bc new homes guide - jun 26, 2015

FAMILY HOMES ON BURKE MOUNTAINPRIORITY REGISTER AT POLYHOMES.COM 604.871.4296

Artist’s rendering only.

June 26 - July 10, 2015 Volume 23 Issue 13

INSIDE THIS ISSUE

DO YOU HAVE A COLLATERAL MORTGAGE?

STUDY: FIRST-TIMERS HAVE NO REGRETS

REBGV: COMPETITIVE MARKET CONTINUES

SCAN FOR SPECIAL PROMOTION

604.418.7072 604.961.5160 604.961.5160

3 bedroom plus flex room, 3.5 bath $389,900 +gst.

Side by side double garage, end unit By Appointment Only

Best Price per sq. ft. in South Surrey/White Rock!!Exquisite quiet townhomes From $679,900 (incl. GST)

Master on the Main. Private backyard off kitchen. Just steps to shopping & restaurants

Devine duplexes – like homes From $689,900 $659,900 (incl. GST)

ONLY 1 HOME REMAINS! NOW SELLING PHASE 3 ONLY 2 HOMES REMAIN!

45–7298 199a Street

JUNE 26 - JULY 10, 2015 | METRO VANCOUVER NEW HOME GUIDE 5

6 METRO VANCOUVER NEW HOME GUIDE | JUNE 26 - JULY 10, 2015

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Aragon Properties Ltd.

FINAL MOVEIN READY

HOMESAVAILABLE

260 EWEN AVENUE, NEW WEST#ARAGONFORWARD

CANOEFinal phase of townhomes, triplexes and rowhomes are now available. Come visit us to view our beautiful display homes.

Homes starting at $439, 900 MOVE-IN READY. Call or visit: 604.544.2258 or Aragon.ca/Canoe

SKINNY ISN’TALWAYS BETTER.IN OUR HOME,BIG IS BEAUTIFUL.

The great outdoors in your backyard at

Part of Anthem’s Neighbourhood Series 604.971.5030

The developer reserves the right to make changes and modifications to the information contained herein. Promotions, prices and availability are subject to change without notice. Renders are artists interpretations and may not be accurate. Please contact a developer sales representative for details. E. & O.E.

A new townhome community that expresses the spirit of North Shore living, at the heart of everything you love to do. This is a home you’re proud to call your own.

maplewoodnorthvan.com

Coming September 20151, 2, & 3 BED FAMILY TOWNHOMES in North Van


LOGOLOGOLOGOLOGOLOGOLOGOLOGOLOGOLOGOLOGOLOGOLOGOLOGOLOGOLOGOLOGOLOGOLOGOLOGOLOGOLOGOLOGOLOGOLOGOLOGOLOGOLOGOLOGOLOGOLOGOLOGOLOGOLOGOLOGOLOGOLOGOLOGOLOGOLOGOLOGOLOGOLOGO

evoquetownhomes.com

www.maskeen.com

152 ST

60 AVE

KING

GEO

RGE BLVD

.

HWY 10

New memories are coming Summer 2015Free Flowing Modern Homes - 2,000-2,200 sq ft, 3-4 bedroom homes featuring Geo-Thermal systemswith side by side double garages

This is currently not an o�ering for sale E.O.&E.

Regsiter Now At liveatevoque.com


contentsJUNE 26 - JULY 10, 2015 || VOLUME 23 ISSUE 13

special features12 Editor’s Note26 Morgan Crest

Large lots and grand-scale homes in South Surreyby Janine Mackie

30 Rosemary GateAll the advantages of South Surrey townhome livingby Janine Mackie

35 Lotus LivingA perfect Langley home for your familyby Susan M Boyce

38 ArcadiaPlay, love and grow in Langleyby Susan M Boyce

ON THE COVER




INSIDE THIS ISSUE




p. 16COLBORNE LANE

Duplex homes soon to captivate Coquitlam

by Janine Mackie

feature57 MOSAIC’s “You

Deposit. We Match.” MOSAIC makes home ownership easier than everby Susan M Boyce

columns18 Hot Off the Web

Catch up with what’s going down online at ypnexthome.caby Diane Duflot

24 Style FileOutdoor trends to heat up your patio this summerby Carson Arthur

28 Home Sweet HomeLow mortgage rates are changing the way we borrowby Lydia McNutt

36 Buyer ProfilePeter and his rooftop deck start summer at Exchangeby Susan M Boyce

42 Stat ChatStudy: No regrets for Canadian first-time buyers by Ben Myers

46 Mind over MortgageWhat’s a collateral mortgage? Do you want one?by Jorge & Alisa Aragon

PRESIDENT, YELLOW PAGES NEXTHOME

Jacqueline HillEDITOR-IN-CHIEF / DIRECTOR OF CONTENT

Susan LeggeDIRECTOR OF SALES, NATIONAL

Moe LalaniSENIOR SALES MANAGER, WESTERN CANADA

Edwin RizarriART DIRECTOR

Megan PikeEDITOR

Stephanie MacDonald

CONTRIBUTING EDITORS

Lydia McNutt

DESIGN EDITOR

Yanic Simard

MEDIA CONSULTANTS

Dave Bird 604.319.7102Brenda Everitt 604.319.7103SALES COORDINATOR

Justin Salvador

PRODUCTION MANAGER

Bala GnanapandithanGRAPHIC DESIGNERS

Viosa Barileva, Miguel CeaPRODUCTION CO-ORDINATOR

Lindsey Burton

CONTRIBUTING EDITORIAL WRITERS

Susan M BoyceJanine Mackie

The Vancouver New Home Guide is a free publication published 25 times per year. Submit articles or advertising to Suite 102 - 4180 Lougheed Highway, Burnaby BC V5C 6A7PHONE 604.519.6080 FAX 604.519.6088NewHomeAndCondoGuide.ca

COPYRIGHT 2015 covers the contents of this publication and prevents reproduction inwhole or in part: offenders will be prosecuted. We reserve the right to refuse any advertising,to make changes or edit advertising as necessary. Care will be taken to ensure copy accuracy but no warranty is implied or given by the publisher. The views and data expressed by columnists do not necessarily represent those of the publication.

district maps14 Tri-Cities

20 South Surrey/White Rock

34 Surrey/Langley

56 Burnaby/New Westminster

58 Maple Ridge/Pitt Meadows

Published by

50 Style FileMid-Century Modern style creates a room with timeless chic by Yanic Simard

54 Designer AdviceThe five biggest mistakes you can make when choosing paint colours

60 In the NewsREBGV Report: Competitive market continues on for the summer

homebuyers’ help32 On the Horizon

Checking out what’s hot and new in Metro Vancouver’s residential marketplace and beyondby Susan M Boyce

64 Listing DirectoryComplete listings of more than 250 new-home developments throughout Vancouver and the Lower Mainland

26

The mysterious Millennials?

Shopping for a home builder

You’ve decided that a new home or townhome is the way to go and you’re making headway, but

you still have another big decision to make – choosing your home builder. It pays to check the reputation of the builder/developer before you sign on the dotted line.

Start by � nding out how long the company has been in business. Ask a sales representative or visit the company’s website. Next, � nd out if previous purchasers are happy with their homes. Drive around an existing community built by the company and talk to anyone you run into during your tour.

Naturally, you should spend some

time visiting several di� erent sales o ces and model homes. Get a feel for each company and the sta� employed there. Ask a lot of questions and expect to be treated with consideration and respect. No question is too “dumb.”

� ink twice about any development where the salespeople push you to make a decision you’re not ready for, or where they are not happy to provide you with the information you request. � ere are many other builders and salespeople out there who pride themselves on putting the customer � rst.

When you do � nd the right home and the right builder, making that big decision will be a whole lot easier and more enjoyable.

//EDITOR’S NOTE

SUSAN LEGGE EDITOR-IN-CHIEF Wall2Wall Media [email protected]

Follow me on Twitter at Twitter.com/SusanLegge

STEPHANIE MACDONALD EDITOR Wall2Wall [email protected]

Follow me on Twitter at Twitter.com/stephmacW2W

On June 12th I had the pleasure of attending the Urban Development Institute’s

informational lunch called “Millennials are Here. Are You Ready?” Born into in some sort of “Lost Generation” post-Boomer purgatory myself, I was eager to hear from the panellists, two of whom are Millennials, about what we oldies can expect from these up-and-coming whippersnappers.

Considering that 75 per cent of � rst-time home buyers are Millennial, this is clearly a demographic that, though still young, has got to be understood and catered to by marketers, builders and city planners well into the future.

So what did I learn from City of Vancouver councillor Melissa De Genova, Jon Stovell of Reliance Properties and Karm Sumal, co-founder of the blog Vancity Buzz?

Millennials are smart. � ough Melissa De Genova is currently the

only Millennial on City Council, she is exceptionally dialled-in to the changing needs of the workforce in Vancouver, stressing the need to address a� ordability through smaller, entry-level housing options with diverse amenities, as well as re-zoning for more creative uses for currently industrial areas. Rezoning was also addressed by John Stevell, who lobbied for more micro-lofts, live/work spaces and the large market for these type of homes. Karm Sumal described all the new ways Millennials get their information and engage with their communities.

It was a fascinating afternoon, and you can learn more about the in-depth discussion by this interesting panel of individuals by checking out ypnexthome.ca.

Whether you’re a Millennial or not, New Home Guide, as always, has everything you need to � nd your perfect place to live. Happy home hunting!


dawsonsawyer.ca

Last Chance for the Exclusive Release15152 - 91st Ave, Surrey

Two, Three + Four Bedroom Townhomes1,300 to 1,800 SF Townhomes Priced from the $300’s

778.293.2222 | [email protected]

COQUITLAM

A1. Colbourne Lane3400 Devonshire Ave604-871-4296

A2. Nest638 Regan Avenue604-492-4123

PORT COQUITLAM

B1. Fremont Indigo2332 Ranger Lane604-552-0319

B2. Salisbury Lane2138 Salisbury Ave.604-475-1172

COQUITLAM / PORT COQUITLAM / PORT MOODY

LOUGHEED HWY

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Colony FarmRegional ParkColony Farm

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Derby ReachRegional ParkDerby ReachRegional Park

Golden EarsBridge

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Rocky PointPark

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In the natural setting of Coquitlam’s Burke Mountain, Colborne Lane by Polygon is a rare find. Its spacious three and four bedroom duplex homes boast breathtaking views, ample patios and yards, and gourmet kitchens with extra-large islands. Best of all is Colborne Lane’s location. Peaceful neighbourhood trails are close at hand, and so are the conveniences of SkyTrain, schools, shopping and all the amenities of Coquitlam Centre.

FAMILY HOMESON BURKE MOUNTAIN

PRIORITY REGISTER AT

P O LYHOM ES.COM604.871.4296

This is currently not an offering for sale. Such an offering can only be made by way of a disclosure statement. E. & O. E.



COQUITLAM/PORT COQUITLAM/PORT MOODY

//COVER STORY

» by JANINE MACKIE

Families and empty-nesters alike are infatuated with Burke Mountain, and for good reason.

Th is growing neighbourhood in Northeast Coquitlam boasts every possible amenity — great schools, parks and playgrounds, nature trails for weekend scenic walks or mountain biking, expansive views, and plenty of future improvements from friendly

village shopping and recreation areas, to proximity to a new rapid transit line that will make the Coquitlam-to-Vancouver communte easier than ever before.

Until now, there has been just one challenge for those who want to live here — Burke Mountain has had a limited supply of spacious, new townhomes.

COLBORNE LANE soon to Captivate Coquitlam

POLYGON’S NEW DUPLEX HOMES OFFER ABUNDANT LIVING SPACE FOR HOMEOWNERS LOOKING TO GROW THEIR FAMILIES ON BURKE MOUNTAIN


“There are very few opportunities to buy this type of home in this area,” explains Goldie Alam, senior vice president marketing at Polygon Homes, who has some good news to share with prospective homebuyers.

NEW ADDITION TO COQUITLAM’S SMILING CREEK SUBDIVISIONThis summer Polygon will introduce Colborne Lane, the much-anticipated collection of 95 duplex homes in the new Smiling Creek subdivision on Burke Mountain.

“We’re very excited about this community because we know that Colborne Lane will give people an opportunity for home ownership that they’ve been looking for,” says Alam. “With floor plans up to 2,497 square feet, these three- and four-bedroom duplex homes will give families and downsizers alike the space they need. It’s going to be an excellent choice for people to get that family-home lifestyle they’ve been looking for.”

High atop Burke Mountain, the homes at Colborne Lane will offer picturesque views overlooking Coquitlam and Port Moody. Enjoying stunning perspectives year-round, this enclave of striking homes imparts the peace and tranquillity of living in a quiet tree-lined residential neighbourhood. Plus, there’s the added confidence that buying a home at Colborne Lane is an investment with a healthy future — community plans show designated areas in this desirable subdivision for a community centre, retail, parks and both an elementary and middle school.

ARTS AND CRAFTS ARCHITECTURE: WELCOMING FRONT PORCHES AND WINDOW BOXESComplementing the surrounding single-family communities, the Arts & Crafts-inspired duplex homes will feature welcoming front porches, window bays, wood shingles and natural timber and cultured stone details. With double-car garages designed to accommodate extra storage or even a workshop, generous fenced yards and all-season patios, families can live large year round.

Inside, contemporary interiors include all the features of a single-family home in an open-plan design with overheight ceilings, main-floor powder rooms and chic linear fireplaces with custom mantels in many of the floor plans.

At the heart of each Colborne Lane home is a true family kitchen complete with modern flat-panel cabinetry, recycling centre, engineered stone countertops, large kitchen islands, and top-of-the-line KitchenAid appliances.

BUILDING A GOOD REPUTATION: Locally owned since 1980, Polygon has built over 25,000 homes throughout the Lower Mainland, and is among the most established and respected homebuilders in BC. With many past

communities in Coquitlam, including the sold-out Bridlewood townhome development just down the road on Burke Mountain, Polygon has an impressive track record for building homes that truly enhance communities.

Colborne Lane’s presentation centre and show homes are coming to 3400 Devonshire Ave. in Coquitlam this summer. To register your interest for priority access visit polyhomes.com, or call 604-871-4296.

Artist’s rendering only


HOT off the web The skinny on what’s happening in real estate in the lower mainland.

//HOT OFF THE WEB

» by DIANE DUFLOT

DIANE DUFLOT Former Vancouver Editor

of New Home Guide, New Condo Guide and Home Decor and Renovations, Diane Duflot is currently

enjoying the life of a freelance writer and editor.

She can be reached at [email protected]

VANCOUVERITES BELIEVE DEVELOPERS WIELD HEAVY INFLUENCELast November, 68 per cent of those who responded to an Insights West poll in Metro Vancouver indicated that they felt that developers and lobbyists had too much in� uence in their municipality. In the City of Vancouver, that number was even higher (73 per cent). When � e Vancouver Sun set out recently to discover if Vancouverites feel the same way about change in their neighbourhoods, it found that 37 per cent of residents believe that developers wield the most in� uence in the look and feel of their neighbourhood, while 27 per cent think the municipal government is calling the shots and only 22 per cent think their community is in control. Many still believe, however, that development can bring positive change.

VANCOUVER MAYOR WANTS TO CURB HOUSING SPECULATIONMayor Robertson recently wrote a letter to Premier Clark proposing solutions for Vancouver’s housing a� ordability crisis. Among these are a provincial “luxury housing” tax, a tax on property � ippers and the authority to reduce the number of vacancies. Robertson believes it is the province’s responsibility to curb housing speculation by “the world’s wealthiest citizens.” Robertson remained vague on several details, however, such as, how people might qualify as Metro’s wealthiest citizens, how much the fund might generate and what kind of penalty owning an empty home might incur.

TRANSLINK INVESTMENT KEY TO ECONOMIC VITALITYAvison Young, a real-estate services � rm, recently released their white paper, which concluded that a “yes” vote in the plebiscite would contribute to the health of Metro Vancouver’s commercial real estate industry. Avison Young called the chance to vote on the plebiscite “a rare opportunity” for the citizens of Metro Vancouver that “would be the envy of most metropolitan centres around the globe.” � e results of the transit plebiscite are expected by the end of June.

CAN WE MAKE VANCOUVER MORE AFFORDABLE? In a recent column in � e Vancouver Sun, Tsur Sommerville, director of the Centre for Urban Economics and Real Estate at the Sauder School of Business, University of British Columbia, makes a call to local government and to the development community to “o� er choices that are less jarring to the existing built form. Planners must move to saying yes to developments that may not perfectly � t the myriad of design rules propagated by local government.” He also asks that citizens of Metro Vancouver be more accepting of seeing change in their neighbourhoods, because “the way we approach land use in our neighbourhoods now is making life here less a� ordable and accessible everyday.” Can we make Vancouver more a� ordable? Yes, we can, but it’s on you, citizens of Metro Vancouver.

For more details on these stories, and for more real-estate news, visit nexthome.yp.ca/news


1 Bedroom Townhomes

from $249,900

1 Bedroom + Den Townhome

from $349,900

2 Bedroom Townhomes

from $428,900

MOVE IN TODAY!

5 minute walk to shopping, parks and the Evergreen Skytrain Station. Nest is a true collection of townhomes in the heart of a quiet, intimate residential enclave in Burquitlam. Make Nest your home.

VISIT US:12-4pm Sat & Sun; 3-5pm Mon - Thurs, closed Friday

Built by Aquila Developments, continuing the Bosa Tradition

60% SOLD!!


COQUITLAM/PORT COQUITLAM/PORT MOODY

SOUTH SURREY / WHITE ROCK

1. Morgan Crest16780 22a Ave604-648-8065

2. The Estates at Southwood16780 22A Ave,604-648-8065

3. Southbrooke10th Ave. & 165th St.604-805-2941

4. The Hamptons16437 23 Ave.604-723-4497

5. Jacobsen2687 158 St.604-538-5591

6. Blu15988 32 Ave.604-782-5258

7. Belcroft15977 26 Ave.604-568-8830

8. Hyde ParkPresentation Centre#30 - 2411 - 160th St15811-28th Ave604-506-1852

9. The Heights2845 156th St.778-545-8737

10. Breeze#5 16223 - 23rd Ave.604-582-1113

11. The Woods32nd Ave. & 156A St.604-538-8876

12. Hycroft Rowhouse16467 - 24th Ave. 604-541-2495

13. George1708 King George Blvd.604-571-6400

14. The Estates at Morgan Heights15768 Mountain View Drive604-560-1053

15. Sakura156th St. & 28 Ave604-538-5588

16. South Ridge ClubMoutain View Dr604-582-1113

CANADA

UNITED STATES OF AMERICA

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Crescent Beach /Blackie Spit

Crescent Beach /Blackie Spit

SunnysideAcres UrbanForest Park

SunnysideAcres UrbanForest Park

South SurreyAthletic ParkSouth SurreyAthletic Park

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SOUTH SURREY/WHITE ROCK

» by CARSON ARTHUR

//OUTDOOR LIVING

Outdoor TRENDS

Whether you have a large backyard or a balcony built for two, outdoor living and renovating has become a trend in itself. With new stats coming out every day about the impact of outdoor renovations on home value, landscaping is quickly rising to the top of the to-do list. So, whether you are planning on renovating or just sitting outside and enjoying the sun, here are my top outdoor trends for 2015.

$219. weber.com

$109. Canadiantire.ca/

Canvas

1 COLOURFUL BARBECUES. Building on its success of the condo-sized Q-1200 propane barbecue, Weber has launched a new line of the popular model with bright and colourful lids! Now you can have a grill that also adds a splash of colour to your balcony. These small-scale units use liquid propane cylinders versus the big tanks, making them portable and space saving. They’re functional and stylish at the same time!

2 OUTDOOR RUGS… that look like grass! Canadian Tire’s new private label, Canvas, is coming into the market place with a rug that surprised me with its unique innovation. Combining the look of turf with a classic baroque design, these carpets are not to be confused with the indoor models. Finally, we have a carpet that complements outdoor living.

3 HEIRLOOM VEGETABLES. The “grow-it-yourself ” movement has firmly taken root in Canada! GIY has been my mantra for several years, and now homeowners are jumping on board with planters and gardens full of vintage veggies and herbs. This trend of growing food that you know is safe for your family has really resonated with the younger generation, with millennials starting seed saving companies and protesting anything GMO. EdibleAntiques.ca


CARSON ARTHURis an international

landscape designer with a focus on environmentally

friendly design. He is HGTV’s Critical Listing

landscape guru and appears regularly on TV,

writes for various publications about

outdoor design and is the author of the acclaimed book Garden Designs for Outdoor Living.

Visit carsonarthur.com

Bright colour is big for the

backyard in 2015. Check out New Condo Guide’s

top picks.

Solvinden Led Solar-Powered Floor Lamp. $15-$17 each. ikea.ca

Garden Treasures 10-ft. Square Offset Umbrella with LED Lights. $399. lowes.ca

Round Outdoor Chairs. $40 each.walmart.ca

Hampton Bay Painted Triangles Lumbar Pillow. $16. homedepot.ca

Bird Bath. $39. rona.ca


//PROJECT PROFILE

MORGAN CRESTLARGE LOTS AND GRAND-SCALE HOMES NOW SELLING IN SOUTH SURREY

» by JANINE MACKIE

Ever find yourself wondering, “Where have all the big lots gone?” This summer, Benchmark Homes answers the call of those

dreaming big and yearning for a larger home on a generous property, with its new South Surrey subdivision, Morgan Crest atop the hill at 26B Ave. and 164 St.

The beautiful 36-lot site will be home to three distinct home styles ranging from 3,600 to 5000 square feet on various size lots up to 14,000 square feet.

“These are going to be substantial executive homes, many with triple garages, full backyards and fully-loaded interiors with high-end specs, professional-grade appliances, ample custom options and finished basements with bar, gym and media room,” says sales and marketing director Ryan MacDonald of Momentum Real Estate Group.

Since its recent launch, the response has been phenomenal, with 15 firm sales and several pending. Ryan attributes this to the hot South Surrey market and the good value homebuyers are finding at Morgan Crest.

“The quality and value extends well beyond its four walls. It’s in the land and location, the materials Benchmark uses, the way each home is professionally designed and the final fit-and-finish,” says Ryan, referencing the builder’s recent successes including Evergreen in Langley and The Estates at Southwood, here in South Surrey — now the presentation centre for Morgan Crest until show homes open later this fall.

A visit to the sales centre is just an appetizer of what’s to come at Morgan Crest — engineered hardwood and quartzite throughout, as well as custom upgrade options like modern tech that can fully automate your house, heated floors and two-way fireplace between master bedroom and ensuite.

Beyond its premium homes, Morgan Crest also epitomizes the number one rule in real estate, “Location, Location, Location.”

The community is walking distance to Sunnyside Elementary and Southridge Academy, a 10-minute drive to White Rock Beach, a short stroll to the Shops at Morgan Crossing and the new Grandview Heights Aquatic Centre, with great access to HWY 99 heading downtown.

For those who expect more in a home, there’s Morgan Crest. Visit the presentation centre open daily, except Fridays from 1 to 5 p.m. at 16780 - 22a Ave in South Surrey. Call 604-648-8065 for more information or online at benchmarkhomesltd.com.


604 648 8065N

32 AVE

27A AVE

164

ST

168

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164

A ST

24 AVE

26B AVE

3 DISTINCT HOME TYPES TO CHOOSE FROM

• 3,600 SF homes on lots up to 4,700 SF• 4,100 SF homes on lots up to 6,400 SF• 5,000 SF homes on lots up to 14,000 SF

Morgan Crest is situated in a highly desirable area of South Surrey, steps away from

the shops at Morgan Crossing and within minutes of beaches, golf courses, and

the US border. The exclusive community has something for everyone with 32 large

single-family homes in a variety of styles, and home sites ranging up 14,000 sq. ft.

All homes include a fully finished basement to expand your living and entertaining

space. Prices start just over $1 million including GST.

PRESENTATION CENTRE16780 22a Ave, South Surrey BCOpen daily 1–5pm (except Fridays)

SITE LOCATION27th Ave + 164th St, South Surrey BC Marketed by:

www.benchmarkhomesltd.com

NOW SELLING

Ideal Location.Plenty of Choice.



Canadians have been sitting, very comfortably, in an ultra-low mortgage interest rate environment for years now. Just when we thought rates couldn’t go any lower, they did, as the Bank of Canada dropped its key lending rate to 0.75 per cent in January, and the big banks followed suit. At the BoC’s latest rate announcement on May 27, that rate stayed put.

Twenty years ago, the lending rate for a � ve-year, � xed-rate mortgage was 10.75 per cent. Back in 1981, it was 20.25 per cent, according to ratehub.ca. Today’s numbers in the two-per-cent range are hard to believe, and they’re changing how Canadians handle their debt load.

Canadians are doing everything they can to make the most of these low lending rates, according to the 2015 Mortgage Consumer Survey by conducted Canada Mortgage and Housing Corp. (CMHC).

SURVEY SAYS…According to CMHC, 60 per cent of mortgage renewers did so before their mortgage term expired, and 55 per cent of them did it to avoid a rise in rates in the future.

Furthermore, mortgage renewers reported taking action to pay o� their mortgage sooner. Forty-nine per cent set their mortgage payment higher than the minimum required, while 32 per cent made either lump-sum payments, increased their regular payment, or both.

GOING BROKER:CMHC also investigated the share of mortgage consumers who used the services of a mortgage broker. � e survey found that broker market share is on the rise, having increased from 32 per cent in 2012 to 42 per cent in 2015.

Low lending rates CHANGING CANADIANS’ MORTGAGE HABITS

Almost twice as many homebuyers (both � rst-time and repeat) used a broker (49 per cent), versus existing homeowners who were re� nancing their mortgage (24 per cent).

LENDER LOYALTY:When it comes to loyalty, � rst-time homebuyers were � ightier than their repeat-buyer counterparts. Renewers were more likely to stay with their current lender (86 per cent) whereas only 47 per cent of � rst-timers stuck with the � nancial institution they deal with regularly.

Interest rates were the main reason for consumers to jump ship to another lender, at 63 per cent.

//HOME SWEET HOME

» by LYDIA MCNUTT

LYDIA MCNUTT is an award-winning writer and editor of New Condo

Guide. Lydia’s love of architecture, interior design

and the written word have landed her happily at home at Yellow Pages NextHome, where real

estate rules. Email [email protected],

and follow her on Twitter @LydiasTweets

Canadians are doing everything they can to make the most of these low lending rates, according to the 2015 Mortgage Consumer Survey by conducted Canada Mortgage and Housing Corp.


Everything about Hycroft is exceptional, from the well-thought-out f loorplans to the exquisite interior f inishes. Situated in South Surrey, these freehold, non-strata rowhomes give you all the advantages of a single-family home – including walkout patios, fenced yards, f inished basements and a detached garage – for the price of a townhome. This is a rare oppor tunity to live the dream without compromising your lifestyle or budget. Don’t miss out.

QUALITY IN EVERY DETAIL• Beautifully crafted 2200+ SF 4 bedroom rowhomes

• Freehold ownership – no strata fees

• Located in the desirable Grandview Heights neighbourhood

• Over 130 shops and services 5 minutes away

• Close to parks, beaches, nature trails & golf courses

NOW 50% SOLD OUT!priced from $584,900

16467 24 Avenue Surrey BC V3S 0C4 604 541 2495 hycroftrowhomes.comAny pr ices exclude taxes. StreetSide Developments reserves the r ight to make modif icat ions and changes to the building designs, specif icat ions and features should they become necessary. F loor plans, elevat ions, room sizes and square footages are based on prel iminary archi tectural drawings and may vary f rom the actual buil t home. E.&O.E.

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//PROJECT PROFILE

Rosemary GateENJOY THE ADVANTAGES OF TOWNHOME LIVING» by JANINE MACKIE

Rosemary Heights may be considered one of the most desirable and affluent neighborhoods in the Lower Mainland, but that doesn’t have to mean breaking the bank to live there.

This summer, Park Ridge Homes and Woodbridge Properties have teamed together to bring an exclusive, yet affordable, new community of townhomes to this South Surrey neighbourhood, at the corner of 32nd Avenue and 152nd Street.

Reminiscent of a European village, Rosemary Gate’s collection of just 20 homes are architecturally inspired by the Arts-and-Crafts movement with gently sloped rooflines, rounded entries, dormer windows, textured stucco and elegant street lighting.

“Being the only new townhome development in Rosemary Heights, I’ve been getting enquiries from here to Vancouver,” says sales manager Katrina Bitkova. “The homes are ideal for downsizers who want to stay in the area and enjoy a low-maintenance lifestyle, as well as families looking to raise their kids in a great South Surrey neighbourhood.”

TOWNHOMES THAT LIVE AND FUNCTION LIKE SINGLE-FAMILY HOMESPriced from $504,900, the three and four-bedroom townhomes at Rosemary Gate are priced much lower than a single-family home in South Surrey, yet offer ample floor plans from 1,421 to almost 2,000 square feet. Large private backyards and decks,

ample garages for parking and storage, as well as full side-by-side driveways make for comfortable and practical living.

Bitkova says buyers can feel confident these homes are “not only beautiful but also very well constructed.” She cites plywood construction for durability; kiln dried dimensional lumber for reduced shrinkage and more uniform frame structure and sealed exterior wall plates to prevent air leakage, as a few examples how the builder provides construction excellence.

SOPHISTICATED STYLING AND MODERN CONVENIENCEInside, kitchens are sure to inspire with their quartz countertops, over-height cabinets with shaker-style doors and beautiful stainless steel kitchen appliance package with gas range. While walk-in closets and electric fireplaces are standard, there’s also plenty of custom options from crown mouldings to heated bathroom flooring.

Located walking distance from SouthPoint Exchange Mall, a short drive from the Shops at Morgan Crossing and in the catchment of highly respected Morgan Elementary, Rosemary Gate offers homeowners terrific value and a quiet retreat from all the nearby activities.

Register today and be among the first to view the furnished showhomes opening July 11th at 3303 Rosemary Heights.Learn more at rosemarygate.ca or call 604-541-7400.


//ON THE HORIZON

on the horizon

Checking Out What’s Hot and New in the Lower

Mainland’s Residential Marketplace and Beyond

» by SUSAN M BOYCE

Got a new development

you’d like us to feature in On the

Horizon? Drop me a note at stephanie.

[email protected], and we’ll do our best to

get you in the next edition.

Tell us YOUR NEWS

The FallsSQUAMISH TOWNHOMESThe newest release of homes in Solterra’s award-winning, 25-acre Eagle Wind master planned community is now selling. These 40 three-bedroom townhome residences feature West Coast modern architecture, stylish interiors, and dazzling views of the surrounding natural beauty that defines the Squamish lifestyle. Raised backyards, oversized windows, and two-car garages too. Inside, you’ll find tiled entries, solid wood Shaker cabinetry, stone counters, stainless steel appliances, and nine-foot foot ceilings. Priced from the $400,000s.

The Falls’ presentation centre is located at 38220 Eaglewind Boulevard in downtown Squamish

Open weekends from 1-4 p.m. or by appointment anytime. For more information, visit eaglewindsquamish.com or call 604.892.5888.

HorizonSURREY SINGLE-FAMILY HOMESHot on the heels of a successful sellout at Highlands, Marathon Homes is preparing to begin previews at Horizon — a new release of single-family homes in Surrey’s Sullivan Ridge neighbourhood. Featuring even larger, more luxurious floorplans, Horizon will be conveniently located near shopping, parks, schools, and the Bell Centre for the Performing Arts.

Website coming soon. For more information and to priority register, leave a message at 778.565.7768.

HeritageLANGLEY TOWNHOMESNow previewing in the historic Murrayville neighbourhood, this collection of 59 executive townhomes comes hot on the heels of Infinity Properties’ successful sellout at Parkside in Yorkson. Heritage offers a selection of spacious, three- and four-bedroom homes — all with the convenience of master-on-the-main. Easy walking distance to the historic Five Corners and shops at Murrayville Square.

The Heritage Home Store is now open for previewing from noon to 5 p.m. daily except Fridays at 221st Street and Fraser Highway in Langley. For more information and to get your name on the list for pricing and other details as they’re released, visit madeinmurrayville.ca or call 778.277.1611.

Jayden MewsRICHMOND TOWNHOMESComing soon to Richmond’s sought-after Alexandra Gardens neighbourhood, this limited collection of executive townhome residences is brought to you by Polygon. Three- and four-bedroom homes feature a charming, Cotswold-style architecture with contemporary interiors to satisfy the most discerning purchaser — luxurious ensuites, gourmet kitchens with oversized islands, and side-by-side parking. A private amenity building includes a yoga studio, outdoor children’s play area, a traditional Great Lawn with new art by acclaimed artist Atelier Anon, plus a social lounge and party room.

Jayden Mews will be located at No. 4 Road and Alderbridge, just a stone’s throw from Richmond’s entertainment core, the Canada Line, and the riverside trails for walking and cycling. For more information visit polyhomes.com or call 604.871.4133.

Sunspring EstatesABBOTSFORD BARE LAND STRATA BUILDING LOTSAn exciting new opportunity to purchase one of 53 bare land strata building lots in Abbotsford’s historic Clayburn Village neighbourhood. Hillside location means most homes will enjoy mountain views. Bring your design ideas or chat directly with our design panel. Sales are anticipated to begin in August, but you can priority register now to make sure you’re on the list for information as soon as it’s released.

Sunspring Estates is located at 4295 Old Clayburn Rd. Easy access to all major transit routes too. For more information, visit sunspringestates.com or call 604. 855.8873.


SURREYA1. Dawson + Sawyer

Guildford The Great 15152 91st Ave 778-293-2222

A2. South Creek 18012 68 Ave 604.372.0388

A3. Clayton Market 64th & Fraser Hwy. 604-574-5735

A4. Panorama Station 5957 152nd 604-372-2275

A5. Brooklyn Village 5858 142 Street 604-593-3351

A6. Madison 14356 63A Ave. 604-543-6262

A7. Brixton 14433 60 Ave 604-503-0488

A8. Uptown Clayton Village 19525 73rd Ave. 778-574-0146

A9. The Rockwoods 16241 - 84th Ave 604-503-1188

A10. Fusion 13886 62Ave 778-578-9779

A11. Blackberry Walk 14271 60th Ave. 604-501-6119

A12. The Grove 68th Ave. & 194 St. 604-533-6968

A13. One 44 5888 144 Street 604-503-6402

A14. Highlands 6070 145th Street 778-565-7768

A15. One 92 6685 192nd St. 604-576-1772

A16. Evoque 152nd St & 60 Ave www.liveatevoque.com

A17. Silverwood 84th Ave. & 164th St. 604-953-0288

LANGLEYB1. Heritage

www.liveatheritage.ca 778-277-1611

B2. Exchange 7822 209th St. 604-535-8587

B3. York 84th Ave & 207A St 604-533-1415

B4. Keaton 7686 209 Street 604-882-3733

B5. Arcadia 208 St & 77A Ave 604-513-9090

B6. Lotus 208th St & 76th Ave 604-831-0800

B7. Hyden Canyon 61 Ave. & 244 Street 604-636-7082

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//PROJECT PROFILE

Lotus LivingA HOME FOR THE FAMILY» by SUSAN M BOYCE

As I turn the corner onto 76th Avenue, there’s no question I’ve arrived at Lotus Living. Bill Szeto, president of Oakwyn Marketing, has already told me Lotus Living was something fresh and different in the Willoughby Heights neighbourhood. He was right.

From the street, the architecture has a playful, almost whimsical charm. Front doors are an intriguing pumpkin colour with glass inserts, front yards are framed by traditional fencing and trellises, and there even seems to be turret rooms in some of the homes. Fun, funky, definitely distinctive. I can’t wait to see inside.

TIMELESS AND WELCOMING“Because most of these homes have side-by-side garages they’re wider than the typical townhome, meaning they feel more like a single-family house,” Bill says opening the door to the first showhome.

I step inside and experience one of those “ah ha” moments… as in “ah ha, this is smart, beautiful design.”

The kitchen cleverly combines an L-shaped counter and a centre island with seating on two sides into an efficient, open culinary hub that immediately gets me thinking about entertaining. Great for just hanging out with the family too.

Then I spot one of Lotus Living’s many surprise features — a window box seat in the living room. In a word, it’s huge — I’m guessing at least seven feet

long and wide enough to comfortably snuggle down with lots of pillows, a glass of wine, and the latest bestseller mystery. “There’s another one upstairs in the master bedroom,” Bill says seeing my look of appreciation. Really? How cool is that.

In the second home, I discover the secret of the turret look that so enchanted me when I arrived. The master bedroom features a soaring, two-storey ceiling and windows on two sides so the entire space is drenched in sunshine. Now this I could get used to in about five minutes.

FAMILY NEIGHBOURHOOD“Willoughby Heights is such a diverse, up-and-coming neighbourhood,” Bill says as we pause to look down the gently curved street to where one of the community’s two playgrounds is taking shape. “Parents appreciate being in the catchment area for the International Baccalaureate School just a couple of blocks away. And because we have such a wide range of floor plans, there’s really something for everyone — including proud grandparents who want to be close to their kids.”

The Lotus Living presentation centre and display homes are open noon to 5 p.m. daily except Fridays at 20856 – 76th Avenue in Langley. Prices for these two- and three-bedroom homes start at $319,900. For more information visit liveatlotus.com or call 604.831.0800.


//BUYER PROFILE

» by SUSAN M BOYCE

PETER AT EXCHANGE

Life from the RooftopAsk Peter about Exchange’s biggest wow factor and his response is instant, emphatic, and punctuated by a broad smile. “The rooftop deck. No question. Most townhouses have a tiny little strip of lawn that you can’t really use. Here I’m going to have a huge ‘backyard’ that’s equivalent to having an entire other floor — literally. There’s even a storage room so I have somewhere to keep my patio furniture cushions or store the barbeque in winter.”

MEANT TO BEFor Peter, discovering Exchange was more a happy case of serendipity than strategic planning. His original plan had been to purchase a condo near downtown Vancouver where he works. Then one Saturday afternoon when he was driving out to Langley to visit his girlfriend, he noticed a sign for Ex-change. Intrigued, he decided to take a look.

“I liked the fact Exchange was offering some two-bedroom floorplans. Most townhouses only have plans with three or more, and I don’t need or want that many,” he says. “At just over $300,000, the price was the same as what I’d pay for an older, 500-square-foot one-bedroom in Vancouver — so it’s a far better value.”

Peter laughs as he admits that initially he went to a different presentation centre because he’d written the address down incorrectly. “When I walked in I couldn’t figure out where rooftop decks were.” He persevered, found the right address, and after thinking about it for a few days, realized Exchange was the place he wanted to call home.

There was just one problem. “I went back a week later and all the homes I’d been interested in were sold — literally, in one week, every home had a sold sign on it. It was unbelievable.”

Luckily, fate was smiling on him. An accepted offer on one of the prime corner homes fell through, and this time Peter didn’t hesitate. Within what seemed like minutes, he became an Exchange homeowner.

EASY LIVINGPeter says he particularly looking forward to entertaining in his new home. “I like the way the island separates the kitchen and living room without closing it off. The kitchen appliances are very high-end — way above the usual standard — and I really like the gas range. Plus there’s a gas hook up for my barbeque.” He grins. “And yes, I’m a huge barbeque fan, so one of the first things I do when I move in will be to have friends over — that would be on the rooftop deck of course.”

For more information about Exchange, visit hayerlifestyle.com or call 604.371.0044.

Here I’m going to have a huge ‘backyard’ that’s equivalent to having an entire other floor — literally.

hayerlifestyle.com 604.371.0044208 St

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LOCATION7811 209 Street Yorkson, Langley12pm-5pm, Sat-Thurs

NO MORE TANLINES2 Bedroom Townhomes with Private Rooftop Living Spaces. Designed to Fit Your Lifestyle.

Prices quoted exclude taxes and are subject to availability at time of visit and/or to change without notice. E.&O.E. Sales and marketing by Fifth Avenue Real Estate Marketing Ltd. www.fifthave.ca

Final Phases Now Selling!

hayerlifestyle.com 604.371.0044208 St

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LOCATION7811 209 Street Yorkson, Langley12pm-5pm, Sat-Thurs

NO MORE TANLINES2 Bedroom Townhomes with Private Rooftop Living Spaces. Designed to Fit Your Lifestyle.

Prices quoted exclude taxes and are subject to availability at time of visit and/or to change without notice. E.&O.E. Sales and marketing by Fifth Avenue Real Estate Marketing Ltd. www.fifthave.ca

Final Phases Now Selling!


SURREY/LANGLEY

//PROJECT PROFILE

ArcadiaPLAY. LOVE. GROW» by SUSAN M BOYCE

It’s true. I believe the kitchen really is more than just a place to cook. For me it’s the heart of my home. It’s a place where I love to hang out with friends or just with the company of my latest cookbook — a social hub that should feel inviting, elegant, and beautiful.

So when catch my first glimpse of the kitchen at Arcadia, it’s no wonder I hear myself give a sign of sheer appreciation. First of all, it’s massive — easily able to accommodate large groups of guests in comfort. It’s also got a dramatically different ambiance than many townhomes I’ve seen. Here are a few hints just to whet your appetite: waterfall granite island, über sophisticated curved glass hoodfan, and a “get serious about cooking” gas range. No question this space was designed with foodies in mind.

HERE’S TO YOUR COMFORTI soon discover comfort and style is the theme at Arcadia. “One of the things our buyers love is having in-floor radiant heating on all three levels,” says sales manager Margot Jay. “You don’t normally find that in a townhome. Plus it means you get other extras like smooth ceilings and over an inch of concrete between floors for excellent soundproofing — both features that indicate exceptional craftsmanship and quality.”

What I find even more intriguing though are the small tags I spot everywhere on features like the matched pendant lights above the eating bar or the rippled glass backsplash. Usually, signs like this say “Optional Upgrade.” At Arcadia, they say “It’s Included.”

I peek into the main floor powder room and discover one of the coolest mirrors I’ve seen an ages — a circle of

glass that seems to float on a vertical strip of accent granite. Surely this is an upgrade or designer item? Nope, there’s the sign: “It’s included.”

The master bedroom boasts yet another of my favourite features — a vaulted ceiling and a bay window. Okay, so that’s two features. But you’re getting the picture. Arcadia has lots of unexpected delights.

SUMMER SIZZLER SALEAnd here’s more good news. To celebrate summer, Arcadia has a special program that means you could own a three-bedroom home for as little as $999/month or a four-bedroom for $1,235/month for the first year. Better hurry though, because this sizzlin’ deal won’t last long.

Arcadia’s presentation centre and display homes are open noon to 5 p.m. daily except Fridays at 20852 – 77A Avenue in Langley. Prices start at $350,777 (net GST included). For more information visit arcadialiving.ca or call 604.513.9090.

One of the things our buyers love is having in-floor radiant

heating on all three levels.— Margot Jay



SURREY/LANGLEY

14271 - 60th Ave, SurreyOpen Daily: Noon - 5pm(except Fridays)

EXPECT MORE. GET MORE.Blackberry Walk boasts more thoughtful, functional homes featuring stylish kitchens, large master suites, bonus rec. rooms and generous living spaces, along with a variety of special upgrades and customization options.

Be at the centre of this vibrant neighbourhood, where excellent schools are just a short walk away, and trails to parks and playgrounds start right at your doorstep.

Get all of this and more at Blackberry Walk,the perfect place to call home.

SALES CENTRE

This is not an offering for sale. An offering for sale canonly be made with a disclosure statement. E.&O.E.

BLACKBERRYWALK.COM OR CALL 604.501.6119

60 AVE

64 AVE

142 ST

144 ST

KING GEO

RGE BLVD

FINAL COUNTDOWN. 90% SOLD!

MOVE IN THIS FALL!


SURREY/LANGLEY

Murrayville House is an exclusive boutique collection of ninety-two, 1 & 2 bedroom homes, many with dens situated in the best location of Langley; Upper Murrayville.• 5% down payment• Interest rates at historical lows• Use your tax return as down payment

• Minutes from Langley Centre• Close to all local amenities• Steps to public transit

REGISTER ONLINE FOR MORE INFORMATION

MurrayvilleHouse.comFOR MORE INFORMATION CALL

Vince Pontaletta778.808.6563

Renderings, illustrations, floor plans and square footages are approximate and may differ from final product. The Developer reserves the right in its discretion to make changes to the floor plans, project design, appliances, specification and features. This is not an offering for sale, such offering can only be made with a Developer Disclosure Statement. E.&O.E.

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US Border

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Aldergrove

Langley Centre

WillowbrookShopping Centre

53 Ave

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56 Ave56 Ave

DowntownLangley

Willowbrook Dr

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Cloverdale

• Kwantlen Polytechnic University Cloverdale Campus

48 Ave 48 Ave

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SALES CENTRE 220-230 22196 50TH AVE, LANGLEY

FOLLOW USMurrayvilleHouse

DEVELOPED BY SALES BY

NOW SELLINGSALES CENTRE OPEN DAILY12pm-5pm (except Friday)

WE WILL PAYOF YOUR DOWN PAYMENT UP TO

1/2 $7,500*

WE WILL PAY11///1/11/1/REGISTER AT

JUNESPECIAL

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* Based on 5% down payment and value of property up to $300,000


SURREY/LANGLEY

Perhaps you are one of the people thinking long and hard about buying your first home. It’s a major decision. You can take comfort in knowing that about 280,000 people in Canada make the decision to buy their first home every year, according to a recent survey by the Canadian Association of Accredited Mortgage Professionals (CAAMP). It’s never too late to take the plunge either. Every year, almost 30,000 Canadians age 55 or older buy their first home!

The CAAMP survey asked what factors prompted them to buy a home, and 51 per cent of first-time buyers said “to stop renting.” Other top factors for first-time buyers were to build equity (and take advantage of price growth and appreciation), and to experience the pride of ownership.

It is hard to describe the satisfaction that home ownership brings, but I suggest you experience it yourself.

As for price growth, the average Metro Vancouver resale condominium in May increased five per cent annually – another month, another increase. If you’re young and waiting for the market to cool, you might end up being a senior citizen first-time buyer, like some of the folks I referenced earlier.

The majority of first-time buyers surveyed by CAAMP had no regrets about taking on the size of mortgage they did. Just 14 per cent of these buyers had ‘significant’ or ‘a great deal’ of regret with their household financial obligations. The majority of respondents feel that real estate in Canada is a good long-term investment, and that mortgages are good debt.

If you’re secure with your job and you have a nice nest egg saved, I’d recommend starting out with a condominium. About 120,000 people a year in Canada make the choice to purchase a condominium apartment. Half of them are first-time buyers.

The CAAMP survey also showed that first-time buyers were not willing to compromise on their home’s proximity to amenities and its setting. Interestingly, many more buyers compromised on size. This will continue to be a big trend among folks looking for their first downtown highrise. In my opinion, they will concentrate more on what their immediate community can offer, like great shopping, bars, coffee houses, entertainment, parks and transit, and less on the square footage of their suite.

NO REGRETS FOR

first-time homebuyers

I can spew all the stats in the world (condo resale transactions in May were up 13 per cent year-over-year in our region), but some people just can’t wrap their heads around the pricing and their perceived risk in owning.

I would suggest talking to your peers who have bought a home, discussing your situation with a realtor and a mortgage broker, and reading up on some of the misconceptions about the market on the Fortress Real Developments’ blog.

//STAT CHAT

» by BEN MYERS

BEN MYERS is senior vice-president

of Market Research and Analytics at Fortress Real Developments.

Ben assists in evaluating the market and projects that Fortress engages in. Follow his blog

posts and commentary on the Canadian

housing market at fortressrealdevelopments.

com/news or follow him on twitter at @

BenMyers29


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SURREY/LANGLEY

Sales Centre Open 12-5pm (closed Fridays)13886 62nd Avenue, Surrey

778.578.9779liveatfusion.com BY LAKEWOOD

FINAL PHASE JUST RELEASED!Net GST included for a limited time!

STOP DREAMING, MOVE IN TODAY!


SURREY/LANGLEY

//MIND OVER MORTGAGE

» by JORGE & ALISA ARAGON

JORGE & ALISA ARAGON

are Mortgage Experts with Dominion Lending Centres

Mountain View. They are active members of the Greater Vancouver Home Builders Association. Jorge & Alisa focus on the overall

needs and plans of their clients and then find the best mortgage to suit their needs. For more information visit

YourMortgageSolutionsGroup.ca or contact them at

[email protected].

Conventional or Collateral:DO YOU KNOW HOW YOUR MORTGAGE GETS REGISTERED?

Whether you are looking at buying a house or shopping around at your mortgage renewal time, it is important to read the fine print on the mortgage approval and know how it is registered.

Remember to ask questions and if you don’t understand something, make sure that it is explained so you are comfortable throughout the entire process. Don’t just sign the documents and move on. Before you sign on any mortgage offering, make sure you get advice from a Mortgage Expert who truly understands the complexity of mortgages. Most people focus on getting the lowest interest rate but forget to focus on the overall mortgage; one that provides not only a great interest rate but favorable terms and options. By asking questions you will ensure that you are making the right choice and have less chance of paying unnecessary costs down the road.

One of the important questions you need to ask is about the mortgage registration. Is it registered as a collateral charge or a conventional (standard) charge?

Some lenders register all their mortgages collateral, while others will give you the option only after you ask, but most lenders register their mortgages conventional. With a conventional mortgage, the amount you are borrowing (property value minus down payment) is the amount that’s registered. But with a collateral mortgage, the amount that’s registered is 125-150% of the property value, and the lender has both a promissory note and a lien registered against the property for the total registered amount. For example, if your mortgage amount is $400,000, the lender will register $400,000 plus up to another $200,000 even though the borrower didn’t receive all of those mortgage funds. Collateral mortgages have been around for a while and are used when you have a home equity line of credit (HELOC or secured line of credit) which allows the balance of the loan to float up or down depending on the use by the borrower, but they are newer when it comes to mortgage products only. Bank such as Bank of Montreal, CIBC and most credit unions such as Vancity register their mortgages collateral while TD Canada Trust and Tangerine (ING Direct) switched to collateral mortgages in 2010.

The advantage of a collateral mortgage is easy access to credit. Since the mortgage is already registered for a larger amount than you need to buy the house, you can access additional funds in the future without any extra steps or legal fees. This is only beneficial if you are putting more than 20% down payment and as long as you maintain 20% equity in your home, as you can only borrow up to 80% of your property’s value as per the government regulations. If you are buying a home with less than 20% down payment it won’t make sense to have your mortgage registered collateral, as you won’t be able to


Before you sign on any mortgage offering, make sure you get advice from a Mortgage Expert who truly understands the complexity of mortgages. Most people focus on getting the lowest interest rate but forget to focus on the overall mortgage that provides not only a great interest rate but favorable terms and options.

refinance until you have at least 20% equity in your home. There are also several downsides of collateral mortgages:

» Free transfers or switches to a new lender when your term is up aren’t usually available. Most other lenders don’t like the fine print and restrictions of collateral mortgages and won’t accept them unless you are refinancing, which costs you legal and possible appraisal fees.» You could end up paying a higher interest rate at renewal. If your collateral mortgage makes it difficult to switch lenders at renewal, you don’t have the ability to shop around for the best rate. That could end up costing you more on your mortgage rate.

If your goal is to pay off your mortgage faster, a conventional charge mortgage will suit you better. It will give you the option to move the existing balance to another lender at renewal time, without having to incur any legal and appraisal cost. It is important to leave your options open.

Obviously, it’s very important for you to know up front whether you are getting into a collateral mortgage or a conventional mortgage. Unfortunately, many people don’t realize they have a collateral mortgage until it comes time to renew and they don’t have the flexibility they need.

By understanding the difference you can make sure you get the mortgage that best fits your long term goals. As professional Mortgage Experts, we ensure that we find our clients the best mortgage and explain every detail of the mortgage approval so they are informed and happy with the decisions they make.


SURREY/LANGLEY

Join Us | Saturday, June 27

Located close to Katzie Elementary, parks and playgrounds, The Grove includes over 9,100 square feet of shared Clubhouse amenities. Perfect for starters, young families or downsizers.

Join us! thegroveatclayton.ca

*Prices and incentives are subject to change without notice. Prices exclude GST. The developer reserves the right to make modifications and changes without notification. Pictures, drawings and digital renderings are for illustrative purposes only and should not be relied upon. Speak to a sales representative for more detail. E. & O. E.

188 S

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HILLCRESTVILLAGE

LANGLEYCENTRE

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CANADIANTIRE

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NORTHHwy 1 to 200th St,Right on 68th Ave

WESTFraser Highway, Left on 68th Ave,or Left on 188th St,Right on 68th Ave

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WE’RE FIRING UP THE BBQ WITH DOCC ANDREWS TO CELEBRATE THE EARLY RELEASE OF OUR FINAL PHASE!

Tour the last parkhomes in one of the last new family-oriented developments in Clayton Heights. Enter to win rec centre passes, grab hot dogs and enjoy JR Country live!

SPECIAL $2,500 BBQ BONUS!Parkhomes come with private backyards, spacious patios and a special

$2,500 Home Depot Gift Card when you buy between June 27 and July 4. Deck out your home with a new BBQ, patio furniture and planters… or just go with the cash.

BBQ blast with JRfm

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SURREY/LANGLEY

Size Matters! The largest townhomes in Langley. These well designed 1,383 – 1,957 sq. ft. homes come complete with high-end

With dual ensuite sinks, large showers and powder rooms on the main floor, these homes are everything you’ve dreamed of.

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MOVE IN THIS FALL

» by YANIC SIMARD • Photo by BRANDON BARRÉ

//DESIGNER ADVICE

BRINGING HOME

Mid-CenturyMODERN DESIGN

SHOPthe

LOOK

I knew right away that this space would host an eclectic mix of furnishings, including those inspired by the Mid-Century Modern era.

When my fi rm Toronto Interior Design Group fi rst entered this home, the white walls were bare and there was little furniture. Th e possibilities were endless, as the clients allowed us to really let our imagination run wild with this project and trusted us completely with whatever we wanted to do. Th e fi rst task was determining the fl oor plan and fl ow of the space. After the homeowners fell in love with the layout, it was time to create a design they would fall in love with, too.

Our starting point in terms of the design was painting the walls in Benjamin Moore’s OC-23 Classic Gray. Visit benjaminmoore.ca

Atelier - Modern Cottage - Wood Side Table with Metal Base. $120.

Visit bouclair.com


We brought in a mix of chrome and brass, which really balanced out the entire look, while also adding the edge and sophistication. For a hint of exotic, a natural cowhide rug hugs the floor, while extremely textural horse sculptures linger in the background near the retro-style walnut lamp. But the element that we all felt really brought life to the room was the amazing art piece by world photographer Tony Koukos.

SHOP the

LOOK

YANIC SIMARD is New Condo Guide’s design editor, principal

designer of award-winning Toronto Interior Design Group (tidg.ca), and regular guest expert

on City’s Cityline. Check out Yanic’s accessory line, Yanic Simard Selected,

by visiting online at ysselected.com

Armen Living Eden Sofa in Cement Gray. Starting at $1,372. Visit ebay.ca

Artisanal Soup Bowl in Herbal Green. $12.

Visit chapters.indigo.ca

Atelier - Floor Lamp with Trunk Base. $300. Visit bouclair.com Koldby Cowhide. $300.

Visit ikea.ca


Net GST included for a limited time

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Does the thought of choosing a paint colour turn you yellow with fear? “When it comes to paint colour, many people are so afraid of change that they end up sticking with the same colours for years,” says Martin Tustin-Fuchs, brand manager, Dulux Paints. “Yet, all they often need is a bit of guidance to get out of their colour rut and adopt a more current look for their living spaces.”

Top 5 mistakes people make when choosing paint colour and how to avoid them:1. CHOOSING A PAINT COLOUR OUT OF CONTEXT. Contrary to popular belief, taping a small swatch to a wall won’t help you choose the right colour for your room. Instead, examine paint chips against furniture, rugs, accessories, countertops and other items in the room, making sure to test the colours in direct, indirect and artificial light at all times of day.

2. PLAYING IT SAFE WITH NEUTR ALS. Neutral paint colours tend to be a popular choice, yet there are times when a more saturated colour may bring out the best in a room. A good way to introduce some colour to your walls is to apply the “new neutrals” – whites, beiges or greys that are infused with a small amount of colour such as lilac, sage or blue. Take a neutral room up a notch by painting an accent wall a deeper shade of the wall colour or a more vibrant, coordinating colour.

3. GOING WITH THE SAME OLD, SAME OLD. Just like an out-of-date hairstyle, it’s easy to get comfortable in your room’s décor. Take a step back, examine your space and ask: What year is this room stuck in? If the answer dates back at least a decade, it might be time for a change.

4. FEAR OF USING MORE THAN ONE COLOUR. There’s no reason to use only one paint colour on the walls of a room. In fact, using two or even three shades can turn a room from ordinary to extraordinary. A good rule of thumb is to use a base colour in about two-thirds of the room and introduce other colours in smaller quantities. To achieve an elegant, relaxing feel, try a monochromatic colour scheme, with one main colour supported by others from the same colour family. For a harmonious effect, combine colours located beside each other on the colour wheel. To create a dynamic look, choose complementary colours found directly across from one another on the wheel.

Top 5 mistakes people make WHEN CHOOSING PAINT COLOUR

5. FAILING TO CONSIDER A ROOM’S FUNCTION. Will you be playing, sleeping, eating or relaxing in the space to be painted? Make sure you choose your colour accordingly. Yellow, red and orange, as well as soft grey, violet, blue and green, are known to be more conducive to appetite-building, entertaining and conversation, making them good choices for the kitchen and any main-floor living space. Bright red will energize and stimulate kids in a playroom, while cooler blues have a calming, serene effect ideal for a bedroom. Golden yellows and warm apricots tend to flatter any skin tone in a bathroom.

“A change of wall colour is the best and most economical decorating tool out there,” Tustin-Fuchs says. “If your room is stuck in the 1990s, you can bring it forward to 2015 just by swapping out pastel peach and moss green for a more modern palette such as turquoise blue with lime green accents. With paint, the possibilities are endless.”

For more information, visit dulux.ca

//DESIGN ADVICE


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SURREY/LANGLEY

BURNABY

A1. Rivers Walk809 S Dyke Road(at Wood Street)Queensbourough604-533-3575

A2. Highland Park6088 Beresford St. 604-671-5565

A3. Thurston Street3748 Thurston St604-563-7001

NEW WESTMINSTER

B1. Canoe 260 Ewen Ave

aragon.ca604-544-2258

BURNABY / NEW WESTMINSTER

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//PROJECT PROFILE

» by SUSAN M BOYCE

Mosaic HomesMAKING HOMEOWNERSHIP EASIER

Summer’s here and it’s not just the weather that’s hot. Throughout Metro Vancouver and the Lower Mainland, the real estate market continues gaining strength with no sign of slowing down any time soon.

“Given the positive economic outlook province-wide and low mortgage rates, consumers have a lot of confidence when it comes to taking the step into homeownership,” says Geoff Duyker from MOSAIC Homes. “But there are still a lot of young, often first-time buyers who have great jobs so they’re able to handle a mortgage payment, they just haven’t had enough time in the workforce to save up a down payment yet. We want to assist those buyers, so we came up with an innovative way to help.”

DEPOSIT MATCHINGThe solution is MOSAIC’s ‘You Deposit. We Match.’ program, and it’s ingenious in its simplicity. “For a limited time, when you purchase a home at FREMONT, YORK, or CLAYTON MARKET, we will match your deposit up to $10,000,” Geoff explains.

Response has been overwhelming. “In the first three weeks alone, we sold 70 homes — that’s almost three homes every day,” Geoff says. “Buyers understand they’re getting a unique opportunity to purchase a great home in a great neighbourhood, and they’re responding.”

FIND YOUR PERFECT NEIGHBOURHOODThe ‘You Deposit. We Match.’ is being offered at four of MOSAIC Homes’ properties, meaning there’s plenty of choice about product and location.

Located adjacent to the Pitt River in Port Coquitlam, FREMONT GREEN and FREMONT INDIGO (2332 Ranger Lane) offer a choice of riverside apartment residences priced from $189,900 or two-, three- and four-bedroom townhomes from $389,900. And this July will mark the much-anticipated opening of the 12,500-square-foot Riverclub. “This is such an exciting milestone,” Geoff says adding that a pool, gymnasium, billiards room, child’s play area, and multi-media theatre room are just some of the amenities that will now become part of this master planned community.

Farther south in Langley’s thriving Willoughby neighbourhood, YORK (8476 – 207A Street) continues to sell rapidly thanks to it’s eye-catching shingle-style architecture and affordable pricing — starting from just $309,900. Great proximity to schools, parks, and transit too.

And in Surrey’s popular East Clayton, CLAYTON MARKET (192nd Street and Fraser Highway) offers move-in ready rowhomes starting at $317,900. Geoff’s also happy to announce there will be a MOSAIC-designed and owned retail component to this community. “People want to be able to walk to things like the grocer or the coffee shop, so this new retail will become part of the neighbourhood’s overall amenities — lively, dynamic and highly walkable.”

For more information about MOSAIC’s ‘You Deposit. We Match.’ program, visit mosaichomes.com or visit one of their on-site Home Stores.


LOUGHEED HWY

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MAPLE RIDGE

1. Nelson Peak 22850 136th Avenue nelsonpeakliving.ca

2. Wynnridge 11005 Buckerfield Drive 604-466-6388

3. Village Green 12161 237th Street 604-476-2292

4. Montgomery Acres 24405 112 Ave 604-477-2959

5. Myron's Muse 23651 132nd Ave 604-380-1801

6. Jackson Park 24406 102 Ave. 604-805-4669

7. Cliffstone 23915 – 111A Avenue 604-380-0045

8. Maple Heights Kanaka Way & 240th 604-380-1215

PITT MEADOWS / MAPLE RIDGEAAAAAAA


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PITT MEADOWS/MAPLE RIDGE

//IN THE NEWS

Competitive spring market continuesCOMPETITION CONTINUES TO PUT UPWARD PRESSURE ON HOME PRICES, PARTICULARLY IN THE DETACHED HOME MARKET.

The Real Estate Board of Greater Vancouver (REBGV) reports that residential property sales in Metro Vancouver reached 4,056 on the Multiple Listing Service® (MLS®) in May 2015. This represents a 23.4 per cent increase compared to the 3,286 sales recorded in May 2014, and a decrease of 2.9 per cent compared to the 4,179 sales in April 2015.

Last month’s sales were 16.7 per cent above the 10-year sales average for the month.“We continue to see strong competition for homes that are priced right for today’s market,” Darcy

McLeod, REBGV president said. “It’s important to remember that real estate is hyper local, particularly in a seller’s market. This means that conditions and prices vary depending on property type, neighbourhood, and other factors.”

New listings for detached, attached and apartment properties in Metro Vancouver totalled 5,641 in May. This represents a 5 per cent decrease compared to the 5,936 new listings reported in May 2014.

The total number of properties currently listed for sale on the region’s MLS® is 12,336, a 23.2 per cent decline compared to May 2014 and a 0.8 per cent decline compared to April 2015.

“While the supply of homes for sale remains below what’s typical for this time of year, our region continues to offer a diverse selection of housing options at different price points,” McLeod said. “This diversity within the housing stock is part of what’s driving today’s home sale activity.”

The MLS® Home Price Index composite benchmark price for all residential properties in Metro Vancouver is currently $684,400. This represents a 9.4 per cent increase compared to May 2014.

The sales-to-active-listings ratio in May was 32.9 per cent. This is the highest that this ratio has been in Metro Vancouver since June 2007.

Sales of detached properties in May 2015 reached 1,723, an increase of 18.6 per cent from the 1,453 detached sales recorded in May 2014, and a 42.2 per cent increase from the 1,212 units sold in May 2013. The benchmark price for a detached property in Metro Vancouver increased 14.1 per cent from May 2014 to $1,104,900.

Sales of apartment properties reached 1,600 in May 2015, an increase of 24.4 per cent compared to the 1,286 sales in May 2014, and an increase of 40.8 per cent compared to the 1,136 sales in May 2013. The benchmark price of an apartment property increased 4.6 per cent from May 2014 to $396,900.

Attached property sales in May 2015 totalled 733, an increase of 34 per cent compared to the 547 sales in May 2014, and a 37.3 per cent increase from the 534 attached properties sold in May 2013. The benchmark price of an attached unit increased 6.4 per cent between May 2014 and 2015 to $501,000.

See more at: http://www.rebgv.org/news-statistics/metro-vancouver-home-sales-surpass-4000-third-consecutive-month#sthash.NVdjOaLZ.dpuf


Single Family Homes starting from the mid $500’sDuplexes from the mid $400’s

15 Homes SOLD Last Month

LOOKINGFOR A NEW HOME?

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Find the perfect new home or condoin the neighbourhood that fi ts your lifestyle.

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INSIDE THIS ISSUE




COQUITLAM IS MOVE IN READY 1-3 BEDROOM HOMES


INSIDE THIS ISSUE

SMART KITCHEN SPACE-SAVING IDEAS

ABOUT THE FOREIGN OWNERSHIP DEBATE

SHOPPING FOR THE RIGHT NEIGHBOURHOOD

www.homedecorandrenovations.comwww.homedecorandrenovations.comMETRO VANCOUVER EDITION

VOLUME 14 ISSUE 2VOLUME 14 ISSUE 2JUNE - JULY 2015

www.homedecorandrenovations.comwww.homedecorandrenovations.comMETRO VANCOUVER EDITIONFREE

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PITT MEADOWS/MAPLE RIDGE

ABBOTSFORD Abacus Uptown LR 604-309-7155 From $109,900 inc net GSTBrighton TH 604 607-7801 From $269,900 Cedar Landing TH 604-850-5040 Fr. 274,900 inc net GSTEagle Estates SF 604-859-3141 From $599,900 Eagles Gate SF 604-309-7729 From $373,500Falcon Ridge SF 604-309-0540 From $789,000Foxwood SF 604-850-5040 From $524,900 Hudson’s Loft 2 LR 604-864-8948 CallLift LR 604-557-1047 CallLuna TH 778-895-5862 From $289,900 Waterleaf LR 604-850-3694 From $179,000

BURNABY Aldynne on the Park HR 604-451-9517 Call Altitude HR 604-456-8883 From mid $200sAviara HR 604-291-9130 CallBrentwood HR 604-563-8386 From $299,900 CentreBlock at Univercity HR libertyhomes.ca CallGold House HR goldhouseliving.com Coming SoonHighland Park Metrotown TH 604-671-5565 CallLift LR/TH 604-320-3386 CallMadison LR 604-299-1996 Coming SoonMet 1, The HR 604-899-8800 From $349,800Met 2, The HR 604-899-8800 Coming SoonMetro One LR 604-435-9477 CallMetro Two LR 604-435-9477 From $439,900Modello HR 604-456-0688 From $389,900Novella MR 604-536-5777 CallOakTerra LR 604-431-6033 Call Paddington Mews TH 604-438-9922 From $334,900Redbrick LR 604-527-7955 From Mid $200sSilver HR 604-435-8866 CallStation Square HR 604-438-1113 CallSubora LR 604-807-4353 From $279,900Thurston TH 604-563-7001 CallTrio LR 604-218-3338 From $249,900

CHILLIWACK / SARDIS Camden at The Falls SF www.livethefalls.com From $389,900Centre Field TH 604-795-6938 From $242,900 Englewood Village SF 604-534-5079 From $249,900 Garrison Crossing SF/LR/TH 604-824-5062 Call Heron’s Landing 604-858-7179 From $269,900Jinkerson Vistas SF 1-877-858-2408 From $399,900 La Cason LR 1-800-830-7175 From $184,900 Radius LR 604-991-5151 From $149,900River Walk TH 604-991-1777 From $259,900 Seasons at Cedar Sky TH 604-991-8250 From $449,900 Summit Residences, The SF 604-824-6473 From $508,000 Townsend Terrace TH 1-800-830-7175 From $242,900

COQUITLAM 1123 Westwood HR 604-472-1123 CallAmberleigh SF 604-514-4359 Coming SoonAustin HR 604-931-0302 From low $200’sBlack+Whites TH 604-998 8998 From Low $500’s Bloom LR/TH 604-939-8808 From $264,000Bradley House LR 604-942-8416 From $324,900Burke Mountain Heights SF 778-285-6299 Call Charland LR 604-492-3388 CallComo LR 604-939-0018 From $208,800Crown HR 604-939-8868 From $280,000Evergreen HR 604-942-2672 From $284,900Foster Ave Rowhomes TH intracorp.ca Coming SoonGrand Central 2 HR 604-936-1888 From $309,900 Hazel LR 604-937-2599 From $220,500 Kingston SF 604-514-4359 Coming SoonMackin Park LR 604-939-8874 From $219,900Nest TH 604-492-4123 CallNovella MR 604-563-5777 CallOasis HR 604-464-2701 Call Regan’s Walk LR 604-492-0222 From $259,900 Secret Ridge DP secretridge.ca Coming Soon

Somerton SF 604-469-8581 From $699,900 Sterling SF 604-464-2260 From $689,900The Windsor HR 604-941-8305 From $356,900Uptown2 HR 604-939-2677 From $278,900

DELTA NORTH DELTA Delta Rise HR 604-594-7473 From $189,900 Kaleido TH 604-590-8818 From $389,900South Pointe SF 604-584-2908 From $699,900 TSAWWASSEN Brio LR 604-943-8811 Call Tsawwassen Heights SF 604-271-7288 Call Tsawwassen Shores SF 604-943-6677 From $499,900 Tsawwassen Springs SF/LR 604-948-HOME Call

LANGLEY Athenry Gate LR 604-882-8857 From $137,500Arcadia TH 04-513-9090 From $279,900Elements LR 604-533-7718 From $199,900 Exchange TH 604-535-8587 Coming SoonEvergreen North Yorkson SF 604-648-8956 From $675,000 inc GSTFocal Point LR 604-377-7000 Coming Soon Hyde Canyon SF 604-636-7082 Coming SoonKeaton TH 604-882-3733 Call for InfoKensington LR 604-427-3311 From $199,900Lotus Living TH 604-831-0800 Coming SoonMarquee TH 604-427-3550 From $268,900Mission Green 604-871-4288 From $314,900Parkside RH 604-648-9428 From $480,000Serenity TH 604-371-1538 Call for InfoSummerhill TH 604-418-7072 From $379,900Varsity LR 604-539-2200 From $139,900York TH 604-534-9495 Call York by Mosaic TH 604-882-6758 CallYorkson Creek LR yorksoncreek.com From $179,900Yorkson South SF 778-785-1673 From $440,000

MAPLE RIDGE 223 North LR 604-463-0588 From $174,900Albion Station TH 604-351-3261 From $254,900Cliffstone SF/RH 604-380-0045 CallEdge on Edge LR 604-466-8783 From $149,900Grant Hill Estates SF 604-230-3935 Call Jackson Park SF 604-805-4668 From $424,900Jackson Ridge SF 604-351-3261 Call Mainstone Creek SF 604-463-5000 Call Maple Heights TH 604-380-1215 Coming SoonMeadows Pointe LR 604-522-8970 From $189,900Montgomery Acres SF 604-477-2959 From $534,980Myron’s Muse TH 604-380-1801 CallNelson Peak SF nelsonpeakliving.ca Coming SoonParc Vue LR 604-467-8884 CallPointe, The SF 604-999-2452 From $489,900River’s Edge LR 604-318-5254 From $174,900 Robertson Heights SF 604-380-4708 From $459,900 Signature at Falcon Centre LR 604-477-1500 CallSpencer’s Green SF 778-846-3200 From $528,900Station One LR 778-878-1347 Call Summit at Grant Hill SF 604-405-4437 From $769,900 inc gstThe Terraces TH 604-351-3261 From $369,900Two Birds TH 604-467-7000 Call Village Green TH 604-476-2292 From $279,900Village Walk SF 604-465-6524 Call Wellington Station LR 604-380-0300 From $189,000 Wynnridge SF 604-466-6388 Call

MISSION / HARRISON Horizons TH 1-888-826-1177 From $319,800

N E W H O M E S A L E S A N D M A R K E T I N G E X P E R T I S EFIFTHAVE.CA

B R I N G I N G P E O P L E H O M ECONNECTING BUYERS TO THE BEST NEW HOME OPPORTUNITIES IN METROPOLITAN VANCOUVER

Penthouse (PH) Live Work (LW) City Home (CH) High Rise (HR) Mid Rise (MR) Low Rise (LR) Loft (LO) Duplex (DP) Townhouse (TH) Row Home (RH)

BRITISH COLUMBIA’S NEW HOME DEVELOPMENTSP R O J E C T T Y P E C O N T A C T P R I C E P R O J E C T T Y P E C O N T A C T P R I C E


NEW WESTMINSTER Canoe TH aragon.ca Now SellingElliot St HR 604-524-8080 CallGlass House Lofts LR 604-520-9890 CallLookout at Victoria Hill, The LR 604-523-0733 CallNorthbank HR 604-523-0081 From $249,900 Parkside at Victoria Hill HR 604-523-0733 CallRivers Walk TH 604-533-3575 From $469,900RiverSky HR 604-523-0733 From $239,900The Sapperton at Brewery District HR 604-694-1188 From $229,900Thompson Landing SF 604-520-3226 From $476,900 Trapp & Holbrook HR 604-525-0223 From $299,900NORTH VANCOUVER 15 West HR 604-980-9949 From $539,900221 East 3rd LR Coming SoonAnchor, The LR 604-988-8800 From Mid $300’s Atrium at the Pier MR/TH 604-983-9065 CallCapstone MR 604-929-8870 Call Cates Landing TH/LR 604-871-4126 Coming SoonCentreView HR 604-998-8540 Call Destiny 2 LR 604-929-1915 From $259,900Drive, The LR 604-986-8138 Call Heywood on the Park LR 604-985-0003 From $269,900Latitudes TH 604-435-9477 From $469,900Local on Lonsdale HR/LR/TH 604-998-0219 Call Loden Green TH 604-988-0022 From $599,900Maplewood North LR 604-727-1594 From $378,900Mill House LR 604.986.0007 From $299,900Northlands LR/TH 604-800-2120 CallParkgate TH texorhomes.com Coming soonPinnacle Residences at the Pier MR 604-983-9065 CallRemix LR 604-924-4488 CallTatlow LR [email protected] Coming Soon The Ave Boutique Res. LR 778-985-4676 CallTrophy at the Pier MR/TH 604-983-9065 From $509,900 Seylynn Village HR 604-980-5000 CallShore, The LR 604-980-0016 From low $200’sx61 LR 604-988-8856 Coming SoonWest Quay MR 604-988-8856 From $419,900PITT MEADOWS Cedar Downs LR 778-846-3200 From $194,900Homes at Brogden Brown TH 604-761-6806 Coming SoonLiv42 LR 604-460-6601 From $134,900

PORT COQUITLAM Altura LR 604-552-5887 From $219,900 Amanti LR 604-475-3220 From $179,900Carmandy LR 604-435-9477 From $209,900 Fremont Indigo TH 604-552-0319 CallFremont Green South LR 604-468-0084 CallLa Via LR 604-475-5100 From $169,900Orchid LR 604-866-4206 From $149,900Prima Residences LR 604-945-3999 From $219,900Salisbury Lane TH 604-475-1172 Coming SoonShaughnessy, The HR 604-468-8252 Call South Verde LR 604-468-8640 Call Valorie on the Park LR 604-464-4764 From $246,900PORT MOODY Residences, The HR 604-552-0552 Call Station, The TH 604-492-3338 Call

RICHMOND Alexandra Court LR 604-278-5809 From $339,900 Alfa HR 604-276-2532 CallAvanti LR/HR 604-276-9186 CallCadence HR 604-276-8683 Call Concord Gardens HR 604-233-7748 From $300,000’sEmpire Living TH 604-244-9622 Call Gardens, The LR 604 271 3331 From $374,900Grand, The HR 604 278 3880 CallHarmony HR 604-278-3939 From $505,800Kenstone Gate TH 604-218-3338 From $529,900

Kingston Gate TH 604-760-6024 CallLivia TH 604-364-2159 CallMandarin Walk LR/TH 604-278-0808 CallModern Estates TH 604-788-8833 CallMonet HR 604-233-7748 From $300,000’sOxford Lane TH oxfordlane.ca Coming SoonElle HR 604-273-1313 From low $300’sOpal at Richmond Centre HR 604-303-7575 From $464,900 Ora HR 604-278-8838 Call Orchid by Beedie HR [email protected] Coming SoonPinnacle Lilving at Capstan HR/MR/TH 604-303-0148 From $299,900Pier, The LR 604-274-7326 CallRiga TH 604-715-1250 CallRiva MR 604-278-8825 CallRiver Inlet MR/TH 604-233-2633 CallRiverSky HR 604-522-2583 Coming SoonSaffron LR 604-270-2482 Call Tempo HR 604-276-8885 From $283,900 Vogue TH 604-715-1250 CallWestminster Terrace TH 604-204-1077 Call

SQUAMISH / WHISTLER Elaho TH 604-898-2232 Coming Soon Ocean Crest SF 604-896-2235 From $1,298,000 Ravens Plateau SF 1-888-852-7575 Call Aqua TH/LR 1-877-344-5566 From $239,000 University Heights LR 1-888-852-7575 Call

SUNSHINE COAST SECHELTSilverStone Heights SF 604-741-1877 From $479,900

SURREY3 Civic Plaza HR 604-951-3331 CallAria TH 778-885-6700 Coming SoonAscend LR 604-596-2202 From $170’sBalance LR tiensher.com Coming SoonBlackberry Walk TH 604-501-6119 Call Boardwalk TH 604.506.1852 From $341,900 Brixton TH 604-503-0483 From $294,900Brookside TH 604-372-2071 From $279,900Canvas TH 604-598-8873 CallClayton Market by MOSAIC Homes RH 604-574-5735 CallConnect LR 778-395-1886 From $118,800 Esplanade at Waterstone LR 604-530-5399 From $219,900Eton TH 604-953-0833 From $364,900Evolve HR 604-497-0102 CallEvoque TH 604-502-9096 Coming SoonFusion TH 778-578-9779 From $344,900G3 Residences HR 604-453-6688 CallGuildford Greens TH 604-307-0400 From $349,900Guildford The Great TH 778-293-2222 Coming SoonHeights TH 604-618-6175 Coming Soon Highcrest TH 604-584-7273 Fr. $345,900Highlands SF 778-565-7768 Call for InfoHorizons SF 778-565-7768 Call for InfoHyde Park TH 604-506-1852 CallJoi Living TH 604-574-8888 From $339,000Kendra TH 604-590-9122 From $329,900Lingo LR 604-727-5478 From $159,900Lotus TH 604-831-0800 CallMadison TH 604-543-6262 From $323,000Manarola LR 604-800-9255 From $214,900 inc GSTThe Maple TH 604-720-7478 CallOliver’s Lane SF 604-543-3868 From $489,900 One 44 TH 604-503-6402 From $298,500Panorama Station TH 604-372-2275 From $364,800Panorama Woods TH 778-593-9954 From $314,900Park Avenue West HR 604-583-9866 From $250’sPark Place Village TH 604-617-7763 From $359,000Quattro 3 LR 604-581-8000 From $159,900 Redwood TH 604-503-6929 Call for Info Rockwoods, The TH 604-503-1188 From Low $300’sSilverwood TH silverwoodliving.com From Low $300’s

234214_Axis_NHBG_BannerAd_(Full_Bleed)_prs01.pdf 1 2015-01-16 11:37 AM

BRITISH COLUMBIA’S NEW HOME DEVELOPMENTS


P R O J E C T T Y P E C O N T A C T P R I C E P R OJ E CT T YP E C O NTACT P R IC E

The listings included on the following pages are meant to offer a comprehensive overview of those new home developments currently being marketed throughout Greater Vancouver and the Fraser Valley. Pricing is subject to change; you should contact the specific development for current details or special promotions. To report any changes or corrections to this information,

please contact our office at 604.519.6080, fax 604.519.6088, or email [email protected]


Teo TH 604-288-8981 From Low $300’sVerve LR 604-588-3783 From $160’sThe Walks TH 604-440-8070 CallUniversity District HR 604-588-5795 From $221,900 Wave HR 604-951-9283 CallWynd HR 604-951-9283 From $199,900Zen TH 604-355-0166 CallCLOVERDALE Residences at Clayton Heights TH 604-723-4497 Coming SoonThe Grove TH 604-533-6968 From $279,900MacKenzie Estates TH 604-538-2125 From $349,900One92 LR/TH 604-576-1772 From $199,900South Creek SF 604.372.0388 CallUptown Clayton Village TH 778-574-0146 From $329,900 VANCOUVER & AREADOWNTOWN Addition HR 604-338-5233 CallBurrard Gateway HR burrardgateway.ca Coming SoonEventide LR 604-783-1044 CallFairmont Pacific Rim Estates HR 604-781-4303 CallFairmont Pacific Rim Estates HR 604-620-6692 From $349,900 Keefer 188 LR 604-620-2018 From $239,900Keefer Block LR 604-682-8813 From $269,900Mark, The HR 604-687-4353 Call Modern HR 604-879-2010 From $465,900One Pacific HR 604-899-8800 From $300’sPacific Pt HR 604-685-0855 From $349,900Private Residences at Hotel Georgia, The HR 604-682-8107 CallSapphire, The HR 604-876-9222 From $685,000Tate Downtown HR 604-568-8283 From $268,000Vancouver House HR 604-893-8958 Call EAST SIDE 238 W Broadway LR 238westbroadway.ca CallBohème LR 604-569-3388 From $227,900Bold on Fraser LR 604-264-6707Brock East LR 604-715-6060 Starting at $299,900Charm LR 604-330-8838 From $266,900 Cordovan LR cordovan.ca Coming SoonFocal LR 604-563-6777 Coming SoonFrancis TH 604-330-8848 CallThe Independent at Main independentatmain.ca Coming SoonGem, The LR liveatthegem.com Coming SoonGrandview Cascades TH grandviewcascades.com Coming SoonJade LR 604-338-5233 CallKensington Gardens LR 604-620-7886 CallLocal LR 604-688-5527 From $349,900Main Street LR 604-877-1116 From $339,900Marquee on the Drive LR 604-559-2011 $329,900Mercer by Cressey LR 604-879-6400 CallOne Town Centre at River District HR 604-879-8830 Now PreviewingOxford LR 604-779-0091 From low $200sOxley TH 604-336-6666 Coming SoonTwo Town Centre at River District LR 604-879-8830 Coming SoonRenfrew & 2nd 604-830-3938 From $259,900Rhythm MR 603-437-5315 From $414,900Skyway HR 604-436-1100 CallStrathcona Gardens TH 604-328-9940 CallTriumph TH 604-563-6200 CallView 388 LR 604-330-8838 From $219,900The Heatley at Strathcona Village MR 604-683-0900 From $199,900Vya MR 604-559-1070 From $239,999Wall Centre Central Park HR 604-874-9232 From $299,900Woodshire TH 604-719-1700 From $420,900Wohlstein MR 604-558-0899 From $240,000WEST SIDE 41West MR 41westliving.com Coming Soon 5555 Dunbar LR 604-568-7551 From $349,9006th & Yukon LR cressey.ca Coming SoonW10th & Maple MR/TH 604-239-2080 From $429,900 Alder Crossing TH/Studios 604-600-5405 From $290,000Aperture LR/TH 604-345-9000 CallArbutus Ridge MR 604-738-0001 CallBennett TH 604-418-6809Bennington House TH 604-558-1907 Low $300s Binning Tower HR 604-646-1111 From $499,900Bishop TH 604-537-1985 Coming SoonBlock 100 HR 604-682-8801 CallBoulevard MR 604-685-5778 From $367,400Cambie & 7th HR/TH 604-568-5060 Call

Cambie Star MR cambiestar.com Coming SoonCambria LR 604-325-2216 Call Canvas MR 604-875-8508 Call Central HR 604-662-3373 Call Citti MR 604-880-6880 CallElizabeth LR 604-687-8800 Coming SoonEmpire at QE Park LR 604-568-5060 Call Granville at 70th HR 604-687-2298 CallHamilton TH 604-418-6809 From low $800’s James Walk CH 604-325-2216 Coming SoonKerrisdale Gardens MR 604-559-9848 From $540,900Lido HR 604-872-2672 From $513,900Livingstone House LH/TH 604-998-8988 From $480,000MC2 HR 604-638-9998 CallMeccanica MR 604-876-8819 From $349,900Midtown LR 604-563-3330 Call Monarch MR 604-568-6883 From $444,900Northwest HR 604-325-5151 CallOne, The MR/HR 604-874-8368 From $349,900Opsal HR 604-876-7332 CallParc 26 LR/TH Coming SoonParc Elise MR/TH 604-336-6380 From $290,900Pinnacle Living at False Creek MR 604-874-8368 From $369,900 Pinnacle Living Broadway MR 604-739-2080 From $399,900 Prodigy MR 604-221-8878 From high $300s Q16 TH 604-263-8090 CallRadius LR 604-731-5522 CallShannon Wall Centre Kerrisdale LR 604-267-8882 CallSixth & Steel TH sixthandwillow.com Coming SoonSixth and Willow TH 604-336-2800 CallSota HR 604-671-1025 From 2.5 millionThe Spot MR 604-568-6886 CallThe Laureates HR 604-221-4450 CallThe Ivy LR 604-566-5888 CallTisdale TH 778-846-5990 CallTower Green at West HR 604-707-9378 CallVillage on False Creek, The MR 604-733-2010 From $414,500Vya LR 604-559-1070 From $239,999 West Five MR/TH 604-715-6060 From Low $300sTSAWWASSEN Cityhomes at Northgate LR 604-948-2345 CallWEST VANCOUVER 23rd and Bellevue HR cressey.com Coming SoonEvelyn LR 604-922-0330 CallKerrisdale by Cressey LR cressey.com Coming Soon

WHITE ROCK / SOUTH SURREY Adagio LR 604-531-6659 From $288,900Avra HR 604-531-9030 From $319,900 Belcroft, The TH 604-568-8830 From $649,900 Beverley MR cressey.com Coming SoonBlu TH 604-782-5258 From $599,900 incl. GSTBreeze TH 604-582-1113 Call Elevate at the Hamptons DU 604-723-4497 From $629,900Elgin House LR 604-514-8092 From $269,900Essence at the Hamptons TH 604-723-4497 From $399,800 The Estates at Morgan Heights SF 604-560-1053 Call Gemini LR 604-536-1663 CallGeorge TH 604-571-6400 CallGrandview Heights TH discovergrandviewheights.comHeights, The TH/LR 778-545-8737 CallHycroft Rowhouses TH 605-541-2495 From $560,900Hyde Park TH 604-506-1852 From low $400’sJacobsen TH 604-538-5591 From $519,900Morgan Rise SF foxridgehomes.ca Coming SoonNewport at West Beach LR 604-536-0256 CallOn The Course TH 604-385-0111 From $300’s Royce LR 604-538-8028 CallRosemary Gate TH 604-541-7480 CallSakura TH 604-538-5588 Call for InfoSaltaire LR 604-560-1656 CallSausalito MR 604-531-2200 CallSouthbrooke SF 604-805-2941 CallSouth Point Walk LR/TH 604-560-3238 From $230’s The Village at Southwood SF 604-560-3450 $729,900Woods TH 604-538-8876 From $379,900


P R O J E C T T Y P E C O N T A C T P R I C E P R O J E C T T Y P E C O N T A C T P R I C E

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