloseItemAmountChangedIn

dicator

false true

9.048 494 10.4 IntegratedDisclosureCashToCloseItemType DownPayment9.048 494 10.4 IntegratedDisclosureCashToCloseItemType FundsFromBorrower9.051 497 10.4.3 IntegratedDisclosureCashToCloseItemAmountChangedIn

dicator

false true

9.053 499 10.5 IntegratedDisclosureCashToCloseItemType Deposit9.056 502 10.5.3 IntegratedDisclosureCashToCloseItemAmountChangedIn

dicator

false true

9.058 504 10.6 IntegratedDisclosureCashToCloseItemType FundsForBorrower9.061 507 10.6.3 IntegratedDisclosureCashToCloseItemAmountChangedIn

dicator

false true

9.063 509 10.7 IntegratedDisclosureCashToCloseItemType SellerCredits9.066 512 10.7.3 IntegratedDisclosureCashToCloseItemAmountChangedIn

dicator

false true

9.068 514 10.8 IntegratedDisclosureCashToCloseItemType AdjustmentsAndOtherCredits9.071 517 10.8.3 IntegratedDisclosureCashToCloseItemAmountChangedIn

dicator

false true

9.073 519 10.9 IntegratedDisclosureCashToCloseItemType CashToCloseTotal



September 27, 2016

UCD Enumerations

9.075 521 10.9.3 IntegratedDisclosureCashToCloseItemPaymentType FromBorrower9.075 521 10.9.3 IntegratedDisclosureCashToCloseItemPaymentType ToBorrower9.078 526 10.10 IntegratedDisclosureCashToCloseItemType LoanAmount9.081 529 10.10.3 IntegratedDisclosureCashToCloseItemAmountChangedIn

dicator

false true

9.083 531 10.11 IntegratedDisclosureCashToCloseItemType TotalPayoffsAndPayments9.086 534 10.11.3 IntegratedDisclosureCashToCloseItemAmountChangedIn

dicator

false true

9.088 522 10.9 IntegratedDisclosureCashToCloseItemType CashToCloseTotal9.092 524 10.9.4 IntegratedDisclosureCashToCloseItemPaymentType FromBorrower9.092 524 10.9.4 IntegratedDisclosureCashToCloseItemPaymentType ToBorrower10.001 538 11.0 IntegratedDisclosureSectionType DueFromBorrowerAtClosing10.006 636 12.8 IntegratedDisclosureSectionType PaidAlreadyByOrOnBehalfOfBorrowerAtClosing10.008 548 11.3.1 IntegratedDisclosureSubsectionPaidByType Buyer10.009 549 11.3.1 IntegratedDisclosureSubsectionPaymentTimingType AtClosing10.017 566 11.6 ProrationItemType CityPropertyTax Property tax levied by the city in which the subject

property is located.10.017 566 11.6 ProrationItemType DistrictPropertyTax Property tax levied by the district in which the

subject property is located.10.017 566 11.6 ProrationItemType TownPropertyTax Property tax levied by the town in which the

subject property is located.10.026 610 12.5 IntegratedDisclosureSectionType PaidAlreadyByOrOnBehalfOfBorrowerAtClosing10.028 597 12.1 FundsType DepositOnSalesContract Amount of money deposited with the property

seller or property seller's agent at the time the

sales contract is accepted to perfect the sales

contract.10.035 602 12.4 ClosingAdjustmentItemType Other10.035 602 12.4 ClosingAdjustmentItemType ProceedsOfSubordinateLiens Dollar amount of proceeds from a subordinate lien

secured by the subject property that are being

applied to the subject transaction (may be less

than the full note loan amount).10.038 611 12.5 ClosingAdjustmentItemType SellerCredit A lump sum amount from the property seller to

the borrower toward closing costs or where the

property seller is making an allowance to the

consumer for items to purchase separately.10.042 618 12.6 ClosingAdjustmentItemType Gift Funds or equity provided as a personal gift to the

borrower at the time of closing that does not

require repayment.10.042 618 12.6 ClosingAdjustmentItemType Grant Amount paid on behalf of the borrower toward

down payment and/or closing costs by a religious

organization, municipality, non-profit organization

(excluding credit unions) or public agency that

does not require repayment.10.042 618 12.6 ClosingAdjustmentItemType Other



September 27, 2016

UCD Enumerations

10.042 618 12.6 ClosingAdjustmentItemType RebateCredit A premium in the form of cash, services or

merchandise to the consumer to reduce the cost

otherwise borne by the consumer.10.044 628 12.7 ClosingAdjustmentItemType Other10.044 628 12.7 ClosingAdjustmentItemType RelocationFunds Funds provided to relocating borrower (usually by

employer) to offset some of the initial or ongoing

costs of borrower's home at the new location.

10.044 628 12.7 ClosingAdjustmentItemType SweatEquity The value of borrower's labor and/or cost of

materials contributed by the borrower in

construction or renovation to subject property in

lieu of some portion of the cash purchase price of

the subject property.10.044 628 12.7 ClosingAdjustmentItemType TradeEquity Amount of value exchanged when property seller

and buyer are trading equity in other real property

in lieu of some portion of the cash purchase price

of the subject property. IRS 1031 Tax Exchange is

one type.10.056 666 13.1 IntegratedDisclosureSectionType DueFromBorrowerAtClosing10.058 668 13.2 IntegratedDisclosureSectionType PaidAlreadyByOrOnBehalfOfBorrowerAtClosing10.062 680 14.3 IntegratedDisclosureSectionType DueToSellerAtClosing10.069 681 14.3 ClosingAdjustmentItemType FuelCosts The value of any fuel stored on the subject

property that may be transferred to a subsequent

owner.10.069 681 14.3 ClosingAdjustmentItemType Other10.069 681 14.3 ClosingAdjustmentItemType Repairs Repairs made to the subject property and agreed

to between the buyer and the seller in a real

estate transaction.10.069 681 14.3 ClosingAdjustmentItemType SellersEscrowAssumption Any transferred escrow balance from the seller to

the borrower.10.069 681 14.3 ClosingAdjustmentItemType SellersMortgageInsuranceAssumption The value of the current mortgage insurance

policy being transferred from property seller to

borrower.10.069 681 14.3 ClosingAdjustmentItemType TenantSecurityDeposit Amount of security deposit paid by a tenant to a

property seller that is transferrable to the

borrower purchasing the subject property.10.074 688 14.4 ProrationItemType CityPropertyTax Property tax levied by the city in which the subject



subject property is located.10.083 716 15.0 IntegratedDisclosureSectionType DueFromSellerAtClosing



September 27, 2016

UCD Enumerations

10.086 719 15.1 FundsType ExcessDeposit Amount of any excess deposit retained by the

seller at the time of real estate closing. Includes

(a) amounts held by seller's real estate broker or

other third party (who is not the settlement agent)

which exceed the fee or commission owed to that

party if the party will provide the excess deposit

directly to the seller rather than through the

closing agent, and (b) If the deposit or any portion

has been distributed to the seller prior to closing,

the amount not distributed to seller.

10.093 727 15.4 LiabilityType FirstPositionMortgageLien The amount of any mortgage loan secured in first

lien position.10.100 741 15.7 ClosingAdjustmentItemType SellerCredit A lump sum amount from the property seller to

the borrower toward closing costs or where the

property seller is making an allowance to the

consumer for items to purchase separately.10.112 789 16.2 IntegratedDisclosureSectionType DueFromSellerAtClosing10.119 620 12.6 ClosingAdjustmentItemTypeOtherDescription SellersReserveAccountAssumption10.120 711 14.7 ProrationItemTypeOtherDescription OtherAssessments10.121 722 15.2 IntegratedDisclosureSubsectionType ClosingCostsSubtotal10.128 787 16.1 IntegratedDisclosureSectionType DueToSellerAtClosing10.135 557 11.5 IntegratedDisclosureSectionType DueFromBorrowerAtClosing10.136 627 12.7 IntegratedDisclosureSubsectionType Adjustments10.138 637 12.8 IntegratedDisclosureSubsectionType AdjustmentsForItemsUnpaidBySeller10.139 687 14.4 IntegratedDisclosureSubsectionType AdjustmentsForItemsPaidBySellerInAdvance10.140 559 11.5 ClosingAdjustmentItemType FuelCosts The value of any fuel stored on the subject

property that may be transferred to a subsequent

owner.10.140 559 11.5 ClosingAdjustmentItemType Other10.140 559 11.5 ClosingAdjustmentItemType Repairs Repairs made to the subject property and agreed

to between the buyer and the seller in a real

estate transaction.10.140 559 11.5 ClosingAdjustmentItemType SellersEscrowAssumption Any transferred escrow balance from the seller to

the borrower.10.140 559 11.5 ClosingAdjustmentItemType SellersMortgageInsuranceAssumption The value of the current mortgage insurance

policy being transferred from property seller to

borrower.10.140 559 11.5 ClosingAdjustmentItemType TenantSecurityDeposit Amount of security deposit paid by a tenant to a


borrower purchasing the subject property.10.143 558 11.5 IntegratedDisclosureSubsectionType Adjustments10.145 686 14.4 IntegratedDisclosureSectionType DueToSellerAtClosing10.148 740 15.7 IntegratedDisclosureSectionType DueFromSellerAtClosing



September 27, 2016

UCD Enumerations

10.149 757 15.9 IntegratedDisclosureSectionType DueFromSellerAtClosing10.150 758 15.9 IntegratedDisclosureSubsectionType AdjustmentsForItemsUnpaidBySeller10.151 759 15.9 ProrationItemType CityPropertyTax Property tax levied by the city in which the subject



subject property is located.10.152 782 15.12 ProrationItemTypeOtherDescription OtherAssessments10.156 546 11.3 IntegratedDisclosureSubsectionType ClosingCostsSubtotal10.157 564 11.6 IntegratedDisclosureSectionType DueFromBorrowerAtClosing10.158 565 11.6 IntegratedDisclosureSubsectionType AdjustmentsForItemsPaidBySellerInAdvance10.159 594 12.0 IntegratedDisclosureSectionType PaidAlreadyByOrOnBehalfOfBorrowerAtClosing10.160 596 12.1 IntegratedDisclosureSectionType PaidAlreadyByOrOnBehalfOfBorrowerAtClosing10.161 601 12.4 IntegratedDisclosureSectionType PaidAlreadyByOrOnBehalfOfBorrowerAtClosing10.162 616 12.6 IntegratedDisclosureSectionType PaidAlreadyByOrOnBehalfOfBorrowerAtClosing10.163 617 12.6 IntegratedDisclosureSubsectionType OtherCredits10.164 626 12.7 IntegratedDisclosureSectionType PaidAlreadyByOrOnBehalfOfBorrowerAtClosing10.165 673 14.0 IntegratedDisclosureSectionType DueToSellerAtClosing10.167 718 15.1 IntegratedDisclosureSectionType DueFromSellerAtClosing10.168 721 15.2 IntegratedDisclosureSectionType DueFromSellerAtClosing10.188 571 11.7 IntegratedDisclosureSectionType DueFromBorrowerAtClosing10.189 572 11.7 IntegratedDisclosureSubsectionType AdjustmentsForItemsPaidBySellerInAdvance10.190 573 11.7 ProrationItemType BoroughPropertyTax Property tax levied by the borough in which the

subject property is located.10.190 573 11.7 ProrationItemType CountyPropertyTax Property tax levied by the county in which the

subject property is located.10.195 578 11.8 IntegratedDisclosureSectionType DueFromBorrowerAtClosing10.196 579 11.8 IntegratedDisclosureSubsectionType AdjustmentsForItemsPaidBySellerInAdvance10.197 580 11.8 ProrationItemType CondominiumAssociationSpecialAssessment Fee payable to condominium association in which




condominium dues.



September 27, 2016

UCD Enumerations

10.197 580 11.8 ProrationItemType CooperativeAssociationSpecialAssessment Fee payable to cooperative association by the unit













10.197 580 11.8 ProrationItemType HomeownersAssociationSpecialAssessment Fee payable to homeowners or neighborhood





10.197 580 11.8 ProrationItemType Other10.202 585 11.9 IntegratedDisclosureSectionType DueFromBorrowerAtClosing10.203 586 11.9 IntegratedDisclosureSubsectionType AdjustmentsForItemsPaidBySellerInAdvance10.204 587 11.9 ProrationItemType CondominiumAssociationDues Fee payable to condominium association in which








management fees.10.204 587 11.9 ProrationItemType CooperativeAssociationDues Fee payable to cooperative in which the subject






management fees.



September 27, 2016

UCD Enumerations

10.204 587 11.9 ProrationItemType EarthquakeInsurancePremium Fee payable to insurer to provide property




earthquake.10.204 587 11.9 ProrationItemType FloodInsurancePremium Fee paid for flood insurance coverage on the


contents.10.204 587 11.9 ProrationItemType GroundRent A sum paid for land lease by the owner of a


located.10.204 587 11.9 ProrationItemType HailInsurancePremium Cost of coverage for hail damage insurance, which



10.204 587 11.9 ProrationItemType HazardInsurancePremium Fee paid for coverage on the subject property for


perils.10.204 587 11.9 ProrationItemType HomeownersAssociationDues Fee payable to homeowners or neighborhood









management fees10.204 587 11.9 ProrationItemType HomeownersInsurancePremium Periodic amount paid for coverage against








10.204 587 11.9 ProrationItemType InterestOnLoanAssumption10.204 587 11.9 ProrationItemType MortgageInsurancePremium Fee for Insurance or guaranty to protect lender


individual mortgage.10.204 587 11.9 ProrationItemType Other



September 27, 2016

UCD Enumerations

10.204 587 11.9 ProrationItemType PastDuePropertyTax Amount of real estate taxes on the subject

property that are past due as of the closing date.

10.204 587 11.9 ProrationItemType RentFromSubjectProperty Periodic amount paid by a tenant for occupancy of

a property.10.204 587 11.9 ProrationItemType StatePropertyTax Property tax levied by the state in which the

subject property is located.10.204 587 11.9 ProrationItemType Utilities Cost of services to provide power, heat, water,

waste removal and/or sewer to the subject

property.10.204 587 11.9 ProrationItemType VolcanoInsurancePremium Periodic amount paid for coverage against losses






subject property.

10.204 587 11.9 ProrationItemType WindAndStormInsurancePremium Periodic amount paid for coverage against losses







10.205 589 11.9 ProrationItemTypeOtherDescription OtherAssessments10.211 623 12.6 ClosingAdjustmentItemPaidOutsideOfClosingIndicator false true

10.213 633 12.7 ClosingAdjustmentItemPaidOutsideOfClosingIndicator false true

10.215 638 12.8 ProrationItemType CityPropertyTax Property tax levied by the city in which the subject



subject property is located.10.219 643 12.9 IntegratedDisclosureSectionType PaidAlreadyByOrOnBehalfOfBorrowerAtClosing10.220 644 12.9 IntegratedDisclosureSubsectionType AdjustmentsForItemsUnpaidBySeller10.221 645 12.9 ProrationItemType BoroughPropertyTax Property tax levied by the borough in which the


subject property is located.10.225 650 12.10 IntegratedDisclosureSectionType PaidAlreadyByOrOnBehalfOfBorrowerAtClosing



September 27, 2016

UCD Enumerations

10.226 651 12.10 IntegratedDisclosureSubsectionType AdjustmentsForItemsUnpaidBySeller10.227 652 12.10 ProrationItemType CondominiumAssociationSpecialAssessment Fee payable to condominium association in which




condominium dues.10.227 652 12.10 ProrationItemType CooperativeAssociationSpecialAssessment Fee payable to cooperative association by the unit


















10.227 652 12.10 ProrationItemType Other10.231 657 12.11 IntegratedDisclosureSectionType PaidAlreadyByOrOnBehalfOfBorrowerAtClosing10.232 658 12.11 IntegratedDisclosureSubsectionType AdjustmentsForItemsUnpaidBySeller10.233 659 12.11 ProrationItemType CondominiumAssociationDues Fee payable to condominium association in which








management fees.



September 27, 2016

UCD Enumerations

10.233 659 12.11 ProrationItemType CooperativeAssociationDues Fee payable to cooperative in which the subject






management fees.























management fees



September 27, 2016

UCD Enumerations

10.233 659 12.11 ProrationItemType HomeownersInsurancePremium Periodic amount paid for coverage against








10.233 659 12.11 ProrationItemType InterestOnLoanAssumption10.233 659 12.11 ProrationItemType MortgageInsurancePremium10.233 659 12.11 ProrationItemType Other10.233 659 12.11 ProrationItemType PastDuePropertyTax Amount of real estate taxes on the subject












subject property.








10.234 661 12.11 ProrationItemTypeOtherDescription OtherAssessments10.239 693 14.5 IntegratedDisclosureSectionType DueToSellerAtClosing10.240 694 14.5 IntegratedDisclosureSubsectionType AdjustmentsForItemsPaidBySellerInAdvance10.241 695 14.5 ProrationItemType BoroughPropertyTax Property tax levied by the borough in which the

subject property is located.



September 27, 2016

UCD Enumerations

10.241 695 14.5 ProrationItemType CountyPropertyTax Property tax levied by the county in which the

subject property is located.10.244 700 14.6 IntegratedDisclosureSectionType DueToSellerAtClosing10.245 701 14.6 IntegratedDisclosureSubsectionType AdjustmentsForItemsPaidBySellerInAdvance10.246 702 14.6 ProrationItemType CondominiumAssociationSpecialAssessment Fee payable to condominium association in which




condominium dues.10.246 702 14.6 ProrationItemType CooperativeAssociationSpecialAssessment Fee payable to cooperative association by the unit


















10.246 702 14.6 ProrationItemType Other10.249 707 14.7 IntegratedDisclosureSectionType DueToSellerAtClosing10.250 708 14.7 IntegratedDisclosureSubsectionType AdjustmentsForItemsPaidBySellerInAdvance10.251 709 14.7 ProrationItemType CondominiumAssociationDues Fee payable to condominium association in which








management fees.



September 27, 2016

UCD Enumerations

10.251 709 14.7 ProrationItemType CooperativeAssociationDues Fee payable to cooperative in which the subject






management fees.























management fees



September 27, 2016

UCD Enumerations

10.251 709 14.7 ProrationItemType HomeownersInsurancePremium Periodic amount paid for coverage against










individual mortgage.10.251 709 14.7 ProrationItemType Other10.251 709 14.7 ProrationItemType PastDuePropertyTax Amount of real estate taxes on the subject












subject property.








10.257 723 15.2 IntegratedDisclosureSubsectionPaidByType Seller10.258 724 15.2 IntegratedDisclosureSubsectionPaymentTimingType AtClosing10.260 752 15.8 ClosingAdjustmentItemType Other



September 27, 2016

UCD Enumerations

10.260 752 15.8 ClosingAdjustmentItemType RepairCompletionEscrowHoldback Amount of funds held by lender or servicer to be

disbursed when repairs, construction or other

improvements are completed on the subject

property.10.260 752 15.8 ClosingAdjustmentItemType TenantSecurityDeposit Amount of security deposit paid by a tenant to a


borrower purchasing the subject property.10.260 752 15.8 ClosingAdjustmentItemType TradeEquity Amount of value exchanged when property seller

and buyer are trading equity in other real property

in lieu of some portion of the cash purchase price

of the subject property. IRS 1031 Tax Exchange is

one type.10.260 752 15.8 ClosingAdjustmentItemType UnpaidUtilityEscrowHoldback Amount of funds held by lender or servicer to be

disbursed to pay unpaid utilities on the subject

property that have not been billed as of the

closing date.10.261 754 15.8 ClosingAdjustmentItemTypeOtherDescription SellersReserveAccountAssumption10.263 563 11.5 ClosingAdjustmentItemPaidOutsideOfClosingIndicator false true



10.274 764 15.10 IntegratedDisclosureSectionType DueFromSellerAtClosing10.275 765 15.10 IntegratedDisclosureSubsectionType AdjustmentsForItemsUnpaidBySeller10.276 766 15.10 ProrationItemType BoroughPropertyTax Property tax levied by the borough in which the


subject property is located.10.279 771 15.11 IntegratedDisclosureSectionType DueFromSellerAtClosing10.280 772 15.11 IntegratedDisclosureSubsectionType AdjustmentsForItemsUnpaidBySeller10.281 773 15.11 ProrationItemType CondominiumAssociationSpecialAssessment Fee payable to condominium association in which




condominium dues.



September 27, 2016

UCD Enumerations

10.281 773 15.11 ProrationItemType CooperativeAssociationSpecialAssessment Fee payable to cooperative association by the unit


















10.281 773 15.11 ProrationItemType Other10.284 778 15.12 IntegratedDisclosureSectionType DueFromSellerAtClosing10.285 779 15.12 IntegratedDisclosureSubsectionType AdjustmentsForItemsUnpaidBySeller10.286 780 15.12 ProrationItemType CondominiumAssociationDues Fee payable to condominium association in which








management fees.10.286 780 15.12 ProrationItemType CooperativeAssociationDues Fee payable to cooperative in which the subject






management fees.



September 27, 2016

UCD Enumerations























management fees10.286 780 15.12 ProrationItemType HomeownersInsurancePremium Periodic amount paid for coverage against










individual mortgage.10.286 780 15.12 ProrationItemType Other



September 27, 2016

UCD Enumerations

10.286 780 15.12 ProrationItemType PastDuePropertyTax Amount of real estate taxes on the subject












subject property.











10.299 731 15.5 LiabilityType SecondPositionMortgageLien Lien recorded to secure a second mortgage when

a first mortgage lien already exists.10.301 735 15.6 LiabilityType CollectionsJudgmentsAndLiens10.301 735 15.6 LiabilityType DelinquentTaxes Amount of local, state or federal taxes that are

past due and not paid10.301 735 15.6 LiabilityType HELOC A mortgage loan, which is usually in a subordinate

position, that allows the borrower to obtain

multiple advances of the loan proceeds at his or

her own discretion, up to an amount that

represents a specified percentage of the

borrowers equity in a proper10.301 735 15.6 LiabilityType Other



September 27, 2016

UCD Enumerations

10.301 735 15.6 LiabilityType Taxes Taxes levied on borrowers income by local, state,

or US Government.10.301 735 15.6 LiabilityType TaxLien A lien secured against the subject property due to

non-payment of taxes imposed by a government

body, typically the Internal Revenue Service or a

state or local taxing authority.

10.301 735 15.6 LiabilityType ThirdPositionMortgageLien Lien recorded to secure a third mortgage when a

first and second mortgage liens already exist.10.304 746 15.8 LiabilityType CollectionsJudgmentsAndLiens Lien upon the property of a debtor resulting from

a decree of the court.10.304 746 15.8 LiabilityType DeferredStudentLoan A student loan whose repayment is deferred.10.304 746 15.8 LiabilityType Garnishments A notice to an employer or other asset holder that

monies, wages, or property of a debtor must be

applied to a specific debt or creditor.10.304 746 15.8 LiabilityType Installment Borrowed money repaid in several successive

payments, usually at regular intervals, for a

specific amount and a specified term.10.304 746 15.8 LiabilityType Open30DayChargeAccount An account where the borrower can charge debt

as needed. The full balance is normally repaid on a

monthly basis.10.304 746 15.8 LiabilityType Other Used in conjunction with a textual description of

other types of liabilities.10.304 746 15.8 LiabilityType PersonalLoan A loan granted for personal or household use.

Loans may be unsecured or secured by the item

purchased.10.304 746 15.8 LiabilityType Revolving Open lines of credit, which are subject to variable

payments and interest in accordance with the

balance.10.304 746 15.8 LiabilityType UnsecuredHomeImprovementLoanInstallment10.310 545 11.3 IntegratedDisclosureSectionType DueFromBorrowerAtClosing10.313 543 11.2.1 PersonalPropertyIncludedIndicator false true10.314 540 11.1.1 PersonalPropertyIncludedIndicator false true10.315 675 14.1 PersonalPropertyIncludedIndicator false true10.316 678 14.2 PersonalPropertyIncludedIndicator false true10.317 745 15.8 IntegratedDisclosureSectionType DueFromSellerAtClosing10.318 751 15.8 IntegratedDisclosureSectionType DueFromSellerAtClosing10.338 551 11.4 LiabilityType BorrowerEstimatedTotalMonthlyLiabilityPayment The borrower monthly liability amount used by

the lender to qualify the borrower for the loan.10.338 551 11.4 LiabilityType CollectionsJudgmentsAndLiens Lien upon the property of a debtor resulting from

a decree of the court.10.338 551 11.4 LiabilityType DeferredStudentLoan A student loan whose repayment is deferred.10.338 551 11.4 LiabilityType DelinquentTaxes Amount of local, state or federal taxes that are

past due and not paid



September 27, 2016

UCD Enumerations

10.338 551 11.4 LiabilityType FirstPositionMortgageLien The amount of any mortgage loan secured in first

lien position.10.338 551 11.4 LiabilityType Garnishments A notice to an employer or other asset holder that


applied to a specific debt or creditor.10.338 551 11.4 LiabilityType HELOC A mortgage loan, which is usually in a subordinate





borrowers equity in a proper10.338 551 11.4 LiabilityType HomeownersAssociationLien10.338 551 11.4 LiabilityType Installment Borrowed money repaid in several successive


specific amount and a specified term.10.338 551 11.4 LiabilityType LeasePayment Regular payment amount specified by long-term

contract for the use of an asset.10.338 551 11.4 LiabilityType MortgageLoan A closed ended lien secured against a property

that may be in a first or subordinate lien position.

Collected on the URLA in Section VI (Liabilities).

10.338 551 11.4 LiabilityType Open30DayChargeAccount An account where the borrower can charge debt







balance.10.338 551 11.4 LiabilityType SecondPositionMortgageLien Lien recorded to secure a second mortgage when

a first mortgage lien already exists.10.338 551 11.4 LiabilityType Taxes Taxes levied on borrowers income by local, state,

or US Government.10.338 551 11.4 LiabilityType TaxLien10.338 551 11.4 LiabilityType ThirdPositionMortgageLien Lien recorded to secure a third mortgage when a

first and second mortgage liens already exist.10.338 551 11.4 LiabilityType UnsecuredHomeImprovementLoanInstallment10.338 551 11.4 LiabilityType UnsecuredHomeImprovementLoanRevolving10.346 729 15.4 IntegratedDisclosureSectionType DueFromSellerAtClosing10.347 733 15.5 IntegratedDisclosureSectionType DueFromSellerAtClosing10.348 738 15.6 IntegratedDisclosureSectionType DueFromSellerAtClosing



September 27, 2016

UCD Enumerations

10.350 550 11.4 IntegratedDisclosureSectionType DueFromBorrowerAtClosing10.351 607 12.4 IntegratedDisclosureSectionType PaidAlreadyByOrOnBehalfOfBorrowerAtClosing11.004 795 17.1 AssumabilityIndicator false true11.005 796 17.2 DemandFeatureIndicator false true11.008 800 17.3 LateChargeType FlatDollarAmount11.008 800 17.3 LateChargeType NoLateCharges11.008 800 17.3 LateChargeType PercentageOfDelinquentInterest Late charge is a percentage of the delinquent

interest on any overdue payment.11.008 800 17.3 LateChargeType PercentageOfNetPayment Late change is a percentage of the total payment

less any buydown subsidy or optional insurance

portion of that payment.11.008 800 17.3 LateChargeType PercentageOfPrincipalBalance Late charge is a percentage of the principal

balance.11.008 800 17.3 LateChargeType PercentageOfTotalPayment Late charge is a percentage of the total payment.

11.008 800 17.3 LateChargeType PercentOfPrincipalAndInterest Late charge is a percentage of principal and

interest amount.11.009 801 17.4 NegativeAmortizationIndicator false true11.010 802 17.4 NegativeAmortizationType PotentialNegativeAmortization11.010 802 17.4 NegativeAmortizationType ScheduledNegativeAmortization11.013 803 17.5 PartialPaymentAllowedIndicator false true11.021 815 18.1 EscrowIndicator false true11.032 827 18.7 FeeType EscrowWaiverFee Fee imposed for waiving the requirement for an





11.035 830 19.1 InterestOnlyIndicator false true11.037 832 19.2 PaymentOptionIndicator false true11.039 837 19.3 AmortizationType GPM GPM - (Graduated Payment Mortgage) A type of

flexible payment mortgage where the payments

increase for a specified period of time and then

level off. Usually involves negative amortization.

11.039 837 19.3 AmortizationType GraduatedPaymentARM Periodic payments/rate changes with additional

specified principal and interest changes as

documented in the Security Instruments.

11.039 837 19.3 AmortizationType Step Fixed periodic payment/rate changes without

subsidy or negative amortization.11.041 839 19.4 SeasonalPaymentFeatureIndicator false true11.046 842 19.5 PaymentFrequencyType Annual11.046 842 19.5 PaymentFrequencyType AtMaturity Payment one time at maturity



September 27, 2016

UCD Enumerations

11.046 842 19.5 PaymentFrequencyType Biweekly11.046 842 19.5 PaymentFrequencyType Monthly11.046 842 19.5 PaymentFrequencyType Quarterly11.046 842 19.5 PaymentFrequencyType Semiannual Payment every six months11.046 842 19.5 PaymentFrequencyType Semimonthly Payment twice a month11.046 842 19.5 PaymentFrequencyType Weekly11.048 843 19.6 AdjustmentRuleType First11.050 847 19.7 AdjustmentRuleType Subsequent11.055 852 20.1 IndexType BankPrimeLoan Often referred to as Prime Rate11.055 852 20.1 IndexType CertificateOfDepositIndex Often referred to as CODI11.055 852 20.1 IndexType ConstantMaturityTreasury Often referred to as CMT11.055 852 20.1 IndexType CostOfSavingsIndex Often referred to as COSI11.055 852 20.1 IndexType EleventhDistrictCostOfFundsIndex Often referred to as COFI11.055 852 20.1 IndexType LIBOR London Interbank Offered Rate11.055 852 20.1 IndexType Other11.055 852 20.1 IndexType TreasuryBill Often referred to as T-Bill11.055 852 20.1 IndexType TwelveMonthTreasuryAverage Often referred to as MTA11.061 865 20.5 AdjustmentRuleType Subsequent11.065 871 20.7 AdjustmentRuleType Subsequent11.077 825 18.1 EscrowAbsenceReasonType BorrowerDeclined11.077 825 18.1 EscrowAbsenceReasonType LenderDoesNotOffer11.078 867 20.6 AdjustmentRuleType First11.085 820 18.4 IntegratedDisclosureSectionType InitialEscrowPaymentAtClosing11.087 822 18.5 SequenceNumber 111.090 804 17.5 PartialPaymentApplicationMethodType ApplyPartialPayment11.090 804 17.5 PartialPaymentApplicationMethodType HoldUntilCompleteAmount11.090 804 17.5 PartialPaymentApplicationMethodType Other11.095 812 17.6 AssetType Annuity A fixed sum of money paid to someone each year

typically for the rest of their life.11.095 812 17.6 AssetType Automobile Car or similar personal transportation vehicle

disclosed as borrowers asset. Usually linked to

make or model and year. Typical valuation

method is market (blue book).11.095 812 17.6 AssetType Boat A vessel used for travel on water.11.095 812 17.6 AssetType Bond An interest-bearing certificate of debt with

maturity date. An obligation of issuing entity.

Typical valuation is face value (e.g., $1,000

denomination) & market (e.g., value of 4% bond

when yields are 6%).11.095 812 17.6 AssetType CertificateOfDepositTimeDeposit Certificates issued by financial institutions with a

stated term or interest rate, and with a set

maturity date. The bank pays the holder in due

course at maturity. Early withdrawal subject to

penalty. Considered liquid.



September 27, 2016

UCD Enumerations

11.095 812 17.6 AssetType LifeInsurance A life insurance policy with a value or investment

component. Details of amounts for each policy or

Accumulated investment cash value of life

insurance policy, net of any loans against that

amount. Detail of amounts for each policy.

11.095 812 17.6 AssetType MoneyMarketFund Mutual fund that allows individuals to participate

in managed investments in short-term debt

securities, such as certificates of deposit and

Treasury bills.11.095 812 17.6 AssetType MutualFund Financial entity that invests its shareholders funds

in stocks and bonds of other entities with the

objective of obtaining a return on its shareholders

investment.11.095 812 17.6 AssetType NetWorthOfBusinessOwned For a business owned by borrower, the amount

resulting from the calculation Assets minus

liabilities. Collected on the URLA in Section VI

(Assets - Net Worth of Business).11.095 812 17.6 AssetType Other11.095 812 17.6 AssetType PendingNetSaleProceedsFromRealEstateAssets Estimated net cash proceeds (sales price -

obligations) from anticipated sale of borrowers

real estate assets.11.095 812 17.6 AssetType RealEstateOwned Market value of real estate owned by the

borrower. Not the borrowers primary home.11.095 812 17.6 AssetType RecreationalVehicle A motor vehicle or trailer equipped with living

space and amenities used for recreational

purposes.11.095 812 17.6 AssetType RelocationMoney The funds that are being contributed by an outside

party to be added to the closing funds. The Asset

value is necessary for multiple borrowers, who

each may have their own credit.

11.095 812 17.6 AssetType RetirementFund 401Ks, IRAs, etc. controlled by borrower (vested)

valued at market.11.095 812 17.6 AssetType SaleOtherAssets The amount that will be applied to closing funds

from the sale of assets not otherwise identified.

11.095 812 17.6 AssetType SavingsAccount Interest-paying account with a financial institution

whose main purpose is to earn interest on owners

funds held therein. This is NOT a demand deposit

account.11.095 812 17.6 AssetType SavingsBond A nontransferable registered bond issued by the

U.S. government.



September 27, 2016

UCD Enumerations

11.095 812 17.6 AssetType SecuredBorrowedFundsNotDeposited Proceeds from a loan secured by borrowers

assets, which have not yet been deposited to

borrowers accounts or included with other assets

disclosed. Considered liquid. Collected on the

URLA in Section VI (Assets - Other Assets).

11.095 812 17.6 AssetType SeverancePackage A bundle of pay and benefits offered to an

employee upon separation from employment.11.095 812 17.6 AssetType Stock Financial instrument evidencing an ownership

interest in entity that issued the stock. Typical

valuation method is Market.11.095 812 17.6 AssetType TrustAccount Fiduciary relationship where legal title to a

property is transferred to a trustee with the

intention the property be administered by the

trustee for benefit of the beneficiary, who holds

equitable title to such property.11.097 806 17.6 AddressUnitDesignatorType Apartment11.097 806 17.6 AddressUnitDesignatorType Basement11.097 806 17.6 AddressUnitDesignatorType Building11.097 806 17.6 AddressUnitDesignatorType Condo11.097 806 17.6 AddressUnitDesignatorType Department11.097 806 17.6 AddressUnitDesignatorType Floor11.097 806 17.6 AddressUnitDesignatorType Front11.097 806 17.6 AddressUnitDesignatorType Hanger11.097 806 17.6 AddressUnitDesignatorType Key11.097 806 17.6 AddressUnitDesignatorType Lobby11.097 806 17.6 AddressUnitDesignatorType Lot11.097 806 17.6 AddressUnitDesignatorType Lower11.097 806 17.6 AddressUnitDesignatorType Office11.097 806 17.6 AddressUnitDesignatorType Penthouse11.097 806 17.6 AddressUnitDesignatorType Pier11.097 806 17.6 AddressUnitDesignatorType Rear11.097 806 17.6 AddressUnitDesignatorType Room11.097 806 17.6 AddressUnitDesignatorType Side11.097 806 17.6 AddressUnitDesignatorType Space11.097 806 17.6 AddressUnitDesignatorType Stop11.097 806 17.6 AddressUnitDesignatorType Suite11.097 806 17.6 AddressUnitDesignatorType Trailer11.097 806 17.6 AddressUnitDesignatorType Unit11.097 806 17.6 AddressUnitDesignatorType Upper11.104 824 18.1 EscrowIndicator false true11.107 833 19.2 NegativeAmortizationIndicator false true11.112 870 20.6 BuydownReflectedInNoteIndicator false true13.001 885 22.1 DeficiencyRightsPreservedIndicator false true



September 27, 2016

UCD Enumerations

14.001 887 23.1.1 PartyRoleType NotePayTo14.003 889 23.2.1 AddressType Mailing14.005 891 23.2.1 AddressUnitDesignatorType Apartment14.005 891 23.2.1 AddressUnitDesignatorType Basement14.005 891 23.2.1 AddressUnitDesignatorType Building14.005 891 23.2.1 AddressUnitDesignatorType Condo14.005 891 23.2.1 AddressUnitDesignatorType Department14.005 891 23.2.1 AddressUnitDesignatorType Floor14.005 891 23.2.1 AddressUnitDesignatorType Front14.005 891 23.2.1 AddressUnitDesignatorType Hanger14.005 891 23.2.1 AddressUnitDesignatorType Key14.005 891 23.2.1 AddressUnitDesignatorType Lobby14.005 891 23.2.1 AddressUnitDesignatorType Lot14.005 891 23.2.1 AddressUnitDesignatorType Lower14.005 891 23.2.1 AddressUnitDesignatorType Office14.005 891 23.2.1 AddressUnitDesignatorType Penthouse14.005 891 23.2.1 AddressUnitDesignatorType Pier14.005 891 23.2.1 AddressUnitDesignatorType Rear14.005 891 23.2.1 AddressUnitDesignatorType Room14.005 891 23.2.1 AddressUnitDesignatorType Side14.005 891 23.2.1 AddressUnitDesignatorType Space14.005 891 23.2.1 AddressUnitDesignatorType Stop14.005 891 23.2.1 AddressUnitDesignatorType Suite14.005 891 23.2.1 AddressUnitDesignatorType Trailer14.005 891 23.2.1 AddressUnitDesignatorType Unit14.005 891 23.2.1 AddressUnitDesignatorType Upper14.013 899 GSE LicenseAuthorityLevelType Private14.013 899 GSE LicenseAuthorityLevelType PublicFederal14.013 899 GSE LicenseAuthorityLevelType PublicLocal14.013 899 GSE LicenseAuthorityLevelType PublicState14.016 902 23.5.1 PartyRoleType NotePayTo14.023 910 GSE LicenseAuthorityLevelType Private14.023 910 GSE LicenseAuthorityLevelType PublicFederal14.023 910 GSE LicenseAuthorityLevelType PublicLocal14.023 910 GSE LicenseAuthorityLevelType PublicState14.028 915 23.1.2 PartyRoleType MortgageBroker14.031 917 23.2.2 AddressType Mailing14.033 919 23.2.2 AddressUnitDesignatorType Apartment14.033 919 23.2.2 AddressUnitDesignatorType Basement14.033 919 23.2.2 AddressUnitDesignatorType Building14.033 919 23.2.2 AddressUnitDesignatorType Condo14.033 919 23.2.2 AddressUnitDesignatorType Department14.033 919 23.2.2 AddressUnitDesignatorType Floor14.033 919 23.2.2 AddressUnitDesignatorType Front14.033 919 23.2.2 AddressUnitDesignatorType Hanger



September 27, 2016

UCD Enumerations

14.033 919 23.2.2 AddressUnitDesignatorType Key14.033 919 23.2.2 AddressUnitDesignatorType Lobby14.033 919 23.2.2 AddressUnitDesignatorType Lot14.033 919 23.2.2 AddressUnitDesignatorType Lower14.033 919 23.2.2 AddressUnitDesignatorType Office14.033 919 23.2.2 AddressUnitDesignatorType Penthouse14.033 919 23.2.2 AddressUnitDesignatorType Pier14.033 919 23.2.2 AddressUnitDesignatorType Rear14.033 919 23.2.2 AddressUnitDesignatorType Room14.033 919 23.2.2 AddressUnitDesignatorType Side14.033 919 23.2.2 AddressUnitDesignatorType Space14.033 919 23.2.2 AddressUnitDesignatorType Stop14.033 919 23.2.2 AddressUnitDesignatorType Suite14.033 919 23.2.2 AddressUnitDesignatorType Trailer14.033 919 23.2.2 AddressUnitDesignatorType Unit14.033 919 23.2.2 AddressUnitDesignatorType Upper14.041 927 GSE LicenseAuthorityLevelType Private14.041 927 GSE LicenseAuthorityLevelType PublicFederal14.041 927 GSE LicenseAuthorityLevelType PublicLocal14.041 927 GSE LicenseAuthorityLevelType PublicState14.044 930 23.5.2 PartyRoleType MortgageBroker14.051 938 GSE LicenseAuthorityLevelType Private14.051 938 GSE LicenseAuthorityLevelType PublicFederal14.051 938 GSE LicenseAuthorityLevelType PublicLocal14.051 938 GSE LicenseAuthorityLevelType PublicState14.056 943 23.1.3 PartyRoleType RealEstateAgent14.057 944 23.1.3 RealEstateAgentType Selling The agent that sold the property and represents

the Buyer (may also be known as the Buyers

Agent).14.059 946 23.2.3 AddressType Mailing14.061 948 23.2.3 AddressUnitDesignatorType Apartment14.061 948 23.2.3 AddressUnitDesignatorType Basement14.061 948 23.2.3 AddressUnitDesignatorType Building14.061 948 23.2.3 AddressUnitDesignatorType Condo14.061 948 23.2.3 AddressUnitDesignatorType Department14.061 948 23.2.3 AddressUnitDesignatorType Floor14.061 948 23.2.3 AddressUnitDesignatorType Front14.061 948 23.2.3 AddressUnitDesignatorType Hanger14.061 948 23.2.3 AddressUnitDesignatorType Key14.061 948 23.2.3 AddressUnitDesignatorType Lobby14.061 948 23.2.3 AddressUnitDesignatorType Lot14.061 948 23.2.3 AddressUnitDesignatorType Lower14.061 948 23.2.3 AddressUnitDesignatorType Office14.061 948 23.2.3 AddressUnitDesignatorType Penthouse14.061 948 23.2.3 AddressUnitDesignatorType Pier



September 27, 2016

UCD Enumerations

14.061 948 23.2.3 AddressUnitDesignatorType Rear14.061 948 23.2.3 AddressUnitDesignatorType Room14.061 948 23.2.3 AddressUnitDesignatorType Side14.061 948 23.2.3 AddressUnitDesignatorType Space14.061 948 23.2.3 AddressUnitDesignatorType Stop14.061 948 23.2.3 AddressUnitDesignatorType Suite14.061 948 23.2.3 AddressUnitDesignatorType Trailer14.061 948 23.2.3 AddressUnitDesignatorType Unit14.061 948 23.2.3 AddressUnitDesignatorType Upper14.069 956 GSE LicenseAuthorityLevelType Private14.069 956 GSE LicenseAuthorityLevelType PublicFederal14.069 956 GSE LicenseAuthorityLevelType PublicLocal14.069 956 GSE LicenseAuthorityLevelType PublicState14.072 959 23.5.3 PartyRoleType RealEstateAgent14.073 960 23.5.3 RealEstateAgentType Selling The agent that sold the property and represents

the Buyer (may also be known as the Buyers

Agent).14.080 968 GSE LicenseAuthorityLevelType Private14.080 968 GSE LicenseAuthorityLevelType PublicFederal14.080 968 GSE LicenseAuthorityLevelType PublicLocal14.080 968 GSE LicenseAuthorityLevelType PublicState14.085 973 23.1.4 PartyRoleType RealEstateAgent14.086 974 23.1.4 RealEstateAgentType Listing The agent that listed the property and represents

the Seller.14.088 976 23.2.4 AddressType Mailing14.090 978 23.2.4 AddressUnitDesignatorType Apartment14.090 978 23.2.4 AddressUnitDesignatorType Basement14.090 978 23.2.4 AddressUnitDesignatorType Building14.090 978 23.2.4 AddressUnitDesignatorType Condo14.090 978 23.2.4 AddressUnitDesignatorType Department14.090 978 23.2.4 AddressUnitDesignatorType Floor14.090 978 23.2.4 AddressUnitDesignatorType Front14.090 978 23.2.4 AddressUnitDesignatorType Hanger14.090 978 23.2.4 AddressUnitDesignatorType Key14.090 978 23.2.4 AddressUnitDesignatorType Lobby14.090 978 23.2.4 AddressUnitDesignatorType Lot14.090 978 23.2.4 AddressUnitDesignatorType Lower14.090 978 23.2.4 AddressUnitDesignatorType Office14.090 978 23.2.4 AddressUnitDesignatorType Penthouse14.090 978 23.2.4 AddressUnitDesignatorType Pier14.090 978 23.2.4 AddressUnitDesignatorType Rear14.090 978 23.2.4 AddressUnitDesignatorType Room14.090 978 23.2.4 AddressUnitDesignatorType Side14.090 978 23.2.4 AddressUnitDesignatorType Space14.090 978 23.2.4 AddressUnitDesignatorType Stop



September 27, 2016

UCD Enumerations

14.090 978 23.2.4 AddressUnitDesignatorType Suite14.090 978 23.2.4 AddressUnitDesignatorType Trailer14.090 978 23.2.4 AddressUnitDesignatorType Unit14.090 978 23.2.4 AddressUnitDesignatorType Upper14.098 986 GSE LicenseAuthorityLevelType Private14.098 986 GSE LicenseAuthorityLevelType PublicFederal14.098 986 GSE LicenseAuthorityLevelType PublicLocal14.098 986 GSE LicenseAuthorityLevelType PublicState14.101 989 23.5.4 PartyRoleType RealEstateAgent14.102 990 23.5.4 RealEstateAgentType Listing The agent that listed the property and represents

the Seller.14.109 998 GSE LicenseAuthorityLevelType Private14.109 998 GSE LicenseAuthorityLevelType PublicFederal14.109 998 GSE LicenseAuthorityLevelType PublicLocal14.109 998 GSE LicenseAuthorityLevelType PublicState14.114 1003 23.1.5 PartyRoleType ClosingAgent14.116 1005 23.2.5 AddressType Mailing14.118 1007 23.2.5 AddressUnitDesignatorType Apartment14.118 1007 23.2.5 AddressUnitDesignatorType Basement14.118 1007 23.2.5 AddressUnitDesignatorType Building14.118 1007 23.2.5 AddressUnitDesignatorType Condo14.118 1007 23.2.5 AddressUnitDesignatorType Department14.118 1007 23.2.5 AddressUnitDesignatorType Floor14.118 1007 23.2.5 AddressUnitDesignatorType Front14.118 1007 23.2.5 AddressUnitDesignatorType Hanger14.118 1007 23.2.5 AddressUnitDesignatorType Key14.118 1007 23.2.5 AddressUnitDesignatorType Lobby14.118 1007 23.2.5 AddressUnitDesignatorType Lot14.118 1007 23.2.5 AddressUnitDesignatorType Lower14.118 1007 23.2.5 AddressUnitDesignatorType Office14.118 1007 23.2.5 AddressUnitDesignatorType Penthouse14.118 1007 23.2.5 AddressUnitDesignatorType Pier14.118 1007 23.2.5 AddressUnitDesignatorType Rear14.118 1007 23.2.5 AddressUnitDesignatorType Room14.118 1007 23.2.5 AddressUnitDesignatorType Side14.118 1007 23.2.5 AddressUnitDesignatorType Space14.118 1007 23.2.5 AddressUnitDesignatorType Stop14.118 1007 23.2.5 AddressUnitDesignatorType Suite14.118 1007 23.2.5 AddressUnitDesignatorType Trailer14.118 1007 23.2.5 AddressUnitDesignatorType Unit14.118 1007 23.2.5 AddressUnitDesignatorType Upper14.126 1015 GSE LicenseAuthorityLevelType Private14.126 1015 GSE LicenseAuthorityLevelType PublicFederal14.126 1015 GSE LicenseAuthorityLevelType PublicLocal14.126 1015 GSE LicenseAuthorityLevelType PublicState



September 27, 2016

UCD Enumerations

14.129 1018 23.5.5 PartyRoleType ClosingAgent14.136 1026 GSE LicenseAuthorityLevelType Private14.136 1026 GSE LicenseAuthorityLevelType PublicFederal14.136 1026 GSE LicenseAuthorityLevelType PublicLocal14.136 1026 GSE LicenseAuthorityLevelType PublicState14.141 897 23.3.1 | 23.4.1 IdentifierOwnerURI "mortgage.nationwidelicensingsystem.org"14.142 908 23.6.1 | 23.7.1 IdentifierOwnerURI "mortgage.nationwidelicensingsystem.org"14.143 925 23.3.2 | 23.4.2 IdentifierOwnerURI "mortgage.nationwidelicensingsystem.org"14.144 936 23.6.2 |23.7.2 IdentifierOwnerURI "mortgage.nationwidelicensingsystem.org"16.002 1034 25.1 LiabilityType CollectionsJudgmentsAndLiens Lien upon the property of a debtor resulting from

a decree of the court.16.002 1034 25.1 LiabilityType DeferredStudentLoan A student loan whose repayment is deferred.16.002 1034 25.1 LiabilityType DelinquentTaxes Amount of local, state or federal taxes that are

past due and not paid16.002 1034 25.1 LiabilityType FirstPositionMortgageLien The amount of any mortgage loan secured in first

lien position.16.002 1034 25.1 LiabilityType Garnishments A notice to an employer or other asset holder that


applied to a specific debt or creditor.16.002 1034 25.1 LiabilityType HELOC A mortgage loan, which is usually in a subordinate





borrowers equity in a proper16.002 1034 25.1 LiabilityType Installment Borrowed money repaid in several successive


specific amount and a specified term.16.002 1034 25.1 LiabilityType LeasePayment

16.002 1034 25.1 LiabilityType Open30DayChargeAccount An account where the borrower can charge debt







balance.16.002 1034 25.1 LiabilityType SecondPositionMortgageLien Lien recorded to secure a second mortgage when

a first mortgage lien already exists.



September 27, 2016

UCD Enumerations

16.002 1034 25.1 LiabilityType Taxes Taxes levied on borrowers income by local, state,

or US Government.16.002 1034 25.1 LiabilityType TaxLien A lien secured against the subject property due to

non-payment of taxes imposed by a government

body, typically the Internal Revenue Service or a

state or local taxing authority.

16.002 1034 25.1 LiabilityType ThirdPositionMortgageLien Lien recorded to secure a third mortgage when a

first and second mortgage liens already exist.16.002 1034 25.1 LiabilityType UnsecuredHomeImprovementLoanInstallment16.002 1034 25.1 LiabilityType UnsecuredHomeImprovementLoanRevolving16.005 1041 25.2 IntegratedDisclosureSectionType PayoffsAndPayments16.010 1033 25.0 IntegratedDisclosureSectionType PayoffsAndPayments16.011 1037 25.1 LiabilitySecuredBySubjectPropertyIndicator false true16.012 1043 25.1 IntegratedDisclosureSectionType PayoffsAndPayments16.015 1051 GSE Requirement SubordinateFinancingIsNewIndicator false16.015 1051 GSE Requirement SubordinateFinancingIsNewIndicator true16.017 1045 25.1 ClosingAdjustmentItemType Gift16.017 1045 25.1 ClosingAdjustmentItemType Grant16.017 1045 25.1 ClosingAdjustmentItemType Other16.017 1045 25.1 ClosingAdjustmentItemType RebateCredit16.019 1047 25.1 ClosingAdjustmentItemTypeOtherDescription PrincipalReduction16.020 1048 25.1 IntegratedDisclosureSectionType PayoffsAndPayments997.003 99999 XML SequenceNumber 1997.005 99999 XML SequenceNumber 1997.006 99999 XML xlink:label PARTY1_ROLE1997.007 99999 XML SequenceNumber 2997.009 99999 XML SequenceNumber 2997.010 99999 XML xlink:label PARTY2_ROLE1997.021 99999 XML SequenceNumber 3997.023 99999 XML SequenceNumber 3997.024 99999 XML xlink:label PARTY3_ROLE1997.025 99999 XML SequenceNumber 4997.027 99999 XML SequenceNumber 4997.028 99999 XML xlink:label PARTY4_ROLE1997.029 99999 XML SequenceNumber 5997.031 99999 XML SequenceNumber 5997.032 99999 XML xlink:label PARTY5_ROLE1997.033 99999 XML SequenceNumber 6997.035 99999 XML SequenceNumber 6997.036 99999 XML xlink:label PARTY6_ROLE1997.037 99999 XML SequenceNumber 7997.039 99999 XML SequenceNumber 7997.040 99999 XML xlink:label PARTY7_ROLE1997.041 99999 XML SequenceNumber 8



September 27, 2016

UCD Enumerations

997.043 99999 XML SequenceNumber 8997.044 99999 XML xlink:label PARTY8_ROLE1997.045 99999 XML SequenceNumber 9997.051 99999 XML SequenceNumber 10997.053 99999 XML SequenceNumber 1

2

3

4…997.054 99999 XML SequenceNumber997.055 99999 XML SequenceNumber 9997.056 99999 XML xlink:label PARTY9_ROLE1997.057 99999 XML SequenceNumber 10997.059 99999 XML xlink:label PARTY10_ROLE1997.060 99999 XML SequenceNumber 1

2

3

4…997.061 99999 XML SequenceNumber 1997.062 99999 XML xlink:arcrole urn:fdc:mismo.org:2009:residential/ROLE_IsEmployedBy_R

OLE997.063 99999 XML xlink:from PARTY2_ROLE1997.066 99999 XML xlink:to PARTY1_ROLE1997.068 99999 XML SequenceNumber 2997.069 99999 XML SequenceNumber 3997.070 99999 XML SequenceNumber 4997.071 99999 XML SequenceNumber 5997.072 99999 XML xlink:arcrole urn:fdc:mismo.org:2009:residential/ROLE_IsEmployedBy_R

OLE997.073 99999 XML xlink:arcrole urn:fdc:mismo.org:2009:residential/ROLE_IsEmployedBy_R



OLE997.076 99999 XML xlink:from PARTY4_ROLE1997.077 99999 XML xlink:from PARTY6_ROLE1997.078 99999 XML xlink:from PARTY8_ROLE1997.079 99999 XML xlink:from PARTY10_ROLE1997.080 99999 XML xlink:to PARTY3_ROLE1997.081 99999 XML xlink:to PARTY5_ROLE1997.082 99999 XML xlink:to PARTY7_ROLE1997.083 99999 XML xlink:to PARTY9_ROLE1997.084 99999 XML xlink:label PARTY11_ROLE1997.085 99999 XML xlink:label PARTY12_ROLE1



September 27, 2016

UCD Enumerations

997.087 99999 XML xlink:label PARTY14_ROLE1997.088 99999 XML SequenceNumber 11997.089 99999 XML xlink:arcrole urn:fdc:mismo.org:2009:residential/ROLE_IsAssociatedWit

h_SIGNATORY997.090 99999 XML xlink:from PARTY11_ROLE1997.091 99999 XML xlink:to SIGNATORY_1997.092 99999 XML SequenceNumber 12997.093 99999 XML xlink:arcrole urn:fdc:mismo.org:2009:residential/ROLE_IsAssociatedWit



h_SIGNATORY997.102 99999 XML xlink:from PARTY14_ROLE1997.103 99999 XML xlink:to SIGNATORY_4997.104 99999 XML xlink:label SIGNATORY_1997.105 99999 XML xlink:label SIGNATORY_2997.106 99999 XML xlink:label SIGNATORY_3997.107 99999 XML xlink:label SIGNATORY_4997.108 99999 XML xlink:to PARTY9_ROLE1997.109 99999 XML xlink:label PARTY13_ROLE1



September 27, 2016

UCD ARC Roles

Form Field Id Container Entity Sequence Number Xlink:Label

23.1.1 PARTY/ROLE[PartyRoleType = "NotePayTo"] Organization 1 PARTY1_ROLE1

23.5.1 PARTY/ROLE[PartyRoleType = "NotePayTo"] Contact 2 PARTY2_ROLE1

23.1.2 PARTY/ROLE[PartyRoleType = "MortgageBroker"] Organization 3 PARTY3_ROLE123.5.2 PARTY/ROLE[PartyRoleType = "MortgageBroker"] Contact 4 PARTY4_ROLE123.1.3 PARTY/ROLE[PartyRoleType = "RealEstateAgent"] Organization 5 PARTY5_ROLE123.5.3 PARTY/ROLE[PartyRoleType = "RealEstateAgent"] Contact 6 PARTY6_ROLE123.1.4 PARTY/ROLE[PartyRoleType = "RealEstateAgent"] Organization 7 PARTY7_ROLE123.5.4 PARTY/ROLE[PartyRoleType = "RealEstateAgent"] Contact 8 PARTY8_ROLE123.1.5 PARTY/ROLE[PartyRoleType = "ClosingAgent"] Organization 9 PARTY9_ROLE123.5.5 PARTY/ROLE[PartyRoleType = "ClosingAgent"] Contact 10 PARTY10_ROLE1

24.1 PARTY/ROLE[PartyRoleType = "Borrower"] Individual 11 PARTY11_ROLE124.1 PARTY/ROLE[PartyRoleType = "Borrower"] Individual 12 PARTY12_ROLE1

PARTY/ROLE[PartyRoleType = "Seller"] Individual 1 PARTY13_ROLE1PARTY/ROLE[PartyRoleType = "Seller"] Individual 1 PARTY14_ROLE1

Form Field ID/Form Field Name Xpath Attribute xLink:label Value Notes

24.1/SignatureMESSAGE/DEAL_SETS/DEAL_SET/DEALS/DEAL/PARTIES/REL

ATIONSHIPS/RELATIONSHIPSequence Number

arcrole="urn:fdc:mismo.org:2009:res

idential/ROLE_IsAssociatedWith_SIG

NATORY"

ROLE_IsAssociatedWith_SIGNATORY

from PARTY11_ROLE1to SIGNATORY_1

24.1/SignatureMESSAGE/DEAL_SETS/DEAL_SET/DEALS/DEAL/PARTIES/REL




NATORY"



SignatureMESSAGE/DEAL_SETS/DEAL_SET/DEALS/DEAL/PARTIES/REL




NATORY"



SignatureMESSAGE/DEAL_SETS/DEAL_SET/DEALS/DEAL/PARTIES/REL


Establishing Endpoints in the Relationship

Relationships Container


UCD ARC Roles 315 of 316Document Version 1.5

September 27, 2016

UCD ARC Roles



NATORY"



MESSAGE/DEAL_SETS/DEAL_SET/DEALS/DEAL/PARTIES/REL

ATIONSHIPS/RELATIONSHIPMESSAGE/DEAL_SETS/DEAL_SET/DEALS/DEAL/PARTIES/REL

ATIONSHIPS/RELATIONSHIP Sequence Number 1arcrole="urn:fdc:mismo.org:2009:res

idential ROLE_IsemployedBy_ROLEfrom PARTY2_ROLE1 NotePayTo (INDIVIDUAL)to PARTY1_ROLE1 NotePayTo (LEGAL ENTITY)



idential ROLE_IsemployedBy_ROLEfrom PARTY4_ROLE1 MortgageBroker (INDIVIDUAL)to PARTY3_ROLE1 MortgageBroker (LEGAL ENTITY)



idential ROLE_IsemployedBy_ROLEfrom PARTY6_ROLE1 RealEstateAgent (Selling) (INDIVIDUAL)to PARTY5_ROLE1 RealEstateAgent (Selling) (LEGAL ENTITY)



idential ROLE_IsemployedBy_ROLEfrom PARTY8_ROLE1 RealEstateAgent (Listing) (INDIVIDUAL)to PARTY7_ROLE1 RealEstateAgent (Listing) (LEGAL ENTITY)



idential ROLE_IsemployedBy_ROLEfrom PARTY10_ROLE1 ClosingAgent (INDIVIDUAL)to PARTY9_ROLE1 ClosingAgent (LEGAL ENTITY)

23.0.5 / Settlement Agent

23.1.5 / Settlement Agent

23.0.1 / Lender

23.1.1/Lender

23.0.2 /Mortgage Broker

23.1.2/Mortgage Broker

23.0.3 / Real Estate Broker (B)

23.1.3 / Real Estate Broker (B)

23.0.4 / Real Estate Broker (S)

23.1.4 / Real Estate Broker (S)


UCD ARC Roles 316 of 316Document Version 1.5

September 27, 2016

uniform closing dataset (ucd) · pdf fileuniform closing dataset (ucd) specification issued by...

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