WIN TICKETS

Every homeowner wants their house to be a reflection of their individuality, a canvas that truly illustrates their

personality. Imagine being able to go beyond the paint pots and rolls of paper and cover the walls of your home with a stunning mural that is personal to you. How about a precious family photograph, a scene filled with your favourite superheroes or even your favourite painting by the likes of Monet or Picasso. Then take that to the next level and imagine that mural could play music, run a video game or even talk back!

It might seem like the stuff of a sci-fi fantasy, but this exciting concept in home design is fast becoming a thing of reality, right here in the heart of East Lancashire following the launch of Wallsauce.com.

Founded by Colne-born entrepreneur, Colin Watson and business partners, Tony Fairhurst and Andy Gerraty, the company offers an exciting range of wall murals with customers being able to choose from stock artworks or uploading their own image.

The range of images to choose from is expanding rapidly and despite the website going live just six months ago, they already have licensing deals with Warner Brothers, Chelsea Football Club, CBS (Star Trek) and world-renowned F1 photographer, Darren Heath. With several licensor partners, Wallsauce.com is the only company in the world with permission to reproduce these brand images in wall mural form.

Always looking to embrace new technology, plans are in the pipeline to develop apps that will bring the murals to life. World maps that will tell you facts and information about each country or a realistic street wall where you can channel your inner Banksy with your own graffiti art, the opportunities are endless for the product which is also gaining popularity from the hospitality and educational sectors.

The idea for the company came one Christmas when Tony was looking to decorate his son’s bedroom with a mural of superhero characters, but couldn’t find a company that could offer what he was looking for at a price that was realistic to average homeowners.

Colin said: “Tony’s only option to achieve the effect he wanted was to employ an artist, which would have cost thousands and that’s where we saw the gap in the market. Tony and I met years ago when we worked together and were always keen to start a business together and had batted ideas around but nothing had stuck, until this.”

The key to Wallsauce.com’s offering is that it is truly bespoke, which doesn’t just mean being able to upload your own shots, but stock images can be tailored to fit around the individual room, working with the space and accounting for obstacles such as doors, plug sockets and awkward pieces of furniture. The murals can also be relocated once they’ve been

Home Decor That’s Literally Off the Wallapplied, and the production process means that, although they are investment pieces, they are affordable. The company’s clever model also means that the company is truly global. Colin added: “The nature of being an online company means that we have an international presence, however we have built partnerships with print companies based in countries around the world meaning that the design to delivery period is around seven days regardless of where our customers are.”

Indeed one of the company’s most exciting projects to date was a mural for none other than F1 racer, Fernando Alonso. The racing superstar now boasts a bespoke mural featuring his 2010 Korea victory shot in his luxury Dubai apartment, a fact which he promptly tweeted to his 1.94million followers!

Colin, Tony and Andy are now setting their sights on becoming a global brand market leader and with a deal just signed with direct marketing company, Taymark in the United States, Wallsauce.com are the latest industry gem to put our area on the global map!

For more information on the range of products, please visit www.wallsauce.com

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The North BarnIghtenhill Park Lane

• Stunning 4 Bedroom property• Semi-detached barn conversion• Dining kitchen, fabulous garden room• Cloaks, en-suite to bedroom one• 4 Piece bathroom• Garage

Offers over £350,000

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Pig Hole BarnBriercliffe

• Detached home in own grounds• 4 Bedrooms, 3 en-suites and bathroom• Lounge, dining area and conservatory• Kitchen, study, games room• Gardens, drive and garage

£495,000

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Whether experienced in being a Landlord or dipping your toe in the arena with the purchase of your first property, there are some significant investment opportunities

available right now and we put the property spotlight on one to whet your appetite.

10 Lee Street in Barrowford is the perfect example and those that have done their research will know what properties in this area can command in rent having looked at the precedent set by other Landlords.

So – what return could there be on a £100,000 investment in this area? This property is set in the heart of the popular and much sought after village of Barrowford. Asking for offers over £100,000 this property will command a rental figure of £525 per calendar month and a healthy yield of 6%.

This property would be attractive to potential tenants as there are two bedrooms and an occasional attic bedroom, giving that degree of flexibility and additional garden with car parking for 2 cars at the rear. It is conveniently located for all local primary, secondary schools and colleges and the M65 motorway network

leading onto the M66 Manchester is only 2 minutes’ drive away. In June last year next door was rented out on the first viewing minimising your void periods – just what a savvy Landlord should look for!

This property is available through Petty Lettings who currently let out up to 35 new properties per month and have over 125 applicants registering per month just for lettings. They can offer a potential Landlord a ‘Tenant Find Only’ service and two ‘Fully Managed’ services including FREE rent guarantee.

As one of the leading DEDICATED letting agents in the Burnley and Pendle areas with fully trained and qualified lettings professionals to give that piece of mind your investment is in the right hands, could you make the move and secure yourself an investment that reaps rewards?

TAKE THE LEAP INTO LETTINGSWhat could £100,000 get you?

For more information, please contact Simon Westwell, Lettings Manager. 01282 417775.

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The Help to Buy scheme was originally only open to first time buyers who were key workers (Service Personnel,Emergency Service Employees and NHS Workers). However in March 2013

the Scheme was opened up to all buyers looking to buy a new build or move up the housing ladder. In the Budget for 2014 the Help to Buy Equity Loan scheme is to be extended until the end of the decade, with a Government website stating that the extension of the scheme is expected to help another 120,000 families in the UK to buy a new-build home by 2020.

Now to be eligible for the scheme all you need is to:• Have a deposit of at least 5%; • Be looking to buy a home worth £600,000 or less; • Be purchasing a property you intend to live in most of the time; • Not let out the property or use it as a second home;• Be looking for a capital repayment mortgage, interest-only mortgages are not included in the scheme.

The hope is that this will give first time buyers optimism that they will be able to now get on the property ladder rather than languishing in rental properties whilst they save up that elusive 10% deposit.

Research by Santander shows 10pc of Britons – or 5.1 million people – intend to buy a new home in the next 12 months. One third of those said they were likely to use Help to Buy. If all these people followed through on their intentions, housing transactions would soar to five times their current levels.

Conveyancers are seeing work increase dramatically as the market picks up and it is no doubt partly due to the Help to Buy Scheme. However having overcome the obstacle of the high deposit buyers need to disabuse themselves of the idea that it is easier to secure a Help to Buy mortgage than a conventional mortgage. Borrower’s finances will still be scrutinised and we are seeing more and more Mortgages issued on the basis that all other credit be repaid prior to the mortgage being completed.

However whilst obtaining a mortgage is vital to buy a property, buyers must not lose sight of what being a homeowner really means. They need to have their eyes open to the fact that after having saved the 5% deposit comes 30 -35 years of repaying the debt. On top of this comes all the other financial commitments of owning a property that in the excitement of buying a new home are often forgotten; Utility Bills, Council Tax and Insurance not to mention the repair and maintenance of the property. The scheme will be a success if it is used by the right people who have sought financial advice before jumping into the minefield of homeownership.

What effect has the governments Help to Buy scheme had in the market so far?

Unless you have been holidaying somewhere in outer space, you will have seen the details of the various government schemes designed to assist homebuyers.

Initially aimed at new build properties only, some of the schemes are now available for second hand properties also. The main benefit to homebuyers is the return of the 95% mortgage. Although the 95% scheme will allow a purchaser to buy up to a value of £600,000 the idea was primarily to encourage first time buyers back to the market.

It is true that over the past few years the first time buyer market has been quiet in the extreme. Several factors have contributed to this, the decline in property values, lack of mortgage funds and a general air of doom and gloom surrounding the economy have all had an impact.

As the economy improves many people have once again looked to property. You cannot drive into the larger cities in our region these days without noticing the skyline being dominated by cranes. A sure sign that the builders who have been sitting on huge land banks for some time are once again confident enough to build the homes that the UK undoubtedly needs.

Another factor to consider is the ‘bank of Mum and Dad’! Many parents and grandparents now are far more willing and able to support their younger family members by helping with deposits or by being named on a mortgage application.

So, the answer to my question is…Yes, but not just the schemes. As a mortgage company we see as little as 10% of our new business going to lenders via the help to buy schemes.

What certainly is true is that the topic is a hot one and housing clearly on the governments’ agenda. People are once again talking about buying, re-mortgaging to build that extension or helping their children.

In short, confidence is the overriding feeling at the moment, and that is the real driving factor. A word of warning however! Something called the Mortgage Market Review comes into force on April 26th this year. This ‘ramps up’ the lenders responsibility to ensure new mortgages are affordable. Credit scores will tighten, and your payment history will be vital.

We have to hope that overzealous mortgage underwriting by the lender community doesn’t burst our current bubble of optimism!

Rob WykeDirector, Mortgage 65

Helen RobinsonFarnworth Rose Solicitors

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3 bedroom Mews Homes From Only £199,950

FIELD TOP COURTF E N C EAn Idyllic Development of Quality Homes

Field Top Court, Fence

Sales Enquiries: 08450 34 14 15 info@beckdevelopments.co.uk www.beckhomes.co.uk

Only 5% Deposit Required

• Help to Buy is available to all

homebuyers

• You own 100% of your home

Here is an example:

Property Price 100% £199,950.00

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Mortgage 75% £149,962.50

Help to Buy 20% £39,990.00

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Acorn CottageWorsthorne

• Prestigious unique home• 3 Bedrooms, master with wet room• 4-Piece bathroom, Stuart Frazer kitchen• Lounge with free standing stove• Garden area, parking, gated entrance

£289,950

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Spring is in the air and maybe you are already cooking outside? Whether you are cooking al fresco right now or you

are waiting until Easter before you venture outside I thought I’d give you a sauce recipe that works well on any type of food.

If you’ve never come across white barbecue sauce then you are in for a treat! When we think about barbecue sauce most of us will think about tomatoes, vinegar and sugar as being the main ingredients and the flavours then being topped up dependent on individual taste. Maybe Soy sauce if we’re looking for an Oriental flavour, or Worcestershire and Tabasco for a bit of Southern heat but what if we want to recreate the style of sauce used in Alabama? There is only one – it has to be white barbecue sauce!

I serve Alabama barbecue sauce at many markets around Pendle in Lancashire and it’s by far and away the most popular topping for my pulled pork. As its name suggests, it is white; there’s not a tomato in sight and the white comes from mayonnaise. In the old days it would have been beaten egg whites as a base which essentially is how you make a mayo from scratch but today it is easier and arguably safer to use a ready-made commercial mayonnaise with preservatives and stabilizers.

The white sauce can be used to baste or mop whilst cooking or left just to add at the end like a dressing. I prefer to use it as a dressing and to slap it on a burger but then again I’ve never been a big fan of ketchup on burgers. Traditionally it is a sauce that you use to accompany chicken or pork.

Whether you use it to baste or just pop a bowl on the table, I don’t think that you will be disappointed.

One more thing to say; look at the ingredients and you’ll notice very little fat or added sugar so if you make this with a low calorie mayonnaise then you really can slap it on without feeling too guilty!

The ingredients are as follows:-• 800ml mayonnaise• 100ml lemon juice• 100ml apple juice• 50ml white wine vinegar• 2 teaspoons garlic powder• 2 tablespoons cracked black pepper• 1 teaspoon mustard powder• Salt to taste• A good pinch of cayenne pepper

Use a hand blender to blitz and then pop it into the refrigerator for 24 hours to let the flavours mingle.

White Is The New BlackWith White Barbecue Sauce!

Tel: +44 1200 445255Mob: +44 7814 500755Web: www.quefresco.co.ukFacebook: Que FrescoTwitter: @QueFrescoPaul

Markets whereyou’ll find me this year:-1ST SUNDAYGreat Harwood Town Square

2ND SATURDAYGisburn Festival Hall

2ND SUNDAYBarrowford Pendle Heritage Centre

3RD SUNDAYWhalley Arms Car park

LAST SUNDAYDarwen Four Seasons Garden Centre

Paul Yates is an alfresco chef with a lifetime’s

experience cooking on barbecues. As “Que

Fresco Ltd” Paul travels with his barbecues

offering an exclusive personal outdoor catering

service for private parties and businesses. He

also cures and hot smokes his own range of

“made in Lancashire” delicacies.

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Imagine losingyour keys…

Car Key

Front door

Officealarm fob

Mums house key

Guardian Angel!!!

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0800 001 4495www.KeyAngel.co.uk

Call us today on

Petty’s has once again been re-accredited as Burnley and Pendle’s Local Expert

by Relocation Agent Network maintaining this unique standing and honour in a competitive marketplace.

Petty’s received their accreditation at the 2013 Relocation Agent Network Conference, which took place at the Park Plaza Riverbank Hotel in Central London at the end of last year.

The annual event officially celebrated the Relocation Agent Network’s 20th anniversary. The organisation of independent estate agents changed its name from the Home Sale Network to reflect the scope of services that each member offers their customers.

Petty’s was handpicked to be a member of Relocation Agent Network based on strict criteria such as quality of service, local knowledge, professionalism and mystery shopper feedback. As an affiliation of Cartus, the premier provider of relocation services, Relocation Agent Network members help Cartus assist relocating families, offering Petty’s customers an additional channel of buyer when selling their property.

In addition, Relocation Agents also help their customers through their ‘Referral Network’, which allows Petty’s to help people who are looking to move out of the local area by referring them to a Relocation Agent in the location they are moving to.

Managing Director of Relocation Agent Network, Richard Tucker said of Petty’s attendance, “We are delighted to have welcomed each of our members, including Petty’s to this year’s 20th National Conference. As a selected member of the Network, in our opinion, Petty’s is Burnley and Pendle’s Local Expert for buying and selling.”

PETTY’S SEALS THE DEAL... WITHIN HOURS!With its contact book bursting at the seams, Petty’s can often play

match maker between vendor and buyer and on one such occasion earlier this year, they sealed the deal within hours. Armed with the knowledge that a number of their potential purchasers were keen to move into this particular area, it was a matter of a few phone calls, a few visits and the deal was reached for the asking price.

Ian Bythell, Director at Petty’s said: “There is more to our job than buying and selling houses. By really getting to know our clients, we can go that one step further in finding their dream home and helping market the property before the sale sign is even up; just by using our proactive approach and contacts.”

PETTY’S IS OFFICIALLY YOUR LOCAL EXPERT

A SNAPSHOT OF PETTY NEWS...

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Petty’s has bolstered its team with three new appointments across its residential and commercial surveying side of the

business.

Michael Crosby has been appointed as a Consultant to support the increasing demand seen for the Commercial services offered by Petty Chartered Surveyors. The move comes as a result of growth in the business and Michael will support the team in key areas including home buyers reports, expert witness statements, professional surveying, title plans and valuation. Michael, who boasts 25 years in the sector, is a highly regarded specialist in the field and is a welcome addition to the Petty team.

Natalie Jackson is our youngest new recruit and joins the team on an Apprenticeship programme through Nelson & Colne College. At just 17, she takes her place alongside the team in the Nelson office to learn the ropes from the experts on a 12-month placement. We spoke to an excited Natalie who said: “The minute I walked in to the interview, the team made me feel so relaxed and at ease and I am really pleased with how it worked out. The team are so friendly and with the opportunity of full time employment at the end of my placement gives me something tangible to aim for and I really hope I can get there.”

Louise Durkin joins the team in Petty Lettings where she assumes the role as Property Manager. Being a ‘local lass’ Louise has a superb breadth of knowledge of the area and her meticulous attention to detail and organisational skills mean she is a natural in the role. She joins on a full time basis with experience gained over the years in different sectors including hospitality and travel. The move into property was a new direction for Louise who has already made her mark with clients and colleagues alike.

YOU’RE IN SAFE HANDS WITH PETTY’S AND KEYANGELWe’ve all felt that dread of not finding your keys where

you thought you had left them but for most people, after a good hunt round, you soon become re-united with the bunch of keys you couldn’t live without!

What if you don’t find them though? The house...the car...the office...the garage...all now in need of new locks and this can be costly. So, to help tenants across East Lancashire, Petty’s has teamed up with KeyAngel to make sure that your keys are in safe hands should they go missing. All our customers who sign up through Pettys will receive a complimentary 12-month membership to the scheme and a unique key tag from KeyAngel. Members who lose their keys have a 90% chance of having them returned with KeyAngel who gives a £10 reward to the finder.

PETTY’S SCORE A GOAL WITH SPONSORSHIPProud of its roots and its commitment to the community has seen

Petty’s renew its sponsorship of two thriving sports clubs for yet another year.

Avid sports fans, Petty’s is proud of its association and sponsorship of both Pendle Forest Ladies Hockey Club and Petty’s netball team in the Pendle league.

If you fancy taking up a new sport then grab your stick and head to Pendle Forest Hockey club who have junior training on Tuesdays from 18.00 and adult training from 19.00 at Marsden Heights School in Nelson.

TRIPLE APPOINTMENT BOLSTERS PETTY’S TEAM

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Lower Wellhead FarmNewchurch In Pendle

• Substantial 5 bedroom detached farm• 4 Stables, tack room, views• Substantial garage, 4 reception rooms• Land available by seperate negotiation• Stabling, substantial garage and parking

£595,000

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For the best inspiration you will get this year, check out Bright Bazaar: Embracing Colour For Make-You-Smile Style, a book written by talented home, interiors and lifestyle blogger Will Taylor. Bright Bazaar is a constant source of inspiration for me, especially when I need some happy colour. The Bright Bazaar book launches on 17th April.

Design Inspiration Tip:

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Glenmere Cottage Burnley

• Stunning 5 bedroom period residence• Set in own grounds, long drive• 3 Reception rooms, dining kitchen utility room and cloak room• En-suite to master bedroom, bathroom• Large cellar, viewing essential

Offers around £385,000

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Springwood HouseGisburn Road, Blacko

• Substantial 4 bedroom house• Fabulous panoramic views• 2 Generous reception rooms• Dining kitchen, stunning gardens, studio• Garage, viewing essential

£349,950

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Pennine GroveHuntroyde

• Spacious detached true bungalow• Lounge, dining room and kitchen• 3 Bedrooms and 4 piece bathroom• Conservatory• Gardens, drive and garage£279,900

Wycoller ViewLaneshawbridge

• Stunning 3 storey 3 bed townhouse• Fabulous views, conservatory• Breakfast kitchen with balcony, lounge• En-suite, study, utility, cloaks• Garage, double drive, rear decking£215,000

Station roadFoulridge

• 2 bedroom mid terrace house• Village location• Lounge, dining kitchen, utility• Bedroom one with fitted wardrobes• 4 Piece bathroom£105,000

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Norwood, Brogden Lane Barnoldswick

• 4 Bedroom semi-detached house• Highly sought after address• Detached double garage • Substantial gardens, 2 reception rooms• Dining kitchen, recent bathroom£399,950

Raynor, Skipton Old RoadFoulridge

• 2 Bedroom semi-detached house• Panoramic views, refurbished• Stunning kitchen open plan to living room• Lounge, cloaks, luxurious 4-piece bathroom• Drive, garage, beautiful gardens£225,000

RivendaleTrawden

• Modern detached 3 bedroom property• Choice corner plot, village• Recently installed kitchen• En-suite, new floor coverings• Secure garden, private driveway£199,950

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Long Syke FarmhouseBurnley

• Fabulous 3 bedroom farmhouse• Stunning and scenic location• Master bedroom with 6-piece en-suite• 2 Reception rooms, lovely dining kitchen• Viewing recommended!

£420,000

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The NewBuy scheme logo is protected under Crown copyright requirements. The logo is freely available for builders and lenders operating under the NewBuy scheme. Additional requests for use of the logo must be made directly to the Department for Communities and Local Government.

Please contact:caroline.cooke@communities.gsi.gov.uk or 030 3444 1348)

The NewBuy logo

www.barnfield-homes.co.uk

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-

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Standroyd Court, Colne

H

I get

H

I spend a lot of my spare time riding horses, looking after my pony and walking my Collie Dog. Most recently my time is being used to gather room ideas for my first home.

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WHAT’S ON?

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If you’d like to see your event featured in our What’s On Guide, then we’d love to hear all about it! Contact us with the details at hello@yourvillagelife.co.uk or find us on Facebook at www.facebook.com/YVLmag

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Gisburn RoadHigherford

• Mature 3 bed semi-detached house• Highly sought after location• Cloaks, 2 reception rooms• 4-Piece bathroom, double garage• Gardens, ideal family property

£275,000

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p63_Layout 1 25/02/2014 15:27 Page 1

For all your accountancy needs

Call Jennifer: 07790 539 867E. info@letcliffebusinessservices.co.ukwww.letcliffebusinessservices.co.uk

• Accountancy• Bookkeeping• Payroll• VAT Returns• Tax advice

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Call: 01282 787386 info.govelo@googlemail.comwww.govelo.co.uk

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40 Albert Road, Colne, Lancashire, BB8 0AD

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La Dolce Vita, Colne@dolcev4

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Keep in touch...

Milano coffee Home-made Italian cakes Artisan bread Panini & soups Wines & beers Olives & olive oilsPasta making Tasting events

HighcroftHarden Road, Kelbrook

• Stunning 3 bedroom property• Beautiful gardens, sweeping drive• Panoramic views, 3 reception rooms• 2 Bathrooms, shower room, 2 garages• Potential for further extension

£595,000

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A unique development in a rural settingAn exciting development of quality, family homes in the heart of the picturesque Higham nr Whalley - a

conservation listed village. The development includes 23 beautifully fi nished houses and 10 apartments, all with generously proportioned accommodation appointed to an excellent specifi cation.

The Village• Friendly village community• Superb primary school in a safe location• Near the unspoilt Ribble Valley surrounded by stunning countryside • Easy access to motorway • Good local transport connections.

The Properties• High specifi cation with choice of kitchens• Private parking for each property• 10 year warranty.

Prices from £139,950with incentives available

The Development• Small luxury development• Natural stone construction with slate roofs• Fully landscaped• 3-4 bed houses and 1-2 bed apartments• Perimeter wall constructed by a local

stonemason using reclaimed stone.

PART EXCHANGE

CONSIDERED

01282 777730 or 07860 726749 Email: sales@clovercroft.co.uk or visit website: www.clovercroft.co.uk

Clovercroft, Higham Hall Road, Higham, Lancs, BB12 9EZ

C lovercrof tH I G H A M

Show house open 6 days a week, 12 noon to 4.30pm. Closed Wednesday

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