guardian property, 25 october 2013

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GUARDIANPropertyOCTOBER 25 2013

GuardianASHBURTON

TOP WESTSIDE CUL-DE-SACProudly marketed by Jenny Gray

Property Brokers

FURTHER DETAILS P2

We are pleased to off er this well-appointed generously proportioned home conveniently situated close to local shops, College and Schools. Centrally located yet quietly nestled in this popular cul-de-sac aff ording privacy and peace. The current owners have taken great care in maintaining this home to an excellent standard. Some additions such as 2 heat pumps, ceiling convection and mostly double glazing makes this home a comfortable, easy maintenance property. The kitchen is open planned to the lounge area with an additional sitting room with sun room. Three generous bedrooms all with fi tted wardrobes, the master with en suite and dressing room. Unusually all three bedrooms have direct garden views leading

to patio – ideal for summer morning breakfast. The garden itself is a testament to the current owners, meticulously maintained with well stocked borders with a variety of mature established shrubs and trees. The delightful patio is the perfect place to enjoy generous sun whilst admiring your secluded oasis. With a double garage and ample off street parking, this home ticks all the boxes.

Cover story

Interested in this property?23 Falcon Drive, Westside, Ashburton

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Jenny GrayMobile: 027 452 2888

PH: (03) 307 9185www.propertybrokers.co.nz

TOP WESTSIDE CUL-DE-SAC

Negotiation: Over $450,000

East to Burnett Street, AshburtonPhone 308 5269 | Open Monday - Friday 9am - 5.30pm

Saturday 10am - 1pm

www.redmonds.co.nz

6 DAYS ONLY!

Promotion finishes

on October 31st.

DON’T MISS OUT!

www.propertybrokers.co.nz

HASTINGS MCLEOD LTDHastings McLeod Ltd Licensed under the Real Estate Agents Act 2008 03 307 [email protected] West Street

YOU WANT IT, I'VE GOT IT

OPEN HOME$455,000 WEB ID AU27285EASTSIDE5 Goldrich DriveGreat value here and hard to build for thisprice• 218.9 sqm• Walk in wardrobe and ensuite• Open plan kitchen, dining and living withseparate lounge• Shower, bath and vanity in mainbathroomVIEW Saturday 26 Oct 10.00 - 10.45am

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HARD TO FIND

OPEN HOMEOFFERS OVER $298,000 WEB ID AU33181WESTSIDE2 Miller AvenueSituated in a very popular location, thisthree bedroom home offers much to thelucky buyer. Along with location you getroomy living areas, including aconservatory, nice gardens with scope todo your own thing, a garage and storagesheds.VIEW Saturday 26 Oct 10.00 - 10.30am

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OPPORTUNITY KNOCKS

OPEN HOME$305,000 WEB ID AU32835WESTSIDE20 Harrison StreetAn opportunity presents itself to live in thisgreat location. Enjoy the convenience ofthe domain, Allenton shopping centre andschool and the College all so handy. Thehome is extremely well presented bothinside and out.VIEW Saturday 26 Oct 10.15 - 10.45am

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CHANCE TO ADD VALUE

OPEN HOMEOFFERS OVER $230,000 WEB ID AU33119EASTSIDE25 Princes StreetSound three bedroom weatherboard homeon corner section. Some redecoratingwould enhance but good entry level home.Well fenced good garaging.VIEW Saturday 26 Oct 10.45 - 11.15am

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FANTASTIC FARM ROAD

OPEN HOMEDEADLINE PRIVATE TREATY WEB ID AU33254WESTSIDE54 Farm RoadA very spacious family home with modernopen plan kitchen and dining roomcapturing the morning sun.VIEW Saturday 26 Oct 11.00 - 11.45amDEADLINE PRIVATE TREATY (unless soldprior) Friday 8th November 2013 at2.00pm

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CENTRAL & AVAILABLE NOW

OPEN HOMEDEADLINE PRIVATE TREATY WEB ID AU33200WESTSIDE27 Burnett StreetYour chance to secure a sunny townhouseclose in westside with spacious living areas.2 toilets.VIEW Saturday 26 Oct 11.00 - 11.45amDEADLINE PRIVATE TREATY Thursday 31stOctober 2013 at 4.00pm

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CENTRAL LIVING

OPEN HOME$379,000 WEB ID AU33257EASTSIDE27 Grey StreetA modern and stylish four bedroom home,on a secure and private rear section astones throw from the Ashburton CBD.Added benefits of solar heating, animpressive grape vine and easy care sunnyoutdoor courtyard.VIEW Saturday 26 Oct 11.30 - 12.00pm

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ENJOY SUMMER LIVING HERE

NEW LISTING$435,000 WEB ID AU33348TINWALD17 Thomson StreetThis spacious brick home, built in the2000's has four bedrooms and twobathrooms and loads of storage. Greatflow from the open plan living area tolovely private outdoor area. Well fencedsection with garden shed and vegiegarden.View By Appointment

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BIG FAMILY?

NEGOTIATION WEB ID AU30748AWESTSIDE11 Farm Road• Walk in wardrobe and ensuite off master• Two living areas• Open plan kitchen with dining area• Huge double garage with internal access• Large games room• Fully insulatedView By Appointment

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ATTRACTIVE FIRST HOME

NEW LISTINGOFFERS OVER $219,000 WEB ID AU33293EASTSIDE5 Wellington StreetHard to find in this price range. Idealinvestment or first home. Easy walk toHampstead School and Kindergarten.View By Appointment

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MAKE THIS YOUR OWN

OFFERS OVER $265,000 WEB ID AU33255EASTSIDE22 Brucefield AvenueModern attractive and sensible homeplaced well on section to catch all day sun.Three double bedrooms. Living opens toprivate, shelter outdoor living area. Greatbackyard. Child and dog friendly.

Don't delay with this one!View By Appointment

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ATTRACTIVE WEST SIDE HOME

NEG. OVER $289,000 WEB ID AU33218WESTSIDE25 Bathurst StreetSunny spacious 3 bedroom home on easycare 701sqm section. Close to AllentonShopping Centre. Exterior recentlyredecorated. New log burner to beinstalled.View By Appointment

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FABULOUSLY SUNNY!

$335,000 WEB ID AU33192EASTSIDEFlat 1 42 Grey StreetEnjoy your busy or retired life in this sunnythree bedroom townhouse within theavenues. Sitting well for all day sun on asmaller easy care section, this home has itall - open plan kitchen/dining/living,conservatory, double garage and muchmore.View By Appointment

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SOMETHING FOR EVERYONE

NEGOTIATION WEB ID AU33160TINWALD151 Archibald StreetWe have available this three bedroom splitlevel home with multiple living areas, threecar garaging, super office/multi purposeroom, loads of off-street parking and awide range of outbuilding. Likely to bepriced in the lateish 200's.View By Appointment

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SUPERMARKET AT YOUR DOOR

$295,000 WEB ID AU33142WESTSIDEFlat 1, 61 Short StreetWell not quite, but only a hop, skip andjump away. Fantastic views hereoverlooking Borough School grounds andtown centre amenities. Two doublebedrooms, full bathroom facilities. Goodkitchen/dining opens to separate lounge.View By Appointment

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PRIME ALLENTON LOCATION

DEADLINE PRIVATE TREATY WEB ID AU33141WESTSIDE8 Churchill AvenueThere is lots to like about this stylish home.Sunny, warm and inviting. Open plankitchen/dining.View By AppointmentDEADLINE PRIVATE TREATY (unless soldprior) Wednesday 6th November 2013 at2.00pm

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GREAT LOCATION

$495,000 WEB ID AU32991WESTSIDE122 Elizabeth StreetBrand new 211sqm three bedroom homeplus office, two bathrooms and a doubleinternal access garage. Designed to bespacious and warm. Sited on 666sqmsection, this home is certain to impress.Don't delay.View By Appointment

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BRAND NEW - AVAILABLENOW

$389,500 WEB ID AU32739EASTSIDE153 Victoria StreetSun filled attractive three bedroomtownhouse. Close in east side locationclose to Countdown Shopping Centre.Open plan living, three spacious bedrooms- master having ensuite. Attached two cargaraging. Move now!View By Appointment

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GOOD RENTAL PROPERTY

$218,000 WEB ID AU31031EASTSIDE30 Princes StreetTidy three bedroom home on small easycare 421sqm section close to East Street.Good tidy tenant in place paying $280 perweek and keen to stay on. New log burner,cylinder and nice kitchen with Butlerspantry.View By Appointment

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HOW GOOD IS THIS!

$499,000 WEB ID AU32196EASTSIDE11 Magnolia DriveYou will be impressed with the locationand size of this family home.• 257sqm big• Walk in wardrobe and ensuite in master• Separate Lounge• Open plan kitchen, dining and livingView By Appointment

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ENDLESS OPTIONS

$295,000 WEB ID AU30754AWESTSIDEFlat 2, 179 Harrison StreetHarrison Street location, three doublebedroms upstairs (even has a chair lift foreasy access!), one downstairs with ownsitting room and private outdoor access.Spacious lounge and dining area is heatedwith inbuilt cosy diesel fire.View By Appointment

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NO WAITING HERE

$142,000 WEB ID AU32477TINWALD3 Braam LaneBuilding site ready and waiting for you to build on765sqm. Nice setting. No waiting on titles.View By Appointment

The Braebrook story continues...STA

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REAL WOW FACTOR

OFFERS OVER $225,000 WEB ID AU27706ASHBURTON40 Ludlow DriveLake frontage, wonderful outlook. Build your dreamhome on this 1099sqm well positioned section.Opportunities with lake frontage in established areaslike this are very few and far between.View By Appointment

www.oaklea.co.nz

LARGE SECTION

$185,000 WEB ID AU31901TINWALD22 Elmwood GroveHurry now! This large building site, 1108sqm hasbecome available in the Millichamp Nurserysubdivision of Elmwood Grove. This subdivision iscompleted to a very high standard with high qualityhomes now being built and established. The title isavailable and building can start immediately. Be quick.View By Appointment

LAKE HOOD SECTIONS

FROM $190,000 WEB ID AU25458BASHBURTONStage 8 Lake Hood SubdivisionStage 8 Lake Hood sections selling now. Come alongand secure your dream building site now.

Priced from $190,000.



SUCCESSFUL WINDROWING BUSINESS

NEGOTIATIONWEB ID AC32746ASHBURTONWindrowing BusinessSeptember 2013 valuation of modern plantapproximately $610,000 plus GST. Successful businesscovering from the Selwyn River to the Rangitata River.Concentration of efforts in the Dorie, Pendarves,Wakanaui and Flemington areas in the heart ofCanterbury arable land. The Vendor has developedanother growing business and wishes to concentrateon that and offers a "restraint of trade" and help tore-establish the new operator.

View By Appointment

PRESTIGE LOCATION

NEW LISTING

DEADLINE PRIVATE TREATYWEB ID AL32790

ASHBURTONWinchmore Dromore Road8.9 hectares set in the heart of Winchmore. Borderdykeirrigation on Lismore stony silt loam.

Excellent shelter and aesthetic plantings. A 10 hectareblock is immediately adjacent and is available forpurchase.

Offers close at the office of White Fox & Jones at 4pm22 November 2013.

View By AppointmentDEADLINE PRIVATE TREATY(unless sold prior) Friday 22ndNovember 2013 at 4.00pm

GET ON THE LAND

NEW LISTING

DEADLINE PRIVATE TREATYWEB ID AL32791

ASHBURTONWinchmore Dromore Road10.8 hectares. Lismore stony silt loam soils. Borderdykeirrigation. Four bay shed with two loose boxes. Cattleyards and 30m well. Opportunity for building forlifestyle, dairy support and/or income.

An 8 hectare block adjacent is also available.

Offers close at the office of White Fox & Jones at 4pm22 November 2013.

View By AppointmentDEADLINE PRIVATE TREATY(unless sold prior) Friday 22ndNovember 2013 at 4.00pm

165HA DAIRY FARM

NEW LISTING

DEADLINE PRIVATE TREATYWEB ID TMR33173HINDS120 Dobsons Road• Ideal Mid-Canterbury location• High Spec 54 bale Rotary Shed• Low cost irrigation• Own bores produce 96Ltr/second• High producing new variety pastures• Excellent production• Minimal supplements fed• Great standard of housing and shedsValue for money irrigation, excellent production,minimal labour required with a high spec 54 balerotary shed and no tape gates (all swung metal gates)This immaculate, centre pivot Dairy Farm will reallyimpress you.

View By Appointment

DEADLINE PRIVATE TREATY Thursday 28th November2013 at 4.00pm

STUNNING VIEWS - 15.68HA

OPEN HOMEDEADLINE PRIVATE TREATY WEB ID AL32769GERALDINE147 Brophy RoadCoveted elevated position with vistas that capture theessence of rural New Zealand through Southern Alpssnow lines across the Plains to the sea.The peace and privacy afforded by this modern threebedroom home is amplified by the tasteful decor, spaconservatory and easy care landscape.VIEW Saturday 26 Oct 10.30 - 11.30amDEADLINE PRIVATE TREATY Tuesday 29th October2013 at 4.00pm

DRAMATIC VIEW - 10.58HA

VIEWINGDEADLINE PRIVATE TREATY WEB ID AL32771GERALDINE89 Brophy RoadAn elevated deer fenced unit in an area of naturalseclusion and privacy. Dramatic views in everydirection from the Southern Alps across the Plains tothe sea. Power, telephone and water connectionsavailable. A unique location that embraces thepicturesque landscape.VIEW Saturday 26 Oct 10.30 - 11.30amDEADLINE PRIVATE TREATY Tuesday 29th October2013 at 4.00pm

YOUR FIRST STEP

FINAL NOTICEAUCTION WEB ID AR32818LEESTON847 The Lake Road97 hectare dairy farm only 6kms from Leeston, CentralCanterbury. Currently milking 290 cows. Last yearmilked 300 cows and produced 93,000kgs (severedrought). 26 aside herringbone shed and supportbuildings. Four bedroom home with two livings.Separate office. A nearby 9 x 6 metre near new shed isused as a car garage/tractor shed.AUCTION2.00pm, Wed 30th October, 2013

Industry Comment

2 years

Mortgage rates

5.95% P.A.

2 years

6.25% P.A.

2 years

5.95% P.A.

2 years

5.75%P.A.

2 years

5.95%P.A.

2 years

5.95%P.A.

*At the time of printing

It seems the market is still surging for-ward at a rapid pace, we have the occa-sional day or two when the phone rings a little less but predictably its short lived and the offi ce is buzzing with new enquiry. The staff here have seen it all, 252 years be-tween them, nothing is surprising I guess. Everyone has their view and the whys and wherefores – The rural guys have some bi-zarre and frankly unfathomable reasons but I have to admit a lot of the time they are right. Could the reason be the high migra-tion to New Zealand, in fact it hit a 10 year high in September with fewer kiwis leaving for Australia and more new migrants arriv-ing. Westpac senior economist seems to think the gain was due to New Zealanders staying put and an increase ( at above av-erage levels ) of new immigrants. For the record NZ saw a net gain of 2,700 people in September in simple terms more people arrived than left! This translates to more people needing places to live – the signifi -cant number mean it will have an eff ect on the housing market for the short to medium term. Certain banks including Westpac con-clude house prices are expected to keep ris-ing in the year ahead though at a slightly slower pace, despite the headwinds of the reserve speed limits on low deposit home loans. The exodus to Australia after the 2011 Christchurch earthquake was a huge con-cern but net losses have fallen since late last year. In addition the massive mining invest-ment boom has had the breaks put on and unemployment in Australia is expected to hit 6.5% next year. This is a clear indicator Australia is becoming less and less attrac-tive. The Christchurch rebuild is attracting

Property market surging forward

Rodger LethamProperty BrokersAshburton

much skilled labour, particularly from reces-sion hit Ireland and Northern parts of Eng-land. The Strong dairy sector is a little closer to home in Ashburton, as a rural agent I’ve witnessed a very healthy incline in the val-ue of our farms, after all Mid Canterbury is the jewel in the crown as far as farming in NZ is concerned. Whatever the reason we are all enjoying a very buoyant market with positivity amongst buyers and sellers. Cer-tainly not a frenzy but moreover a healthy demand.


HASTINGS MCLEOD LTDHastings McLeod Ltd Licensed REAA 2008 Telephone 03 307 9176217 West Street

PRIME CENTRAL ASHBURTON COMMERCIAL LOCATION

NEW LISTING

DEADLINE PRIVATE TREATYWEB ID AC33273

EASTSIDECass and Havelock StreetTwo adjoining properties in the popular Ashburton CBD.A diverse investment opportunity with various tenancies.An excellent chance to get into the sought afterAshburton commercial sector. Currently eight separatetenancies within these two centrally located premises.Two titles.

Option 1: 306 Havelock Street, AshburtonOption 2: 72 Cass Street, AshburtonOption 3: Havelock and Cass Street, AshburtonVIEW By AppointmentDEADLINE PRIVATE TREATY Tuesday 19th November2013 at 4.00pm

www.bayleys.co.nz

Deadline Sale All offers on or before 4pm, Thurs 7 Nov 2013

View by appointmentwww.bayleys.co.nz/516667Mike PrestonM 027 430 7041B 03 307 [email protected]

Ashburton

WHALAN AND PARTNERS LTD, BAYLEYS, LICENSED UNDER THE REA ACT 2008.

Hepburns RoadD Located minutes from town in a popular areaD Amazing rural views to the mountainsD Exceptional soilsD Road frontage

If you’re looking for land to build on, then this is it. All that is needed is your dream home.

2 HECTARES ON HEPBURNS


View by appointmentwww.bayleys.co.nz/516671Mike PrestonM 027 430 7041B 03 307 [email protected]

Ashburton


Methven Highway, WinchmoreD A significant 34.3050 hectare parcel of land in a highly sought after farming location

D Suitable for a number of options that will appeal to farmers, lifestylers and investors

D Borderdyke irrigated with productive soilsD Seldom do properties of this size and quality get offered to the market in this area

NEW LIS

TING

WINCHMORE BARELAND

Deadline Sale All offers on or before 4pm, Wed 20 Nov 2013

View phone for viewing timeswww.bayleys.co.nz/516627Mike PrestonM 027 430 7041B 03 307 [email protected]

Ashburton


940 Winchmore Dromore Road

You will be impressed with the presentation and appealing features of this immaculate 22.09 hectare irrigated property. The well positioned home captures sun, views of the mountains and features a chef’s kitchen with breakfast bar, open plan dining and living areas, separate formal lounge and separate study. Four double bedrooms, master with ensuite and walk in wardrobe, large separate laundry with external access and triple car garaging all add to this captivating property.

PREMIUM LIFESTYLE


View by appointmentwww.bayleys.co.nz/516400Jon McAuliffeM 027 432 7769B 03 307 [email protected]

Hinds


526 Isleworth Road

340 hectare freehold traditional sheep farm close to Hinds with all amenities including a modernised three bedroom homestead and two bedroom cottage. A mixture of spray and borderdyke irrigation this is a rare opportunity to purchase a larger irrigated property which has the size and shape for a number of development options.

IRRIGATION, LOCATION, SIZE AND SHAPE

For Sale $179,000

View phone for viewing timeswww.bayleys.co.nz/514208Mike PrestonM 027 430 7041B 03 307 [email protected]

Mount Somers


Pattons RoadD Subdividable 8092m² sectionD Water and power availableD Magnificent mountain viewsD Gateway to a range of outdoor recreational pursuits including fishing, skiing, hiking and mountain biking

SOLD

GATEWAY TO PARADISE

For Sale $3,600,000 + GST (if any)

View By appointmentwww.bayleys.co.nz/516141Jon McAuliffeM 027 432 7769B 03 307 [email protected]

Rakaia


1131 Dromore Hatfield Road

An attractive 100 hectare block located in a most sought after Mid Canterbury location close to Rakaia. The good shape allows for any irrigation development, which in turn would allow for many and varied options from small seeds/vegetable production to stock fattening or dairy support.

SOLD

IRRIGATED WITH EXCELLENT SOILS

Deadline Sale Offers invited on or before 4pm, Thur 28 Nov 2013www.bayleys.co.nz/516397Ben TurnerM 027 530 1400B 03 375 [email protected]

Evan MarshallM 027 221 [email protected]

Wainui, Banks Peninsula


Two fully fenced bareland blocks of just over one hectare each - with formed entranceways, fresh spring water provided to storage tanks on each site, approved building sites amongst native bush and captivating views across the harbour. Build your weekend retreat or permanent residence. Lot 3 is a clear, open paddock with a house site at the top and Lot 7 is a lovely private, native bush block with a beautiful stream within the property.

STUNNING VIEWS

%This week’s winner!

Congratulations to the winners of this week’s $50 voucher from:

Every property advertised in the weekly Guardian Property Liftout goes in the draw to win a $50 voucher from a selected property

services supplier.

GUARDIANProperty

Congratulations to the winners of this week’s $50

25 Princes Street

Welcome to your new home. To help you celebrate your recent move we would like to offer you a complimentary one month

subscription to the Ashburton Guardian.*

The Ashburton Guardian is a morning paper, published 6 days a week and concentrated on bringing the reader local urban and rural news and views, profile stories, sports, business articles, photos, classified

advertising and much much more from around the district. So relax in your new home and enjoy reading the Guardian.

SPECIAL WELCOME OFFER

Simply phone one of our friendly customer service team members on 0800 274 287 and quote the words “Home Buyer”

Just for home buyers!

Subscribe at [email protected]/ashguardian

*Terms and Conditions Apply

Rent or buy

The big question- rent or buy?

Buying the quarter-acre has been the Kiwi dream for generations. Home ownership is almost considered a rite of passage for New Zealanders, an inevitable step in our lives, but during an unstable fi nancial climate, is it still the right way to invest in our future?

For many years it was considered

that the key to fi nancial security was to own your own home. Renting was viewed as something only poor people did, and we were constantly fed messages such as ‘rent money is dead money’.

The truth is that not one solution is right for everybody, and in certain circumstances, renting

can actually provide a better fi nancial future than buying for many people.

With new restrictions put in place by the Reserve Bank, more potential buyers have been pushed from the market, and will look at renting as a long-term option. The new regulations limit residential mortgage lending with an LVR, (loan to value ratio), over 80 per cent. However these restrictions only govern certain fi nancial institutions, with many Australian-owned second-tier lenders entering the market, off ering fi nancing up to 90 per cent.

In favour of buying a home, is the view that it is a form of forced investment. Few of us actually put money away for our future, as a large majority struggle from week to week as it is. When the decision comes down to groceries for the week or retirement savings, the obvious decision is groceries. So by having a proportion of your wages automatically going towards the mortgage, it’s a form of building wealth that eliminates procrastination.

Assuming that interest rates

with an LVR, (loan to value ratio), over 80 per cent. However these restrictions only govern certain fi nancial institutions, with many Australian-owned second-tier lenders entering the market, off ering fi nancing up to 90 per cent.

the view that it is a form of forced investment. Few of us actually put money away for our future, as a large majority struggle from week to week as it is. When the decision comes down to groceries for the week or retirement savings, the obvious decision is groceries. So by having a proportion of your wages automatically going towards the mortgage, it’s a form of building wealth that eliminates procrastination.

Amanda Wright

of Mid Canterbury’s home owners read the Ashburton Guardian*

86%

GuardianASHBURTON

Can you afford not to be here?*SOURCE NEILSEN MEDIA

435 West St, Ashburton - Phone: 03 308 1335 www.johnstonshire.co.nz

Johnstons Hire Centre is locally owned and operated by Derrick and Deborah Du Toit and in 2012 Derrick won the Mid Canterbury

Customer Service Person Of the Year Award through the Ashburton Business Association.

This husband and wife and their exceptional team have grown this company immensely, having to move premises twice to

accommodate for more gear.

Derrick and Deborah are at the fore front of this business so it is paramount to them that every customer that walks in gets

treated like the last, with impeccable service.

When you need the right equipment, anything from concrete gear to diggers and tractors or trailers and gardening gear , then

Derrick, Deborah, Glenn and Bones are the people to see.

For award winning service...don’t go anywhere else!

Rent or buy

remain fairly stable over the course of a mortgage, people who own their own home will feel the initial fi nancial squeeze subside over time. Your mortgage repayment rate is locked in over many years, so assuming that infl ation continues to rise, your salary should also rise, so eventually your mortgage repayment will become a much smaller percentage of your

salary. Compared with those who rent, who may see themselves paying double or triple in another 20 years.

However there are many cases where the opposite is correct.

Take a $300,000 home, which may result in a rent payment of $350 per week. A $500,000 home may fetch $450 per week in rent. However a $1,500,000 home may only be able to secure $700

per week in rent. Many wealthy businessmen are renting million dollar homes, to avoid huge mortgage payments while still enjoying luxurious surroundings. The diff erence between their rental payment and what a mortgage payment would be, is in some cases double the equity that would be going toward the home, meaning they are fi nancially better off renting and investing the excess left-over cash.

The key is of course discipline. A mortgage owner is forced to invest otherwise they lose their

home, where as a renter can do what they like with their excess cash. If they invest it wisely they can be in a much better fi nancial position that someone who chose to buy their home, or they can choose to live a lavish lifestyle of fun, with less of a fi nancially secure retirement.

It comes down to priorities. Enjoying your life now, or making sacrifi ces now to possibly enjoy a fi nancially secure retirement. However the only certainty in life is that nothing is certain.

All fi nancial situations are unique, so it pays to visit a fi nancial advisor to get the best advice for your own situation.

Rent or buy

Home Improvement

New range of lighting arriving daily from

www.laserelectrical.co.nz

726 East Street, AshburtonMonday - Friday 8am - 5.30pmSaturday 10am - 1pm

0800 LASER 4 U(0800 527 374)

Lighting

The best way to freshen up your home, add value and saleability is to paint, either inside or outside. Preparation and product knowledge is key and you need to choose the type of paint and undercoat to suit the purpose to get a great fi nish and longevity.Two properties you need to consider are how much wear and tear will the surface get and is a sheen or gloss fi nish going to suit your decorating scheme. If you are painting an area which will be subjected to hard use and frequent washings, go with the highest gloss you can as these paints are designed for just that. If the “feel” of the room is important such as a living room or bedroom, choose the lower gloss fi nishes for a calm soothing feel. On exteriors, choose gloss, gloss, gloss for longevity.Regardless of which gloss level you choose, all the latest paints will give you easy to apply, long-lasting, durable fi nishes that will reduce heat loss or gain, reduce sound transfer and provide years of trouble free cover.

Primers/sealersPrimers/sealers seal the surface off and are designed to provide a good surface for the fi nish coats. They are used on bare wood and metal, previously painted surfaces that have been repaired or are in poor condition, or if the existing surface is to be painted with a new colour that is much darker or lighter than the existing one. They are also used block out stains and on woods that will bleed through a paint coating.They ensure your paint work will last longer as the resins in the fi nish paints stay on the surface. Peeling and premature failure is eliminated and this is by far the most important part in getting

By Shane WoodsInsideout Property Services

Freshen up your homea long-lasting, durable fi nish.

Finish paintsThere are two types of paints used today – water-based and oil-based. Water-based gives a great fi nish and is a much easier paint to use. It cleans up with water, dries quickly, has less odour, is non-fl ammable, easy to touch up, remains more fl exible and allows moisture to evaporate through the fi lm, reducing blistering, cracking and peeling.Inexpensive water-based paints use softer vinyl resins (binders) and more water in the formulation while the more durable of the water-based paints use 100 per cent acrylic resins and less water. The term enamel is normally associated with paints that have some gloss to the fi nish. Enamels are formulated with higher concentrations of resin as they are intended to be subjected to more wear and tear.

Levels of glossThe sheen of a paint is the amount of light refl ected by the surface of a paint fi nish. There are four basic sheens – fl at, satin, semi gloss and gloss.Flat paints have non-refl ective properties, providing a matte fi nish. This fi nish helps hide surface imperfections and is

• 24hourturnaround•Comprehensivebuildingreportsthattalkinyourlanguage

•Qualified,experiencedandprofessionalinspectorswhoarefullyinsured

BEFOREYOUBUY,DOYOURRESEARCH

STOP! STOP!

www.thehabit.co.nz | Office: 0800 32 58 58 | Email: [email protected]

MAKESUREYOUTALKTOUSBEFOREBUYINGORSELLINGYOURPROPERTY

Home Improvement

normally used for ceilings and walls in areas not subjected to a lot of wear and tear. Satin paints provide a soft lustre sheen similar to that of an eggshell. A satin fi nish provides a harder surface fi nish which is more durable and more stain resistant than a fl at fi nish. This durability makes satin paint a good choice for walls in children’s rooms, hallways, stairways and family rooms.Semi gloss paints are very durable, easier to clean, and are more stain resistant than satin fi nish paints. Semi gloss paints are most often used on heavy wear surfaces or areas that are frequently cleaned such as kitchens and bathrooms. Semi gloss paint is also used on wood trim and cabinets.Gloss paint is a harder, more durable, more stain resistant paint fi nish. It is easier to clean than all the other paint fi nishes but generally make surface imperfections more noticeable. Gloss fi nishes are the best choice for heavy wear areas like kitchens, bathrooms, furniture and cabinets, fl oors, stairs, handrails, high traffi c doors and trim.

Oil-based vs water-basedToday is a time of change in the paint industry. With environmental issues coming to the fore, paint manufacturers are busy formulating new products that cut down on VOCs (volatile organic compounds), which the experts warn may have adverse health eff ects.

The advantages of water-based paints are:• low VOCs• easy clean-up with water• quick drying• an elastic, fl exible fi nish resistant to cracking• stable colour over time, without yellowing

The advantages of oil-based paints, which require clean-up with mineral spirits and tend to have more VOCs, are:

• attractive gloss• good “levelling” (brush strokes fi ll themselves in to create a smooth fi nish)• hard, durable fi nish

As a result, even though the majority of paint sold today is water-based, oil-based paint remains popular for glossy woodwork, doors, and furniture, as well as demanding surfaces such as fl oors.There is a defi nite shift away from oil-based paints in the industry. For instances when an oil-based paint would be preferable, but you desire a water-based product, some companies now have “waterborne enamels”. These paints look and behave much like oil-based options, but deliver improved environmental performance.However, be cautious when switching to a water-based paint if the surface has previously been coated with an oil-based product, as the new paint may not stick. It requires a little extra work but can be successfully done with good preparation and primer/undercoat.

Interior Design

Don’t let the word “shabby” fool you. As you enter the realm of soft beauty, you’ll fall in love with the elegant simplicity which is shabby chic.

The beauty of shabby chic is that it can be budget-friendly and easy to acquire. With handicrafts, garage-sale furniture and market bargains, a coat of paint and some sanding can be all that is required to turn a piece of junk into a styled treasure.

The look may be unstructured and lacking in formal rules, but this timeless aesthetic can add an eff ortless elegance to your home. The emphasis is on vintage, well-worn pieces

The relaxed stylings of shabby chicor new items that are distressed to achieve the appearance of an antique. Teamed with a soft palette, glamourous accessories and unexpected rustic touches, shabby chic adds a country feel of relaxation, with a feminine genre.

Here are some tips to bring the casual elegance of shabby chic into your home, through relaxed, cosy simplicity.

Begin with your colour palette and consider the walls, fl oor and window furnishings. As the style refl ects rural charm, opt for a wooden fl oor, or ceramic tiles. If using carpet, then opt for a soft colour on a

luxurious shag.

The colour of choice in shabby chic is white. Walls are usually painted white and all the furniture tends to be white-washed. To convey the dreamy nature, pastel shades like rose, faded blue and light green are used as accents. You can also give your fabric a vintage-look by staining it with tea. Whites on cream on off -white, the layering gives shabby chic its rich opulence.

Accessories will go a long way toward obtaining the shabby look, and the great thing is that they can be low-cost items which pull the theme together. Ornate

Amanda Wright

Take a closer look at contents insurance. A Rothbury Insurance broker will give you the peace of mind to know, should anything unexpected happen to your household contents and personal belongings, you would be able to repair or replace them.

69 Tancred Street Ashburton

PH: 03 308 9612

“Take a closer look”

Interior Design

www.methvenrealestate.co.nz | 127 Main Street, Methven | (03) 303 3093

Methven Real Estate Ltd MREINZLicensed Real Estate Agents REAA2008

Methven Real Estate Ltd MREINZMethven Real Estate Ltd MREINZ

Principal 0274-388-493

Selwyn AllredProperty Consultants0274-909-991 Mark

0272-429-799 Rachel

Mark & Rachel AllredUrban / Rural Property

Consultant021-743-394

OJ – Martin DodsonProperty Manager/ Property Consultant

0274-655-387

Rosa HarperOffice

Administrator303-3093

Amanda Pannett

65 Pattons Road, Mt SomersOpen Home Saturday 26th October 11-12.00pmGET READY TO BE WOWED!! - This 3 bedroom cottage in the Mt Somers Township has been renovated to a very high standard with lots of stylish features. Large bedrooms, master has built in wardrobe and storage cabinet.Decor and some period features still exist (old coal range). Farm house kitchen with walk in pantry. Shower room and separate main bathroom with large bath and walk in tiled floor shower. Log burner in main lounge gives off lots of heat to make very comfortable living. 1/4 acre section gives space and privacy from road. Front and rear grass areas with mature trees and plants.

$272,000

NEW LISTING

143 Hobbs Road, MethvenOpen Home Saturday 26th October 1-2.00pmMETHVEN COUNTRY LIVING. - 1/2 acre property located just 2km from the centre of Methven, 50m to golf course, town meets country in this top presented 340m2 home. Featuring 4 bedrooms, 1 ensuite and 2 other bathrooms, Double glazed throughout, quality log burner, 5 heat pumps, ultra batts, under floor heating in 2 bathrooms ensuring that you are kept toasty warm in winter and cooler in summer.Top class appointed kitchen/dining with quality brand appliances and stylish granite benchtops. External features include a bbq area, deck with rural ambiance and alpine views. Impressive gardens has various mature trees, raised veggie patch and tunnel house. Massive amounts of storage, utility rooms, shed and cavernous 2 car garage+workshop.

NEW LISTING

ENQUIRY RANGE OVER

$600,000

30 Miller Avenue, Allenton, AshburtonYOUR CHANCE IN ALLENTON - Be quick a rare chance to secure a premier location and quality spacious home on 989m2. This property has lots to offer with stylish decor throughout. 3 spacious bedrooms, master leading out to the sunroom. Large lounge/dining room and adjacent paved and screened outdoor living space. Computer nook for business or homework. Storage a plenty. Renovated kitchen and bathroom (bath and shower) plus separate toilet. Very large laundry with space to expand - options could be office, 4th bedroom or 2nd bathroom. Mature easy care garden. 3 off street parks, carport and single garage and workshop. Reserve next door gives the added feeling of space and separation.

ENQUIRY RANGE OVER

$368,000

frames and framed mirrors can be refi nished to display treasured art on the walls. Give them a light sanding and a coat of white or pastel paint for vintage glamour.

Shabby chic means injecting a certain sparkle amongst the relaxed ambience, so consider a chandelier which creates dancing sunlight throughout the room. A chandelier will add quirky elegance to the space, while reinforcing the vintage glamour feel.

Fine china can add whimsical sophistication when entertaining. Use vintage teacups to host your next high tea for a ladies afternoon with a diff erence.

No matter how you pull it all together, only choose items which you love. Every detail should bring out joy as your eyes glance the room. Treasure the timeless and comfortable concept, and make it a place for you to escape the busy world outside.

Don’t let the word “shabby” fool you. As you enter the realm of soft beauty, you’ll fall in love with the elegant simplicity which is shabby chic.

Building

• Maintenance & repairs • Painting

• Carpentry • Spouting• Water blasting

• Handyman services • Renovations

• Fencing & decks • Insulation

• Rural & urban

Let the team at Insideout take care of all your painting and property maintenance

Call Shane today on 03 307 7071

2010 LTD

Building your own home can be the most rewarding decision of your life. It can also be the most costly and most frustrating decision you will ever make. The outcome depends significantly on your choice of builder, yet many people make that important choice on a whim, on estimate or on a recommendation.

There’s no right answer when choosing a builder, but there is a right and wrong way to make the choice. With thorough research and investigations, you can follow the path to the right builder, the one who really hits the nail on the head when it comes to bringing your vision to life.

Your builder’s experience and expertise can affect the decisions you make while building your home. The difference can be the creation of the home of your dreams or just another home.

Don’t be shy about asking. If they are a reputable builder, they will want you to know their credentials. If you receive resistance or comments such as “Geez can’t you just take me on my word” then back up the horse because you have found yourself a cowboy.

From the builders’ experience, you will come away with a list of references and a portfolio of previously completed projects. Are you looking for a one man artisan who pays attention to every detail in your home? Or is it important to you that your home be built on a tight schedule and problems and challenges are addressed quickly and

efficiently? Take the time to look at the range of homes they have built. If they all look the same, it may be that the builder is more comfortable working off a simple set of plans. This isn’t necessarily a negative if this is the sort of house you are interested in, it may mean a significant cost saving if the completion date is fast. If the houses are all unique and intricate it means that your builder is likely to be happy to think outside of the box to create a truly unique masterpiece to set your home apart from any other.

Be sure to follow up with your list of references and ask the following specific questions;

Did the builder stick within the budget and were there any additional expenses at the end that weren’t included within the contract?

Was the build completed on time, and if not what were the specific reasons behind any delays?

Was the builder easy to deal with throughout the process, did they return phone calls and how open were they to adjustments during the build?

After you have spoken to a few references you will soon get a feel for which builder is going to suit your specific needs the best, depending on which area is of most importance to you, budget, time or flexibility.

When you approach the builder that you

feel will best suit your needs, ask for a written estimate. If you already have floor plans from an architect, take these with you as you will receive a more accurate estimate. Look carefully at what is covered in the estimate. Some builders may omit small details such as a garage door, or steps to the front door to make the overall price look smaller, so make sure every detail is covered. Also look at amounts quoted for small items such as lighting fixtures or cabinetry. They may be quoting for budget level fixtures, but if you know that these features are important to your design and it is likely you will choose more expensive options, be sure to ask the builder to adjust these figures accordingly to give you a more realistic expectation.

Get estimates from more than one builder if you are unsure.

Ask your builder about liability insurance and ask for a written summary of what they are covered for, including the cover of sub-contractors that they have employed on-site.

Once you receive your contract in writing, make sure you ask your lawyer to look over the details. They will have a better eye for spotting dodgy clauses or for picking up on crucial elements that may have been missed. It’s your livelihood, so don’t take a casual approach to the details, otherwise it may just become your nightmare instead of your happy every after.

Hitting the nail on the headAmanda Wright

Property Services

Ph/Fax: 308 8138 | Mobile: 021 244 70522 Reid Crescent, Ashburton

Roger Martin specialises in:• Gardendesignand

plantingschemes

• Plantsourcingandplacingservice

Bringyourgardentolifewith

ROGER MARTIN ROGER MARTIN GARdEN dEsIGN

Call Roger Martin today for your on-site garden consultation.

•Propertyvaluations

-Dwelling,land,insurance

Call Ian McBride today for your real estate valuation

Phone: 03 308 5468Mobile: 029 770 5468

Email: [email protected]

Ian McBrideREGISTERED VALUER

A.N.Z.I.V. S.P.I.N.Z.B.Com (Agr.), V.F.M.

Trees need sorting on your property?

• Pruning• Felling• Hedgetrimming• Branchchipping(upto12”)

0800 559 255 for a free quote

YOU NEED FOUR SEASONS TREECARE, YOUR LOCAL QUALIFIED

ARBORISTS!

Four Seasons Treecare Ltd

0800 559 2550800 559 255

Four Seasons Treecare Ltd

• Powerlineclearance• Stumpgrinding• Dismantling

All your tree services!

New HomesAlterations

Light Commercial

Email: [email protected]

Earthquake strengthening and

Repairs, and Compliance.

Phone (03) 303 9830 or0800 500 564

Brighten up your home and workplace

A/H 302 6992 - Mobile: 027 4354 646www.andyspaintinganddecorating.co.nz

Doing some landscaping?

HOME IMPROVEMENT WAREHOUSE

81 West Street, Ashburton - Phone: 308 5119

Call and see Pete today for all your landscaping needs.

Landscaping

Do you own a franchise business that has outgrown your current premises and need something with a showroom and storage. This block is available for

design/ build opportunities ideal for your business to be located. The large 5008m2 section is located

at the main entrance off Bremners Road. Just a stones throw away from State Highway 1, this may be the catalyst you need to be based in a bright

new go ahead area. The healthy side to this location is being right next to wide walk/cycle ways that

feature in the Ashburton Business Estate.....run your business smart....keep fit during your breaks! Your

enquiry on this property is welcomed.

Do you own a franchise business that has outgrown your current premises and need something with a showroom and storage. This block is available for

design/ build opportunities ideal for your business to be located. The large 5008m2 section is located

at the main entrance off Bremners Road. Just a

Café / Restaurant with corporate offices Showroom / Light industrial servicing

2 Sim Place 2 JB Cullen DriveIf you have the flair to develop a new restaurant/

cafe` with commercial offices in these exciting new surroundings, Tricroft may have the premises you are looking for. Several options are on the drawing board

just awaiting the right interested parties to come onboard. Available for owner/occupiers or lease,

this area is likely to attract a clientele from the large catchment of businesses, lifestyle properties and the nearby township of Fairton. Located just 2km from

Ashburton's northern town boundary, ideally a cafe`/restaurant with corporate meeting room would suit the clientele in the area. Not forgetting the need for a takeaway tuckshop for those who need smoko or

lunch on the run....the options are unlimited.

Your vision or our conceptsYour vision or our conceptsBUSINESS SITES FOR LEASE

These premier sites in the Ashburton Business Estate are waiting for you to put your business engine into gear at this exciting location

Property Managment & Development365 West Street, PO Box 634

AshburtonP 03 307 8888

E [email protected]

Great Opportunity

Available for lease as is or owner will develop to requirements of a long term tenant.

Situated on Dobson Street Ashburton, building plus bare land.

The building measures approx 30 x 27 metres providing a total of 810 sq metres (or thereabouts) with a 5.6 metre stud height at the walls and 8.6 metres at the peak. The roof is of steel truss construction providing a clear floor area which makes it suitable for a wide range of uses. It has

three large entry/exits and access around the entire building for large vehicles.

A bare section of approx 1000 sqm is available next door if extra ground is required for development.

To find out more about this great opportunity phone Bruce on 0274 384 250

open homes

Open HomesGUARDIANProperty

Ashburton

Mt Somers Methven

Ashburton and Tinwald5 Goldrich Drive 10 - 10.45am2 Miller Avenue 10 - 10.30am20 Harrison Street 10.15 - 10.45am25 Princes Street 10.45am - 11.15am54 Farm Road 11 - 11.45am27 Burnett Street 11 - 11.45am27 Grey Street 11.30am - 12pmGeraldine147 Brophy Road 10.30 - 11.30am89 Brophy Road 10.30 - 11.30am

Saturday

Saturday

Methven143 Hobbs Road 1 - 2pm

Mt Somers65 Pattons Road 11am - 12pm

View by appointment

11 Farm Road22 Brucefield Avenue25 Bathurst StreetFlat 1/ 42 Grey Street151 Archibald StreetFlat 1/ 61 Short Street8 Churchill Avenue 122 Elizabeth Street153 Victoria Street30 Princes Street11 Magnolia DriveFlat 2/ 179 Harrison Street3 Braam Lane40 Ludlow Drive22 Elmwood Grove120 Dobsons Road

View by appointment

940 Winchmore Road, Ashburton526 Isleworth Road, HindsMethven Highway, WinchmoreHepburns Road, Ashburton

guardian property, 25 october 2013

Documents

itopen home

proportioned home

home ticks

thisthree bedroom home

popular location

westside culdesacnegotiation

double garage

generous bedrooms